Search found 709 matches

by Elsebet
Tue Jul 09, 2019 9:05 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

Wandering Earth , on Netflix. Thanks for the recommendation. I like science fiction and have read The Three-Body Problem by Liu Cixin (discussed in Good Modern Science Fiction ). I found the continual suspense to be somewhat repetitive, i.e. there was always something going wrong..., but the ideas ...
by Elsebet
Wed Jul 03, 2019 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Staying the course is so hard (support thread)
Replies: 110
Views: 10486

Re: Staying the course is so hard (support thread)

"The things you own end up owning you."
by Elsebet
Fri Jun 28, 2019 5:01 pm
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 135
Views: 31105

Re: Seattle Area Chapter Meetings - Master Thread

Thank you to everyone who came out to the Crossroads mall, we had a few new faces and some veterans also! One of the new faces was our own Paul Merriman! Thank you so much Paul for coming out, we really enjoyed meeting and learning from you. Let me know how you liked meeting at Crossroads mall. I li...
by Elsebet
Tue Jun 25, 2019 6:56 pm
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 135
Views: 31105

Re: Seattle Area Chapter Meetings - Master Thread

Bump for this Friday! The next Seattle Bogleheads lunch meeting will be Friday, June 28 at 11:15am at the Crossroads Bellevue Public Market. Please RSVP here or to seattlebogleheads@gmail.com before Monday, June 24 so I know roughly how many to expect. Food choices: https://crossroadsbellevue.com/di...
by Elsebet
Wed Jun 19, 2019 10:03 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 159
Views: 19413

Re: What have you baked recently?

I have a question for my fellow Boglehead bakers! I have been making sourdough bread for about a year using KAF's recipe and it is a rock solid recipe. I do my own variation where my 2nd rise is overnight in the refrigerator and the next morning I baked it in a cast iron dutch oven at 500F for 30 mi...
by Elsebet
Wed Jun 19, 2019 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: HSA - 2 parts: contribute and spend. When to spend?
Replies: 73
Views: 3578

Re: HSA - 2 parts: contribute and spend. When to spend?

We max the HSA and cash flow our deductible. We hope to use the HSA funds in retirement for medical expenses then.
by Elsebet
Mon Jun 17, 2019 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Attempting To Be Debt Free
Replies: 62
Views: 6574

Re: Attempting To Be Debt Free

Congrats and keep up the great work! We're rooting for you.
by Elsebet
Thu Jun 13, 2019 4:48 pm
Forum: Personal Finance (Not Investing)
Topic: How are your 30s financially different than your late 20s?
Replies: 47
Views: 5756

Re: How are your 30s financially different than your late 20s?

1. Did you find your medical spending increased dramatically in your 30s? No, I'd say it remained relatively flat. I'm 42 now and have been taking a more active interest in my health including making time for exercise, watching what I eat, and getting my annual tests done. 2. Did you find yourself s...
by Elsebet
Thu Jun 13, 2019 3:34 pm
Forum: Personal Consumer Issues
Topic: Tips for new pet owner [puppy]
Replies: 71
Views: 4009

Re: Tips for new pet owner

Get the dog used to having its feet handles, so you can trim the nails. We use a Dremel grinding tool Great advice! I clean our dogs ears and use a Dremel to trim our dogs' nails once per week. It only takes about 10 minutes to do both dogs. They don't love it but they tolerate since they get a den...
by Elsebet
Thu Jun 13, 2019 3:13 pm
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 5549

Re: (Water Filtration System) Miracle we are all not dead

We went through quite an ordeal with our well water as it turned out to be very acidic such that it was causing numerous brass connections to corrode. Ultimately after becoming a decent plumber and speaking with neighbors, we settled on a system that cost about $5k. The system initially runs the wa...
by Elsebet
Tue Jun 11, 2019 4:14 pm
Forum: Personal Consumer Issues
Topic: Tips for new pet owner [puppy]
Replies: 71
Views: 4009

Re: Tips for new pet owner

This may be a controversial opinion but I try to find a vet who operates a low cost operation. With our first dog we went to vets who advertise and have big shiny offices and they end up pitching all kinds of tests/drugs, every visit was expensive. He would take the dog into a back room and do god k...
by Elsebet
Thu Jun 06, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: Refrigerator Advice
Replies: 46
Views: 3182

Re: Refrigerator Advice

I'm too late to the party but I always buy the old reliable basic top freezer model with no fancy addons. I like to keep appliances simple so there are less things to break.
by Elsebet
Thu Jun 06, 2019 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Value of Zillow house price estimate
Replies: 44
Views: 6076

Re: Value of Zillow house price estimate

The Zillow estimate for my home is over 200k higher than the Redfin estimate. For my equity calculation I use a value a little lower than the low range of the Redfin estimate. If someone were honestly willing to buy my home for the Zillow price I'd sell to them immediately and move to a cheaper state!
by Elsebet
Wed Jun 05, 2019 4:20 pm
Forum: Personal Consumer Issues
Topic: Costco or Sam's Club?
Replies: 134
Views: 8578

Re: Costco or Sam's Club?

