Search found 174 matches

by crazygrow
Thu Nov 19, 2020 7:03 pm
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 128
Views: 9541

Re: New M1 processor

Bogle7 wrote: Sun Nov 15, 2020 9:43 pm
crazygrow wrote: Thu Nov 12, 2020 3:06 pmIf [the M1] was truly revolutionary you would take it to the top-end first and charge a premium for it.
Volume.
Laptops far outsell all the other for factors.
Im referring between the MB pro 13” and the 16” - both laptops.
by crazygrow
Thu Nov 12, 2020 3:06 pm
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 128
Views: 9541

Re: New MacBook Pro with M1 processor

I’m an Apple guy. People need to know though that many of the stats they put out in their conference are very misleading. Like that the MacBook Air is faster than 98% of PCs sold in the last year. This claim appears to be entirely true. The Air model with no fan is faster than the 16” Macbook Pro -...
by crazygrow
Thu Nov 12, 2020 7:00 am
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 128
Views: 9541

Re: New MacBook Pro with M1 processor

I’m an Apple guy. People need to know though that many of the stats they put out in their conference are very misleading. Like that the MacBook Air is faster than 98% of PCs sold in the last year. This claim appears to be entirely true. The Air model with no fan is faster than the 16” Macbook Pro -...
by crazygrow
Thu Nov 12, 2020 6:38 am
Forum: Personal Consumer Issues
Topic: New MacBook Pro with M1 processor
Replies: 128
Views: 9541

Re: New MacBook Pro with M1 processor

I’m an Apple guy. People need to know though that many of the stats they put out in their conference are very misleading. Like that the MacBook Air is faster than 98% of PCs sold in the last year. Regardless it is a decent improvement (especially over a 2014 machine) but but not nearly the promised ...
by crazygrow
Mon Nov 09, 2020 4:08 pm
Forum: Personal Consumer Issues
Topic: Robot vacuum cleaner for hardwood floor?
Replies: 30
Views: 2517

Re: Robot vacuum cleaner for hardwood floor?

We've heard horror stories of stuff getting stuck in Roomba's wheels and dragging across the wood floors and leaving scratches.
by crazygrow
Fri Oct 30, 2020 12:25 pm
Forum: Personal Consumer Issues
Topic: What to replace two wine fridges with?
Replies: 20
Views: 1201

What to replace two wine fridges with?

Hey! We just bought a new house that had two under-counter wine fridges (one on each floor). We don't drink wine. They also don't get really cold (like 45-50 is the lowest they go), so soda doesn't get cold enough plus we don't drink much soda. The house has two fridges, so don't need more fridge sp...
by crazygrow
Sun Oct 11, 2020 2:19 pm
Forum: Personal Consumer Issues
Topic: Anyone Have a TONAL. Home Gym? (Or a TEMPO Home Gym)
Replies: 71
Views: 3856

Re: Anyone Have a TONAL. Home Gym? (Or a TEMPO Home Gym)

Love how people have an opinion on something they have never seen or touched. I tried the tonal and bought it right away (on order now). Huge advancement in combining a true all around weights systems and a personal trainer in a very small space. It’s the basic concept. The actual hardware is nothi...
by crazygrow
Sun Oct 11, 2020 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Relationship mortgage discounts for moving a million assets
Replies: 628
Views: 92219

Re: Relationship mortgage discounts for moving a million assets

My understanding is that it makes a decent difference in jumbo loans.
by crazygrow
Sun Oct 11, 2020 6:58 am
Forum: Personal Finance (Not Investing)
Topic: Relationship mortgage discounts for moving a million assets
Replies: 628
Views: 92219

Re: Relationship mortgage discounts for moving a million assets

We are in TN and did a 2.875% jumbo no points a few months ago with Pinnacle Financial Partners. They just needed $750k there on closing date.
by crazygrow
Sat Oct 10, 2020 5:19 pm
Forum: Personal Consumer Issues
Topic: Anyone Have a TONAL. Home Gym? (Or a TEMPO Home Gym)
Replies: 71
Views: 3856

