Search found 132 matches

by spitty
Thu Jun 14, 2018 6:49 am
Forum: Personal Consumer Issues
Topic: Documentaries to recommend?
Replies: 158
Views: 24835

Re: Documentaries to recommend?

Prohibition and Vietnam--both PBS documentary series by Ken Burns. HBO's Real Sports--we haven't missed an episode since it started.
by spitty
Tue May 29, 2018 5:11 am
Forum: Personal Consumer Issues
Topic: Near commercial level treadmill
Replies: 36
Views: 2748

Re: Near commercial level treadmill

Tacx now makes a bicycle treadmill that's uber expensive (about $9) but OP is asking about commercial grade:

https://www.youtube.com/watch?v=vVLls05qzV4

We have a Landice and it's bullet proof after 8 years.
by spitty
Tue May 29, 2018 4:56 am
Forum: Personal Consumer Issues
Topic: Best brand of appliances for new condo
Replies: 21
Views: 2152

Re: Best brand of appliances for new condo

I agree with Costco--we just bought 3 Samsung appliances for our vaca condo and using the Citi VISA added 2 more years to the warranty. So 4 years total since Costco doubles the factory basic 1 year warranty anyway. Includes delivery, installation and "haul away" plus a $300 Costco gift card just fo...
by spitty
Thu May 03, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: Should reliability rankings eliminate Jeep Grand Cherokee?
Replies: 91
Views: 5484

Re: Should reliability rankings eliminate Jeep Grand Cherokee?

Here's a link to extended warranty purchase as recommended on several Jeep forums: http://www.chryslerfactoryplans.com/ I've not used it but apparently much cheaper than dealer sells for. Of course if you have a favorite dealer you can challenge them to meet or beat. Since you're looking at a 2016 I...
by spitty
Fri Apr 27, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: Extended Warranty for Honda Odyssey - worth it?
Replies: 23
Views: 2065

Re: Extended Warranty for Honda Odyssey - worth it?

Have you ever bought one before? If not, say you've bought 10 vehicles and saved $1500/each by not buying--that's a nest egg of maybe $25,000 invested by now. There's your post-warranty repair fund; I've never bought one and not had any repairs making me wish I had. http://www.businessinsider.com/te...
by spitty
Wed Apr 25, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Lump sum inherited IRA make estimate tax payment?
Replies: 9
Views: 607

Re: Lump sum inherited IRA make estimate tax payment?

Can you set this up in your name as a "beneficiary IRA"? If so you need only pay tax on the small amount you're required to take out each year based on your life expectancy. This spreads the tax hit out over many years so it's not as painful and the account can really grow into a nice nest egg--tax-...
by spitty
Sun Apr 22, 2018 7:42 am
Forum: Personal Consumer Issues
Topic: How much off MSRP should one expect?
Replies: 23
Views: 2238

Re: How much off MSRP should one expect?

Just came across this article--interesting and appropriate to this thread:

https://cars.usnews.com/cars-trucks/wha ... oice-price
by spitty
Sat Apr 21, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Mowing with a ZTR - sharpening blades
Replies: 22
Views: 1619

Re: Mowing with a ZTR - sharpening blades

That looks like a perfect sized mower for your 3 acres. I'd run it up on some cheap auto ramps and buzz the blades off with an air impact wrench--mine is a JD 997 ztrak and that works great. I lay a 2x4 across the garage door opening so the ramps don't slide forward as the mower goes up plus some 2x...
by spitty
Sun Apr 15, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: Lessons learned with Booking.com and VRBO
Replies: 13
Views: 3111

Re: Lessons learned with Booking.com and VRBO

That's sad you lost money when your booking was canceled; surely you appealed to VRBO but they decided to hose you--amazing! I've lost interest in them the past couple years for a few reasons. Prices per night seem to be going up rapidly, "cleaning fees" are outrageous, and deposits are high--dollar...
by spitty
Sat Apr 14, 2018 5:03 am
Forum: Personal Consumer Issues
Topic: Cedar Fence: is Maintenance required?
Replies: 30
Views: 2238

Re: Cedar Fence: is Maintenance required?

