Search found 50 matches

by ADAMNOGGI
Wed Sep 23, 2020 3:00 pm
Forum: Personal Consumer Issues
Topic: Smoker next door
Replies: 79
Views: 4543

Re: Smoker next door

mak1277 wrote: Wed Sep 23, 2020 9:30 am Next week's post: "I've been living in this condo happily for the last decade. Now my new neighbors have installed a loud, annoying fan that inhibits my use of my own personal deck. Do I have any recourse?"
Yes. Quit smoking.
by ADAMNOGGI
Wed Sep 23, 2020 8:59 am
Forum: Personal Consumer Issues
Topic: Smoker next door
Replies: 79
Views: 4543

Re: Smoker next door

"I put out a fan but it’s doing very little."
Buy a much larger fan.
by ADAMNOGGI
Sun Sep 06, 2020 9:49 am
Forum: Personal Investments
Topic: Wife is "forcing" me to buy stock(s)
Replies: 112
Views: 9148

Re: Wife is "forcing" me to buy stock(s)

Now, you might be initially thinking, "this guy's wife is making him invest his money." Fortunately, this isn't the case. Our strategy has always been (for now) just 90% VTSAX, 10% VTBLX and call it a day. However, my wife has itchy fingers and wants to buy single stocks. But she doesn't ...
by ADAMNOGGI
Fri Aug 28, 2020 8:18 am
Forum: Personal Consumer Issues
Topic: Camera to attach to gutter cleaning apparatus
Replies: 13
Views: 798

Re: Camera to attach to gutter cleaning apparatus

tev9876 wrote: Fri Aug 28, 2020 7:46 am Just rig a mirror above your vacuum hose or on a separate pole if you can't make that happen.
I so admire low cost, common sense suggestions such as this, even if there are flaws such as fogging, focus , etc. ( or not).
by ADAMNOGGI
Sat Aug 15, 2020 8:57 am
Forum: Personal Consumer Issues
Topic: Products that last forever
Replies: 239
Views: 16284

Re: Products that last forever

Hi All, I thought it might be a fun/informative thread for people to share the products that "last forever". Some notes: My intent by using "forever" is a bit flexible, but something like that the life of the product is not limited by its performance degrading Please only share ...
by ADAMNOGGI
Sun Jul 19, 2020 8:47 am
Forum: Personal Consumer Issues
Topic: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?
Replies: 213
Views: 18812

Re: Are 55+ Communities a Baby Boomer Thing Only? If so, who will buy when Boomers want to sell?

Hello, I am a first-time poster to this forum, and I have a question about 55+ communities, also known as "active adult" or "age restricted" communities. My wife and I are in our late 50's, and we are seriously considering buying a house in a 55+ community in North Carolina to b...
by ADAMNOGGI
Sat Apr 04, 2020 8:29 am
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 258
Views: 22537

Re: What are you doing for haircuts due to coronavirus shutdown?

Turbo29 wrote: Fri Apr 03, 2020 9:07 pm Have been using a Wahl clipper for ~10yr no comb, just the blade guard set as close as I can get it. Do it once a week.
Me too - with what is still there.
by ADAMNOGGI
Sun Mar 29, 2020 10:36 am
Forum: Personal Consumer Issues
Topic: What will you do first, once COVID pandemic is over?
Replies: 271
Views: 17979

Re: What will you do first, once COVID pandemic is over?

Curious what everyone's plans are once the pandemic is over -- ("over" being defined as social distancing measures are rescinded)? Will you take a road trip? Visit friends and family? What will you cherish so much more after this? I'm going to visit friends back home, especially my folks....
by ADAMNOGGI
Sat Mar 28, 2020 9:17 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 325
Views: 24483

Re: So what are you cooking

Grandma is 95 years old and lived through the Great Depression and the attacks on Pearl Harbor while being in Hawaii. She passed on her war-time cooking skills so this week has been a steady mix of spam fried rice, corned beef hash, frozen/canned vegetables. Don't knock it till you've tried it. :be...
by ADAMNOGGI
Thu Mar 26, 2020 8:26 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 329
Views: 25031

Re: Are you still going to the grocery store or using a delivery service? Which?

