Bogleheads.org

Nova1967

It depends on your values, If you like managing people then a managerial position might be suitable. In the military its unlikely you can stay a private your entire career because you don't want to give orders. It has it advantages and disadvantages, After College every job I ever had paid more than...

Nova1967

There probably is not much of a return on Windows in Wisconsin, In South FL Hurricane impact windows are often a motivating factor in a home sale

Nova1967

For the price of a first class ticket you could stay at the Ritz Carlton for 2 weeks

Nova1967

I have owned a 911S since 2008, They are very reliable and do not necessarily have to be expensive to maintain if the miles are limited and they are properly maintained. My Porsche is a week end car and I put on 3K miles a year. It also helps to find a reliable, trustworthy independent shop. You can...

Nova1967

It doesn't make sense that a DR would make house calls, Every time I went to the DR. he is seeing 12 patients an hour which explains long waits and they always ask you to come back.
I believe 150 years ago house visits were pretty popular or back in the 70s Marcus Welby made house calls at one a week.

Nova1967

I read the book when I was pursuing my MBA at the Nova south eastern Wayne Huzienga school of business in FT Lauderdale. It was very informative, When he bought Blockbuster he had never rented a video before. He certainly knew when to get out of business at the right time, such as before videos beca...

Nova1967

I have my Bond portfolio in G and F, 50% in each. The F Fund can have down years but the 10 year returns are closer to 3.7% vs 2.3% for the G Fund. The F Fund is similar to Vanguard Total Bond market (VBMFX) which had a ten year return of 3.5%. The G Fund is a great fund to be in but the F fund is w...

Nova1967

I use My fitness pal app which is free not sure how Noom is different

Nova1967

tainted-meat wrote: ↑Wed Feb 27, 2019 9:20 am Lincoln Boyhood home in Lincoln City, IN (Southern, IN) & Holiday World, Santa Claus, IN.

Others have mentioned French Lick and West Baden, IN - only 45 minutes away from these two spots.

All good options.

Whats so great about French Lick other than the fact its where Larry Bird is from?

Nova1967

I have always been a long term buy and hold DCA investor, Around 2007 I tried the Investors Daily Can Slim for a portion of my portfolio, The strategy did not keep up with my TSP funds which made me realize the benefits of index investing, The only good thing about the IBD strategy is I escaped the ...

Nova1967

I recently retired from the Federal Government, When asked for Financial advice I advised to max out on the TSP funds with an appropriate allocation which is BH advise relating to index investing. I mentioned the BH site to a few people but all I got were raised eye brows

Nova1967

From my experiences one of the best places to mingle with locals and Ex Pats is at an Irish or British pub, They are common in large cities throughout Europe, Latin America and Asia. English is widely spoken at these places so its a good place to meet people.

Nova1967

I met a few at some of the Chapter meet ups, I don't know anyone who is familiar with the BH site and generally don't discuss my investment philosophy with others

Nova1967

I believe the OP may be talking about the Letter Series of stamps that were preprinted and used right after rate increases. They are not forever stamps, but have a value based upon the letter on them. See them here: https://alphabetilately.org/G2.html I have seen them used in combination with other...

Nova1967

Interviewing and researching 20 prospective renters sounds like a time consuming process. Good Luck

Nova1967

I've been to (2 )NBA finals $200 each game (2013 Heat/Spurs) in the nosebleed section and a World series in 2003 (Marlins/Yankees) in the nosebleed section $100.00. They were very memorable experiences. I would love to go to a Super Bowl to complete the package but can't see paying thousands of doll...

Nova1967

Why not keep it simple and get a hard copy calendar at Office Depot.

Nova1967

You know, I've never been there (aside from passing through), but I'd say Los Alamos, NM. Seasons, scenery/mountains, just over one hour from Albuquerque, highly educated and excellent schools. Santa Fe is close for jobs outside of scientific pursuits. If Los Alamos, NM meets the standards, so does...

Nova1967

An monthly credit card statement and an excel spread sheet with various categories should simplify the process.

Nova1967

From my perspective I notice there is a more variety of movies, sports and entertainment on cable channels vs Netflix and Amazon. With several hundred cable channels to choose from there is always something worth watching, however its better to record movies and shows due to lengthy commercials. Cab...

Nova1967

Too much bottom fishing.
Hope for the best plan for the worst.

Nova1967

I initiated the transfer process from Ameritrade to Fidelity HSA a couple week ago. I was told by Fidelity the entire process takes a few weeks. My Ameritrade funds were in VTI. I believe Fidelity charges an additional fee for holdings in Vanguard although not sure how it works in the HSA. I would p...

Nova1967

1. Tony Robbins

2. People who emphasize Chart Patterns such as William O'Neil at Investor Business Daily.

Nova1967

The only way you can be rich in stocks is to find the needle in the haystack which is not likely. However compounding the max amount in a 401K and IRA index funds for 40 years would provide a very substantial portfolio at an old age.

