Search found 51 matches

by dundee
Wed Oct 30, 2019 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Changing Jobs - short term COBRA, Qualifying Event?
Replies: 6
Views: 416

Re: Changing Jobs - short term COBRA, Qualifying Event?

Thanks for the quick reply. I did check with my current employer and my coverage does end on Nov 15. :(
by dundee
Wed Oct 30, 2019 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: Changing Jobs - short term COBRA, Qualifying Event?
Replies: 6
Views: 416

Changing Jobs - short term COBRA, Qualifying Event?

Dear friends: I am going to leave my current job on Nov 15. So, my health insurance stops on Nov 15. My new job starts on Nov 18, but, the health insurance does not start till Dec 1. For the 2wk period, the COBRA is about $1,500. Alternative is for us to take wife's insurance. Currently, she has cho...
by dundee
Mon Aug 05, 2019 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Car insurance liability (50 --> 250) and Umbrella Policy
Replies: 6
Views: 502

Car insurance liability (50 --> 250) and Umbrella Policy

Dear friends, I have done some preliminary reading on the car insurance liability and Umbrella policy on the BH forum, but, I still want to benchmark what others are doing. For a long time, we had 2 cars and kids drove them as needed. We are in the process of buying a used car for Junior as he needs...
by dundee
Thu May 30, 2019 3:23 pm
Forum: Personal Consumer Issues
Topic: Is there a free Carfax available?
Replies: 27
Views: 2680

Is there a free Carfax available?

Friends, I am looking for a used car. Carfax costs $40/vehicle and I have a few vehicles to look at.

Is anybody aware of any free or cheaper carfax like service online?

Thank you.
by dundee
Sun May 05, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Lawn experts? - roots showing up above ground
Replies: 9
Views: 1380

Lawn experts? - roots showing up above ground

Dear lawn experts, So in my yard, there is a large tree. Over the years, the roots of this tree are protruding above ground. I would say in a 10ft diameter around the tree, the roots are showing up. It is always a problem when I am cutting grass with my riding mower. What is the easiest way to get a...
by dundee
Mon Mar 11, 2019 8:21 am
Forum: Personal Consumer Issues
Topic: Tech Support needed - moving Google Drive contents to New computer
Replies: 9
Views: 1073

Re: Tech Support needed - moving Google Drive contents to New computer

This is OP,

thank you all. I installed backup and sync on the new computer and then Synced it with the google drive. As a number of you pointed out, it took a long time, but, it ran over night and ran without any issues. So, its all good.
by dundee
Thu Mar 07, 2019 11:41 am
Forum: Personal Consumer Issues
Topic: Tech Support needed - moving Google Drive contents to New computer
Replies: 9
Views: 1073

Tech Support needed - moving Google Drive contents to New computer

Friends, I have an old computer with Google Drive installed. All my important documents are on the drive and it is about 100GB. It is sync'ed to the cloud. I just purchased a new computer. I want to install and sync google drive on it. In the cloud, there are lot of pictures and videos etc, but, i w...
by dundee
Mon Mar 04, 2019 12:24 pm
Forum: Investing - Theory, News & General
Topic: Cap gains distributions (taxes) - Index (VFIAX) vs. Active (FCNTX)
Replies: 7
Views: 622

Cap gains distributions (taxes) - Index (VFIAX) vs. Active (FCNTX)

Dear fellow bogleheads, Thank you for teaching me so many new things about investing and other topics every day. I have new questions: Background: I hold a position at Fidelity Contrafund (FCNTX). I have about 60k in it. I opened this about 12 years ago before I discovered index fund investing. I ne...
by dundee
Wed Jan 30, 2019 9:38 am
Forum: Personal Consumer Issues
Topic: Where to stay for 1 week in Madrid?
Replies: 25
Views: 1412

Re: Where to stay for 1 week in Madrid?

This is OP. THank you friends for so many valuable suggestions. Helps us narrow down our focus.

Great feedback!
by dundee
Tue Jan 29, 2019 1:39 pm
Forum: Personal Consumer Issues
Topic: Where to stay for 1 week in Madrid?
Replies: 25
Views: 1412

Where to stay for 1 week in Madrid?

