Search found 213 matches

by gretah
Mon Sep 09, 2019 9:23 pm
Forum: Personal Consumer Issues
Topic: Insurance against expensive lawyers, is there such a product?
Replies: 8
Views: 1365

Re: Insurance against expensive lawyers, is there such a product?

OP- you might want to focus on Asset Protection tools, like Trusts, LLCs, insurance products, and more.

No lawyer is going to want to sue you if s/he can't get at your assets. Not worth her/his time.
by gretah
Sun Sep 01, 2019 10:48 pm
Forum: Personal Consumer Issues
Topic: What, besides dishes, do you run through your dishwasher?
Replies: 85
Views: 5912

Re: What, besides dishes, do you run through your dishwasher?

I wash the holder that fits over my bathtub shower head and holds shampoo, etc, in the dishwasher.

With the heat dry button set to Off.

I also wash non-delicate glass candle holders in the dishwasher, heat dry set to On.
by gretah
Mon Aug 26, 2019 11:12 am
Forum: Personal Finance (Not Investing)
Topic: Financially independent - now completely lost
Replies: 30
Views: 5434

Re: Financially independent - now completely lost

I read a terrific book:

The 10 Laws of Career Reinvention
Pamela Mitchell

The authoress is extremely smart and gives guidelines for finding a new career that also works for planning for retirement living.
by gretah
Wed Aug 21, 2019 10:56 am
Forum: Personal Consumer Issues
Topic: House flooding due to heavy rains, injury and landlord's response
Replies: 34
Views: 2964

Re: House flooding due to heavy rains, injury and landlord's response

I had flooding problems in an apartment which resulted in black mold and me being very ill. Almost died. Took 2 years to recover. Test for mold. I think Home Depot has an inexpensive text. If mold is present, keep the test results and document them. Perhaps have a witness attend the test. Move out r...
by gretah
Wed Aug 14, 2019 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: Ideas for Little Charges to keep Cards active
Replies: 87
Views: 4643

Re: Ideas for Little Charges to keep Cards active

Put credit cards in envelopes so they will be used twice a year. Jan / July envelope Feb / Aug envelope etc Change card info at Amazon at least once a month. Good security practice. Put a reminder in your diary / calendar to swap out cards each month and put new ones in wallet. When doing Xmas shopp...
by gretah
Wed Aug 14, 2019 7:09 pm
Forum: Personal Finance (Not Investing)
Topic: Ideas for Little Charges to keep Cards active
Replies: 87
Views: 4643

Re: Ideas for Little Charges to keep Cards active

Twice I year I take all the "sock drawer" credit cards out and use them to make a small addition to my Amazon Gift Card balance. Some random amount between $4 and $5 per card. I know that I'll be buying something from Amazon in the future so it is like putting money in the bank (without interest). ...
by gretah
Wed Aug 14, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Ponder this, BH's... is Ben & Jerry's worth it?
Replies: 122
Views: 7892

Re: Ponder this, BH's... is Ben & Jerry's worth it?

If the ice cream has any kind of gum in it, I won't buy it. Real ice cream freezes hard. Remember that? If you have an ice cream maker, it is super easy to make. Freeze part of the machine the night before. Add a few ingredients, push the On button. Soon you have real ice cream that is fabulous! Lot...
by gretah
Wed Aug 14, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: Do burglars steal and use paperwork?
Replies: 39
Views: 4504

Re: Do burglars steal and use paperwork?

I had my social security number stolen and used to create a new identity. I don't know how s/he got it. Doctor's office files? Who knows. The person was an illegal immigrant paid under the table at a local mafia-controlled casino. They used the SS# to get health insurance. Damage could have been muc...
by gretah
Wed Aug 14, 2019 6:01 pm
Forum: Personal Consumer Issues
Topic: Book or documentary recommendations on American economic dominance
Replies: 26
Views: 1605

Re: Book or documentary recommendations on American economic dominance

Read these books:

The Creature from Jekyll Island

The Colder War

People's history of the United States

Eye-opening, to say the least.
by gretah
Sun Aug 04, 2019 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for making and reviewing a family budget
Replies: 25
Views: 1435

Re: Advice for making and reviewing a family budget

A few tips - Set your savings rate first. Determine what it will take to finance your retirement and late life costs and how much you need to save. People tend to spend lots more than they realize on: *Eating out *Newspapers & print subscriptions, books, online subscriptions, movies, music, cable TV...
by gretah
Tue Jul 30, 2019 12:27 am
Forum: Personal Consumer Issues
Topic: How would you pay this bill?
Replies: 10
Views: 1194

Re: How would you pay this bill?

