Search found 734 matches

by lostdog
Fri Feb 16, 2018 12:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Anyone here admit to emotional selling during that dip?
by lostdog
Fri Feb 16, 2018 12:43 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Cheers to those who held... shots for those that bought more! What about those of us who wanted to buy more, but hadn't kept any dry powder aside to do so. :) Those are the smart ones, who stay fully invested and do not time the market. Cheers for anyone who held steady and didn't sell. Cheers for ...
by lostdog
Wed Feb 14, 2018 10:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

I watch CNBC while on the treadmill at the gym. It's all entertainment and fluff.
by lostdog
Wed Feb 14, 2018 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Net worth progression: what am i doing wrong?
Replies: 25
Views: 3741

Re: Net worth progression: what am i doing wrong?

Hi, I am a 26 year old working in the tech sector with a $95k annual salary. Because my current place of living is prohibitively expensive to live alone, i live with roommates. Hence i spend only 1/4th of my after-tax salary and i do not have a car and a I am single. I have been earning this salary...
by lostdog
Mon Feb 12, 2018 4:53 pm
Forum: Investing - Theory, News & General
Topic: U.S. & International Allocation
Replies: 56
Views: 6315

Re: U.S. & International Allocation

I'm at 50-50 US/foreign equities. Had a recent conversation with a Vanguard CPA, apparently a senior manager because I was considering moving a mid-seven-digit sum to VPAS. He not only suggested 60-40, but said they "would" move to that if I went with VPAS (over time because of tax considerations)....
by lostdog
Mon Feb 12, 2018 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Where to put money for car/house expenses
Replies: 10
Views: 509

Re: Where to put money for car/house expenses

We put it in the prime money market at Vanguard. I combine the short term money and emergency money and just call it all short term money to keep it simple.
by lostdog
Sun Feb 11, 2018 4:16 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)
Replies: 156
Views: 26544

Re: Vanguard Prime Money Market Fund (VMMXX) breaks 1.00 (% not $)

We moved our emergency and short term cash to the vanguard prime money market fund.
by lostdog
Fri Feb 09, 2018 1:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

RRAAYY3 wrote:
Fri Feb 09, 2018 11:02 am
Wow if this keeps up I may be shifting from Int’l to US buying ...
You mean US is dropping faster than international.
by lostdog
Thu Feb 08, 2018 11:30 pm
Forum: Investing - Theory, News & General
Topic: "The stock market is officially in a correction... here's what usually happens next"
Replies: 83
Views: 13134

Re: "The stock market is officially in a correction... here's what usually happens next"

Every Friday our automatic investments happen. Nothing will change with the auto investing.
by lostdog
Wed Feb 07, 2018 11:32 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 169
Views: 31544

Re: What's your U.S. : International ratio?

About 50-50 last I checked, but only because the world cap is at that. I don't see the need to tilt. originally i thought mirror the world cap ... then i thought go 50/50 as it's a decent hedge + easy to rebalance ... then i realized market weight/cap is pretty much 50/50 ... long story short: not ...
by lostdog
Wed Feb 07, 2018 11:22 pm
Forum: Investing - Theory, News & General
Topic: What's your U.S. : International ratio?
Replies: 169
Views: 31544

Re: What's your U.S. : International ratio?

I have been curious for a while if Vanguard investment experts will eventually adjust the LifeStrategy and Target funds to a U.S. 50% and International 50% equity allocation. My guess is they'll slowly get there. By the way, on my vanguard Android app they recommend up to 50%. You can find this in ...
by lostdog
Tue Feb 06, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

rebalancing = buying/selling assets to move towards a pre-determined allocation when market gains/loses have triggered a need to do so, generally by a pre-determined rebalancing criteria timing = buying/selling assets because of a belief that you have foreknowledge of the market direction and are o...
by lostdog
Tue Feb 06, 2018 2:45 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

https://www.marketwatch.com/story/xiv-trader-ive-lost-4-million-3-years-of-work-and-other-peoples-money-2018-02-06 Title "XIV trader: ‘I’ve lost $4 million, 3 years of work and other people’s money" "The VelocityShares Daily Inverse VIX Short Term ETN XIV, -92.64% was created to give traders an oppo...
by lostdog
Tue Feb 06, 2018 12:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

not trying to jinx anything, but at least today is showing some advantage of owning 50/50 US/INT'L +1 Focusing on one day results is not generally useful or applicable - what lessons might one draw from a single day's/week's/month's or for that matter single year's returns/. But each to their own. ...
by lostdog
Tue Feb 06, 2018 12:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

MoonOrb wrote:
Tue Feb 06, 2018 9:24 am
mptfan wrote:
Tue Feb 06, 2018 9:14 am
Crushtheturtle wrote:
Tue Feb 06, 2018 4:09 am
Looks like I picked the wrong week to stop drinking.
LOL. Is that a reference to the movie Airplane!?
Surely, you must be joking.
Don't call me Sherly.
by lostdog
Tue Feb 06, 2018 12:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

