Search found 265 matches

by four7s
Tue Jul 14, 2020 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: Banks offering Construction Loans during COVID-19?
Replies: 1
Views: 176

Re: Banks offering Construction Loans during COVID-19?

I hope this discussion will garner some good boglehead replies. My wife and I are also considering a construction loan for a house to be built in Florida. The construction company is very large and has decades of experience and a good reputation. The company offers financing through their own in hou...
by four7s
Fri Jun 26, 2020 2:31 pm
Forum: Personal Consumer Issues
Topic: Motor home rental?
Replies: 21
Views: 1557

Re: Motor home rental?

OP responds....our motivation to travel by RV coast to coast is simply to transport two cats. They are 12 yr. old and our family. Tibbitts is absolutely spot on.
by four7s
Thu Jun 25, 2020 3:22 pm
Forum: Personal Consumer Issues
Topic: Motor home rental?
Replies: 21
Views: 1557

Motor home rental?

My wife and I are relocating from the Nevada to Florida this winter. We have two cats and are considering renting a 25'motor home one way for the 2400 mile trip and we are allowing one week or less for completion of the trip. Traveling with two kitties on a plane and making connections probably won'...
by four7s
Fri May 29, 2020 3:37 pm
Forum: Personal Investments
Topic: Should we get back into Wellsley and Wellington?
Replies: 14
Views: 1725

Should we get back into Wellsley and Wellington?

My wife and I are in our 70's. About ten years ago we invested a large % of our retirement nest egg in Wellsley and Wellington. Over those 10 years we received a very nice return and watched the investments grow considerably. During the market 'crash' in March we watched over $150K in paper profits ...
by four7s
Tue Apr 14, 2020 8:56 pm
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 59
Views: 4345

Re: Best Way to Watch British Mystery Shows

We subscribe to Acorn TV, 100% Brit TV. There are so many shows to watch that you won’t go wrong with either streaming service. I’d highly recommend subtitles as the accents can be difficult at times. Also, MHZ has an all European detective/mystery lineup with the best France, Germany, Sweden, Holla...
by four7s
Tue Mar 31, 2020 10:15 pm
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 8906

Re: Did you move for better weather? Did you regret it?

We moved from the upper Midwest to escape the horrible winters but also because the mild and humid summers really weren’t worth suffering through the severe winters. Long story short our previous 40 years have been in the Florida Keys and Las Vegas and we have no regrets. Living in sunshine 90% of t...
by four7s
Sat Feb 15, 2020 7:59 pm
Forum: Personal Consumer Issues
Topic: 12 x 5 bathroom remodel
Replies: 18
Views: 1747

Re: 12 x 5 bathroom remodel

Check out the onyx collection from Bellevue, Ks. We’ve gone through several bidders for porcelin tile but decided on this product. If they have a local installation company you might like their product.
by four7s
Sat Jan 11, 2020 8:51 pm
Forum: Personal Consumer Issues
Topic: Trip to NYC/Broadway
Replies: 55
Views: 3015

Re: Trip to NYC/Broadway

Make it special. Simply go online to the theaters website and purchase directly from theater. Don’t worry about discounted tix or going to any trouble trying to save a buck. Buy ‘best available’ from the theater and make it a special treat for your wife and mother-in-law.
by four7s
Sat Jan 04, 2020 3:09 pm
Forum: Personal Investments
Topic: Looking for 3 funds
Replies: 4
Views: 343

Re: Looking for 3 funds

Wellesley, Wellington, and target retirement 20xx. Good basic and safe mutuals covering the stock and bond market.
by four7s
Sat Oct 12, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Do you carry your passport with you during international travel?
Replies: 110
Views: 10992

Re: Do you carry your passport with you during international travel?

Hotel safes are not always safe. We had money stolen during a week long stay in a Parisian hotel and when we told the front desk they feigned ignorance. At that point we kept ALL money and valuables on our person. For the rest of our stay we set ' a trap' to know if someone tried to gain access agai...
by four7s
Wed Aug 21, 2019 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Anybody else enjoy sitting around and doing little in retirement?
Replies: 70
Views: 8716

Re: Anybody else enjoy sitting around and doing little in retirement?

Rule # 1 for retirees: Don't do today what you can put off until tomorrow.
by four7s
Mon Jul 22, 2019 1:42 pm
Forum: Personal Consumer Issues
Topic: Will Tall Fence Lessen Neighboring Dog Bark Noise?
Replies: 54
Views: 3482

Re: Will Tall Fence Lessen Neighboring Dog Bark Noise?

