Search found 179 matches

by AnalogKid22
Fri Feb 01, 2019 11:03 am
Forum: Investing - Theory, News & General
Topic: It was a dip. Did you notice? The December drop is over.
Replies: 96
Views: 11645

Re: It was a dip. Did you notice? The December drop is over.

And not to forget that those who contribute to their employee stock purchase plans (ESPP), particularly if your plan buys a percentage off the low for the period, should also benefit from "the dip". My company stock dropped 27% on 12/21, has recovered 23%, and steadily climbing, since, so 15% off th...
by AnalogKid22
Fri Feb 01, 2019 10:07 am
Forum: Investing - Theory, News & General
Topic: It was a dip. Did you notice? The December drop is over.
Replies: 96
Views: 11645

Re: It was a dip. Did you notice? The December drop is over.

I always front-load my entire Roth contribution at the very start of the new year. Including my regular DCA contributions since "the dip", it has been most welcome and has worked in my favor, so far...
by AnalogKid22
Thu Jan 31, 2019 2:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 570
Views: 64028

Re: U.S. stocks continue to soar!

We're still climbing the 'wall of worry' today. Anything good out of the China talks could move the markets a lot, but that seems unlikely from what I've read. I had such a strong desire to sell most of my stable value fund and move it to equities. Didn't do that of course, but I'm hitting that poi...
by AnalogKid22
Wed Jan 30, 2019 12:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Apple reporting tomorrow, though they’ve already stated that iPhones sales were way below target. Possibly a large drop tomorrow. One of my favorite things about this thread is that it demonstrates over and over again how futile it is to try to predict market movements even a day in advance. Indeed...
by AnalogKid22
Tue Jan 29, 2019 12:20 pm
Forum: Investing - Theory, News & General
Topic: What did you learn from 2018 in the markets?
Replies: 104
Views: 5965

Re: What did you learn from 2018 in the markets?

It's not that it's "nothing". But, it's known it can happen. So, what's to learn from something that should be known and expected? If we all invest in the stock market, we're going to lose money from time to time. If you're investing long-term, I think it's better to say that "our portfolios drop f...
by AnalogKid22
Mon Jan 28, 2019 11:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Apple reporting tomorrow, though they’ve already stated that iPhones sales were way below target. Possibly a large drop tomorrow.
by AnalogKid22
Mon Jan 28, 2019 10:34 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

AAPL - released ominous guidance at the beginning of the year. Its stock price probably reflects some pretty negative assumptions. I think Apple will have some issues going forward, but my prediction is mild positive to boring earning announcement this time. In any case, any development in China tr...
by AnalogKid22
Sun Jan 27, 2019 11:35 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Major earnings reports from Facebook, Microsoft, Amazon, and Apple this week: https://www.cnbc.com/2019/01/25/apple-microsoft-and-amazon-are-in-the-next-wave-of-earnings-.html I'm going to go out on a limb and say that earnings will be a 'disappointment' and the market will go down a bit. But what ...
by AnalogKid22
Sun Jan 27, 2019 10:39 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Major earnings reports from Facebook, Microsoft, Amazon, and Apple this week: https://www.cnbc.com/2019/01/25/apple-m ... ings-.html
by AnalogKid22
Fri Jan 25, 2019 10:53 am
Forum: Investing - Theory, News & General
Topic: Tell me your HSA strategy/advice
Replies: 52
Views: 4896

Re: Tell me your HSA strategy/advice

My HSA is such a small part of my AA and I don't have any immediate health problems. I simply contribute the max, get the employer match, and fully invest in a single growth fund to build it as much as possible for when I need it in the future.
by AnalogKid22
Mon Jan 21, 2019 12:50 pm
Forum: Investing - Theory, News & General
Topic: The recent market move in context
Replies: 26
Views: 3385

Re: The recent market move in context

Let's not kid ourselves. For investors with the highest levels of net worth, market moves might be academically interesting, things to be ignored or brushed off. For those with historical perspective, who've lived through major downturns and even crashes, we can tell each other that such things are...
by AnalogKid22
Sun Jan 20, 2019 5:24 pm
Forum: Investing - Theory, News & General
Topic: The recent market move in context
Replies: 26
Views: 3385

