Search found 51 matches

by NCPE
Thu Jan 23, 2020 12:56 pm
Forum: Personal Consumer Issues
Topic: Need help to repair a 1975 Maytag dryer Need some folks that are dryer pro's here
Replies: 11
Views: 898

Re: Need help to repair a 1975 Maytag dryer Need some folks that are dryer pro's here

Wow - That is an old Maytag. Your best option would be to find the model number and check the online parts houses to see if they have an exploded parts diagram available for your model. Just off the top of my head www.repairclinic.com might be a good starting point. Not sure about the back of the fa...
by NCPE
Fri Dec 20, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: [Anyone drop cable for YouTube TV?]
Replies: 127
Views: 10687

Re: [Anyone drop cable for YouTube TV?]

As they say "great minds must think alike". We had been looking at alternatives to DirectTV, received their price increase notification letter last Saturday, switched to YTTV on Monday and cancelled DirectTV yesterday. So far very pleased with YTTV, the ROKU devices are much more user friendly than ...
by NCPE
Sat Nov 09, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 6995

Re: Was I ripped off at the car dealership?

You might have needed an oil pan gasket but you should have noticed a large puddle of oil under the car in your garage. The DW took her Honda CRV to the stealership for maintenance while it was under warranty since it was "included" in the purchase price (she also liked the free coffee :? ). As the ...
by NCPE
Fri Sep 06, 2019 6:11 pm
Forum: Personal Finance (Not Investing)
Topic: Starting A New Busines
Replies: 23
Views: 2004

Re: Starting A New Busines

I would recommend a separate credit card to keep the business and personal expenses separate, and to look at Microsoft Money Plus as a accounting software package. (It doesn't have all the bells and whistles of QuickBooks but it is free :happy )

Good luck with your future endeavors !!!

NCPE
by NCPE
Mon Jul 29, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: What is the official bogleheads home fire extinguisher?
Replies: 52
Views: 2887

Re: What is the official bogleheads home fire extinguisher?

Look for an ABC rated extinguisher with a metal head, should run you around $30 -$35 each at a big box type store.

Remember P-A-S-S

Pull the lock pin
Aim the nozzle at the base of the fire
Squeeze the handle
Sweep side to side at the base of the fire
by NCPE
Wed Jul 17, 2019 8:21 pm
Forum: Personal Consumer Issues
Topic: Dash Cams [want recommendations]
Replies: 22
Views: 2186

Re: Dash Cams [want recommendations]

I installed low end Transcend Drive-Pro models in all our vehicles a couple of years ago after one of the daughter was run off the road by another motorist. Long story short the other driver initially admitted fault but as soon as the police department arrived she changed her story. Police Officer r...
by NCPE
Thu Jul 11, 2019 9:13 am
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11325

Re: Who cuts your hair? And for how much?

Get mine cut every 3 weeks, $14 plus a $3 tip. Same barber for last 35 years, one man shop (think of Floyd's Barber Shop in Mayberry). Able to catch up on all the local news / politics / etc. for the price of a haircut. He used to take walk ins but now everything is by appointment which works great ...
by NCPE
Sun Jun 02, 2019 5:22 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 384
Views: 75204

Re: Roll Call for the Retirement Class of 2018!

Miriam - I FIREd at 57. Was planning to make it to 59 1/2 but the political climate at the monster megacorp that I worked at was sucking the life out of me so I left a couple of years early. This was the best decision I ever made !!! As far as the garage cleaning it is still on the to do list but th...
by NCPE
Sun Jun 02, 2019 4:39 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 384
Views: 75204

Re: Roll Call for the Retirement Class of 2018!

It is hard to believe that I started this thread almost 2 years ago. This week marks my first full year in retirement and I hope my fellow Bogleheads in the Class of 2018 have enjoyed their retirement as much as I have enjoyed mine. Without the knowledge of the many members on this site I would have...
by NCPE
Sun May 26, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Meaning of "high/low tolerance" in precision engineering
Replies: 12
Views: 2644

Re: Meaning of "high/low tolerance" in precision engineering

Using verbiage to describe engineering information is pretty much marketing spin. Reminds me of Lord Kelvin's quote: “When you can measure what you are speaking about, and express it in numbers, you know something about it, when you cannot express it in numbers, your knowledge is of a meager and uns...
by NCPE
Tue Apr 16, 2019 6:50 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 16951

Re: What is your hobby and how did it come to be your hobby?

