Search found 199 matches

by URSnshn
Sat Nov 09, 2019 7:45 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 28
Views: 3181

Re: What is this sound in the house?

OP Here: I'm appreciating all the suggestions.

ChowYunPhat: Thanks for the idea. The noise does not coincide with water usage in that room or a nearby room. There are no water pipe in that room or nearby.

I did wonder if maybe it had something to do with heat, but I don't think so.
by URSnshn
Sat Nov 09, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: What is this sound in the house?
Replies: 28
Views: 3181

What is this sound in the house?

About a week ago we started hearing a sound - a "fluttering" (???) kind of sound in one wall - that is very brief, very random and infrequent, in one corner of the first floor of the house - no where else. It happens so quickly that it can't be determined exactly where it is - that is which wall, ev...
by URSnshn
Sun Sep 29, 2019 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Best Practices Federal and State Withholding in respect to SS, RMDs
Replies: 12
Views: 673

Best Practices Federal and State Withholding in respect to SS, RMDs

I'm helping a friend plan for the time when they are taking Social Security (SS) and RMD's. They will be age 70 soon and are concerned about Federal and State withholding and prefer not to have to make quarterly estimated tax payments. They will have 4 forms of income in 2021: Social Security, RMD's...
by URSnshn
Thu Sep 05, 2019 12:34 pm
Forum: Personal Consumer Issues
Topic: Waze gives wrong directions;now gmaps too; any others I can use?
Replies: 33
Views: 3376

Re: Waze gives wrong directions;now gmaps too; any others I can use?

What I am not pleased with - is re-routing. I had a planned a specific route I wanted to use and GM kept re-routing me. At first, I thought I'd made an error, but no the issue kept repeating itself. Apparently this is an issue. I find it handy to have a general sense of direction and a map on hand. ...
by URSnshn
Sun Jul 28, 2019 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Way out of financial catastrophe?
Replies: 80
Views: 11384

Re: Way out of financial catastrophe?

OP - You might think about have one or two independent house inspectors come out and take a look at the situation. They might shed some light on the situation.
by URSnshn
Wed Jul 24, 2019 11:25 am
Forum: Personal Investments
Topic: Have no problem managing my $5M portfolio - scared of my Dad's $120k
Replies: 45
Views: 3571

Re: Have no problem managing my $5M portfolio - scared of my Dad's $120k

OP I'm not an expert on SS, but I believe he will want to take SS at age 70 because I think he could actually lose SS dollars if he waits until after age 70. If he doesn't need the SS money, he can always invest it. I wondered what his expenses are? Are there some line items that can be reallocated ...
by URSnshn
Tue Jul 23, 2019 12:33 pm
Forum: Personal Consumer Issues
Topic: Medical alert "button"
Replies: 45
Views: 4587

Re: Medical alert "button"

OP I agree with White Coat Invester's comment: "First of all, make sure you're "treating the patient." What I mean by that is that many people buy these things for their parents to make THEMSELVES feel better" I have had the experience of caregiving for several people. One in particular had a device...
by URSnshn
Tue Jun 25, 2019 12:18 pm
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 19
Views: 1593

Re: Travel Advice driving through NYC to Long Island

Thank you everyone for your suggestions, tips and experience - they are very helpful and useful even though I use Google Maps and Waze. I'm looking forward to re-reading your comments and checking out the routes and suggestions.
by URSnshn
Tue Jun 25, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: Dental implant... almost done! COMPLETE!
Replies: 64
Views: 4823

Re: Dental implant... almost done!

OP - I understand that dental hygiene is important with an implant. Did your dentist give you any special instructions?

