Search found 72 matches

by SixAlpha
Sun Sep 23, 2018 8:15 pm
Forum: Personal Consumer Issues
Topic: Prepaid car maintenance -- Mazda -- HCOL
Replies: 21
Views: 1364

Re: Prepaid car maintenance -- Mazda -- HCOL

I can’t imagine what you would find to spend $1100 on that’s not covered under warranty for 3 years, especially with the low mileage you’re putting on it. I own a 2012 Mazda 3 that I bought used in 2015, and outside of tires I haven’t spent anywhere close to $1000 on it... and that’s at dealership s...
by SixAlpha
Sun Sep 23, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: Dark stain wood floors
Replies: 27
Views: 2419

Re: Dark stain wood floors

We have dogs and their claws are making a mess of the dark stained floors. They’re not scratchers... just wear from normal doggie activities like jumping on/ off furniture. Might be a cheap stain job, but IMHO a lighter stain would have shown the scratches less.
by SixAlpha
Tue Sep 18, 2018 4:55 am
Forum: Personal Consumer Issues
Topic: Spectrum Cable TV Charges
Replies: 19
Views: 1771

Re: Spectrum Cable TV Charges

Be wary of changing. I moved from Time Warner to Spectrum and they began reducing my channels and raising my rates. We called to get the rate lowered (as we did previously with TW) and they refused. Only way to reduce was cut more channels. I still can’t figure out what plan I have with them. We pl...
by SixAlpha
Fri Sep 14, 2018 8:23 pm
Forum: Personal Finance (Not Investing)
Topic: Grocery Store Comparison App
Replies: 9
Views: 845

Re: Grocery Store Comparison App

If such a thing existed, it would be amazing! Problem is, there are huge regional variations in grocery prices and the logistics of sending shoppers into those stores would be daunting. To the best of my knowledge, Kroger and Wal Mart are the only two major grocery chains that reliably post in-store...
by SixAlpha
Wed Aug 15, 2018 8:45 pm
Forum: Personal Consumer Issues
Topic: Sidewalk repair - price in line?
Replies: 32
Views: 2150

Re: Sidewalk repair - price in line?

Our town comes around and marks sidewalk sections that need replacing. They are roughly 3" by 5". Everything I've read/heard around town is that finding a contractor to come replace one sidewalk rectangle is nearly impossible. Such a small job isn't worth their time. Supposedly the best way to hand...
by SixAlpha
Tue Aug 07, 2018 8:58 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 316
Views: 87799

Re: My New Car Buying Tips

, Now for what I consider the most interesting thing - my best offer, that 15 other dealerships couldn't beat, came to me through TrueCar (as did my second-best offer at 9.7% off MSRP, coincidentally). I have no idea whether this is normal nationwide or just luck of the draw. Congrats! Ironically, ...
by SixAlpha
Tue Aug 07, 2018 8:53 pm
Forum: Personal Consumer Issues
Topic: Coldness Pismo beach water
Replies: 24
Views: 1782

Re: Coldness Pismo beach water

Another vote for Avila, especially since the beach itself has a really interesting history. One of my favorite spots on the central coast.
by SixAlpha
Tue Aug 07, 2018 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Prescription Price Shopping?
Replies: 37
Views: 2417

Re: Prescription Price Shopping?

Thank you for this thread. I had never considered comparison shopping prescriptions until now. My wife’s company recently switched their prescription coverage, and the cost of her prescriptions (all generic) spiked on us this year. Painfully. Using the GoodRX link posted above, we discovered we can ...
by SixAlpha
Wed Jul 25, 2018 9:04 pm
Forum: Personal Consumer Issues
Topic: Where can I rent a Volvo?
Replies: 21
Views: 1730

Re: Where can I rent a Volvo?

