Search found 81 matches

by Dilbydog
Sun Aug 04, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Buy the house or continue to rent?
Replies: 37
Views: 2396

Re: Buy the house or continue to rent?

The tax break on the mortgage probably won't mean much. It's now limited to something like $10K including state and local taxes (e.g sales). Your plan should be based on the raw numbers without looking at tax breaks and such which I consider minor variances SALT is capped at 10k. Mortgage interest ...
by Dilbydog
Tue Jul 30, 2019 12:13 am
Forum: Personal Consumer Issues
Topic: New Car Post Purchase Recommendations
Replies: 17
Views: 1587

Re: New Car Post Purchase Recommendations

We put a ‘clear bra’ in the front end, covering the whole hood and side panels to the door. Haven’t had any paint chips due to road hazards. Even did the back “tailgate” (is an suv) so the dogs would accidentally scratch it jumping in and out.
by Dilbydog
Thu Jul 25, 2019 10:44 pm
Forum: Personal Consumer Issues
Topic: Standard Car Key Battery Life for Late Model Vehicles
Replies: 40
Views: 2694

Re: Standard Car Key Battery Life for Late Model Vehicles

The push button start cars go through remote batteries quicker because the remote also has to function as the key, constantly needing to communicate with the car to enable start based on proximity. On regular key cars, the remotes can last a long time. I am on original batteries still for my 2005 C...
by Dilbydog
Sat Jul 20, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: issues with roofer
Replies: 15
Views: 1753

Re: issues with roofer

The added cost your painters had to incur due to substandard workmanship of the roofer, and “damage” to the substrate is a compensable claim against the roofing contractor. Additionally, if the roofer carried a price and performance bond, you can make a claim against the bond, if there isn’t a perfo...
by Dilbydog
Thu Jul 04, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: Does this car exist? Sexy convertible with a backseat
Replies: 53
Views: 3475

Re: Does this car exist? Sexy convertible with a backseat

The BMW 440 ‘vert will surprise you, and if its not enough there’s always the M. I’m getting of the age where a car that is always in “hunt & kill” mode can be tiresome. So, MB E Class could be worth a look, I personally prefer their interiors. If you want something fast, look at the AMG C63 cabriol...
by Dilbydog
Mon Jun 24, 2019 8:57 am
Forum: Personal Finance (Not Investing)
Topic: PROBLEM RESOLVED! - Buying new construction inventory home. Seemingly standard feature appears missing. What to do?
Replies: 46
Views: 3586

Re: Buying new construction inventory home. Seemingly standard feature appears missing. What to do?

Add the missing window seat to the punch list, and then CRAWL over every inch of the house. Inconsistent gaps between the bottom of the doors and floor finish, are the reveals around the door perfect, add it to the list. Are the light, fan and accessory switches in the same order in every room? If n...
by Dilbydog
Sun May 26, 2019 10:51 am
Forum: Personal Finance (Not Investing)
Topic: 29 year old engineer introduction and seeking advice
Replies: 23
Views: 2876

Re: 29 year old engineer introduction and seeking advice

OP. I was in a similar position years ago. Started out with a small shop, low pay, but a good group of people who wanted to help me grow. Being “loyal” I stayed with this firm for almost 10 years. In retrospect, I can unequivocally, say the biggest professional mistake I made was staying too long be...
by Dilbydog
Thu May 23, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Weber vs Broil King Grills
Replies: 25
Views: 2314

Re: Weber vs Broil King Grills

All I know is the plastic handles on my cheap weber clone charcoal grill are turning to powder and cracked and I can't find replacements. I think I paid $39 for the grill. Also propane dries out meat and I am much happier with charcoal grilling (it might be better for the planet compared to gas too...
by Dilbydog
Sun Apr 21, 2019 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford a $1mil home?
Replies: 64
Views: 8470

Re: Can we afford a $1mil home?

