Search found 841 matches

by Nearly A Moose
Sat Jul 14, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Suit Alterations - chain vs local tailor
Replies: 16
Views: 1221

Re: Suit Alterations - chain vs local tailor

I live in DC, and $75 is on the lower end of normal for me tailoring a suit that didn't require really crazy stuff. I'm usually in the $75-125 range per suit. I view it simply as part of the cost of getting the suit. I've use Joseph a bank tailors in the past, and the workmanship was fine, but it re...
by Nearly A Moose
Sat Jun 09, 2018 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Should I buy into this medical practice?
Replies: 24
Views: 2590

Re: Should I buy into this medical practice?

I'm really grateful for the advice I've received on this forum over the years, but I also feel that sometimes BH are a little conservative. I'm fairly young (late 30s), have great income as a physician, and feel that a lot of physicians these days become W2 employees and are afraid to take risks. S...
by Nearly A Moose
Thu Jun 07, 2018 1:24 am
Forum: Investing - Help with Personal Investments
Topic: Breaking Up and Staying On Good Terms with an Advisor
Replies: 28
Views: 3302

Re: Breaking Up and Staying On Good Terms with an Advisor

I used my Dad's FA from high school into my early professional life. Nice guy but did not do me many favors in my investing life. I think he was more surprised than anything, and I was a bit curt in the breakup because I was tired of the pushback. But he still texted me when my second kid was born, ...
by Nearly A Moose
Wed Jun 06, 2018 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: Prepping for College Fall 2019
Replies: 32
Views: 1912

Re: Prepping for College Fall 2019

Does the ACT score get him any sort of national merit semifinalist scholarship? It’s been long enough since I had to and will be long enough until I have to look at this again that I’m not current. While I infer you’re not scraping for money - rather trying to optimize - has your son looked into an...
by Nearly A Moose
Wed Jun 06, 2018 12:59 pm
Forum: Personal Finance (Not Investing)
Topic: Prepping for College Fall 2019
Replies: 32
Views: 1912

Re: Prepping for College Fall 2019

Does the ACT score get him any sort of national merit semifinalist scholarship? It’s been long enough since I had to and will be long enough until I have to look at this again that I’m not current. While I infer you’re not scraping for money - rather trying to optimize - has your son looked into any...
by Nearly A Moose
Tue Jun 05, 2018 11:51 am
Forum: Personal Consumer Issues
Topic: Home Reno, your objective opinion please.
Replies: 34
Views: 2997

Re: Home Reno, your objective opinion please.

What does your financing look like for this - are you going to cash flow, take a loan, both? Is this a forever home (or close enough)? Will the Reno provide value to your life over that long run? Or will you redo again in 10 years (although if you earn $2M a year for ten years, do whatever you want...
by Nearly A Moose
Mon Jun 04, 2018 8:55 am
Forum: Personal Consumer Issues
Topic: Fitting three young kids in the car...
Replies: 76
Views: 5316

Re: Fitting three young kids in the car...

Haven’t read all the responses, but I am so annoyed at 4-year-ago me for buying a (perfectly fine) Subaru Forester instead of a minivan for our now 2 kids. Just get the Honda Odyssey. You need to transport you, your spouse, and three kids at a minimum. Plus any stuff you want. Plus you might want to...
by Nearly A Moose
Mon Jun 04, 2018 8:48 am
Forum: Personal Consumer Issues
Topic: Home Reno, your objective opinion please.
Replies: 34
Views: 2997

Re: Home Reno, your objective opinion please.

Our household income is 1/4-1/5 of yours and we’re considering either a $500-600k Reno or a move, either of which would put us more or less in the same total cost as you. What does your financing look like for this - are you going to cash flow, take a loan, both? Is this a forever home (or close eno...
by Nearly A Moose
Thu May 24, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 477

Re: Hard Sided Laptop Protector

I did a lot of research on this about a year ago (also for a Lenovo Thinkpad), and decided to go with Pelican. Their cases are legitimate, and other companies don't provide the same level of protection. That being said, if you're willing to compromise on protection, the Wirecutter has reviews: http...
by Nearly A Moose
Thu May 24, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 477

Re: Hard Sided Laptop Protector

Thanks. I saw the wirecutter reviews and considered the Thule case, but it seems bulky with only okay protection. The pelican seems strong but also bulky. It's a work-supplied laptop, and I can't roll my own. (of course, my personal 2013 Macbook Pro has never had any issues, knock on wood). It of co...
by Nearly A Moose
Thu May 24, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 477

Hard Sided Laptop Protector

Anyone have or know of a good hard-sided laptop protector? I bike to work with a messenger bag and carry my company-issued laptop each way. My messenger bag has a padded compartment for the laptop, so it's cushioned from shocks, but it sits right against my back, and I don't like the amount of flex ...
by Nearly A Moose
Thu May 24, 2018 12:54 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2365

Re: Winter Home - issues/costs?

