Search found 58 matches

by Captain_Video
Mon Nov 26, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: Is good, quality luggage worth the price?
Replies: 88
Views: 5522

Re: Is good, quality luggage worth the price?

+1 for buying luggage at TJ Maxx. They have a good selection of name brand luggage for around $50. My wife and I have done a lot of travelling and found that the expensive luggage doesn't last any longer; the airlines manage to break those too. So now whenever we need luggage we pick up something at...
by Captain_Video
Thu Sep 20, 2018 10:09 am
Forum: Personal Consumer Issues
Topic: Painting kitchen cabinet
Replies: 23
Views: 1403

Re: Painting kitchen cabinet

I had my kitchen cabinets painted about three years ago. It was done by a painter/handyman. He removed the cabinet doors and drawer fronts and took them to his place to paint. The cabinet body was painted in place. After the painting was complete and new hardware installed the cabinets looked like n...
by Captain_Video
Thu Sep 13, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Going to the Everglade. A few questions please.
Replies: 22
Views: 1444

Re: Going to the Everglade. A few questions please.

+1 about the mosquitoes. As soon as you walk into the shaded area of a hammock they will pounce on you. If you leave an area on you the size of a dime untreated with repellent the mosquitoes will find it and bite.
by Captain_Video
Mon Aug 27, 2018 9:51 am
Forum: Personal Consumer Issues
Topic: Considering opportunity in Melbourne - Florida. Any insight about the area?
Replies: 29
Views: 2453

Re: Considering opportunity in Melbourne - Florida. Any insight about the area?

<t>I live in Satellite Beach which is on the barrier island across the causeway from Melbourne. I moved here 40 years ago from the NYC area and think it is a great place to live. <br/> I would like to correct some misinformation in some of the posts to this thread. One is that there are too many old...
by Captain_Video
Fri May 25, 2018 11:45 am
Forum: Personal Consumer Issues
Topic: Rum and Summer Cocktails
Replies: 30
Views: 2292

Re: Rum and Summer Cocktails

Try a rum gimlet. Usually made with vodka but is very good made with rum. A simple to make drink ideal for a warm summer evening. 2 oz white rum (Bacardi) 3/4 oz Rose's Lime Juice 1/4 fresh lime Pour rum and lime juice over ice into on the rocks glass. Squeeze lime into glass and put in peel. Stir.
by Captain_Video
Tue May 22, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 6234

Re: Florida Living

<t>Look into the Melbourne, Melbourne Beach, Satellite Beach and Cocoa Beach (Space Coast) area of east central Florida. <br/> - Family friendly area with good schools public and private<br/> -All the convenience of a bigger city without the congestion (yet). Not much public transportation so you wi...
by Captain_Video
Mon Feb 26, 2018 11:09 am
Forum: Investing - Help with Personal Investments
Topic: 3 Month T-Bill Replacement for Ally No-Penalty 1yr CDs?
Replies: 26
Views: 2431

Re: 3 Month T-Bill Replacement for Ally No-Penalty 1yr CDs?

When I bought T-Bills through Treasury Direct, the Treasury would debit my bank account on the auction date for the full $1000 face value of the bills purchased. On the issue date, the Treasury would refund the discount amount to my bank account. At maturity the bills were redeemed for the $1000 fac...
by Captain_Video
Mon Feb 05, 2018 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Money Market vs. Savings Accounts
Replies: 78
Views: 29473

Re: Vanguard Money Market vs. Savings Accounts

smectym above makes a real good point about money market funds. People have forgotton that during the 2008/2009 financial crisis there was real fear that money market funds would "break the buck" (i.e. not maintain $1.00 price ) and suspend redemptions due to liquidity problems. If you are using a m...
by Captain_Video
Mon Oct 16, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: Is Florida Over, 2017
Replies: 48
Views: 7084

