Search found 5677 matches

by mega317
Wed May 24, 2023 5:19 pm
Forum: Forum Issues and Administration
Topic: Bogleheads and ChatGPT
Replies: 325
Views: 44199

Re: Bogleheads and ChatGPT

Or why can’t it just say I don’t do math? That’s pretty relevant for Bogleheads and investing.
by mega317
Tue May 09, 2023 12:22 am
Forum: Personal Consumer Issues
Topic: New google AI called Bard
Replies: 60
Views: 6177

Re: New google AI called Bard

Hinton has an answer for that too: bullshitting is a feature, not a bug. “People always confabulate,” he says. Half-truths and misremembered details are hallmarks of human conversation: “Confabulation is a signature of human memory. These models are doing something just like people.” The difference is that humans usually confabulate more or less correctly, says Hinton. To Hinton, making stuff up isn’t the problem. Computers just need a bit more practice. This is great for chatting with humans, reminiscing about old times which usually includes misremembered events to the benefit of all in the conversation. People are not going to these AI chat bots to share a human connection. They don’t want “just like people” we have people for that. The...
by mega317
Sun May 07, 2023 7:01 pm
Forum: Personal Consumer Issues
Topic: New google AI called Bard
Replies: 60
Views: 6177

Re: New google AI called Bard

So funny to read about all these simple fails and then go over to r/medicalschool where every day someone is asking if doctors will be completely replaced by AI in 10 years.
by mega317
Wed Apr 19, 2023 9:09 am
Forum: Personal Investments
Topic: T-bills vs. T-bill ETF - seeking thoughts on pros and cons
Replies: 46
Views: 13020

Re: T-bills vs. T-bill ETF - seeking thoughts on pros and cons

abcx wrote: Wed Apr 19, 2023 1:23 am
Hector wrote: Mon Mar 27, 2023 9:15 am Regarding SGOV and BIL, why are their yield to worst very different?
4.63% for SGOV https://www.ishares.com/us/products/314 ... y-bond-etf
4.07% for BIL https://www.ssga.com/us/en/individual/e ... ll-etf-bil
Anybody know the answer to this?
The gap is now 14 basis points.
by mega317
Wed Apr 19, 2023 9:04 am
Forum: Personal Investments
Topic: Thoughts on BOXX for cash?
Replies: 9
Views: 3606

Re: Thoughts on BOXX for cash?

"Definitely" the best? Can you explain a little?
by mega317
Tue Apr 18, 2023 5:09 pm
Forum: Investing - Theory, News & General
Topic: Floating Rate Notes Versus Cash
Replies: 16
Views: 1666

Re: Floating Rate Notes Versus Cash

And- can you reduce or eliminate the liquidity concern by holding a floating rate note ETF?
by mega317
Tue Apr 18, 2023 4:39 pm
Forum: Personal Consumer Issues
Topic: Two month family trip - Hawaii or Western US
Replies: 34
Views: 3632

Re: Two month family trip - Hawaii or Western US

Scrooge McDuck wrote: Tue Apr 18, 2023 3:13 pm A compromise could be to take two months traveling from Seattle to San Diego. This would be more coastal than your Western US route, so maybe would make your kids happier. But if your kids actually want to go in the water, this wouldn't satisfy them.
Summer can be quite gray in coastal socal
by mega317
Tue Apr 18, 2023 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: IRS rounding guidance vs reality
Replies: 14
Views: 1600

Re: IRS rounding guidance vs reality

Wait a minute if line 24 > line 33 then 34 should be 0/blank. Is this a trick question?
by mega317
Tue Apr 18, 2023 2:45 pm
Forum: Personal Consumer Issues
Topic: Two month family trip - Hawaii or Western US
Replies: 34
Views: 3632

Re: Two month family trip - Hawaii or Western US

I go to Hawaii for 1-2 weeks every year. 2 months sounds like it would get old.
by mega317
Tue Apr 18, 2023 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: IRS rounding guidance vs reality
Replies: 14
Views: 1600

Re: IRS rounding guidance vs reality

No. The text you quoted clearly says not to do that.
If you do
round to whole dollars, you must round
all amounts.
by mega317
Sun Apr 16, 2023 9:17 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 7638
Views: 1712413

