Search found 558 matches

by Misenplace
Thu May 21, 2020 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance break even
Replies: 30
Views: 1634

Re: Refinance break even

This thread is now in the Personal Finance (Not Investing) forum (mortgage refinance).
by Misenplace
Thu May 21, 2020 2:36 pm
Forum: Investing - Theory, News & General
Topic: Impact of legislation delisting foreign companies
Replies: 15
Views: 668

Re: What to do about Alibaba?

This topic is locked because it is against forum policy to discuss proposed legislation. See Unacceptable topics : Note that discussions of proposed laws or regulations are prohibited. The reason for this policy is to prevent investors from making decision based on 'what might happen.' The vast maj...
by Misenplace
Tue May 19, 2020 6:33 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring Help
Replies: 68
Views: 2917

Re: Engagement Ring Help

This topic is now in the Personal Consumer Issues forum (how we spend our money).
by Misenplace
Tue May 19, 2020 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Husband Died and Spouse lack of knowledge.
Replies: 37
Views: 6133

Re: Husband Died and Spouse lack of knowledge.

I removed an off-topic post regarding gender discrimination, and the replies that threatened to derail the thread. Please stay on-topic, and constructive. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters.
by Misenplace
Wed May 13, 2020 7:16 pm
Forum: US Chapters
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 183
Views: 48059

Re: Seattle Area Chapter Meetings - Master Thread

Still looking for a volunteer! :) Hi all, I am moving out of state so I will need to have someone else take over the meetings and seattlebogleheads@gmail.com email address. Please PM me if you are interested, thank you! It was really fun to lead the meetings here and I will miss the folks that regu...
by Misenplace
Wed May 13, 2020 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: finding someone to discuss numbers
Replies: 12
Views: 1132

Re: finding someone to discuss numbers

I would love to compare notes with someone in a comparable financial status (e.g. comparable age, marital status, children or not, net work, income level, etc.) on a regular basis (e.g. once per month). Not a financial advisor, but a peer with similar questions, concerns, plans, hopes, dreams. With...
by Misenplace
Wed Apr 29, 2020 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Expert Consultant: $110 / hr??
Replies: 70
Views: 6431

Re: Expert Consultant: $110 / hr??

Have been approached by an intermediary firm to provide industry expertise to an investment banking firm. This is a ~ 1 hour gig where basically they (the i-banking firm) ask me some questions and I share my experiences. I am gainfully employed (for now) and would be doing this for a few extra buck...
by Misenplace
Mon Apr 27, 2020 12:46 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 4906
Views: 424050

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Hi Deadpool77, Welcome to the forum. You say you are young and you found yourself here- kudos for your research skills. You probably have some time to rebound, but if I were in your situation, I would not be leaning towards leveraged strategies. Decide on your asset allocation, invest appropriately,...
by Misenplace
Wed Apr 22, 2020 5:55 pm
Forum: Investing - Theory, News & General
Topic: Where is the government getting the stimulus money from? Do they have to pay it back?
Replies: 14
Views: 1499

Re: Where is the government getting the stimulus money from? Do they have to pay it back?

This thread has run its course and is locked. See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspiracy theori...
by Misenplace
Sun Apr 19, 2020 6:06 pm
Forum: Investing - Theory, News & General
Topic: Crisis Lessons (My list)
Replies: 50
Views: 4457

Re: Crisis Lessons (My list)

I merged Buster65's thread into the on-going discussion. The combined thread is in the Investing - Theory, News & General forum (general investing).
by Misenplace
Sun Apr 19, 2020 3:30 pm
Forum: Personal Consumer Issues
Topic: AT High Risk and medical appointments
Replies: 13
Views: 722

Re: AT High Risk and medical appointments

This thread has run its course and it locked. We have a thread for discussing community issues to do with the novel coronavirus situation Bogleheads community discussion - Coronavirus . Please also read the post stickied at the top of the forum about posting guidelines for coronavirus issues. Note ...
by Misenplace
Sat Apr 18, 2020 11:56 am
Forum: Personal Consumer Issues
Topic: Dealer's online parts website won't take off sales tax for tax exempt buyers.
Replies: 12
Views: 549

Re: Dealer's online parts website won't take off sales tax for tax exempt buyers.

This issue is locked. Please note that this is a Personal finance forum. Questions about your business are off-topic for the forum.
by Misenplace
Wed Apr 15, 2020 1:34 pm
Forum: Personal Investments
Topic: Financial disciplined are taking the Toll always ?
Replies: 3
Views: 430

Re: Financial disciplined are taking the Toll always ?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Misenplace
Tue Apr 14, 2020 8:44 pm
Forum: Personal Investments
Topic: Backdoor Roth IRA Contribution
Replies: 3
Views: 215

Re: Backdoor Roth IRA Contribution

learntoinvest, Welcome to the forum! You can, but it would be a bad idea since you wouldn't get the benefit that you want because of the pro-rata rule. Please review these Wiki entries: Backdoor Roth Especially the Cautions on the pro rata rule Backdoor Roth- Cautions Since you are an employee now w...
by Misenplace
Tue Apr 14, 2020 2:19 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 72298

Re: Bogleheads community discussion - Coronavirus

"We found that [people with the] flu … contaminated the air around them with infectious virus just by breathing, without coughing or sneezing," https://www.livescience.com/61483-flu-virus-spread-breathing.html Makes sense for symptomatic people and there is evidence for it. How about asymptomatic? ...
by Misenplace
Fri Apr 10, 2020 11:27 am
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32132

Re: Dead Cat Bounce ?

