Search found 181 matches

by gretah
Thu Jan 10, 2019 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Suggestions on secular donations & time donations
Replies: 22
Views: 1186

Re: Suggestions on secular donations & time donations

Your local food bank. My favorite place to donate. The volunteers are in the trenches helping local poor and homeless people. The government funds mostly empty carbs (pasta, white rice, etc) and sometimes a little protein like peanut butter, cans of tuna, or frozen chicken drumsticks. You can work w...
by gretah
Wed Jan 02, 2019 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle? Passive Income?
Replies: 71
Views: 8340

Re: Side Hustle? Passive Income?

Financial Samurai has a good blog / article on passive income

https://www.financialsamurai.com/financ ... date-2018/
by gretah
Wed Jan 02, 2019 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Christmas Bonus: Etiquette
Replies: 47
Views: 7620

Re: Christmas Bonus: Etiquette

I was once given a bonus by my "client" as I was a paid consultant at the time. Took the time to write a short thank you note saying how unexpected it was and how much I appreciated being considered part of his team. It was an opportunity for me to do a little positive relationship work. Do this. W...
by gretah
Wed Jan 02, 2019 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle? Passive Income?
Replies: 71
Views: 8340

Re: Side Hustle? Passive Income?

Marin Katsua is an O&G guy who wrote a heck of a book. I read it twice and met him at a book signing. He is a very smart and nice man. The Colder War made it to #8 on the NY Times bestseller list. https://www.amazon.com/Colder-War-Global-Slipped-Americas/dp/1118799941/ref=sr_1_1?ie=UTF8&qid=15464745...
by gretah
Sun Dec 30, 2018 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Financial advice to family members
Replies: 37
Views: 3401

Re: Financial advice to family members

You can lead a horse to Roth but you can't make him think.

In 2019, I'm setting up secret 529s for my nephews' children.

Adults make their own decisions, good and bad. I just hate to see kids suffer when I can make a serious difference.
by gretah
Mon Dec 17, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Vancouver BC/Vancouver Island Trip Summer 2019
Replies: 13
Views: 908

Re: Vancouver BC/Vancouver Island Trip Summer 2019

Don't miss the Museum of Anthropology at the University of British Columbia campus in Vancouver. Location, hours, etc page https://moa.ubc.ca/exhibition/in-a-different-light-reflecting-on-northwest-coast-art/ Here are links to a few pictures of the wonderful art and artifacts of West Coast First Peo...
by gretah
Mon Dec 17, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Mentally active retirement communities
Replies: 9
Views: 975

Re: Mentally active retirement communities

My intellectual friend is moving to Kendall at Oberlin, Ohio.

His brother and wife have lived there for years and my friend has visited (staying on the property) many times. He says the residents are very active mentally and the meal times discussions are marvelous.
by gretah
Tue Dec 11, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 4089

Re: Donate to homeless?

I donate to the food bank.

If I'm in my car and someone has a dog, I hand them a baggie with high quality kibble.

On foot, it's scary being approached by most homeless guys since I'm a gal.
by gretah
Tue Dec 11, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Trip to Italy
Replies: 42
Views: 2452

Re: Trip to Italy

There are some new airlines competing with the big companies on flights between US and Europe. I just checked Norweigan.com for Los Angeles - Rome in June. $1,100 round trip. Take a look at flights.google.com for other cheap airlines. I hear Kayak.com is good, too. Just book the flight directly with...
by gretah
Wed Dec 05, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Murder Mystery Authors
Replies: 117
Views: 13914

Re: Murder Mystery Authors

Another fan of Louise Penny here. Marvelous books. I used to like Donna Leon but I wonder if she written her last 3~ books herself. They are more like a short story with lots of words added. Not her usual depth. I like Martin Walker's Bruno, Chief of Police novels. Set in SW France in wine and gourm...
by gretah
Mon Dec 03, 2018 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Questions About Making a Hobby Into a Business
Replies: 26
Views: 2178

Re: Questions About Making a Hobby Into a Business

Read Chris Guillebeau's books The $100 Start Up Side Hustle They will give you quick overview in what is needed to start and run a small business. After that, I would look at taxes before creating an entity. Use a good business CPA. Quick tip re name: Grab the domain name for your idea first in .com...
by gretah
Mon Dec 03, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Mattress Reco
Replies: 21
Views: 1771

Re: Mattress Reco

I live alone.

I find a mattress that is double size in width and queen size in length perfect for me and two pugs.
by gretah
Mon Dec 03, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Moving Pods or "Packs" for long distance move
Replies: 12
Views: 1494

Re: Moving Pods or "Packs" for long distance move

I've made an out-of-state move with Pods, mostly to avoid theft by moving men. I used my own strong locks.

