Search found 638 matches

by Elsebet
Mon Jan 21, 2019 7:32 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 143
Views: 15513

Re: What have you baked recently?

My sourdough starter just turned a year old in December and I'm always trying to find new ways to use up the discard from the weekly feedings. Today I had a lot (over 500g) and decided to try and find a dog biscuit recipe that could use discard starter. I thought it would be tough to find one but I ...
by Elsebet
Mon Jan 21, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Paying thousands per ticket to attend the NFL Super Bowl?
Replies: 122
Views: 5294

Re: Paying thousands per ticket to attend the NFL Super Bowl?

I only watch football because my husband enjoys it. It's unlikely even he would want to attend a normal game let alone a Super Bowl, however for the experience it would be interesting to attend one live. Honestly I prefer rugby to US football so I'd rather go see that. We do hope to attend US Tennis...
by Elsebet
Sat Jan 19, 2019 6:58 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4054
Views: 1102581

Re: What Movie Have You Recently Watched?

Crazy Rich Asians I wanted to like it but was disappointed. It's too primitive. The Professor of Economics is a dilettante in economics. Rachel Chu has nothing in common with her Singapore girlfriend. And other annoyances. I didn't understand the hype either, seemed like the same old tired rom-com ...
by Elsebet
Fri Jan 18, 2019 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Purchasing a home in one state and selling a home in another state. Should he get an Heloc to fund home purchase?
Replies: 7
Views: 408

Re: Purchasing a home in one state and selling a home in another state. Should he get an Heloc to fund home purchase?

Is he starting a new job also with this move, is it in the same line of work he was in before? He may be better off renting for a while, so he can let the current house sell and establish himself in the new state. It might be tricky to pull off what he wants to do with the timing of everything. It'...
by Elsebet
Fri Jan 18, 2019 7:46 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

Thank you to everyone who showed up today. We had a great group of 12 and I really enjoyed yet another lunch meeting new interesting fellow Bogleheads! I wish I could have talked to everyone more individually. Next meeting will be in March! If you have venue/topic suggestions let me know.
by Elsebet
Thu Jan 17, 2019 5:20 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can I afford (really)?
Replies: 129
Views: 7104

Re: How much house can I afford (really)?

Just for some perspective, at age 42 my husband and I have more money than you in our 401ks, Roth IRAs, and HSA and about the same home equity yet we make half of your income, and it's only half as of this year. It was less than half before then. That said, you have more cash. :) We have about the ...
by Elsebet
Thu Jan 17, 2019 4:46 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 176
Views: 10518

Re: Are You Dumping Netflix?

No, I'm happy with the service (other than the auto-play previews) and don't mind the price hike.
by Elsebet
Thu Jan 17, 2019 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can I afford (really)?
Replies: 129
Views: 7104

Re: How much house can I afford (really)?

Just for some perspective, at age 42 my husband and I have more money than you in our 401ks, Roth IRAs, and HSA and about the same home equity yet we make half of your income, and it's only half as of this year. It was less than half before then. That said, you have more cash. :) We have about the s...
by Elsebet
Tue Jan 15, 2019 3:04 pm
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 59
Views: 4421

Re: MMORPG games

Anybody played nethack - ASCII character based dungeons and dragons. I spent a while year of my grad school. Those were the days ... Ag1 I didn't play nethack, but I played a similar roguelike title called ADOM. Just googled it and it seems it is still going, pretty crazy. https://www.adom.de/home/...
by Elsebet
Tue Jan 15, 2019 2:47 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

Reminder for this Friday's lunch, looking forward to it! The next Seattle Bogleheads lunch meeting will be Friday, January 18 2019 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, January 14 so I know how many to expect. I will have a small Bo...
by Elsebet
Mon Jan 14, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 954

Re: Good bags/containers for packing snacks?

