Search found 832 matches

by Nearly A Moose
Thu May 24, 2018 8:39 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 365

Re: Hard Sided Laptop Protector

I did a lot of research on this about a year ago (also for a Lenovo Thinkpad), and decided to go with Pelican. Their cases are legitimate, and other companies don't provide the same level of protection. That being said, if you're willing to compromise on protection, the Wirecutter has reviews: http...
by Nearly A Moose
Thu May 24, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 365

Re: Hard Sided Laptop Protector

Thanks. I saw the wirecutter reviews and considered the Thule case, but it seems bulky with only okay protection. The pelican seems strong but also bulky. It's a work-supplied laptop, and I can't roll my own. (of course, my personal 2013 Macbook Pro has never had any issues, knock on wood). It of co...
by Nearly A Moose
Thu May 24, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Hard Sided Laptop Protector
Replies: 7
Views: 365

Hard Sided Laptop Protector

Anyone have or know of a good hard-sided laptop protector? I bike to work with a messenger bag and carry my company-issued laptop each way. My messenger bag has a padded compartment for the laptop, so it's cushioned from shocks, but it sits right against my back, and I don't like the amount of flex ...
by Nearly A Moose
Thu May 24, 2018 12:54 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2001

Re: Winter Home - issues/costs?

Also, you may need to maintain residency for at least half the year in the state where you get your health care. At least that was the case with the people I knew. Sometimes I'd hear they were in the Northern state for a period just to hit their number of days. I think they were on a state exchange ...
by Nearly A Moose
Thu May 24, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2001

Re: Winter Home - issues/costs?

I know some people who did this. It can work, but owning two homes is costly. In their case, it worked well enough because they eventually sold the northern home and moved south permanently. Personally, having watched it, I wouldn't own two homes unless money was simply no object. I'd rent the home ...
by Nearly A Moose
Thu May 24, 2018 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Three steps forward, two back with saving
Replies: 26
Views: 3109

Re: Three steps forward, two back with saving

I'd agree with those suggesting you think hard about what the emergency fund is for. If you're very conservative and need to know you have six months in cash in case you lose your job tomorrow, I can understand that, but otherwise consider redefining that fund to allow yourself to pull things like u...
by Nearly A Moose
Wed May 23, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 185
Views: 9773

Re: how do you tip on wine at a restaurant

It seems like there are some people on here who have never eaten at a really nice restaurant or worked in the food service industry. There is a definite progression and skill to being a waiter. I hesitate to call it a career, but there is skill involved. The way the restaurant industry works is you...
by Nearly A Moose
Tue May 22, 2018 7:50 pm
Forum: Personal Consumer Issues
Topic: Babymoon - Hawaii Recommendations/Expected Costs
Replies: 27
Views: 1601

Re: Babymoon - Hawaii Recommendations/Expected Costs

Oahu is fine for beaches, but very touristy and pricey. But pearl harbor memorial is a must. Been twice and was very moved each time. I've heard Maui is nice for just chilling. BUT, if you're only going for a few nights and your wife just wants to chill on the beach and do a spa, i there are a lot o...
by Nearly A Moose
Tue May 22, 2018 7:42 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1600

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

I've been thinking about a vacuum sealer for a while. I may have to do some shopping. Aside from Foodsaver brand, are there other brands that people recommend? I'm probably getting ahead of myself, as I haven't looked at the other threads regarding vacuum food sealers. I'm a big fan of sous vide, b...
by Nearly A Moose
Tue May 22, 2018 7:37 pm
Forum: Personal Consumer Issues
Topic: French hotel amenities...
Replies: 15
Views: 1097

Re: French hotel amenities...

