Search found 124 matches

by gretah
Wed May 30, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3064
Views: 945624

Re: What Book Are You Currently Reading? Part VI

The Death of Expertise: The Campaign Against Established Knowledge and Why It Matters by Tom Nichols From Publisher's Weekly "The crux of the book's argument is that people-specifically in the American public-have grown increasingly hostile to expertise. Nichols explores the sources of this hostilit...
by gretah
Wed May 30, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: Estate Planning roadblocks - ideas?
Replies: 18
Views: 1859

Re: Estate Planning roadblocks - ideas?

OP - I'm moving to a new state soon and facing similar decisions. I'll look at freelance paralegals who specialize in estate / probate work. (There's one in my current county who is terrific. Hopefully I'll find similar in the new place.) You might want to go to your local hospital's hospice office ...
by gretah
Wed May 30, 2018 3:44 pm
Forum: Personal Consumer Issues
Topic: Making collegebound Kid Financially Savvy Questions..
Replies: 54
Views: 4274

Re: Making collegebound Kid Financially Savvy Questions..

When my nephew was a senior in high school, I hired a smart college girl to go over financial basics with him and answer his questions. He wasn't interested in listening to me or his mum. He definitely wasn't interested in books we recommended. But he was very interested in learning from a girl deal...
by gretah
Wed May 30, 2018 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: The Side Hustle
Replies: 65
Views: 8182

Re: The Side Hustle

I write "how to" books and self publish them. They sell on the major online book stores' websites.

After the initial work is over, the income is passive.
by gretah
Fri May 18, 2018 11:13 am
Forum: Personal Finance (Not Investing)
Topic: somebody is using our address
Replies: 45
Views: 4751

Re: somebody is using our address

When my friend (MF) was living temporarily in a boarding house, he noticed one of the other tenants going down the street every day to get mail from the box at someone else's house. Then MF noticed he couldn't access CraigsList. He contacted the company and learned the building ISP was labeled as a ...
by gretah
Fri May 18, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Basics
Replies: 23
Views: 2174

Re: Estate Planning Basics

I am preparing to make changes to my Will and Trust so I've been educating myself about them to be better prepared to talk with an attorney about options and specifics.

www.Nolo.com publishes self-help legal books.
I've learned a lot reading them.
by gretah
Mon May 14, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: California folks - Will/trust still needed with POD & TOD?
Replies: 12
Views: 1243

Re: California folks - Will/trust still needed with POD & TOD?

I agree: have a professional create the documents.

Before that, I suggest you read two books to educate yourself on the issues so you can work with the attorney:
Make Your Own Living Trust
8 Ways to Avoid Probate

Both by Nolo Press www.Nolo.com
by gretah
Fri May 11, 2018 10:34 am
Forum: Personal Finance (Not Investing)
Topic: How to find reputable person for Will/Trust?
Replies: 41
Views: 3184

Re: How to find reputable person for Will/Trust?

I would ask my tax accountant to recommend an attorney who's work she has seen. Lots of smart things can be done to avoid probate, lower taxes, and other things. Accountants see some of these documents and tools in use. In my area, the most popular estate attorney / firm does crappy work. I've seen ...
by gretah
Fri May 04, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: Where to babymoon?
Replies: 38
Views: 3802

Re: Where to babymoon?

Summers are glorious in the Pacific Northwest. Sun sets around 9:30pm. Sunrise is around 5am.

How about Seattle for a few days then take the catamaran to Victoria, BC, for a few more?

The 3-hour trip through Puget Sound is lovely and beautiful.
https://www.clippervacations.com/vessel-information/
by gretah
Fri May 04, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Permanent Address for banking
Replies: 10
Views: 936

Re: Permanent Address for banking

I'm planning to do a lot of traveling soon and also looking for mail solutions. It will be awhile before I have a new permanent address as I'll just be storing stuff at first. I don't want a mail service wherein workers making at or near minimum wage looking at my financial papers with account numbe...
by gretah
Fri Apr 27, 2018 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Lawyer - how to outsource / offload grunt work for biz dev
Replies: 8
Views: 969

Re: Lawyer - how to outsource / offload grunt work for biz dev

OP - I agree with others who state your relative needs someone with education/training in marketing to do this work. The chores you describe are not "grunt" chores you pay a college student to do unless the student is getting an MBA in marketing. Do an internet search for local independent people of...
by gretah
Fri Apr 27, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 132
Views: 11566

Re: What have you baked recently?