Re: What Book Are You Currently Reading? Part VI

The Icepick Surgeon by Sam Kean. Dastardly deeds perpetrated in the name of science. I think some of the chapters feel a little shoehorned and don’t quite fit the theme. A few others are just so heinous that they are difficult to read (and I’m not a squeamish person). But overall well done and worth a read. 4/5
by mega317
Fri Apr 14, 2023 3:00 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 7638
Views: 1712413

Re: What Book Are You Currently Reading? Part VI

market timer wrote: Sat Oct 11, 2014 11:24 am Half-way through Replay, by Ken Grimwood. It's about a 43-year-old guy who dies in 1988 and returns to life back in his freshman dorm in 1963 with the memory of his first life, then dies again 25 years later and returns to his 18-year-old self again and again. Pretty sure this book inspired the movie Groundhog Day.
I'm almost done with this one now. Can't put it down, I'm really enjoying.
by mega317
Fri Apr 14, 2023 12:57 pm
Forum: Investing - Theory, News & General
Topic: Pickleball, I have searched this forum. How to invest
Replies: 38
Views: 5913

Re: Pickleball, I have searched this forum. How to invest

Agree it's growing and tremendously popular, but where is the money coming from? Equipment is cheap and durable. There are already tennis courts everywhere. Who is spending the money that you want to direct into your pockets?
by mega317
Fri Apr 14, 2023 12:54 pm
Forum: Personal Investments
Topic: CD or VSMGX
Replies: 10
Views: 1441

Re: CD or VSMGX

That would be a massive change in your asset allocation--60% to 0% stocks. An advantage of stocks is higher expected growth over long periods of time. To just sell out for 5 years with a plan to buy back in has some problems: -you might miss a major period of growth which would wipe out any potential stock benefit over your timeline. (yes you might miss a decline but given the market has historically gone up, that is statistically less likely.) -In 5 years does your risk tolerance suddenly change again and you can then own stocks? -If interest rates go down in the meantime, you will have missed the NAV increase from the bonds held by VSMGX. A definite sell low buy high plan. As far as big picture planning, are you in trouble if you don't ge...
by mega317
Fri Apr 14, 2023 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Negotiating Rent
Replies: 6
Views: 860

Re: Negotiating Rent

In my college town the supply of summer sublets far outpaces the demand. One could probably get half off or more. I wouldn't count on college students caring about your income.
by mega317
Thu Apr 13, 2023 7:05 pm
Forum: Personal Investments
Topic: IRA into VG CD's and more.
Replies: 22
Views: 2633

Re: IRA into VG CD's and more.

I would say I don't completely follow your situation but
1. I would not recommend a CD and especially a brokered CD if there is any chance you might want this money within less than 5 years. They are not very liquid.
2. Whatever "watching the funds rate and when to our advantage" means, it's probably a bad idea.
by mega317
Thu Apr 13, 2023 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Disability policy cancellation decision
Replies: 21
Views: 1552

Re: Disability policy cancellation decision

That’s so cheap. I’d keep it a while longer.
by mega317
Wed Apr 12, 2023 10:59 pm
Forum: Personal Investments
Topic: Thoughts on my individual stock portfolio
Replies: 16
Views: 1478

Re: Thoughts on my individual stock portfolio

BogleFan510 wrote: Wed Apr 12, 2023 10:34 pm Comments are you likely could achieve similar results, with less volatility,
and much much less effort. I spend less time per year managing my portfolio than you spent typing your post.
by mega317
Sun Apr 09, 2023 8:46 pm
Forum: Forum Issues and Administration
Topic: Bogleheads and ChatGPT
Replies: 325
Views: 44199

Re: Bogleheads and ChatGPT

Here is the rest of the conversation: M: no that’s not a political memoir GPT: I apologize for the mistake in my previous response. After doing some research, I couldn't find any book by Charles Fair with the title "From the Jaws of Victory". It's possible that the book you're referring to has a different author or title. Could you provide me with more information about the book so that I can try to help you M: It’s a military history GPT: Thank you for providing more information. After further research, I can confirm that "From the Jaws of Victory" is a military history book written by Charles Fair. The book was published in 2002 and focuses on the military campaigns of the Soviet Union during World War II. Specifically...
by mega317
Sun Apr 09, 2023 7:02 pm
Forum: Forum Issues and Administration
Topic: Bogleheads and ChatGPT
Replies: 325
Views: 44199