Most all of the major rental car companies (Hertz, Enterprise, National, Avis, Sixt) have Volvos right now. Hertz and Avis offer rent-to-buy programs through their online car sales divisions - I have seen Volvo's listed there recently as well.
by SixAlpha
Tue Jul 24, 2018 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: House appraisal by township for property tax
Replies: 13
Views: 1124

Re: House appraisal by township for property tax

Huh. Where I live the only notification you receive is a letter informing you that your house has been re-appraised. It’s based entirely upon comps in your neighborhood unless you file for an appeal.
by SixAlpha
Tue Jul 24, 2018 8:48 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 316
Views: 87799

Re: My New Car Buying Tips

. Anyway, the offer I am shopping around right now, which is about 10% below MSRP, has met with quite a bit of resistance. I've taken it to five dealers and all of them have said they can't beat or match it, You might try shopping that offer again on the 29th or 30th. Depending on how desperate the...
by SixAlpha
Tue Jul 24, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 316
Views: 87799

Re: Help with buying a used car and guidance on donating/selling current car

Any suggestions on how could i go about buying my replacement car (looking for a used with a maximum budget of $10,000 - preferably less) - how do i go about getting a better deal than what is offered. Also, if trading in this car is a better option than merely donating it, how could i get a good d...
by SixAlpha
Sat Jul 21, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: Wine chiller
Replies: 11
Views: 932

Re: Wine chiller

I work part time at a wine shop. We always tell people to half-submerge the bottle in a bucket of ice. Rotate the bottle periodically if it’s sitting at an angle. Works just as fast as fancy wine chillers.
by SixAlpha
Thu Jul 19, 2018 9:28 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for someone just starting out?
Replies: 7
Views: 427

Re: Advice for someone just starting out?

Then (although he's not well liked on here) something similar to Dave Ramsey's baby steps as it would help set concrete goals and wouldn't seem too daunting starting out Regardless of what you think about his investment advice, Dave's ideas around establishing an emergency fund are rock solid for p...
by SixAlpha
Thu Jul 19, 2018 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

By way of update, we had the Pilot back into the dealer this week to get some warranty work done (a defective window molding and some paint chips that I asked them to touch up as a condition of sale). They didn't hold the car hostage, and the General Manager of the dealership was very kind to my wif...
by SixAlpha
Tue Jul 17, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: Have you ever purchased a pricy musical instrument?
Replies: 82
Views: 4585

Re: Have you ever purchased a pricy musical instrument?

Many years ago when I still played' I purchased a used clarinet from a family member for $75. I discovered after the fact that it was a sweetheart deal. It’s a very rare, very high-end clarinet and the music stores fawn over it when I take it in for repairs. I recently loaned it (long term) to my mi...
by SixAlpha
Tue Jul 17, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Which minivan?
Replies: 56
Views: 5907

Re: Which minivan?

Only one other respondent mention the Chrysler/Dodge option they alone have: STOW-AND-GO seating. Best invention since sliced bread. Why does Honda and Toyota make you store the non-used seats in a garage? I can be hauling a piece of plywood home, unload, set-up the four seats and haul seven people...
by SixAlpha
Tue Jul 17, 2018 8:48 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 56914

Re: Flaunt Your High-Mileage Car

2012 Mazda 3. 77,000 miles and so far nothing but oil changes and brakes/tires. It replaced a 1995 Honda Civic that had 220,000 on it before it was totaled.
by SixAlpha
Tue Jul 17, 2018 8:40 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 316
Views: 87799

Re: My New Car Buying Tips

Looking back, not sure whether i should have used the 60 miles on odometer for a sharp bargain - any thoughts? 60 miles is not worth fussing about. A handful of test drives can easily burn up 100 miles or so. When we test drove our Pilot, our dealership’s preferred test drive route was nearly 20 mi...
by SixAlpha
Tue Jul 17, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: My New Car Buying Tips
Replies: 316
Views: 87799

Re: My New Car Buying Tips

I started my email campaign this morning so I thought I'd share my preliminary results! Sounds like you’re doing great so far! Unfortunately, the combination of features and colors we really want seems to be uncommon enough that most dealers don't have one in stock. Have you tried using a site like...
by SixAlpha
Sat Jul 14, 2018 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