Every Bay Area housing thread leaves me staring at the post hoping there was a typo or something. Unless you absolutely have to live there, I don’t get it. You can move to the Midwest, live a much better quality of life on half the income and have plenty left over for multiple luxury trips back, sh...
by Dilbydog
Sun Apr 21, 2019 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: First Time Home Buyer Tips
Replies: 32
Views: 2145

Re: First Time Home Buyer Tips

[/quote] My partner of over ten years and I have outlasted a number of our friends’ and acquaintances marriages. You don’t see me going around “screaming” at people not to get married because it can end in a messy, horribly painful disaster. Even though the evidence is all around me that it absolute...
by Dilbydog
Sun Sep 30, 2018 6:24 am
Forum: Personal Consumer Issues
Topic: PV Solar (Sunpower vs. Panasonic HIT) & To Roof or Not to Re-roof
Replies: 12
Views: 1649

Re: PV Solar (Sunpower vs. Panasonic HIT) & To Roof or Not to Re-roof

Did the contractor provide a power production model for each system? I.E. anticipated annual kWH production for the SunPower system and the Panasonic system. I’ll assume the Panasonic modules are rated 330 watt given the model number you presented (I didn’t look that up so I could be mistaken), what...
by Dilbydog
Sun Sep 02, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Wiring the Home With Ethernet: What to Buy
Replies: 54
Views: 3588

Re: Do-It-Yourself Wiring the Home With Ethernet: What to Buy

I’d like to echo what Shipbuilder said above. I understand a secondary benefit is the learning / education of installing your own cable. I get it, and I’ve done it reciently. I ran Cat6 to all of my major data using components: TVs, STBs, printer, etc. I also installed two Ubiqui AP to ensure strong...
by Dilbydog
Sat Jul 07, 2018 7:04 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 6199

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

If your brake fluid is dark, that’s understandable. If it’s actually dirty then I suspect you have another issue. The thought behind changing your brake fluid every two years stems from the fluid absorbing moisture (water) which lowers the fluids boiling point. If the fluid gets hot enough and boils...
by Dilbydog
Wed Jul 04, 2018 12:32 am
Forum: Personal Consumer Issues
Topic: Tire experts? Can I trust a patched tire?
Replies: 47
Views: 4490

Re: Tire experts? Can I trust a patched tire?

Ive had several patched tires over the years, sometimes with multiple patches. Never had an issue, and drove all the sets to their wear bars.
by Dilbydog
Mon Apr 30, 2018 11:36 pm
Forum: Personal Consumer Issues
Topic: Las Vegas Restaurants
Replies: 25
Views: 2572

Re: Las Vegas Restaurants

Didn’t care for Joel Robuchon, to be fair I’m not a fan of the French cuisine, but the misses loved it. Nobu in Caesar's is my go-to favorite.
by Dilbydog
Tue Apr 10, 2018 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Weekly Commuting
Replies: 22
Views: 2430

Re: Weekly Commuting

I’ve done something similar, Vegas to the BayArea every week. Get TSA Pre check if you havent already. Use laundry service, becoming a more common job perk in he greater SJ area, so you’re not doing laundry on your weekends at home. Do as much of your busy work as you can while you’re remote, so you...
by Dilbydog
Wed Mar 21, 2018 11:40 pm
Forum: Personal Consumer Issues
Topic: Direct TV vs. Cable
Replies: 20
Views: 1563

Re: Direct TV vs. Cable

For a short time I lived in a moderate snow area that was remote enough to not have cable as an option. The locals just coated their dish with a heavy layer of Pam. I know it sounds weird, but it seemed to work. To your primary question, I had DirecTv for 10-ish years. Finally let go and went with t...
by Dilbydog
Sat Mar 17, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1122
Views: 162327

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I would recommend a visit the website bobistheoilguy.com.
by Dilbydog
Sat Mar 17, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1122
Views: 162327

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

You could send a used oil sample away for analysis to see if there is any gasoline in the engine oil. It doesn't cost much and it doesn't take long. That's what I would do. Then you would have proof that there is or is not a problem. I have used Blackstone labs for oil analysis for years. They'll s...
by Dilbydog
Thu Mar 08, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: California Tax of Income for Non-Resident
Replies: 3
Views: 617

Re: California Tax of Income for Non-Resident

I had a similar situation, being a NV resident and working for a CA company. While I can’t find the specific code sections, I was able to convince my company that I was not subject to CA withholding. It also helped that I have a relative who works at the Franchise Tax Board who confirmed my understa...
by Dilbydog
Wed Mar 07, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Why plumbers are so expensive?
Replies: 15
Views: 2101

Re: Why plumbers are so expensive?

