Search found 26 matches

by David S
Tue Jan 26, 2021 2:53 pm
Forum: Personal Consumer Issues
Topic: Would you want a sidewalk or no?
Replies: 47
Views: 3568

Re: Would you want a sidewalk or no?

Street rights-of-way are typically much wider than the actual paved street. In my neighborhood, for instance, the right-of-way is 60 feet, while the width of the paved street is only 26 feet. This leaves 17 feet on both sides of the street that is actually owned by the county – room to widen the str...
by David S
Tue Jan 19, 2021 5:35 pm
Forum: Personal Consumer Issues
Topic: Group Golf - Recommended Destinations?
Replies: 21
Views: 1196

Re: Group Golf - Recommended Destinations?

Primland Resort in the Blue Ridge Mountains (western Virginia) www.primland.com "The Highland Course at Primland showcases Primland's breathtaking mountainous views at every turn. The 18-hole Audubon-certified all bentgrass greens course was carved from the natural landscape of the mountains by...
by David S
Mon Nov 23, 2020 4:10 pm
Forum: Personal Consumer Issues
Topic: SE US road trip-SC to FL to TX to OK then east
Replies: 17
Views: 909

Re: SE US road trip-SC to FL to TX to OK then east

Taz wrote: Mon Nov 23, 2020 6:30 am The Naval Aviation Museum in Pensacola, FL (on the Naval Air Station) is top-notch.
+1 on this.
Plus, this is the home of the Blue Angels. If you're lucky, you'll catch then practicing.
by David S
Sun Nov 01, 2020 5:13 pm
Forum: Personal Consumer Issues
Topic: Silver Sneakers vs. Renew Active: Access to Gyms
Replies: 9
Views: 1187

Re: Silver Sneakers vs. Renew Active: Access to Gyms

I have had Silver Sneakers included with both Humana and Aetna Medicare Advantage Plans (PPO). Locally, I have access to Planet Fitness, LA Fitness, Work Out Anytime, a couple of local gyms and even a swim club, with membership in any or all of them. They also offer online classes/workouts and a few...
by David S
Sun Jun 07, 2020 3:58 pm
Forum: Personal Consumer Issues
Topic: Wood blind alternatives to Hunter Douglas?
Replies: 11
Views: 840

Re: Wood blind alternatives to Hunter Douglas?

I’m doing 10 windows, ea. about 35x70, 2 1/2” faux wood Levolor blinds at Blinds.com for $1,580. Wait for their 50% off sales. I’m using their referred installer for $200. I used Budget Blinds for some plantation shutters, and they were certainly not “budget”. +1 on Blinds.com They offer blinds by ...
by David S
Sun Apr 12, 2020 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Make Changes to Car Insurance? Not Driving Much Anymore
Replies: 8
Views: 491

Re: Make Changes to Car Insurance? Not Driving Much Anymore

Many insurance companies are giving refunds or discounts because most of us are driving a lot less these days. From Consumer Reports: • Allstate promises that most customers will see a 15 percent rebate on premiums for April and May. • Amica, a CR recommended insurer, says its customers will see a 2...
by David S
Wed Feb 19, 2020 10:45 pm
Forum: Personal Finance (Not Investing)
Topic: Any Mortgage Brokers? Question on Commitment Letter
Replies: 2
Views: 308

Re: Any Mortgage Brokers? Question on Commitment Letter

If you have sufficient funds in your brokerage account to cover the short-term shortfall, you might look at a Pledged Asset Line of credit (PAL) to use as a bridge. Like you, we found the house we wanted to buy a little ahead of schedule. We used a PAL to buy our current house when our former house ...
by David S
Wed Jan 15, 2020 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Newly married! combining investing philosophies
Replies: 24
Views: 2669

Re: Newly married! combining investing philosophies

The February issue of Kiplinger’s magazine has an article that addresses this subject, “Couples and Money: When Together is Better.” https://www.kiplinger.com/article/saving/T065-C000-S002-couples-and-money-when-together-is-better.html It discusses a range of issues – checking accounts, spending hab...
by David S
Mon Nov 25, 2019 9:15 pm
Forum: Personal Consumer Issues
Topic: Kia Sportage
Replies: 19
Views: 1865