Re: Is Florida Over, 2017

I live on the east coast of Florida about 1/4 mile from the ocean and my house is 12 ft AMSL. Throughout the 40 years I have lived here and during all the hurricanes and nor'easters we have experienced the ocean water has never come anywhere near my house. The closest was probably 1/4 mile minus 100...
by Captain_Video
Mon Oct 16, 2017 11:27 am
Forum: Personal Consumer Issues
Topic: Is Florida Over, 2017
Replies: 48
Views: 7084

Re: Is Florida Over, 2017

Rising sea levels are not the problem in Florida. The problem is that the weight of all the Northerners moving to Florida is causing it to sink into the ocean. So please Northerners stay up there in your overtaxed frozen wastelands and don't move here and exacerbate the problem! 8-)
by Captain_Video
Sat Dec 24, 2016 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Gift money form to help child buy a house.
Replies: 9
Views: 1286

Re: Gift money form to help child buy a house.

I went through this recently with my son. I gave him the gift first then the mortgage co. provided him with their form to state it was indeed a gift. They also required a copy of the endorsed cancelled gift check.
by Captain_Video
Mon Apr 14, 2014 3:47 pm
Forum: Personal Consumer Issues
Topic: New homeowner: lawn care advice
Replies: 87
Views: 30466

Re: New homeowner: lawn care advice

You didn't mention what type of grass you have. In Houston there's a good chance it will be St. Augustine, the same type we have here in Florida. The summer climate there is also similar to Florida; sunny, hot, humid with frequent thunderstorms. Under these conditions St. Augustine grass grows fast ...
by Captain_Video
Wed Oct 09, 2013 1:18 pm
Forum: Investing - Help with Personal Investments
Topic: How Do Bogleheads Diversify Fixed Income?
Replies: 48
Views: 6484

Re: How Do Bogleheads Diversify Fixed Income?

Lately it seems like some investors are taking on more risk in their FI investments to get higher yield.
Chasing yield is never a good strategy:
http://www.cbsnews.com/8301-505123_162- ... -strategy/
by Captain_Video
Tue Jul 23, 2013 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Cost of having an attorney draft a will
Replies: 37
Views: 7687

Re: Cost of having an attorney draft a will

Check with some paralegal services in your area. They can do it much cheaper.
by Captain_Video
Thu Mar 28, 2013 9:37 pm
Forum: Personal Consumer Issues
Topic: How much to replace a watch battery?
Replies: 59
Views: 87492

Re: How much to replace a watch battery?

Buy a Rolex. You'll never have to change a battery or strap ever again! :P
by Captain_Video
Thu Mar 28, 2013 11:15 am
Forum: Personal Consumer Issues
Topic: Windows 8 photo managing/simple editing suggestions?
Replies: 21
Views: 2247

Re: Windows 8 photo managing/simple editing suggestions?

To organize your photos on your computer you need an efficient folder structure. If you don't set up one you will have a mess. This link gives ideas on setting it up: http://www.organizepictures.com/2006/08/organize-pictures Also after copying photos to the computer you should rename them to somethi...
by Captain_Video
Mon Mar 25, 2013 8:27 pm
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 193
Views: 21671

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

If you have the resources and want the watch buy it! In my twenties I wanted an Omega Speedmaster. It was the "in" watch in the sixties; the watch worn by the astronauts. While working in Indonesia I made an R&R trip to Singapore for a few days. While there I visited the jewelry store in the hotel t...
by Captain_Video
Sun Feb 17, 2013 1:07 pm
Forum: Investing - Help with Personal Investments
Topic: [Who owns] TIPS
Replies: 37
Views: 3963

Re: [Who owns] TIPS

I have my whole IRA (50% of my bond allocation) in TIPS; about 75% individual & 25% VIPSX. These were bought in the fall of 2008 when interest rates were high. They were bought with the intent to hold the bonds until they mature in 2029. During this time they will produce steady guaranteed inflation...
by Captain_Video
Thu Jan 31, 2013 8:42 pm
Forum: Personal Consumer Issues
Topic: Why would anybody use Turbotax?
Replies: 111
Views: 15958

Re: Why would anybody use Turbotax?