Or is the cat using one of its nine lives ? Amid all the talk about a severe recession maybe worse than 2009 ( maybe even a depression ) and the horrific unemployment numbers , the market seems to be ignoring all that. Last I checked there is still not a cure or vaccine and the Covid cases are stil...
by Misenplace
Thu Apr 09, 2020 5:03 pm
Forum: Personal Investments
Topic: Ridiculous condo fee vs. rent and value.
Replies: 3
Views: 498

Re: Ridiculous condo fee vs. rent and value.

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Misenplace
Thu Apr 09, 2020 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6530

Re: USAA to Return $520 Million to Members

https://communities.usaa.com/t5/Press-Releases/USAA-to-Return-520-Million-to-Members/ba-p/228150?_ga=2.214865367.1554536343.1586305904-1975098768.1584650239&EID=mkt_mem_loy_ent_ecb_ecc_ceo_na_oto_0420&emlink=cta1 [Press release from USAA, an insurer, announcing a 20% credit on two months of premium...
by Misenplace
Thu Apr 09, 2020 2:48 pm
Forum: Investing - Theory, News & General
Topic: If you have a sizable portfolio, you don't need an emergency fund
Replies: 140
Views: 10327

Re: If you have a sizable portfolio, you don't need an emergency fund

This topic has been moved from the Personal Investments forum to Investing - Theory, News & General forum.
by Misenplace
Tue Apr 07, 2020 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Any thoughts on the future of big cities post-crisis?
Replies: 3
Views: 410

Re: Any thoughts on the future of big cities post-crisis?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Misenplace
Mon Apr 06, 2020 12:21 pm
Forum: Investing - Theory, News & General
Topic: Good advice [from Vanguard CEO]
Replies: 2
Views: 561

Re: Good advice [from Vanguard CEO]

This topic is now in the Investing - Theory, News & General forum.

Moderator Misenplace
by Misenplace
Fri Apr 03, 2020 5:04 pm
Forum: Personal Finance (Not Investing)
Topic: Where Did You Find Your Best Hires?
Replies: 2
Views: 436

Re: Where Did You Find Your Best Hires?

This thread has run its course and is locked (seeking help for your business, not help as a person). See: Personal Finance Issues Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - cred...
by Misenplace
Wed Apr 01, 2020 11:43 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 18801
Views: 2628317

Re: U.S. stocks in free fall

A large number of off topic posts about the coronavirus, under or over reporting of same, and/or about the media have been removed. These are all off topic for this forum. Please read the sticky at the top of each forum about the forum posting guidelines. Please read before posting on coronavirus/C...
by Misenplace
Tue Mar 31, 2020 12:47 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190750

Re: Bogleheads community discussion - Coronavirus

A contentious and non-productive exchange was removed. Please keep your comments civil.

Moderator Misenplace
by Misenplace
Mon Mar 30, 2020 5:11 pm
Forum: Investing - Theory, News & General
Topic: Is Kostohryz right?
Replies: 30
Views: 2314

Re: Is Kostohryz right?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by Misenplace
Mon Mar 30, 2020 1:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 5625
Views: 481494

Re: U.S. stocks continue to soar!

A political trolling post and several replies have been removed. This is a no-politics forum. See: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common re...
by Misenplace
Sun Mar 29, 2020 3:28 pm
Forum: Personal Consumer Issues
Topic: Doctor exam notes often have falsehoods - Wny?
Replies: 9
Views: 1132

Re: Doctor exam notes often have falsehoods - Wny?

This topic has been locked. It is not actionable and off topic for this forum. See the forum policy for the Personal Consumer Issues forum: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptabl...
by Misenplace
Sun Mar 29, 2020 2:53 pm
Forum: Non-US Investing
Topic: Portfolio Advice Kindly Requested (USA + Australia)
Replies: 4
Views: 420

Re: Portfolio Advice Kindly Requested

Hi greg2greg, welcome to the forum! Since you are 75% sure that you will want to move back to AU in 3-5 years, I have moved your topic to the non-US Investing forum. Hopefully, those who have gone this route before you can help with any potential issues with your plan. Kind regards, Moderator Misenp...
by Misenplace
Sat Mar 28, 2020 9:35 pm
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 103
Views: 6962

Re: Share what worked in your plan during the crisis

Soon after I discovered this forum, I stumbled upon and read most of this thread: A time to EVALUATE your jitters It made me think pretty long and hard as we worked on our IPS for the early years of our retirement. The plan we came to: 1) No debt 2) 2 years of bare bones expenses in high yield CD la...
by Misenplace
Sat Mar 28, 2020 1:25 am
Forum: Personal Consumer Issues
Topic: Stand Mixer
Replies: 59
Views: 2827

