Search found 232 matches

by URSnshn
Mon Aug 03, 2020 1:17 pm
Forum: Personal Consumer Issues
Topic: Package Delivery service advice sought
Replies: 12
Views: 567

Package Delivery service advice sought

I ordered a product on 7/12 of this year and it was mailed via DHL. It has yet to arrive. The company tells me that the post office is to blame - same story each time I call. And, yes, I understand the PO's issues and possible slow delivery. However when I track the package, it says the delivery wil...
by URSnshn
Tue Jun 02, 2020 2:30 pm
Forum: Personal Consumer Issues
Topic: How to keep chiipmunks from going into gutter/underground drain connection?
Replies: 34
Views: 1767

Re: How to keep chiipmunks from going into gutter/underground drain connection?

OP here. Thanks everyone for your suggestions and sense of humor. I could not add an image, so here's a try at a "drawing" DDDD DDDD DDDD DOWNSPOUT FROM ONE STORY HOME DDDD DDDD THE UNDERGROUND DRAIN IS BIGGER THAN THE DOWN SPOUT DDDD DDDD \\\\ \\\\\\\\\\\ UNDERGROUND DRAIN PIPE THAT SITS JUST ABOVE...
by URSnshn
Mon Jun 01, 2020 6:20 pm
Forum: Personal Consumer Issues
Topic: How to keep chiipmunks from going into gutter/underground drain connection?
Replies: 34
Views: 1767

How to keep chiipmunks from going into gutter/underground drain connection?

I have a few gutter downspouts that connect to their respective underground drains. Some of these are open and don't have a "cover". The downspout just sits into the underground drain. I would like to cover the connection so chipmunks can't use it to go up the gutter or down the underground drain. S...
by URSnshn
Sat May 30, 2020 10:05 am
Forum: Personal Consumer Issues
Topic: Necessary to clean the clothes dryer? How? Ticks?
Replies: 17
Views: 1416

Re: Necessary to clean the clothes dryer? How? Ticks?

I appreciate everyone's thoughts ... here is an example of an article from AARP which advises putting clothes straight into the dryer and then wash them .... https://blog.aarp.org/healthy-living/to-kill-ticks-dry-clothes-then-wash-them .... but practically speaking how do we or anyone manage this an...
by URSnshn
Sat May 30, 2020 8:30 am
Forum: Personal Consumer Issues
Topic: Necessary to clean the clothes dryer? How? Ticks?
Replies: 17
Views: 1416

Re: Necessary to clean the clothes dryer? How? Ticks?

I did edit my original post for clarity. What I will add here is that what my spouse is doing is DISINFECTING the clothes dryer, AFTER first running whatever clothes were worn outdoors in the clothes dryer. THEN the clothes are washed while the clothes dryer is disinfected. This process is TEDIOUS a...
by URSnshn
Sat May 30, 2020 7:26 am
Forum: Personal Consumer Issues
Topic: Necessary to clean the clothes dryer? How? Ticks?
Replies: 17
Views: 1416

Necessary to clean the clothes dryer? How? Ticks?

Hi! Summer is coming. When it comes to ticks some have suggested that putting your clothes in the dryer and running it on hot is a good way to kill ticks ... see https://www.bogleheads.org/forum/viewtopic.php?t=255488 Edited add: Spouse had read or assumed based on what was read that the clothes dry...
by URSnshn
Thu May 28, 2020 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse filing for spousal benefits question
Replies: 14
Views: 946

Re: Spouse filing for spousal benefits question

Many thanks ObliviousInvestor! The formula and your example and answers will be very helpful in explaining to my Aunt and Uncle.
by URSnshn
Thu May 28, 2020 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse filing for spousal benefits question
Replies: 14
Views: 946

Re: Spouse filing for spousal benefits question

Everyone! Thank you! ObliviousInvester - The formula will be very helpful in giving my Uncle an idea of his SS + Spousal Benefit amount. My uncle has greater than 40 credits and so the total he will receive then will be a combination of his SS benefit plus a spousal benefit which together will equal...
by URSnshn
Thu May 28, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Spouse filing for spousal benefits question
Replies: 14
Views: 946