Worked out great. Will do it again.
by gretah
Tue Nov 27, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: Is good, quality luggage worth the price?
Replies: 88
Views: 5675

Re: Is good, quality luggage worth the price?

Zippers are the weak part of luggage. So focus on the zipper rather than the bag. "Coil zippers are durable but not as durable as chain zippers. Chain zippers can be made of metal (originally) or molded plastic (more popular now a days). They have individual interlocking teeth's that are fused direc...
by gretah
Mon Nov 19, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Good audio book for a family?
Replies: 33
Views: 1865

Re: Good audio book for a family?

Harry Potter series.

The reader is fantastic. He has a different voice for each character.
by gretah
Sat Nov 17, 2018 11:53 pm
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 3764

Re: Men's crew neck t-shirts

Gildan brand is my favorite.

Great prices at
https://www.dharmatrading.com/clothing/ ... g_men.html
by gretah
Sat Nov 10, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4074

Re: High-end Christmas decorations

OP - for this year, you might just want to get a few fir boughs trimmed from trees at the Xmas tree lot. Then just decorate the boughs. Boughs are free or very cheap, depending on the lot. I've done this when I wanted the pine aroma but didn't want a tree. I put them on the mantle with a few baubles...
by gretah
Mon Nov 05, 2018 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Documents
Replies: 32
Views: 2710

Re: estate Documents

ITA with reading, learning, then hiring an attorney for consult and drawing up documents. I found these resources helpful. Most can be obtained from your library. They are popular, so request them rather than expect them to be available on the shelf. Books Making the Most of Your Money Now and How t...
by gretah
Mon Nov 05, 2018 6:44 pm
Forum: Personal Consumer Issues
Topic: Planning first international trip - London/Paris
Replies: 74
Views: 4292

Re: Planning first international trip - London/Paris

I just learned about this site this past weekend on another forum.

UK school holidays 2018-2019
https://www.skyparksecure.com/blog/chec ... -holidays/

You don't want to be in London the same week all the kids are swarming the public spaces.
by gretah
Sat Oct 27, 2018 9:00 pm
Forum: Personal Consumer Issues
Topic: Sound reduction in large house
Replies: 17
Views: 2115

Re: Sound reduction in large house

Jadecor makes a cotton fiber wall covering that you add coloring then apply to walls with a trowel or spatula. Sort of like plaster but a layer of cotton instead. I haven't tried it but may do so after I move to a new condo. http://jadecor.com/photo-gallery/ Famous interior designer Juan Pablo Molyn...
by gretah
Thu Oct 25, 2018 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Living Revocable Trust
Replies: 15
Views: 1578

Re: Living Revocable Trust

I found these books helpful: Plan Your Estate by Denis Clifford for Nolo Press Make your Own Living Trust by Denis Clifford for Nolo Press Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle Estates by Ron Sharp 8 Ways to Avoid Probate by Mary Randolph f...
by gretah
Fri Oct 12, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Am I secure using my computer for financial services?
Replies: 28
Views: 4210

Re: Am I secure using my computer for financial services?

One thing my tech-savvy friends forget to do:
freeze their credit reports!

As of Sept 21, it's free to freeze and thaw our credit reports.

Clark Howard's instructions with links
https://clark.com/personal-finance-cred ... haw-guide/
by gretah
Fri Oct 12, 2018 11:26 am
Forum: Personal Consumer Issues
Topic: Which one: Lyft or Uber?
Replies: 57
Views: 4445

Re: Which one: Lyft or Uber?

Lyft.

Uber has a history of treating women like dirt at its corporate office.

Lyft is the pioneer of ride sharing, not Uber. There's an interesting NPR show about Lyft on the How I Built This podcast. Scroll back - it was aired awhile ago.
by gretah
Fri Oct 12, 2018 11:23 am
Forum: Personal Consumer Issues
Topic: Pacific Northwest trip
Replies: 39
Views: 3155

Re: Pacific Northwest trip

A day trip from Seattle to Victoria on Vancouver Island, British Columbia is nice. Victoria: Butchart Gardens, Royal British Columbia museum (terrific exhibit of native peoples culture), and afternoon tea at the Empress hotel are the must sees. https://www.clippervacations.com/seattle-victoria-ferry...
by gretah
Wed Oct 03, 2018 2:20 pm
Forum: Personal Consumer Issues
Topic: Goat Milk Soap
Replies: 26
Views: 1921

Re: Goat Milk Soap

https://www.brambleberry.com/Bulk-Goat- ... P4381.aspx

I used to use melt this soap and pour it into nice molds and sell them at craft fairs. Men (and many women) like it because it is unscented.