Re: Kia Sportage

From USA Today (June 2019) online: “Genesis, Kia and Hyundai – all part of the same Korean manufacturing group – took the first, second and third slots, respectively, for the second straight year in the J.D. Power Initial Quality Study (IQS). Their electronics performance was especially strong.” htt...
by David S
Thu Nov 21, 2019 10:00 pm
Forum: Personal Consumer Issues
Topic: Mechanic's lien filed - solar install
Replies: 18
Views: 2838

Re: Mechanic's lien filed - solar install

Actually, you can and should demand a lien waiver from a contractor/installer from every material supplier he uses. It should be in your contract and should be part of each of his pay requests. I did this with my contractor when we renovated our house. Partial lien waivers from every supplier were s...
by David S
Sat Oct 26, 2019 9:45 pm
Forum: Personal Consumer Issues
Topic: Nursing homes. In my area70002
Replies: 4
Views: 773

Re: Nursing homes. In my area70002

If it hasn’t already been done, your friend needs an evaluation as to the self-care activities that he is able to perform. Which and how many of these Activities of Daily Living (ADL’s), which include dressing, bathing, grooming, feeding, etc., he cannot do for himself will determine the level of ca...
by David S
Wed Jul 03, 2019 7:01 pm
Forum: Personal Consumer Issues
Topic: security info breach @ Georgia Tech...but I have no relationship w/GT
Replies: 8
Views: 1180

Re: security info breach @ Georgia Tech...but I have no relationship w/GT

My son received the same letter that you did, and we were scratching our heads trying to figure out why. As a high school junior he had requested information from them, but never actually applied to attend. This would have been back in 2001. On the other hand, I’m a Tech graduate and years ago actua...
by David S
Mon Jun 17, 2019 9:10 pm
Forum: Personal Consumer Issues
Topic: Health insurance cost containment company
Replies: 27
Views: 3001

Re: Health insurance cost containment company

I would continue to simply ignore Accent and their requests for information. Several posters have said this is a “normal insurance company request,” but it’s not coming from your insurance company – it’s coming from a third party hired by them with whom you have no relationship. Accent says on their...
by David S
Tue Mar 05, 2019 10:15 pm
Forum: Personal Finance (Not Investing)
Topic: Surrendering Cash-Value Life Ins. Policy
Replies: 14
Views: 1396

Re: Surrendering Cash-Value Life Ins. Policy

Let me piggyback onto OP’s post and address Nate79’s question: I’m in a similar situation that I’ve been meaning to get BH advice on. I was going to cash out a life insurance policy last year but decided to hang onto it. Please give me a gut check on that decision: • Very old single payment whole li...
by David S
Fri Dec 28, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: New patio door leaks
Replies: 13
Views: 992

Re: New patio door leaks

If I correctly understand your description of where the water is penetrating, that it is, migrating around the edge of the glass pane itself, between the glass and the door stile, then that is a manufacturing fail. There should be no caulk/sealant at this location in the first place and adding it wo...
by David S
Sat Nov 10, 2018 11:08 pm
Forum: Personal Consumer Issues
Topic: Planet Fitness etc.,
Replies: 51
Views: 4904

Re: Planet Fitness etc.,

I have a Medicare Advantage plan from Humana that includes membership in Silver Sneakers at no additional cost. This program is offered by Humana, but is actual run by Tivity Health, along with severl other similar health programs. The Silver Sneakers card gives me access to a number of different gy...
by David S
Fri Nov 02, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Advice on RV rentals
Replies: 7
Views: 1315

Re: Advice on RV rentals

Take a look at the website www.outdoorsy.com. It puts you in touch with actual RV owners in your area who make their units available to rent while they aren’t using them. You get an RV that’s likely more than “bare bones” and they get a little cash for an otherwise idle RV. In your situation, in add...
by David S
Fri Oct 19, 2018 9:02 pm
Forum: Personal Consumer Issues
Topic: Guidelines About Deposits on a Contractor Job?
Replies: 12
Views: 1051

Re: Guidelines About Deposits on a Contractor Job?