Re: Anyone Have a TONAL. Home Gym? (Or a TEMPO Home Gym)

Love how people have an opinion on something they have never seen or touched. I tried the tonal and bought it right away (on order now). Huge advancement in combining a true all around weights systems and a personal trainer in a very small space.
by crazygrow
Tue Oct 06, 2020 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for mortgage with "no income"
Replies: 39
Views: 4439

Re: Applying for mortgage with "no income"

We just had a similar situation. We had a family business that we were heavily investing in (read revenue growth and little profit) since 2017. I had my corporate exec job making great money but left in November 2019 so we decided to just run the business and live off of it making as much as my corp...
by crazygrow
Sun Sep 20, 2020 9:27 pm
Forum: Personal Investments
Topic: Can you deduct moving costs, appraisal fees on portion of home office with new house?
Replies: 0
Views: 456

Can you deduct moving costs, appraisal fees on portion of home office with new house?

Hi - Been searching the interest and IRS site and can’t find any answers related to this. We just moved across the country, including moving our business with us. I’m trying to understand what costs may be able to be counted as business expenses. Below are some of the items that I’m pondering: 1. Mo...
by crazygrow
Sun Aug 23, 2020 6:35 pm
Forum: Personal Investments
Topic: When is enough enough?
Replies: 73
Views: 7095

Re: When is enough enough?

I do encourage experiences. But I would still max workplace retirement accounts. Additionally I would look at ALL expenses and work to reduce them so you can go on bigger vacations with family. It looks to me like you are doing well, but don’t count your retirement nest eggs before they hatch. You ...
by crazygrow
Sun Aug 23, 2020 4:40 pm
Forum: Personal Investments
Topic: When is enough enough?
Replies: 73
Views: 7095

Re: When is enough enough?

I do encourage experiences. But I would still max workplace retirement accounts. Additionally I would look at ALL expenses and work to reduce them so you can go on bigger vacations with family. It looks to me like you are doing well, but don’t count your retirement nest eggs before they hatch. You ...
by crazygrow
Sun Aug 23, 2020 4:38 pm
Forum: Personal Investments
Topic: When is enough enough?
Replies: 73
Views: 7095

Re: When is enough enough?

Similar income and age. We decided in the last few years that this time with the kids is more important than a lavish retirement. Both are probably possible but we now make decisions that show that we are willing to give up some retirement fun for fun today with the kids. Do it - you won’t regret it!
by crazygrow
Mon Jul 20, 2020 12:47 pm
Forum: Personal Finance (Not Investing)
Topic: Own 4% of business I used to work at - can I stay on their health/dental insurance?
Replies: 4
Views: 443

Own 4% of business I used to work at - can I stay on their health/dental insurance?

The business is an LLC. Can I stay on their employee group health plans as a minority shareholder? I assume so (and I would pay the cost) as the majority owner is, but wanted to check if there are any legal issues before approaching him about it. He will say yes if there aren't any issue.
by crazygrow
Sun Jun 21, 2020 7:26 am
Forum: Personal Investments
Topic: Cash out refinancings on the rise???
Replies: 13
Views: 1526

Cash out refinancings on the rise???

Anyone else notice the number of cash out refinancing questions being started in the forums? Remind anyone else of a previous time in US history not so long ago that didn’t end well?
by crazygrow
Fri Jun 19, 2020 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Amended return hasn't been processed in ~2 months.
Replies: 27
Views: 2022

Re: Amended return hasn't been processed in ~2 months.

I filed my 2020 taxes March 24th and still processing.
by crazygrow
Mon Jun 15, 2020 7:58 am
Forum: Personal Consumer Issues
Topic: Trip to SLC , Utah
Replies: 27
Views: 2020

Re: Trip to SLC , Utah

Obviously you'll want to checkout the websites below to verify availability due to Covid-19. I do know that some are open with reservations (ex. Lagoon) All of these are within 30 minutes of Salt Lake City. This website has other ideas https://www.visitsaltlake.com/things-to-do/attractions-and-hist...
by crazygrow
Fri Jun 12, 2020 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Can you contribute to 401k from income from an asset sale taxed as capital gain?
Replies: 3
Views: 214

Can you contribute to 401k from income from an asset sale taxed as capital gain?

