Search found 314 matches

by Conch55
Sat May 23, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 130
Views: 8856

Re: Gardening 2020

It's been cool and wet this May in my area and my vegetables are lagging behind previous years. Everything is growing, just slower. I typically have plenty to harvest by the first week of July but this year might be a couple of weeks later. Every year is an adventure!
by Conch55
Fri May 22, 2020 12:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207265

Re: [What TV Show Have You Recently Watched?]

Started "Ozark" season 1. Really good.
As has been mentioned here previously, it gets weird but it's worth sticking it out imo.
by Conch55
Sun May 17, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: Beach Vacation Suggestions
Replies: 31
Views: 2387

Re: Beach Vacation Suggestions

While not on your list of states I'd recommend the outer banks of NC (Corolla->Nags Head). Plenty of room to spread out and if you rent a house (solo) you control everything. If you are set on your list then north Myrtle Beach has some less crowded spots. I would pass on the Keys and Sanibel at this...
by Conch55
Sat May 16, 2020 1:39 pm
Forum: Personal Consumer Issues
Topic: How did you feel after giving notice to retire?
Replies: 52
Views: 4286

Re: How did you feel after giving notice to retire?

For me it would be based on retirement age. If I was an early retiree I would be fretting about plenty of things. In my case, I was close to 60 when I pulled the plug and dissatisfied with my job. I left the job with the intention of finding another one after taking some time off but that didn't hap...
by Conch55
Tue May 12, 2020 9:09 am
Forum: Personal Consumer Issues
Topic: Medicare initial enrollment during COVID-19
Replies: 1
Views: 218

Medicare initial enrollment during COVID-19

Has anyone completed their Medicare initial enrollment since COVID-19 affected portions of the federal government? I plan to signup for Medicare part A/B online next month and wonder if the procedure will go smoothly or should I expect a delay.
by Conch55
Fri May 01, 2020 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Is it safe to store financial statements in the cloud?
Replies: 48
Views: 3385

Re: Is it safe to store financial statements in the cloud?

I store important docs locally in a Veracrypt container which I manually copy to multiple locally connected external drives and to Google Drive weekly. I figure the cloud backup is insurance against a house fire or physical theft. While both are unlikely I've always been a belt and suspenders guy. C...
by Conch55
Mon Apr 20, 2020 7:05 am
Forum: Personal Consumer Issues
Topic: Growing Fruit and Vegetables
Replies: 30
Views: 1858

Re: Growing Fruit and Vegetables

Cucumber (personal favorite, straight eight), squash, zucchini, snap beans and Japanese eggplant should all do well in your zone. I always grow basil, oregano, thyme and parsley too. Tomatoes and peppers definitely. Don't plant any fruits.
by Conch55
Sun Apr 12, 2020 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you login and review your investment accounts?
Replies: 68
Views: 2403

Re: How often do you login and review your investment accounts?

Once a week (Saturday) to update spreadsheets prior to backing up my PC's to several USB devices. I figure my backups should reflect the best current situation so why not include financials?
by Conch55
Thu Apr 09, 2020 2:51 pm
Forum: Personal Consumer Issues
Topic: Laptop buying advice
Replies: 41
Views: 3067

Re: Laptop buying advice

My opinion is to get any Win10 laptop with 8 GB RAM, a solid state drive (>=256GB) and call it a day. Upgrade what you need when you determine you need it. Enhanced video is mostly for gamers. Based on my (limited) experience the SSD is the biggest performance factor.
by Conch55
Wed Apr 08, 2020 2:42 pm
Forum: Personal Consumer Issues
Topic: Google Drive Question
Replies: 4
Views: 515

Re: Google Drive Question

It might depend on what OS you are running on your computer. I don't use a Mac if that's what you are using but with Windows I access Google Drive like any other drive (USB, internal drive) and just copy/paste. I don't use an app to access it.
by Conch55
Tue Apr 07, 2020 7:00 am
Forum: Personal Consumer Issues
Topic: Gardening 2020
Replies: 130
Views: 8856

Re: Gardening 2020

I started cucumber, yellow squash, zucchini, basil and cilantro seeds several weeks ago. I picked up 7 varieties of tomatoes this morning. Cleaned up the garden and hope to plant around 1 May. Zone 7B.
by Conch55
Sun Apr 05, 2020 10:58 am
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72263

Re: Bogleheads community discussion - Coronavirus

Travel bloggers are recommending repurposing eye shades you receive in amenity kits as face masks.