Did you ask the finance guy if the loan is approved? By way of update, the finance guy has assured us that we are approved and have nothing to worry about. I have to be at the dealership on Monday anyways to drop off the car for service, so I’ll double check in person while I’m there. Still seems b...
by SixAlpha
Fri Jul 13, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

We paid cash, except for $8,000 which we financed through Honda at 0.9% to take advantage of a $1,000 "June bonus cash" offer ($8k was the minimum you could finance). Naturally, we already have the cash set aside to pay that off when the first statement comes! I would say you already knew that you ...
by SixAlpha
Fri Jul 13, 2018 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

Do you have enough info to create an online account at Honda financial services for this vehicle? Or have you called them? Good question. The only contact info provided on the letters we received was for TransUnion. I’ll look into that. Update: no, HFS requires an account number to register online ...
by SixAlpha
Fri Jul 13, 2018 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

Thanks again for all your responses. I read through all of our paperwork, and interestingly there’s no mention or line item anywhere for finance incentives, nor the dealer’s ability to claw them back if financing falls through. The contract does specifically say our loan will be sold to Honda. This ...
by SixAlpha
Fri Jul 13, 2018 5:56 am
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Re: Denied for an auto loan 2 weeks after purchase??

Thank you all for the helpful replies so far! This whole process is making me grateful for the fact that we hold onto our cars for a very long time and only have to play this game once every ten years. In the unlikely event that the dealer can't get it straightened out, then the loan will get sold t...
by SixAlpha
Thu Jul 12, 2018 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: Denied for an auto loan 2 weeks after purchase??
Replies: 39
Views: 5267

Denied for an auto loan 2 weeks after purchase??

My wife and I purchased a new Honda Pilot almost 2 weeks ago - signed the paperwork and picked up the car June 30. We paid cash, except for $8,000 which we financed through Honda at 0.9% to take advantage of a $1,000 "June bonus cash" offer ($8k was the minimum you could finance). Naturally, we alre...
by SixAlpha
Sun Jul 08, 2018 1:29 pm
Forum: Personal Consumer Issues
Topic: Used Honda - How to confirm it was serviced on time?
Replies: 18
Views: 1318

Re: Used Honda - How to confirm it was serviced on time?

If you can get the VIN number from the seller, you can try plugging it into CarFax. They have a free service where you can check maintenance history for any car. Of course, this only works if the seller took it to a shop that reports to CarFax. Alternatively, if he had the work done at Honda dealers...
by SixAlpha
Sun Jul 01, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: New car dealerships offering (included) lifetime warranties?
Replies: 13
Views: 1591

Re: New car dealerships offering (included) lifetime warranties?

Why would the dealer offering this affect your ability to negotiate over the car price? In theory, the dealer is throwing it in for "free" which means that it's actually built into the fees regardless of whether or not you want it. The ones I've seen are for the first owner only and require the own...
by SixAlpha
Sun Jul 01, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: New car dealerships offering (included) lifetime warranties?
Replies: 13
Views: 1591

New car dealerships offering (included) lifetime warranties?

While shopping for our new Pilot, I noticed several new car dealerships in the area offering "lifetime nationwide warranties" as a perk for buying at that dealership. Anyone had any experience with these? On the surface it seems like a reasonably good deal. From what I could find they are actually r...
by SixAlpha
Sun Jul 01, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4508

Re: 13-year old Civic. Replace, or keep sinking money into it?

Wanted to thank everyone for their responses and provide a status update. After further research, it became evident that repairs on the Civic were going to run well north of $2,000. A blown head gasket was the likely culprit for the overheating, and from the sound of the engine, the overheating had ...
by SixAlpha
Sat Jun 16, 2018 5:58 am
Forum: Personal Consumer Issues
Topic: What to do with the family wagon
Replies: 16
Views: 1568

Re: What to do with the family wagon

Perhaps look at something cheaper than a Suburban/Yukon. Would a minivan work? Of if you’re married to the idea of a big SUV, a Volkswagen Atlas? The VW has a 7 year warranty - plenty of time to get out from under the car loan before you start shelling out for repairs.
by SixAlpha
Wed Jun 13, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: Car Repair and Warranty
Replies: 11
Views: 992

