Search found 4 matches

by CriticalCareJunkie
Tue Aug 22, 2017 8:05 am
Forum: Investing - Help with Personal Investments
Topic: 457 vs. HSA vs. Backdoor Roth
Replies: 6
Views: 839

Re: 457 vs. HSA vs. Backdoor Roth

Invest in the HSA in preference to anything else (except an employer plan with a match). 403(b)/457 contributions are deductible when made, but withdrawals are taxed. Roth contributions are not deductible, but withdrawals in retirement are tax-free. HSAs get the best of both worlds: contributions a...
by CriticalCareJunkie
Mon Aug 21, 2017 5:58 pm
Forum: Investing - Help with Personal Investments
Topic: 457 vs. HSA vs. Backdoor Roth
Replies: 6
Views: 839

457 vs. HSA vs. Backdoor Roth

One of the jobs I am looking at has an extensive list of retirement options. In addition to a required pension at 6%, there is a 403b, a 457, then I'd also have the option of an HSA (I believe) and either a Roth or backdoor Roth. I'm a physician just starting finishing training (30y/o). My wife and ...
by CriticalCareJunkie
Wed Jul 19, 2017 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: 1099 vs. W2 for MD
Replies: 6
Views: 794

1099 vs. W2 for MD

I'm about 11 months from graduating fellowship. I'm looking at a few jobs. I know the big picture difference between W2 and 1099 (i.e. self-employment tax, providing your own benefits, individual 401k). I was curious if anyone could give me some advice regarding the specifics and how much difference...
by CriticalCareJunkie
Sun Apr 17, 2016 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Medical School preparation Pointers for a Sophomore Student
Replies: 48
Views: 4716

Re: Medical School preparation Pointers for a Sophomore Student

So there's a whole lot to know here. I'm finishing up residency, about to start fellowship. She needs to understand what she is getting herself into. She's about to work harder than any of her colleagues for the next 10-15 years through training, then continuing to work hard for the rest of her life...