Search found 5 matches

by Rbaum0519
Fri Oct 11, 2019 11:18 am
Forum: Personal Investments
Topic: Roth conversion
Replies: 10
Views: 1094

Roth conversion

I’m 66 and retired. When I start taking SS at around 69 I’ll be able to meet all my needs + on pension + SS (120K) The mandatory RMDS from my non-Roth IRA will definitely move me into more taxable environment I’m thinking of converting some of my current IRA to Roth IRA over the next 3 years to help...
by Rbaum0519
Tue Sep 24, 2019 6:36 am
Forum: Personal Investments
Topic: SS Claiming options
Replies: 5
Views: 649

SS Claiming options

I am 66 born in 1953 and married to a non-working spouse (45 years) who is also 66 and born in 1953 I want to wait until age 70 to claim my SS entitlement (I’m in good health and won’t need it till 70) My question is with the new rules can my spouse begin collecting her spousal entitlement now (she ...
by Rbaum0519
Fri Apr 22, 2016 12:06 pm
Forum: Personal Investments
Topic: Social Security timing
Replies: 8
Views: 1220

Re: Social Security timing

Thanks. She qualifies for Tricare for Life as I'm a military retiree so I think we are good. She has zero quarters for SS

Thanks
by Rbaum0519
Fri Apr 22, 2016 8:44 am
Forum: Personal Investments
Topic: Social Security timing
Replies: 8
Views: 1220

Social Security timing

One of the reasons I want to wait until 70 to start withdrawing SS is protection for my Spouse. She was a stay at home mom and does not qualify for her own entitlement other than the 50% claim on my earnings. Her mother is 100 and grandmother lived to 105. Since she will receive my entitlement when ...
by Rbaum0519
Wed Apr 20, 2016 8:02 am
Forum: Personal Investments
Topic: Retirement portfolio advice
Replies: 2
Views: 502

Retirement portfolio advice

I'm a novice investor and do not follow the market closely. I'd like to just " let it ride" with minor adjustments. I am 63 and retired and currently have $620K in non-Roth Ira Vanguard ; 50% in retirement 2015 and 50% in Div growth fund. ; about 73% equity which is a little high $47k military pensi...