You need to remember that its not just an hours work. The plumber needs to go to the parts house, pick up the regulator, drive to your home, make the repair, and then go to his or her next call. Now I don’t live in So. Cal, but being in San Jose, I hear about how the Southern California traffic is w...
by Dilbydog
Tue Feb 20, 2018 11:49 pm
Forum: Personal Consumer Issues
Topic: Any accountants?
Replies: 3
Views: 594

Any accountants?

I need some help understanding a GAAP claim my employer has made, that potentially impacts my compensation.
by Dilbydog
Thu Feb 15, 2018 12:19 am
Forum: Personal Consumer Issues
Topic: Dental chews for dogs....useful?
Replies: 36
Views: 3018

Re: Dental chews for dogs....useful?

We give our Rottie a raw beef rib bone every evening. He’s three now, and his teeth are in great shape. Our smaller dogs have not been given bones, just kibble, home diet, and Greenies and they’ve all had dental work (extractions). I’m sure you know but cooked bones are troublesome, as they splinter...
by Dilbydog
Sun Jan 28, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: Certified Used BMW, Audi or Mercedes
Replies: 101
Views: 11845

Re: Certified Used BMW, Audi or Mercedes

Are you remotely handy with a wrench? I have a 335i that I bought as a CPO. The only non maintenance item I had was a hung up front right caliper. Covered under CPO, and BMW replaced the caliper and pads and rotors up front as part of the repair. Beyond that i’ve have taken care of everything myself...
by Dilbydog
Wed Jan 24, 2018 9:19 pm
Forum: Personal Consumer Issues
Topic: Anyone here a developer in the renewable energy space?
Replies: 0
Views: 252

Anyone here a developer in the renewable energy space?

Would like to pick your brain about a few industry specific questions.
by Dilbydog
Sun Nov 19, 2017 8:32 pm
Forum: Personal Consumer Issues
Topic: Auto Insurance: AAA vs. Travellers
Replies: 18
Views: 1787

Re: Auto Insurance: AAA vs. Travellers

Had USAA (auto,renters,umb) for over 17 years, last increase caught me off guard. Called around and GIECO (auto and umb) were less than half of what I was currently paying. Two drivers clean records. I kick myself for not shopping around sooner.
by Dilbydog
Fri Nov 17, 2017 11:42 am
Forum: Personal Consumer Issues
Topic: Is dent repair service worth it?
Replies: 17
Views: 2042

Re: Is dent repair service worth it?

We had a smaller dent removed from a side panel on our SUV. Curiously the impact / dent impacted a factory crease in the sheet metal. After the repair, there was zero evidence of the dent, it was an excellent repair. In our case I want to say we paid $50, but it may have been $75, and was money well...
by Dilbydog
Mon Nov 06, 2017 12:07 am
Forum: Personal Consumer Issues
Topic: Home network question
Replies: 17
Views: 1664

Re: Home network question

Thanks for the input everyone. Once I’m settled in, I’ll look for a data conduit or pull something shielded through the power conduit, assuming that power wasn’t direct buried.
by Dilbydog
Sun Nov 05, 2017 4:24 pm
Forum: Personal Consumer Issues
Topic: Home network question
Replies: 17
Views: 1664

Re: Home network question

Ubiquiti offers two different lines of WiFi products -- Unifi and Amplifi. Which are you considering? I use Ubiquiti Unifi APs in my home. They are fantastic if you have the technical know-how and are willing to spend time to set up the system properly and keep it up to date. You do need to occasio...
by Dilbydog
Sun Nov 05, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: Home network question
Replies: 17
Views: 1664

Re: Home network question

All other things equal: Wired > wireless I'm happy with my 2 Eeros which gets me the coverage I need in my 1996 pre-internet home plus the patio and attached garage. If I was building a new home I'd run 500 feet of cable including multiple WAPs, entertainment centers, and offices. One thing I like ...
by Dilbydog
Sun Nov 05, 2017 3:04 pm
Forum: Personal Consumer Issues
Topic: Home network question
Replies: 17
Views: 1664