Hopefully the title makes sense. I had a one-time sale of an asset that netted a nice profit. I will owe long-term capital gains on it. Can i contribute to a 401k, including above the $19k limit from the profit of the sale (treating me like a sole proprietor)?
by crazygrow
Mon Jun 01, 2020 11:27 pm
Forum: Personal Investments
Topic: New business doing well, need advice on how to maximize!
Replies: 3
Views: 462

New business doing well, need advice on how to maximize!

Hi everyone! I'll first give our situation and then ask some questions. Not really looking for a portfolio review, but how we can maximize dollars into our pockets whether now or in the future. Situation: I funded my wife starting a business a few years ago that looks like it will clear profit of up...
by crazygrow
Tue May 19, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 86
Views: 6596

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

I have a 2015 F150 Platinum with the 3.5L Ecoboost twin turbo. I did a lot of research before buying and this engine is extremely reliable. Plus you will love the acceleration and torque when towing something. I believe mine has a 10,500 tow capacity with the weight distribution hitch. I think it i...
by crazygrow
Thu May 07, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 227
Views: 17584

Re: Gardening 2020

We are trying out potatoes and onions for the first time. We are middle of Utah. We have about 400sq ft of garden/berry area plus 15 fruit trees. Looking forward to a great season!
by crazygrow
Thu May 07, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: Federal Tax Return Processing Delayed? (e-filed)
Replies: 8
Views: 837

Re: Federal Tax Return Processing Delayed? (e-filed)

Is anyone else waiting for their federal tax return to be processed? I e-filed 45 days ago and it is just sitting in the processing status on the site. I understand the whole stimulus check thing made the IRS change priorities, but my understanding was e-filed returns were still being processed (ju...
by crazygrow
Tue May 05, 2020 3:01 pm
Forum: Personal Consumer Issues
Topic: Federal Tax Return Processing Delayed? (e-filed)
Replies: 8
Views: 837

Federal Tax Return Processing Delayed? (e-filed)

Is anyone else waiting for their federal tax return to be processed? I e-filed 45 days ago and it is just sitting in the processing status on the site. I understand the whole stimulus check thing made the IRS change priorities, but my understanding was e-filed returns were still being processed (jus...
by crazygrow
Sat Apr 25, 2020 10:05 am
Forum: Personal Finance (Not Investing)
Topic: IRS Get My Payment up and running
Replies: 369
Views: 25644

Re: IRS Get My Payment up and running

Seems for the moment I'm screwed until the IRS gets time to go back and process 2019 returns. I filed electronically on 3/24/2020 and it still says it is processing. I'm assuming this is why I'm getting the no status available from Get My Payment. (2018 we owed and wouldn't have been eligible anyway...
by crazygrow
Tue Apr 07, 2020 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: PPP with Wells Fargo
Replies: 55
Views: 4757

Re: PPP with Wells Fargo

I’m sure wells is taking care of their bigger clients long before true small businesses.
by crazygrow
Sat Apr 04, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: Nintendo Switch is now impossible to buy
Replies: 13
Views: 1626

Re: Nintendo Switch is now impossible to buy

My brother is an ER document and worked at the CDC for a year after med school. He gave us the heads up in January and one of the first things I bought was a Switch as I have six young kids. It has been very helpful some days!
by crazygrow
Sun Feb 16, 2020 3:01 pm
Forum: Personal Consumer Issues
Topic: Help - Honeymoon logistics -Paris and London
Replies: 15
Views: 1223

Re: Help - Honeymoon logistics -Paris and London

You just need to book both ways with the same airline - it doesn't have to land/return from the same airport for the fare to be normal.

