Search found 61 matches

by Moolala
Thu Apr 26, 2018 9:32 am
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 124
Views: 10098

Re: What have you baked recently?

I'm about to bake a chocolate cake! I'm tempted by those sour cream bundt cake recipes above but might go with one of my old favorites: a wedding cake recipe I picked up and enhanced during my food service days. Two surprise ingredients: pumpkin puree and coffee. (You'd never know!)
by Moolala
Sat Apr 21, 2018 9:07 am
Forum: Personal Consumer Issues
Topic: How long have you been employed?
Replies: 44
Views: 2652

Re: How long have you been employed?

A subquestion, are there any more classic paperboys, e.g. kids on bikes with big baskets that deliver papers in the afternoon to your doorstep? The only ones I know of are cars/vans that throw out papers from their window in the early morning. Paper girl at age 8! That was in the early 2000's. I wa...
by Moolala
Thu Apr 19, 2018 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5931

Re: Help me choose a top law school!

DouroBound wrote:
Thu Apr 19, 2018 8:09 pm
I missed this before posting my two cents, so all my brilliant insights are for naught (haha). Anyway, congrats ... good choice.
Not for naught! Thank you for your response. I'm learning a lot from all of these replies and really appreciate the perspective.
by Moolala
Mon Apr 16, 2018 10:08 am
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5931

Re: Help me choose a top law school!

Thank you everyone for your insights! I’ve learned so much from each and every one of you.
I’ve decided on UVA! :sharebeer
by Moolala
Wed Apr 11, 2018 8:33 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5931

Re: Help me choose a top law school!

First -- congrats. You really can't go wrong with any of these choices. I think the differences between all of these schools is so minimal that this should really be a gut decision as much as anything else. Perhaps slight edge to the non-Georgetown schools for the reasons other have mentioned. But ...
by Moolala
Wed Apr 11, 2018 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5931

Re: Help me choose a top law school!

Wow! I really appreciate the depth of these amazing responses — they are very helpful and I also enjoyed the humor intertwined. :happy It is great to hear perspective grounded in such extensive experience. Offline, I have very little access to "insider" information as I do not come from a family of ...
by Moolala
Wed Apr 11, 2018 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

Thank you all for your great advice! I was accepted to 16/18 schools to which I applied (excluding Harvard [waitlist!] and Yale). I have a new thread on making a choice and would really appreciate your help!

You can see it here: viewtopic.php?f=2&t=246807
by Moolala
Wed Apr 11, 2018 3:43 pm
Forum: Personal Finance (Not Investing)
Topic: Help me choose a top law school!
Replies: 65
Views: 5931

Help me choose a top law school!

Hi everyone, Thanks in part to great Boglehead advice, I applied to and was accepted by seven of the top 14 law schools. I have received great scholarship offers but am having a hard time making a choice. Based on the information below, what would you advise? Career plans: I'm not too interested in ...
by Moolala
Wed Jan 10, 2018 3:01 pm
Forum: Personal Consumer Issues
Topic: Cars in college
Replies: 33
Views: 1659

Re: Cars in college

I really doubt that Georgia Tech requires a car. MARTA transit in Atlanta is very easy to use, and the Georgia Tech campus is not only compact (and beautiful), but within an easy walk/public transit trip of grocery stores and other necessities in addition to one of the most trendy and enjoyable part...
by Moolala
Sun Jan 07, 2018 9:28 pm
Forum: Investing - Theory, News & General
Topic: REGISTRATION FOR 2018 BOGLEHEAD CONTEST
Replies: 154
Views: 10858

Re: REGISTRATION FOR 2018 BOGLEHEAD CONTEST

I guessed 28992. I may have forgotten a decimal. :oops:
by Moolala
Sun Jan 07, 2018 4:48 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 142
Views: 13088

Re: 2018 Hedge Fund contest

Name: Moo-rific Money Management LLC
(Moo Good to be True)

Long:
Moody's Corp (MCO)
Cowen Inc. (COWN)
General Mills [Cereal! :D] (GIS)

I think these stocks are going to mooooooove!
by Moolala
Sun Dec 31, 2017 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

I just wanted to note that, while I generally agree with the advice to use a BigLaw salary to pay down law school debt as quickly as possible (that's what I did), this might not always be the best case for everyone. Interest rates vary wildly, and one of my former colleagues had law school loans at...
by Moolala
Sun Dec 31, 2017 10:07 am
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