Are you still going to the grocery store or using a delivery service? Which? Still going. The local markets have set aside early-morning solely for "seniors". I used that yesterday to get some toilet paper for my son's family. Early morning hours OK, but some planners forgot many seniors ...
by ADAMNOGGI
Wed Mar 25, 2020 10:23 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 198021

Re: Coronavirus and the market

The drama over this virus is very interesting considering most of the people who will die from it are above 65 years of age. I even hear a Government ringtone advising me to not shake hands with people even though I am young enough to have a 0.1% risk of dying from it :oops: Maintain that line of t...
by ADAMNOGGI
Wed Mar 25, 2020 9:51 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 329
Views: 25031

Re: Are you still going to the grocery store or using a delivery service? Which?

Are you still going to the grocery store or using a delivery service? Which? Still going. The local markets have set aside early-morning solely for "seniors". I used that yesterday to get some toilet paper for my son's family. Early morning hours OK, but some planners forgot many seniors ...
by ADAMNOGGI
Sun Mar 22, 2020 10:02 am
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 325
Views: 24483

Re: So what are you cooking

Now that we are staying home and looking for ways to fill the hours DW and I have been cooking more. Sometimes we take turns making fun , practical items for each other and sometimes , like today, we combined efforts and made a delicious and healthy chili. Of course, I had to cut the onions! The re...
by ADAMNOGGI
Wed Feb 19, 2020 9:15 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 154
Views: 13414

Re: Buying a Smoker

" I'm wary of buying something I won't use much. "

Not to be a spoilsport but I would give the above thought much thought.
by ADAMNOGGI
Mon Feb 03, 2020 9:22 am
Forum: Personal Finance (Not Investing)
Topic: My Social Security login problem
Replies: 16
Views: 2846

Re: My Social Security login problem

I just tried to login to mysocialsecurity (one time) and got the following response: We tried three times to match the information you provided with our records, but were unable to do so. You may try to access the electronic information again after 24 hours. Please verify your personal information ...
by ADAMNOGGI
Sat Jan 25, 2020 10:17 am
Forum: Personal Finance (Not Investing)
Topic: What did you do cool with your money today?
Replies: 125
Views: 10618

Re: What did you do cool with your money today?

Stinky wrote: Wed Jan 22, 2020 1:56 pm Bought a cruise through the Panama Canal.

Check one off the Bucket List.

Went through in 1944. Still remember the thrill of entering the
Pacific.
by ADAMNOGGI
Sun Oct 27, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: HVAC check ups?
Replies: 46
Views: 3391

Re: HVAC check ups?

never have. HVAC systems are not that complex. Just call when it 'breaks'. I do swap filters on the recommended schedule, but that is easy to do as our furnace is in the garage. Also have a CO monitor in the house. Agree. A HVAC maintenance employee told me the same thing - "Call when it break...
by ADAMNOGGI
Mon Sep 16, 2019 7:53 am
Forum: Personal Consumer Issues
Topic: Do You Tip At Counter Service Restaurants?
Replies: 145
Views: 10147

Re: Do You Tip At Counter Service Restaurants?

CoastalWinds wrote: Sun Sep 15, 2019 3:11 pm
Dottie57 wrote: Sun Sep 15, 2019 3:09 pm Yes I tip. If I have enough to buy prepared food from a vendor I can afford at least 10% tip.
This is interesting logic. Not sure I agree.
There is no logic.
by ADAMNOGGI
Sun Sep 15, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: Best Dog Car?
Replies: 70
Views: 5222

Re: Best Dog Car?

