Search found 582 matches

by Elsebet
Sat Nov 17, 2018 5:20 pm
Forum: Personal Consumer Issues
Topic: Mouse in the house
Replies: 32
Views: 1893

Re: Mouse in the house

We live in the woods and inevitably in November a pair of mice will try to honeymoon in our old house (built in 1954). Over the four years we've lived here we have looked for and sealed many entrance places but we must be missing one or more still. Last year our rat terrier ended the happy rodent co...
by Elsebet
Sat Nov 17, 2018 12:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Thanks to all who came out yesterday for lunch, we had a great discussion on many financial topics. Next lunch meeting will be in January. Happy Holidays to all!
by Elsebet
Thu Nov 15, 2018 8:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Looking forward to seeing those who can attend tomorrow! I will have a "Seattle Bogleheads" sign with me. The next Seattle Bogleheads lunch meeting will be Friday, November 16 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, November 12 so I k...
by Elsebet
Wed Nov 14, 2018 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Accuracy of Zillow/Trulia/Redfin Estimates
Replies: 51
Views: 4337

Re: Accuracy of Zillow/Trulia/Redfin Estimates

Comparison of the values between the 3 sites. I don't want to list the value, so this # is just the difference between my tax appraisal vs. the estimates from each site for my home east of Seattle: Trulia: +200k Zillow: +200k Redfin: -100k I feel like Redfin is closer to reality than the other two. ...
by Elsebet
Thu Nov 08, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: If expenses are low, are some of us over saving?
Replies: 120
Views: 11694

Re: If expenses are low, are some of us over saving?

I wonder about this especially since we have no children, but I'd rather have a little too much than too little. We live a very simple life and don't need to spend a lot to be happy. Right now our expenses living a comfortable life in a HCOL area are about 5k per month. Half of that is housing relat...
by Elsebet
Wed Nov 07, 2018 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: New job concerns
Replies: 40
Views: 3824

Re: New job concerns

Personally my own morals about work is that I do not want to let my immediate colleagues or customers down. If there is an all-hands-on-deck moment I don't want to be the person refusing to help unless it's really beyond my control. I feel like appeasing my manager is second to that and it's worked ...
by Elsebet
Tue Nov 06, 2018 3:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Gentle reminder 10 days out - please reply here or email seattlebogleheads@gmail.com if attending, thanks! The next Seattle Bogleheads lunch meeting will be Friday, November 16 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, November 12 so I ...
by Elsebet
Mon Oct 29, 2018 4:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

The next Seattle Bogleheads lunch meeting will be Friday, November 16 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, November 12 so I know how many to expect. I will have a small Bogleheads sign on the table so don't be shy! Menu: http://www...
by Elsebet
Wed Oct 24, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Sweetner for Tea
Replies: 25
Views: 1253

Re: Sweetner for Tea

I add about 1 tbsp of honey, just enough to liven it up but not make it sweet.
by Elsebet
Wed Oct 24, 2018 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: How to deal with recruiters when not actively looking for job?
Replies: 21
Views: 2740

Re: How to deal with recruiters when not actively looking for job?

As others have said, I ask for details first then if I'm not interested I tell them so but politely ask that they keep me in mind for future possibilities.
by Elsebet
Wed Oct 24, 2018 4:05 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 928
Views: 100893

Re: [What TV Show Have You Recently Watched?]

pennstater2005 wrote:
Tue Oct 16, 2018 9:11 am
Letterkenny on Hulu.
Second this, but fair warning it's very raunchy. :)
by Elsebet
Sat Oct 20, 2018 4:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Cliff Shmoney wrote:
Thu Oct 18, 2018 1:24 am
Hey All,

I'm new to Bogleheads.org and this will be my first post. Wanted to see if there were any local chapters for the Seattle area.