Re: The recent market move in context

The most important decision an investor can make is the allocation between stocks and bonds. Then stay the course. This time will not be different! Not really. The most important decision is living below your means. A new investor can just put his or her money in target date fund and become multi-m...
by AnalogKid22
Sun Jan 20, 2019 3:53 pm
Forum: Investing - Theory, News & General
Topic: The recent market move in context
Replies: 26
Views: 3385

Re: The recent market move in context

The most important decision an investor can make is the allocation between stocks and bonds. Then stay the course. This time will not be different! Exactly, but when investing during a long bull people get comfortable. They’re willing to take the risks because, even with small corrections, the mark...
by AnalogKid22
Sun Jan 20, 2019 9:59 am
Forum: Investing - Theory, News & General
Topic: The recent market move in context
Replies: 26
Views: 3385

Re: The recent market move in context

Narrative. Cherry picking. Pattern seeking. Many posts wouldn't have to be filled with negativity or fear if individuals had a simple, well thought out long term plan prepared in advance , stuck to it , and ignored all short term market activity along with the attendant noise from any source. Yes, ...
by AnalogKid22
Sat Jan 19, 2019 5:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Anyone still hold cash on the sideline? I am basically all cash. I hold 0% equities. This is far from over. On December 24, 2018 I borrowed from my "emergency" cash trying to catch the falling knife. bought VTI at 121.9, 120.94 and 120. Weeeeeee, some fun. I'm sad I can't buy any more stock until A...
by AnalogKid22
Fri Jan 18, 2019 6:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Anyone still hold cash on the sideline? I am basically all cash. I hold 0% equities. This is far from over. Why not DCA? He was invested and pulled out because he believes the market will decline. No reason to DCA that I can see (I still disagree with his plan). Understood, but the beauty of DCA le...
by AnalogKid22
Fri Jan 18, 2019 5:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

DanMahowny wrote:
Fri Jan 18, 2019 5:20 pm
H-Town wrote:
Fri Jan 18, 2019 10:49 am
Anyone still hold cash on the sideline?
I am basically all cash. I hold 0% equities.

This is far from over.
Why not DCA?
by AnalogKid22
Fri Jan 18, 2019 5:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Anyone still hold cash on the sideline? Staying the course. Did buy a bit near the bottom of the recent correction and glad I made full Roth contribution earlier this month! TLH at the end of last year and contributing $12k to Roth IRAs at the beginning of this year has worked out very well. Great ...
by AnalogKid22
Fri Jan 18, 2019 11:16 am
Forum: Personal Investments
Topic: Does anyone have entire 401K in bonds?
Replies: 56
Views: 5721

Re: Does anyone have entire 401K in bonds?

Yes, all bonds in 401K. I'm currently at a ~75/25 stock/bond allocation. All stocks are in taxable, Roth IRA, and HSA, so I hold all bonds in a rollover IRA (401Ks from previous employers) and regularly buy bonds, including company match, in my current Traditional 401K. Sounds like exactly, what I ...
by AnalogKid22
Fri Jan 18, 2019 10:52 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

H-Town wrote:
Fri Jan 18, 2019 10:49 am
Anyone still hold cash on the sideline?
Staying the course. Did buy a bit near the bottom of the recent correction and glad I made full Roth contribution earlier this month!
by AnalogKid22
Fri Jan 18, 2019 9:16 am
Forum: Personal Investments
Topic: Does anyone have entire 401K in bonds?
Replies: 56
Views: 5721

Re: Does anyone have entire 401K in bonds?

Yes, all bonds in 401K. I'm currently at a ~75/25 stock/bond allocation. All stocks are in taxable, Roth IRA, and HSA, so I hold all bonds in a rollover IRA (401Ks from previous employers) and regularly buy bonds, including company match, in my current Traditional 401K.
by AnalogKid22
Thu Jan 17, 2019 10:39 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 49299

Re: John Bogle has died at age 89

Thanks, Mr. Bogle! You changed so many lives.
by AnalogKid22
Fri Jan 04, 2019 5:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 570
Views: 64028

Re: U.S. stocks continue to soar!