Don't buy there. You'll be a nervous wreck waiting and hoping for these dogs to change their protective nature. Spoiler alert: They never will.
by four7s
Sat May 18, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: Foam vs pillow-top? Mattresses for the long term
Replies: 17
Views: 1692

Re: Foam vs pillow-top? Mattresses for the long term

We purchased an adjustable (electric) frame with a latex mattress. Perhaps the best bed we have ever owned. Latex has a small % of market and is not inexpensive but is well worth looking into.
by four7s
Tue May 07, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Summer Vacation UK vs. Spain
Replies: 41
Views: 3466

Re: Summer Vacation UK vs. Spain

Look into paradores in Spain. They are historic castles that take overnight guests. Very hard to get reservations as space is limited but a wonderful experience if you get lucky.
by four7s
Sat May 04, 2019 7:02 pm
Forum: Personal Consumer Issues
Topic: Useful wedding gift you didn't expect
Replies: 26
Views: 3406

Re: Useful wedding gift you didn't expect

In 1972 we received an Italian Espresso coffee machine (LaPeppina brand) that we used daily. We thought that if we were to open a coffee shop selling quality espresso/cappacino coffee it might be successful. Then we thought, ‘nah... nobody is gonna spend a dollar on fancy coffee when they can get re...
by four7s
Sat Apr 27, 2019 10:20 pm
Forum: Personal Consumer Issues
Topic: weber grills
Replies: 34
Views: 3318

Re: weber grills

We bought the 3 burner Weber SPIRIT and couldn’t be happier. An outstanding quality product.
by four7s
Thu Apr 18, 2019 10:40 pm
Forum: Personal Consumer Issues
Topic: Is it worth renting a car in Vegas?
Replies: 22
Views: 2096

Re: Is it worth renting a car in Vegas?

(From a Vegas resident) Rent the car and use it when you want to or need to. A drive to Red Rock or Boulder City and Dam would be fun. Use the rental as a convenience for your family after you get the lay of the land and decide what you want to do.
by four7s
Sun Mar 17, 2019 5:48 pm
Forum: Personal Consumer Issues
Topic: Paris - Is It Safe?
Replies: 143
Views: 10748

Re: Paris - Is It Safe?

Take your valuables with you on your daily outings. Keep them in a pouch hung around your neck inside your shirt/sweater and jacket. We trusted the in room safe at our Parisian hotel and were robbed when ‘someone’ gained entry to it. They know how to get into the safe as they work at the hotel and h...
by four7s
Sat Mar 09, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: Espresso Maker 2019
Replies: 106
Views: 8185

Re: Espresso Maker 2019

I've been making 4 espressos with steamed milk daily since the 70's and have gone through many machines. I've spent a lot of $$ on machines that were touted to be the hottest 'new machine'. My favorite machine is the DeLonghi EC-155 that retails for about $100. and is widely available on line or at ...
by four7s
Sun Feb 24, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Swimming, do you? Advice sought.
Replies: 76
Views: 7767

Re: Swimming, do you? Advice sought.

I enjoy water walking laps. I use an olympic size pool with lanes and walk forward or backward about 40X. Also, moving sideways is good exercise,too. The water is waist high and my routine lasts about an hour, Was never a good swimmer but I love being in the water, dunking my head every few laps, an...
by four7s
Fri Feb 15, 2019 4:12 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2015
Views: 216157

Re: Personal favorite TV/cable series

Bloodline on Netflix...set in Florida Keys.
by four7s
Wed Feb 13, 2019 5:37 pm
Forum: Personal Investments
Topic: Wellington & Wellesley Funds
Replies: 20
Views: 5559

Re: Wellington & Wellesley Funds

Am I correct that the late great Jack Bogle said that he had 70% of his families estate in Wellsley and Wellington?
by four7s
Fri Dec 21, 2018 12:06 am
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 3026

Re: London Neighborhood Recommendation

Life is short. Mayfair.
by four7s
Thu Dec 20, 2018 9:29 pm
Forum: Personal Consumer Issues
Topic: Driving from MA to FL - recommendations?
Replies: 30
Views: 2356

Re: Driving from MA to FL - recommendations?

See Rock City.......Pedro Says......You’ll know what I’m referring to when you hit Dixie. Safe travels.
by four7s
Sun Nov 11, 2018 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 896
Views: 150617

Re: High Earners - What's Your Profession?

"Rhinestone Carney" working Fairs and Festivals across the USA for six months per year, 16-18 hours per day, 7 days a week. Six months off to relax and travel. Lots of hard work and lots of time off. Can't complain.
by four7s
Tue Nov 06, 2018 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: How much money are you leaving your kids after you die?
Replies: 234
Views: 16948

Re: How much money are you leaving your kids after you die?