I like Costco as a company although going to the store is aggravating. I try to buy a lot each trip and buy whatever I can online so I only have go to into the store itself once a quarter or so. When I do go, I take an early lunch from work on a Monday and I'm there right when they open at 9:30-10am...
by Elsebet
Fri May 31, 2019 11:37 pm
Forum: Personal Consumer Issues
Topic: Does money/lack of money preoccupy you?
Replies: 90
Views: 8724

Re: Does money/lack of money preoccupy you?

I'm not too preoccupied with my retirement savings/portfolio, it's all on autopilot and I just check it once in awhile to see if I need a rebalance. However I do get preoccupied with debt. Our only debt is home related (mortgage and HELOC) and I think about paying it down quite often. Right now I am...
by Elsebet
Thu May 30, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

"A Walk in the Woods" starring Robert Redford & Nick Nolte. I thought it was cute, my husband got a few laughs from Nick Notle's lines.
by Elsebet
Wed May 29, 2019 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Fun paid jobs after FIRE
Replies: 180
Views: 16536

Re: Fun paid jobs after FIRE

We love dogs so we hope to do dog sitting or even open a full dog boarding business in retirement. I imagine we'll start dog sitting to build up references/clients and then work towards a larger business if it works out. I also love baking and gardening so might try to get into the farmer's market s...
by Elsebet
Wed May 29, 2019 2:43 pm
Forum: Investing - Theory, News & General
Topic: How can I check my portfolio as little as possible?
Replies: 69
Views: 3277

Re: How can I check my portfolio as little as possible?

Not sure if this will work for you but my solution was to use a local password manager (Keepass 2) and not sync it with my phone. All of my passwords are only easily accessible at home on my desktop computer. In an emergency if I had to access a site away from home I do have an encrypted backup avai...
by Elsebet
Tue May 28, 2019 3:58 pm
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 135
Views: 31105

Re: Seattle Area Chapter Meetings - Master Thread

The next Seattle Bogleheads lunch meeting will be Friday, June 28 at 11:15am at the Crossroads Bellevue Public Market. Please RSVP here or to seattlebogleheads@gmail.com before Monday, June 24 so I know roughly how many to expect. Food choices: https://crossroadsbellevue.com/directory/dine/ Directio...
by Elsebet
Wed May 22, 2019 3:54 pm
Forum: Personal Consumer Issues
Topic: Frustration dealing with contractors....am I doing something wrong?
Replies: 43
Views: 4522

Re: Frustration dealing with contractors....am I doing something wrong?

We are east of Seattle and definitely have had issues with contractors, much more so than when we lived in Ohio. I thought maybe it was due to the lower cost of living in Ohio allowing more people to run small contracting businesses. Our roofer back in Ohio would always come out the next day after I...
by Elsebet
Mon May 20, 2019 3:13 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

Burning, streaming on Netflix. Reminded me a bit of a Korean version of "American Psycho".
by Elsebet
Thu May 16, 2019 2:49 pm
Forum: Personal Consumer Issues
Topic: Fixing Bad Lawn
Replies: 13
Views: 2132

Re: Fixing Bad Lawn

Good general advice here even if it is tailored a bit for Washington state:

http://gardening.wsu.edu/lawns/
by Elsebet
Thu May 16, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Reservations about job offer
Replies: 65
Views: 4175

Re: Reservations about job offer

Unless you really want to work for this company or need the job desperately I would decline, it sounds like you would be in for some drama at best and soul-crushing politics at worst.
by Elsebet
Tue May 14, 2019 4:07 pm
Forum: Personal Finance (Not Investing)
Topic: Do you receive a letter if you credit card is about to be closed for inactivity?
Replies: 18
Views: 1512

Re: Do you receive a letter if you credit card is about to be closed for inactivity?

My wife just got a letter 2 days ago from American Express stating that her AmEx Blue Card would be closed for inactivity and it also said that if we used it they would then not close the account. I received an email like this recently as well and just paid my grocery bill with the AmEx Blue card i...
by Elsebet
Fri May 10, 2019 3:12 pm
Forum: Investing - Theory, News & General
Topic: Any conservative young investors?
Replies: 68
Views: 6582

Re: Any conservative young investors?

I'm 42, not sure if you consider that young, but when I tell people I'm 70/30 I often get remarks about being too conservative for my age.
by Elsebet
Thu May 09, 2019 2:28 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1332
Views: 136638

Re: [What TV Show Have You Recently Watched?]

