Search found 3066 matches

by lostdog
Wed Sep 23, 2020 9:58 pm
Forum: Personal Investments
Topic: Long Suffering VXUS Holder No More
Replies: 34
Views: 1972

Re: Long Suffering VXUS Holder No More

I regret VXUS too. All new money (except dividends) will be directed to other investments. This is the second thread this week. People need protection from themselves from selling low and buying high or just giving up on it. Giving into emotions and bad investing behavior is a mistake. What a joke....
by lostdog
Wed Sep 23, 2020 9:55 pm
Forum: Personal Investments
Topic: Long Suffering VXUS Holder No More
Replies: 34
Views: 1972

Re: Long Suffering VXUS Holder No More

It think this is performance chasing, and one of the most dangerous things an investor can do. You should continue to hold international stocks, remain diversified, and not waver. Also note that VXUS is selling for 17.7x earnings and VTSAX is selling for 27.5x earnings. +1 Glad it's not my money. P...
by lostdog
Wed Sep 23, 2020 9:53 pm
Forum: Personal Investments
Topic: Long Suffering VXUS Holder No More
Replies: 34
Views: 1972

Re: Long Suffering VXUS Holder No More

I regret VXUS too. All new money (except dividends) will be directed to other investments. This is the second thread this week. People need protection from themselves from selling low and buying high or just giving up on it. Giving into emotions and bad investing behavior is a mistake. What a joke....
by lostdog
Wed Sep 23, 2020 4:43 pm
Forum: Personal Investments
Topic: VXUS - Why? [Vanguard Total International Stock ETF]
Replies: 31
Views: 2142

Re: VXUS - Why? [Vanguard Total International Stock ETF]

Snide and unnecessary remarks about TSLA and NFLX aside, thanks to most for the good feedback. I meant "investor IQ" as in moderately high understanding of investments and working to pay my future self and hit my goals, not the overall IQ. I am very moronic and idiotic on many topics, politics bein...
by lostdog
Wed Sep 23, 2020 2:38 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

I think VTSAX declares a dividend today also.
by lostdog
Wed Sep 23, 2020 2:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

rocketsrule wrote: Wed Sep 23, 2020 2:17 pm not sure what to do with dry powder. Continue ITOT contribution?
Your planned scheduled ones? Yes.

Your emergency fund? No.

Dry powder for dips? Yes but hopefully you're not trying to catch a falling knife.
by lostdog
Wed Sep 23, 2020 2:18 pm
Forum: Personal Consumer Issues
Topic: Smoker next door
Replies: 79
Views: 3977

Re: Smoker next door

Ask them politely to smoke somewhere else because you're allergic to tobacco smoke. If this doesn't work, bring it up with your HOA people and see what they suggest. If they can't do anything then move. We live in a bottom floor apartment. We have heel stompers above us we've been dealing with for ...
by lostdog
Wed Sep 23, 2020 11:00 am
Forum: Personal Consumer Issues
Topic: Smoker next door
Replies: 79
Views: 3977

Re: Smoker next door

Ask them politely to smoke somewhere else because you're allergic to tobacco smoke. If this doesn't work, bring it up with your HOA people and see what they suggest. If they can't do anything then move. We live in a bottom floor apartment. We have heel stompers above us we've been dealing with for a...
by lostdog
Wed Sep 23, 2020 10:51 am
Forum: Investing - Theory, News & General
Topic: How I became a 28-year-old millionaire, featuring Taylor Larimore
Replies: 76
Views: 7638

Re: How I became a 28-year-old millionaire, featuring Taylor Larimore

Congratulations! :sharebeer You didn't give into the lifestyle creep with your massive incomes. :moneybag I downloaded the book but I haven't read it yet. Not giving into the lifestyle creep is huge! It took 20 years for my wife and I to get to $850,000 on $60k and $50k incomes between the both of u...
by lostdog
Wed Sep 23, 2020 5:55 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 8842
Views: 699786

Re: U.S. stocks continue to soar!