My father lived to 84 and he always got a good laugh when he said,’ I know I can’t take it with me but I’m gonna have a few bucks on me ‘just in case.’
by four7s
Sat Nov 03, 2018 6:09 pm
Forum: Personal Finance (Not Investing)
Topic: Deal fell through and didn't get escrow money.....
Replies: 56
Views: 6299

Deal fell through and didn't get escrow money.....

Some close friends put their house on the market 9/1/18. Sale price was $299K and buyer put $3000 earnest money in escrow. Closing date was 10/25/18. That day came and went and the realtor released the $3000. back to the failed buyer who had purchased with a contingency that he sell his house. When ...
by four7s
Fri Sep 14, 2018 7:45 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 71
Views: 6362

Re: [Wearing] Shorts in Egypt

We visited Egypt in 1994 and still consider that trip the highlight of a lifetime of int’l travel. You are about to visit IMHO the most fascinating country on earth. Cherish the moments visiting the sites.
by four7s
Fri Jun 29, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: Anyone Tried Youtube TV Yet?
Replies: 42
Views: 4931

Re: Anyone Tried Youtube TV Yet?

I'd love to cut the cord, too. How is the Youtube TV reception when streamed using Roku 3?
by four7s
Sat May 26, 2018 2:21 pm
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 9120

Re: Florida Living

Our first home was three blocks from the beach in St. Augustine Beach and cost $38,500 in early '80s. Times have changed but the one thing I wouldn't compromise on is this: If ocean walks and beach access are tops on the list then pay what the market is asking. People from around the globe will want...
by four7s
Sun Apr 15, 2018 8:34 pm
Forum: Personal Consumer Issues
Topic: Las Vegas hotel
Replies: 44
Views: 5698

Re: Las Vegas hotel

The Wynn, Wynn Encore or Bellagio. All are as good as any hotel in USA. If I had to choose, from personal experience, the Bellagio is hard to beat.
by four7s
Fri Apr 13, 2018 1:48 pm
Forum: Personal Consumer Issues
Topic: Best Leather Checkbook
Replies: 15
Views: 1338

Re: Best Leather Checkbook

Go to your local Fair or Art Show and buy a handmade checkbook. They'll probably last long enough to see you out.
by four7s
Wed Apr 04, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2015
Views: 216157

Re: Netflix, Your Current Favorite Show

Episodes with Matt LeBlanc and some very funny British actors is an inside look at the Hollywood TV industry. It had to be written by an insider and I'm sure Hollywood people will recognize thinly veiled references to real people. If you think that Hollywood is full of narcisstic and shallow people ...
by four7s
Tue Feb 27, 2018 3:21 pm
Forum: Personal Consumer Issues
Topic: Dealership oil change worth it?
Replies: 69
Views: 8398

Re: Dealership oil change worth it?

Dealerships always charge more and recommend costly upkeep that you may not really need. Ex: I needed an oil change on my Toyota and balked at the $55. charge at a local oil change place. Instead took the car to Toyota dealer even though I knew it would be a similar charge--free coffee, rolls, etc. ...
by four7s
Fri Feb 23, 2018 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Bogleheads: What are you doing to prepare for dementia/alzheimers?
Replies: 60
Views: 7346

Re: Bogleheads: What are you doing to prepare for dementia/alzheimers?

Guardianship rules vary from state to state and it is critical to know how your state treats its citizens. Never trust the goodwill of lawyers, judges, senior prrotective beaurcrats, etc. It is a nightmare when unscrupulous officials take over your life. Step #1 is to learn about this and then to fi...
by four7s
Wed Dec 13, 2017 3:04 pm
Forum: Personal Consumer Issues
Topic: Concert Decision and Advice
Replies: 41
Views: 3183

Re: Concert Decision and Advice

Just go and enjoy yourself and if it doesn't seem worthwhile at least you experienced it. My first concert was in 1965 when I saw The Beatles at Comiskey Park and it was the best $5.50 ticket I ever purchased.
by four7s
Thu Oct 05, 2017 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Senior citizens can lose everything [to professional guardians via court rulings]
Replies: 111
Views: 13581

Re: Senior citizens can lose everything [to professional guardians via court rulings]

Here's some credit where credit is due. As a Nevada resident and a Senior I am very aware of this situation. There is a local Seniors' newspaper called the Vegas Voice. Dan Roberts, the publisher, and a citizen named Rana Goodman are to be recognized for shining the light on this injustice. Rana and...
by four7s
Mon Sep 18, 2017 2:29 pm
Forum: Personal Investments
Topic: Mfr. home in SoCal......
Replies: 4
Views: 1135

Re: Mfr. home in SoCal......