And congratulations!
by URSnshn
Mon Jun 10, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: Travel Advice driving through NYC to Long Island
Replies: 19
Views: 1593

Travel Advice driving through NYC to Long Island

I'm planning on driving from Syracuse, NY to Hauppauge, NY. Would anyone have any route advice? Google Maps says the trip takes 5 hrs and 24 minutes but I'm wondering about reality. I'd be leaving around 6 am on a week day and returning on a Sunday. Is taking the George Washington Bridge and Throg's...
by URSnshn
Sat Jun 08, 2019 2:38 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Advice
Replies: 46
Views: 3515

Re: Refrigerator Advice

Post by fortfun » Sat Jun 08, 2019 9:30 am I'd get one with the least bells and whistle possible. Less to go wrong..... OP - The above is almost the same advice my appliance repair person gave me a couple of months ago. He suggested Whirlpool or Frigidaire with as few bells and whistles as needed. ...
by URSnshn
Fri May 31, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: Cataract Surgery Choices? Protocols? Cost and sight?
Replies: 8
Views: 609

Cataract Surgery Choices? Protocols? Cost and sight?

My mother has decided it is time to have cataract surgery. She is highly myopic (nearsighted) and wears rigid gas permeable (RGP) contact lenses - not the soft kind. She wears them from the time she's up to the time she goes to bed. She doesn't see as well with glasses. NOTE: her current glasses and...
by URSnshn
Mon May 27, 2019 3:12 pm
Forum: Personal Consumer Issues
Topic: Electric, corded, trimmer edger recommendations
Replies: 11
Views: 897

Electric, corded, trimmer edger recommendations

Hi! I'm looking for a corded, trimmer edger that will hold up and an easy to change string system or similar. I was thinking of the Black & Decker ST7700 https://www.homedepot.com/p/BLACK-DECKER-13-in-4-4-Amp-Corded-Electric-Straight-Shaft-Single-Line-2-in-1-String-Grass-Trimmer-Lawn-Edger-ST7700/20...
by URSnshn
Thu Apr 25, 2019 11:48 am
Forum: Personal Investments
Topic: What to do? Sitting on the bench since October
Replies: 66
Views: 7663

Re: What to do? Sitting on the bench since October

OP - It happens, we're human. But what to do now? I wonder if you'd have a bit more confidence if you wrote an Investment Policy Statement (IPS) see https://www.bogleheads.org/wiki/Investment_policy_statement Or, if you have one revisit it. What does it tell you to do or does it need some spiffing u...
by URSnshn
Tue Apr 02, 2019 11:36 am
Forum: Personal Consumer Issues
Topic: Bath towels
Replies: 17
Views: 1795

Re: Bath towels

OP: I sympathize. I would like a smaller, quality bath towel and I find it very difficult to find them! I don't like the larger towels - they are frankly too big, take too much room up in the dryer and take longer to dry. I don't need a larger size towel. The smallest quality towels I found were at ...
by URSnshn
Mon Mar 25, 2019 12:11 pm
Forum: Personal Consumer Issues
Topic: dental work gone wrong - advice please.
Replies: 55
Views: 5176

Re: dental work gone wrong - advice please.

OP wrote: I went to a new dentist after I stopped working in the city (retired). I had dental work done that was just wrong, he redid the next day, and it is so wrong, it broke. I'm to go in and have him fix or replace (a third time) this week. I had no insurance and paid out of my pocket. I don't k...
by URSnshn
Fri Mar 01, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 4768

Re: Investing in a dental implant & Vetting and questions to ask?

Investingdad, Thanks for the follow-up. Glad to hear things are going so well!
by URSnshn
Sun Feb 10, 2019 6:26 pm
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 4768

Re: Investing in a dental implant & Vetting and questions to ask?

OP here - so much helpful information everyone - many thanks! URSnshn wrote: ↑ Sat Jan 26, 2019 2:52 pm At the time she went in they simply removed the root and put something on top of the tooth and she was told to come back and see their prosthodontist who would take a panoramic x-ray and give her ...
by URSnshn
Sun Feb 10, 2019 6:05 pm
Forum: Personal Investments
Topic: Leaving Advisor - Ethics Question? [Resolved]
Replies: 50
Views: 3085

Re: Leaving Advisor - Ethics Question?

I'd be upfront upfront about it.
by URSnshn
Thu Feb 07, 2019 10:35 am
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 4768

Re: Investing in a dental implant or ?