OP - I agree with you on not sending a usual bank check. I don't like others having my routing and account numbers. I would buy a postal money order for $50 and send it registered / certified, signature required. After my upcoming move to a new city, I will change banks to one who issues checks with...
by gretah
Mon Jul 29, 2019 11:54 pm
Forum: Personal Consumer Issues
Topic: Uber Without Smartphone
Replies: 103
Views: 7144

Re: Uber Without Smartphone

https://shop.tracfone.com/shop/en/tracfonestore/phones/tf-zte-zfive-c-lte# I used something similar a couple years ago to try out a smart phone. Screen was too small, otherwise it worked for my main purpose (GPS). $30 phone + 10-15 $/month, no contract. I would ask them about apps. This ^ is what I...
by gretah
Sun Jul 21, 2019 1:49 pm
Forum: Personal Consumer Issues
Topic: Vancouver in October
Replies: 10
Views: 842

Re: Vancouver in October

Another fan of the Anthropology Museum at the University of British Columbia. https://moa.ubc.ca If you have a day that is not cloudy, drive across the Lion's Gate bridge and visit Grouse Mountain. Take the Skyride. Views are even better than photos on their website: https://www.grousemountain.com/s...
by gretah
Thu Jun 27, 2019 7:16 pm
Forum: Personal Consumer Issues
Topic: Facebook reading our minds?
Replies: 37
Views: 3543

Re: Facebook reading our minds?

I love being a luddite. Deleted Facebook account. Only used it to look at other peoples' FB pages before deletion. No Alexa or Echo for me. No smart TVs, etc. They listen. I sometimes have sensitive conversations with clients via phone or in person at my home office. These should not be overheard. I...
by gretah
Thu Jun 27, 2019 6:38 pm
Forum: Personal Consumer Issues
Topic: Say no to high dental cost
Replies: 86
Views: 14522

Re: Say no to high dental cost

Off topic but does anyone know where the BEST dentists are?

Germany? Switzerland? ???

I've had 1 new root canal and 2 new crowns fail in the last 10 years. 1 lower cost dentist. 1 very high cost dentist.

I don't care what it costs, I'm looking for the best dentists.

Thanks for your help!
by gretah
Mon Jun 17, 2019 12:00 pm
Forum: Personal Consumer Issues
Topic: 70th Birthday Party Ideas
Replies: 11
Views: 811

Re: 70th Birthday Party Ideas

Encourage guests to tell "remember when..." stories, especially humorous or touching ones. One such story I heard at a party was when a couple told their 3 young children that mommy was expecting a baby. The kids were furious: they did not want another sibling. No more diapers. No cutting another ki...
by gretah
Tue Jun 11, 2019 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: How to preserve $10M+ in wealth owned by unsophisticated people?
Replies: 82
Views: 15209

Re: How to preserve $10M+ in wealth owned by unsophisticated people?

Here are two books I recommend -

Beyond the Grave:
The Right Way and Wrong Way of Leaving Money to your Children (and Others)
by Gerald Condon

Family Fortunes: How to build family wealth and hold on to it for 100 years
by Bonner and Bonner
by gretah
Tue May 28, 2019 7:13 pm
Forum: Personal Consumer Issues
Topic: Bored Eleven Year Old Patient in Walking Cast
Replies: 26
Views: 1780

Re: Bored Eleven Year Old Patient in Walking Cast

How about hiring a coach to come a few times a week and talk with her - *Watch recordings of her past performance and evaluate them together *Work on attitude, goal setting, etc *Continue with at-home stretches, muscle-building exercises, etc A bit off-topic Under the cast, she will itch. The best r...
by gretah
Sat May 04, 2019 7:36 pm
Forum: Personal Consumer Issues
Topic: Rarely used items that are worth having?
Replies: 112
Views: 12186

Re: Rarely used items that are worth having?