I guess everyone is still asleep. The usual suspects aren't commenting about the green on the screen. Outside of going to the gym and biking/kayaking I've been having fun doing the door dash food delivery. I wanted to try it. Extra money to invest and I like to drive my Subaru around! Easy money if...
by lostdog
Tue Sep 22, 2020 9:15 pm
Forum: Personal Investments
Topic: VXUS - Why? [Vanguard Total International Stock ETF]
Replies: 31
Views: 2142

Re: VXUS - Why? [Vanguard Total International Stock ETF]

Go ahead and dump.

When it outperforms for awhile, get back into it when it's too late.

With long term investing you will usually have a stinker and then it will switch.

You sound like a classic performance chaser. Good luck.
by lostdog
Tue Sep 22, 2020 3:55 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 8842
Views: 699786

Re: U.S. stocks continue to soar!

Forester wrote: Tue Sep 22, 2020 9:15 am SPX 3,500 is like putting a man on the moon; it happened a while ago, it's scarcely believable that it did happen, and it won't happen again for a very long time.
:shock:
by lostdog
Mon Sep 21, 2020 10:39 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

"Investors pulled $3.5 billion from the largest tech ETF [QQQ] Friday, the biggest daily withdrawal for the fund in 20 years." Source Watched QQQ for months and dediced to buy some end of last week. I wouldn't be surprised if we get a 2nd dotcom crash at this point. Market is always tryining to mak...
by lostdog
Mon Sep 21, 2020 10:01 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

bling wrote: Mon Sep 21, 2020 9:58 am after all the 10% ups and downs in a single day back in feb/mar i'm totally numb to what's happening today.
Same. It was good to get that experience under the belt. Those violent moves.
by lostdog
Mon Sep 21, 2020 9:53 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

newyorker wrote: Mon Sep 21, 2020 9:50 am Is anyone freaking out now?


I am hella freaking out but im telling myself.

Best thing is doing nothing and staying the course. I hope Im right.
No.

If you're freaking out, what is your AA? If you have the right asset allocation, you shouldn't be freaking out.
by lostdog
Mon Sep 21, 2020 9:48 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

lostdog wrote: Mon Sep 21, 2020 9:48 am
blackburnian wrote: Mon Sep 21, 2020 9:44 am lostdog: Not yet (at least for S&P index). See https://www.gebele.com/charts-and-graphs/rbd-alerts

What is the trigger? 3%?
Nevermind. Looking at the site now. Thanks for the link! :happy
by lostdog
Mon Sep 21, 2020 9:48 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

blackburnian wrote: Mon Sep 21, 2020 9:44 am lostdog: Not yet (at least for S&P index). See https://www.gebele.com/charts-and-graphs/rbd-alerts

What is the trigger? 3%?
by lostdog
Mon Sep 21, 2020 9:45 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Atleast long term treasuries are going up.
by lostdog
Mon Sep 21, 2020 9:33 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Is today a Livesoft RBD?
by lostdog
Mon Sep 21, 2020 6:28 am
Forum: Personal Consumer Issues
Topic: Best shoes for running?
Replies: 65
Views: 3101

Re: Best shoes for running?

Check out Dr Sholes inserts for your shoes. Try the different types that might help your knees.

I quit running and moved to cycling, eliptical, core and weight training. I feel better all around.
by lostdog
Mon Sep 21, 2020 5:22 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

The bears will be rejoicing today.
by lostdog
Sun Sep 20, 2020 7:09 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Forester wrote: Sun Sep 20, 2020 6:09 pm Nasdaq could find itself in a technical bear market (-20%) by the end of September. Value funds have held up very well this month. Investors will tire of megacap tech stocks treading water and will gravitate to other assets to speculate on.
:sharebeer
by lostdog
Sun Sep 20, 2020 5:26 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Possibly another red day tomorrow.

Futures are red.
by lostdog
Sun Sep 20, 2020 3:39 pm
Forum: Investing - Theory, News & General
Topic: Is anyone waiting until after the election?
Replies: 121
Views: 10495

Re: Is anyone waiting until after the election?

I know, I know: Time in the market, not timing the market. BUT: I have some new cash (about 6% of total portfolio) and I'm curious whether anyone else is waiting until after the US election in 45 days? https://advisors.vanguard.com/insights/article/electionsmatterbutnotsomuchtoclientsinvestments?cm...
by lostdog
Sun Sep 20, 2020 3:33 pm
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 144
Views: 19979

Re: Your "at peace" moments.