OP Here - Thanks for all the advice! My family member went ahead with the consultation, but wasn't quite satisfied with the dentist's answers to some of her questions - she said he bypassed some of the questions she had that she thought were important (like: success rate? continuing education? where...
by URSnshn
Thu Feb 07, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Odor from stainless steel flexible water supply connection to kitchen faucet spray? Solutions?
Replies: 6
Views: 433

Odor from stainless steel flexible water supply connection to kitchen faucet spray? Solutions?

This post refers to a new kitchen faucet w/ sprayer I had installed by a plumber. The plumber attached the new faucet to rigid chrome plated brass and then attached to the copper supply lines we already had. I like the faucet - the problem is the flexible stainless steel supply line to the separate ...
by URSnshn
Wed Jan 30, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: kitchen faucet supply lines - flexible stainless steel vs chrome plated brass, or?
Replies: 10
Views: 825

Re: kitchen faucet supply lines - flexible stainless steel vs chrome plated brass, or?

OP here. I appreciate all the replies. I am a newbie at this and it turns out I have copper supply lines - they're fine - that is no leaks. I assume there is no reason to replace them with a new water supply? Correct?
by URSnshn
Tue Jan 29, 2019 5:32 pm
Forum: Personal Consumer Issues
Topic: kitchen faucet supply lines - flexible stainless steel vs chrome plated brass, or?
Replies: 10
Views: 825

kitchen faucet supply lines - flexible stainless steel vs chrome plated brass, or?

I'm having a new faucet installed in my kitchen soon. What kind of supply lines should I go for? 1) EDIT: I'm a newbie on this kind of thing. Turns out I have copper supply lines - they are in fine shape. Probably original to house (1950's or 1960's). I assume I can just use them and in fact it migh...
by URSnshn
Sun Jan 27, 2019 6:32 pm
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 4768

Re: Investing in a dental implant or ?

Thanks for your thoughts on the matter - I'm passing them along!
by URSnshn
Sat Jan 26, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Investing in a dental implant & Vetting and questions to ask?
Replies: 50
Views: 4768

Investing in a dental implant & Vetting and questions to ask?

[Update and new question at end of post] I have a family member who had tooth pain, saw her dentist, had a partial root canal and is being told that the tooth cannot be crowned or capped (no infection, the top part of the tooth (one of the back teeth) simply no longer had the structure it needed and...
by URSnshn
Thu Jan 24, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Victim of my own success! How to deal with a complex life?
Replies: 103
Views: 9514

Re: Victim of my own success! How to deal with a complex life?

OP, I sympathize. It can feel entrapping spending hours on researching everything. My off-the-cuff thoughts: 1. a 3 fund portfolio or a target retirement fund may be helpful as stated above. 2. writing your IPS - investment policy statement can be a time saver in the long run and give peace of mind ...
by URSnshn
Fri Jan 18, 2019 5:09 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 57304

Re: John Bogle has died at age 89

Thank you! Saddened to hear of your passing. Grateful for for all your contributions and for this space and community.
by URSnshn
Fri Jan 04, 2019 8:21 pm
Forum: Investing - Theory, News & General
Topic: What do you think of this advice?
Replies: 62
Views: 4676

Re: What do you think of this advice?

What should I do during a stock market crash? Quora link: https://qr.ae/TUnNcK tldr on advice: Learn how to perform at least basic technical analysis. Learn how to hedge your portfolio. Do NOT start buying randomly during a crash, because you can easily lose 50–100% doing that. And keep in mind tha...
by URSnshn
Fri Jan 04, 2019 8:14 pm
Forum: Personal Consumer Issues
Topic: Paying (paper) cash for daily transactions
Replies: 83
Views: 4080

Re: Paying (paper) cash for daily transactions

A lot of people use cash, not as many as years ago, but it's used still by quite a few. I wonder if the folks on this forum may skew the results of the OP's question a bit.
by URSnshn
Sat Dec 29, 2018 10:42 am
Forum: Personal Consumer Issues
Topic: Equifax - Free Annual Credit Report - Snail Mail Questions
Replies: 6
Views: 542