The train is easy, but why waste the time?
by crazygrow
Wed Feb 12, 2020 8:34 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1764
Views: 147889

Re: Coronavirus (Consumer Issues) How you are preparing?

This is a really hard thing to try to plan for as seen by the back and forth in this thread. Really, there hasn't been a major pandemic in the last many years due to the advent of modern medicine and modern understanding of germs, etc. So really no one knows what will go down (although I love watchi...
by crazygrow
Wed Dec 25, 2019 9:50 pm
Forum: Personal Finance (Not Investing)
Topic: Tool to determine if we should put money should be put towards my social security or my wife’s?
Replies: 4
Views: 714

Tool to determine if we should put money should be put towards my social security or my wife’s?

My wife and I are now both self employed. She has been a stay at home mom for 13 years but we started a business about two years ago that is taking off. I’ve been employed 16 years straight and maxed out my social security contribution most of those years so I’m well past the second bend point. I’m ...
by crazygrow
Tue Oct 22, 2019 4:39 pm
Forum: Personal Consumer Issues
Topic: Wifi in 3000 sq ft house and garage
Replies: 41
Views: 4416

Re: Wifi in 3000 sq ft house and garage

We have this one in a 4600 sq. ft house spread over three stories. It sits in the basement storage room. We get strong signal everywhere: https://www.bestbuy.com/site/netgear-nighthawk-ac1900-dual-band-wi-fi-5-router-black/1754208.p?skuId=1754208&ref=212&loc=1&extStoreId=497&ref=212&...
by crazygrow
Tue Sep 03, 2019 1:46 pm
Forum: Personal Consumer Issues
Topic: What's your "philosophy" on youth sports?
Replies: 47
Views: 3006

Re: What's your "philosophy" on youth sports?

We require all of our kids to have at least one physical activities as we believe it is good for many reasons (teamwork, learning to take instruction, challenging themselves, etc.). We have 1 in soccer, 2 in dance and 3 in swim. They can choose their sport but we require them to stick it out at leas...
by crazygrow
Tue Aug 20, 2019 2:08 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance question
Replies: 9
Views: 536

Re: Refinance question

I wouldn't include the upfront principal payment in the savings calculations (me personally). It is more like a savings account at that point, rather than a sunk cost.
by crazygrow
Mon Aug 19, 2019 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Biz Owners: Your Health Insurance Contributions?
Replies: 8
Views: 466

Re: Biz Owners: Your Health Insurance Contributions?

We are definitely on the high end. We pay 100% of premiums for a solid HSA plan and put in enough money in their accounts to cover the high deductible.
by crazygrow
Sat Aug 17, 2019 10:22 am
Forum: Personal Finance (Not Investing)
Topic: Taking a break in your 50s: Is it the kiss of death?
Replies: 86
Views: 9411

Re: Taking a break in your 50s: Is it the kiss of death?

I’m 40 with six kids and we are doing a family gap year next year. I’m leaving my job and my wife will continue to run her business which should support us ok. Lots of risk to it as I’m a tech executive but the time with my kids at their current age is more important. I also cut back to 40 hours a ...
by crazygrow
Fri Aug 16, 2019 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Taking a break in your 50s: Is it the kiss of death?
Replies: 86
Views: 9411

Re: Taking a break in your 50s: Is it the kiss of death?

I’m 40 with six kids and we are doing a family gap year next year. I’m leaving my job and my wife will continue to run her business which should support us ok. Lots of risk to it as I’m a tech executive but the time with my kids at their current age is more important. I also cut back to 40 hours a w...
by crazygrow
Sun Aug 11, 2019 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

The 3-4 years I worked 70-90 hours, traveled heavily, etc. gave me such a foundation in my career (experience, knowledge, contacts) that I easily surpassed the rest of my peers and set up the next 20-30 years of work (depending on when I choose to retire). No one should let themselves be taken adva...
by crazygrow
Sun Aug 11, 2019 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