Victoria
I have plenty of those amenity kits from my days of international travel and plan to use the eye shades as masks immediately. Has to be better than no mask. Thanks for the tip!
by Conch55
Sat Mar 28, 2020 2:08 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2955
Views: 526445

Re: What are you up YTD? [Year To Date]

Tabulated things today: -10% with a current AA of 47/53 (target 55/45). Nice bounce for the week though. :beer
by Conch55
Fri Mar 27, 2020 7:57 am
Forum: Personal Investments
Topic: Target Date Fund - Not Such a Good Idea Now?
Replies: 9
Views: 1058

Re: Target Date Fund - Not Such a Good Idea Now?

If you plan to have bonds in your portfolio target date funds make sense and can simplify rebalancing and management. If you don't want bonds then you don't want target date funds.
by Conch55
Thu Mar 26, 2020 6:57 pm
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 279
Views: 21006

Re: Are you still going to the grocery store or using a delivery service? Which?

We are still shopping in grocery stores. I went to four this morning, two offering senior hours. I am mindful of others, wiping carts, sanitizing hands when back in vehicle and cleaning purchased items when home. It's what we do, just more careful about it. Got everything on the list too.
by Conch55
Sun Mar 22, 2020 12:10 pm
Forum: Personal Investments
Topic: Dancing with the bears [what to do now?]
Replies: 17
Views: 1575

Re: Dancing with the bears [what to do now?]

Vanguard Target Retirement 2015 Fund (35/65) is the closest match to your goal of 30/70. Rebalancing is automatic but you will have international stock and bond exposure.
by Conch55
Sun Mar 22, 2020 9:39 am
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 267
Views: 15511

Re: So what are you cooking

Spaghetti, homemade lentil soup, cauliflower taco bowls, grilled pork tenderloin, perogies, baked spaghetti squash casserole, etc. We eat at home most of the time already so this is nothing new for us.
by Conch55
Fri Mar 20, 2020 2:27 pm
Forum: Personal Investments
Topic: Total Bond Market to Money Market?
Replies: 19
Views: 2501

Re: Total Bond Market to Money Market?

It's a personal choice that we are all facing. As Bogleheads we are not market timers but it can be difficult to live through these times. My plan is to stick with "my plan" which is to trust what got me where I am. Plus, I don't know.
by Conch55
Wed Mar 18, 2020 2:03 pm
Forum: Personal Consumer Issues
Topic: What Happens To Your Battery When Your Car Is Parked For Weeks?
Replies: 90
Views: 4727

Re: What Happens To Your Battery When Your Car Is Parked For Weeks?

When I was working my vehicle sat for weeks at a time based on my travel schedule. I didn't notice any issues. I didn't replace the battery more frequently than now that I use the vehicle more regularly.
by Conch55
Tue Mar 17, 2020 2:17 pm
Forum: Forum Issues and Administration
Topic: Giving thanks to our moderators
Replies: 91
Views: 4952

Re: Giving thanks to our moderators

Timely acknowledgement of what it takes to keep this forum the wonderful resource it is. Thanks for the reminder.
by Conch55
Sat Mar 14, 2020 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Google sheets vs Excel; end of life Office 2010
Replies: 37
Views: 2300

Re: Google sheets vs Excel; end of life Office 2010

I believe you can still purchase Office without a subscription so that may be an option for you.
by Conch55
Sat Mar 14, 2020 9:21 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2955
Views: 526445

Re: What are you up YTD? [Year To Date]

Bumpy week for sure. Down about 8% ytd. Current AA reflecting the drop is 49/51.
by Conch55
Thu Mar 12, 2020 7:18 am
Forum: Personal Investments
Topic: How many people with 7 figure portfolios are”rejoicing ?”
Replies: 169
Views: 14066

Re: How many people with 7 figure portfolios are”rejoicing ?”

No rejoicing here. I am already retired but not drawing from my portfolio this year so for me there is time for recovery. While I expected a market downturn at some point I never imagined something like covid-19 being in the mix. It's a good test of my AA and resolve to not overreact.
by Conch55
Mon Mar 09, 2020 1:17 pm
Forum: Personal Investments
Topic: Fidelity Beginner
Replies: 9
Views: 405

Re: Fidelity Beginner

Perhaps Fidelity Large Cap Growth Index Fund or Fidelity Large Cap Value Index Fund since your investment horizon is long.
by Conch55
Sat Mar 07, 2020 10:11 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2955
Views: 526445

Re: What are you up YTD? [Year To Date]

As of cob 3/6 my 55/45 portfolio is down 1.25% for 2020. I was market re-balanced to 50/50 which I was headed for anyway. :beer
by Conch55
Sat Feb 29, 2020 3:49 pm
Forum: Personal Consumer Issues
Topic: Retire Old Desktop Computer
Replies: 40
Views: 2908

Re: Retire Old Desktop Computer

Concur on running dban on the drive. After running the 7 pass scan remove the drive and toss it. Our local Goodwill is partnered with Dell to recycle computers if that's an option for you.
by Conch55
Sat Feb 29, 2020 11:55 am
Forum: Forum Issues and Administration
Topic: Forum is very slow?? is this just today?
Replies: 151
Views: 9450

Re: Forum is very slow?? is this just today?