>In winter, I keep an empty tin can (with no label), unscented short candles, and matches in a baggie in the car. If I need to pull over for a half hour or more due to sudden snow, I can stay warm inside without using electricity. >At home, I keep some sewing supplies - enough to make repairs, lower...
by gretah
Fri Apr 05, 2019 12:15 pm
Forum: Personal Consumer Issues
Topic: Is there value in conversation/communication books?
Replies: 15
Views: 947

Re: Is there value in conversation/communication books?

Collaborating With the Enemy: How to Work With People You Don't Agree With or Like or Trust by Adam Kahane Terrific book, full of practical insights. Very thought-provoking. Author talks about his experiences of getting polarized factions to work together in new ways while not fighting opposing agen...
by gretah
Fri Apr 05, 2019 12:05 pm
Forum: Personal Consumer Issues
Topic: Where to live during kitchen renovation?
Replies: 45
Views: 2780

Re: Where to live during kitchen renovation?

Thanks to everyone who posted in this eye-opening thread. I'm planning to move to a new city, get a condo, and have it turned into my dream home, complete with renovations for aging in place (widening doors for wheelchairs, etc). Apartment complexes aren't interested in tenants who only live there f...
by gretah
Tue Apr 02, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: Summer Europe trip - overwhelming to plan!
Replies: 29
Views: 2289

Re: Summer Europe trip - overwhelming to plan!

Norwegian Air flies to Helsinki. Cheap.

www.Norwegian.com
by gretah
Thu Mar 21, 2019 1:15 pm
Forum: Personal Consumer Issues
Topic: When is it time for a new smartphone?
Replies: 66
Views: 4289

Re: When is it time for a new smartphone?

When 5G comes to my area, that's when I'll upgrade to a new smartphone.

Mine should last until then. If not, I'll just pick up a cheap tracfone.

I'm not spending hundreds of dollars now and then again in several months.
by gretah
Wed Mar 20, 2019 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Best Bank for Newlyweds
Replies: 27
Views: 1610

Re: Best Bank for Newlyweds

Credit union for checking, online bank for savings. The big banks will pummel you with fees - overdraft fees, ATM fees at other banks, transfer fees, etc, etc, etc. A neighbor pays over $1K in annual fees and feels trapped because she has her mortgage with that bank. Mortgage contingent on having ma...
by gretah
Wed Mar 20, 2019 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: New Dentist - what to watch for financially
Replies: 24
Views: 2496

Re: New Dentist - what to watch for financially

I had a great dentist in my old state. Dentists in my new state have been terrible. Failed root canals, failed crowns. I have been thinking about going outside the US to get higher quality dental care. Which country has the highest quality dental care? Switzerland? Other? Any one know how to find a ...
by gretah
Wed Mar 20, 2019 9:35 pm
Forum: Personal Consumer Issues
Topic: Home with black mold
Replies: 22
Views: 2630

Re: Home with black mold

Run away, don't walk.

Black mold in the walls almost killed me around 3 years ago.

It killed a young firefighter after Katrina. He died in his sleep after only a month of exposure.
by gretah
Wed Mar 20, 2019 9:01 pm
Forum: Personal Consumer Issues
Topic: Your favorite slow cooker cooking book?
Replies: 6
Views: 780

Re: Your favorite slow cooker cooking book?

Martha Stewart's book is good.

Roasting the vegetables in a 400F oven before adding to slow cooker makes a huge difference.

So does searing meat pieces on all sides in a hot skillet with coconut oil before adding to slow cooker.

Otherwise, meat & veggies just taste boiled.
by gretah
Sat Feb 23, 2019 10:55 am
Forum: Personal Consumer Issues
Topic: Buyer's agent in state where rebate is not allowed?
Replies: 20
Views: 1229

Re: Buyer's agent in state where rebate is not allowed?

Does your state allow you to use a real estate attorney instead of an agent?
by gretah
Tue Feb 05, 2019 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon E-book Publishing
Replies: 5
Views: 623

Re: Amazon E-book Publishing

I participate in message boards discussing the topics of my ebooks using my real name to build a reputation.