Regarding stain, choose an oil based product so it lasts longer--we use Cabot. They make different shades, so pick your color. Our house and two outbuildings are cedar siding and we treat every 5-7 years depending on sun exposure. Before getting smart we used Thompsons Wood Protector which just does...
by spitty
Sun Mar 11, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Chain Saw pruner or Pole Saw?
Replies: 24
Views: 2053

Re: Chain Saw pruner or Pole Saw?

125 oakes/2acres is thick--bet you're easy on mower blades! I'd say just rent a Stihl pole saw (or equivalent) every few years and do the smaller yearly trims with a manual type. Mine is a Jameson from Bailey's and cost about $110. Works great. Stihl stuff is expensive and requires upkeep; I just wo...
by spitty
Sat Feb 24, 2018 9:19 am
Forum: Personal Finance (Not Investing)
Topic: Reporting Solo 401k Employee Roth contributions on taxes
Replies: 11
Views: 495

Re: Reporting Solo 401k Employee Roth contributions on taxes

It is >= $250K and Form 5500-EZ has nothing to do with your personal tax return. Sorry about mis-info on the threshhold--I just download and file when I think about it during tax season. And been doing it long enough I'd forgotten the trigger amount.There's no designation between Roth and profit-sh...
by spitty
Sat Feb 24, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: Favorite socks?
Replies: 83
Views: 5711

Re: Favorite socks?

I picked these up at Costco couple months ago. Very comfortable and great price but only come in black:

https://www.costco.com/Weatherproof-Men ... 62051.html
by spitty
Fri Feb 23, 2018 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Reporting Solo 401k Employee Roth contributions on taxes
Replies: 11
Views: 495

Re: Reporting Solo 401k Employee Roth contributions on taxes

You do need to file form 5500EZ if year end 401k value is $500,000+
by spitty
Tue Feb 20, 2018 9:01 pm
Forum: Investing - Theory, News & General
Topic: Anyone using Optum Bank for HSA?
Replies: 29
Views: 4926

Re: Anyone using Optum Bank for HSA?

I was assigned to Optum a few years ago after US Bank dropped out of the HSA biz. With the transfer I was given about a dozen fund choices, all with high fees and less than "optum" (pun) track records. Tried several times calling them unsuccessfully after hearing VG funds were offered to others. So ...
by spitty
Tue Feb 13, 2018 2:44 pm
Forum: Investing - Theory, News & General
Topic: Has Seeking Alpha Become Worthless?
Replies: 29
Views: 6341

Re: Has Seeking Alpha Become Worthless?

I use the "news360" app for iphone and it provides tons of S.A. articles, with many new ones daily--and free! Not sure how many more could be found on the website, pay or no-pay, but lots of good stuff via the app.
by spitty
Sat Feb 10, 2018 11:04 pm
Forum: Personal Consumer Issues
Topic: Good Hotel in DC
Replies: 46
Views: 3563

Re: Good Hotel in DC

You didn't mention a budget, but to stay a little cheaper check out the Hotel Americana on the VA side. Very nice and most rooms were remodeled several years ago. Easy walk to either Pentagon City or Crystal City metro station--and even a Costco a few blocks away. I walked through a Marriott just do...
by spitty
Sat Jan 27, 2018 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: solo 401k advice
Replies: 6
Views: 508

Re: solo 401k advice

Thanks for the headsup JamesSFO! I don't have any dealings with them other than getting a yearly invoice--hopefully they're doing all the required paperwork correctly; I do the yearly 5500EZ. All monies are with Schwab x 10 years and U has no access to those accounts. Sorry to hear you had bad luck ...
by spitty
Sat Jan 27, 2018 7:49 am
Forum: Personal Finance (Not Investing)
Topic: solo 401k advice
Replies: 6
Views: 508

Re: solo 401k advice

We set ours up through Ubiquity in order to have the Roth components and all 4 sub accounts are held at Schwab (DW & I). The yearly fee is $215 which I don't love but at least it's deductible. I'm sure there are cheaper/free options to get the Roth part but in 2007 there weren't.
by spitty
Wed Jan 24, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Buying This Week: IPhone X or IPhone 8 Plus
Replies: 35
Views: 3394