Thanks for the update and troubleshooting you have done. Seems to be working normally now.
by Conch55
Fri Feb 21, 2020 10:42 am
Forum: Personal Consumer Issues
Topic: Seattle with the Family
Replies: 15
Views: 1430

Re: Seattle with the Family

We stayed in Belltown which was walking distance to the usual sites. The kids might enjoy the Space Needle (long lines), aquarium and a harbor tour. If you are in Pikes Place market make a game of finding the Gum Wall. Mr Rainer is worthwhile visit but might be too much for an infant.
by Conch55
Fri Feb 14, 2020 2:35 pm
Forum: Personal Consumer Issues
Topic: How are you spending Valentine's day?
Replies: 64
Views: 3890

Re: How are you spending Valentine's day?

Hanging out with my 90 year old dad for a few days. Took him to a doctor visit, did some stealth chores around his house, cooked him some meals, did some business. Not really Valentine stuff but had my DW with me. :beer
by Conch55
Fri Feb 07, 2020 3:12 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5431
Views: 1349302

Re: What Movie Have You Recently Watched?

Peanut Butter Falcon. Nice story if you are looking for something on the lighter side. The film is based in/around an area I once called home so I enjoyed that aspect.
by Conch55
Tue Feb 04, 2020 4:15 pm
Forum: Personal Consumer Issues
Topic: Charleston, SC
Replies: 6
Views: 1010

Re: Charleston, SC

Visits to Charleston are discussed somewhat regularly on this forum so normally I'd suggest using the search function but your 6 hour window complicates things. If I were doing it I would visit downtown, walk around, take pictures, eat something and say I was there.
by Conch55
Mon Feb 03, 2020 2:54 pm
Forum: Personal Consumer Issues
Topic: Books that changed your life
Replies: 146
Views: 10851

Re: Books that changed your life

The C Programming Language. I started out my IT career as a C programmer and this book helped me get going. I also give credit to W. Richard Stevens for readable books on network programming.
by Conch55
Sun Feb 02, 2020 10:52 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5431
Views: 1349302

Re: What Movie Have You Recently Watched?

The Lighthouse with Robert Pattinson and Willem Dafoe. It's a very dark film shot in black and white, well acted and intense. I am not comfortable recommending it to everyone though.
by Conch55
Tue Jan 28, 2020 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Medical Loss Ratio (MLR) Rebate check
Replies: 1
Views: 507

Re: Medical Loss Ratio (MLR) Rebate check

If someone has subsidized health insurance through an ACA marketplace plan and receives a medical loss ratio (MLR) rebate check from the insurance company, and the amount of the check is higher than the total amount of premiums paid by the individual for that year, how is the amount above the premi...
by Conch55
Mon Jan 27, 2020 3:42 pm
Forum: Personal Consumer Issues
Topic: First Visit to Keys and Marathon, FL
Replies: 25
Views: 2316

Re: First Visit to Keys and Marathon, FL

Concur on Burdines Waterfront on Marathon. Mosquitoes can be a problem since it's on a canal but they have bug spray. As far as Key West eats, we like to hit the Half Shell Raw bar (seafood), Mangi Mangi (pasta) and the lower level of the Commodore's Boathouse Bar And Grill for happy hour food and d...
by Conch55
Fri Jan 24, 2020 4:41 pm
Forum: Investing - Theory, News & General
Topic: How Did 2001-2002 and 2007-2008 Influence Your Investing Philosophy? Or Did It?
Replies: 113
Views: 5781

Re: How Did 2001-2002 and 2007-2008 Influence Your Investing Philosophy? Or Did It?

I worried about it more when I was working/accumulating but once I retired I now trust my AA. I might change that but am already close to 50/50 so I don't know what changes I would make. Where you are in the accumulation process is the determining factor in my opinion.
by Conch55
Wed Jan 15, 2020 3:38 pm
Forum: Personal Consumer Issues
Topic: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?
Replies: 20
Views: 1444

Re: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?