Re: Home network question

I’ve used powerline blocks in the past, but haven’t been thrilled with the performance even when on the same circuit. PL would be my last option, as I know there’s not a common circuit between the shop and house. I’m fairly certain I could ensure circuits on a common bus. Running a hard line between...
by Dilbydog
Sun Nov 05, 2017 2:44 pm
Forum: Personal Consumer Issues
Topic: Home network question
Replies: 17
Views: 1664

Home network question

We’re going to be moving into a new residence that is 1600 sq ft bigger than our current home, and has an out building / shop about 40-50’ from the primary structure. I’m currently utilizing a dual band router and a WiFi extender to cover my current residence but know this isn’t the best solution. I...
by Dilbydog
Fri Oct 27, 2017 2:39 pm
Forum: Personal Consumer Issues
Topic: Going to SF, Yosemite and Sacramento and NOW PORTLAND
Replies: 49
Views: 3691

Re: Going to SF, Yosemite and Sacramento

I used to live near the southern gate of Yosmite. November is an amazing time to go to Yosemite. There maybe rain, unlikely snow, and the seasonal tourists are gone. Its an amazing place, and I would recommend spending as much time in the park as you can. If you decide to go through the southern gat...
by Dilbydog
Thu Oct 26, 2017 12:09 am
Forum: Personal Consumer Issues
Topic: metal roof: standing seam vs interlocking panels
Replies: 15
Views: 2038

Re: metal roof: standing seam vs interlocking panels

I worked for a GC in a past life, and architects specified standing seam on every school I built. I was told by an architect or two that this was due to the durability of the system, as most school districts have limited maintenance budgets. It was also specified on a few state buildings up in the Y...
by Dilbydog
Thu Oct 19, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Any BMW X5 owners?
Replies: 17
Views: 3500

Re: Any BMW X5 owners?

DW has a 2016 X5, and loves it... she had an MDX prior and has let me know she wouldn’t go back to the Acura over the BMW. We haven’t had one problem with the car to date. The N55 engine is well known, and seems to be trouble free, at least on the BMW forums, and the ZF transmission is bullet proof....
by Dilbydog
Thu Oct 19, 2017 8:55 pm
Forum: Personal Consumer Issues
Topic: Landscapers lack of a permit becomes my problem
Replies: 19
Views: 2976

Re: Landscapers lack of a permit becomes my problem

I’ll make an assumption that the landscaper carries a current contractors license, however, I don’t know Fl contracting law that well. If the landscaper is required to maintain a license, I would file a complaint with the State Contractors License Board. I don’t know if this will allow you to seek r...
by Dilbydog
Wed Oct 11, 2017 12:53 am
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA costs arrived
Replies: 88
Views: 13503

Re: 2018 ACA costs arrived

I just received my 2018 cost estimates from Kaiser. For an unsubsidized bronze HSA plan - single male 61yo the insurance will be $700.42/month which is a 9.4% increase. Not too bad I suppose. Anyone else have a data point? My high deductible plan with HSA, through my employer, will be going up 10% ...
by Dilbydog
Fri Sep 22, 2017 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: with frozen credit, is there benefit to fraud monitoring services?
Replies: 19
Views: 2080

Re: with frozen credit, is there benefit to fraud monitoring services?

After reading this article I'm not certain a freeze is as secure as we've been lead to believe. Especially if your information is already "out there".

https://krebsonsecurity.com/2017/09/exp ... reeze-pin/
by Dilbydog
Wed Jul 05, 2017 11:06 pm
Forum: Personal Consumer Issues
Topic: Brake Pads and Rotors for 2011 Benz C300 4Matic?
Replies: 43
Views: 4256

Re: Brake Pads and Rotors for 2011 Benz C300 4Matic?