Jazzysoon wrote:
Fri Jan 11, 2019 12:08 pm
I just grabbed on of the smaller square ones I had that was empty and filled it half with water and shook it for at least 30seconds and tipped it over a few times. Not one drop came out.
Thanks, I will try them out. :)
by Elsebet
Mon Jan 14, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: Duffel Bag vs Wheeled Stand Up traveling
Replies: 78
Views: 3736

Re: Duffel Bag vs Wheeled Stand Up traveling

quantAndHold wrote:
Sun Jan 13, 2019 12:32 pm

Exactly. How many of the people who are carrying a bunch of stuff on their shoulders are over 40? Or women? Or fly more than 100k?

I suspect very few.
I'm 42, female, and use a backpack for personal use, work, and travel. I don't fly much though, so you got me there. :)
by Elsebet
Sat Jan 12, 2019 1:30 pm
Forum: Personal Consumer Issues
Topic: Duffel Bag vs Wheeled Stand Up traveling
Replies: 78
Views: 3736

Re: Duffel Bag vs Wheeled Stand Up traveling

We travel VERY light and I like to have my hands free so I prefer travel backpacks. When we travel internationally my husband and I both use one of these as our only carry-on: https://store.ricksteves.com/shop/p/classic-backpack We used that pack for even 2 week international trips, we just did a lo...
by Elsebet
Fri Jan 11, 2019 11:24 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9749

Re: Disciplined with finances, but not so with diet

Any bogleheads any diet wisdom? I've always been disciplined with saving money but can't seem to apply the same discipline to my diet. I have tried weight watchers, Jenny Craig, beach body, keto, my fitness pal...I lack discipline and get hungry. Just this week I decided to start eating the same th...
by Elsebet
Thu Jan 10, 2019 4:42 pm
Forum: Personal Consumer Issues
Topic: Good bags/containers for packing snacks?
Replies: 17
Views: 954

Re: Good bags/containers for packing snacks?

I like the Sistema products, keep dried fruit/nuts in them and never detect any smell. I like the closing/locking mechanism. They come in many sizes, I buy them at Marshalls/TJMaxx/HomeGoods. https://sistemaplastics.com/products/klip-it-rectangular/200ml-rectangle Do you find these to be leak proof...
by Elsebet
Thu Jan 10, 2019 4:00 pm
Forum: Personal Consumer Issues
Topic: MMORPG games
Replies: 59
Views: 4421

Re: MMORPG games

Glad to hear there are other MMO players here! I started playing online games with text MUDS (multi-user dungeons) in 1996. The one I played the most was Avatar MUD, it was nice because during downtime as teaching assistant (or student) in computer labs I could telnet into the game and play. Ultima ...
by Elsebet
Tue Jan 08, 2019 4:17 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think are (some of) the best states to live in?
Replies: 81
Views: 6255

Re: What do you think are (some of) the best states to live in?

I was born in Pennsylvania, moved to Ohio, and now am living east of Seattle, WA. Pennsylvania (east of Pittsburgh): I liked the 4 season weather, summers were warm but not miserable, spring/fall are beautiful, and winters had snow and cold. Beautiful trees, parks, (small) mountains No idea about ec...
by Elsebet
Tue Jan 08, 2019 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Child # 3 - seeking advice from older members
Replies: 89
Views: 7219

Re: Child # 3 - seeking advice from older members

I'm the baby of the family, my parents had me at 42 (mom) / 45 (dad). I get the impression that I was an accident. Since you truly like family/children I don't think this will be your issue, but I definitely got the short end of my parent's waning energy/attention. My oldest brother is much more pos...
by Elsebet
Tue Jan 08, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Balsam Hill - Defective Christmas Tree
Replies: 66
Views: 2768

Re: Balsam Hill - Defective Christmas Tree

This thread was entertaining and sad at the same time. It also made me realize my husband and I live in a whole different financial world than other people. In 2013 I bought our high quality used artificial tree for $10 on Craigslist; the built-in lights don't work anymore but otherwise it's still g...
by Elsebet
Tue Jan 08, 2019 2:45 pm
Forum: Personal Consumer Issues
Topic: How did store know what exact coupons to mail me?
Replies: 23
Views: 2276

Re: How did store know what exact coupons to mail me?