RRAAYY3 wrote:
Tue Feb 06, 2018 12:41 pm
not trying to jinx anything, but at least today is showing some advantage of owning 50/50 US/INT'L
+1

I saw a few comments yesterday on this thread regarding being glad they're all U.S...
by lostdog
Tue Feb 06, 2018 12:40 pm
Forum: Investing - Help with Personal Investments
Topic: Buy Low, Don't Sell
Replies: 38
Views: 5357

Re: Buy Low, Don't Sell

We have automatic setup at Vanguard to contribute to our Roth IRA's every paycheck/every two week paycheck. The 401k gets invested bi weekly. So basically every Friday we invest.
by lostdog
Mon Feb 05, 2018 10:32 pm
Forum: Investing - Help with Personal Investments
Topic: Stay the course? Edited to Staying the course!
Replies: 22
Views: 2171

Re: Stay the course? Edited to Staying the course!

Time in the market is better than timing the market.

You'll be fine. Like toons says just concentrate on decades.
by lostdog
Mon Feb 05, 2018 5:56 pm
Forum: Investing - Theory, News & General
Topic: Vanguard site is crashed now?
Replies: 188
Views: 14535

Re: Vanguard site is crashed now?

Choy wrote:
Mon Feb 05, 2018 4:09 pm
C’mon guys. It’s not a bug. It’s a feature. They call it “stay the course protection” for days like this :wink:
+1
by lostdog
Mon Feb 05, 2018 5:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

We have computer's and their algorithms making flash trades still, correct?
by lostdog
Mon Feb 05, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

eye.surgeon wrote:
Mon Feb 05, 2018 3:51 pm
vanguard.com is down....
Its' up but very very sluggish.
by lostdog
Mon Feb 05, 2018 3:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Does anyone here seem to realize we are only losing January gains so far? LOL Yeah, I think it has been mentioned. The issue with stocks is that you don't know if this is the beginning of a huge slide, say 20-40%, or a blip. And can't know in advance. That volatility and uncertainty is some of the ...
by lostdog
Mon Feb 05, 2018 3:34 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Does anyone here seem to realize we are only losing January gains so far? LOL

I just got back for the gym. While running on the treadmill I saw it dropped 1,500 points. I's funny watching CNBC all doom and gloom so I uppped the speed and enjoyed the show.
by lostdog
Mon Feb 05, 2018 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8841

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

JimD7 wrote:
Sun Feb 04, 2018 11:39 pm
I still use Quicken Deluxe 2008, and have no plans to upgrade ever.

Am I the only one in the free world doing this?


EDIT, I see the post above me talks about a 2003 user. so guess not.
Jim, how do you get price updates on your shares? Does that still work for you?
by lostdog
Sun Feb 04, 2018 10:40 pm
Forum: Investing - Help with Personal Investments
Topic: Retired at 50. Staying 100% in stock Index Funds. Anyone else?
Replies: 153
Views: 13506

Re: Retired at 50. Staying 100% in stock Index Funds. Anyone else?

cutehumor wrote:
Sun Feb 04, 2018 10:57 am
I'm 40. I'm at 100% stock (60 US/40 International). I'm weird also. I get happy when the stock market goes up, but I'm also happy when the stock prices drop as I can get the sale.
+1# :sharebeer
by lostdog
Sun Feb 04, 2018 12:25 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken Premier 5-year subscription $0 (free) on quicken website
Replies: 157
Views: 8841

Re: Quicken Premier 5-year subscription $0 (free) on quicken website

https://www.quicken.com/personal-finance/quicken-premier Yes, it's probably a price mistake. Yes, the person in charge of pricing probably will get fired. And yes, we know you don't trust the cloud. But for the rest of us, a nearly $60 or $70 annual purchase for five years at the price of $0 (free)...
by lostdog
Sun Feb 04, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 365
Views: 41297

Re: Netflix, Your Current Favorite Show

burt wrote:
Sun Feb 04, 2018 8:35 am
I really getting into Dirty Money. So far have watched episodes:

-Volkswagon diesel scam
-Internet Payday loan scam
-HSBC money laundering

burt
+1
by lostdog
Sat Feb 03, 2018 10:19 pm
Forum: Personal Consumer Issues
Topic: Netflix, Your Current Favorite Show
Replies: 365
Views: 41297

Re: Netflix, Your Current Favorite Show

Altered Carbon. Pretty good so far. Blade runner sci fi.
by lostdog
Sat Feb 03, 2018 4:28 pm
Forum: Investing - Help with Personal Investments
Topic: Index Funds During Stock Market Decline?
Replies: 20
Views: 1993

Re: Index Funds During Stock Market Decline?