I think the dogs' preferences should be considered.
by ADAMNOGGI
Sun Sep 15, 2019 9:22 am
Forum: Personal Consumer Issues
Topic: Do you trust Microsoft updating your Windows 7 machine?
Replies: 122
Views: 7327

Re: Do you trust Microsoft updating your Windows 7 machine?

Yes...I trust MS...just as much as I trust Apple...or for that matter, Vanguard or Fidelity or Schwab or TDAmeritrade. I believe they all do a pretty decent job at what they do. None are perfect; every one of them has made mistakes....especially VG. IMHO you should upgrade your Windows devices and ...
by ADAMNOGGI
Sun Sep 01, 2019 10:29 am
Forum: Personal Consumer Issues
Topic: How to help niece improve her driving
Replies: 94
Views: 6867

Re: How to help niece improve her driving

It might be helpful to state examples of the behavior which causes you to be uneasy about her driving.
Difficult to correct behavior if specific examples are not given. The "carefree approach" is certainly one and I can sympathize after a ride with a very young driver.
by ADAMNOGGI
Sun Jun 23, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: How do you approach tipping at carry-out restaurants
Replies: 111
Views: 9187

Re: How do you approach tipping at carry-out restaurants

If it is a restaurant where most people eat in, I usually tip $1-2 if I have a take out order, since someone has to box up my food and put it in a bag for me. I don’t tip at places like Panera or Five Guys, or the Gucci donut shop where the guy puts 6-12 donuts in a box for me. I also ignore the “s...
by ADAMNOGGI
Wed Jun 05, 2019 3:04 pm
Forum: US Chapters
Topic: June 6, 1944 D Day and General Patton [D-Day plus 11 days, a war article by Ernie Pyle]
Replies: 42
Views: 4941

Re: June 6, 1944 D Day and General Patton

Truly "The Greatest Generation". I watched "Saving Private Ryan" again over Memorial Day weekend, and couldn't help but be struck by awe and gratitude at the thought of all these young men storming that beach, probably scared out of their wits, many losing their lives, to defeat...
by ADAMNOGGI
Wed Jun 05, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Are we downsizing too much?
Replies: 63
Views: 5325

Re: Are we downsizing too much?

Thank you. There was no criticism intended in my question. When I remodeled I had mine removed and wondered what your thinking is.
by ADAMNOGGI
Wed Jun 05, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Are we downsizing too much?
Replies: 63
Views: 5325

Re: Are we downsizing too much?

Good Morning.

I am curious as to why you designate a fireplace as priority. I will appreciate your thoughts.
by ADAMNOGGI
Tue May 28, 2019 11:03 am
Forum: Personal Consumer Issues
Topic: Bored Eleven Year Old Patient in Walking Cast
Replies: 26
Views: 1843

Re: Bored Eleven Year Old Patient in Walking Cast

Thanks for the nice and sincere suggestions. I passed them all to her mother. Thank you all very much.
by ADAMNOGGI
Tue May 28, 2019 8:21 am
Forum: Personal Consumer Issues
Topic: Bored Eleven Year Old Patient in Walking Cast
Replies: 26
Views: 1843

Re: Bored Eleven Year Old Patient in Walking Cast

Forgot to say she is eleven.
by ADAMNOGGI
Tue May 28, 2019 8:16 am
Forum: Personal Consumer Issues
Topic: Bored Eleven Year Old Patient in Walking Cast
Replies: 26
Views: 1843

Bored Eleven Year Old Patient in Walking Cast

My GGNiece, a devoted and excellent gymnast, fell from parallel bars. Result broken hand, other injuries,and is in walking cast. Loves to read but that doesn`t relieve all the boredom. I have googled around a bit for ideas of activities, but think perhaps the bright minds on this forum may come up w...
by ADAMNOGGI
Sun May 26, 2019 10:40 am
Forum: Personal Consumer Issues
Topic: Are you on Facebook?
Replies: 179
Views: 18811

Re: Are you on Facebook?