Excellent point. I think a mfr. home walking distance ( 2 blocks) to the ocean will hold it's value and then some
by four7s
Sat Sep 16, 2017 3:21 pm
Forum: Personal Investments
Topic: Mfr. home in SoCal......
Replies: 4
Views: 1135

Mfr. home in SoCal......

The cost off a second (retirement) home near the ocean in Southern California (San Diego county) is a very expensive proposition and one that my wife and I have given up on. But recently it was suggested that a double wide manufactured home would be affordable and even though we never thought of thi...
by four7s
Wed Aug 30, 2017 11:25 pm
Forum: Personal Consumer Issues
Topic: Hurricane Harvey relief?
Replies: 42
Views: 4505

Hurricane Harvey relief?

Like many on this board I want to donate money to help the victims of this horrible hurricane hitting Texas and Louisiana. The Red Cross and Salvation Army are the two big organizations that provide help but I can't help but think that there are numerous other worthy ornanizations that target specif...
by four7s
Wed Jun 07, 2017 7:01 pm
Forum: Personal Consumer Issues
Topic: Trailer Towing Tidbits? [and epilogue]
Replies: 52
Views: 5589

Re: Trailer Towing Tidbits?

The Club is a device sold at auto supply stores, Wal Mart, etc. that fits over the steering wheel. Runs about $40.00. When in place it protects the vehicle from being stole as the steering wheel is locked. The Club can only be removed by you with a key.
by four7s
Wed Jun 07, 2017 5:19 pm
Forum: Personal Consumer Issues
Topic: Trailer Towing Tidbits? [and epilogue]
Replies: 52
Views: 5589

Re: Trailer Towing Tidbits?

Traveling from sun-up to sundown is a good idea and having hotel reservations made in advance is a must to make the trip more efficient & enjoyable. Also, contrary to what you've read pilfering along major interstate highways is a very big deal. The bad guys know that there's stuff to be had in the ...
by four7s
Tue Jun 06, 2017 3:33 pm
Forum: Personal Consumer Issues
Topic: Trailer Towing Tidbits? [and epilogue]
Replies: 52
Views: 5589

Re: Trailer Towing Tidbits?

Never make a sharp turn while towing, turns should be gradual, allow longer distance for stopping because of the weight your pulling, be extra careful entering and exiting gas stations, realize 18 wheelers will create a draft when they pass you, and look at your mirrors A LOT to make sure other vehi...
by four7s
Thu Mar 30, 2017 3:07 pm
Forum: Personal Consumer Issues
Topic: What to see in Philly?
Replies: 87
Views: 7012

What to see in Philly?

I will have about 4 hours in the morning to see one 'must visit' site in Philadelphia. Any recommendations? Thank you.
by four7s
Sat Mar 11, 2017 10:48 pm
Forum: Investing - Theory, News & General
Topic: I have to share this quote
Replies: 32
Views: 5938

Re: I have to share this quote

Overheard at a Blackjack table in Las Vegas:

As the player lost again and again he said to the dealer, " Doug, you're killing me."

Doug replied, " I think it's called suicide, sir."
by four7s
Thu Jan 19, 2017 3:20 pm
Forum: Personal Consumer Issues
Topic: Recommendations for radio stations
Replies: 16
Views: 2375

Re: Recommendations for radio stations

With some googling you should be able to track down 'historical radio broadcasts.' Several years ago I listened to the original uninterupted Colu mbia Broadcast System (later CBS Radio) six hour broadcast of the D-Day invasion. It included breaking news, statements from different gov'ts, the Vichy g...
by four7s
Sun Jan 15, 2017 3:57 pm
Forum: Personal Consumer Issues
Topic: Streaming TV for Elderly Parents
Replies: 39
Views: 9707

Re: Streaming TV for Elderly Parents

Are they asking you to change their TV viewing routine? If not, leave well enough alone.
by four7s
Sun Jan 01, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Las Vegas Areas and Real Estate
Replies: 16
Views: 2770

Re: Las Vegas Areas and Real Estate

We've lived in Henderson (Zip 89052) for 15 years and have often commented that while we like Summerlin we are very happy to have purchased in the Anthem area. The commute to the airport or the Strip is a snap and the Henderson/Anthem area wins out in every category when comparing it to Summerlin. Y...
by four7s
Fri Dec 09, 2016 6:56 pm
Forum: Personal Investments
Topic: Wellsley and Wellington year end.....
Replies: 3
Views: 1098

Wellsley and Wellington year end.....

If I read the year end distribution for these two funds correctly it seems we may be down 50% from each of the previous two years payout. Has anyone else noticed and wondered why?