Search found 141 matches

by JBeck
Mon Nov 11, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4806
Views: 1252498

Re: What Movie Have You Recently Watched?

Anyone have a review of "The Lighthouse" for me?
by JBeck
Thu Nov 07, 2019 8:51 am
Forum: Investing - Theory, News & General
Topic: When DID the stock market recover from 1929?
Replies: 52
Views: 5176

Re: When DID the stock market recover from 1929?

nisiprius wrote:
Thu Nov 07, 2019 7:52 am
No, he wouldn't have, because people didn't invest that way in those days
While reading The Great Depression A Diary by Benjamin Roth I was surprised to find out that everyone essentially borrowed to invest, many times taking out second mortgages, etc.
by JBeck
Wed Nov 06, 2019 1:00 pm
Forum: Personal Investments
Topic: Will we be OK at 3% WR?
Replies: 335
Views: 23178

Re: Will we be OK at 3% WR?

3% is a perpetual withdrawal rate historically
by JBeck
Tue Nov 05, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: Stinky Front Loader (Washer)
Replies: 41
Views: 2510

Re: Stinky Front Loader (Washer)

You are supposed to leave the door open on front loaders
by JBeck
Wed Oct 30, 2019 11:06 am
Forum: Investing - Theory, News & General
Topic: Spike in Repo Rates [Fed Overnight Repurchase agreement]
Replies: 137
Views: 12958

Re: Spike in Repo Rates [Fed Overnight Repurchase agreement]

This is the best explanation that I've come across I’ll sign on to that explanation, but I don’t have a problem with the two main tenants; 1. The system is broken. 2. The FED does not know what it’s doing. How many Bogleheads are going to join us on those? Whether there is any truth in those two po...
by JBeck
Wed Oct 30, 2019 9:28 am
Forum: Investing - Theory, News & General
Topic: Spike in Repo Rates [Fed Overnight Repurchase agreement]
Replies: 137
Views: 12958

Re: Spike in Repo Rates [Fed Overnight Repurchase agreement]

Look, the interesting thing about the repo anomalies is that no one—and I mean no one—has been able to fully explain it. This is the best explanation that I've come across https://www.cato.org/blog/reflections-repo-market-imbroglio "So there you have it: a host of developments adding to banks' dema...
by JBeck
Wed Oct 30, 2019 9:12 am
Forum: Personal Consumer Issues
Topic: I want a pre-made, wholesome lunch delivered to me daily for under $15. Options?
Replies: 52
Views: 4704

Re: I want a pre-made, wholesome lunch delivered to me daily for under $15. Options?

Freshly is strictly heat up in microwave, i.e., no other prep? Yes. It comes in a plastic bowl/tray that has plastic wrap on top just like a supermarket frozen dinner. I will note that because the meals are 'fresh', the instructions say not to freeze and they have a relatively quick (5 days IIRC) u...
by JBeck
Wed Oct 30, 2019 8:25 am
Forum: Personal Investments
Topic: Afraid to take the leap
Replies: 42
Views: 5145

Re: Afraid to take the leap

I would invest it and not worry about it. The natural state of the stock market is bull-ish mode, how else would you get a 10% CAGR on average? I remember reading that the U.S. stock market flirts with all time highs something along the lines of 25% of the time historically.
by JBeck
Mon Oct 28, 2019 7:23 am
Forum: Investing - Theory, News & General
Topic: Four International ETFs that are better diversifiers than VXUS
Replies: 54
Views: 5255

Re: Four International ETFs that are better diversifiers than VXUS

vineviz wrote:
Mon Sep 17, 2018 10:56 am
In principle, this would allow the investor to gain the optimal benefit with a lower international allocation. These four funds are all good choices for doing that.
What is your recommended allocation then?
by JBeck
Sun Oct 27, 2019 9:25 am
Forum: Personal Investments
Topic: Customer Service with Vanguard
Replies: 280
Views: 18298

Re: Customer Service with Vanguard

I have experienced website/IT issues and poor customer service, the user interface is also behind their competitors. I love this site and Vanguard products but unfortunately I'm in the process of moving all IRA's to TD Ameritrade
by JBeck
Fri Oct 18, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: Preparing for 25% tariff on Scotch
Replies: 39
Views: 4615

Re: Preparing for 25% tariff on Scotch

Buy American, i.e., switch to bourbon :beer
by JBeck
Wed Oct 16, 2019 12:42 pm
Forum: Investing - Theory, News & General
Topic: Vanguard: the case for global equity investing
Replies: 160
Views: 12352