The Act on Hulu. I'm not finished yet but it's very good so far. I will caution it's a bit trying on the emotions.
by Elsebet
Wed May 08, 2019 4:23 pm
Forum: Personal Consumer Issues
Topic: Anyone else looking forward to Game of Thrones?
Replies: 90
Views: 8712

Re: Anyone else looking forward to Game of Thrones?

Great series but I feel like season 7 and 8 dropped a bit in terms of overall quality.

PSA: Do not read the game of thrones subreddit if you want to continue enjoying the show by the way. :)
by Elsebet
Tue May 07, 2019 4:10 pm
Forum: Personal Consumer Issues
Topic: Indian cookbooks
Replies: 25
Views: 2503

Re: Indian cookbooks

This is my favorite indian cookbook: Lord Krishna's Cuisine - the art of Indian Vegetarian Cooking Note that the recipes in this book are vegetarian and do not have onion or garlic, you can add them if you wish. My husband will not eat onion and isn't overly fond of garlic so it works out fine for u...
by Elsebet
Fri May 03, 2019 11:37 pm
Forum: Personal Finance (Not Investing)
Topic: PMI / Removing PMI question
Replies: 11
Views: 796

Re: PMI / Removing PMI question

I recently had the PMI cancelled on my US Bank mortgage. The entire process was antiquated, I sent a message asking to have the PMI removed via the website and they responded by snail mail telling me I needed to submit another PAPER request asking to have it removed and send a check for the removal ...
by Elsebet
Wed May 01, 2019 3:37 pm
Forum: Personal Consumer Issues
Topic: Gardening 2019
Replies: 95
Views: 7798

Re: Gardening 2019

I have cherry/regular tomatoes and cucumbers that I started from seed in my indoor greenhouse. The weather is improving rapidly here in the Seattle area so I may plant them in a few weeks. I think that is all I will plant this year, just not in the gardening mood lately.
by Elsebet
Wed May 01, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

Green Book - I tend to like most things with Viggo Mortensen and this was no exception. I ended up doing a lot of reading about the real Green Book and real life characters from the movie so I was both entertained and educated. The Brood - this is an older Canadian horror movie with hilariously bad ...
by Elsebet
Wed May 01, 2019 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Job Options
Replies: 23
Views: 2435

Re: Job Options

Have you tried finding a different job at your current company? Perhaps talk to your manager and express your desire to move into a more challenging role?

I want to advise you to take the new job but with two young children having family nearby is a huge benefit that's difficult to monetize.
by Elsebet
Mon Apr 29, 2019 5:23 pm
Forum: Personal Finance (Not Investing)
Topic: Why do most people hate/dread learning about money and is there a good book for helping them?
Replies: 78
Views: 5031

Re: Why do most people hate/dread learning about money and is there a good book for helping them?

I never found it appealing to know that I could be rich if I lived below my means. I found it very appealing to know that I could be free if I lived below my means. In my early career, that freedom meant I could be fired or quit without a financial emergency. Mid-career that meant I could live the ...
by Elsebet
Sat Apr 20, 2019 11:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

Krisha, streaming on Netflix. If you had/have any addicts in your family like I did, this movie hits close to home.
by Elsebet
Thu Apr 18, 2019 2:38 pm
Forum: Investing - Theory, News & General
Topic: In which companies do you own a single share, or token amount, of stock?
Replies: 80
Views: 5352

Re: In which companies do you own a single share, or token amount, of stock?

In my Fidelity brokerage account I have 1 share of T-Mobile stock they gave to all active customers a year ago.

I also have 6 shares of Cintas stock back from when I worked there in 2004-2006.
by Elsebet
Wed Apr 17, 2019 5:06 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

A Star is Born - watching Bradley Cooper do his best Sam Elliot impersonation was fun, worth a watch just for that.
by Elsebet
Tue Apr 16, 2019 2:43 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 88
Views: 6752

Re: What is your hobby and how did it come to be your hobby?

My two consistent hobbies would be video games and gardening. Video games I started at a very young age, my two older brothers had an Atari and I practically begged them to play it or played when they were not home. From there I went graduated to an NES and SNES, then got a PC and never really went ...
by Elsebet
Wed Mar 27, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3844
Views: 1105184

Re: What Book Are You Currently Reading? Part VI

I'm reading a few books. One Second After - power goes out in multiple countries, chaos ensues. The writing is a little uneven, but it's a compelling story. This book makes me paranoid that my current well-stocked pantry is not enough. :) Professional Baking - always trying to be a better baker! The...
by Elsebet
Wed Mar 27, 2019 2:47 pm
Forum: Personal Consumer Issues
Topic: Bogleheads, do you have (unwise financially) friends? And how do you deal with them?
Replies: 76
Views: 3986

Re: Bogleheads, do you have (unwise financially) friends? And how do you deal with them?