I have a variety of hobbies that wax and wane through out the year (They tend to keep me out of the bars and other undesirable places which makes the DW happy) :happy Amateur radio - always had an interest in wireless communications, first got my license in the mid 1980's and was active for a few ye...
by NCPE
Tue Apr 09, 2019 4:26 pm
Forum: Personal Consumer Issues
Topic: How Much Do You Pay For Haircut?
Replies: 115
Views: 7380

Re: How Much Do You Pay For Haircut?

LCOL area, same barber for 30+ years, $14.00 for basic cut + $2.00 tip

NCPE
by NCPE
Sat Apr 06, 2019 10:09 am
Forum: Personal Consumer Issues
Topic: [On-going Scams - Post them here]
Replies: 229
Views: 11679

Re: Received a Ransomware email

I received more or less the same "ransomware" email this morning, it did have a generic password that I used years ago for websites that required a password but I figured I would never visit again and had no financial ties. Same blackmail about the websites, which I don't visit and I don't have a we...
by NCPE
Sat Feb 23, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: Relocate to Carolinas
Replies: 80
Views: 7700

Re: Relocate to Carolinas

timefour - I am a little biased being a lifelong resident of NC. You have a broad choice in living locations /climates here in the Tarheel state - from the mountains in the west to the Outer Banks on the east (Murphy to Manteo as stated above). Probably would be good to come down for a week or two a...
by NCPE
Sun Feb 03, 2019 10:20 am
Forum: Personal Consumer Issues
Topic: Standby Generator Battery
Replies: 9
Views: 770

Re: Standby Generator Battery

As others have said the jump starter should work but "YMMV" (Your Mileage May Vary). Most of the higher end standby generators I have seen have either a weekly exerciser function or a trickle charger built in. If your generator does not have these functions I high recommend a Battery Tender trickle ...
by NCPE
Thu Nov 15, 2018 2:38 pm
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 32
Views: 2446

Re: Mouse in the house

Just my opinion but $80.00 / month would be better spent on additional cats :D

One mouse in 17 years is a pretty good track record.

NCPE
by NCPE
Thu Sep 06, 2018 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 131
Views: 8701

Re: Should I keep my financial advisor

First off welcome to the Bogleheads forum you will find a wealth of knowledge on this site !! We were all in your shoes at one time, I would suggest dumping the advisor and keep the CPA. If you need Investment help use Vanguard's PAS or select a target date fund. An appropriate quote from the Whitec...
by NCPE
Sat Sep 01, 2018 10:32 am
Forum: Personal Consumer Issues
Topic: Daily Driver (Car) Over 100K Miles?
Replies: 96
Views: 7815

Re: Daily Driver (Car) Over 100K Miles?

The question for me is which high mileage car :confused 1990 Honda Civic 176,000 2007 Lexus RX350 180,000 1991 Chevrolet S-10 ~300,000 - speedometer doesn't work until you drive it at least 5 miles or so ) 1996 Chevrolet S-10 292,000 Wouldn't bat an eye about jumping in any of these and head across ...
by NCPE
Mon Jul 23, 2018 7:33 am
Forum: Personal Consumer Issues
Topic: Engineers come in.
Replies: 108
Views: 8783

Re: Engineers come in.

"Look to you left, look to your right. If you make it through the program they won't". Just retired after a 35+ year career as a PE, from my experience years ago getting my BS in Mechanical Engineering this is spot on. Engineering is a tough curriculum and if he seriously intends to pursue a degree...
by NCPE
Sat Jun 16, 2018 9:54 am
Forum: Personal Consumer Issues
Topic: Contractor - Threatening Lien/Lawsuit
Replies: 55
Views: 7370

Re: Contractor - Threatening Lien/Lawsuit

To late to help with this situation but the first question I always ask a potential contractor is for proof of Liability / Workers Compensation Insurance and the name of the agent who wrote the policy. The scammers / fly by night guys will make all sorts of excuses but this one question screens them...
by NCPE
Sat May 05, 2018 6:51 am
Forum: Personal Finance (Not Investing)
Topic: How old is too old for a vehicle, even for a well running one ?
Replies: 83
Views: 7209

Re: How old is too old for a vehicle, even for a well running one ?