I recently made a chocolate almond flourless cake with Grand Marnier icing served with Mandarin orange segments. Lemon ideas: Lemon season here is short, so I juice a bunch at a time and freeze the juice in ice cube trays. Once frozen, I remove to small baggies and thaw cubes as needed. Hollandaise ...
by gretah
Wed Apr 18, 2018 11:47 pm
Forum: Personal Finance (Not Investing)
Topic: Breaking a monthly lease before tenant moves in.
Replies: 3
Views: 983

Re: Breaking a monthly lease before tenant moves in.

Check your state's landlord / tenant laws. By renting property, you are a businessperson. Know the laws, regulations, business practices, taxes, and other issues. Follow the rules, be thoughtful and courteous. Tenant would probably like to know sooner rather than later the new home will not work out...
by gretah
Wed Apr 18, 2018 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Will question
Replies: 28
Views: 2655

Re: Will question

I agree with others: you need a better attorney. I would look for a tax attorney who also does estate work. Ask your accountant for referrals. Be certain the acct has seen the work of the attorney - not just a lawyer met at a business networking event. I suggest you read 2 Nolo Press books before co...
by gretah
Wed Apr 18, 2018 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Account for Adult Children Allowing Parent Some Control
Replies: 31
Views: 3602

Re: Account for Adult Children Allowing Parent Some Control

You might consider setting up a secondary Revocable Living Trust with you as Grantor and Trustee and your adult children as Beneficiaries. This tool could be used in the event you suddenly pass away. (Stuff happens.) Beneficiaries don't need to know or be involved. I'm currently reading a Nolo Press...
by gretah
Wed Apr 18, 2018 9:38 pm
Forum: Personal Consumer Issues
Topic: Buy rental property out of state !
Replies: 16
Views: 1437

Re: Buy rental property out of state !

Go to the huge BiggerPockets website.

Tons of info on real estate investing there.
by gretah
Tue Apr 17, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: Europe- Zurich<->Paris- 10 days
Replies: 34
Views: 2226

Re: Europe- Zurich<->Paris- 10 days

Zurich is beautiful but there's not much to do there. Paris has lots of fabulous attractions for all ages. So I would suggest spending most of your time in Paris. Zurich is also small, so you can walk to most attractions. Skip the car and take the train to Paris. Get the Paris travel guide book by E...
by gretah
Sat Apr 14, 2018 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Account benificiary vs will beneficiary....
Replies: 18
Views: 1360

Re: Account benificiary vs will beneficiary....

Read the book "8 Ways to Avoid Probate" published by Nolo press. www.Nolo.com

Many libraries have it.

Read it before writing the new will. It's well-written and a quick read.

Transfer on Death (TOD) and lots of other tools are discussed.
by gretah
Sat Apr 14, 2018 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Any advice for 1st time landlord
Replies: 42
Views: 3520

Re: Any advice for 1st time landlord

+1 on www.BiggerPockets.com Treat your tenants like clients (which they are) and the best ones will stay as long as they can. There are examples on BP. Here's one: Every spring and fall, make an appt to change the batteries in the smoke alarms. Bring a pot of flowers in spring, a pumpkin pie in fall...
by gretah
Fri Apr 13, 2018 9:15 pm
Forum: Personal Consumer Issues
Topic: Most efficient way to find an apartment rental in Washington DC
Replies: 7
Views: 839

Re: Most efficient way to find an apartment rental in Washington DC

www.apartments.com is a good way to learn what is available and what places cost. CraigsList has scammers. I would steer clear. When I moved to a city in a new state, I contacted my alma mater and asked for emails addresses for other alumnae. I wrote to a few and one gal took me up on an offer to ta...
by gretah
Sun Apr 08, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: Regrets of the frugal and dying?
Replies: 62
Views: 8995

Re: Regrets of the frugal and dying?