Questions for Turbotax users:
1. Does Turbotax calculate estimated tax for the current year as well as do the 1040 return?
2. Does Turbotax handle foreign taxes paid as a tax credit or only as a deduction? (I tried to use it several years ago but it would only handle foreign tax as a deduction).
by Captain_Video
Sun Jan 06, 2013 9:10 pm
Forum: Personal Consumer Issues
Topic: buying a home safe for valuables
Replies: 17
Views: 2308

Re: buying a home safe for valuables

If you want a safe to prevent theft it should have an Underwriters Laboratories tool-resistant rating. It should also be bolted to the floor from the inside (better yet sunk into a concrete floor and cemented in place). Most inexpensive small safes are just carried off by thieves and opened later. C...
by Captain_Video
Fri Dec 14, 2012 7:42 pm
Forum: Personal Consumer Issues
Topic: Best Boxed Steaks
Replies: 12
Views: 2158

Re: Best Boxed Steaks

by Captain_Video
Tue Sep 18, 2012 3:30 pm
Forum: Personal Consumer Issues
Topic: LibreOffice Question
Replies: 8
Views: 810

LibreOffice Question

I have MS Office Starter installed on one of my computers (Windows 7) and it serves my needs. My other computer (Windows 7) has no spreadsheet or word processor software installed. I am considering installing LibreOffice. Does anyone use this? Is it good? Compatible with Excel & Word? Safe? I am not...
by Captain_Video
Wed Apr 04, 2012 8:43 pm
Forum: Personal Consumer Issues
Topic: Vegetable Gardening
Replies: 99
Views: 12139

Re: Vegetable Gardening

I also recommend the Earth Box. An easy way to garden and very productive.
Videos that show how it works:
http://www.earthbox.com/planting-a-double-row-crop.asp
http://www.earthbox.com/videos.asp
by Captain_Video
Thu Feb 02, 2012 8:41 pm
Forum: Investing - Help with Personal Investments
Topic: Rebalancing threshold and taxes
Replies: 11
Views: 842

Re: Rebalancing threshold and taxes

You shouldn't let the tax tail wag the investment dog. In my opinion if your equity allocation has risen beyond your comfort risk level you should re-balance, bite the bullet and pay the taxes. If you don't, a market decline could cost you more than the taxes you would have paid.
by Captain_Video
Thu Feb 02, 2012 8:02 pm
Forum: Investing - Theory, News & General
Topic: Anyone selling TIPs now?
Replies: 58
Views: 6275

Re: Anyone selling TIPs now?

I too bought TIPS about 3 1/2 years ago and have about 2/3 in individual bonds and 1/3 in the Vanguard TIPS fund. I am not selling now and intend to hold the individual bonds to maturity. In the meantime the bonds will provide an inflation adjusted income. I also agree that the whole TIPS fund distr...
by Captain_Video
Wed Feb 01, 2012 1:00 pm
Forum: Personal Finance (Not Investing)
Topic: How do you retirees pay for new/new used cars?
Replies: 58
Views: 6329

Re: How do you retirees pay for new/new used cars?

All my cars, except for the first one, were purchased for cash. In retirement I continue to pay cash. In order to handle large expected expenses during retirement (e.g. new cars, new roof, house remodel, etc.) you need to setup reserves for them. These reserves are then subtracted from your investme...
by Captain_Video
Sat Aug 27, 2011 4:52 pm
Forum: Personal Consumer Issues
Topic: Anyone tried a Spanish ham?
Replies: 12
Views: 1893