Dear Bogleheads, DW and I are taking 1 week vacation to Madrid in mid April. We prefer to stay in one place and do some day trips. This is not meant to be a vacation to visit many places in Spain. We would like to stay in Airbnb and spend between $100 - 150/day. The area should be walkable to a nice...
by dundee
Fri Oct 26, 2018 1:53 pm
Forum: Investing - Theory, News & General
Topic: Thoughts on Peferred Stock ETF (PFF or PGX) in rising interest rate environment
Replies: 5
Views: 809

Thoughts on Peferred Stock ETF (PFF or PGX) in rising interest rate environment

Dear bogleheads, I have some money sitting in the bank, not making much interest. The yield on Preferred stock ETF's such as PFF or PGX is currently at 5.6%. So, it is an attractive idea to put some money into it. Given the rising interest rate environment, is this a good idea? if the rates go up, w...
by dundee
Fri Sep 14, 2018 2:29 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 5055

Re: I need a chainsaw to trim branches and limbs!!

This is OP.

THank you all for your helpful responses. I think I have my plan. I will use my sawzall initally to trim the branches. Then upgrade to a chainsaw as needed.
by dundee
Thu Sep 13, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 5055

I need a chainsaw to trim branches and limbs!!

Friends, I live in a suburban neighborhood on 1/2 acre. I need to buy a chainsaw to trim several branches and limbs in my yard. I am tired of hand sawing the branches. I have never used a chainsaw before, but, I can figure out the safety stuff. I will never use it to cut trees. I think I want an ele...
by dundee
Thu Sep 13, 2018 1:07 pm
Forum: Personal Investments
Topic: Please advice - Fresh graduate starting investments
Replies: 2
Views: 269

Please advice - Fresh graduate starting investments

Dear Friends, My daughter graduated from college and has been working for over a year now. Her job pays well that would place her in 22% tax bracket. She lives a boglehead lifestyle, shares an apartment, does not plan to own a car. She has been managing her expenses well.Has a modest emergency fund....
by dundee
Wed Jun 20, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Need new Cable Modem + Router - Please recommend
Replies: 39
Views: 2961

Re: Need new Cable Modem + Router - Please recommend

Thank you for your suggestions. So, I currently have a modem+router combo. As some of you suggested, it is better to separate modem and router. If I want to upgrade, can I keep my combo, stop using the N router and buy a separate Google Wifi? Would that work? Or do I need to buy a new modem and new ...
by dundee
Wed Jun 20, 2018 12:55 pm
Forum: Personal Consumer Issues
Topic: Need new Cable Modem + Router - Please recommend
Replies: 39
Views: 2961

Need new Cable Modem + Router - Please recommend

Dear Bogleheads, I have an old cable modem + wireless N-router at home. I want to upgrade to something better. Everything works ok, but, I want to keep up with technology. I am also hoping to get faster speeds. I have Spectrum cable + TV at home. We are average users - 2/3 computers, Cable TV, Netfl...
by dundee
Fri May 18, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Quadcopter Drone anybody? - for beginner
Replies: 15
Views: 1565

Quadcopter Drone anybody? - for beginner

I am going to take a plunge (or flight as it may). I have been thinking about buying a drone and learning how to operate it. Can anybody suggest a good beginner drone please? I am willing to spend up to $200. I don't mind getting a cheaper starter drone, learn on it, crash it and then get something ...
by dundee
Tue Mar 06, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Anybody been to Porto? Lisbon? - portugal
Replies: 10
Views: 1385

Anybody been to Porto? Lisbon? - portugal

Dear Bogleheads, I am going to be visiting a place near Porto, Portugal on business in April. I have just found that I will have 3 free days April 14-16. I can fly into Lisbon and fly out of Porto. Or I can fly in and out of Porto. Ticket is the same. I like to visit historic places, museums, walk a...
by dundee
Wed Dec 20, 2017 8:10 am
Forum: Personal Consumer Issues
Topic: Anybody been to Dubrovnik? March 25-30, 2018?
Replies: 13
Views: 1449

Anybody been to Dubrovnik? March 25-30, 2018?

Hello friends, Wife and I want to visit somewhere in March and Dubrovnik is one of the target destinations. Has anybody been there? Did you like it? We will be spending 5 days there with no plans to do anything strenuous. Just walk around, eat, drink and enjoy the sights. March 25-30, 2018 is the on...
by dundee
Sun Nov 19, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Best places to stay/visit in Panama
Replies: 6
Views: 985

Re: Best places to stay/visit in Panama

We visited 3 years ago with 2 high school kids for 1 week or so. We spent 2 days in Panama city. If you are planning to stay there, I would recommend staying in Country Inn & Suites. It is right at the location where Panama canal meets pacific. Try to get a canal side room, the view is gorgeous - ov...
by dundee
Mon Aug 07, 2017 3:28 pm
Forum: Personal Consumer Issues
Topic: Change from Republic Wireless to Cricket - number cannot be transferred
Replies: 10
Views: 1413