Re: Vanguard: the case for global equity investing

[Comment removed -- mod oldcomputerguy] Take a look at the following standings for the United States and tell me whether you think it is overwhelming evidence of anything other than a lack of exceptional economic standing. • 24th best education system • 25th fastest GDP growth • 22nd least corrupt ...
by JBeck
Mon Oct 14, 2019 10:28 am
Forum: Personal Finance (Not Investing)
Topic: Applying to a Federal Job
Replies: 28
Views: 2837

Re: Applying to a Federal Job

Just the kind of info I was looking for guys :)
by JBeck
Mon Oct 14, 2019 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Applying to a Federal Job
Replies: 28
Views: 2837

Applying to a Federal Job

I'm 35 years old and worked in the private sector for 12 years after graduating college Last year I obtained my first government and I work for a medium sized city I saw posting on USA JOBS for a Federal position I'm interesting (same city) Questions 1) Will having a local government job help me in ...
by JBeck
Sun Oct 13, 2019 6:46 am
Forum: Investing - Theory, News & General
Topic: BRK-A or BRK-B for our grandchildren?
Replies: 33
Views: 4283

Re: BRK-A or BRK-B for our grandchildren?

If it's a smallish sum of money sure, buy BRK.B, if not, then buy the S&P
by JBeck
Wed Oct 09, 2019 11:31 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4128
Views: 1177123

Re: What Book Are You Currently Reading? Part VI

About to start a Gentleman in Moscow
by JBeck
Fri Oct 04, 2019 3:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 1993
Views: 208779

Re: U.S. stocks continue to soar!

Like clockwork. A quick dip and voila! Another rate cut priced in. Equities rally back to near ATH's due to multiple expansion as earnings continue to deteriorate. Rinse and repeat for the next 12 months. What happens when earnings continue their decline with stocks at all time highs, the Fed funds...
by JBeck
Thu Oct 03, 2019 8:54 pm
Forum: Personal Investments
Topic: HEDGEFUNDIE's portfolio: How to create it?
Replies: 39
Views: 2478

Re: HEDGEFUNDIE's portfolio: How to create it?

Hi, I saw this thread called "HEDGEFUNDIE's excellent adventure": https://www.bogleheads.org/forum/viewtopic.php?f=10&t=272007 (also Part II: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=288192) Can someone please tell, how does one create this in Vanguard/Fidelity, or another brokerage? T...
by JBeck
Thu Oct 03, 2019 8:24 pm
Forum: Personal Investments
Topic: HEDGEFUNDIE's portfolio: How to create it?
Replies: 39
Views: 2478

Re: HEDGEFUNDIE's portfolio: How to create it?

Hi, I saw this thread called "HEDGEFUNDIE's excellent adventure": https://www.bogleheads.org/forum/viewtopic.php?f=10&t=272007 (also Part II: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=288192) Can someone please tell, how does one create this in Vanguard/Fidelity, or another brokerage? T...
by JBeck
Wed Oct 02, 2019 4:40 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 1524
Views: 110630

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Are there any likely scenarios where NTSX or PSLDX for that matter under perform the S&P 500 over the long term? I can't think of many...maybe counterparty risk shows in a severe crisis? Although PSLDX did great in 2009. I really like these funds. You can't think of any situations where rates rise ...
by JBeck
Wed Oct 02, 2019 3:54 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 1524
Views: 110630

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Anyone else using NTSX? So, I'm highly considering using this fund. My current strategy is 85/15 Equity/Bonds split. 50/50 US/Intl for equity split. And tilt as hard to SCV(or multifactor as possible given 401k/403b constraints). I also have a very small portion in the hedgefundie (EDV/UPRO now) at...
by JBeck
Wed Oct 02, 2019 12:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12343
Views: 2132695

Re: U.S. stocks in free fall

Exactly. Wasn't the market down 20% in December? Also, when people reference the 10 year bull market it seems they are starting at market lows instead of previous market highs. Not quite sure if that's normal but it doesn't make sense to me at least. There does not seem to be a clear definition of ...
by JBeck
Wed Oct 02, 2019 12:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12343
Views: 2132695

Re: U.S. stocks in free fall

The market hasn't gone anywhere since January of 2018. I'm always baffled when the media brings up the 10 year bull market. Exactly. Wasn't the market down 20% in December? Also, when people reference the 10 year bull market it seems they are starting at market lows (2009) instead of previous marke...
by JBeck
Mon Sep 30, 2019 3:10 pm
Forum: Personal Finance (Not Investing)
Topic: New job and dislike it ... go back to old employer?
Replies: 43
Views: 4626

Re: New job and dislike it ... go back to old employer?