I send free copies to the top 10 posters on these boards - the people known for being most knowledgeable and most generous with help.
by gretah
Mon Feb 04, 2019 3:37 pm
Forum: Personal Finance (Not Investing)
Topic: Traveling to france may 11 days advice?
Replies: 24
Views: 1366

Re: Traveling to france may 11 days advice?

Get these books:

Eyewitness Travel Guide
for Paris
Far more info about cultural and historical sites than all the other guides.

Food Lover's Guide To Paris
Restaurants, cafes, open-air markets, bakeries, delis, etc.
by gretah
Fri Feb 01, 2019 12:06 pm
Forum: Personal Consumer Issues
Topic: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?
Replies: 155
Views: 11287

Re: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?

I agree with others about hiring a local retired senior to let out the dog at lunchtime.

You might hire a few so they can decide who is on duty when one is unavailable due to travel, an appointment, etc.
by gretah
Thu Jan 17, 2019 8:23 pm
Forum: Personal Consumer Issues
Topic: Audio book options
Replies: 28
Views: 1237

Re: Audio book options

Another library fan here! I sometimes choose titles from my smartphone but prefer to choose them while on my computer. It's easier to make certain I listen to book series in chronological order, track my place on holds, etc. When I want to listen or read a new book and the library does not have it, ...
by gretah
Thu Jan 10, 2019 7:19 pm
Forum: Personal Finance (Not Investing)
Topic: Suggestions on secular donations & time donations
Replies: 22
Views: 1326

Re: Suggestions on secular donations & time donations

Your local food bank. My favorite place to donate. The volunteers are in the trenches helping local poor and homeless people. The government funds mostly empty carbs (pasta, white rice, etc) and sometimes a little protein like peanut butter, cans of tuna, or frozen chicken drumsticks. You can work w...
by gretah
Wed Jan 02, 2019 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle? Passive Income?
Replies: 71
Views: 9314

Re: Side Hustle? Passive Income?

Financial Samurai has a good blog / article on passive income

https://www.financialsamurai.com/financ ... date-2018/
by gretah
Wed Jan 02, 2019 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Christmas Bonus: Etiquette
Replies: 47
Views: 7860

Re: Christmas Bonus: Etiquette

I was once given a bonus by my "client" as I was a paid consultant at the time. Took the time to write a short thank you note saying how unexpected it was and how much I appreciated being considered part of his team. It was an opportunity for me to do a little positive relationship work. Do this. W...
by gretah
Wed Jan 02, 2019 7:24 pm
Forum: Personal Finance (Not Investing)
Topic: Side Hustle? Passive Income?
Replies: 71
Views: 9314

Re: Side Hustle? Passive Income?

Marin Katsua is an O&G guy who wrote a heck of a book. I read it twice and met him at a book signing. He is a very smart and nice man. The Colder War made it to #8 on the NY Times bestseller list. https://www.amazon.com/Colder-War-Global-Slipped-Americas/dp/1118799941/ref=sr_1_1?ie=UTF8&qid=15464745...
by gretah
Sun Dec 30, 2018 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Financial advice to family members
Replies: 37
Views: 3545

Re: Financial advice to family members

You can lead a horse to Roth but you can't make him think.

In 2019, I'm setting up secret 529s for my nephews' children.

Adults make their own decisions, good and bad. I just hate to see kids suffer when I can make a serious difference.
by gretah
Mon Dec 17, 2018 9:42 pm
Forum: Personal Consumer Issues
Topic: Vancouver BC/Vancouver Island Trip Summer 2019
Replies: 13
Views: 985

Re: Vancouver BC/Vancouver Island Trip Summer 2019

Don't miss the Museum of Anthropology at the University of British Columbia campus in Vancouver. Location, hours, etc page https://moa.ubc.ca/exhibition/in-a-different-light-reflecting-on-northwest-coast-art/ Here are links to a few pictures of the wonderful art and artifacts of West Coast First Peo...
by gretah
Mon Dec 17, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Mentally active retirement communities
Replies: 9
Views: 1058

Re: Mentally active retirement communities

My intellectual friend is moving to Kendall at Oberlin, Ohio.