Re: Buying This Week: IPhone X or IPhone 8 Plus

Here's a good thread from macrumors: https://forums.macrumors.com/threads/what-some-reasons-the-iphone-8-plus-is-better-than-the-x.2100241/ And maybe X being canceled: https://www.forbes.com/sites/gordonkelly/2018/01/21/apple-iphone-x-buy-sales-specs-new-iphone-release-date/#21a1a2210cbd Seems many ...
by spitty
Sat Jan 20, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Besides Bogleheads, What Are Your Favorite Forums?
Replies: 92
Views: 11016

Re: Besides Bogleheads, What Are Your Favorite Forums?

I have 3 Stihl chainsaws all over 20 yo always needing carb kits, impulse lines, and even an ignition module this year. Youtube videos are great but also an excellent forum is: https://chainsawrepair.createaforum.com/index.php Several good forums for diesel pickups, here's my favorite: http://www.di...
by spitty
Fri Jan 19, 2018 8:38 am
Forum: Personal Finance (Not Investing)
Topic: The wisdom of buying a car that doesn't depreciate (much)
Replies: 36
Views: 6318

Re: The wisdom of buying a car that doesn't depreciate (much)

OP,I don't like the idea of buying any of the used Raptors you listed--no idea how any previous owners drove them. I've seen several on the roads and most are younger drivers really jackin' these trucks with quite the attitude. And as someone mentioned above, Ford may not have the long term reliabil...
by spitty
Mon Jan 15, 2018 7:53 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 3057

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

Hotel Munich Airport is a great place to stay the night before your flight home. Attached to the airport so just walk to your gate the next day. Yes, BMW-ED is an amazing experience-the reason I was there in 2012.
by spitty
Tue Jan 09, 2018 8:41 am
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 3057

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

Hotel Victoria is a great choice in Nuremberg--full, included buffet breakfast, at least in 2012 when I stayed there. It's located in Old Town which is a cool area to walk, especially at night. If you're into Nazi history, the "Documentation Center" is an excellent museum. One would think Germans ar...
by spitty
Wed Jan 03, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Effects of extreme cold weather
Replies: 107
Views: 10615

Re: Effects of extreme cold weather

DW tested our pond with a heavy boulder to see if it's frozen--it is. Then she tested it with her derrière--same result. Wish I had that on video..
by spitty
Sun Dec 24, 2017 5:51 am
Forum: Personal Consumer Issues
Topic: Bounty or Kirkland brand
Replies: 25
Views: 2415

Re: Bounty or Kirkland brand

We prefer Bounty and like the half size sheet rolls--with 7 indoor dogs we're "experts". BTW, anyone seeing the Kirkland toothpaste anymore? It was good and cheap; seems to have disappeared from our stores.
by spitty
Thu Dec 21, 2017 7:50 am
Forum: Personal Finance (Not Investing)
Topic: pay down mortgage or invest in taxable
Replies: 73
Views: 7175

Re: pay down mortgage or invest in taxable

When I started prepaying my mortgage, one of the reasons was to keep my grubby little paws off the money. Investing those dollars instead of prepaying makes it available to buy that extra little luxury you otherwise wouldn't splurge on--new car, boat, etc. Another angle if you think you may not have...
by spitty
Fri Dec 15, 2017 6:41 am
Forum: Personal Finance (Not Investing)
Topic: What are your favorite tax deductions and credits for 2017?
Replies: 33
Views: 2502

Re: What are your favorite tax deductions and credits for 2017?

1-Selling UAA stock for a $29k loss---that one stung!
2- Charitable giving $11k
by spitty
Thu Dec 07, 2017 7:07 am
Forum: Personal Consumer Issues
Topic: Recommended places to live
Replies: 54
Views: 6135

Re: Recommended places to live

East TN is beautiful and just the climate you may be looking for--plus no state tax and I bet COL is lots cheaper than Dallas. Anywhere with 4 seasons will have a good selection of allergens blowing around in Spring and Fall. We live in an oak forest in MO and the green powder blowing around in late...
by spitty
Thu Dec 07, 2017 6:49 am
Forum: Personal Consumer Issues
Topic: I received a speeding ticket via mail from IA - should I pay it?
Replies: 72
Views: 5886

Re: I received a speeding ticket via mail from IA - should I pay it?

