Search found 8 matches

by Jacklh
Thu Jan 10, 2019 3:21 pm
Forum: Investing - Theory, News & General
Topic: What is your allocation to U.S. and International?
Replies: 220
Views: 14342

Re: What is your allocation to U.S. and International?

Retired. 68 years old. Stock/Bond 60/40. No international. International will out-perform some day. So will gold, real estate, international bonds, coins, stamps, art, pork bellies ...you get the idea. I don't know when they'll out-perform and I don't care if they do. I don't want to invest in every...
by Jacklh
Mon Nov 26, 2018 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: I can't take this anymore=) I'm selling stocks and buying bonds!
Replies: 129
Views: 19913

Re: I can't take this anymore=) I'm selling stocks and buying bonds!

These swings wear me out as well sometimes and admittedly I look at my portfolio a bit too often but never sell because I still have a few years until I need the money. I lost a bunch of money last month and I guess the good news is to lose a lot you have to have a decent amount. Seems like it's st...
by Jacklh
Sat Nov 24, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2374
Views: 1492324

Re: The Three-Fund Portfolio

I think both 2015 and MJW are correct depending on how you use the knowledge you obtained with an "investing hobby." If you use it to constantly change and adjust your portfolio according to your latest whim--it's bad and will almost always be detrimental to you portfolio. If, on the other hand, you...
by Jacklh
Tue Oct 23, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: So...what’s Plan B [for your retirement security]?
Replies: 32
Views: 3571

Re: So...what’s Plan B [for your retirement security]?

I have three accounts: Traditional IRA, Roth IRA and taxable. Plan A is to use mandatory withdrawals from my Traditional IRA for all my needs along with social security. That should be more than sufficient barring extraordinary events. I plan on preserving the other accounts for my heirs if I can. O...
by Jacklh
Sun Jul 29, 2018 5:50 pm
Forum: Investing - Help with Personal Investments
Topic: International Stocks – A Taxing Situation
Replies: 13
Views: 1412

Re: International Stocks – A Taxing Situation

International Socks is probably a more interesting topic and I should have left it --but I changed it it to Stocks. So far, it seems that all of the comments prefer international stocks despite the higher cost. If I decide to include international stocks, maybe I'll go for 20% of my stock allocation...
by Jacklh
Sat Jul 28, 2018 6:12 pm
Forum: Investing - Help with Personal Investments
Topic: International Stocks – A Taxing Situation
Replies: 13
Views: 1412

International Stocks – A Taxing Situation

I’m recently retired and working on my asset allocation. I’m trying to decide between using a two or three fund portfolio. After rolling over my 401k and pension lump sum into my IRA, that is my largest account followed by my Roth IRA and then my taxable account. I have always had domestic and forei...
by Jacklh
Sat Nov 19, 2016 4:38 pm
Forum: Investing - Help with Personal Investments
Topic: [How do I sell my funds during retirement?]
Replies: 11
Views: 2570

Re: [How do I sell my funds during retirement?]

How about waiting for a market dip. Then the capital gains should be less.
by Jacklh
Thu May 19, 2016 3:20 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2374
Views: 1492324

Re: The Three-Fund Portfolio

ok Taylor, now I understand this issue better. So I have a single Vanguard Target Retirement Fund in IRA account, a single Fidelity Target Retirement in employee 401k account. In taxable account I have a few slice-dice funds mostly tilted towards emerging markets and US small value stocks. I am try...