Time in the market is better than timing the market.
by lostdog
Fri Feb 02, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

bligh wrote:
Fri Feb 02, 2018 3:37 pm
lostdog wrote:
Fri Feb 02, 2018 3:29 pm
I see the term FOMO(Fear of missing out) in past articles on the rally. Do you feel FOMO on sale days like these?
I do :( ... I wish I had some cash coming in at the moment so I could buy on an RBD like today.
Me too.
by lostdog
Fri Feb 02, 2018 3:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

I see the term FOMO(Fear of missing out) in past articles on the rally. Do you feel FOMO on sale days like these?
by lostdog
Fri Feb 02, 2018 3:17 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Yes International is having a nice sale. 50/50 US/International. Roth contributions into international go in next Friday.
by lostdog
Fri Feb 02, 2018 10:38 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

RBD today?
by lostdog
Fri Feb 02, 2018 9:24 am
Forum: Local Chapters and Bogleheads Community
Topic: Post your Financial Milestone Announcements Here
Replies: 182
Views: 12778

Re: Post your Financial Milestone Announcements Here

O.K. This new thread made me want to check. Due to market highs I am now at 710K. My house is in the New York area (Staten Island) and every day in the S.I. Advance they keep reporting on the affordability crisis due to how high the housing market is. My house I bought brand new in 1993 for $134K i...
by lostdog
Tue Jan 30, 2018 12:40 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

Why would increasing bond yields be a factor?
by lostdog
Tue Jan 30, 2018 12:37 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5576
Views: 1262015

Re: U.S. stocks in freefall

I enjoy this thread. Adds a bit of wit to down days.
by lostdog
Sat Jan 27, 2018 12:20 pm
Forum: Investing - Theory, News & General
Topic: Starting to feel like the late 1990s?
Replies: 145
Views: 12642

Re: Starting to feel like the late 1990s?

I am seeing alot of these fear threads lately. I always go back to what Toons and Jack Bogle say.

Time in the market is better than timing the market. -Toons

Put The Compounding Machine To Work Now.. -Toons

Stay the course. -Bogle
by lostdog
Sat Jan 27, 2018 12:05 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard automatic investing - where is it?
Replies: 3
Views: 257

Re: Vanguard automatic investing - where is it?

It's in the "Maintenance" section.
by lostdog
Thu Jan 25, 2018 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Dear wife quits job and now we are down to 1 income
Replies: 190
Views: 16231

Re: Dear wife quits job and now we are down to 1 income

How well does she handle toxic corporate environments? Maybe try something different if she couldn't handle management.
by lostdog
Tue Jan 23, 2018 11:15 pm
Forum: Personal Finance (Not Investing)
Topic: Working in the real world
Replies: 118
Views: 8783

Re: Working in the real world

Most Americans don't invest and most don't pay attention to their 401k. People don't talk about it at all. We're the minority. Just by coming to this board and understanding most of this stuff, you're in pretty good shape.
by lostdog
Tue Jan 23, 2018 7:32 pm
Forum: Investing - Theory, News & General
Topic: Is Anybody Else Freaked Out By the Rapidly Escalating Stock Market?
Replies: 40
Views: 3651

Re: Is Anybody Else Freaked Out By the Rapidly Escalating Stock Market?

AnalogKid22 wrote:
Tue Jan 23, 2018 6:30 pm
Yes, I'm terrified and, even though we're only 23 days into the year of an incredibly strong US economy, I decided to liquidate my portfolio. :D

I'm loving this ride and will continue to do so for many months to come.
You went cash?
by lostdog
Mon Jan 22, 2018 9:50 am
Forum: Personal Finance (Not Investing)
Topic: Where do you keep your emergency fund?
Replies: 93
Views: 9953

Re: Where do you keep your emergency fund?

Short term bond index at Vanguard.
by lostdog
Sat Jan 20, 2018 11:44 am
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 7614

Re: Lost money through Bitconnect scam - learned my lesson

i'm sorry you didn't read my post from December 17, 2017 before putting money into bitconnect: https://www.bogleheads.org/forum/viewtopic.php?t=234790 If you had read my post, would you have stayed away or not? The answer to that tells you if you will overlook things that are too good to be true fo...
by lostdog
Sat Jan 20, 2018 11:05 am
Forum: Investing - Help with Personal Investments
Topic: Lost money through Bitconnect scam - learned my lesson
Replies: 94
Views: 7614

Re: Lost money through Bitconnect scam - learned my lesson

I am sorry this happened to you. You learned your lesson and will now stay the course.
by lostdog
Thu Jan 18, 2018 9:13 am
Forum: Investing - Theory, News & General
Topic: $399 - New Course - Fire your Financial Advisor - By WhiteCoat Investor - Anyone?
Replies: 121
Views: 7563

Re: $399 - New Course - Fire your Financial Advisor - By WhiteCoat Investor - Anyone?

Please remember bogleheads are not the norm. Personal finance is a taboo discussion to most people. I hear excuses from friends and family that they don't have the time or interest but yet they waste a lot of time on social media and watching TV etc... Most people need their hand held when it comes ...
by lostdog
Wed Jan 17, 2018 11:11 am
Forum: Personal Finance (Not Investing)
Topic: 1099-R Question
Replies: 5
Views: 730

Re: 1099-R Question

Your tax return should not show the conversion on Form 8606 because it was recharacterized (that is the official term to use) back to TIRA. The IRS can generally figure this out by comparing the two 1099R forms, however they still want you to include an explanatory statement with your return indica...