Re: Bogleheads and ChatGPT

Just had to post the answer to my question about a book called “From the Jaws of Victory” by Charles Fair. I was looking for the table of contents.
I can tell you that "From the Jaws of Victory" is a book by Charles Fair that was published in 2005. It is a political memoir that discusses Fair's experiences working as a consultant on political campaigns in Africa, Asia, and Latin America
(Fair was a neuroscientist and author who had no connection to politics that I know of. The book is about various military disasters and was written in 1971.)
by mega317
Thu Apr 06, 2023 9:03 am
Forum: Personal Investments
Topic: Using Vanguard Settlement MMF as Savings Account
Replies: 4
Views: 1011

Re: Using Vanguard Settlement MMF as Savings Account

Seems fine to me. Be aware that there are times a HYSA will have a much higher rate. Now is not one of those times so you can just deal with that when it comes.
by mega317
Wed Apr 05, 2023 10:42 am
Forum: Personal Investments
Topic: Wells Fargo Advisor Recommending Closed End Fund To Mother-In-Law
Replies: 33
Views: 2832

Re: Wells Fargo Advisor Recommending Closed End Fund To Mother-In-Law

hudson wrote: Wed Apr 05, 2023 10:32 am Good points!
What would you recommend?
POA is tight with the advisor so actually what would you recommend?
by mega317
Wed Apr 05, 2023 10:17 am
Forum: Personal Finance (Not Investing)
Topic: Estimated Tax Payment Question
Replies: 22
Views: 2201

Re: Estimated Tax Payment Question

zero_coupon wrote: Wed Apr 05, 2023 9:56 am
FootballFan5548 wrote: Wed Apr 05, 2023 8:32 am Hypothetically if I'm earning $600k, but will be contributing $20k to 401k, paying $20k property tax, and $20k mortgage interest, do I use the full $600k for my estimated payment starting point, or do I use the $540k? (not to mention any charitable contributions I'd add)
$540K
Wrong. The property tax at least is capped so with the numbers given it’s 550.
by mega317
Wed Apr 05, 2023 10:04 am
Forum: Personal Investments
Topic: Another Mega Backdoor Roth Question!
Replies: 32
Views: 3317

Re: Another Mega Backdoor Roth Question!

You can also split the money. After-tax contributions roll into a Roth IRA, and earnings roll into a traditional IRA. This would be beneficial if you can then roll the traditional IRA back into the 401k.
by mega317
Wed Apr 05, 2023 9:44 am
Forum: Personal Investments
Topic: Wells Fargo Advisor Recommending Closed End Fund To Mother-In-Law
Replies: 33
Views: 2832

Re: Wells Fargo Advisor Recommending Closed End Fund To Mother-In-Law

There are always a lot of threads like this and the advice is usually stay out of it. I really have to wonder in this specific case what are you even thinking? Usually it’s one’s own parents or maybe a friend that professes to be clueless. This is your in laws and they know what they want to do. How is this your business?
This is NOT an accusation, but I always wonder if there is some long term planning by these posters. (BILs are messing with my near future inheritance.)
by mega317
Wed Apr 05, 2023 9:31 am
Forum: Personal Finance (Not Investing)
Topic: What financial areas do you make sacrifices?
Replies: 80
Views: 7059

Re: What financial areas do you make sacrifices?

Our house is very small. Often it feels too small—no office space, no guest room, not really enough space in or outside for the kids to get their willies out. These are probably deal breakers for most Bogleheads. But it’s easy to clean and maintain, we live in a pretty nice area, and don’t really worry about spending otherwise.
by mega317
Tue Apr 04, 2023 11:55 am
Forum: Personal Investments
Topic: Ooops I guess I bought SGOV too soon?
Replies: 7
Views: 1679

Re: Ooops I guess I bought SGOV too soon?

David Jay wrote: Tue Apr 04, 2023 9:11 am Step 2 - Understand that all stock investments have volatility. If one get’s freaked-out by a stock investment being down 0.30% then one probably should not be invested in stocks.
This isn't even a stock, it's a very short-term treasury fund. Hoping OP posted in an attempt to learn something and not because they were actually legitimately concerned about 7 dollars.
by mega317
Tue Apr 04, 2023 10:12 am
Forum: Personal Investments
Topic: Odd Cent Amounts In Your Roth Settlement Fund. Does It Drive Anyone Else Insane?
Replies: 28
Views: 2432

Re: Odd Cent Amounts In Your Roth Settlement Fund. Does It Drive Anyone Else Insane?