In the middle of the lake on my kayak with my wife.

In the middle of the lake in my kayak during the weekday while everyone else is at work.
by lostdog
Sun Sep 20, 2020 10:05 am
Forum: Investing - Theory, News & General
Topic: Why have international stocks done so poorly?
Replies: 19
Views: 1751

Re: Why have international stocks done so poorly?

FAANG. I'm not willing to bet most of my investing money on FAANG in the coming decades.
by lostdog
Sun Sep 20, 2020 8:51 am
Forum: Investing - Theory, News & General
Topic: Chris Hogan's Facebook Group restrictions
Replies: 52
Views: 3221

Re: Chris Hogan's Facebook Group restrictions

What do you expect from a person who’s livelihood depends upon him not understanding or wanting to understand that the fastest way to millionaire status is to stop looking for the needle in the haystack but to own the entire haystack. Well, a good percentage of Bogleheads believes the fastest way i...
by lostdog
Sat Sep 19, 2020 9:33 pm
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 19696

Re: Preparing for retirement in mid 30s

After reading the entire 6 pages, I learned that quite a few bogleheads are out of touch and live in a bubble.
by lostdog
Sat Sep 19, 2020 12:27 pm
Forum: Investing - Theory, News & General
Topic: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!
Replies: 46
Views: 3691

Re: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!

He is Danish, is he speaking to Americans or the world at large? I would not at this time advise Europeans to eschew American stocks. Total World seems appropriate. For Americans over 50, given what I know today, I think they are OK being US only if that's a preference. Be honest with yourself abou...
by lostdog
Sat Sep 19, 2020 11:29 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 15905

Re: Coping with Megacorp rat race

Most people don't quit the job, they quit the boss. This. I've known a lot of bad bosses. A few good bosses. They all seem to get paid the same. +1 I've also learned it's almost impossible to change the ways of a bad boss. I've had colleagues go to upper management or HR to complain and it worked a...
by lostdog
Sat Sep 19, 2020 10:08 am
Forum: Personal Consumer Issues
Topic: Coping with Megacorp rat race
Replies: 168
Views: 15905

Re: Coping with Megacorp rat race

Most people don't quit the job, they quit the boss.
by lostdog
Sat Sep 19, 2020 9:27 am
Forum: Personal Consumer Issues
Topic: Anyone REGRET retiring too soon?
Replies: 54
Views: 9927

Re: Anyone REGRET retiring too soon?

No regrets. I'm in the best shape of my life. During the week I spend my afternoons at the gym. I made some friends there also. My wife still works and I spend the evening and weekend with her. We visit my mom and her parents once or twice a month. In the mornings I have a nice breakfast and I will ...
by lostdog
Sat Sep 19, 2020 9:04 am
Forum: Investing - Theory, News & General
Topic: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!
Replies: 46
Views: 3691

Re: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!

He argues that market determines how much needs to go into international for any investor. Your asset allocation at least on the equity level should be the same for any investor in any country.Then he says you need to invest in your own currency for bonds or cash. So what does people who invest les...
by lostdog
Sat Sep 19, 2020 9:01 am
Forum: Investing - Theory, News & General
Topic: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!
Replies: 46
Views: 3691

Re: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!

He argues that market determines how much needs to go into international for any investor. Your asset allocation at least on the equity level should be the same for any investor in any country.Then he says you need to invest in your own currency for bonds or cash. So what does people who invest les...
by lostdog
Sat Sep 19, 2020 8:34 am
Forum: Investing - Theory, News & General
Topic: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!
Replies: 46
Views: 3691

Re: Lars Kroijer: If you are not in Total World (VT or VTWAX) you are market timing!