Re: Equifax - Free Annual Credit Report - Snail Mail Questions

Thanks for all your thoughts. I should have mentioned that when I tried via computer - I was never allowed access due to failing the security questions. So the only time I placed an order for it was over the phone. I have since called to find out if it was mailed and when - at least an hour on Frida...
by URSnshn
Fri Dec 28, 2018 12:04 pm
Forum: Personal Consumer Issues
Topic: Equifax - Free Annual Credit Report - Snail Mail Questions
Replies: 6
Views: 542

Equifax - Free Annual Credit Report - Snail Mail Questions

I requested my free annual credit report from Equifax back in early December via computer. That experience didn't go well and so I called it in - no problem with the call -much easier actually. However, I haven't received the report. I know they tell you fifteen days. but it's been about 24 days. Ha...
by URSnshn
Tue Dec 18, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: iMac + iPad Pro
Replies: 29
Views: 2482

Re: iMac + iPad Pro

Personally haven't found a use for the iPad or iPad Pro. Love the iMac and MacBook Pro - the latter for it's portability. Should there be an issue with one, the other is there in a pinch. Desktops computer's can be very handy depending on the type of work you do. iPad's simply won't work for me. I m...
by URSnshn
Thu Dec 06, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2750

Re: New QUIET Tires for Accord

Funny to read this post as I just got new tires for a Honda Accord LE. I used Consumer Reports best rated tires report and got the General Altimax RT 43 (T). I wasn't looking for noise reduction more interested in snow and ice actually BUT the car is noisy. I noticed the car was less noisy after get...
by URSnshn
Wed Dec 05, 2018 12:00 pm
Forum: Personal Investments
Topic: Using options in a retirement portfolio
Replies: 27
Views: 1572

Re: Using options in a retirement portfolio

How do you decide on the correct strategy for you? What I did was take about 6 - 8 months and study - my starting off point was this site. I'm grateful I landed here. After the 6 - 8 months I had an Investment Policy Strategy (IPS) and asset allocation that I thought would meet my needs and the conf...
by URSnshn
Tue Dec 04, 2018 7:40 pm
Forum: Personal Consumer Issues
Topic: Quality Kitchen Faucet Recommendations?
Replies: 36
Views: 3091

Re: Quality Kitchen Faucet Recommendations?

Thank you everyone for your suggestions! Very helpful. Regarding: Re: Quality Kitchen Faucet Recommendations? Post Mon Dec 03, 2018 5:10 pm lthenderson wrote: ↑ URSnshn wrote: ↑ Your recommendations and thoughts would be appreciated. Rather than brand suggestions, I would advice you to find a dedic...
by URSnshn
Sun Dec 02, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Quality Kitchen Faucet Recommendations?
Replies: 36
Views: 3091

Quality Kitchen Faucet Recommendations?

Hi! Have to replace my current kitchen faucet ( Moen, single handle, with a spray on side - not a pull-out). While the old faucet lasted a long time (damaged), I now need a replacement. I'm looking for a brass, or stainless steel faucet, non-pull out and probably with a ceramic cartridge, and a low ...
by URSnshn
Tue Nov 27, 2018 12:41 pm
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 5542

Re: Robot Vacuum Cleaner?

Been a few years since we had a Roomba. I ended up getting rid of it due to the cleaning - just took too much time. If I didn't have to clean it after every vacuum say once a week and it only really took a couple of minutes, I might rethink. And I had no pets at the time and not a lot of things on t...
by URSnshn
Wed Nov 21, 2018 6:44 pm
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2638

Re: Good oil for cooking and salad?

I wonder if there is really any "good oil" for cooking and salad at all?

https://happyherbivore.com/2011/03/say-no-to-oil/
by URSnshn
Sun Nov 11, 2018 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need more than Original Medicare?
Replies: 110
Views: 7218

Re: Do I need more than Original Medicare?

As a side note - gap F and gap C will not be sold after 2020. You can keep it if you are in it, but it will be closed to new purchasers. The problem with buying that will be the effects of no younger people in the risk pool. Eventually the premiums will skyrocket more so than G because G will still...
by URSnshn
Sat Nov 03, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Is it wise to give out credit card and driver's license in this situation?
Replies: 14
Views: 1607

Re: Is it wise to give out credit card and driver's license in this situation?