Indices now up over 3% on the heels of FED interview, China trade talks, job reports etc. :beer Yes, the strong jobs report and pending trade talks feel like a build-up that could quickly deflate if the outcome isn't good. Wow - what a day! Glad I re-balanced into stocks yesterday and not today. Un...
by AnalogKid22
Fri Jan 04, 2019 11:48 am
Forum: Investing - Theory, News & General
Topic: 2019 Roth all at once or over time.
Replies: 19
Views: 1468

Re: 2019 Roth all at once or over time.

If the money is going into a Roth, I have to assume you don't plan to touch it for several years, so the earlier you invest, the better. For example, you might buy today and watch your 5K plummet to 1K on Monday, but in 10 years, whether the market is higher or lower than today, you won't even remem...
by AnalogKid22
Fri Jan 04, 2019 11:40 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 570
Views: 64028

Re: U.S. stocks continue to soar!

ReformedSpender wrote:
Fri Jan 04, 2019 11:14 am
Indices now up over 3% on the heels of FED interview, China trade talks, job reports etc.

:beer
Yes, the strong jobs report and pending trade talks feel like a build-up that could quickly deflate if the outcome isn't good.
by AnalogKid22
Fri Jan 04, 2019 10:04 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 570
Views: 64028

Re: U.S. stocks continue to soar!

GoldStar wrote:
Fri Jan 04, 2019 9:59 am
Crazy start to the market today with major indices up over 2% right now. Yesterday's over-reaction to Apple's news perhaps being wiped clean.
And it could all be erased by end of the day... The market is just so volatile right now.
by AnalogKid22
Thu Jan 03, 2019 10:27 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

Sucks for everyone who funded and invested their Roth IRAs yesterday. No big deal so far. You are down a whopping $50 or so if you contributed $6,000 yesterday. Exactly. If you're betting on a huge return overnight, go to a casino, don't invest in mutual funds. Besides, yesterday they called for Do...
by AnalogKid22
Thu Jan 03, 2019 12:19 am
Forum: Investing - Theory, News & General
Topic: Traditional 401K vs Roth 401k
Replies: 60
Views: 3675

Re: Traditional 401K vs Roth 401k

BWildt wrote:
Wed Jan 02, 2019 11:49 pm
Why not use both?
I do. Tax sheltered means the govt only taxes the money when it enters or leaves the account. Letting it grow for decades without being taxed every month, quarter, year, for example, is a major advantage. I max my HSA for the same reasons.
by AnalogKid22
Fri Dec 21, 2018 1:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

ruralavalon wrote:
Fri Dec 21, 2018 12:21 pm
If I had any uninvested cash I would be buying stock index funds.
+1
by AnalogKid22
Wed Dec 19, 2018 10:43 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

What a fantastic and insightful tip. Translation: if the market doesn't stop trending down, it will keep trending down. Federal Reserve meeting today; no matter what the FED does it is a fact the market will react. Right. And today looks to be a good today & I assume the market "believes" in a Fed ...
by AnalogKid22
Mon Dec 17, 2018 9:53 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in free fall

When is the Santa Rally supposed to start? :P
by AnalogKid22
Thu Dec 06, 2018 11:32 am
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 145
Views: 13155

Re: Who else is getting excited?

I'm excited to see bonds going up and glad I got out of international a 2 months ago.
by AnalogKid22
Tue Dec 04, 2018 1:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

What a rollercoaster year! One day its 1-2% gains, the next it's all erased.
by AnalogKid22
Wed Nov 14, 2018 1:18 pm
Forum: Investing - Theory, News & General
Topic: Regret of selling winning stocks early
Replies: 65
Views: 10470

Re: Regret of selling winning stocks early

Texas Pacific Land Trust (TPL) - A retired friend who day-trades as a hobby tipped me off to this in Summer 2014, when oil stocks were plummeting, due to fracking and over-supply. The stock was 225 a few months earlier and I got in at 175. It kept dropping and every week he kept telling me to buy, ...
by AnalogKid22
Mon Nov 12, 2018 4:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