Also, you may need to maintain residency for at least half the year in the state where you get your health care. At least that was the case with the people I knew. Sometimes I'd hear they were in the Northern state for a period just to hit their number of days. I think they were on a state exchange ...
by Nearly A Moose
Thu May 24, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2365

Re: Winter Home - issues/costs?

I know some people who did this. It can work, but owning two homes is costly. In their case, it worked well enough because they eventually sold the northern home and moved south permanently. Personally, having watched it, I wouldn't own two homes unless money was simply no object. I'd rent the home ...
by Nearly A Moose
Thu May 24, 2018 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Three steps forward, two back with saving
Replies: 26
Views: 3499

Re: Three steps forward, two back with saving

I'd agree with those suggesting you think hard about what the emergency fund is for. If you're very conservative and need to know you have six months in cash in case you lose your job tomorrow, I can understand that, but otherwise consider redefining that fund to allow yourself to pull things like u...
by Nearly A Moose
Wed May 23, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 209
Views: 13091

Re: how do you tip on wine at a restaurant

It seems like there are some people on here who have never eaten at a really nice restaurant or worked in the food service industry. There is a definite progression and skill to being a waiter. I hesitate to call it a career, but there is skill involved. The way the restaurant industry works is you...
by Nearly A Moose
Tue May 22, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: Babymoon - Hawaii Recommendations/Expected Costs
Replies: 27
Views: 1961

Re: Babymoon - Hawaii Recommendations/Expected Costs

Oahu is fine for beaches, but very touristy and pricey. But pearl harbor memorial is a must. Been twice and was very moved each time. I've heard Maui is nice for just chilling. BUT, if you're only going for a few nights and your wife just wants to chill on the beach and do a spa, i there are a lot o...
by Nearly A Moose
Tue May 22, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1932

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

I've been thinking about a vacuum sealer for a while. I may have to do some shopping. Aside from Foodsaver brand, are there other brands that people recommend? I'm probably getting ahead of myself, as I haven't looked at the other threads regarding vacuum food sealers. I'm a big fan of sous vide, b...
by Nearly A Moose
Tue May 22, 2018 7:37 pm
Forum: Personal Consumer Issues
Topic: French hotel amenities...
Replies: 15
Views: 1294

Re: French hotel amenities...

Will depend wildly on the hotel. International chain catering to American tourists. Yes to all but washer and dryer. Small boutique. Potentially no to all. Where are you staying? If you have reservations or a short list already, is just check website or email. You can probably find a laundromat easi...
by Nearly A Moose
Mon May 21, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 2237

Re: Rental cars in Europe

Thanks for all the advice. Our previous poor experience was with Hertz. I can drive manual so that wasn't an issue (what I originally booked) but they basically told us it was either the van or a Range Rover for an extra $60/day. That and them almost refusing to let us leave the lot without buying ...
by Nearly A Moose
Mon May 21, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 209
Views: 13091

Re: how do you tip on wine at a restaurant

As a baseline, 20% on the total bill (including tax). If the wine was good, my wife and I both have to sign off on the math :D . Up from there if the service is especially good. I very rarely go down, even for poor service, because it's not just the waiter who gets the tip money (and unless he's a j...
by Nearly A Moose
Mon May 21, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1932

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

Pajamas wrote:
Mon May 21, 2018 1:12 pm
Here are some previous threads on the FoodSaver that you might be interested in:

https://www.google.com/search?sitesearc ... =foodsaver
Thanks. I searched for food and vacuum but for some reason didn't think to actually search for foodsaver :oops:
by Nearly A Moose
Mon May 21, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1932

Anyone Using Food Sealing Vacuums (eg FoodSaver)?

I've for awhile now toyed with whether a vacuum sealer for foodstorage would be a useful purpose. I suspect this forum probably has a higher use rate for these than the average population, so I'm curious as to how useful people really think they are and how they actually tend to get used in the real...
by Nearly A Moose
Sat May 19, 2018 2:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Municipal Money Market VMSXX 1.39%
Replies: 233
Views: 27813

Re: Vangaurd Municipal Money Market VMSXX 1.39%

Anyone care to offer thoughts on Muni money market versus vanguard limited term tax exempt bond fund for large short term savings, such as a house downpayment? I chose the bond fund last year compared to a then 1.05% Ally account. Top federal tax bracket.
by Nearly A Moose
Tue May 15, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1778

Re: Interesting/Playful ideas for 1 year baby

Also, singing. Even if you’re terrible, it’s great to sing to them. Especially songs with hand motions.
by Nearly A Moose
Tue May 15, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1778

Re: Interesting/Playful ideas for 1 year baby

You’re doing fine. Also no problem with taking them to run errands or do chores with you. It’s a one year old baby, so everything is new and interesting.
by Nearly A Moose
Fri May 11, 2018 10:57 am
Forum: Investing - Help with Personal Investments
Topic: Is REIT a prudential investment choice at the moment?
Replies: 20
Views: 2121

Re: Is REIT a prudential investment choice at the moment?