The answer is as many have said are "it depends". Some people are comfortable with driving an older vehicle, some are not. To me age of the vehicle has no bearing, the track history of the particular manufacturer / model and the owner's routine maintenance are the deciding factors. Currently in the ...
by NCPE
Fri May 04, 2018 7:06 am
Forum: Personal Consumer Issues
Topic: Need advice on $5M property sale
Replies: 39
Views: 4898

Re: Need advice on $5M property sale

As they - say all things in life are negotiable. Last time I checked in my area realtor commissions on unimproved land runs 10% or better. You can shop around but if the area is really that booming I would be surprised that you have not already been approached by developers / speculators / vultures ...
by NCPE
Sat Mar 24, 2018 5:48 am
Forum: Personal Consumer Issues
Topic: WWYD? Trade Honda CR-V for Lexus RX350?
Replies: 32
Views: 4629

Re: WWYD? Trade Honda CR-V for Lexus RX350?

Wow - A thread I feel qualified to comment on !! We have both a 2007 Lexus RX350 (190,000 miles) and a 2013 Honda CRV (65,000 miles), we like them both but the Lexus probably wins out for the most part for the price difference you are talking about. Pros / Cons - RX350 - Much less road / tire noise ...
by NCPE
Sat Mar 24, 2018 5:31 am
Forum: Personal Finance (Not Investing)
Topic: changing my signature when signing checks and credit card receipts
Replies: 47
Views: 4637

Re: changing my signature when signing checks and credit card receipts

Signature ? What Signature?? Back when banks still returned your cancelled checks the DW wrote one for the yearly insurance (~couple thousand dollars) and forgot to sign it. Went right through with no issues, only happened to catch it when I was reconciling the checking account. I now have regressed...
by NCPE
Sun Feb 04, 2018 6:45 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 630
Views: 88119

Re: Flaunt Your High-Mileage Car

The question for me is which high mileage car :? 1990 Honda Civic 170,000 2007 Lexus RX350 172,000 1991 Chevrolet S-10 278,000 (Probably closer to 300,000 - speedometer doesn't work until you drive it at least 5 miles or so :D ) 1996 Chevrolet S-10 292,000 Wouldn't bat an eye about jumping in any of...
by NCPE
Fri Dec 15, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Uber vs Ambulance - HUGE cost difference
Replies: 85
Views: 12751

Re: Uber vs Ambulance - HUGE cost difference

Speaking from 40 years experience as a Firefighter / EMT - "You get what you pay for" No offense to Uber but if I have a life threatening emergency I want the best possible pre hospital care I can get. For a non life threatening issue Uber is probably fine, but a wrong decision could mean the differ...
by NCPE
Fri Dec 15, 2017 7:25 am
Forum: Personal Consumer Issues
Topic: Lexus RX 350 - new vs. preowned
Replies: 29
Views: 3969

Re: Lexus RX 350 - new vs. preowned

We bought a Certified Pre Owned 2007 model with 30,000 miles on it in 2009 for about 25% off the best price we could find on a new model. Came with the Lexus 100,000 mile warranty which we never had to use, currently has 186,000 miles. Other than normal maintenance and having to replace a couple of ...
by NCPE
Fri Dec 01, 2017 7:54 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 16555

Re: Price of haircut?

Had one today, standard cut is $13+$2 tip. LCOL area, I have had the same barber for 35 years.

NCPE
by NCPE
Fri Nov 10, 2017 4:45 pm
Forum: Personal Consumer Issues
Topic: Home backup generator experiences
Replies: 72
Views: 10086

Re: Home backup generator experiences

I never could justify a dedicated whole house generator, instead we installed a manual transfer / lock out plate on the electrical panel and an outside power inlet that we supply using the Bobcat welder we have for welding around the farm, 10 kw pretty much runs everything in the house except the he...
by NCPE
Thu Oct 12, 2017 5:43 pm
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 384
Views: 75204

Re: Roll Call for the Retirement Class of 2018!