Thanks,
Cliff
Hi Cliff,

We will be meeting again in November, most likely the 16th in the Bellevue area. I'll send details out soon.
by Elsebet
Mon Oct 15, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Black Friday is coming.. what's on your list?
Replies: 82
Views: 8073

Re: Black Friday is coming.. what's on your list?

This is the first year since 2013 that I won't have to go into the office on Black Friday since I changed companies, so it will be nice having that day to relax and put up Christmas decorations. I don't think I've purchased anything on Black Friday for over a decade or longer now, just not my thing.
by Elsebet
Wed Oct 10, 2018 3:59 pm
Forum: Personal Consumer Issues
Topic: Refinace house but how?
Replies: 26
Views: 1696

Re: Refinace house but how?

I didn't see it asked, you said the house was worth 240k, how much do you currently owe on it? I'm just curious what the difference is between your liability on the house vs. your equity. The other question is, is your home in a high or low COL (cost of living) area? Do prices/values go up/down a lo...
by Elsebet
Tue Oct 09, 2018 3:30 pm
Forum: Investing - Theory, News & General
Topic: What tools do you use to track your finances?
Replies: 50
Views: 3921

Re: What tools do you use to track your finances?

I use Fidelity FullView for my Rollover IRA, Roth IRA, and company 401k.

I use my own Google Sheets spreadsheet for tracking our balance sheet and monthly expenses.
by Elsebet
Tue Oct 09, 2018 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Job Opportunity - Via Staffing Agency
Replies: 29
Views: 2307

Re: Job Opportunity - Via Staffing Agency

Personally I would not relocate for a contract-to-hire position unless you really are motivated to live in that new location regardless of the position. If the position were in/near your current location that would be a different story. I feel like the contract employee is in a weak negotiating posi...
by Elsebet
Mon Oct 08, 2018 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Formula for when to buy in bulk
Replies: 41
Views: 3327

Re: Formula for when to buy in bulk

I only buy things in bulk at Costco that I know I will use entirely before they are no longer good to consume. My husband built us a pantry under the stairs in our mud room and in it I have: - canned tomato products (diced & paste) that I use for indian/mexican/italian sauces, we go through many cas...
by Elsebet
Tue Oct 02, 2018 3:32 pm
Forum: Personal Consumer Issues
Topic: Anyone ordered a vehicle through a dealership?
Replies: 40
Views: 3177

Re: Anyone ordered a vehicle through a dealership?

In 2016 I shopped a Toyota Tacoma with manual transmission and specific trim level from my local dealership. They could not find one even with my bare minimum specs so they reserved one for me from the factory. It's a high-demand vehicle so it's tough to find ones with specific features. Obviously I...
by Elsebet
Mon Oct 01, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Do you like technical conferences?
Replies: 31
Views: 1994

Re: Do you like technical conferences?

The last one I went to was the IBM one in Las Vegas a few years ago. That was my first (and hopefully last) time at the strip in Vegas, although I'd like to go explore off strip more someday. I had scheduled a trip to Hoover Dam on my last full day there and it was cancelled due to issues with the e...
by Elsebet
Fri Sep 28, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 658
Views: 82979

Re: How much money do you want to retire?

When I have 1.5 million (60k per year), a paid off house, and a plan to cover expenses for the number of years I have until 59.5, then I will be done with full-time work and transition to either part-time or trying to adopt/foster. My husband will need to work until at least 59.5 though for my littl...
by Elsebet
Fri Sep 28, 2018 8:47 am
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 142
Views: 14544

Re: What have you baked recently?