You can very quickly and easily withdraw $0.02 from your Roth. The tax and penalty rounds to a number that you will find acceptable.
by mega317
Mon Apr 03, 2023 9:35 pm
Forum: Personal Consumer Issues
Topic: Anyone having issue logging into Wells Fargo
Replies: 8
Views: 1683

Re: Anyone having issue logging into Wells Fargo

I can’t help you, but I have trouble with pw manager at times, and WF recently has been one.

It seems like some websites somehow don’t play nice with the autofill. There are a few sites I’ll be told incorrect credentials, and others where I can’t even click the login button- it says you need to enter a username and password. Typically adding another character to the name or pw then deleting it will make everything work.
by mega317
Mon Apr 03, 2023 6:50 pm
Forum: Personal Investments
Topic: Fidelity can’t setup investments to be bi-weekly?!
Replies: 29
Views: 2883

Re: Fidelity can’t setup investments to be bi-weekly?!

Can you set up 2 different monthly investments for the days you want?
by mega317
Mon Apr 03, 2023 3:52 pm
Forum: Personal Investments
Topic: Time to sell GOOG?
Replies: 14
Views: 1697

Re: Time to sell GOOG?

Well no one knows what is going to happen to the stock price. Every investor on the planet knows the staplers and tape thing so if it was a bad omen that was going to drive the price down, that would have already happened. So the only way to answer the question is if it makes sense for you in your own situation.

For most people, it probably doesn't make sense to have a concentration on one stock, and it also probably doesn't make sense to take a big capital gains hit unnecessarily. So probably a sell off over a few years is something like the right answer.

Also I wouldn't be surprised if there has never been any staplers or tape in google offices. Don't they use computers?
by mega317
Mon Apr 03, 2023 3:19 pm
Forum: Personal Investments
Topic: Treasury ETF instead of individual T-bills
Replies: 27
Views: 3980

Re: Treasury ETF instead of individual T-bills

Doc7 wrote: Mon Apr 03, 2023 3:11 pm No. What was the duration on the referenced date of July 29 2022?
Pretty sure less than 0.5 years since I have been watching these for a while but I have no evidence. But who cares? The fund has entirely turned over since then, is currently <0.5 years, and is not a treasury fund.

Your post started with
here are options including the 0.5-1 year range.
And then offered none, with the possible exception of one that maybe used to be but is no longer.
by mega317
Mon Apr 03, 2023 3:03 pm
Forum: Personal Consumer Issues
Topic: Athletics pathway to college
Replies: 110
Views: 10731

Re: Athletics pathway to college

Glockenspiel wrote: Mon Apr 03, 2023 2:15 pm have seen the statistics saying women's hockey is one of the sports with the greatest chances of getting a college scholarship, so it's already making me debate whether we should get our daughter started in hockey.
Does she like hockey?
by mega317
Mon Apr 03, 2023 2:54 pm
Forum: Personal Investments
Topic: Treasury ETF instead of individual T-bills
Replies: 27
Views: 3980

Re: Treasury ETF instead of individual T-bills

There's probably a low expense and shorter effective duration fund or ETF? Top 10 low expense ETFs/Funds that specialize in short treasuries...under one year? Depending on your definition of low expense. I think I know of only 2 with duration under a year and single digit basis point expense: SGOV XHLF Somewhat more expensive are BIL, BILS, SHV… there are surely more. Strangely, I know of none at any ER between 0.5 and 1 year. many thanks mega317! As of July 2022 here are options including the 0.5-1 year range. SGOV iShares 0-3 month Treasury bonds - ER 0.05% - 7/29/22 Yield 1.95% - Duration 0.07 years BIL SPDR Bloomberg 1-3 Month T Bill ETF – ER 0.136% - 7/29/22 Yield 2.04% Duration 0.08 years CLTL – Invesco Treasury Collateral ETF - ER 0...
by mega317
Mon Apr 03, 2023 2:44 pm
Forum: Personal Investments
Topic: Brokerage account: total stock market vs sector specific (for tax loss harvesting)
Replies: 5
Views: 428