I buy Boar's Head brand at my local Publix deli for around $22/lb. It's pretty good; a lot like Proscuitto di Parma (I like the Serrano a little better). It has to be sliced very thin. It's a good appetizer along with Queso Manchego, Spanish olives and a dry Fino Sherry (Tio Pepe my favorite).
by Captain_Video
Sun Aug 07, 2011 2:57 pm
Forum: Investing - Theory, News & General
Topic: Why is nobody scared?
Replies: 133
Views: 19830

What, me worry?! In the past when things got really bad we've always managed to muddle through. Most likely we'll muddle through the current mess too. However, if Vesta takes aim at us all bets are off!
by Captain_Video
Sun Aug 07, 2011 2:37 pm
Forum: Investing - Help with Personal Investments
Topic: Anybody remember slide rules?
Replies: 54
Views: 4487

I still have my 12" K&E Log Log Duplex Decitrig with leather case, belt loop and instruction manual. It sits in a desk drawer right next to the black case containing my K&E drafting instruments. :D
by Captain_Video
Fri Jun 17, 2011 2:58 pm
Forum: Personal Consumer Issues
Topic: Shopping for watches
Replies: 104
Views: 11251

I suggest that you buy a Rolex Oyster Perpetual Datejust. New all stainless steel models start at around your price range of $3000; two tone gold/stainless are around $3600. I've worn nothing but Rolexes for 42 years and have enjoyed them (you have to engage in little luxuries once in a while when y...
by Captain_Video
Sat Feb 05, 2011 10:17 am
Forum: Personal Consumer Issues
Topic: Best Cookbook for Single Guy?
Replies: 62
Views: 11374

The Mafia Cookbook by Joseph Ianuzzi.

http://www.amazon.com/Mafia-Cookbook-Re ... 042&sr=1-1

My son used this cookbook when he was in college. Good simple recipes.
by Captain_Video
Sat Nov 27, 2010 2:10 pm
Forum: Investing - Theory, News & General
Topic: Need a 100% TIPS portfolio now
Replies: 89
Views: 14643

Grayfox-

Your calculation for the bond current yield is incorrect.

A bond's current yield is Coupon Yield/Price.

So the 3.625% bond's current yield will be 3.625/1.3228=2.74% and $1M would produce $27,300 yearly income (inflation adjusted).
by Captain_Video
Mon Oct 25, 2010 10:04 am
Forum: Personal Consumer Issues
Topic: Dan Neil in WSJ: Chevy Volt a success
Replies: 334
Views: 34583

Chevy Volt Fraud

Here is an article with a not so favorable view of the Chevy Volt:

http://www.investors.com/NewsAndAnalysi ... otors.aspx
by Captain_Video
Mon Nov 23, 2009 1:20 pm
Forum: Investing - Theory, News & General
Topic: Peak of financial planning ability at age 53
Replies: 6
Views: 1693

A particularly disturbing part of the article is that the authors "contemplate" that the government should adopt regulations to "force" older people to put a large percentage of their assets in safe investments. How would this work? Would the government just take their assets? What would these "safe...
by Captain_Video
Tue Sep 29, 2009 4:31 pm
Forum: Personal Consumer Issues
Topic: Outdoor Grill Recommendations?
Replies: 26
Views: 3965

I'm also a fan of Weber. I've had a three burner propane with cast iron grates (best for searing food) for 11 years and it's still going strong. To get good flavor from a gas grill buy a smoker box at Home Depot. Fill it with hickory or mesquite wood chips that have been soaked in water and place it...
by Captain_Video
Fri Sep 18, 2009 11:35 am
Forum: Investing - Theory, News & General
Topic: Cramer calls top in 10, 30 year Treasuries
Replies: 26
Views: 4198

Maybe Cramer's on to something. Today in a article by Mark Hulbert on CBS Marketwatch he stated that there have been large flows into mutual funds over the last six months; 95% of these funds went into bond funds and only 5% into equity funds. Signs that small investors are getting in at the top? A ...
by Captain_Video
Wed Sep 16, 2009 11:57 am
Forum: Investing - Theory, News & General
Topic: Buying TIPS-- now or never!
Replies: 52
Views: 9625