I hold a small amount of REITs through the Vanguard REIT fund. They have not done well over the last few years. At all. Really, it's stunk. If you buy them, be prepared for that to possibly continue. I bought a small amount because I thought it would give me a bit more diversification. It has, in th...
by Nearly A Moose
Thu May 10, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 2366

Re: Custom suit needed for a wedding. Help me shop around!!

If you're looking at men's Warehouse prices, check out Indochino. Online made to measure company. They have reasonably decent fabrics and styles, and that will help you and buddy match up well without needing to have you in a less than ideal cut for your body type. I have two suits from them that a...
by Nearly A Moose
Wed May 09, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 2366

Re: Custom suit needed for a wedding. Help me shop around!!

If you're looking at men's Warehouse prices, check out Indochino. Online made to measure company. They have reasonably decent fabrics and styles, and that will help you and buddy match up well without needing to have you in a less than ideal cut for your body type. I have two suits from them that ar...
by Nearly A Moose
Wed May 09, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Florida road trip - what towns to stay in?
Replies: 28
Views: 1977

Re: Florida road trip - what towns to stay in?

For staying near Jacksonville, look a bit in to Amelia Island/Fernandina Beach. Excellent compact historic downtown, great restaurants, no highrises. Yeah I'd consider both of those. If you're actually starting in Jacksonville (and I'd go with the options above instead), the San Marco area is nice ...
by Nearly A Moose
Wed May 09, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: How much car to buy on $250K income, $200K NW, newborn on the way
Replies: 78
Views: 6620

Re: How much car to buy on $250K income, $200K NW, newborn on the way

I'd spend whatever it costs to buy a three year old Honda Odyssey minivan. This is coming from someone who bought a new Subaru Forester when I was in your shoes (which I like, but minivans are amazing creatures) .
by Nearly A Moose
Wed May 09, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Where to save money to buy a car
Replies: 18
Views: 2371

Re: Where to save money to buy a car

You can get a little more yield now in a money market find. 1.8% or so I think. That's something.
by Nearly A Moose
Sun May 06, 2018 10:23 pm
Forum: Personal Consumer Issues
Topic: Can you recommend a good mouse trap?
Replies: 49
Views: 3492

Re: Can you recommend a good mouse trap?

I'll echo the true but likely unhelpful thought to get it borrow a cat. Seriously. When I had mine, we never had mouse troubles for long. Now that I'm catless, I basically have a pet mouse :annoyed but if you're even able to borrow someone's, it might give off a good cat smell? What little luck I've...
by Nearly A Moose
Thu May 03, 2018 11:42 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 8838

Re: Bucket List Adventures/Activities

It's international travel for me TL and we have been at it hard for several years. We did a good bit of USA travel while we were waiting for my wife's US Citizenship and Passport but that is accomplished as of 11/17 and we are back on international. US wise we did Alaska sea and ground, Snake and C...
by Nearly A Moose
Wed May 02, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Separate wifi network for internet enabled devices?
Replies: 9
Views: 948

Re: Separate wifi network for internet enabled devices?

What's your current router? ASUS RT-AC66U (also listed as ASUS AC1750). I think it does do guest network, need to check again. Doing the switch with all devices is a nuisance enough that I want to think it through fully first before making a change. also, I guess ideally you’d have theee networks, ...
by Nearly A Moose
Wed May 02, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Separate wifi network for internet enabled devices?
Replies: 9
Views: 948

Separate wifi network for internet enabled devices?

I've seen a few threads where this comes up but haven't found one recently directly on point (open to correction here). Over the past year or two, the number of Internet-enabled devices in my house has skyrocketed, and I'm not even really doing the whole "connected home" thing. Right now, everything...
by Nearly A Moose
Tue May 01, 2018 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: At what point should you hire a financial advisor?
Replies: 25
Views: 2551

Re: At what point should you hire a financial advisor?