This recipe has become my standard for sandwich buns. My husband loves them so much that he insists on having them twice a week now. https://www.kingarthurflour.com/recipes/beautiful-burger-buns-recipe I make no modifications other than hand kneading after the Kitchenaid mixer gets the dough put tog...
by Elsebet
Wed Sep 26, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: How and When to Tell a Prospective New Employer about a Needed Disability Accommodation
Replies: 14
Views: 1622

Re: How and When to Tell a Prospective New Employer about a Needed Disability Accommodation

At my current megacorp I just needed to provide a doctor's note specifying that I needed an adjustable sit/stand desk. Some ergonomics person came by and discussed what I needed during my first week. They already had an unused sit/stand desk and simply moved it to my desk after my first week. I noti...
by Elsebet
Wed Sep 26, 2018 4:02 pm
Forum: Personal Consumer Issues
Topic: What flax seed do you buy (that is cadmium free)
Replies: 10
Views: 1036

Re: What flax seed do you buy (that is cadmium free)

I buy whole flax seeds from the bulk bins at the grocery store (Fred Meyer). I prefer buying whole seeds then grinding them fresh as I need them rather than buying the large already ground bags from Costco. Either way you buy flax, keep it in the refrigerator since it goes rancid quickly. I use a mi...
by Elsebet
Wed Sep 26, 2018 3:57 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3819
Views: 1078782

Re: What Movie Have You Recently Watched?

barnaclebob wrote:
Tue Sep 25, 2018 3:10 pm
Watched "The Shape of Water" on Saturday, was pretty underwhelmed. Super simple plot half full of stereotypical characters. Yawn. Maybe it was supposed to be kind of like starship troopers which is very good.
I have to agree, I could not understand why it won so many awards.
by Elsebet
Wed Sep 26, 2018 3:15 pm
Forum: Personal Consumer Issues
Topic: Acoustic Pianos
Replies: 42
Views: 2109

Re: Acoustic Pianos

I see pianos and pool tables being given away all the time on Craigslist. I would get a used one first and if the interest remains after a year or so upgrade to a nicer model at that point.
by Elsebet
Wed Sep 26, 2018 3:12 pm
Forum: Investing - Help with Personal Investments
Topic: SIL - 25x vs firecalc
Replies: 39
Views: 4200

Re: SIL - 25x vs firecalc

With all due respect, I think this is a terrible burden to foist on a young person getting started in adulthood. Just because you and your wife have chosen to enable your SIL all these years does not mean that he should be pressured into doing the same. Please let him live his life and do not drag ...
by Elsebet
Tue Sep 25, 2018 4:01 pm
Forum: Personal Finance (Not Investing)
Topic: How to direct spouse to use life insurance proceeds if I die first?
Replies: 15
Views: 1066

Re: How to direct spouse to use life insurance proceeds if I die first?

Texanbybirth wrote:
Tue Sep 25, 2018 3:50 pm
Give him your BH login and password and let him know we're here to help when you're gone. :beer

Okay fine, give him this link, too: https://www.bogleheads.org/wiki/Managing_a_windfall
OP Here. I do have instructions in there for him to come to this forum for questions. :)
by Elsebet
Tue Sep 25, 2018 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: How to direct spouse to use life insurance proceeds if I die first?
Replies: 15
Views: 1066

How to direct spouse to use life insurance proceeds if I die first?

I have a "What to do if I die" instruction guide for my husband that has a lot of guidance on how to handle our finances and other responsibilities that I currently maintain. We go over it annually but he does not really care about it otherwise. This year I got a new job and elected a higher amount ...
by Elsebet
Tue Sep 25, 2018 3:01 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3819
Views: 1078782

Re: What Movie Have You Recently Watched?

Watched "The Death of Stalin" last night based on recommendations from this thread. I really enjoyed the subtle and dark comedy elements and the cast was fantastic. My poor husband fell asleep halfway through as usual. :) I will buy it so we can watch it again.
by Elsebet
Fri Sep 21, 2018 3:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

I would say this was a great success! 6 of us showed up for lunch (including me) and we had a great conversation about bonds, 401k programs at companies, and more! Thank you to all who took the time to come out, I really enjoyed meeting you all! One of the great questions from one member was about d...
by Elsebet
Fri Sep 21, 2018 11:34 am
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

I will have a black Batman hoodie on and a sign that says "Seattle Bogleheads", looking forward to seeing folks today! Hi guys! I am planning a lunch meeting on Friday, September 21 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, September 10...
by Elsebet
Thu Sep 20, 2018 4:38 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25522

Re: What is your single most expensive mistake?