Re: Change from Republic Wireless to Cricket - number cannot be transferred

Dear bogleheads, thank you for your advice on this issue. It was really useful. To close out the issue, using your advice, I was able to get the phone number transferred to T-mobile easily. That was going to be a brief stop before changing to Cricket Wireless. However, I found the T -mobile deal att...
by dundee
Thu Aug 03, 2017 1:34 pm
Forum: Personal Consumer Issues
Topic: Change from Republic Wireless to Cricket - number cannot be transferred
Replies: 10
Views: 1413

Change from Republic Wireless to Cricket - number cannot be transferred

Dear Bogleheads, For a few reasons, my son needs to change his Phone plan from Republic Wirelsss to Cricket. Does anybody have experience doing that? We went to Cricket store in town. They tried to check the availability of his number, but, the system gave a strange error message. He has the new pho...
by dundee
Thu Jun 01, 2017 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay somebody else's bank account from mine?
Replies: 14
Views: 1403

Re: How to pay somebody else's bank account from mine?

ok. Thank you all. Just checked, she already has Venmo. I will get mine set up.
by dundee
Thu Jun 01, 2017 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay somebody else's bank account from mine?
Replies: 14
Views: 1403

Re: How to pay somebody else's bank account from mine?

Unfortunately, we don't have accounts in the same bank. My bank recently stopped using Popmoney. Anyways, i believe it was available only for under $1k.
by dundee
Thu Jun 01, 2017 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay somebody else's bank account from mine?
Replies: 14
Views: 1403

Re: How to pay somebody else's bank account from mine?

No she doesn't have paypal.

I would prefer to transfer directly to the landlord or broker's account.
by dundee
Thu Jun 01, 2017 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay somebody else's bank account from mine?
Replies: 14
Views: 1403

How to pay somebody else's bank account from mine?

Dear bogleheads - a somewhat urgent question. I am traveling overseas right now. My daughter has found a lease on the apartment and needs to sign it tomorrow. She needs to give them a security deposit, first month rent and broker fee before signing the lease. The Broker/Real estate place told her to...
by dundee
Thu May 04, 2017 7:53 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas in the US south - Christmas 2017 - Galveston, St Augustine? Others?
Replies: 26
Views: 2546

Re: Vacation ideas in the US south - Christmas 2017 - Galveston, St Augustine? Others?

Wow, thank you folks. A lot of great ideas. I think Galveston is not a great idea. I agree. I will do some search in the various locations mentioned in FLorida. We thought about Caribbean destinations. But, they seem rather expensive for that time of the year. How is Cocoa beach area? Worth visiting...
by dundee
Thu May 04, 2017 3:04 pm
Forum: Personal Consumer Issues
Topic: Vacation ideas in the US south - Christmas 2017 - Galveston, St Augustine? Others?
Replies: 26
Views: 2546

Vacation ideas in the US south - Christmas 2017 - Galveston, St Augustine? Others?

Dear Bogleheads, We are planning a family vacation to a beach area during the Christmas holidays this year. We hope to rent an Airbnb condo on a beach somewhere. We plan to fly there from the Northeast. Does anybody have any good places they can suggest? Idea is to spend time on the beach and not do...
by dundee
Mon Apr 03, 2017 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Act - How to handle 1099B - Sold multiple positions in 2016
Replies: 1
Views: 294

Tax Act - How to handle 1099B - Sold multiple positions in 2016

Dear Bogleheads I am doing my taxes with TaxAct (yes, I know, very late this year). I have a brokerage account at Vanguard. I sold several positions last year. For most of my holdings, I was reinvesting the dividends back in the same stock. When I received the 1099B from Vanguard, I got two differen...
by dundee
Wed Mar 15, 2017 2:58 pm
Forum: Personal Investments
Topic: 3 Fund Portfolio for 22 yo starting Roth IRA
Replies: 5
Views: 837

Re: 3 Fund Portfolio for 22 yo starting Roth IRA

Thank you. That is a good suggestion with VTTSX. I will read up on that. Her employer does offer 401k with 5% match. But, she doesn't know anything about investment company yet. They are supposed to provide details during her orientation. Once she starts working later this year, I will pose a simila...
by dundee
Wed Mar 15, 2017 2:15 pm
Forum: Personal Investments
Topic: 3 Fund Portfolio for 22 yo starting Roth IRA
Replies: 5
Views: 837