Will depend wildly on the hotel. International chain catering to American tourists. Yes to all but washer and dryer. Small boutique. Potentially no to all. Where are you staying? If you have reservations or a short list already, is just check website or email. You can probably find a laundromat easi...
by Nearly A Moose
Mon May 21, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: Rental cars in Europe
Replies: 33
Views: 1903

Re: Rental cars in Europe

Thanks for all the advice. Our previous poor experience was with Hertz. I can drive manual so that wasn't an issue (what I originally booked) but they basically told us it was either the van or a Range Rover for an extra $60/day. That and them almost refusing to let us leave the lot without buying ...
by Nearly A Moose
Mon May 21, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: how do you tip on wine at a restaurant
Replies: 185
Views: 9773

Re: how do you tip on wine at a restaurant

As a baseline, 20% on the total bill (including tax). If the wine was good, my wife and I both have to sign off on the math :D . Up from there if the service is especially good. I very rarely go down, even for poor service, because it's not just the waiter who gets the tip money (and unless he's a j...
by Nearly A Moose
Mon May 21, 2018 1:36 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1600

Re: Anyone Using Food Sealing Vacuums (eg FoodSaver)?

Pajamas wrote:
Mon May 21, 2018 1:12 pm
Here are some previous threads on the FoodSaver that you might be interested in:

https://www.google.com/search?sitesearc ... =foodsaver
Thanks. I searched for food and vacuum but for some reason didn't think to actually search for foodsaver :oops:
by Nearly A Moose
Mon May 21, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: Anyone Using Food Sealing Vacuums (eg FoodSaver)?
Replies: 23
Views: 1600

Anyone Using Food Sealing Vacuums (eg FoodSaver)?

I've for awhile now toyed with whether a vacuum sealer for foodstorage would be a useful purpose. I suspect this forum probably has a higher use rate for these than the average population, so I'm curious as to how useful people really think they are and how they actually tend to get used in the real...
by Nearly A Moose
Sat May 19, 2018 2:36 pm
Forum: Investing - Help with Personal Investments
Topic: Vangaurd Municipal Money Market VMSXX 1.39%
Replies: 76
Views: 7293

Re: Vangaurd Municipal Money Market VMSXX 1.39%

Anyone care to offer thoughts on Muni money market versus vanguard limited term tax exempt bond fund for large short term savings, such as a house downpayment? I chose the bond fund last year compared to a then 1.05% Ally account. Top federal tax bracket.
by Nearly A Moose
Tue May 15, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1507

Re: Interesting/Playful ideas for 1 year baby

Also, singing. Even if you’re terrible, it’s great to sing to them. Especially songs with hand motions.
by Nearly A Moose
Tue May 15, 2018 1:28 pm
Forum: Personal Consumer Issues
Topic: Interesting/Playful ideas for 1 year baby
Replies: 37
Views: 1507

Re: Interesting/Playful ideas for 1 year baby

You’re doing fine. Also no problem with taking them to run errands or do chores with you. It’s a one year old baby, so everything is new and interesting.
by Nearly A Moose
Fri May 11, 2018 10:57 am
Forum: Investing - Help with Personal Investments
Topic: Is REIT a prudential investment choice at the moment?
Replies: 20
Views: 1876

Re: Is REIT a prudential investment choice at the moment?

I hold a small amount of REITs through the Vanguard REIT fund. They have not done well over the last few years. At all. Really, it's stunk. If you buy them, be prepared for that to possibly continue. I bought a small amount because I thought it would give me a bit more diversification. It has, in th...
by Nearly A Moose
Thu May 10, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 2085

Re: Custom suit needed for a wedding. Help me shop around!!

If you're looking at men's Warehouse prices, check out Indochino. Online made to measure company. They have reasonably decent fabrics and styles, and that will help you and buddy match up well without needing to have you in a less than ideal cut for your body type. I have two suits from them that a...
by Nearly A Moose
Wed May 09, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 2085

Re: Custom suit needed for a wedding. Help me shop around!!

If you're looking at men's Warehouse prices, check out Indochino. Online made to measure company. They have reasonably decent fabrics and styles, and that will help you and buddy match up well without needing to have you in a less than ideal cut for your body type. I have two suits from them that ar...
by Nearly A Moose
Wed May 09, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Florida road trip - what towns to stay in?
Replies: 28
Views: 1728

Re: Florida road trip - what towns to stay in?