Nova1967

There are two ways a man can be rich in this world, he can have a lot of money, or he can have a lot of friends. But he cannot have both.
(Freddie Heiniken)

Nova1967

Good list of films, are any of these shows on Netflix or Amazon Prime?

Nova1967

Billionaire Boys club

Madoff with Richard Dreyfus

Wall St

Nova1967

I believe it's better to compare Money Market funds and CDs to Bonds for the long term since both are based on the preservation of capital.
Stocks are in a different league.

Nova1967

Alcohol, Usually watch TV and have a few drinks before going to bed which can interfere with sleep patterns, The good thing is not having to get up for work in the morning.

Nova1967

Yes ,a perceived $32 million will definitely get Bogleheads to open your link, your best bet is an allocation of index funds as advised in the preceding responses.

Nova1967

Having a million dollars is still a big accomplishment and without including home value still puts one in the top 5% in the USA, or a fraction of 1% if you include the entire World, Having one Million Lire or Yen is not much but in ancient times it might have been, I am sure as the years go by and w...

Nova1967

I am sure there is other criteria for getting rid of a car but from my personal experience the best time to get rid of a car is when it starts to overheat.

Nova1967

I have 45% in Bonds and 5% in cash, I prefer to stay the course and not sell bond funds for CDs when interest rates go up. Yes you might lose 5% in a year but TBM index funds have better returns overall, I don't believe in selling and exchanging funds every time an event occurs. When the market drop...

Nova1967

Maserati is a poor mans Exotic Luxury car, Way behind Ferrari, Bentley, Lamborghini, and Rolls Royce, I believe the best bang for a buck is a Porsche 911, if taken care of maintenance problems are minimal, they have low depreciation and can blend into the landscape. Nova1967 --> It is a long way fr...

Nova1967

Maserati is a poor mans Exotic Luxury car, Way behind Ferrari, Bentley, Lamborghini, and Rolls Royce,
I believe the best bang for a buck is a Porsche 911, if taken care of maintenance problems are minimal, they have low depreciation and can blend into the landscape.

Nova1967

willybiggs wrote: ↑Sat Oct 13, 2018 12:57 pm HD is one of the great buy and hold stocks. I too have held mine since the early 90's. However it is in a tax deferred account.

Sounds like you found the needle in the Hay Stack

Nova1967

Age 57, Orange Theory 4 days a week, Golf 2 times a week and tennis once a week

Nova1967

Age 57, Orange Theory 4 days a week

Nova1967

4% sounds reasonable for most retirees however there are many factors to consider. Why would a retiree at age 50 have the same 4% withdrawal as someone retiring at 75, or for example (2) people retire at age 55 with each have 1 Million in retirement accounts , One of the retirees has a pension for 5...

Nova1967

50% Equities (18% of Equities is International)
45% Bonds
5% Cash

YTD 3%

Nova1967

Make sure you address the water damage issue immediately, I had a water leak from a clogged AC when I went out of town for a few weeks 10 years ago I took a small settlement from the Insurance company and proceeded to dry the carpets with blowers and did some minor drywall repairs. 10 years later we...

Nova1967

Thanks for the advice, I'm ok spending a few hundred dollars for a Structural Engineer report if thats what it takes to get proposals, I have had (2) General Contractors look at the place and they both recommended an Engineer to look at the place before they could submit a quote,

Nova1967

It would be unusual for a GC to employ an engineer. More than likely they team up for projects. Personally, I'd separate the two. Find an engineer to assess the problem and come up with a solution. That will likely involve drawings for any contractor to work off of and to get structural permits as ...

Nova1967

snackdog wrote: ↑Thu Sep 20, 2018 6:45 am 1. I would hire my own to avoid conflicts of interest.
2. Yes as it will narrow the scope of work and improve quotes.
3. Probably nothing other than getting that report to three contractors and having them come take a look.

Thanks for the advice snackdog

Nova1967

bumped

Nova1967

Hello Bogleheads I own a home in South FL that has severe structural damage in 2 upstairs bedrooms, Its a result of water damage from a leaking AC 10 years ago and termites got into the wood. Once the carpets were pulled back and some of the plywood was removed it was determined that the beams are d...

Nova1967

Wow anyone who would count all the items they own has to have a lot of time on their hands

Nova1967

I prefer a credit card or bill pay but If the vendor does not accept credit cards or wants to tack on 3% for using a credit cards its better to write a check,

Nova1967

I had CPA do my taxes to correct a dispute with the IRS and continued to use her for a few years for $250 per tax return, Now I do Turbo tax and use the returns from the CPA as an occasional reference.

Nova1967

If you have a car or you could use Uber, check out FT Worth for a day, You could visit the Stockyards, Billy Bobs, The Kimbell art Museum and Sundance square. Its 30 miles west Dallas. Ft Worth is very Cowboy oriented. If you go to a Rangers game on a Friday night they have a big fireworks displays ...

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