A Fidelity rep told me I could make withdrawals from my IRA by transferring securities in-kind to my brokerage account. He also said the cost basis would become the market value on the date of transfer.
by Captain_Video
Sat Sep 05, 2009 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Your thoughts on Amex cards?
Replies: 48
Views: 7760

At one time AMEX was very picky about to whom they issued cards. The only card was their traditional charge card and it was used by high income persons and businesses mainly for travel and entertainment expenses. This card is a charge card and not a credit card. It allows one to charge purchases, wi...
by Captain_Video
Sat Sep 05, 2009 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: Your thoughts on Amex cards?
Replies: 48
Views: 7760

I have an AMEX Blue Cash card that I use for most of my purchases. It has no annual fee and a good cash back program. Some small businesses do not accept AMEX because of their higher fees to merchants so I us a backup VISA or Mastercard in these instances. Never had any problems with my account.
by Captain_Video
Sun Aug 23, 2009 2:12 pm
Forum: Investing - Help with Personal Investments
Topic: any Bronxites out there
Replies: 19
Views: 2873

I was born in the Bronx and grew up there during the 40s, 50s and early 60s. It was a good place to live then. I have memories of the Bronx Zoo, Botanical Garden with it's snuff mill, Orchard Beach, fishing at the City Island pier, strolling along the Bronx River in Bronx Park and playing the street...
by Captain_Video
Thu Aug 06, 2009 4:53 pm
Forum: Personal Consumer Issues
Topic: Canceling a cruise vacation- what are my options?
Replies: 21
Views: 3472

Hi Indexer: Most travel agencies sell third party travel insurance and will help you apply and file a claim if necessary. When we owned our agency we sold Travel Guard and Travel Safe. You can also buy on-line now; just Google "Travel Insurance". Any good travel agency should explain the carrier can...
by Captain_Video
Wed Jul 22, 2009 11:21 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Total Stock Market vs. Vanguard S&P 500 index
Replies: 23
Views: 11053

The Russell 3000 index is another option. It also provides good exposure to the whole stock market and includes mid-cap and small cap stocks. All three indexes track each other very closely. It is available as I-Shares ETF IWB.
by Captain_Video
Fri Mar 06, 2009 8:22 pm
Forum: Personal Consumer Issues
Topic: Why Did You Choose Your Username and Avatar?
Replies: 66
Views: 10050

My username is from my favorite TV show circa 1950: "Captain Video and His Video Rangers". It was the first science fiction show on TV, a precursor to Star Trek. It was broadcast live every weekday on the Dumont Television Network, channel 5 in New York City. The studio from which the show originate...
by Captain_Video
Wed Feb 25, 2009 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: What do you / should you keep in a safe deposit box?
Replies: 21
Views: 3919

Many banks have gone to a "Self Entry" system. The box renter just goes into the vault and opens his box with only his key; no need to sign in or have an employee with a bank key. If you want the sign in method the bank charges a fee whenever you access your box. It is also good to keep any document...
by Captain_Video
Wed Feb 25, 2009 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: What do you / should you keep in a safe deposit box?
Replies: 21
Views: 3919

An important point about a safe deposit box is that the bank is not responsible for any loss to the contents. They are just renting you a box in a vault. If you store valuables in the box you should have them insured. The rental agreement will clearly state this. Read it carefully. If you have a liv...
by Captain_Video
Tue Feb 03, 2009 2:06 pm
Forum: Investing - Help with Personal Investments
Topic: Alternatives to Money Markets?
Replies: 35
Views: 7852

ING Direct (ING Fsb) is an FDIC insured, Federally chartered savings bank headquartered in Wilmington, Delaware. It is part of the Dutch ING financial conglomerate and has been operating in the US for 100 years. Bauer rating = 3 1/2 stars Bankrate rating = 4 stars Their savings account rate dropped ...