Just saw this. I did the law school thing many moons ago. Law school admission is still all about the numbers (GPA + LSAT), and you have good ones. There are also other factors that could tip the scales in your favor, (geographic diversity, undergraduate college attended, essay, URM status, work ex...
by Moolala
Sat Dec 30, 2017 11:13 am
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

OP - You asked about how much law school debt to take on. The unhelpful but probably accurate answer is, assuming you're aiming for a reasonably long stay at biglaw (at least 4-5 years), as much debt as you need to. But in reality, consider your undergrad debt, other obligations (family, property, ...
by Moolala
Mon Dec 25, 2017 6:32 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

For a small application fee and a little extra work, you can apply to other schools that you don't necessarily want to go to and use any scholarship offers they give you as leverage with your target schools. Forget the app fees, send an e-mail to Admissions for any LS that you are interested in, an...
by Moolala
Mon Dec 25, 2017 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

Thank you for all of these helpful replies! I really value and appreciate all of your advice and will post again with an update once I (hopefully) get some offers. if there's an option for including other materials, do so. I sent in some op Ed pieces I wrote for my college paper. I'd also suggest yo...
by Moolala
Sun Dec 24, 2017 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

How likely are you to receive need-based aid? That could reduce the sticker price dramatically. I don’t think you’re going to get much merit aid from the t14. Not likely to get any need-based, so loans are likely. Thank you, InMyDreams, for the suggestion! I'll will definitely be looking for option...
by Moolala
Sun Dec 24, 2017 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

IMO, there is no need to take out massive loans to attend Columbia or NYU, when #7 will get you where you want to go, with a whole lot less debt. That being said, law school apps are up for the first time in a decade, so perhaps the merit money might dissipate somewhat. OP: don't waste your time on...
by Moolala
Sun Dec 24, 2017 4:39 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

It's been a few years since I took the test and applied for schools. But, my understanding is that a lot of the top schools don't give many merit scholarships and if they do it would be because of some fantastic story or (much more likely) an incredible LSAT score. 167 is a solid score, however, it...
by Moolala
Sun Dec 24, 2017 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

law school is almost all about two numbers: GPA+LSAT. To enhance your career prospects, attend the highest ranked school that you can afford, i.e., net of merit money. A few extra points on the LSAT would mean a high probability of admission to Harvard Law and/or big merit money at many in the T14....
by Moolala
Sun Dec 24, 2017 3:58 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Re: Securing Law School Scholarships

AZAttorney11 wrote:
Sun Dec 24, 2017 3:56 pm
Are you a minority or female? Fair or not, that matters. If the answer is no to both, retake the LSAT.
Yes. I am female and Hispanic (not Latina). I wrote a diversity statement highlighting the diversity of my background but am not disadvantaged.
by Moolala
Sun Dec 24, 2017 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: Securing Law School Scholarships
Replies: 37
Views: 3088

Securing Law School Scholarships

Hello everyone —  I am currently applying to competitive law schools (top 14 and top 20) and was wondering if you have any tips on maximizing potential to secure scholarships. My LSAT is 167 and my GPA is 4.0 I am planning to use a general personal statement for each, adding school-specific statemen...
by Moolala
Sun Oct 29, 2017 10:40 am
Forum: Investing - Theory, News & General
Topic: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT
Replies: 192
Views: 31705

Re: 2017 BOGLEHEADS CONFERENCE ANNOUNCEMENT

Barry Barnitz wrote:
Fri Oct 27, 2017 1:35 pm
Hi:

Much thanks to GoldenFinch and daughter, Moolala. These notes are now posted on our affiliate blog. Please see Notes from Bogleheads® 16 | Financial Page for the amalgamated blog version.

regards,
Thank you Barry and Lady Geek for posting! I’m so glad the notes could be helpful.
by Moolala
Sat Oct 14, 2017 9:13 pm
Forum: Personal Consumer Issues
Topic: What do you buy in Asian food stores?
Replies: 98
Views: 8086

Re: What do you buy in Asian food stores?