3 Fund Portfolio for 22 yo starting Roth IRA

Hi, My daughter will start her first real job this year. I want to get her started on the right foot with Roth IRA investment from the get go. This will be a very long term investment with no plans to touch it for 40 years (I hope). At this point, risk appetite is high. She has a Roth IRA account wi...
by dundee
Thu Mar 02, 2017 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter - full time student in 2016 - how to do taxes? - TaxAct
Replies: 3
Views: 721

Daughter - full time student in 2016 - how to do taxes? - TaxAct

Dear Bogleheads, My daughter was a full time student in undergraduate college last year. She also had a summer + part time job, so, had income. I am doing her taxes. Can somebody tell me if I am doing this correctly? I am using TaxAct for both the cases below. 1. I file as Married Joint taxes and cl...
by dundee
Tue Feb 14, 2017 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017 Deluxe - Amazon Price ($35) vs. Quicken ($65)
Replies: 4
Views: 919

Quicken 2017 Deluxe - Amazon Price ($35) vs. Quicken ($65)

Dear Bogleheads, I am a long time Quicken user and would like to continue using it as a PC version. Yes, I have read the other 'quicken's future direction' thread and understand that this may be the sunset edition for standalone model. I update all my transactions manually, so, the sunset edition wi...
by dundee
Wed Feb 08, 2017 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: Prepaid debit card to use in Europe?
Replies: 5
Views: 920

Re: Prepaid debit card to use in Europe?

Thank you for the suggestion on Travelex. I looked into it The current exchange rate is $1.07=1Euro. Travelex gives $1.17=1Euro.

Seems like the card has some good merit, but, I will keep looking some more to see if I can find another place with better rate.

Thanks,
by dundee
Mon Feb 06, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Prepaid debit card to use in Europe?
Replies: 5
Views: 920

Prepaid debit card to use in Europe?

Hello Bogleheads, My close relative is visiting Europe in the near future. I wanted to give them a prepaid debit card (under $1,000) for spending there. Can somebody recommend a card which has: 1. No foreign transaction fee 2. Ability to withdraw cash in Euro's without paying finance charge (bank ch...
by dundee
Thu Jan 19, 2017 4:20 pm
Forum: Personal Consumer Issues
Topic: Should I cut my Pine tree?
Replies: 24
Views: 13557

Should I cut my Pine tree?

Dear Bogleheads, I have a few pine trees in my yard. As it happens with pines, many of the lower branches start to die off. I routinely cut the dead branches. One particular tree is close to the house, is about 40 feet tall. All of the lower branches up to about 12 feet have died and I have chopped ...
by dundee
Wed Dec 14, 2016 3:42 pm
Forum: Personal Consumer Issues
Topic: Bosch - Ascenta 24" Dishwasher experience
Replies: 11
Views: 1825

Bosch - Ascenta 24" Dishwasher experience

I am in need of a new dishwasher. Based on consumer reports recommendations and my desire to stay under $500, I found Bosch Ascenta 24" dishwasher. Model number is SHE3AR76UC. Does anybody have any experience - good or bad? Does anybody know what would be the difference between the above and model S...
by dundee
Wed Dec 14, 2016 10:19 am
Forum: Personal Consumer Issues
Topic: Any WiFi experts? Acer with AC Adapter - really SLOW
Replies: 18
Views: 2425

Re: Any WiFi experts? Acer with AC Adapter - really SLOW

THank you all. I tried to limit the speed to 2.4GHz, that didn't help. Googling for the problem yielded a lot of results, but, none very useful. I ended up ordering a USB 'N' adapter. I will give that a try when it arrives.

Thanks everybody for your inputs.
by dundee
Tue Dec 13, 2016 3:22 pm
Forum: Personal Consumer Issues
Topic: Any WiFi experts? Acer with AC Adapter - really SLOW
Replies: 18
Views: 2425

Any WiFi experts? Acer with AC Adapter - really SLOW

Dear Computer experts, I am hoping that there is an easy solution to my problem with a new computer's WiFi speed that one of you can help me with. Here is the problem: I have an old Acer computer with Windows 7 (7-8 years old) that runs great and has good WiFi speed. If I go to Network Connection an...
by dundee
Fri Dec 09, 2016 10:47 am
Forum: Personal Consumer Issues
Topic: Vacation ideas in Europe or South America - Feb 18-25??
Replies: 9
Views: 1307

Re: Vacation ideas in Europe or South America - Feb 18-25??

This is OP. Thank you for pointing out what I missed in my original post.

We would like to walk around, bike, visit parks, restaurants and bars. Don't want to do anything too exhausting. Perhaps be close to a beach. We love going to botanical gardens, so, that would be a big plus.