I worked for Kroger for 6 years and saw firsthand their data science operations, they were doing it years before it was cool with their partner at the time DunnHumby USA. The plus card was introduced for that purpose. The coupons they send are 80% what you regularly buy and 20% things they predict y...
by Elsebet
Thu Jan 03, 2019 4:30 pm
Forum: Personal Consumer Issues
Topic: Uber/Lyft where do you sit?
Replies: 42
Views: 3977

Re: Uber/Lyft where do you sit?

Front. I feel weird in the back. Yes, they're driving, but it's the same instinct that makes me bristle when people call me 'Sir'. They're not my driver, they're just driving me somewhere, if that makes sense. I used to work for a large hedge fund, and a few of the Portfolio Managers had personal d...
by Elsebet
Wed Jan 02, 2019 4:38 pm
Forum: Personal Consumer Issues
Topic: Uber/Lyft where do you sit?
Replies: 42
Views: 3977

Re: Uber/Lyft where do you sit?

The first three times I used Uber I sat in front because I felt weird sitting in the back of someone's personal car compared to a cab. I asked first if it was ok and all 3 drivers were fine with it. We had a great little conversation all the way to my destination and I thought, "Wow this is a great ...
by Elsebet
Wed Jan 02, 2019 3:26 pm
Forum: Personal Consumer Issues
Topic: Your ideal home size
Replies: 130
Views: 8296

Re: Your ideal home size

We are DINKS currently. We have an odd 1.5 story home built in 1954 and modified since. The original floorplan was about 1500 sq. ft with a tiny dining area, kitchen, living room, 2 bedrooms, and 1 bath along with an external porch. The porch was enclosed to add a larger dining area, a half bath, an...
by Elsebet
Tue Jan 01, 2019 5:19 pm
Forum: Investing - Theory, News & General
Topic: HCOL Real Estate as Retirement? Bay Area
Replies: 44
Views: 2606

Re: HCOL Real Estate as Retirement? Bay Area

We bought our home just 30 min east of Seattle in 2014 for a cheap price. It is now worth considerably more even with the money we had to put into fixing the home and property. I doubt we will stay here until retirement (minimum 13 years for me) but if we do we'll most certainly sell and relocate to...
by Elsebet
Tue Jan 01, 2019 4:42 pm
Forum: Personal Consumer Issues
Topic: Snow Plowing
Replies: 54
Views: 2506

Re: Snow Plowing

We have a huge driveway but here in the PNW it rarely snows enough to cause any issues. Last Christmas we got a touch under a foot of snow so we hand shoveled a path for the cars. That was all we got last year. This year I haven't seen a single flake near our home but there's plenty up in the Cascad...
by Elsebet
Tue Jan 01, 2019 3:47 am
Forum: Personal Consumer Issues
Topic: Shoes to wear with jeans to the office?
Replies: 87
Views: 5605

Re: Shoes to wear with jeans to the office?

One of my co-workers noticed my shoes and commented on them but she is one of those "shoe women" that I don't understand. My mom had tons of shoes and purses and I was always puzzled at that. I have only a few pairs of shoes (and 1 mini-backpack for a purse) myself, all with a different function. If...
by Elsebet
Tue Jan 01, 2019 2:29 am
Forum: Investing - Theory, News & General
Topic: What have you learned this year
Replies: 90
Views: 6881

Re: What have you learned this year

I read a good book on stoicism and realized I was already practicing many of the tenants of the philosophy but am awful with a few of them and need a lot of work there. For example I struggle with letting other people's actions/words (especially ones that I admire/respect) affect me and I am constan...
by Elsebet
Sat Dec 29, 2018 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Father-in-law denied apartment for lack of income even though he has assets. What to do?
Replies: 77
Views: 7613

Re: Father-in-law denied apartment for lack of income even though he has assets. What to do?

Ron did you take the pre-pay offer to the manager of the apartment building? Or owner? I would find it hard to believe that the manager or owner would turn that down. Dave Mine wasn't exactly the same scenario but it's close. When I was in college I was barely scraping by and my mom took out a PLUS...
by Elsebet
Mon Dec 24, 2018 6:54 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4054
Views: 1102581

Re: What Movie Have You Recently Watched?