Re: Brokerage account: total stock market vs sector specific (for tax loss harvesting)

delamer wrote: Sun Apr 02, 2023 4:15 pm The first thing to do is to investigate how often in the past the sectors that you are considering using would have allowed for TLH opportunities.
+

Also remember most TLH opportunities come when everything is going down. Your plan would only offer benefit if a sector was going down while everything else was going up. And even if everything lines up perfectly, think of the magnitude and the final tax benefit compared to your total portfolio.
by mega317
Mon Apr 03, 2023 1:15 pm
Forum: Personal Investments
Topic: Why bonds?
Replies: 54
Views: 7102

Re: Why bonds?

NiceUnparticularMan wrote: Mon Apr 03, 2023 1:11 pm Rather than indulging MLA, it would be better to avoid it. One plausible way to do that which actually has a scientific foundation is to simply reduce your involvement in financial news, financial discussions, and financial decisions.
Sure but then how would you get thousands of posts on a finance focused forum?
by mega317
Mon Apr 03, 2023 1:03 pm
Forum: Personal Investments
Topic: Advice only financial advising
Replies: 12
Views: 1661

Re: Advice only financial advising

Charles Joseph wrote: Sun Apr 02, 2023 9:02 pm A two- or three-fund portfolio doesn't require an advisor of any type and requires about 15 minutes of maintenance annually.
It’s easy to forget when you spend a lot of time here but there are many who would simply not be comfortable with doing it alone. Totally reasonable imo.

OP might need help to simply transition to a DIY-appropriate portfolio if the advisor has done what most do.
by mega317
Mon Apr 03, 2023 12:57 pm
Forum: Personal Investments
Topic: Why bonds?
Replies: 54
Views: 7102

Re: Why bonds?

My opinion is that the primary advantage of bonds is psychological. Most people can't tolerate a big drop in their assets and end up panicking. Better to have 20% bonds and stay the course than 100% stocks and panic sell after a 2008 type drop. It just takes a single panic transaction to ruin your retirement portfolio and set you back 10+ years. I own bonds and agree with the arguments in favor of them in this thread, except for this one as presented here. It’s an attempt to put precision on an imprecise thing—“feelings”. I believe there is only a small percentage of investors who would panic at 50% but not at 40%, and an even smaller proportion of those who can self identify ahead of time. And each crash is different in apparent and actua...
by mega317
Mon Apr 03, 2023 11:38 am
Forum: Personal Investments
Topic: Treasury ETF instead of individual T-bills
Replies: 27
Views: 3980

Re: Treasury ETF instead of individual T-bills

hudson wrote: Mon Apr 03, 2023 7:33 am There's probably a low expense and shorter effective duration fund or ETF?

Top 10 low expense ETFs/Funds that specialize in short treasuries...under one year?
Depending on your definition of low expense. I think I know of only 2 with duration under a year and single digit basis point expense:
SGOV
XHLF
Somewhat more expensive are BIL, BILS, SHV… there are surely more.

Strangely, I know of none at any ER between 0.5 and 1 year.
by mega317
Sun Apr 02, 2023 7:43 pm
Forum: Personal Investments
Topic: Treasury ETF instead of individual T-bills
Replies: 27
Views: 3980

Re: Treasury ETF instead of individual T-bills

Lawman567 wrote: Sun Apr 02, 2023 6:57 pm I'll never own another passive bond fund...
I am the opposite. After spending some time messing with individual treasuries, I decided a fund is much simpler. I will never buy another individual bond unless matching a specific liability.

Now, there’s a big difference between treasury bills and an intermediate term fund.
by mega317
Sun Apr 02, 2023 10:18 am
Forum: Personal Consumer Issues
Topic: eBay Alternatives for Sellers
Replies: 20
Views: 2700

Re: eBay Alternatives for Sellers

Honest question- is a police department lobby really safer than any other public space? It’s just a big empty space with a civilian behind a desk. If the buyer tries to snatch and run or something it’s not like there is a big drawbridge you can have them raise. If they want to injure you, you’re already hurt before the cops walk around the corner.

I have wondered this because it is much less convenient than meeting somewhere public and closer. There are cameras everywhere. And for the OP who sounds like a volume seller this isn’t doable.
by mega317
Sun Apr 02, 2023 10:03 am
Forum: Personal Investments
Topic: Are market orders for VTI and VXUS ok?
Replies: 29
Views: 3615

Re: Are market orders for VTI and VXUS ok?