This isn’t the additional information we need. Does OP think his manager is trying to screw him? How does the company reward its employees? What is its compensation culture? Etc. etc. crazygrow, 1) OP's annual pay is about 150K per year. 2) The annual bonus is minimal. 3) OP is paid his normal pay ...
by crazygrow
Sun Aug 11, 2019 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

Obviously not possible but I’d love to know the average income from the group who says don’t do it and those that say take it on and earn the money. I know that I was one who took on the work, excelled and ended up making a lot of money and able to cut back on hours in my 30s. Yes some sacrifice be...
by crazygrow
Sun Aug 11, 2019 11:33 am
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

Obviously not possible but I’d love to know the average income from the group who says don’t do it and those that say take it on and earn the money. I know that I was one who took on the work, excelled and ended up making a lot of money and able to cut back on hours in my 30s. Yes some sacrifice be...
by crazygrow
Sun Aug 11, 2019 11:28 am
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

Obviously not possible but I’d love to know the average income from the group who says don’t do it and those that say take it on and earn the money. I know that I was one who took on the work, excelled and ended up making a lot of money and able to cut back on hours in my 30s. Yes some sacrifice be...
by crazygrow
Sat Aug 10, 2019 10:23 pm
Forum: Personal Finance (Not Investing)
Topic: No pay increase but increase in responsibility
Replies: 110
Views: 9484

Re: No pay increase but increase in responsibility

Obviously not possible but I’d love to know the average income from the group who says don’t do it and those that say take it on and earn the money. I know that I was one who took on the work, excelled and ended up making a lot of money and able to cut back on hours in my 30s. Yes some sacrifice bef...
by crazygrow
Sat Aug 10, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: Have you started a blog?
Replies: 32
Views: 3293

Re: Have you started a blog?

Don't get into it if you are just looking for easy money. It isn't there. If you have unique talents or information, there is definitely money to be made. It also can die almost overnight. My cousin was a successful "mommy-blogger", started just when the blogging craze hit and was making ...
by crazygrow
Fri Aug 09, 2019 11:47 am
Forum: Personal Consumer Issues
Topic: Critique my exercise routine because it's not working for me
Replies: 160
Views: 11464

Re: Critique my exercise routine because it's not working for me

Similar to the poster above, weight loss is 90% diet IMO. Track everything you eat for a week in something like MyFitnessPal - track it exactly. Most people think they are eating XXXX calories and realize they are hundreds/thousands above that when they actually weigh/track their food. You can't out...
by crazygrow
Fri Aug 09, 2019 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Have you started a blog?
Replies: 32
Views: 3293

Re: Have you started a blog?

Don't get into it if you are just looking for easy money. It isn't there. If you have unique talents or information, there is definitely money to be made. It also can die almost overnight. My cousin was a successful "mommy-blogger", started just when the blogging craze hit and was making ...
by crazygrow
Thu Aug 08, 2019 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Have you started a blog?
Replies: 32
Views: 3293

Re: Have you started a blog?

My wife and I started "her" blog about 2.5 years ago. She does all the content, I do all the tech work, finances, etc. If you don't think you can make money blogging, you are doing it wrong. If you expect to make millions in ads, you are dreaming - that ship has sailed unless you were an e...
by crazygrow
Wed Aug 07, 2019 4:19 pm
Forum: Personal Consumer Issues
Topic: Korea early Dec
Replies: 7
Views: 911

Re: Korea early Dec

Definitely take a coat! My wife and I were headed to Thailand and had a 24 hour layover in Seoul in January a few years ago. We were headed to hot Thailand and didn't even think about bringing warm clothes for the layover. Thankfully, her brother hadn't left yet for the wedding in Thailand and broug...
by crazygrow
Wed Jul 31, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Personal Trainer for Physical Balance
Replies: 52
Views: 3892

Re: Personal Trainer for Physical Balance

Strength training and yoga! Strength training to help keep/increase muscle mass and yoga to gain more flexibility and balance with those new muscles. This has made a huge difference to me (although I'm "only" 40).