No related to dying but related to aging - Travel Many older people wish they had traveled more when they were young / middle age. When older, their knees, hearts, etc, can't take the hiking or climbing. The saying "everything interesting is upstairs or uphill" is often true. A relative of mine died...
by gretah
Sun Apr 08, 2018 12:28 am
Forum: Personal Consumer Issues
Topic: Cost of Dental Implant
Replies: 81
Views: 9126

Re: Cost of Dental Implant

Hello -- I'm a general dentist in NJ -- PLEASE don't go to another country to have this done. I have seen too many cases of failing, poorly done dentistry done in other countries. The patients come back to the US and now have to pay to have things redone. It's awful. Oral surgeons in the Mexican ci...
by gretah
Sun Apr 08, 2018 12:15 am
Forum: Personal Consumer Issues
Topic: Want/need some income in semi-retirement
Replies: 90
Views: 6827

Re: Want/need some income in semi-retirement

I second the recommendation for www.SideHustleSchool.com Chris Guillebeau's daily podcast is less than 10 minutes. He tells about a different idea someone developed into a side hustle. That's over 300 ideas a year. His books: The $100 Start Up and Side Hustle are good. I found them at the library. w...
by gretah
Thu Apr 05, 2018 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: How to find a quality Estate Planning Attorney?
Replies: 13
Views: 1183

Re: How to find a quality Estate Planning Attorney?

I would ask a tax attorney or CPA for a referral to an estate attorney. Ascertain that the tax atty or CPA has actually seen the person's work, not just met them at a Bar cocktail party. In my large county, everyone considers Mr X to be the expert. He is - he's an expert at marketing. I've seen his ...
by gretah
Tue Apr 03, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: No will. What happens to my accounts if I die?
Replies: 34
Views: 2848

Re: No will. What happens to my accounts if I die?

OP

I agree with the others on getting a will and other essential documents in place and in using Transfer on Death for real estate and Payment on Death for bank accounts.

Take a look at the book "10 Ways to Avoid Probate" published by Nolo.com These tools make things much easier for your parents.
by gretah
Fri Mar 30, 2018 8:04 pm
Forum: Personal Finance (Not Investing)
Topic: Healthy eaters -- is this grocery budget normal to you?
Replies: 247
Views: 13812

Re: Healthy eaters -- is this grocery budget normal to you?

OP - See if there is a CSA in your area. Community Supported Agriculture. The ones I've participated in have customers "subscribe" and pay dues every spring. Garden organizers use this money for seedlings, water, etc, to grow food. Once harvest season starts, subscribers get food once a week or so, ...
by gretah
Fri Mar 30, 2018 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: adding adult child to Homeowners deed
Replies: 12
Views: 898

Re: adding adult child to Homeowners deed

You may wish to discuss "Transfer on Death" with your accountant and lawyer.

Investopedia page on TOD:
https://www.investopedia.com/terms/t/tr ... ndeath.asp
by gretah
Mon Mar 26, 2018 10:11 pm
Forum: Personal Finance (Not Investing)
Topic: $35/month for washer dryer rental?
Replies: 37
Views: 3074

Re: $35/month for washer dryer rental?

I've owned w/d, rented units with w/d, and used laundry services. In your situation, I would go the "wash and fold service" route. But I would only use it for linens, socks, and sturdy clothes. Wash and fold is tough on clothes. I hate hanging out at laundromats. But I endure when washing large item...
by gretah
Mon Mar 26, 2018 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: Contribute more than $55K/year as self-employed?
Replies: 8
Views: 1028

Re: Contribute more than $55K/year as self-employed?

Ask your tax accountant to recommend a bookkeeper and hire her for a few months. Ask her to comb through your Quickbooks and personal bookkeeping and maximize your tax deduction strategy. Lots of small business owners miss out on lots of legitimate deductions. (Subscriptions, gifts to referrers, Lyf...
by gretah
Thu Mar 22, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Entrepreneurs - Self Made Success Stories & Book Recommendations
Replies: 8
Views: 785

Re: Entrepreneurs - Self Made Success Stories & Book Recommendations

Chris Guillebeau's
The $100 Startup
It is a short, concise introduction to being an entrepreneur.