Re: Spouse filing for spousal benefits question

ObliviousInvester, you wrote: "The maximum possible spousal benefit is half of the other person's PIA (PIA = the amount a person would receive as a retirement benefit, if they filed at full retirement age). So if she filed at 70, he would get less than half of her current monthly benefit." Does this...
by URSnshn
Thu May 28, 2020 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Spouse filing for spousal benefits question
Replies: 14
Views: 946

Spouse filing for spousal benefits question

My uncle is planning on filing at full retirement age and wants to claim spousal benefits. His wife was 70 when she first claimed her benefits. He wants to know if his benefit will be half of what his wife currently receives (having filed at 70) or will it be half of what his wife would have receive...
by URSnshn
Fri May 22, 2020 11:04 am
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3795

Re: Safely disinfecting frozen food packages from corona virus?

Thank you all for your thoughts and suggestions! And to Teague, who wrote, "Someone said that ultraviolet or other strong light sources could be used to disinfect. I have no idea if this is true. Can you leave the frozen goods out in the sun for, oh, a few hours or so?" Leaving them in the sun for a...
by URSnshn
Wed May 20, 2020 12:02 pm
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3795

Safely disinfecting frozen food packages from corona virus?

How do you safely clean frozen vegetable packages prior to putting them in the freezer after grocery shopping? What product(s) have you used as frozen vegetable packages may be porous - they are not hard surfaces. EDIT: I'm asking this question because (1) I don't want to go overboard and purchase /...
by URSnshn
Sun May 10, 2020 4:05 pm
Forum: Personal Consumer Issues
Topic: Has Your Spending Changed Since The Shutdown?
Replies: 180
Views: 7105

Re: Has Your Spending Changed Since The Shutdown?

I notice several have mentioned their grocery costs have increased. I'm curious as to why - at this point (May, 2020) - this may still be true? Groceries are being stocked. We have food - there are some products that are in short supply, but for the most part food is readily available. Why are we no...
by URSnshn
Fri May 08, 2020 6:11 pm
Forum: Personal Consumer Issues
Topic: iMac iPhone phishing security issue - advice sought?
Replies: 4
Views: 423

Re: iMac iPhone phishing security issue - advice sought?

Thank you all and I did check my downloads folder - all set!
by URSnshn
Fri May 08, 2020 10:06 am
Forum: Personal Consumer Issues
Topic: iMac iPhone phishing security issue - advice sought?
Replies: 4
Views: 423

iMac iPhone phishing security issue - advice sought?

I never click on links and I clicked on a link from a friend! It was not sent from them and it connected to a some oddball website. I quickly got off it and did not give any information. But believe I did this twice on both an iMac and iPhone - hello to me???? I gave no information, I was simply ini...
by URSnshn
Tue Mar 24, 2020 1:19 pm
Forum: Personal Consumer Issues
Topic: Ants ... should we keep going or change tactics
Replies: 36
Views: 2370

Ants ... should we keep going or change tactics

We saw ants at our fireplace hearth (no wood stored there) about 6 weeks ago. We used cornstarch however it was not effective. Because of our delay in using cornstarch we ended up with them in 4 rooms. We baited with Terro and over the past weeks (about 3 - 4 weeks) have noticed: First: an increase ...
by URSnshn
Wed Mar 18, 2020 9:56 am
Forum: Personal Consumer Issues
Topic: Dentist/Dental hygienist? (in times of COVID)
Replies: 25
Views: 1547

Re: Dentist/Dental hygienist? (in times of COVID)

At this point I would only go to the dentist for emergency purposes. Mine is currently closed. Those that I know of that are open are screening people and being very cautious.
by URSnshn
Wed Mar 18, 2020 9:41 am
Forum: Personal Consumer Issues
Topic: What very simple computer system or ? would you recommend?
Replies: 12
Views: 611

What very simple computer system or ? would you recommend?