I also have an older TV and use the Roku for the "smarts". Once you get it connected you will see a screen of installed apps such as Netflix and Amazon. Not sure about Youtube TV but it shouldn't be difficult to install. How an individual app works once you launch it varies.
by Conch55
Wed Jan 15, 2020 3:10 pm
Forum: Personal Consumer Issues
Topic: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?
Replies: 20
Views: 1444

Re: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?

I'd pick the Streaming Stick+ since the price difference is not much and wifi capability is better. You state you know very little about wifi, does that mean you have no wifi connected devices? You will need to be able to configure the Roku to join a wifi network to work so that is a critical part o...
by Conch55
Tue Jan 14, 2020 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Books?
Replies: 3
Views: 479

Re: Estate Planning Books?

My local library has this one:

The Executor's Guide: Settling a Loved One's Estate Or Trust by Mary Randolph

I have checked it out a couple of times.
by Conch55
Mon Jan 13, 2020 4:01 pm
Forum: Personal Consumer Issues
Topic: Windows 7 end of support - Jan 14, 2020
Replies: 107
Views: 8861

Re: Windows 7 end of support - Jan 14, 2020

Another last minute holdout for the Windows 7 EOL upgrade but I successfully made the change yesterday. Other than a microphone driver requiring a manual installation things went smoothly. I opted for the upgrade PC option after downloading the Media Creation Tool. My laptop is a 2011 Dell Latitude ...
by Conch55
Thu Jan 09, 2020 3:11 pm
Forum: Personal Consumer Issues
Topic: At what point do you donate/trash/sell/gift your junk?
Replies: 75
Views: 4873

Re: At what point do you donate/trash/sell/gift your junk?

We donate our "junk" and have been on a roll lately. What we give away will be useful to someone hopefully but not of any use to us. Being retired makes the process easier since we have the time to go through things plus it fills part of the day. :happy
by Conch55
Thu Jan 02, 2020 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Should my dad collect SS? (He's 69)
Replies: 10
Views: 1558

Re: Should my dad collect SS? (He's 69)

From the information provided I'd collect now.
by Conch55
Wed Jan 01, 2020 2:06 pm
Forum: Personal Finance (Not Investing)
Topic: What is your 2019 YTD Spending
Replies: 36
Views: 2832

Re: What is your 2019 YTD Spending

45k for a retired couple living in SE Virginia. No debt.
by Conch55
Wed Jan 01, 2020 6:17 am
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2955
Views: 526445

Re: What are you up YTD? [Year To Date]

Ended 2019 up 20.23% with a 57/43 AA. My target AA is 55/45 so I will rebalance to bonds this week.
by Conch55
Tue Dec 31, 2019 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: For those who got out of tech industry (voluntarily or involuntarily)..
Replies: 109
Views: 8767

Re: For those who got out of tech industry (voluntarily or involuntarily)..

Just under 30 years in tech with the first dozen years as a software developer. I changed over to system admin work after that and stayed pretty much in that area until I voluntarily left the job just before turning 60. I think the mid career change helped me stay interested longer. I worked as a de...
by Conch55
Wed Dec 18, 2019 3:44 pm
Forum: Personal Consumer Issues
Topic: Problem changing Fios router password
Replies: 13
Views: 725

Re: Problem changing Fios router password

I have the same router and don't recall seeing that message. Do you have something like the HTTPS Everywhere browser extension installed? If the 192.168.1.1 address is unencrypted (http vs https) the warning is likely generic. Ideally you would configure via a network cable (not Wifi) but I wager (n...
by Conch55
Thu Dec 05, 2019 3:58 pm
Forum: Investing - Theory, News & General
Topic: Target Date Fund Questions
Replies: 8
Views: 729

Re: Target Date Fund Questions

A question I have pondered as well. While we are currently invested in a 3-fund portfolio the simplicity of a target date fund mirroring our asset allocation seems like a good plan for the future. I look forward to the responses.
by Conch55
Tue Dec 03, 2019 1:29 pm
Forum: Personal Consumer Issues
Topic: Unpaid speeding ticket from 40 years ago.
Replies: 93
Views: 7841

Re: Unpaid speeding ticket from 40 years ago.

If you drive and are pulled over for speeding just toss the ticket. Worked last time. :beer
by Conch55
Mon Dec 02, 2019 11:07 am
Forum: Personal Consumer Issues
Topic: which netgear wifi for replacement of airport extreme base station
Replies: 15
Views: 461

Re: which netgear wifi for replacement of airport extreme base station

I have a Nighthawk X4 AC2350 (R7500). It provides adequate coverage for two of us with generally 8 devices attached across the 2.4 and 5 GHz networks. It's a couple of years old now and cost around $130.