I would never leave a job making over 100K, 40 hours, and only 4 days per week.
by JBeck
Mon Sep 30, 2019 1:33 pm
Forum: Personal Finance (Not Investing)
Topic: Background search for nanny
Replies: 6
Views: 386

Re: Background search for nanny

Go thru a company that does it for you
by JBeck
Mon Sep 30, 2019 10:39 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 1524
Views: 110630

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Besides PIMCO stock plus and NTSX are there any similar ETFs or OEFs? I am going to long NTSX in taxable soon. [/quote] not etfs, but funds that gain leveraged exposure. likely not tax efficient, 2.44 morningstar tax cost ratio. dsenx - doubleline shiller enhanced cape is leveraged fund that reflec...
by JBeck
Mon Sep 30, 2019 10:11 am
Forum: Investing - Theory, News & General
Topic: 80/20 vs 100% stocks, Long Term Treasuries, Can I get a primer?
Replies: 11
Views: 1250

Re: 80/20 vs 100% stocks, Long Term Treasuries, Can I get a primer?

Long-term Treasuries are certainly the best diversification for a77n equity portfolio, and you know I agree that the first 20% in bonds should be long-term Treasuries (or long-term TIPS if unexpectedly high inflation is a risk you face). Would this still be your recommendation even if someone had a...
by JBeck
Thu Sep 26, 2019 10:30 am
Forum: Personal Investments
Topic: MassMutual
Replies: 8
Views: 631

Re: MassMutual

Specific to each company. Mine had total market Vanguard funds, target date options, a total bond, and an income/interest type fund
by JBeck
Mon Sep 23, 2019 2:38 pm
Forum: Investing - Theory, News & General
Topic: The "Larry" portfolio with MOM instead of SCV?
Replies: 17
Views: 1545

Re: The "Larry" portfolio with MOM instead of SCV?

What about doing it with a Pimco StockPlus fund for the 30%? PSLDX or PSPTX maybe
by JBeck
Fri Sep 20, 2019 5:36 am
Forum: Personal Finance (Not Investing)
Topic: 2 weeks notice or No Notice ? save 3.5K or Reputation ?
Replies: 135
Views: 11262

Re: 2 weeks notice or No Notice ? save 3.5K or Reputation ?

I would normally say two week but they've already outsourced you
by JBeck
Fri Sep 13, 2019 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Managing joint finances when one is a perfectionist
Replies: 122
Views: 8276

Re: Managing joint finances when one is a perfectionist

veindoc wrote:
Fri Sep 13, 2019 12:46 pm
Similarly he has found a way to deal with my faults. He can’t stand the way I fold clothes (go figure) so he took that over pretty quickly.
I feel this was strategic :twisted:
by JBeck
Fri Sep 13, 2019 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Managing joint finances when one is a perfectionist
Replies: 122
Views: 8276

Re: Managing joint finances when one is a perfectionist

Have an understanding between both of you that if you are to get married you will handle the financials. If he doesn't like storing tax documents, remembering to make CC payments, etc. I think you could frame this conversation as you taking something burdensome that he doesn't really care about off ...
by JBeck
Fri Sep 13, 2019 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6465

Re: Whistleblowing / Going Rogue at Work

Cut all contact and be less disgruntled about the project than most
by JBeck
Fri Sep 13, 2019 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Whistleblowing / Going Rogue at Work
Replies: 122
Views: 6465

Re: Whistleblowing / Going Rogue at Work

MortgageOnBlack wrote:
Fri Sep 13, 2019 12:14 pm
Plot Twist: President is a Boglehead and searches your previous posts for additional clues to help identify you
:oops: :oops: :oops:
by JBeck
Tue Sep 10, 2019 2:39 pm
Forum: Investing - Theory, News & General
Topic: [Leveraged ETFs vs. Bogleheads Investment Philosophy]
Replies: 113
Views: 4847

Re: [Leveraged ETFs vs. Bogleheads Investment Philosophy]

When the outcome is largely determined by chance, even a good strategy can result in a bad outcome. In other words, it's dangerous to confuse luck with skill. To extend a bit, one of the key bits driving a leveraged strategy are the overall level of volatility and if returns are mean reverting or t...
by JBeck
Tue Sep 10, 2019 2:19 pm
Forum: Investing - Theory, News & General
Topic: [Leveraged ETFs vs. Bogleheads Investment Philosophy]
Replies: 113
Views: 4847