For staying near Jacksonville, look a bit in to Amelia Island/Fernandina Beach. Excellent compact historic downtown, great restaurants, no highrises. Yeah I'd consider both of those. If you're actually starting in Jacksonville (and I'd go with the options above instead), the San Marco area is nice ...
by Nearly A Moose
Wed May 09, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: How much car to buy on $250K income, $200K NW, newborn on the way
Replies: 78
Views: 5954

Re: How much car to buy on $250K income, $200K NW, newborn on the way

I'd spend whatever it costs to buy a three year old Honda Odyssey minivan. This is coming from someone who bought a new Subaru Forester when I was in your shoes (which I like, but minivans are amazing creatures) .
by Nearly A Moose
Wed May 09, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Where to save money to buy a car
Replies: 18
Views: 2267

Re: Where to save money to buy a car

You can get a little more yield now in a money market find. 1.8% or so I think. That's something.
by Nearly A Moose
Sun May 06, 2018 10:23 pm
Forum: Personal Consumer Issues
Topic: Can you recommend a good mouse trap?
Replies: 49
Views: 3325

Re: Can you recommend a good mouse trap?

I'll echo the true but likely unhelpful thought to get it borrow a cat. Seriously. When I had mine, we never had mouse troubles for long. Now that I'm catless, I basically have a pet mouse :annoyed but if you're even able to borrow someone's, it might give off a good cat smell? What little luck I've...
by Nearly A Moose
Thu May 03, 2018 11:42 pm
Forum: Personal Consumer Issues
Topic: Bucket List Adventures/Activities
Replies: 110
Views: 7872

Re: Bucket List Adventures/Activities

It's international travel for me TL and we have been at it hard for several years. We did a good bit of USA travel while we were waiting for my wife's US Citizenship and Passport but that is accomplished as of 11/17 and we are back on international. US wise we did Alaska sea and ground, Snake and C...
by Nearly A Moose
Wed May 02, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Separate wifi network for internet enabled devices?
Replies: 9
Views: 861

Re: Separate wifi network for internet enabled devices?

What's your current router? ASUS RT-AC66U (also listed as ASUS AC1750). I think it does do guest network, need to check again. Doing the switch with all devices is a nuisance enough that I want to think it through fully first before making a change. also, I guess ideally you’d have theee networks, ...
by Nearly A Moose
Wed May 02, 2018 5:02 pm
Forum: Personal Consumer Issues
Topic: Separate wifi network for internet enabled devices?
Replies: 9
Views: 861

Separate wifi network for internet enabled devices?

I've seen a few threads where this comes up but haven't found one recently directly on point (open to correction here). Over the past year or two, the number of Internet-enabled devices in my house has skyrocketed, and I'm not even really doing the whole "connected home" thing. Right now, everything...
by Nearly A Moose
Tue May 01, 2018 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: At what point should you hire a financial advisor?
Replies: 25
Views: 2288

Re: At what point should you hire a financial advisor?

I at first read that as $1,200 in the checking account and then became concerned however OP would pay that mortgage :o In all seriousness, I don't think you need an FA. But you should make sure you're set on estate planning, insurance (not whole life, but liability, etc. - you may not even need life...
by Nearly A Moose
Tue May 01, 2018 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Testimonials on moving with a family
Replies: 29
Views: 2642

Re: Testimonials on moving with a family

I can't provide a testimonial, but does your and your spouse's jobs allow you to take sabbaticals, temporary assignments, extended remote-work periods, or the like? Could you arrange it so you can temporarily relocate to another city for a set period? Maybe work remotely from somewhere in Europe (or...
by Nearly A Moose
Tue May 01, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Bicycle Questions
Replies: 44
Views: 2370

Re: Bicycle Questions

I bought a couple of bikes from Nashbar, the Flatbar hybrid models. They go between $250 and $300, depending whether you want to have disc brakes or not. They have nice aluminum frames and come with Shimano components -- low end, but more than enough for someone who doesn't do 30 miles a day or rac...
by Nearly A Moose
Mon Apr 30, 2018 1:26 pm
Forum: Personal Consumer Issues
Topic: Bicycle Questions
Replies: 44
Views: 2370