I has been 3 months since I officially hit the “R” button and notified my management I will be checking out in 2018 and the stress level in my life due to work has drastically dropped. I had my annual physical this week and my blood pressure is the lowest it has been in many, many years. :D Good luc...
by NCPE
Sun Sep 24, 2017 7:28 am
Forum: Personal Investments
Topic: Large inheritance -questions to ask potential advisors
Replies: 27
Views: 3753

Re: Large inheritance -questions to ask potential advisors

First of all condolences on the passing of your father in law. I went through a similar situation with my mother's estate but you are much smarter than I was - you came to Bogleheads for advice before doing anything. :happy The first item to address will be to identify any tax implications for 2017 ...
by NCPE
Sun Aug 13, 2017 6:49 pm
Forum: Personal Consumer Issues
Topic: Alternatives/choices with ambulance or rescue squad
Replies: 25
Views: 2008

Re: Alternatives/choices with ambulance or rescue squad

dm200 - The answer to many of your questions is "it depends". I am not sure of your exact location (hopefully you are not inside DC) but I am actively involved in Fire / Rescue response here in NC and can only speak based on my 38 years of being a firefighter / EMT. First off I will apologize for th...
by NCPE
Sun Jul 02, 2017 7:24 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 384
Views: 75204

Roll Call for the Retirement Class of 2018!

I could not find a Class of 2018 post so I guess I am the first to officially hit the “R” button for 2018. I have run the numbers through all the online calculators and thanks to the members of this forum I am ready to make the jump after 35 years with a megacorp that is in the process of being take...
by NCPE
Thu May 04, 2017 6:29 am
Forum: Personal Consumer Issues
Topic: Vexing electrical problem in the house
Replies: 54
Views: 5945

Re: Vexing electrical problem in the house

Sounds like you need to get firm with the "warranty" company and demand a licensed (and competent ) electrician to come out and fix the issue. As others have said you have an issue with an intermittent connection, more than likely in the breaker panel. A thermal imaging camera can very quickly ident...
by NCPE
Wed Apr 12, 2017 5:45 am
Forum: Personal Finance (Not Investing)
Topic: Tax preparer charging for past tax PDF's copies
Replies: 49
Views: 5484

Re: Tax preparer charging for past tax PDF's copies

My CPA supplies me a bound hard copy of my tax returns along with supporting documentation when he is done. It is then up to me to retain it or make copies as I see fit. I am sure he would charge additional for a pdf copy, either at the time I pick up the hard copy or if I came back at a later date....
by NCPE
Fri Mar 24, 2017 5:23 am
Forum: Investing - Theory, News & General
Topic: The $1,124,176 Car.
Replies: 99
Views: 13371

Re: The $1,124,176 Car.

I will have sit down and do the math on how much my daily driver (1990 Honda Civic) has saved me over the years :mrgreen: Nothing other than normal scheduled maintenance (which I do my self) since I bought it. I might have to look about retiring it from daily driver status when it hits 30 years old....
by NCPE
Sun Mar 05, 2017 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Questions for Parents' Executor to Ask Beforehand?
Replies: 8
Views: 1223

Re: Questions for Parents' Executor to Ask Beforehand?

I have been the executor for both of my parent's estates. When my father passed away it was very straightforward, all financial assets passed directly to my mother per the terms of the will and since she was listed on all financial accounts as Joint Owner with Right of Survivorship or she was sole b...
by NCPE
Fri Feb 17, 2017 7:11 am
Forum: Investing - Theory, News & General
Topic: Charlie Munger's Comments on Index Funds versus "Stock Picking"
Replies: 12
Views: 4200

Charlie Munger's Comments on Index Funds versus "Stock Picking"

Didn't see this posted but a good affirmation from Charlie Munger (Berkshire Hathaway) on investing in Index funds versus picking stocks "I would hate to manage a trillion dollars in the big stocks and try to beat the indexes. I don't think I could do it." Link below: http://finance.yahoo.com/news/s...
by NCPE
Sat Jan 28, 2017 10:22 pm
Forum: Personal Consumer Issues
Topic: Fire extinguishers
Replies: 45
Views: 3688

Re: Fire extinguishers

Multiple extinguishers through out the house and garage, plus one in each vehicle. Friendly public safety reminder - If you have the dry powder type extinguishers remember to check the gauge and to flip them upside down a few times to keep the powder from settling in them when you check your Smoke D...
by NCPE
Sat Jan 28, 2017 8:41 am
Forum: Personal Consumer Issues
Topic: Verizon to Cricket or StraightTalk
Replies: 70
Views: 8895

Re: Verizon to Cricket or StraightTalk

Another satisfied Cricket user.

Was with Verizon for 20+ years but the steady price increases pushed me to look elsewhere. Before switching check the coverage maps for your area, all cell carriers have dead spots, just in different locations.