The MB forums folks seem to like the Akebono EUR 1340 and 1341 for the C-class. I know Akebono seems to be well regarded and recommended on the BMW forums also.
by Dilbydog
Sun Jun 18, 2017 10:48 am
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 6561

Re: BMW X5 2017 - Seeking advice

OP, are you aware that the BMW X5 is an extremely old platform/design? 2017 will be the last model year before an entirely new X5 comes out for 2018. Heck, if you are buying in late calendar year 2017 then you may well be buying a 2018 model depending on release date. In any case, if it is a 2017 m...
by Dilbydog
Sat Jun 17, 2017 8:30 pm
Forum: Personal Consumer Issues
Topic: BMW X5 2017 - Seeking advice
Replies: 40
Views: 6561

Re: BMW X5 2017 - Seeking advice

The DW has a 2016 X5 xdrive35. Our annual mileage is comparable to your estimates. We've had zero problems with the SUV, DW LOVES it, more so than the MDX she had before. We also have a 3 series with the same n55 engine. In 70k miles it's had a caliper hang up, which was repaired under warranty. Fro...
by Dilbydog
Sat Jun 03, 2017 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: "Renting" contractors license
Replies: 7
Views: 1516

Re: "Renting" contractors license

Would like to understand better what is meant by "your employer conducts business under a license in your name". I once worked for a company that was required to have a PE sign off on all design documents, but we didn't always have a PE on staff with a license in the state where we were doing the w...
by Dilbydog
Fri Jun 02, 2017 12:51 am
Forum: Personal Consumer Issues
Topic: Pet insurance for new puppy
Replies: 77
Views: 9447

Re: Pet insurance for new puppy

I was never one to believe in pet insurance, but over the last few years we have spend tens of thousands of dollars on our dogs. Our Rottweiler caught Parvo after being fully vaccinated. $11,500 + ( We sought relieve though our vets liability insurance and was compensated in full by Zurich). This wa...
by Dilbydog
Fri Jun 02, 2017 12:25 am
Forum: Personal Finance (Not Investing)
Topic: "Renting" contractors license
Replies: 7
Views: 1516

"Renting" contractors license

I currently work for a large electrical contractor. Reciently the Company has been invited to bid projects where the electrical scope is the majority of the work. Thus, these proposals are requiring that the electrical contractor must also have a General Contracts license, in addition to any applica...
by Dilbydog
Tue Apr 18, 2017 9:08 pm
Forum: Personal Investments
Topic: 35 year old seeking Roth 401K investment help
Replies: 8
Views: 789

Re: 35 year old seeking Roth 401K investment help

You want to start contributing to your traditional 401k now, just for the tax benefits. Every dollar you contribute up to the $18k max is a dollar deduction to you taxable income, at the federal level. Have you had a chance to read the forums Wiki?
by Dilbydog
Sat Mar 11, 2017 11:38 pm
Forum: Personal Consumer Issues
Topic: Impact driver (and possibly drill) recommendations
Replies: 36
Views: 3794

Re: Impact driver (and possibly drill) recommendations

We're seeing that Milwaukee seems to, currently, have the better product on the market. I have nothing to back that up beyond my personal experience. I can say that out of DeWalt, Makita, and Milwaukee, the Milwaukee's seem to fail at a much lower rate than the other two brands. We'll typically orde...
by Dilbydog
Fri Mar 10, 2017 5:43 pm
Forum: Personal Consumer Issues
Topic: cost of Solar Power
Replies: 99
Views: 10832

Re: cost of Solar Power

I work for one of the top 5 electrical contractors in the country, and my division focuses on the construction of utility scale solar. Think solar power plants that produce in excess of 100 MW. While I admittantly don't have any residential construction experience I shutter when I see some of these ...
by Dilbydog
Mon Mar 06, 2017 10:54 am
Forum: Personal Investments
Topic: Roth or Traditional for wife who is not working
Replies: 9
Views: 918

Re: Roth or Traditional for wife who is not working

I'll assume you file MFJ... does your income preclude you from using the tax advantage of the TIRA for your wife?
by Dilbydog
Sun Mar 05, 2017 11:15 am
Forum: Personal Consumer Issues
Topic: Oil Change Advice Honda CR-V
Replies: 40
Views: 22115

Re: Oil Change Advice Honda CR-V

Order a oil test kit, from say Blackstone. Send off a sample after your next change. Let the analysis report dictate future change intervals. Blackstone also provides a narrative based on their database of your engine type, and judges your wear metals against their data. I don't work for them, I hav...