As mentioned earlier, there are two elements of construction costs: materials and labor. There is no reason to ever give a contractor money prior to work being performed. Does your employer pay you in advance? As for materials, as other posters have mentioned, a contractor should have a line of cred...
by David S
Mon Aug 20, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Composite Decking Material
Replies: 41
Views: 4679

Re: Composite Decking Material

Prudence: TREX was the first manufacturer to offer a composite product over 20 years ago and they have continually improved it over the years. Knowing that and having compared product information for the various brands, I’m confident their product is as good as any and better than some of the others...
by David S
Sun Aug 19, 2018 9:27 pm
Forum: Personal Consumer Issues
Topic: Composite Decking Material
Replies: 41
Views: 4679

Re: Composite Decking Material

Alternate idea: We just went through this thought process with an addition to the house we will move into for retirement. It included a 520 sf deck, part of which is a screened gazebo. We’ve lived with pressure-treated pine decks for over thirty years and we didn’t want to continue to put up with de...
by David S
Fri Nov 17, 2017 7:19 pm
Forum: Personal Consumer Issues
Topic: My dad's army jacket
Replies: 76
Views: 9683

Re: My dad's army jacket

One more opinion here, from a retired Navy vet (for what it’s worth), and most of this has already been said. • The key is to remove any rank insignia and/or medal/ribbons/awards. These are what, technically, make that jacket a “uniform.” They were earned and only the service member who earned them ...
by David S
Thu Sep 14, 2017 8:38 pm
Forum: Personal Consumer Issues
Topic: blood pressure monitor recommendations?
Replies: 38
Views: 4490

Re: blood pressure monitor recommendations?

Omron BP652. It's compact and I've found it very simple to use and is consistently accurate (I took it to my last check-up to compare). Utilizes a wrist cuff, and mine came with its own hard, compact case.
by David S
Sun Jun 18, 2017 9:41 am
Forum: Personal Consumer Issues
Topic: Alternatives to Amazon, Freebooksy, Bookbub, etc.
Replies: 15
Views: 2827

Re: Alternatives to Amazon, Freebooksy, Bookbub, etc.

I use my local library quite a bit for digital books. A program/app called Overdrive lets you search your library’s selection (or any library you have access to), then borrow and download in either e-book or Kindle format, as well as audio books if your library has them available. Also, look at Proj...
by David S
Fri Jan 06, 2017 9:02 pm
Forum: Personal Consumer Issues
Topic: Architect Fees-Are these reasonable?
Replies: 4
Views: 1306

Re: Architect Fees-Are these reasonable?

This is, actually, a very good fee for what she’s proposed, particularly if it includes mechanical, electrical and plumbing work [Truth in advertising: I’m a retired architect]. There is a bare minimum amount of time she will spend to provide the services you’ve described, regardless of size of your...
by David S
Fri Oct 07, 2016 7:27 pm
Forum: Personal Consumer Issues
Topic: Laptop ideas
Replies: 41
Views: 4885

Re: Laptop ideas

You should at least check out a Surface Pro. I’ve had an SP4 for about six months and am delighted with it. It will provide all the functions you describe and more. Touch screen and removable keyboard turn it into a tablet. Many of the Windows 10 features are geared specifically toward this machine....
by David S
Sat Oct 01, 2016 8:31 pm
Forum: Personal Consumer Issues
Topic: Roadside assistance Programs
Replies: 49
Views: 10463

Re: Roadside assistance Programs

AAA membership costs me $56 a year. I’ve added a membership for both my kids for $30 per year, each (This may vary by state or region). It provides up to four instances annually of towing, battery jump start, flat tire service, locksmith, and gas delivery, among other things. There are two additiona...