1). I think FB does some really shady stuff. Like for example, I went out on a date with this girl a couple times (hopefully more in the future!) and the day after our second date she appeared in my "People you may know" list. How? We had no mutual friends. I never searched for her on FB,...
by ADAMNOGGI
Sun May 26, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Finally broke down and bought a new ipad....
Replies: 20
Views: 3134

Re: Finally broke down and bought a new ipad....

My 10 year old laptop was slowing down so after much debate I bought a new in the box ipad for $200 off a friend and I must say I like it way better than my laptop. I’m retired and I take it everywhere I go. Can’t believe I waited so long. Haven’t touched my laptop or my girlfriends since. How many...
by ADAMNOGGI
Fri May 24, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Google Tool for coordinating vacation dates between friends?
Replies: 16
Views: 1387

Re: Google Tool for coordinating vacation dates between friends?

What "new technology" ? Computers? Commonplace applications at least from the 1950s. Desktops in the 1980s.
by ADAMNOGGI
Sun May 12, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: What kind of ?contractor? to fix bird holes in soffit/fascia?
Replies: 28
Views: 2509

Re: What kind of ?contractor? to fix bird holes in soffit/fascia?

Perhaps this has been suggested, but I did not note it. In my state, an assessor (titles may vary) who inspects the suitability/livability of a home for sale (a requirement in my state) probably knows the people to repair any discrepancy - large and small).These assessors have seen it all. Might be ...
by ADAMNOGGI
Wed Jan 16, 2019 11:35 am
Forum: Personal Investments
Topic: Preservation of capital at Age 93
Replies: 26
Views: 3363

Re: Preservation of capital at Age 93

Oh Yes. All the days were golden. Mine included combat in WWII and Korea. Radiation exposure at Bikini nuclear tests in 1946. A service connected disablement award - tax free. Not worth it.There's more. :wink: We government employees had it made. No problems. I was drafted twice but Recruiting offic...
by ADAMNOGGI
Mon Jan 14, 2019 2:32 pm
Forum: Personal Investments
Topic: Preservation of capital at Age 93
Replies: 26
Views: 3363

Re: Preservation of capital at Age 93

You should share with us your tips for longevity! I'd add a suggestion to invest the money you expect to pass on to your daughter in a taxable account, using tax-efficient instruments like Vanguard index ETFs. When you pass (which will be in many years!) your daughter will get a free step-up in the...
by ADAMNOGGI
Fri Jan 11, 2019 11:47 am
Forum: Personal Investments
Topic: Preservation of capital at Age 93
Replies: 26
Views: 3363

Re: Preservation of capital at Age 93

Thanks to all. Confirmation and a couple of things to consider. Very much appreciated.
by ADAMNOGGI
Tue Jan 08, 2019 4:02 pm
Forum: Personal Investments
Topic: Preservation of capital at Age 93
Replies: 26
Views: 3363

Preservation of capital at Age 93

On 24 Nov 2018, I awoke to the fact I would be 93 in a month. I don`t think I panicked as much as I made a decision. Regardless, I sold my Vanguard holdings in a Vanguard taxable retirement account (VTINX) and bought $600K of Vanguard Treasury Money Market Fund VUSXX. Took a slight loss on the sale ...
by ADAMNOGGI
Mon Oct 22, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: PSA: Don't buy a big house
Replies: 248
Views: 28720

Re: PSA: Don't buy a big house

I expect you are aware of the extension poles (found at Lowes, e.g.) which hold bulbs and are great for high ceiling bulb replacement.At least in my experience. I mention this in case you didn`t know. :happy
by ADAMNOGGI
Sun Oct 21, 2018 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Why pay cash for a car?
Replies: 250
Views: 37526

Re: Why pay cash for a car?