Kind to skin.
by gretah
Wed Oct 03, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: Best Forums Guide!
Replies: 7
Views: 1080

Re: Best Forums Guide!

Bogelheads is the best financial forum. I also like http://forum.mrmoneymustache.com My all time favorite forum thread: https://forum.mrmoneymustache.com/welcome-to-the-forum/epic-fu-money-stories/ Geographic and demographic info https://www.expatforum.com Mostly a lot of discussion about visas and ...
by gretah
Wed Oct 03, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: U.S. mailing address/forwarding for expats
Replies: 25
Views: 2337

Re: U.S. mailing address/forwarding for expats

I plan to pay a friend and use her address.

And I'll have financial statements sent directly to my accountant.

I don't feel secure with minimum wage workers processing my mail and having access to my bank account numbers and other privacy information.
by gretah
Sun Sep 30, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: city water sewer vs well septic
Replies: 36
Views: 2461

Re: city water sewer vs well septic

Pay careful attention to the numbers in Leonidas' post.

I used to live in a septic-only island town.

Never again.
by gretah
Sun Sep 30, 2018 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Help me manage my day to day bills to save more!!
Replies: 45
Views: 3691

Re: Help me manage my day to day bills to save more!!

I agree with looking to Dave Ramsey for decreasing spending. The book is good but you will get more practical info from Financial Peace University. Cut the Hulu, etc. Get everything from the library. No cafes or restaurant meals, not even cheap fast food or coffee. Groceries: cut out convenience and...
by gretah
Fri Sep 28, 2018 1:44 pm
Forum: Personal Consumer Issues
Topic: Unexpected calls from my cell phone
Replies: 18
Views: 1483

Re: Unexpected calls from my cell phone

I get so many of these spoof calls, I now only answer if the caller is in my contact list.

If the caller is real, they will leave me a message.

Spammers almost never bother with that.

Like another poster, I also block the numbers of these spoof callers.
by gretah
Thu Sep 27, 2018 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: career change
Replies: 7
Views: 1118

Re: career change

This is a great book for determining your next career or business start up.

The 10 Laws of Career Reinvention
Pamela Mitchell
(Great questions, exercises, and methods.)

Good luck!
by gretah
Mon Sep 17, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: how do/did you teach your kids finances/investing?
Replies: 28
Views: 2343

Re: how do/did you teach your kids finances/investing?

The Dave Ramsey book is good:
Smart Money, Smart Kids.

Badly written but advice is sound.
by gretah
Mon Sep 17, 2018 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: How to get financially ready for death of parent
Replies: 22
Views: 2685

Re: How to get financially ready for death of parent

I'm in the middle of making my own plans. Here are resources I've found for gaining knowledge about options for planning retirement and final years. Everything was found at the library. Books Making the Most of Your Money Now and How to Make Your Money Last by Jane Quinn The first book is the most c...
by gretah
Mon Sep 17, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: How to get financially ready for death of parent
Replies: 22
Views: 2685

Re: How to get financially ready for death of parent

OP - good on the three of you for tacking this problem now instead of procrastinating. A few months ago, I attended an excellent retirement planning seminar given by an Elder Law attorney. An acquaintance approached me a week after the seminar and asked to discuss it with me. Most of the topics were...
by gretah
Mon Sep 17, 2018 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Provding SSN for Estate Planning--Why?
Replies: 23
Views: 2098

Re: Provding SSN for Estate Planning--Why?

List your year of birth but skip the month and day.

Or just fill in your age.

I agree with you: the fewer people who have my SSN and birth date, and other privacy info, the better.

If they tell you the software needs it, too bad.
by gretah
Mon Sep 17, 2018 1:15 pm
Forum: Personal Finance (Not Investing)
Topic: Need help in solving Tenant landlord issue
Replies: 26
Views: 2469

Re: Need help in solving Tenant landlord issue

I'd take him to small claims court. Here's a few resources. https://www.nolo.com/legal-encyclopedia/overview-landlord-tenant-laws-connecticut.html https://ctlawhelp.org/en/tenants-renters-rights-laws https://www.hud.gov/states/connecticut/renting/tenantrights https://www.jud.ct.gov/lawlib/law/landlo...
by gretah
Tue Sep 11, 2018 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Low pay and low stress jobs with health benefit
Replies: 41
Views: 5773

Re: Low pay and low stress jobs with health benefit

Perhaps you could start a small business that would pay high with little time involvement (after the initial time to start the business) and just pay for the insurance out of the business earnings. Chris Guillebeau has a daily podcast, each illustrating a different idea someone is using to make mone...
by gretah
Mon Sep 10, 2018 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle Options/Suggestions.
Replies: 99
Views: 10651

Re: Side Hustle Options/Suggestions.