I'm looking for a computer system or some setup for a family member. I posted recently but it turns out I had the wrong criteria. After reading below you may think my family member should pass on a computer or other system altogether, however they have interest in some work they are doing and I thin...
by URSnshn
Wed Mar 11, 2020 6:27 am
Forum: Personal Consumer Issues
Topic: What type of new laptop? Chromebook? Apple? Or ?
Replies: 24
Views: 1760

Re: What type of new laptop? Chromebook? Apple? Or ?

Thanks for the suggestions and questions. I've updated the original post. My family member might be willing to go with something other than MS Office and is not a heavy user, but does want something they "own", they can use off-line and do not want a subscription. A laptop with a monitor might work ...
by URSnshn
Tue Mar 10, 2020 6:47 pm
Forum: Personal Consumer Issues
Topic: What type of new laptop? Chromebook? Apple? Or ?
Replies: 24
Views: 1760

Re: What type of new laptop? Chromebook? Apple? Or ?

mhalley - It does can be a laptop or a desktop. Either would be fine. I updated to post to include that information. Thank you for the resources.
by URSnshn
Tue Mar 10, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: What type of new laptop? Chromebook? Apple? Or ?
Replies: 24
Views: 1760

What type of new laptop? Chromebook? Apple? Or ?

UPDATED: I'm looking for a laptop for a family member. I would appreciate your suggestion. Do you think a Chromebook? Apple? might be appropriate, if so which manufacturer would you choose. They are on their own, are not tech savvy. Here are the requirements: Turns out I was totally off on the crite...
by URSnshn
Wed Jan 29, 2020 10:44 am
Forum: Personal Consumer Issues
Topic: How to send form with personal info securely?
Replies: 13
Views: 978

Re: How to send form with personal info securely?

Thanks for all the suggestions and perspectives. I'll be passing them on to my friend.
by URSnshn
Tue Jan 28, 2020 4:52 pm
Forum: Personal Consumer Issues
Topic: How to send form with personal info securely?
Replies: 13
Views: 978

How to send form with personal info securely?

My friend, who is retiring, and lives some distance from the human resources department, needs to send the required CMS-L564 Medicare Form so that their employer can verify that they have had health insurance since age 65. HR has asked them to submit the form via email, but they are reluctant becaus...
by URSnshn
Tue Jan 28, 2020 4:27 pm
Forum: Personal Consumer Issues
Topic: Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions
Replies: 38
Views: 2874

Re: Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions

OP Here. I appreciate all your replies! For my needs I am planning on trying Nocturne's suggestion below as follows: nocturne wrote: ↑ I added an SSD to a 2013 iMac and it markedly improved speed and responsiveness. For web browsing, email, some photo editing, it was perfectly suitable as my only co...
by URSnshn
Mon Jan 13, 2020 12:08 pm
Forum: Personal Consumer Issues
Topic: Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions
Replies: 38
Views: 2874

Re: Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions

Thank you all! This is a great list of suggestions. I was waylaid in getting on with this project but will be reviewing all of your thoughts and ideas and moving ahead with a solution.
by URSnshn
Tue Dec 31, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions
Replies: 38
Views: 2874

Apple iMac 2013? Replace with Fusion? Or all SSD? Security? Questions

I have an Apple iMac 2013 with Fusion Drive (SSD + hard drive) where the hard drive is going bad. I have researched this, but still have some questions I thought you folks might have some experience in. Here are my questions: *********** EDIT: I plan to use as a second computer AFTER replacing with ...
by URSnshn
Fri Dec 06, 2019 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Part D Plan? Seeking advice.
Replies: 21
Views: 1178

Re: Medicare Part D Plan? Seeking advice.

Thank you all - I will pass on all your suggestions and thoughts including FIREchief's mention of GoodRx. I assume you are talking about https://www.goodrx.com/? I hadn't heard of that. It sounds like it has a saved a few folks some $$$.
by URSnshn
Thu Dec 05, 2019 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Part D Plan? Seeking advice.
Replies: 21
Views: 1178

Medicare Part D Plan? Seeking advice.