He argues that market determines how much needs to go into international for any investor. Your asset allocation at least on the equity level should be the same for any investor in any country.Then he says you need to invest in your own currency for bonds or cash. So what does people who invest les...
by lostdog
Fri Sep 18, 2020 11:52 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Waiting for Forester to chime in.
by lostdog
Fri Sep 18, 2020 11:43 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Stef wrote: Fri Sep 18, 2020 11:39 am Bought 3 QQQ yesterday, not surprising what I'm seeing today lol.
It's your fault! :wink:
by lostdog
Fri Sep 18, 2020 10:05 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

atdharris wrote: Fri Sep 18, 2020 10:04 am What's frustrating about this correction is that LTTs seem to be falling along with the market.
I guess cash is king, in the very very short term at the moment.
by lostdog
Thu Sep 17, 2020 11:36 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

Forester wrote: Thu Sep 17, 2020 11:09 am By my calculation, all Nasdaq gains above 8,000 are 100% speculative hot air; 7,000 to 8,000 is "richly priced".
How low will it go?
by lostdog
Thu Sep 17, 2020 8:39 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

I think I need to stop following the markets every day. It's become something to do during my morning and evening routines, but it's wearing on me and I think it was much better when I checked in a few times per year. (Of course back then, I didn't have enough for any losses to be painful. Now they...
by lostdog
Thu Sep 17, 2020 7:34 am
Forum: Investing - Theory, News & General
Topic: The Fed, Snowflake, and Stocks
Replies: 53
Views: 5611

Re: The Fed, Snowflake, and Stocks

There is always a new narrative for the markets. There is never a normal. Don't react to the new narrative with emotion and follow your plan.
by lostdog
Thu Sep 17, 2020 6:34 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

occambogle wrote: Thu Sep 17, 2020 3:10 am
lostdog wrote: Thu Sep 17, 2020 2:48 am We'll be seeing red today.
Given the correlation between the market and you going out on your bike, as clearly demonstrated in the soaring thread yesterday, would you kindly refrain from using it for the rest of the week to give us some more green? :)

No biking until Sunday. 🚲
by lostdog
Thu Sep 17, 2020 2:48 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

We'll be seeing red today.
by lostdog
Wed Sep 16, 2020 9:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20215
Views: 2757282

Re: U.S. stocks in free fall

So far it's looking like a free fall for tomorrow.
by lostdog
Wed Sep 16, 2020 2:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 8842
Views: 699786

Re: U.S. stocks continue to soar!

Wow. I'm out on my bike. Looked again and now a complete reversel. That was quick.
by lostdog
Wed Sep 16, 2020 7:45 am
Forum: Investing - Theory, News & General
Topic: Reasons to invest internationally, or not.
Replies: 191
Views: 10474

Re: Reasons to invest internationally, or not.

I sleep well at night holding world market cap. I never have to worry about US vs International. I have both and will ride both up and down. If I was all US, I sure as hell would worry. I can't imagine how I would have handled the lost decade for the US index. We get it. Your portfolio is superior....
by lostdog
Tue Sep 15, 2020 8:53 pm
Forum: Investing - Theory, News & General
Topic: Reasons to invest internationally, or not.
Replies: 191
Views: 10474

Re: Reasons to invest internationally, or not.

I sleep well at night holding world market cap. I never have to worry about US vs International. I have both and will ride both up and down.

If I was all US, I sure as hell would worry. I can't imagine how I would have handled the lost decade for the US index.
by lostdog
Tue Sep 15, 2020 5:47 pm
Forum: Personal Investments
Topic: Vanguard Total World vs. Vanguard Total Stock Market + Vanguard Total International
Replies: 11
Views: 1030

Re: Vanguard Total World vs. Vanguard Total Stock Market + Vanguard Total International

If you start out at the correct weighting, the allocation will float with world market cap. With this being said, will reinvesting dividends throw it off? Yes, very slightly. Manual reinvestment at the current world market cap weight would be required if someone wants to track as close as possible....
by lostdog
Tue Sep 15, 2020 5:30 pm
Forum: Personal Investments
Topic: Vanguard Total World vs. Vanguard Total Stock Market + Vanguard Total International
Replies: 11
Views: 1030

Re: Vanguard Total World vs. Vanguard Total Stock Market + Vanguard Total International

The advantages for VTWAX are that it automatically rebalances to the market cap weight without any work on your part, and it’s simpler (1 fund). Buying VTI and VXUS at world market cap weight (and, if you care, reinvesting dividends at new weighting) will track the same without any work. It's not s...