Re: Bicycle Questions

(For those who don't know, Forest Park, next to the U. she'll be attending, is a large urban park broadly comparable to Central Park in NYC...) And it’s gorgeous and an absolute gem in the city - 6 miles of good paved biking or running trails. I love cycling. I used to ride up and down Clayton, act...
by Nearly A Moose
Sat Apr 28, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 2779

Re: Ikea Quality

I just learned that ikea in Swedish translates = junk Someone already told that joke upthread. It was wasn't funny then either. The name is actually a combination of the initials of IKEA founder, Ingvar Kamprad (IK) with the first letters from the names of the farm and village where he grew up – El...
by Nearly A Moose
Fri Apr 27, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: How stressful is buying a home?
Replies: 56
Views: 3196

Re: How stressful is buying a home?

Setting aside the “can I afford this” part and trying to figure out an offer price (hint: don’t stress over $5k unless it’s only a $75k home), the stressful part in my experience is just managing the process and the flurry of paperwork that you have to manage and check in the day or two leading up t...
by Nearly A Moose
Fri Apr 27, 2018 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: The Paperless Life
Replies: 45
Views: 4055

Re: The Paperless Life

How can you go paperless to manage your medical expenses? The insurance sends a lot of paper, doctors and labs provide you with paper. In case you need to check about payment on expenses you need to be able to follow a paper trail. 'Going Paperless' seems to mean that you have to believe what any b...
by Nearly A Moose
Fri Apr 27, 2018 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Money vs. Work-life balance
Replies: 68
Views: 7454

Re: Money vs. Work-life balance

Stay put. Sounds like a dream work arrangement. I almost stopped reading after seeing that you have an amazing manager. That counts for so much. Instead of jumping ship, attach yourself to this manager at the hip. Try to make yourself a true team. If she moves internally, you want to be brought alon...
by Nearly A Moose
Fri Apr 27, 2018 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Lawyer - how to outsource / offload grunt work for biz dev
Replies: 8
Views: 940

Re: Lawyer - how to outsource / offload grunt work for biz dev

To be clear: * Its a fairly large firm, but marketing department isnt giving her the support would like to have, same as (shared) admin assistants * She currently is doing this work herself, and in order to better balance her other job responsibilities and family, she is looking to offload the behi...
by Nearly A Moose
Fri Apr 27, 2018 10:49 am
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 2779

Re: Ikea Quality

As I have gotten older, I have realized that it is better to buy good quality furniture from the start as the good stuff lasts forever. +1 IKEA furniture is disposable furniture. Single use not made to move around and thus environmentally unfriendly. You get what you pay for. I made the decision ov...
by Nearly A Moose
Thu Apr 26, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 2779

Re: Ikea Quality

Ikea will be a step down from the other brands you mentioned. Ikea is functional and plain. However, you may find a piece that meets your needs. One problem with Ikea furniture is that sometimes it lasts too long. You buy something when you've got toddlers and it's still around when they head off t...
by Nearly A Moose
Thu Apr 26, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: The Paperless Life
Replies: 45
Views: 4055

Re: The Paperless Life

I'm trying to be paperless. It's weirdly hard, even in 2018. I agree in principle with the other posters who say don't rely on the institution to keep files for you. That said, I'm very bad about actually following through on this. I've managed to keep files for everything tax related (could be orga...
by Nearly A Moose
Thu Apr 26, 2018 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: how would you handle this--collecting life insurance
Replies: 31
Views: 2961

Re: how would you handle this--collecting life insurance

I'm very sorry for your loss. To add another option, depending on old the policy is, consider whether you can identify and call the agent who sold the policy. If they had a relationship with your mother or are good, they might be willing or able to help. They also might be interested to learn that t...
by Nearly A Moose
Thu Apr 26, 2018 8:49 pm
Forum: Personal Consumer Issues
Topic: Ikea Quality
Replies: 37
Views: 2779

Ikea Quality

I know you can read about this everywhere, but this is the forum I'm a member of, and it's hard to level-set on questions like this if you don't know the community. What do folks think about the quality of Ikea accent and storage furniture? In particular, their Besta, Billy, or Kallax series (but op...
by Nearly A Moose
Thu Apr 26, 2018 8:33 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 124
Views: 10063

Re: What have you baked recently?

