Search found 8 matches

by einstem
Fri Jul 29, 2016 5:27 pm
Forum: Personal Investments
Topic: Question on Reinvestment of Dividends
Replies: 14
Views: 2224

Re: Question on Reinvestment of Dividends

Thanks to all for the help.. And yes, my example was VERY optimistic in terms of dividends! I realize I won't get $4,000 a year in dividends on a $10,000 investment! I just used that as a way to make the example easy to work with.. Quick follow-up question.. Does it make any difference if you choose...
by einstem
Fri Jul 29, 2016 6:19 am
Forum: Personal Investments
Topic: Question on Reinvestment of Dividends
Replies: 14
Views: 2224

Re: Question on Reinvestment of Dividends

Your calculation of a gain of $6,000 is correct. And if you sell all shares, then specific id and average should give the same answer. So, it sounds like if I sell ALL of the shares, it comes-out the same regardless of if I use average cost or specific lot? But if I want to sell SOME of the shares,...
by einstem
Thu Jul 28, 2016 8:07 pm
Forum: Personal Investments
Topic: Question on Reinvestment of Dividends
Replies: 14
Views: 2224

Question on Reinvestment of Dividends

OK.. probably a stupid question, but let me ask this... I currently have several Vanguard Mutual Funds set-up with automatic reinvestment of both dividends and capital gain distributions. I know that when I go to sell, I can add back in the cost of the dividends to the "cost basis" of the ...
by einstem
Sat May 14, 2016 6:23 am
Forum: Personal Investments
Topic: Vanguard Domestic Dividend Funds - VHDYX vs VDADX
Replies: 25
Views: 8633

Re: Vanguard Domestic Dividend Funds - VHDYX vs VDADX

You should consider VG Utilities Fund also. If you get a good entry point it can yield over 4 % with some NAV growth. It's also a decent defensive stock in market downturns. Patrick - Thanks, but I'm not considering any "sector funds" for this bucket. Too risky for what will be a signific...
by einstem
Sat May 14, 2016 6:19 am
Forum: Personal Investments
Topic: Vanguard Domestic Dividend Funds - VHDYX vs VDADX
Replies: 25
Views: 8633

Re: Vanguard Domestic Dividend Funds - VHDYX vs VDADX

I like dividends and have posted on that subject many, many times. And I have gotten beaten up on those threads many, many times. A dividend strategy like you are suggesting isn't a bad one but the timing is terrible. Investors have been chasing yield on both the equity and the bond side since late...
by einstem
Fri May 13, 2016 5:34 pm
Forum: Personal Investments
Topic: Vanguard Domestic Dividend Funds - VHDYX vs VDADX
Replies: 25
Views: 8633

Re: Vanguard Domestic Dividend Funds - VHDYX vs VDADX

Of the two, I would be more likely to choose VDADX. Is there a reason that you are not considering VEIRX? ER of 0.17 I like this fund because it does not aim for the highest dividend. It aims for a stable dividend with stocks that increase in value over time. (That increase in stock value is import...
by einstem
Fri May 13, 2016 1:05 pm
Forum: Personal Investments
Topic: Vanguard Domestic Dividend Funds - VHDYX vs VDADX
Replies: 25
Views: 8633

Vanguard Domestic Dividend Funds - VHDYX vs VDADX

This is a follow-up to a similar post I made about international dividend funds, but this one is for Domestic. I am looking to add a 'bucket' of dividend paying stocks to my portfolio. This will sit in a taxable account, and the goal here is produce income primarily through qualified dividends. Some...
by einstem
Fri May 13, 2016 12:59 pm
Forum: Personal Investments
Topic: Vanguards New International Dividend Funds - Question on VIHAX vs VIAIX
Replies: 0
Views: 823

Vanguards New International Dividend Funds - Question on VIHAX vs VIAIX

I am looking to add a 'bucket' of dividend paying stocks to my portfolio. This will sit in a taxable account, and the goal here is produce income primarily through qualified dividends. Some appreciation is fine, but not the goal. Initially, I will "reinvest" the dividends, but over time, I...