Moving to a HCOL area without a sufficiently high salary increment. Expenses rose more than expected and reduced my savings. I was back to my previous location in a year. I did this too (Cincinnati, OH -> Seattle, WA), but corrected it 4 years later with a new job in the same area. Still want to go...
by Elsebet
Wed Sep 19, 2018 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: New job offer
Replies: 14
Views: 1944

Re: New job offer

Only concern I can see is the toll on family. Being gone for an extra two hours a day could put a lot more responsibility on your spouse. In addition to a spouse, do you have or are planning to have kids? 2 hours less with kids every day would be sad. You may want to take a personal/vacation day fr...
by Elsebet
Mon Sep 17, 2018 6:37 pm
Forum: Personal Consumer Issues
Topic: Is Hardwood Floor No Maintenance (vs Carpet)?
Replies: 39
Views: 3912

Re: Is Hardwood Floor No Maintenance (vs Carpet)?

We use a leafblower every other weekend to blow all the gunk (mostly dog fur) off our hardwood floors to the outside. Works great around furniture and takes only about 15 mins for our small ranch home. We spot sweep/vaccuum/clean as needed, wet mop maybe 2-4x a year. I love hardwood, would not consi...
by Elsebet
Mon Sep 17, 2018 3:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Bumping as a reminder that the lunch is this Friday, looking forward to it! :) Hi guys! I am planning a lunch meeting on Friday, September 21 at 11:30am at Bellevue Brewing Company. Please RSVP here or to seattlebogleheads@gmail.com before Monday, September 10 so I know whether or not I need to make...
by Elsebet
Mon Sep 10, 2018 4:51 pm
Forum: Personal Consumer Issues
Topic: where to learn to sew?
Replies: 33
Views: 2106

Re: where to learn to sew?

I learned to sew from other members back in Ohio when I joined the SCA. Lots of members sew their own costumes and it's a good group if you like living history.
by Elsebet
Mon Sep 10, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: I think my father has a gambling problem
Replies: 78
Views: 6876

Re: I think my father has a gambling problem

You'll gain more trust if you take an interest and don't treat him like a defective individual. You can talk to him about what he does or even go with him to get an accurate picture of his action. This is great advice, I second going with him to the casino but be open and interested rather than jud...
by Elsebet
Mon Sep 10, 2018 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else not save for cars?
Replies: 113
Views: 10347

Re: Anyone else not save for cars?

I buy a brand new car with a loan, pay the loan off aggressively, then keep the car as long as possible.

Right now I have a 2016 Tacoma that should be paid off in Dec 2018 and I hope to keep it 18 more years.
My husband drives my old 2006 Honda Civic Si which we hope to keep at least 3-8 more years.
by Elsebet
Sun Sep 09, 2018 5:16 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Shorton787 wrote:
Sun Sep 09, 2018 10:29 am
New member.
Bellevue Brewing Co. 11AM 9/21/18 , I’d like to join you. That OK?
Steve
Of course, looking forward to it! We're starting at 11:30am but I'll probably be there by 11:15am to grab a table.
by Elsebet
Thu Sep 06, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 928
Views: 100893

Re: [What TV Show Have You Recently Watched?]