Don't be judgemental. Don't try to fix people. I have to mildly disagree with these two. Here are just 4 examples of when people smarter than myself interceded in my life to my betterment. - when I was 22, the gentleman in the next cube nagged me until I put 18% into my 401k - about a decade ago a ...
by Elsebet
Tue Mar 26, 2019 2:31 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

We watched "Blindspotting" last night on blu-ray from Netflix. I liked the movie overall, it had a lot of energy and combined some very serious topics with a lot of comedy and wit. Slight spoiler: if you are someone who has taken gun safety training like I have, one of the early scenes may have you ...
by Elsebet
Tue Mar 26, 2019 2:24 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4597
Views: 1182222

Re: What Movie Have You Recently Watched?

Free Solo purchased from Amazon Prime. What Alex Honnold does is unbelievable. He climbs El Capitan in Yosemite without ropes or assistance. The scenery and views are spectacular. Some claim it is the greatest sports achievement in history and I just may have to agree. Thank you for the recommendat...
by Elsebet
Mon Mar 25, 2019 2:26 pm
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 135
Views: 31105

Re: Seattle Area Chapter Meetings - Master Thread

Can we setup like a meetup group (meetup.com)? Would be easier to coordinate there. And the group seems to be inactive/semi-active, until recently (which is a good thing)... are people only interested in meeting up once-twice per year? Hi - we've been meeting every other month for lunch. I've been ...
by Elsebet
Thu Mar 21, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1332
Views: 136638

Re: [What TV Show Have You Recently Watched?]

I binge watched "Shrill" on Hulu. I like Aidy Bryant on SNL and I thought this show was cute and light enough to just enjoy and not really dig too deep into it. It reminds me a lot of "Master of None" on Netflix and makes me wonder if they were trying to compete there.
by Elsebet
Thu Mar 14, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 6654

Re: How many companies have you worked for?

Company A - 1998-2002
Company B - 2002-2004
Company C - 2004-2006
Company D - 2006-2013
Company E - 2013-2018
Company F - 2018-?

I'm age 42 and work in IT, 6 Megacorps so far. I highly doubt this will be my last but one never knows, I thought i would be at Company D forever!
by Elsebet
Thu Mar 14, 2019 2:32 pm
Forum: Personal Consumer Issues
Topic: Peanut Butter recommendations
Replies: 84
Views: 5790

Re: Peanut Butter recommendations

Kroger's store brand Natural creamy (or crunchy if that's your jam). Ingredients: Roasted peanuts and salt. Unfortunately it only comes in (teeny tiny) 15 oz jars so you have to buy ~20 at a time, which is a little embarrassing. They are ~1.79 each. It is by far my favorite peanut butter and it als...
by Elsebet
Wed Mar 13, 2019 3:52 pm
Forum: Personal Consumer Issues
Topic: What time do you start your day?
Replies: 69
Views: 3093

Re: What time do you start your day?

Traffic is bad here in the Seattle area, so we both go into work very early. My husband gets up at 4:30 and is at his work at 6am. I get up around 5:45 and I'm at work by 6:30 on the days I'm not working remote.
by Elsebet
Wed Mar 13, 2019 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Should I give more money to a family member?
Replies: 107
Views: 6679

Re: Should I give more money to a family member?

I don't envy your situation. I was given much less than my two brothers in my father's will but I appreciated what I received nonetheless and didn't make a peep about it other than mentioning it here. If you hadn't spoken to your sister of your plans, I would say you are under no obligation to give ...
by Elsebet
Thu Mar 07, 2019 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Intro and Personal Finance Advice
Replies: 55
Views: 5276

Re: Intro and Personal Finance Advice

I am so grateful that you are here and working on your debt issue. When I was your age I made a lot of financial mistakes too but found my footing and am in good shape now at 42. if people sound harsh here they probably made similar mistakes and are just trying to give you some "tough love" so you d...
by Elsebet
Thu Feb 28, 2019 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: [2018 tax return - How does it compare to previous years?]
Replies: 441
Views: 31538

Re: [2018 tax return - How does it compare to previous years?]

Last year we paid $300, this year we owe $2400 for Federal tax, no income tax in WA state. Our income went up quite a bit over last year. This is the first year in recent memory that we have been under the standard deduction, usually we are always over due to mortgage interest and property tax.
by Elsebet
Thu Feb 28, 2019 3:24 pm
Forum: Forum Issues and Administration
Topic: Keep Bogleheads Free! (as in unaffiliated)
Replies: 52
Views: 5708

Re: Keep Bogleheads Free! (as in unaffiliated)

In the spirit of making this actionable, how can a normal poster like me contribute financially to the forum so that it can indeed remain user-supported and free? Preferably online. :)