Market orders are fine in your case. The idea behind a marketable limit order as most bogleheads use them is not to get the best price or a specific price, but rather to avoid an unexpectedly awful price if something wonky happens. Which is exceedingly unlikely with high volume funds.

This post was entertaining and a good example of “the exception that proves the rule”
viewtopic.php?p=6431511#p6431511
by mega317
Sun Apr 02, 2023 9:55 am
Forum: Personal Investments
Topic: Help lowering dividends for lower tax bracket
Replies: 28
Views: 3656

Re: Help lowering dividends for lower tax bracket

What is the bracket? That may decide the best course. And how much do you have in unrealized gains?
by mega317
Sat Apr 01, 2023 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: How do you automate your finances? Need some advice.
Replies: 22
Views: 2811

Re: How do you automate your finances? Need some advice.

1 credit card, 1 checking account, all bills on autopay. Text messages confirming payment.

“Budget” spreadsheet updated every month which lets me check the charges and enter spending into a very simple spreadsheet to make sure spending is within reason. If there is leftover, log into vanguard and place a buy order. I don’t even spend time worrying about which fund since manual taxable purchases are a tiny fraction of the portfolio and automatic 401k purchases. 30 minutes total at most.

Once a year or less update the master spreadsheet and rebalance—30-60 minutes.

What are you spending time on?
by mega317
Sat Apr 01, 2023 4:36 pm
Forum: Personal Consumer Issues
Topic: Won lottery. But lost Ticket?
Replies: 7
Views: 1368

Re: Won lottery. But lost Ticket?

Fortunately goats don’t clean up after themselves. You know exactly where to look.
by mega317
Sat Apr 01, 2023 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: How to look up PPP loan info (fraud suspected)
Replies: 20
Views: 2352

Re: How to look up PPP loan info (fraud suspected)

This is the weirdest thread I’ve ever seen. There are multiple articles easily found on google discussing PPP and FOIA. I didn’t read any of them. Even if you get the PPP application how will you know the same schedule C wasn’t sent to the IRS? FOIA the guys tax return? Ask him nicely on some pretext? If you have evidence of wrongdoing, report it, otherwise mind your business?
by mega317
Sat Apr 01, 2023 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: Parents with kids in colleges? What does it take?
Replies: 129
Views: 14230

Re: Parents with kids in colleges? What does it take?

KlangFool wrote: Sat Apr 01, 2023 3:04 pm
mega317 wrote: Sat Apr 01, 2023 2:54 pm
KlangFool wrote: Sat Apr 01, 2023 2:04 pm Rice and Georgia Tech are not decent college. They are elite.

KlangFool
In that case so are northwestern and several UCs.
mega317,

Northwestern is not on my list. As per UC, perhaps UCB. But, I am in Virginia. There are not many university worth going out of state for college education.

KlangFool
I know it’s quite flawed but USNWR can get you in a reasonable universe.
Northwestern 10
Rice 15
UCB 20t
UCLA 20t
UCSB 32
UCI 34
UCD 38t
Georgia tech 44

Edit missed UCSD 34t
by mega317
Sat Apr 01, 2023 2:58 pm
Forum: Personal Investments
Topic: Bond
Replies: 38
Views: 4067

Re: Bond

I meant all things equal such as “the bond funds in your 401k have ERs of 2%, stock funds 0.1%” which would make the decision for you.
by mega317
Sat Apr 01, 2023 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: Parents with kids in colleges? What does it take?
Replies: 129
Views: 14230

Re: Parents with kids in colleges? What does it take?

KlangFool wrote: Sat Apr 01, 2023 2:04 pm Rice and Georgia Tech are not decent college. They are elite.

KlangFool
In that case so are northwestern and several UCs.
by mega317
Sat Apr 01, 2023 10:30 am
Forum: Personal Finance (Not Investing)
Topic: How to provide unsolicited investing advice
Replies: 49
Views: 3769

Re: How to provide unsolicited investing advice

If you want to help a single parent in financial trouble, how about a gift, maybe contribution to 529? That’s a good way to avoid advice they don’t want and possibly allow better ego preservation than other gifts. It’s for the kids.