Natto is delicious! I think that is an excellent choice. One of my first jobs was as a cook at a Japanese restaurant, and I learned so many easy recipes there. Here are a few of my favorite ingredients: As angelescrest mentioned, bok choy is a wonderful leafy green - easy to saute or stir fry, and a...
by Moolala
Sat Jul 15, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Any suggestions on low cost in-home exercise equipment? My budget is tight and my joints are young so I don't need anything fancy. I live in a rough neighborhood and sadly can't jog/bike/walk outdoors too safely, and have a budget of about $150, total. I'm not into weights (though I have a few) and...
by Moolala
Tue Jan 24, 2017 10:08 am
Forum: Personal Consumer Issues
Topic: Those silly lotion containers
Replies: 44
Views: 7916

Re: Those silly lotion containers

Makeup containers do this, too. And are often made of such heavy plastic they can't be cut. It's a 15-25 percent loss, easily. Tricky manufacturers.
by Moolala
Tue Jan 24, 2017 10:04 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 374
Views: 47126

Re: Flaunt Your High-Mileage Car

No car! I walk! And only pay for the chocolate that gives me my energy. 8-)

(21y/o in a big city. Hopefully someday I will buy a car used, reliable, and safe.)
by Moolala
Sat Jan 07, 2017 8:57 am
Forum: Investing - Theory, News & General
Topic: 2017 hedge fund contest
Replies: 247
Views: 38143

Re: 2017 hedge fund contest

BackOfTheNet wrote:I

Let me know if you see something wrong.
Oops! All of my shorts are listed as longs and my longs are listed as shorts!

Short: JWN, VSI, XRX

Long: PZZA, DIS, HSY

I also forgot a name but that's my bad! :( Unofficial name for the record: Topiary Prosperity
by Moolala
Mon Jan 02, 2017 10:46 am
Forum: Investing - Theory, News & General
Topic: 2017 hedge fund contest
Replies: 247
Views: 38143

Re: 2017 hedge fund contest

Short: JWN, VSI, XRX

Long: PZZA, DIS, HSY
by Moolala
Sat Dec 31, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Is it safe to use debit cards? Anybody here have one compromised?
Replies: 67
Views: 7257

Re: Is it safe to use debit cards? Anybody here have one compromised?

I witnessed a friend have their debit card compromised and go through an awful struggle. I vowed then never to use one. Good thing, too! That year I had my card stolen online ($500 charge; was awkwardly notified when I was denied in the grocery store) and then had one stolen off of me (pickpocket) a...
by Moolala
Sat Dec 31, 2016 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Should I buy the next-door lot - and finance?
Replies: 14
Views: 2293

Re: Should I buy the next-door lot - and finance?

I was in a similar situation. I tried to buy the adjacent lot but got outbid by someone who wanted to develop it (and who eventually did, with something horrible next door that impacted my experience with my property significantly). I have always regretted that outcome. That fear came to mind for m...
by Moolala
Fri Dec 30, 2016 5:53 pm
Forum: Personal Consumer Issues
Topic: Well made woman's shoe?
Replies: 40
Views: 5601

Re: Well made woman's shoe?

I love Clarks for their well-made flats. My current pair has lasted a year and a half. (Paid $79 at an outlet store, but that's a typical price for their shoes.) I've worn them every day, and they were perfect for all my 4 mile walks to/ from work. I'd formerly been wearing discount shoes, but they ...
by Moolala
Fri Dec 30, 2016 5:43 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Also, indoor riding can become boring quickly. This book has detailed stationary bike workout plans that will give you variety and a challenge: Smart Cycling: Successful Training and Racing for Riders of All Levels by Arnie Baker Good luck with your training! :happy So true, and definitely somethin...
by Moolala
Fri Dec 30, 2016 5:38 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

If you live in an apartment or condo using a jump rope or weights might not make you very popular. Watty, you made me laugh. Good point! Thankfully, I'm on the ground floor ! :D Does this imply there are upper floors? Doesn't your apartment building have stairs to the upper floors? A few posts ago ...
by Moolala
Fri Dec 30, 2016 11:04 am
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Watty wrote:If you live in an apartment or condo using a jump rope or weights might not make you very popular.
Watty, you made me laugh. Good point! Thankfully, I'm on the ground floor! :D
by Moolala
Fri Dec 30, 2016 11:04 am
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Thank you everyone! Every single post here is helpful! And these ideas are all so great and simple I'm feeling motivated to go and get fit. Thank you, too, for all the background info. Good to know, for instance, that it takes a while to do good pull ups in a row, and all of the tips on Netflix, sta...
by Moolala
Thu Dec 29, 2016 11:38 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Livesoft, I love this idea (if I can commit!) Is this a silly concern - could a cheap apartment door break? It uses the door frame and not the door at all. I doubt the frame would break, but I don't know how much you weigh. There must be a youtube video showing these contraptions. Fortunately, I'm ...
by Moolala
Thu Dec 29, 2016 11:35 pm
Forum: Investing - Help with Personal Investments
Topic: How to minimize taxes, invest wisely at 21?
Replies: 16
Views: 1363

Re: How to minimize taxes, invest wisely at 21?