I'm helping a friend choose a Medicare Part D plan for the first time. He's been given the advice, as he has no medications and will be traveling, to simply pick the lowest cost plan with a national pharmacy. His questions: 1) Are there any other considerations he should be thinking about? 2) He's b...
by URSnshn
Tue Dec 03, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Digging my parents out of debt
Replies: 28
Views: 3132

Re: Digging my parents out of debt

People can change their behavior at any age.

And, some changes aren't easy no matter how old one is.
by URSnshn
Thu Nov 28, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 37
Views: 5070

Re: What is this sound in the house?

OP here - And the answer is ... red squirrel.

Nothing trapped though, luckily they escaped and the hole and any others are plugged.
by URSnshn
Thu Nov 21, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: Need some Xmas Suggestions
Replies: 23
Views: 2579

Re: Need some Xmas Suggestions

How about a cooking lesson(s) and meal either done personally with you as the experienced chef or at a cooking school or similar.
by URSnshn
Thu Nov 21, 2019 7:24 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 37
Views: 5070

Re: What is this sound in the house?

OP here, I appreciated all the responses. I called an exterminator.

The exterminator, thinks it might be a flying squirrel or red squirrel and so is currently in the process of trapping it - so we'll see. After it is trapped the hole will be sealed up.

So far it doesn't look like ghosts!
by URSnshn
Sat Nov 09, 2019 7:45 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 37
Views: 5070

Re: What is this sound in the house?

OP Here: I'm appreciating all the suggestions.

ChowYunPhat: Thanks for the idea. The noise does not coincide with water usage in that room or a nearby room. There are no water pipe in that room or nearby.

I did wonder if maybe it had something to do with heat, but I don't think so.
by URSnshn
Sat Nov 09, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 37
Views: 5070

What is this sound in the house?

About a week ago we started hearing a sound - a "fluttering" (???) kind of sound in one wall - that is very brief, very random and infrequent, in one corner of the first floor of the house - no where else. It happens so quickly that it can't be determined exactly where it is - that is which wall, ev...
by URSnshn
Sun Sep 29, 2019 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Best Practices Federal and State Withholding in respect to SS, RMDs
Replies: 12
Views: 759

Best Practices Federal and State Withholding in respect to SS, RMDs

I'm helping a friend plan for the time when they are taking Social Security (SS) and RMD's. They will be age 70 soon and are concerned about Federal and State withholding and prefer not to have to make quarterly estimated tax payments. They will have 4 forms of income in 2021: Social Security, RMD's...
by URSnshn
Thu Sep 05, 2019 12:34 pm
Forum: Personal Consumer Issues
Topic: Waze gives wrong directions;now gmaps too; any others I can use?
Replies: 33
Views: 3633

Re: Waze gives wrong directions;now gmaps too; any others I can use?

What I am not pleased with - is re-routing. I had a planned a specific route I wanted to use and GM kept re-routing me. At first, I thought I'd made an error, but no the issue kept repeating itself. Apparently this is an issue. I find it handy to have a general sense of direction and a map on hand. ...
by URSnshn
Sun Jul 28, 2019 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Way out of financial catastrophe?
Replies: 94
Views: 15437

Re: Way out of financial catastrophe?

OP - You might think about have one or two independent house inspectors come out and take a look at the situation. They might shed some light on the situation.
by URSnshn
Wed Jul 24, 2019 11:25 am
Forum: Personal Investments
Topic: Have no problem managing my $5M portfolio - scared of my Dad's $120k
Replies: 45
Views: 3731

Re: Have no problem managing my $5M portfolio - scared of my Dad's $120k

OP I'm not an expert on SS, but I believe he will want to take SS at age 70 because I think he could actually lose SS dollars if he waits until after age 70. If he doesn't need the SS money, he can always invest it. I wondered what his expenses are? Are there some line items that can be reallocated ...
by URSnshn
Tue Jul 23, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Medical alert "button"
Replies: 45
Views: 5010

Re: Medical alert "button"

OP I agree with White Coat Invester's comment: "First of all, make sure you're "treating the patient." What I mean by that is that many people buy these things for their parents to make THEMSELVES feel better" I have had the experience of caregiving for several people. One in particular had a device...
by URSnshn
Tue Jun 25, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 19
Views: 1721

Re: Travel Advice driving through NYC to Long Island

Thank you everyone for your suggestions, tips and experience - they are very helpful and useful even though I use Google Maps and Waze. I'm looking forward to re-reading your comments and checking out the routes and suggestions.
by URSnshn
Tue Jun 25, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Dental implant... almost done! COMPLETE!
Replies: 64
Views: 5313

Re: Dental implant... almost done!