What about babysitting in your home?

Parents would drop off kids at your place then pick them up later.

Could you offer weekend service for couples who want to get away for Sat thru Sun? This would be for only the kids you really like.
by gretah
Sun Sep 09, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: What will you do when you find you have more money than expected?
Replies: 91
Views: 10108

Re: What will you do when you find you have more money than expected?

#3 Put more money into my passive income stream
by gretah
Sun Sep 09, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to buy phone for T-mobile
Replies: 18
Views: 1400

Re: Cheapest way to buy phone for T-mobile

My phone is pretty out of date but I'm hanging on, hoping it lasts until 5G becomes available on T Mobile.

Then I'll get a new phone capable of handling 5G - and dump home cable internet!

Anyone know when 5G might hit T Mobile on the west coast outside the major cities?
by gretah
Sun Sep 09, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3521
Views: 1033403

Re: What Book Are You Currently Reading? Part VI

I'm in the middle of Martin Walker's fiction series about Bruno, a chief of police in a small town in the gastronomic and winery heartland of France. Bruno is a highly intelligent former decorated soldier for France who loves the local people and culture. Novels are slow paced with lovely descriptio...
by gretah
Sun Sep 09, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: where to learn to sew?
Replies: 33
Views: 2196

Re: where to learn to sew?

A local mom ran an ad in CraigsList for a summer teacher for her son who wanted to learn to sew and make costumes. 2 hour sessions, twice a week over the summer. I would have loved this gig. But I didn't see the ad until over a week after it had been posted so I missed out. You might try an ad. Plea...
by gretah
Sat Aug 11, 2018 9:38 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3521
Views: 1033403

Re: What Book Are You Currently Reading? Part VI

"The President is Missing" by James Patterson and Bill Clinton.

A page-turner thriller.

Probably the best of the James Patterson collaborations.

Intelligent, fun read.
by gretah
Wed Aug 08, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6985

Re: "Dollar Tree Store" favorites

Reading glasses Toilet paper Baby shampoo (I used it as laundry soap) Alcohol gel (like Purell) Paper towels (all 2 - 3 rolls used a year) Phone charger cords and plugs Shower liner Q tips Unscented candles for when power goes out in winter Small plastic kitchen bags. Earlier poster was right about ...
by gretah
Fri Aug 03, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Talk to me about Le Creuset
Replies: 53
Views: 6340

Re: Talk to me about Le Creuset

I've kept the Dutch Oven but donated the rest of the heavy pans. Too much weight with loading and unloading from dishwasher.

Cuisinart pans are my favorite.
by gretah
Tue Jul 31, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: An argument against self-insuring for long-term care
Replies: 214
Views: 11433

Re: An argument against self-insuring for long-term care

I've just started looking into a Life Insurance Retirement Plan.

It seems to be life insurance with a named beneficiary with a rider that allows me to draw funds if needed for long term care.

Anyone have any knowledge or experience with this?
by gretah
Tue Jul 31, 2018 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: An argument against self-insuring for long-term care
Replies: 214
Views: 11433

Re: An argument against self-insuring for long-term care

smitcat wrote: ↑
Thu Jul 26, 2018 9:51 am
One source that may shed some light....
https://www.morningstar.com/articles/82 ... -care.html
This article is terrific!

Thank you, SmitCat
by gretah
Sat Jul 28, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: Service that reviews CCRC financials? [Continuing Care Retirement Community]
Replies: 12
Views: 1256

Re: Service that reviews CCRC financials? [Continuing Care Retirement Community]

Thank you for your post! Very helpful!

I found an accounting firm that includes Forensic Accounting as a specialty area. Perhaps they can help me - after I read the CARF document.

Someone starting a CCRC financial evaluation service could do well, I think.
by gretah
Thu Jul 26, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Service that reviews CCRC financials? [Continuing Care Retirement Community]
Replies: 12
Views: 1256

Service that reviews CCRC financials? [Continuing Care Retirement Community]

I'm helping a friend look for a CCRC and I want to move into a CCRC sometime in the future. Do you know of a good service that can evaluate a CCRC's finances so we can be better assured there is enough capital so a CCRC is highly unlikely to go out of business when we really need it later? Thanks fo...
by gretah
Wed Jul 11, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Crock Pot Recipes
Replies: 19
Views: 2013

Re: Crock Pot Recipes

Lamb stew, Persian 1 lamb shoulder (4 to 5 pounds) Kosher salt and freshly ground pepper 2 tablespoons extra-virgin olive oil 2 large onions, finely chopped 2 large carrots, finely chopped 2 celery stalks, finely chopped 1 teaspoon dried dill 1 head garlic, cloves separated and peeled 3 thyme sprigs...