He reviews all the basics and tells you how to get started.
by gretah
Thu Mar 08, 2018 1:04 pm
Forum: Personal Consumer Issues
Topic: Flight to Paris etc
Replies: 33
Views: 3458

Re: Flight to Paris etc

If you like museums, gardens, and architecture, get the Eyewitness guide to Paris. Rick Steves doesn't talk much about cultural things.

I agree: pickpockets are everywhere and the metro is very easy to use.

Drop any diet: the food is fabulous!
by gretah
Thu Mar 01, 2018 5:22 pm
Forum: Personal Consumer Issues
Topic: How to start a website?
Replies: 8
Views: 718

Re: How to start a website?

OP - I've been researching how to monetize my website and blog, too. You can find lots of info if do an internet search using the words monetize blog Also search your local library's catalog using the same words. Then search Amazon. www.SmartPassiveIncome.com has good advice. We need to learn how to...
by gretah
Thu Mar 01, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: Walking shoes for plantar faciatis?
Replies: 61
Views: 4964

Re: Walking shoes for plantar faciatis?

Stretching my feet and legs several times a day and wearing Skechers Go Walk 4 saved me when I was fighting PF for 3 years. I didn't know shoes could be so cushy! https://www.skechers.com/en-us/style/14921/skechers-gowalk-4-interact/bbk You might be able to get a discount if you buy them through you...
by gretah
Sun Feb 25, 2018 10:27 pm
Forum: Personal Consumer Issues
Topic: Rome-Florence-Venice-Prague summer vacation
Replies: 54
Views: 3443

Re: Rome-Florence-Venice-Prague summer vacation

OP - you are all going to have a great time! Such beautiful cities. I've spent at least a week in three of them. The Eyewitness travel guides are the absolute best. https://www.amazon.com/s/ref=nb_sb_noss_2?url=search-alias%3Daps&field-keywords=eyewitness+travel+books For each city, put the "must se...
by gretah
Fri Feb 23, 2018 11:56 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 42
Views: 4282

Re: How Secure Is Your Apartment

Thanks for the tips about scanned docs!
by gretah
Fri Feb 23, 2018 12:02 am
Forum: Personal Consumer Issues
Topic: How Secure Is Your Apartment
Replies: 42
Views: 4282

Re: How Secure Is Your Apartment

OP - you are right in thinking apt thieves look for info regarding ID theft, not just expensive jewelry, etc. So only do business with banks and financial houses who do not list your account number on statements. When this is unavoidable, cut out (with scissors, not black out) account numbers before...
by gretah
Wed Feb 21, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 107
Views: 11706

Re: Single People and Retirement Question

OP - Terrific thread! Thank you for starting it. I’ve always been single and found friends through volunteer work and special interest groups. “Friends of” groups are great. Friends of the museum, ballet, symphony, aquarium, etc. My gardening friends have enjoyed helping Community Supported Agricult...
by gretah
Tue Feb 20, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Single People and Retirement Question
Replies: 107
Views: 11706

Re: Single People and Retirement Question

itiswhatitis -

Thank you for the terrific post about how you have and still are creating a mindful life!

I've copied it to my computer so I can review it over time.
by gretah
Mon Feb 19, 2018 11:05 pm
Forum: Personal Consumer Issues
Topic: Vancouver Vacation (Canada)
Replies: 18
Views: 1490

Re: Vancouver Vacation (Canada)

Stanley Park, Vancouver Aquarium inside the Stanley park Grouse Mountain, The UBC anthropology mueseum. It’s a pretty small mueseum. Granville Island Gastown, avoid the nearby downtown eastside, unless you want to witness a drug deal going on. I live near Vancouver and agree with all above for fun ...
by gretah
Mon Feb 19, 2018 1:51 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 2934

Re: Transition from house to apartment

If you choose to rent, make certain the bathroom and all doorways are wide enough for a wheelchair. Over 55 apartment complexes are more likely to have these. Don't move your large furniture, like sofas and mattresses unless you are very attached to them. The cost of shipping might equal the replace...
by gretah
Mon Feb 19, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 2934

Re: Transition from house to apartment

One issue with moving to an apartment is that you may be facing another move in the not too distant future if either of you requires a more supportive living environment. With that in mind, perhaps consider a continuing care retirement community (CCRC), where you can better age in place without hav...
by gretah
Mon Feb 19, 2018 1:10 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 91
Views: 8542

Re: Effect of spending money on appearance in career

OP

To answer your question -

I think you should have one purse in your desk in the event you go out to a lunch meeting or interview. You won't want to bring your laptop bag everywhere.