OP Here - yes place will only accept an emailed or fax'd credit card and drivers license - so virtual cc #'s won't work. They keep the fax, email file. I hadn't thought about a pre-paid VISA card. Luckily other details have come to light on this issue and the imminent rental bill has been paid. The ...
by URSnshn
Sat Nov 03, 2018 11:01 am
Forum: Personal Consumer Issues
Topic: Is it wise to give out credit card and driver's license in this situation?
Replies: 14
Views: 1607

Re: Is it wise to give out credit card and driver's license in this situation?

OP here - Yes, I have verified all information and it is accurate. This relative does not have a bank account.
by URSnshn
Sat Nov 03, 2018 10:38 am
Forum: Personal Consumer Issues
Topic: Is it wise to give out credit card and driver's license in this situation?
Replies: 14
Views: 1607

Is it wise to give out credit card and driver's license in this situation?

A relative needs to pay the rent at Budget Suites of America location in Nevada. It's an unexpected emergency. I am willing to gift the money, but the the Budget Suites of America wants me to email or fax my credit card and driver's license. That information is then filed and sent on to another plac...
by URSnshn
Tue Sep 04, 2018 5:12 pm
Forum: Personal Consumer Issues
Topic: HVAC annual contracts vs yearly annual cleaning
Replies: 32
Views: 2581

Re: HVAC annual contracts vs yearly annual cleaning

OP here: A service call is $119.00.
by URSnshn
Tue Sep 04, 2018 4:25 pm
Forum: Personal Consumer Issues
Topic: Need help identifying a smell
Replies: 12
Views: 1440

Re: Need help identifying a smell

The issue in this case appeared to be the bulbs. I changed them out and no more issue!
by URSnshn
Tue Sep 04, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: HVAC annual contracts vs yearly annual cleaning
Replies: 32
Views: 2581

HVAC annual contracts vs yearly annual cleaning

Is it worth it to go the HVAC annual contract vs the annual maintenance route for your A/C and Furnace. This assumes you think it is important have regular maintenance annually. The annual contracts include: $140 value for annual check, safety check and tune-up for furnace $140 value for annual chec...
by URSnshn
Tue Sep 04, 2018 12:23 pm
Forum: Personal Consumer Issues
Topic: Encryption Solution: Local + Cloud
Replies: 60
Views: 4707

Re: Encryption Solution: Local + Cloud

Just a thought. When I went through this project recently on a Mac, I discovered that I could easily have an unencrypted Mac with a encrypted folder, but if I wanted to trash an item out of the encrypted folder it would become unencrypted if I simply dragged it to the trash. To properly trash the it...
by URSnshn
Sat Aug 18, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Need help identifying a smell
Replies: 12
Views: 1440

Re: Need help identifying a smell

The two types of bulbs used are:

Philips 30/70/100 watt DuraMax 120V, and Philips Ecovantage 53 Watt 120V

This room is used frequently, but rarely with all four lamps on.

I will do further testing as suggested!
by URSnshn
Sat Aug 18, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Need help identifying a smell
Replies: 12
Views: 1440

Need help identifying a smell

Today I was cleaning in my living room when I smelled a "burning sort of" odor (validated by fellow house members). Maybe like burning toast or some kind of plastic. What could it be? Here is what I did to troubleshoot - I have a keen nose: * The odor was not coming from anything on the second floor...
by URSnshn
Thu Aug 02, 2018 1:17 pm
Forum: Personal Consumer Issues
Topic: Ticks and common sense?
Replies: 74
Views: 4999

Ticks and common sense?

Hi Bogleheads! I live in an area where I've heard ticks have become more common. And, I've read up on the issue including at the CDC https://www.cdc.gov/ticks/avoid/on_people.html My question, for those of you in living in such area, what common sense precautions do you take, short of no longer goin...
by URSnshn
Mon Jul 09, 2018 11:42 am
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 6362

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

OP - I asked a question similar to yours a while back (brake fluid change on Honda Accord). Did the research too. Upshot - everyone has an opinion including the independent shops and dealers I called. My decision: Follow the routine maintenance from the manufacturer. In this case they say replace th...