There are too many investors in the market now who haven't experienced a true bear. I was speaking to one of them a couple of weeks ago who complained because his returns for the past year were less than 2%. He has no idea. Lots of new investors have entered the market during the bull, so all they'...
by AnalogKid22
Tue Oct 30, 2018 9:21 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

Christmas came early this year, folks. Hopefully, we will see another 10% discount before the end of the year. A recession would not hurt either. Yet another statement that an economic downturn is simply an opportunity to buy stocks on sale without any potential impact on one's employment status. A...
by AnalogKid22
Thu Oct 25, 2018 11:00 am
Forum: Investing - Theory, News & General
Topic: Why I'm 100% stocks
Replies: 149
Views: 17898

Re: Why I'm 100% stocks

100% stock is great for some, I am simply not willing to risk a prolonged 50% decline in my life's savings. At least once in the past: stocks have dropped over 20% in a single day, and have dropped about 90% in a few years. Glad to leave some money on the table, or work a bit longer, in exchange fo...
by AnalogKid22
Tue Oct 23, 2018 12:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

willthrill81 wrote:
Tue Oct 23, 2018 12:05 pm
Bogle's animal spirits are still at work methinks. The indicators still do not point to an immediate recession on the horizon.
Agree. With the unemployment rate still at an all-time low, businesses clearly have money to spend and are very much spending.
by AnalogKid22
Tue Oct 23, 2018 8:39 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

DOW is back below 25,000. Lots of major companies reporting quarterly earnings this week, so expect dramatic swings. Notable companies reporting earnings include McDonald’s (MCD), 3M (MMM), Caterpillar (CAT), Verizon (VZ), Lockheed Martin (LMT), and Harley-Davidson (HOG) on Tuesday; Microsoft (MSFT)...
by AnalogKid22
Thu Oct 18, 2018 11:41 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

Another big drop incoming it seems! I kinda wanna take out money from my EF and buy more VTSAX today... I am a new investor (only since last October) and don't know if this is wise... If you don't know if it's wise, it probably isn't. Exactly. No one on this board can predict the market or tell you...
by AnalogKid22
Wed Oct 17, 2018 9:32 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 570
Views: 64028

Re: U.S. stocks continue to soar!

watchnerd wrote:
Tue Oct 16, 2018 11:10 pm
So bummed at these gains
Almost half of which have been erased today.
by AnalogKid22
Mon Oct 15, 2018 12:38 pm
Forum: Investing - Theory, News & General
Topic: "Turn Off The Financial News"
Replies: 13
Views: 1967

Re: "Turn Off The Financial News"

Couldn't agree more, but not easy to do.
by AnalogKid22
Fri Oct 12, 2018 11:06 am
Forum: Investing - Theory, News & General
Topic: Who worries about a bear market in stocks?
Replies: 71
Views: 5929

Re: Who worries about a bear market in stocks?

Funny, my answer would be EVERYONE. Young investors as any prolonged bear marked in stocks will lead to layoffs. The most overconfident aspect I have seen from even folks on this site is their confidence of not getting fired when the next downturn occurs. Retirees if timing is poor the sequence of ...
by AnalogKid22
Wed Oct 10, 2018 4:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

Have to wonder what is driving this chaos. We haven't seen similar market drops during previous rate hikes, so I'm loathe to attribute it to that. TSLA's glacially-paced implosion is meaningless because the company isn't large enough to drive a drop of this size. Something something animal spirits,...
by AnalogKid22
Wed Oct 10, 2018 3:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

WhiteMaxima wrote:
Wed Oct 10, 2018 3:47 pm
remember most 10% correction or 20% more crash won't be completed in one day. So a 3% drop might be the prelude of big market correction. The stock won'r always go up, it can go down a lot. If you invest too aggressive, you need to turn down a bit.
DCAing within my DCAing...
by AnalogKid22
Wed Oct 10, 2018 3:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 10240
Views: 1807274

Re: U.S. stocks in freefall

tony_roach wrote:
Wed Oct 10, 2018 3:35 pm
Good reason for me to add a couple of thousand at closing today into my taxable total market ETF.
I did the same. Watch it drop more tomorrow...