His brother and wife have lived there for years and my friend has visited (staying on the property) many times. He says the residents are very active mentally and the meal times discussions are marvelous.
by gretah
Tue Dec 11, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 4241

Re: Donate to homeless?

I donate to the food bank.

If I'm in my car and someone has a dog, I hand them a baggie with high quality kibble.

On foot, it's scary being approached by most homeless guys since I'm a gal.
by gretah
Tue Dec 11, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Trip to Italy
Replies: 42
Views: 2710

Re: Trip to Italy

There are some new airlines competing with the big companies on flights between US and Europe. I just checked Norweigan.com for Los Angeles - Rome in June. $1,100 round trip. Take a look at flights.google.com for other cheap airlines. I hear Kayak.com is good, too. Just book the flight directly with...
by gretah
Wed Dec 05, 2018 8:31 pm
Forum: Personal Consumer Issues
Topic: Murder Mystery Authors
Replies: 117
Views: 14742

Re: Murder Mystery Authors

Another fan of Louise Penny here. Marvelous books. I used to like Donna Leon but I wonder if she written her last 3~ books herself. They are more like a short story with lots of words added. Not her usual depth. I like Martin Walker's Bruno, Chief of Police novels. Set in SW France in wine and gourm...
by gretah
Mon Dec 03, 2018 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: Questions About Making a Hobby Into a Business
Replies: 26
Views: 2303

Re: Questions About Making a Hobby Into a Business

Read Chris Guillebeau's books The $100 Start Up Side Hustle They will give you quick overview in what is needed to start and run a small business. After that, I would look at taxes before creating an entity. Use a good business CPA. Quick tip re name: Grab the domain name for your idea first in .com...
by gretah
Mon Dec 03, 2018 6:27 pm
Forum: Personal Consumer Issues
Topic: Mattress Reco
Replies: 21
Views: 1852

Re: Mattress Reco

I live alone.

I find a mattress that is double size in width and queen size in length perfect for me and two pugs.
by gretah
Mon Dec 03, 2018 5:37 pm
Forum: Personal Consumer Issues
Topic: Moving Pods or "Packs" for long distance move
Replies: 12
Views: 1595

Re: Moving Pods or "Packs" for long distance move

I've made an out-of-state move with Pods, mostly to avoid theft by moving men. I used my own strong locks.

Worked out great. Will do it again.
by gretah
Tue Nov 27, 2018 7:56 pm
Forum: Personal Consumer Issues
Topic: Is good, quality luggage worth the price?
Replies: 94
Views: 7303

Re: Is good, quality luggage worth the price?

Zippers are the weak part of luggage. So focus on the zipper rather than the bag. "Coil zippers are durable but not as durable as chain zippers. Chain zippers can be made of metal (originally) or molded plastic (more popular now a days). They have individual interlocking teeth's that are fused direc...
by gretah
Mon Nov 19, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Good audio book for a family?
Replies: 33
Views: 2086

Re: Good audio book for a family?

Harry Potter series.

The reader is fantastic. He has a different voice for each character.
by gretah
Sat Nov 17, 2018 11:53 pm
Forum: Personal Consumer Issues
Topic: Men's crew neck t-shirts
Replies: 47
Views: 3945

Re: Men's crew neck t-shirts

Gildan brand is my favorite.

Great prices at
https://www.dharmatrading.com/clothing/ ... g_men.html
by gretah
Sat Nov 10, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4365

Re: High-end Christmas decorations

OP - for this year, you might just want to get a few fir boughs trimmed from trees at the Xmas tree lot. Then just decorate the boughs. Boughs are free or very cheap, depending on the lot. I've done this when I wanted the pine aroma but didn't want a tree. I put them on the mantle with a few baubles...
by gretah
Mon Nov 05, 2018 7:06 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Documents
Replies: 32
Views: 2787

Re: estate Documents

ITA with reading, learning, then hiring an attorney for consult and drawing up documents. I found these resources helpful. Most can be obtained from your library. They are popular, so request them rather than expect them to be available on the shelf. Books Making the Most of Your Money Now and How t...