DanMahowny wrote:
Mon Dec 24, 2018 1:28 pm
Dan Mahowny family will watch Christmas Vacation this evening.

It's our Christmas Eve tradition.
Same here. We watched Scrooged last night. :)
by Elsebet
Fri Dec 21, 2018 11:32 pm
Forum: Personal Consumer Issues
Topic: London Neighborhood Recommendation
Replies: 37
Views: 2479

Re: London Neighborhood Recommendation

We stayed at the Captain Bligh House in Lambeth:

https://www.tripadvisor.com/Hotel_Revie ... gland.html

It's very close to a tube station, bus stops, Tesco, laundry, restaurants and the owners are truly lovely people. We had a great time.
by Elsebet
Fri Dec 21, 2018 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Buying vs renting - can I afford either?
Replies: 30
Views: 2263

Re: Buying vs renting - can I afford either?

I'm sorry but I have to concur with the others that you do not have the financial standing to buy a home and even renting would be tight. I would put that out of your mind entirely for now. Stay where you are and focus your energy on getting an income you can sustain until age 70. What about working...
by Elsebet
Thu Dec 20, 2018 5:29 pm
Forum: Personal Consumer Issues
Topic: Stoic philisopher of Rome: Epictetus
Replies: 39
Views: 2793

Re: Stoic philisopher of Rome: Epictetus

My favorite/most accessible book is: A Guide To The Good Life: The Art of Stoic Joy https://www.amazon.com/Guide-Good-Life-Ancient-Stoic-ebook/dp/B0040JHNQG/ref=mt_kindle?_encoding=UTF8&me=&qid=1545317748 I am reading this now. I feel like the Bogleheads investing philosophy is a little on the stoi...
by Elsebet
Thu Dec 20, 2018 5:14 pm
Forum: Personal Consumer Issues
Topic: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)
Replies: 34
Views: 1736

Re: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)

Sandtrap, I purchased the following sit-stand desk made by Luxor within the past month for a home office: https://www.walmart.com/ip/Luxor-47-1-4-W-Crank-Adjustable-Stand-Up-Desk-Dark-Walnut/43233118 It's been great thus far. It's very heavy-duty, no wobble even at topped-out height (with a lot of ...
by Elsebet
Wed Dec 19, 2018 5:37 pm
Forum: Investing - Theory, News & General
Topic: Why did you decide to change your asset allocation?
Replies: 45
Views: 1984

Re: Why did you decide to change your asset allocation?

I think I was 100% stocks in my 20's to early 30's. In my mid 30's I read a few financial books and found the /financialindependence subreddit and started slowly moving money into bonds and bond funds. At 42 I'm now 70/30. Some people may think I'm a bit conservative for my age but I'm more comforta...
by Elsebet
Tue Dec 18, 2018 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage and separate accounts - how does it work?
Replies: 98
Views: 5285

Re: Marriage and separate accounts - how does it work?

We just lived together for the first 12 years of our relationship and we had separate checking accounts. I would pay all the bills and he would give me a monthly sum. Even with a "it's bill money time" calendar invite I sometimes had to gently remind him to send it. Paypal let us do this for free fo...
by Elsebet
Sun Dec 16, 2018 11:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

Kuota Rider wrote:
Sun Dec 16, 2018 10:58 pm
Is the next meeting January 18th or 19th? Both dates are listed above.
Apologies, I fixed that typo. It's on Friday, January 18.
by Elsebet
Sat Dec 15, 2018 1:07 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

bwatts849 wrote:
Sat Dec 15, 2018 12:18 am
I'm new to Bogleheads as of 2 days ago. I am interested in meeting other Bogleheads in Seattle/Bellevue. I will cont. to lurk about forthcoming meetings. Bill
Welcome, hope you can make the next meeting on Jan 18!
by Elsebet
Wed Dec 12, 2018 11:44 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