Recently finished Season 3 of Fargo on Hulu. I love this show so much especially because every season brings new characters but the same dark comedy setting, I have been sad to see each season end so far. The Midwestern culture references make me very homesick though. Started watching Jessica Jones ...
by Elsebet
Thu Sep 06, 2018 3:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 103
Views: 21248

Re: Seattle Area Chapter Meetings - Master Thread

Apologies but due to a work conflict for me the week of the 14th I need to reschedule this to Sep 21. Hope to see you there! Everything else is the same, just changing the date to Sep 21. Hi guys! I am planning a lunch meeting on Friday, September 21 at 11:30am at Bellevue Brewing Company. Please RS...
by Elsebet
Fri Aug 31, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Gardening 2018
Replies: 70
Views: 7181

Re: Gardening 2018

East of Seattle, WA. This year was not that great. I put my tomatoes in the ground in early June but it didn't really warm up until July. The weather started cooling early in the third week of August. I didn't feel like it got very warm this year other than about 10 days of 90's. I am getting cherry...
by Elsebet
Wed Aug 29, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Bone in my food
Replies: 107
Views: 4291

Re: Bone in my food

I was eating pho at a work lunch once and found a cute little emerald green beetle among the vegetables . I just picked it out and kept eating. My co-workers were all disgusted and said I should return the food. I didn't, nor did I even mention it to the server. I grew up eating fresh home grown veg...
by Elsebet
Mon Aug 27, 2018 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Decent compensation to move to Bay Area CA?
Replies: 290
Views: 22055

Re: Decent compensation to move to Bay Area CA?

I would advise you to not take this position. We moved from Cincinnati, OH to the Seattle, WA area in 2013. I did not get enough of a salary bump to make up for the huge difference in housing costs, that was my error. However my husband got a better paying job out here so it worked out, at least unt...
by Elsebet
Mon Aug 27, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: Planning for an Indian wedding In NY/ NH area.
Replies: 96
Views: 5647

Re: Planning for an Indian wedding In NY/ NH area.

Just for comparison, my husband and I got married for $300 in 2016. :) Payment to the judge: $150 Rings: $150 We did it in the morning before work. We just wore clothes we already had. A few co-workers were the only guests and they took us out for breakfast afterwards. We then went back to work! The...
by Elsebet
Sat Aug 25, 2018 7:10 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8802

Re: Ladies: bra shopping question

There is an amazing forum at reddit called A Bra That Fits that changed my bra buying habits forever. The beginner’s guide can be found here: https://www.reddit.com/r/ABraThatFits/wiki/beginners_guide. Thanks for this. I usually just buy Maidenform T-shirt bras from Amazon and can't wait to get the...
by Elsebet
Wed Aug 22, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: Graduate Degree Mistakenly (?) Conferred - What to Do? [solved]
Replies: 76
Views: 7386

Re: Graduate Degree Mistakenly (?) Conferred - What to Do?

You'll need to contact the school and verify and reverify. I have woken up in a sweat a few times in the past from dreams I actually never graduated. Auggg, what a terrible dream. I place high value on my bachelor's in engineering degree and wouldn't ever want that baby taken from me. I have recurr...
by Elsebet
Mon Aug 20, 2018 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Excessive Emergency Room Charges - Options?
Replies: 207
Views: 12491

Re: Excessive Emergency Room Charges - Options?

I'm all in favor of questioning prices for medical services but in the end you are responsible for the charges and shouldn't try to get around them. Set up a payment plan with the hospital if you can't pay it off immediately and pay the balance in full. Anything less is irresponsible and pushes the ...
by Elsebet
Thu Aug 16, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 54
Views: 4816

Re: Adult piggy bank

We use a candy dish that sits on our hutch for spare change. When it gets full we take it to the CoinStar machine at Fred Meyer and get an Amazon gift card code (no fee that way). There's usually around $20-25 worth of change in it by the time it's full.
by Elsebet
Tue Aug 14, 2018 3:42 pm
Forum: Personal Finance (Not Investing)
Topic: Marriage [How should finances be handled?]
Replies: 74
Views: 7816

Re: Marriage [How should finances be handled?]

We have a joint checking and savings account, both our paychecks are direct deposited into it and that's where our EF stays. I added him as an authorized user on my credit card when we got married and we use it for all possible expenses, it gets paid out of the joint checking account in full automat...