I'm not sure if you are aware but I believe that grad school stipends for living expenses are taxable income (but not earned income) and you may be sent a 1099 misc form (box 3, other income) for the living expenses stipend. You may have to make quarterly tax payments for that living allowance stip...
by Moolala
Thu Dec 29, 2016 11:28 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Re: Affordable home exercise

Run up and down your stairs:) Seriously though. It will work well. You imply you have a bike. A couple of things - drive to a better area an ride and purchase a bike trainer. Just do a search for bike wind trainer or magnetic trainer. You mount your bike in the trainer at the rear axle. Also, look ...
by Moolala
Thu Dec 29, 2016 9:41 pm
Forum: Personal Consumer Issues
Topic: Analyzing schools for an advanced child
Replies: 65
Views: 5258

Re: Analyzing schools for an advanced child

It seems like you are putting good thought into this. Fortunately, it also sounds like you have lots of time ahead of you to find the right school. No school is perfect, and when you make a final decision it might be worth considering two things in synch: -How sustained are the good programs at the ...
by Moolala
Thu Dec 29, 2016 9:20 pm
Forum: Personal Consumer Issues
Topic: Zipcar?
Replies: 9
Views: 1634

Re: Zipcar?

I sold my car several years ago and use ZipCar and Uber. I pay the extra each year to avoid having any issues with damage. (less than $80) So much cheaper than auto insurance! I've had one issue, where the car was damaged after I left the vehicle. ZipCar acknowledged that the parking space for that...
by Moolala
Thu Dec 29, 2016 9:13 pm
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 10451

Affordable home exercise

Any suggestions on low cost in-home exercise equipment? My budget is tight and my joints are young so I don't need anything fancy. I live in a rough neighborhood and sadly can't jog/bike/walk outdoors too safely, and have a budget of about $150, total. I'm not into weights (though I have a few) and ...
by Moolala
Thu Dec 29, 2016 8:53 pm
Forum: Investing - Help with Personal Investments
Topic: How to minimize taxes, invest wisely at 21?
Replies: 16
Views: 1363

Re: How to minimize taxes, invest wisely at 21?

Since your income will be so low, I suspect that contributing to Roths is optimal for you. Does the 403(b) have a Roth option? Once you pass the employer match, definitely max out the $5500 contribution to a Roth IRA before contributing more to the 403(b). If you are only going to be in the job for...
by Moolala
Thu Dec 29, 2016 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: How to minimize taxes, invest wisely at 21?
Replies: 16
Views: 1363

Re: How to minimize taxes, invest wisely at 21?

Thank you, everyone! I always learn so much here. I will go ahead and max out both the Roth IRA and the 403(b) -- and make sure to to have some fun. That's always a good reminder. :happy (Thank you blinx77, Pajamas, and Good Listener!)
by Moolala
Thu Dec 29, 2016 6:02 pm
Forum: Investing - Help with Personal Investments
Topic: How to minimize taxes, invest wisely at 21?
Replies: 16
Views: 1363

Re: How to minimize taxes, invest wisely at 21?

I am expecting to attend graduate school only if it is fully funded with a stipend. Thanks to the field I am going into, my chances of admission are good and if I am accepted, the funding will be there.
by Moolala
Thu Dec 29, 2016 3:56 pm
Forum: Investing - Help with Personal Investments
Topic: How to minimize taxes, invest wisely at 21?
Replies: 16
Views: 1363

How to minimize taxes, invest wisely at 21?

Hi everyone, This was a long post. Edited for clarity. I am 21, just finished college, and am transitioning to full-time work at my first salaried job. It is a one-year salaried position, and after it ends, I plan to begin graduate school. I'm budgeting my income and trying to figure out the smartes...
by Moolala
Wed Jun 01, 2016 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: How did you educate your kids on finances
Replies: 32
Views: 3340

Re: How did you educate your kids on finances

I learned about the value of hard work by scrubbing the grout between the tiles on the bathroom floor with a toothbrush. Pay was about a 50 cents for a half hour's work on my hands and knees. Once I'd saved up, I could go to the store and buy myself a snack. It can hard to teach kids that money does...
by Moolala
Mon May 30, 2016 7:40 pm
Forum: Personal Finance (Not Investing)
Topic: Private school? Any regrets?
Replies: 92
Views: 8884

Re: Private school? Any regrets?

I would recommend you first visit the public school and speak to potential teachers (so many schools have nights for prospective parents that showcase the schools and they are very worthwhile) and if you think that it would be an okay place to send your child, give it a shot and be sure to be an inv...