Thanks
by dundee
Fri Dec 09, 2016 9:59 am
Forum: Personal Consumer Issues
Topic: Vacation ideas in Europe or South America - Feb 18-25??
Replies: 9
Views: 1307

Vacation ideas in Europe or South America - Feb 18-25??

Dear Bogleheads: I have just found that I can take a week off in February and would like to splurge on a short vacation with DW. It would be nice to go to someplace relatively warm where we can walk around without jackets. Can anybody suggest some places in Southern Europe or north Africa or South A...
by dundee
Tue Nov 01, 2016 12:38 pm
Forum: Personal Investments
Topic: Any NYS Teachers with 403B?
Replies: 24
Views: 3326

Re: Any NYS Teachers with 403B?

Hi - sorry for the delay in responding. I was traveling 3-4 days. I had my wife ask about the 457B plan offered through her school district. It is a relatively large school (~2000 students), but, indeed nobody knows anything about 457B. My wife is not enthusiastic or aggressive enough to try and wor...
by dundee
Wed Oct 26, 2016 1:11 pm
Forum: Personal Investments
Topic: Anybody with experience using Aspire for 403B?
Replies: 7
Views: 1402

Anybody with experience using Aspire for 403B?

Dear Bogleheads: I recently learned of Aspire as one of the Investment options through my wife's 403B plan in her school district, where she is s teacher. Her current 403B providers charges high fees and we get very little in return, so we are trying to get out of it. Aspire would be a good option s...
by dundee
Wed Oct 26, 2016 6:55 am
Forum: Personal Investments
Topic: Any NYS Teachers with 403B?
Replies: 24
Views: 3326

Re: Any NYS Teachers with 403B?

Thank you all for your useful responses. I think I learned two things: 1. Aspire Investments seems like a low cost option. I am reading more on that and also in the 403bwise.com forum. I might opt for that. 2. My wife will look into 457b (thank you Alpenglow) offering through the school district. Al...
by dundee
Tue Oct 25, 2016 7:31 am
Forum: Personal Investments
Topic: Any NYS Teachers with 403B?
Replies: 24
Views: 3326

Any NYS Teachers with 403B?

Dear Bogleheads: My wife is a teacher in NYS. A couple of years ago, we opened a 403B account for her. I found that the only place I could do this is through OMNI. The choices of places that could be used were limited and they all seemed to be insurance companies. We ended up opening the account thr...
by dundee
Wed Oct 12, 2016 4:20 pm
Forum: Personal Investments
Topic: Help - Anybody use Vanguard Advisory Service?
Replies: 5
Views: 1073

Help - Anybody use Vanguard Advisory Service?

Hello friends, after spending many years managing my own portfolio, I am a bit tired and want to use an outside company to manage my investments. Since I have a brokerage account with Vanguard, I decided to give their Advisory service a try. The fee at 0.3% seems reasonable. They have provided me wi...
by dundee
Wed Jul 13, 2016 11:50 am
Forum: Personal Consumer Issues
Topic: Running windows 7. Do I need McCafee?
Replies: 15
Views: 1814

Running windows 7. Do I need McCafee?

Hello all, I am currently running Windows on 2 of my home computers. I have had McCafee virus protection for a few years now. But, since it has come up for my yearly renewal, I am wondering, do I really need it? Or is Windows 7 protection good enough? Please let me know your experience. I apologize ...
by dundee
Wed Jun 08, 2016 4:06 pm
Forum: Personal Consumer Issues
Topic: Window replacement - any advice? Lessons learned?
Replies: 63
Views: 14568

Re: Window replacement - any advice? Lessons learned?

Thank you everybody for your valuable feedback. I feel much better informed now.
by dundee
Wed Jun 08, 2016 7:15 am
Forum: Personal Consumer Issues
Topic: Window replacement - any advice? Lessons learned?
Replies: 63
Views: 14568

Re: Window replacement - any advice? Lessons learned?

cadreamer2015:

The windows are not closing properly. Some of the frames have come loose. We don't have energy loss because we seal them well, but, overall it is pretty clear that something needs to be done about them.

Thanks.
by dundee
Wed Jun 08, 2016 6:46 am
Forum: Personal Consumer Issues
Topic: Window replacement - any advice? Lessons learned?
Replies: 63
Views: 14568

Window replacement - any advice? Lessons learned?

Dear Bogleheads: I live in the Northeast. My house and windows are 40 years old. The windows are overdue for replacement. I am in the process of getting quotes from Anderson Renewal and Pella. There are about a dozen windows of various sizes. I was wondering if you have replaced windows in your hous...