Re: [Leveraged ETFs vs. Bogleheads Investment Philosophy]

Expressing a negative view of an investment product to be used over a longer period than one day, while including references, is not censoring discussion . PJW The OP was expressly calling for the mods to clamp down. In this thread https://www.bogleheads.org/forum/viewtopic.php?f=10&t=288584&p=4710...
by JBeck
Mon Sep 09, 2019 7:16 am
Forum: Personal Investments
Topic: How to beat 2% safely?
Replies: 49
Views: 6235

Re: How to beat 2% safely?

Ally savings account; 2.2% interest
by JBeck
Sun Sep 08, 2019 3:23 pm
Forum: Investing - Theory, News & General
Topic: [Leveraged ETFs vs. Bogleheads Investment Philosophy]
Replies: 113
Views: 4847

Re: [Leveraged ETFs vs. Bogleheads Investment Philosophy]

Not sure why this thread is still going on, Lady Geek said that talking posting about leverage funds does not violate forum rules. End of story, no? On a different note, I get the feeling that some people are afraid of ideas :idea:
by JBeck
Sun Sep 08, 2019 3:17 pm
Forum: Investing - Theory, News & General
Topic: [Leveraged ETFs vs. Bogleheads Investment Philosophy]
Replies: 113
Views: 4847

Re: [Leveraged ETFs vs. Bogleheads Investment Philosophy]

All this talk about how bad leverage is is making me antsy. I’ve been back and forth about what to rebalance my EDV gains into. Now I’m confident PSLDX is the right place for that money. I've been buying both PSLDX and PSPTX in my Roth accounts. How much of these funds is too much, i.e., would you ...
by JBeck
Mon Aug 26, 2019 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Comcast Grievance - How to get their attention?!
Replies: 43
Views: 3310

Re: Comcast Grievance - How to get their attention?!

Social Media, blow it up.

Meaner the better :x
by JBeck
Mon Aug 26, 2019 12:05 pm
Forum: Personal Consumer Issues
Topic: Best method for handling work task list and note taking?
Replies: 31
Views: 2643

Re: Best method for handling work task list and note taking?

Not sure if you are familiar with LEAN or process improvement techniques but I've used a Kanban to track tasks and projects
by JBeck
Mon Aug 26, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: Started mulch project and now have huge piles of excess dirt!
Replies: 25
Views: 2319

Re: Started mulch project and now have huge piles of excess dirt!

If anyone follows my threads, you know I’m a rookie home owner trying my best on DIY home improvement. Well this weekend I finally started ripping out sections of my front yard to lay weed block fabric and mulch. The project surprisingly created a large amount of dirt (almost 3 full tarps of it). I...
by JBeck
Sat Aug 24, 2019 3:36 pm
Forum: Personal Consumer Issues
Topic: Skunks keep coming in our yard!
Replies: 44
Views: 3279

Re: Skunks keep coming in our yard!

Pro tip: boil white vinegar to remove the smell from your house
by JBeck
Fri Aug 23, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: Skunks keep coming in our yard!
Replies: 44
Views: 3279

Re: Skunks keep coming in our yard!

I've trapped lots of mammals, including skunks. Here's what I would do. Trap the skunk in the correct size Havahart. Put an old sheet or tarp over the trap before you pick it up. It won't spray once covered, if you treat it gently. Drive at least 10 miles with covered trap, then release skunk. (Rel...
by JBeck
Fri Aug 23, 2019 3:42 pm
Forum: Personal Consumer Issues
Topic: Skunks keep coming in our yard!
Replies: 44
Views: 3279

Re: Skunks keep coming in our yard!

Last night at 3:30 AM my dog got sprayed not once but TWICE :oops: . To top it off all the windows in the house were open too :x Dogs and humans are the only creatures that will get sprayed more than once https://www.humanesociety.org/resources/de-skunking-your-dog ^^^ this will help remove the sme...
by JBeck
Fri Aug 23, 2019 1:12 pm
Forum: Personal Consumer Issues
Topic: Skunks keep coming in our yard!
Replies: 44
Views: 3279

Re: Skunks keep coming in our yard!

Last night at 3:30 AM my dog got sprayed not once but TWICE :oops: . To top it off all the windows in the house were open too :x