One final thought; during the past two years, I received two tickets from these same cameras. In both instances I was speeding more than 9 miles per hour over the limit and I paid both tickets. Did you get any points or an insurance bump either time? If so, OP I'd consider searching for an IA traff...
by spitty
Wed Dec 06, 2017 8:42 am
Forum: Personal Consumer Issues
Topic: Vegas on a budget
Replies: 49
Views: 4244

Re: Vegas on a budget

We were in Vegas 2 weeks ago and our favorite meal was at Alize, top level of the Palms. Fantastic service with super view of the city. We also stayed at Bellagio and had a rental car since we drove --all MGM properties charge $15/night parking. If flying in and staying on the strip I wouldn't have ...
by spitty
Sun Dec 03, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Philanthropy and related issues
Replies: 50
Views: 4069

Re: Philanthropy and related issues

We also favor lots of animal causes, especially local shelters. A new one on our list this year is Helping Rhinos; their mission is preventing senseless killing of these creatures for their horns. Only THREE Northern White Rhinos remain in the world. They're a 501c3 group. BTW there's talk of limiti...
by spitty
Sat Dec 02, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: How Do You Stay Current With Music?
Replies: 111
Views: 6248

Re: How Do You Stay Current With Popular Music?

http://www.lonestarmusic.com/

I look at new releases every month or so then find it on Spotify. We're Premium subscribers and don't buy CDs anymore.
by spitty
Fri Nov 10, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Bicycle wheels - what's a reasonable budget
Replies: 48
Views: 3435

Re: Bicycle wheels - what's a reasonable budget

I have Dura Ace 9000 C35 on two bikes and really like em--light,good all-arounders, and alum brake tracks. With shopping you can buy at $1200/set or less. Also check out https://www.boydcycling.com/ I have a set of their wheels on a third bike (Altamont) and they are also excellent and cost less. Co...
by spitty
Sun Nov 05, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: St Louis: from airport to hotel (uber, shuttle or rental)
Replies: 23
Views: 1533

Re: St Louis: from airport to hotel (uber, shuttle or rental)

Another idea is a rental car but stay at another hotel that doesn't charge for parking. Looks like several around the Sheraton including a Hampton Inn. If the Sheraton is a wedding party hotel, staying elsewhere may be out. Sheraton with a rental x2days will be $100. Metrolink at 10pm on Friday with...
by spitty
Sat Oct 21, 2017 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Tax issue: Made a mistake on Inherited IRA RMDs for five years
Replies: 40
Views: 3826

Re: Tax issue: Made a mistake on Inherited IRA RMDs for five years

I just read through this thread and find it very interesting! So I wonder at what dollar amount non-5329 filers would actually claim the delinquent amount? It seems that if one starts withdrawing and claiming at least some amount the year of an inheritance, the IRS will be satisfied. Year end totals...
by spitty
Sat Oct 21, 2017 7:49 am
Forum: Personal Consumer Issues
Topic: Best no sweat athletic/work socks
Replies: 28
Views: 2577

Re: Best no sweat athletic/work socks

Feetures look excellent so I'll try a pair. Always looking for good cycling socks; I really like Swiftwick.
by spitty
Sat Oct 21, 2017 7:03 am
Forum: Personal Consumer Issues
Topic: Best no sweat athletic/work socks
Replies: 28
Views: 2577

Re: Best no sweat athletic/work socks

Smartwool--not cheap, but they don't hardly stink and easy to wash out in the sink. Price is motivation to keep your toenails trimmed and filed!
by spitty
Mon Oct 16, 2017 5:58 am
Forum: Personal Consumer Issues
Topic: Storing Lawn Tractor over the Winter
Replies: 36
Views: 2649

Re: Storing Lawn Tractor over the Winter

I have a 1952 8N and squirt a couple cc's of Marvel Mystery oil in each cylinder then turn the engine over a few times --- in addition to the above suggestions.
by spitty
Mon Oct 16, 2017 5:53 am
Forum: Personal Consumer Issues
Topic: Opinions on bicycle disc brakes?
Replies: 26
Views: 2007

Re: Opinions on bicycle disc brakes?

