Search found 6 matches

by millionsofpennies
Tue Oct 31, 2017 11:26 am
Forum: Personal Finance (Not Investing)
Topic: HSA and Medical Expense Deduction in CA
Replies: 4
Views: 567

HSA and Medical Expense Deduction in CA

This year, we had some large HSA-eligible medical expenses ($20K+) which will exceed 10% of our AGI. I'm wondering if I can reimburse myself for anything below 10% with my HSA or if that will affect the tax deduction calculation? I'm a CA resident and have been wanting to use up my HSA ($8K) rather ...
by millionsofpennies
Wed May 24, 2017 11:11 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2322
Views: 423016

Re: What's Your Credit Card Rewards Strategy?

Perhaps I should have created my own post, but I have a large purchase coming up ($10,000 +) and I would like to take advantage of introductory offers. I see that the Wells Fargo Cash Wise Visa has $200 cash back for spending $1,000 and 1.5% cash back. Would you recommend something else? How many di...
by millionsofpennies
Sun Apr 30, 2017 9:08 am
Forum: Investing - Help with Personal Investments
Topic: IRA Transfer to Vanguard - Please advise
Replies: 2
Views: 398

IRA Transfer to Vanguard - Please advise

Hello, I'm trying to help my mom (age 67) transfer a traditional IRA from a high-fee brokerage to Vanguard. We used the wizard on Vanguard and submitted the paperwork it generated. She received a letter from Vanguard (below) and spoke with a customer service rep on the phone but they didn't know how...
by millionsofpennies
Mon May 09, 2016 10:54 pm
Forum: Investing - Help with Personal Investments
Topic: Bank of America HSA
Replies: 5
Views: 693

Re: Bank of America HSA

The plan is to hold this HSA for about 30 years (I'm 33 this year) without touching the funds until retirement age. I don't intend to mix this with the rest of my retirement portfolio allocations since I want this to stand on its own. Is this poor thinking? Hi millionsofpennies, Welcome to boglehea...
by millionsofpennies
Mon May 09, 2016 10:09 pm
Forum: Investing - Help with Personal Investments
Topic: Bank of America HSA
Replies: 5
Views: 693

Re: Bank of America HSA

Welcome! Your wiki link is from the Bogleheads very first experimental wiki. See: Bogleheads® wiki history Let's bring you up-to-date: Lazy portfolios Thank you for pointing out the updated wiki. I'm looking at the "Scott Burns' Couch Potato portfolio / Andrew Tobias' Three Fund portfolio"...
by millionsofpennies
Mon May 09, 2016 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: Bank of America HSA
Replies: 5
Views: 693

Bank of America HSA

I'd like your advice on what mix of funds to use in the Bank of America HSA. The plan is to hold this HSA for about 30 years (I'm 33 this year) without touching the funds until retirement age. I don't intend to mix this with the rest of my retirement portfolio allocations since I want this to stand ...