Re: Car Repair and Warranty

Only way to damage the catalytic converter that I can think of would be to bottom the car out on something or hit it with some road debris. That would be visible when they put the car up on the lift.
by SixAlpha
Tue May 29, 2018 6:53 pm
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4508

Re: 13-year old Civic. Replace, or keep sinking money into it?

the overheating issue is what would decide it for me esp. since you have tried lots of things already that haven't worked. if it is cracked head gasket or head that will be expensive repair. similar issue caused me to get rid of my 2002 Civic at 15 years old - it was losing lots of antifreeze inter...
by SixAlpha
Tue May 29, 2018 11:25 am
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4508

Re: 13-year old Civic. Replace, or keep sinking money into it?

If your goal is to drive the car until the ends of its lofe, keep going until you confront an unacceptable else we — to me, at least, the expenses you describe have not yet reached that level. If you wish to upgrade your car and can afford to do so, it is fine to do so. I gave a ultra-reliable ‘97 ...
by SixAlpha
Tue May 29, 2018 8:02 am
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4508

Re: 13-year old Civic. Replace, or keep sinking money into it?

You can replace the washer fluid pump yourself trivially. My daughter did it with my supervision on my spouse's car. Do it today. But you got a new alternator, so your spouse should not fear that failure anymore. It's the 55K miles on the tires that she should worry about. Tires are still good enou...
by SixAlpha
Tue May 29, 2018 7:06 am
Forum: Personal Consumer Issues
Topic: 13-year old Civic. Replace, or keep sinking money into it?
Replies: 52
Views: 4508

13-year old Civic. Replace, or keep sinking money into it?

I've always subscribed to the theory of buying a reliable car and then driving it until the wheels fall off. But at what point are the "wheels coming off?" Our 2005 Civic may be getting to that point. My wife purchased it as a CPO from a Honda dealer - 6 months old with 8K miles on it. Maintenance s...
by SixAlpha
Wed Mar 07, 2018 7:01 am
Forum: Personal Consumer Issues
Topic: What if you have a poorly rated car?
Replies: 47
Views: 3654

Re: What if you have a poorly rated car?

There can be a Toyota Camry that is a "lemon" (though not as common). And there can be a 1972 Ford Maverick that has never needed major repairs (though more common). Had a Pontiac Sunfire that ran rough and was pretty clunky going down the road, but everything worked, A/C stayed cold, and never nee...
by SixAlpha
Sat Dec 30, 2017 8:41 pm
Forum: Personal Consumer Issues
Topic: Looking to vacation in San Diego
Replies: 16
Views: 1433

Re: Looking to vacation in San Diego

San Diego will not disappoint. Lots of great recommendations already mentioned here and have been well-covered in previous threads. I wouldn't worry too much about the weather. We're outdoor people and own a timeshare on Coronado during the last week of April every year, also as an escape from winte...
by SixAlpha
Sat Dec 30, 2017 8:19 pm
Forum: Personal Consumer Issues
Topic: The Economics of a new Puppy
Replies: 113
Views: 8695

Re: The Economics of a new Puppy

The cheapest places I have found for my food are Chewy and Amazon. Usually identical price but occasionally one will have a discount. And 5% off Amazon some quarters from my credit card. I had a good experience with Allivet for heartgard which requires a presciption. Although I will just use google...
by SixAlpha
Fri Dec 15, 2017 10:27 pm
Forum: Personal Consumer Issues
Topic: Progressive Insurance
Replies: 22
Views: 2111

Re: Progressive Insurance

I'm a USAA customer myself, but I've been hit twice by drivers insured by Progressive. Under the circumstances, I was both times impressed at how professional they were to work with.
by SixAlpha
Sun Nov 05, 2017 6:29 am
Forum: Personal Consumer Issues
Topic: Honda Care Extended Warranty experience?
Replies: 56
Views: 48160

Re: Honda Care Extended Warranty experience?