I'm not interested in disc brakes--don't ride much in the rain unless getting caught occasionally. I use SwissStop pads on 3 road bikes and they are fantastic though not cheap: https://www.competitivecyclist.com/swissstop Plenty of Youtube videos on adjustment so easy to maintain yourself. We should...
by spitty
Wed Oct 04, 2017 7:26 am
Forum: Personal Consumer Issues
Topic: Travel camera reviews of what you own and why?
Replies: 25
Views: 2176

Re: Travel camera reviews of what you own and why?

Just saw this flash drive for iphone/ipad which looks interesting. Reviews of the new iphone 8+ camera are very good...

https://www.amazon.com/Kingston-Digital ... B072WPBV7Z
by spitty
Mon Oct 02, 2017 8:06 am
Forum: Personal Consumer Issues
Topic: My favorite CNBC program
Replies: 42
Views: 6304

Re: My favorite CNBC program

Fast Money but formerly Larry Kudlow's show.
by spitty
Tue Sep 26, 2017 8:40 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads monthly costs of dog ownership?
Replies: 83
Views: 6224

Re: Bogleheads monthly costs of dog ownership?

Great to see so many dog lovers here! I'll try to add a few things without being redundant. 1. Shots--DHLPP/ rabies shots yearly plus heartworm test should be less than $100 which includes a full checkup with your vet. Parvo is very unlikely in a 2 year old dog so I wouldn't worry about it with year...
by spitty
Tue Sep 19, 2017 6:13 am
Forum: Personal Consumer Issues
Topic: USPS lost very important certified mail - What next?
Replies: 46
Views: 9105

Re: USPS lost very important certified mail - What next?

Maybe wire it directly from your account--or present the check in person? I know it's a painful roundtrip from Chicago burbs to city, but don't get burned twice...
by spitty
Mon Sep 11, 2017 7:00 am
Forum: Personal Consumer Issues
Topic: Rental Car Scam--Insurance claim or credit card chargeback?
Replies: 9
Views: 2182

Re: Rental Car Scam--Insurance claim or credit card chargeback?

I had a legitimate windshield crack on a Budget car last year. They sent me a replacement bill of $168--seemed pretty cheap to me. They later billed it to my Southwest VISA so I filed a claim with Chase. It took a couple months but they reimbursed my account in full. So just file a claim and let the...
by spitty
Thu Sep 07, 2017 7:45 am
Forum: Personal Consumer Issues
Topic: Auto body repair: What to do about car insurance?
Replies: 21
Views: 1810

Re: Auto body repair: What to do about car insurance?

I'd keep insurance out of this. And get more estimates letting them know you're paying cash--smaller shops tend to be cheaper and more negotiable. If you live in a big city try finding shops in more rural areas; they'll be cheaper and less likely to play the "data mining" game. Wow, hadn't heard of ...
by spitty
Fri Sep 01, 2017 8:05 am
Forum: Personal Consumer Issues
Topic: Golf course recommendations in Phoenix area
Replies: 10
Views: 1004

Re: Golf course recommendations in Phoenix area

My favorite was always Legacy Golf Club but it's a long way from Peoria. Kierland in N Scottsdale has two courses, both pretty wide open and in good condition--a very nice practice facility too. You mentioned TPC--the main course is worth playing and shouldn't be too expensive this time of year. The...
by spitty
Sat Aug 26, 2017 6:43 pm
Forum: Personal Consumer Issues
Topic: Senior Lifetime National Parks Pass Fee Going Up
Replies: 77
Views: 12381

Re: Senior Lifetime National Parks Pass Fee Going Up

Appreciate the heads up! I'd forgotten about it so just now applied and pd the $20.
by spitty
Sun Aug 20, 2017 5:55 am
Forum: Personal Consumer Issues
Topic: Best place to sell my used iPhone?
Replies: 28
Views: 3159

Re: Best place to sell my used iPhone?

Always take mine to the Apple store and exchange for gift cards--last one was a 5S for $100. Quick, easy, and safe.