NCPE
by NCPE
Tue Dec 27, 2016 7:17 am
Forum: Personal Consumer Issues
Topic: Cutting Trees in the Back Yard
Replies: 27
Views: 3266

Re: Cutting Trees in the Back Yard

This is a job to leave to the professionals. Bid the job out among tree companies that are bonded and insured for both liability and workers comp. Call their agent to verify insurance is in force before they start working on your property. Neighbor tried the cheap route, hired 2 guys with a pickup a...
by NCPE
Mon Nov 21, 2016 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Car purchase- email negotiations for CPO cars?
Replies: 12
Views: 3093

Re: Car purchase- email negotiations for CPO cars?

SixAlpha - Point well taken on the online maintenance records. I am just leery of a relatively "new" car under warranty with no history or paperwork on oil changes, etc. On the other hand as soon as I purchase a vehicle it tends to "disappear" from the Carfax online tracking other than for the annua...
by NCPE
Mon Nov 21, 2016 6:28 am
Forum: Personal Finance (Not Investing)
Topic: Car purchase- email negotiations for CPO cars?
Replies: 12
Views: 3093

Re: Car purchase- email negotiations for CPO cars?

Definitely recommend the email route. We have purchased 2 "certified pre-owned" (a Lexus and a Honda) with great results. The last one we bought was purchased with out a test drive (we looked at it on the weekend when we could check it out with out being pressured by the lot salesmen). Total time sp...
by NCPE
Mon Nov 21, 2016 5:58 am
Forum: Personal Investments
Topic: Wisdom of decision
Replies: 17
Views: 2853

Re: Wisdom of decision

Retiresafely - Welcome to the Forum. Your situation sounds very similar to where I was at before I found the Bogleheads. (My former FA had me in 26 different funds just to make it looked complicated :oops: ). I was paying him a 1.5% AUM fee which I thought was a little high but I my epiphany was whe...
by NCPE
Mon Oct 31, 2016 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Continue Whole Life Policy with LTC Rider or Self Fund?
Replies: 9
Views: 2879

Re: Continue LTC Policy or Self Fund?

I will try to address the questions asked: The "Paid up at 99" basically means that we make annual payments @$5,900 until the DW is 99, after she turns 100 they don't charge anymore premiums. (40 years x $5,900 each year) :moneybag The LTC rider is included at "No Charge" I have only made 2 payments...
by NCPE
Sun Oct 30, 2016 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Continue Whole Life Policy with LTC Rider or Self Fund?
Replies: 9
Views: 2879

Continue Whole Life Policy with LTC Rider or Self Fund?

I am making progress to convert my investments to a lazy portfolio (from the 26 different funds my former FA had me in just to make it look complicated). After making considerable progress with the investment transition (and getting better returns than the previous FA’s portfolio) I am now second gu...
by NCPE
Fri Sep 30, 2016 6:52 pm
Forum: Personal Investments
Topic: A broker's response to 3 Fund Portfolio
Replies: 61
Views: 8504

Re: A broker's response to 3 Fund Portfolio

Sounds just like my former FA before I found the Bogleheads (he had me in 26 different funds just to make it looked complicated). :oops: My epiphany was when I signed up for the Morningstar and plugged the FA's portfolio and compared it with the X Ray analysis tool against a 3 fund "lazy" portfolio ...
by NCPE
Wed Mar 30, 2016 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Which Engineering Discipline for the next 20+ years !!!
Replies: 168
Views: 19087

Re: Which Engineering Discipline for the next 20+ years !!!

Pick a major in that you at least have some interest in, but I would also recommend picking your electives in a complimentary major to broaden your skill set. Engineering is in very high demand still and looks to be in demand for a long time into the future. My degree is ME, but took most of my elec...
by NCPE
Fri Mar 25, 2016 11:00 am
Forum: Personal Investments
Topic: Best & Worst Financial Decisions?
Replies: 92
Views: 12344

Re: Best & Worst Financial Decisions?

Best: Saving / Investing consistently since first day of employment Worst: Trusting a fee only Financial Advisor to pick the funds for my portfolio. :oops: High expense ratios, extremely aggressive complicated portfolio, with much lower returns than the 401k funds that I was managing on my own. The ...
by NCPE
Fri Mar 18, 2016 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: Should I proactively freeze my credit?
Replies: 18
Views: 2066

Re: Should I proactively freeze my credit?

Highly recommend freezing your credit proactively. To quote the old saying "it is too late to close the barn door after the horse is out". Cost will vary depending on where you live, we just happen to reside in North Carolina which requires the Credit Bureaus to let us freeze / unfreeze our credit r...