The next Seattle Bogleheads lunch meeting will be Friday, January 18 2019 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, January 14 so I know how many to expect. I will have a small Bogleheads sign on the table so don't be shy! Menu: http://...
by Elsebet
Wed Dec 12, 2018 11:28 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 122
Views: 24465

Re: Seattle Area Chapter Meetings - Master Thread

Hello, Looks like the information in this thread about the Seattle contact is incorrect: https://www.bogleheads.org/forum/viewtopic.php?f=9&t=778&fbclid=IwAR28UgNiETUU2IVzTVygt4lYwabbBORQZFm7BB8tTPLYXE8Vq4NO6t96I0A Chapter 8 - Seattle Contact Tyrone (boglety@yahoo.com) Can you please contact one of...
by Elsebet
Wed Dec 12, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Is a New Car Okay if Driven 15+ Years?
Replies: 91
Views: 7445

Re: Is a New Car Okay if Driven 15+ Years?

After my first dumb lease as a 22 year old, I switched to buying new and keeping cars for 15+ years. I'm 42 and I've only had 4 cars so far. Toyota Corolla - first car and I leased it when I got my first full-time job in 1998 Toyota Celica - when I returned the Corolla I bought the Celica in 2001 Ho...
by Elsebet
Wed Dec 12, 2018 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: What percentage of your net worth is your home equity?
Replies: 309
Views: 22084

Re: What percentage of your net worth is your home equity?

OP, I do not count my house as part of my net worth. If someone is counting the house as part of their net worth, they had bought too much house. KlangFool In my case I do count a conservative estimate of my home equity into my net worth because I do not plan to retire in this house and instead we ...
by Elsebet
Tue Dec 11, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: dry eyes- optimal laptop screen resolution to reduce eye strain
Replies: 27
Views: 1374

Re: dry eyes- optimal laptop screen resolution to reduce eye strain

I have terribly dry eyes when using computers too, unfortunately it's my job (IT) so I can't reduce screen time by much. I use a lot of drops and have a small humidifier near my screen, but haven't thought of coatings on my glasses or doing anything with my monitors. I don't see any glare on my moni...
by Elsebet
Mon Dec 10, 2018 9:56 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3526
Views: 1034486

Re: What Book Are You Currently Reading? Part VI

Almost done with Middlemarch, 900 packed pages. It was slow at first but Lydgate really drew me in and I am glad I kept at it.
by Elsebet
Mon Dec 10, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 4054
Views: 1102581

Re: What Movie Have You Recently Watched?

The Mountain Between Us - Beautiful landscapes and good acting from Idris Elba & Kate Winslet but I didn't believe the story from the first 5 minutes.
by Elsebet
Mon Dec 10, 2018 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Too Much Savings Regret
Replies: 112
Views: 17225

Re: Too Much Savings Regret

I spend a little on self-improvement (body, home/property, skills) but don't need much else. I also have a "Make Hay while the sun shines" outlook so I'd rather save now while I'm well employed even if it means when I'm older I have too much. When I lived in a small house with a postage stamp yard I...
by Elsebet
Sat Dec 08, 2018 1:52 am
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 188
Views: 21010

Re: Best values at Costco? Honestly, a little disappointed...

Deals at Costco are usually wiped out by compulsive behavior, whether it's succumbing to the shiny big tvs at the gadget gauntlet you must pass through, or the hot dogs/ice cream/pizza you buy because it's a 'deal', or the loss through wastage. rj149 is correct here. I worked in IT for Costco for 4...
by Elsebet
Thu Dec 06, 2018 4:59 pm
Forum: Investing - Theory, News & General
Topic: Older Dads - how do you plan for your own retirement while still raising kids?
Replies: 38
Views: 5196

Re: Older Dads - how do you plan for your own retirement while still raising kids?

Friends of ours adopted three children (internationally) in their late 50's. Because the children are all under 18, the parents get Social security payments for each of the children until the child turns 18. I hope to do something like this at age 55 (13 years from now) if the numbers line up. I wo...