OP - I understand that dental hygiene is important with an implant. Did your dentist give you any special instructions?

And congratulations!
by URSnshn
Mon Jun 10, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 19
Views: 1721

Travel Advice driving through NYC to Long Island

I'm planning on driving from Syracuse, NY to Hauppauge, NY. Would anyone have any route advice? Google Maps says the trip takes 5 hrs and 24 minutes but I'm wondering about reality. I'd be leaving around 6 am on a week day and returning on a Sunday. Is taking the George Washington Bridge and Throg's...
by URSnshn
Sat Jun 08, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Advice
Replies: 47
Views: 3964

Re: Refrigerator Advice

Post by fortfun » Sat Jun 08, 2019 9:30 am I'd get one with the least bells and whistle possible. Less to go wrong..... OP - The above is almost the same advice my appliance repair person gave me a couple of months ago. He suggested Whirlpool or Frigidaire with as few bells and whistles as needed. ...
by URSnshn
Fri May 31, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: Cataract Surgery Choices? Protocols? Cost and sight?
Replies: 8
Views: 651

Cataract Surgery Choices? Protocols? Cost and sight?

My mother has decided it is time to have cataract surgery. She is highly myopic (nearsighted) and wears rigid gas permeable (RGP) contact lenses - not the soft kind. She wears them from the time she's up to the time she goes to bed. She doesn't see as well with glasses. NOTE: her current glasses and...
by URSnshn
Mon May 27, 2019 3:12 pm
Forum: Personal Consumer Issues
Topic: Electric, corded, trimmer edger recommendations
Replies: 11
Views: 950

Electric, corded, trimmer edger recommendations

Hi! I'm looking for a corded, trimmer edger that will hold up and an easy to change string system or similar. I was thinking of the Black & Decker ST7700 https://www.homedepot.com/p/BLACK-DECKER-13-in-4-4-Amp-Corded-Electric-Straight-Shaft-Single-Line-2-in-1-String-Grass-Trimmer-Lawn-Edger-ST7700/20...
by URSnshn
Thu Apr 25, 2019 11:48 am
Forum: Personal Investments
Topic: What to do? Sitting on the bench since October
Replies: 66
Views: 7793

Re: What to do? Sitting on the bench since October

OP - It happens, we're human. But what to do now? I wonder if you'd have a bit more confidence if you wrote an Investment Policy Statement (IPS) see https://www.bogleheads.org/wiki/Investment_policy_statement Or, if you have one revisit it. What does it tell you to do or does it need some spiffing u...
by URSnshn
Tue Apr 02, 2019 11:36 am
Forum: Personal Consumer Issues
Topic: Bath towels
Replies: 17
Views: 1870

Re: Bath towels

OP: I sympathize. I would like a smaller, quality bath towel and I find it very difficult to find them! I don't like the larger towels - they are frankly too big, take too much room up in the dryer and take longer to dry. I don't need a larger size towel. The smallest quality towels I found were at ...
by URSnshn
Mon Mar 25, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: dental work gone wrong - advice please.
Replies: 55
Views: 5400

Re: dental work gone wrong - advice please.

OP wrote: I went to a new dentist after I stopped working in the city (retired). I had dental work done that was just wrong, he redid the next day, and it is so wrong, it broke. I'm to go in and have him fix or replace (a third time) this week. I had no insurance and paid out of my pocket. I don't k...
by URSnshn
Fri Mar 01, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 5160

Re: Investing in a dental implant & Vetting and questions to ask?

Investingdad, Thanks for the follow-up. Glad to hear things are going so well!