I can understand paying off a mortgage, because rates are higher than car loans. And you wouldnt take a new loan out to invest in the market now. I am saving cash for my next car purchse. But why? Car loans are cheap. My current car is paid off and i like being debt free. Is that the best method? F...
by ADAMNOGGI
Thu Oct 11, 2018 10:42 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20768
Views: 2837186

Re: What You Said

Why is it drop in stock market indexes are always reported in absolute figures? Not everyone know what the value was a week ago you know... reporting it in percentages would make things much better. I've always thought this as well. Thankfully my app on my phone shoes me the percentages real time a...
by ADAMNOGGI
Sat May 13, 2017 11:32 am
Forum: Personal Investments
Topic: Goldman sachs other online CD
Replies: 6
Views: 1187

Re: Goldman sachs other online CD

Thank you for your replies. They are sincerely appreciated and I am appreciative of your time and the thought devoted to your answers. The generosity of the members here is always a refreshing revelation. Good wishes.
by ADAMNOGGI
Fri May 12, 2017 11:08 am
Forum: Personal Investments
Topic: Goldman sachs other online CD
Replies: 6
Views: 1187

Re: Goldman sachs other online CD

Added. I have a six figure guaranteed income separate from investments and I mention this s clarification of my position.
by ADAMNOGGI
Fri May 12, 2017 10:34 am
Forum: Personal Investments
Topic: Goldman sachs other online CD
Replies: 6
Views: 1187

Goldman sachs other online CD

I have reached an age ,91, where I consider it prudent to convert my investments to CD. In order to preserve FDIC insurance of 250k I want to spread the CDs to several banks. I have no work around for the 250k limit on FDIC. My concern is the pitfalls, if any, to the utilization of online banks, as ...
by ADAMNOGGI
Wed May 10, 2017 11:44 am
Forum: Investing - Theory, News & General
Topic: Kiplinger vs. Vanguard
Replies: 12
Views: 3212

Re: Kiplinger vs. Vanguard

I am a merely an old amateur, but aside from Kiplinger "is merely a media" type operation, a truism; the hitch in following their investment advice is that they are on par with a "money manager", in other words they may tend to recommend a hot stock/fund for profit and to sell a ...
by ADAMNOGGI
Tue Jun 28, 2016 2:20 pm
Forum: Investing - Theory, News & General
Topic: Bond Funds Management
Replies: 6
Views: 776

Re: Bond Funds Management

Taylor and Livesoft'

Thanks very much.I`ll watch the video.Management appears very pasive.

Kolea. I didn't understand your answer but perhaps my question was not clear to you.
by ADAMNOGGI
Tue Jun 28, 2016 2:18 pm
Forum: Investing - Theory, News & General
Topic: Bond Funds Management
Replies: 6
Views: 776

Re: Bond Funds Management

Taylor and Livesoft'

Thanks very much.I`ll watch the video.Management appears very pasive.

Kolea. I didn't understand your answer but perhaps my question was not clear to you.
by ADAMNOGGI
Mon Jun 27, 2016 9:23 am
Forum: Investing - Theory, News & General
Topic: Bond Funds Management
Replies: 6
Views: 776

Bond Funds Management

I would like to gain an understanding of how Bond Fund managers (I am mostly in VTINX which has a bond fund component) operate to maintain their vast portfolio. The questions arise as to what they do in anticipation of interest rate rises? Do they keep cash to make thoughtful buys to combat changing...
by ADAMNOGGI
Thu Jun 16, 2016 7:23 am
Forum: Personal Investments
Topic: Add to VTINX or Buy xomething else
Replies: 4
Views: 562

Re: Add to VTINX or Buy xomething else

Thankyou both.
by ADAMNOGGI
Wed Jun 15, 2016 11:22 am
Forum: Personal Investments
Topic: Add to VTINX or Buy xomething else
Replies: 4
Views: 562

Add to VTINX or Buy xomething else

Below is how I stand today. My question concerns my $177K savings. My question is do I add , say, 150K from there to my VTINX or? My effective Federal tax is 17.1 % . I hope that is enough information. I will call a vanguard advisor later but would like any suggestions anyone might want to give befo...