I at first read that as $1,200 in the checking account and then became concerned however OP would pay that mortgage :o In all seriousness, I don't think you need an FA. But you should make sure you're set on estate planning, insurance (not whole life, but liability, etc. - you may not even need life...
by Nearly A Moose
Tue May 01, 2018 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Testimonials on moving with a family
Replies: 29
Views: 2877

Re: Testimonials on moving with a family

I can't provide a testimonial, but does your and your spouse's jobs allow you to take sabbaticals, temporary assignments, extended remote-work periods, or the like? Could you arrange it so you can temporarily relocate to another city for a set period? Maybe work remotely from somewhere in Europe (or...
by Nearly A Moose
Tue May 01, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Bicycle Questions
Replies: 44
Views: 2671

Re: Bicycle Questions

I bought a couple of bikes from Nashbar, the Flatbar hybrid models. They go between $250 and $300, depending whether you want to have disc brakes or not. They have nice aluminum frames and come with Shimano components -- low end, but more than enough for someone who doesn't do 30 miles a day or rac...
by Nearly A Moose
Mon Apr 30, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Bicycle Questions
Replies: 44
Views: 2671

Re: Bicycle Questions

(For those who don't know, Forest Park, next to the U. she'll be attending, is a large urban park broadly comparable to Central Park in NYC...) And it’s gorgeous and an absolute gem in the city - 6 miles of good paved biking or running trails. I love cycling. I used to ride up and down Clayton, act...
by Nearly A Moose
Sat Apr 28, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3121

Re: Ikea Quality

I just learned that ikea in Swedish translates = junk Someone already told that joke upthread. It was wasn't funny then either. The name is actually a combination of the initials of IKEA founder, Ingvar Kamprad (IK) with the first letters from the names of the farm and village where he grew up – El...
by Nearly A Moose
Fri Apr 27, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: How stressful is buying a home?
Replies: 56
Views: 3540

Re: How stressful is buying a home?

Setting aside the “can I afford this” part and trying to figure out an offer price (hint: don’t stress over $5k unless it’s only a $75k home), the stressful part in my experience is just managing the process and the flurry of paperwork that you have to manage and check in the day or two leading up t...
by Nearly A Moose
Fri Apr 27, 2018 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: The Paperless Life
Replies: 45
Views: 4418

Re: The Paperless Life

How can you go paperless to manage your medical expenses? The insurance sends a lot of paper, doctors and labs provide you with paper. In case you need to check about payment on expenses you need to be able to follow a paper trail. 'Going Paperless' seems to mean that you have to believe what any b...
by Nearly A Moose
Fri Apr 27, 2018 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Money vs. Work-life balance
Replies: 68
Views: 8058

Re: Money vs. Work-life balance

Stay put. Sounds like a dream work arrangement. I almost stopped reading after seeing that you have an amazing manager. That counts for so much. Instead of jumping ship, attach yourself to this manager at the hip. Try to make yourself a true team. If she moves internally, you want to be brought alon...
by Nearly A Moose
Fri Apr 27, 2018 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Lawyer - how to outsource / offload grunt work for biz dev
Replies: 8
Views: 1026

Re: Lawyer - how to outsource / offload grunt work for biz dev

To be clear: * Its a fairly large firm, but marketing department isnt giving her the support would like to have, same as (shared) admin assistants * She currently is doing this work herself, and in order to better balance her other job responsibilities and family, she is looking to offload the behi...
by Nearly A Moose
Fri Apr 27, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3121

Re: Ikea Quality

As I have gotten older, I have realized that it is better to buy good quality furniture from the start as the good stuff lasts forever. +1 IKEA furniture is disposable furniture. Single use not made to move around and thus environmentally unfriendly. You get what you pay for. I made the decision ov...
by Nearly A Moose
Thu Apr 26, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 3121

Re: Ikea Quality

Ikea will be a step down from the other brands you mentioned. Ikea is functional and plain. However, you may find a piece that meets your needs. One problem with Ikea furniture is that sometimes it lasts too long. You buy something when you've got toddlers and it's still around when they head off t...
by Nearly A Moose
Thu Apr 26, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: The Paperless Life
Replies: 45
Views: 4418

Re: The Paperless Life

I'm trying to be paperless. It's weirdly hard, even in 2018. I agree in principle with the other posters who say don't rely on the institution to keep files for you. That said, I'm very bad about actually following through on this. I've managed to keep files for everything tax related (could be orga...
by Nearly A Moose
Thu Apr 26, 2018 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: how would you handle this--collecting life insurance
Replies: 31
Views: 3215

Re: how would you handle this--collecting life insurance

I'm very sorry for your loss. To add another option, depending on old the policy is, consider whether you can identify and call the agent who sold the policy. If they had a relationship with your mother or are good, they might be willing or able to help. They also might be interested to learn that t...