Purse is only to keep a few necessities: wallet, keys, phone set to off or vibrate, etc.

Best of luck!
by gretah
Sat Feb 17, 2018 11:17 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of spending money on appearance in career
Replies: 91
Views: 8542

Re: Effect of spending money on appearance in career

OP - Good on you for trying everything you can to maximize your job performance and compensation! It sounds like your company has pigeonholed you and you won't be promoted. Time to look elsewhere. A new job search calls for an upgrade of your professional appearance. Lots of great tips have been lis...
by gretah
Sat Feb 17, 2018 9:59 pm
Forum: Personal Consumer Issues
Topic: Best plants to grow to save money for food costs
Replies: 93
Views: 5571

Re: Best plants to grow to save money for food costs

Whether this is cost effective or not, I love it when my wife grows herbs. She does well with Cilantro, basil, rosemary, etc... I HATE paying 3-4 bucks for those small packs of fresh herbs, so when we can go clip off exactly what is needed, it is awesome. Plus, fresh herbs taste better than dried, ...
by gretah
Sat Feb 17, 2018 9:40 pm
Forum: Personal Consumer Issues
Topic: Good brands for Kitchenware?
Replies: 40
Views: 3365

Re: Good brands for Kitchenware?

America's Test Kitchen does extensive testing and places reviews on its website and in its cookery books. https://www.americastestkitchen.com/equipment_reviews ATK states what they looked at, how they tested the equipment, and the results. All in a non-biased way. I know which food processor I'll be...
by gretah
Thu Feb 08, 2018 12:58 am
Forum: Personal Consumer Issues
Topic: My Mac Pro has gotten gigantically slow online: meltdown $ spectre?
Replies: 19
Views: 2385

Re: My Mac Pro has gotten gigantically slow online: meltdown $ spectre?

Malware could be doing nasty things to your computer and taking speed down.

I've had that happen to my Mac, twice.

Take the computer into the shop ASAP. Last time, I had to replace the hard drive.

Good thing I backed up to flash drive and DropBox frequently.
by gretah
Thu Feb 08, 2018 12:42 am
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 6297

Re: Laughter is the Best Medicine - What makes you Laugh?

BBC produced a hilarious show named Mrs. Brown's Boys. You can watch some clips and episodes on YouTube https://www.youtube.com/results?search_query=mrs+brown%27s+boys A middle-aged Irish male comedian plays Mrs Brown, who loves and influences/tortures her many sons, including their friends and wive...
by gretah
Thu Feb 08, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: Visiting SAN FRANCISCO
Replies: 31
Views: 2320

Re: Visiting SAN FRANCISCO

Buy the Eyewitness Guide travel book for San Francisco. I lived in SF for 30 years and loved it. The Eyewitness Guide will give you an overview and offer the best choices. Truly. Fog usually rolls inland in August. Take a sweater when you set out in the morning - you'll be very glad you did! Pop it ...
by gretah
Thu Feb 08, 2018 12:08 am
Forum: Personal Consumer Issues
Topic: Books and other resources about retiring abroad?
Replies: 14
Views: 1005

Re: Books and other resources about retiring abroad?

City-Data.com
and
ExpatData.com
forums have good information once you sift through the visa Q&A.
by gretah
Fri Feb 02, 2018 11:33 pm
Forum: Personal Consumer Issues
Topic: Choosing which room to sleep in
Replies: 48
Views: 5403

Re: Choosing which room to sleep in

"The day the realtor showed us our 7 bedroom home, DW knew exactly what each room was for. That was about it.
Above my "pay grade".
"

LOL!

Happy wife, happy life.

btw - your DW considers the bedroom her and your sanctuary. Do not mess with her definition of sanctuary.