Search found 14 matches

by Gil Gunderson
Mon May 25, 2020 12:59 pm
Forum: Forum Issues and Administration
Topic: How search a two-word phrase?
Replies: 7
Views: 1305

Re: How search a two-word phrase?

“Sell muni”
by Gil Gunderson
Mon Feb 04, 2019 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Opening New CC for Federal Income Tax Bill
Replies: 31
Views: 2799

Re: Opening New CC for Federal Income Tax Bill

I would set the cash advance limit on the card to $0 or as low as they will let. Sometimes these get coded as a cash advance and you will pay a 3% fee and get no cash back.
by Gil Gunderson
Tue Jan 15, 2019 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage: 15 vs 30 year
Replies: 58
Views: 5963

Re: Mortgage: 15 vs 30 year

I think if was likely to move in 7-9 years and would be cashflow constrained I would go 15. I would suggest using XIRR to determine the rate of return on the difference in cashflow for the 15 vs 30 and the mortgage balance at year 8. Each month use the difference in motgage payment as the outflow an...
by Gil Gunderson
Fri Dec 14, 2018 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Defining terms: Megacorp
Replies: 15
Views: 1170

Re: Defining terms: Megacorp

My Megacorp is bigger than your Megacorp
by Gil Gunderson
Fri Dec 07, 2018 1:42 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 23864

Re: Best values at Costco? Honestly, a little disappointed...

Kirkland house coffee is roasted by starbucks (as stated on the package). In my opinion it is nearly identical to Startbucks house blend and cost $10.99 (used to be $9.99) for 40oz bag - Starbucks is 7.99 or more for a 12oz bag.

Coffee alone pays for my membership.
by Gil Gunderson
Sat Nov 10, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4685

Re: High-end Christmas decorations

Not really answering your question but we buy a Christmas ornament every time we go on vacation. We usally buy towards the end of our trip and try to find something that represents the general theme or some special memory from the trip. Over the years we have accumulated a significant number of orna...
by Gil Gunderson
Fri Mar 02, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Any strategies if one spouse is over FICA max and other is not?
Replies: 5
Views: 672

Re: Any strategies if one spouse is over FICA max and other is not?

We used to shift our heathcare and dependent care FSA to the spouse with the lower income (now both over the limit). This also limits the risk of having those deferals reduced because of being a HCE.
by Gil Gunderson
Wed Jan 24, 2018 10:16 pm
Forum: Personal Consumer Issues
Topic: Board game for 3 year old
Replies: 36
Views: 2771

Re: Board game for 3 year old

Don’t wake daddy
by Gil Gunderson
Sat Feb 18, 2017 9:41 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Karma vs H&R Block - significant discrepancy
Replies: 10
Views: 4143

Re: Credit Karma vs H&R Block - significant discrepancy

CK is not mature and I agree about not trusting so blindly. They didnt handle my dependant care credit correctly. Additionally for my State return they missed my property tax credit and didnt even ask about 529 contributions which are deductible in my state. Turbo Tax Federal Return $327 State Retur...
by Gil Gunderson
Sun Feb 12, 2017 9:20 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 555
Views: 76585

Re: Your USER NAME...what does it mean?

Simpson character that I thought was ironic considering the nature of this site... ole Gil Gunderson


Image
by Gil Gunderson
Sun Jan 29, 2017 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 14285

Re: Do you recommend using credit karma's tax product?

In addition to my other issues posted above credit karma completely omitted our property tax credit on our state return. Thats worth an extra $469 on my state return.

Not a mature product...
by Gil Gunderson
Sat Jan 28, 2017 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Do you recommend using credit karma's tax product?
Replies: 52
Views: 14285

Re: Do you recommend using credit karma's tax product?

I have found 2 issues: 1 - CK seems to be handeling my dependent care tax credit incorrectly. This is causing causing $200 more in taxes than Turbo Tax. 2 - It askes litlerally zero interview question specific to my Illinois state return. I have contributed $7200 to my kids 529 account which I can d...
by Gil Gunderson
Sat Jan 28, 2017 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Karma Tax and Turbo Tax handling dependant care tax credit differently
Replies: 1
Views: 401

Credit Karma Tax and Turbo Tax handling dependant care tax credit differently

This year I am attempting to use Credit Karma Tax as a free alternative to Turbo tax. Before I started I checked to ensure CK supported all of the schedules I would need. I have been entering my data in both TT and CK to double check CK as this is their 1st year offering this service. When I get to ...
by Gil Gunderson
Sat Jun 18, 2016 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: 3 days in moab in august
Replies: 20
Views: 3533

Re: 3 days in moab in august

We did a ranger lead tour of the firey furnace in Arches and really enjoyed it. I think you have to buy a ticket at recreation.gov.