Cars in general regardless of manufacturer are becoming more complicated each model year. IMHO you cannot compare the owner experience from a 2008 in considering an extended warranty on a 2018 as the cars are two different animals. Sure, Hondas are known for solid mechanical reliability but conside...
by SixAlpha
Sun Jul 09, 2017 7:08 am
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 37
Views: 4105

Re: Luggage recommendation

After a lot of research and trying different brands over the years. Travelpro seems to last the longest and is best value. You'll notice most flight crews use it too. (Maybe they get a good deal from travelpro?) Some of the airlines offer them to flight crews as company-issue. I've talked to severa...
by SixAlpha
Sat May 27, 2017 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: New car doc fees
Replies: 42
Views: 4078

Re: New car doc fees

Our local CarMax doesn't charge any doc fees, which was a pleasant surprise when I bought my Mazda from them last year. It was listed ($200) on the window sticker, but when I asked my sales guy about it he said, "yeah, CarMax says we have to list it, but we never actually charge that fee here. We ju...
by SixAlpha
Sat May 27, 2017 1:13 pm
Forum: Personal Consumer Issues
Topic: am I the victim of ID theft?
Replies: 15
Views: 2659

Re: am I the victim of ID theft?

As other posters have suggested, if you needed an excuse to pull your credit reports, this would probably be a good one. Most likely, however, it's a mistake. Thrifty was somewhat recently acquired by Hertz and as a part of the merger they are in the middle of a complete IT changeover which is not g...
by SixAlpha
Fri Mar 10, 2017 7:05 am
Forum: Personal Consumer Issues
Topic: Buying a rental car.. Any new experience?
Replies: 76
Views: 8741

Re: Buying a rental car.. Any new experience?

What about Enterprise that, apparently, acquires a lot of its used cars for sale at such auctions? Do other car rental companies acquire cars for sale that are nor their former rentals? Probably, but it would be a very tiny percentage of their cars for sale and as a buyer it's pretty easy to tell t...
by SixAlpha
Thu Mar 09, 2017 7:07 am
Forum: Personal Consumer Issues
Topic: Buying a rental car.. Any new experience?
Replies: 76
Views: 8741

Re: Buying a rental car.. Any new experience?

This had been a fun thread to read! :D As someone who used to work for a rental car company, I would have no hesitation buying a rental car - but only if I could get it directly from the rental car company. The cars the rental companies sell directly to consumers represent a relatively small percent...
by SixAlpha
Thu Dec 08, 2016 7:16 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Getting Stingy?
Replies: 90
Views: 15012

Re: Amazon Prime Getting Stingy?

Not sure about stingy, but their package delivery on-time metrics are falling off in my book. I'm a Prime member and I paid an extra $20 on top of Prime for 1 day delivery of an auto part I needed. Since it was not delivered on the day promised, a Friday, I lost the entire weekend to use that item ...
by SixAlpha
Thu Nov 24, 2016 8:58 pm
Forum: Personal Consumer Issues
Topic: Honda Cars
Replies: 96
Views: 12145

Re: Honda Cars

I've owned two Civics: 1995 Civic LX - 220,000 miles and reliable as could be until it was totaled (t-boned by a kid w/o insurance) 2005 Civic LX - 150,000 miles and still going strong Blew a head gasket on the 95 right at the ten-year mark which we had fixed. Minor electrical issues on the 05 (dash...
by SixAlpha
Mon Nov 21, 2016 7:34 am
Forum: Personal Consumer Issues
Topic: Any Black Friday iPhone Deals?
Replies: 13
Views: 2849

Re: Any Black Friday iPhone Deals?

From what I understand, Black Friday deals on iPhones are pretty rare. Apple does have some 6s models in their refurb store right now at about a 15% discount. Pretty sure they're all unlocked too.
by SixAlpha
Mon Nov 21, 2016 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Car purchase- email negotiations for CPO cars?
Replies: 12
Views: 2609

Re: Car purchase- email negotiations for CPO cars?

During your internet research check the maintenance records (Carfax, etc). Both vehicles we purchased had an excellent maintenance histories, but several of the cars I researched had minimal maintenance history. (The history showed they were sold to an individual and then reappeared 2-3 years later...