I've been baking no-knead artisan bread in my dutch oven for a few years now. Nothing smells or tastes as good as home made bread. http://i66.tinypic.com/1zg5bes.jpg I think I know the exact recipe you used. There's a sack of new bread flour sitting on my counter just waiting for this. Super easy, ...
by Nearly A Moose
Thu Apr 26, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Hotel rewards programs
Replies: 45
Views: 3765

Re: Hotel rewards programs

I'd say for leisure travel, and assuming you're also not a professional road warrior, just be a free agent but do make sure you've signed up for the rewards program the hotel you're staying at, just because you may as well. You'll probably get a better deal trying things like discount bulk resellers...
by Nearly A Moose
Thu Apr 26, 2018 8:16 pm
Forum: Investing - Help with Personal Investments
Topic: Roll wife’s IRA into her Thrift Savings Plan?
Replies: 25
Views: 1186

Re: Roll wife’s IRA into her Thrift Savings Plan?

1) I should do this, right? 2) And I forget, could we do a Backdoor Roth for her later this year, or would this balance still get caught up in the pro rata? 1) Yes. 2) If all tIRA balances are $0 on 12/31/2017, there will be nothing to prorate. So yes, a 2018 backdoor Roth for her looks good per yo...
by Nearly A Moose
Thu Apr 26, 2018 8:14 pm
Forum: Personal Consumer Issues
Topic: Building/House Plans
Replies: 26
Views: 1639

Re: Building/House Plans

Thank you for all the replies A little more information, lots are normally around 30 x 120. Plan is for ~ 3000 sq ft 4 bedroom house. We have an infant and will probably try to have a second in the not too distant future. For the commentariat talking about small homes, a house on this lot would be ...
by Nearly A Moose
Thu Apr 26, 2018 8:01 pm
Forum: Investing - Help with Personal Investments
Topic: Roll wife’s IRA into her Thrift Savings Plan?
Replies: 25
Views: 1186

Re: Roll wife’s IRA into her Thrift Savings Plan?

1) I should do this, right? 2) And I forget, could we do a Backdoor Roth for her later this year, or would this balance still get caught up in the pro rata? 1) Yes. 2) If all tIRA balances are $0 on 12/31/2017, there will be nothing to prorate. So yes, a 2018 backdoor Roth for her looks good per yo...
by Nearly A Moose
Thu Apr 26, 2018 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: Roll wife’s IRA into her Thrift Savings Plan?
Replies: 25
Views: 1186

Re: Roll wife’s IRA into her Thrift Savings Plan?

Yes, you should roll the IRA into her TSP, but my recommendation would be to use the G fund for most or all of the desired bond allocation. The G fund is unlike any other bond fund. It has the yield of longer-term treasuries (with a weighted average of 12 years), but unlike normal treasuries or oth...
by Nearly A Moose
Thu Apr 26, 2018 7:34 pm
Forum: Investing - Help with Personal Investments
Topic: Roll wife’s IRA into her Thrift Savings Plan?
Replies: 25
Views: 1186

Roll wife’s IRA into her Thrift Savings Plan?

I think I know the answer but guess I feel like I need a nudge: my wife has an old IRA hanging around from a job years ago. It’s at Vanguard and holds entirely Total Bond Market. She works for the federal government and has a Thrift Savings Plan (TSP) account (the govt 401k). We’re over the income l...
by Nearly A Moose
Thu Apr 26, 2018 11:59 am
Forum: Personal Finance (Not Investing)
Topic: Building a New Home (Talk me out of it!)
Replies: 61
Views: 4583

Re: Building a New Home (Talk me out of it!)

1) Plant a square foot garden https://www.growveg.com/guides/planning-a-square-foot-vegetable-garden/ Weeding in a real garden gets old fast. 2) Could you renovate to get a bigger closet? Downsize a bedroom that backs to the master? My in laws bought a house with a big yard when they retired, so my...