Re: Stand Mixer

They are handy to have, especially if you want to stuff sausage, grind meat, make pasta (need expensive attachments for last two), or knead pizza dough (I don't use them for any other kinds of bread dough). But if all you are doing is whipping egg whites or mixing cake batter, you can get by with a ...
by Misenplace
Fri Mar 27, 2020 5:18 pm
Forum: Personal Investments
Topic: Time capsule
Replies: 13
Views: 872

Re: Time capsule

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Misenplace
Fri Mar 27, 2020 2:56 pm
Forum: Personal Consumer Issues
Topic: Denatured Ethyl Alcohol for Hand Sanitizer
Replies: 9
Views: 650

Re: Denatured Ethyl Alcohol for Hand Sanitizer

This question is off-topic for the forum (medical advice/hazardous materials), and is locked.
by Misenplace
Fri Mar 27, 2020 2:37 am
Forum: Personal Finance (Not Investing)
Topic: Extended unemployment benefits under stimulus plan?
Replies: 4
Views: 585

Re: Extended unemployment benefits under stimulus plan?

^Yes, discussion of pending legislation is not permitted under forum policy. See Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common r...
by Misenplace
Wed Mar 25, 2020 8:21 pm
Forum: Investing - Theory, News & General
Topic: Where does $2 Trillion Come from?
Replies: 30
Views: 4402

Re: Where does $2 Trillion Come from?

This thread is off-topic (pending legislation) and is locked. As noted in Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest , discussions about proposed or pending legislation (what will happen to implement the changes) is off-topic to " keep investors from making...
by Misenplace
Wed Mar 25, 2020 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: CV-19 Stimulus Bill Relief Pkg USA
Replies: 9
Views: 1523

Re: CV-19 Stimulus Bill Relief Pkg USA

This thread is off-topic (pending legislation) and is locked. As noted in Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest , discussions about proposed or pending legislation (what will happen to implement the changes) is off-topic to " keep investors from making...
by Misenplace
Wed Mar 25, 2020 2:10 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus Stimulus impact on Dividends
Replies: 5
Views: 610

Re: Coronavirus Stimulus impact on Dividends

^That's right. As noted in Re: Tax exempt muni bond funds & proposed lower rates on taxable investment interest , discussions about proposed or pending legislation (what will happen to implement the changes) is off-topic to " keep investors from making bad decisions. Pending legislation and proposed...
by Misenplace
Wed Mar 25, 2020 1:18 pm
Forum: Personal Consumer Issues
Topic: Pay cleaning lady during coronavirus pause?
Replies: 66
Views: 5105

Re: Pay cleaning lady during coronavirus pause?

^Thanks, the threads have been merged.
by Misenplace
Tue Mar 24, 2020 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: College partial refunds and 529s
Replies: 25
Views: 2222

Re: College partial refunds and 529s

There's a 60 day window to roll excess withdrawals back into a 529 plan.
by Misenplace
Sun Mar 22, 2020 4:27 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190750

Re: Bogleheads community discussion - Coronavirus

Several contentious posts had to be removed. Please stay respectful, on-topic, and away from politics.

Moderator Misenplace
by Misenplace
Sat Mar 21, 2020 3:39 pm
Forum: Personal Finance (Not Investing)
Topic: unemployment insurance for gig and misclassified workers
Replies: 21
Views: 1512

Re: unemployment insurance for gig and misclassified workers

Several contentious and off topic posts had to be removed. Please keep the discussion on-topic and respectful. See General Etiquette Discussions should be conducted without fondness for dispute or desire for victory. - Benjamin Franklin This is a moderated forum. We expect this forum to be a place ...
by Misenplace
Sat Mar 21, 2020 12:48 pm
Forum: Personal Consumer Issues
Topic: How are you supporting your community?
Replies: 60
Views: 3074

Re: Handmade Facial Masks - Effectiveness and Specs

This topic is locked because, although interesting, it has no financial component and is off topic for the forum. In addition, medical advice is also off topic for the forum.

[See below -- admin LadyGeek]
by Misenplace
Fri Mar 20, 2020 5:36 pm
Forum: Personal Investments
Topic: real estate back to 2008 crisis?
Replies: 5
Views: 737

Re: real estate back to 2008 crisis?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by Misenplace
Fri Mar 20, 2020 5:19 pm
Forum: Personal Investments
Topic: 457 stock dominant acct & current market conditions
Replies: 5
Views: 258

Re: 457 stock dominant acct & current market conditions

This topic is now in the Personal Investments forum.

Moderator Misenplace
by Misenplace
Fri Mar 20, 2020 2:19 pm
Forum: Personal Consumer Issues
Topic: Tipping during quarantine
Replies: 5
Views: 461

Re: Tipping during quarantine

This topic is locked because it a general comment thread that is not personal or actionable, and therefore not appropriate for the Personal Consumer Issues forum. Review LadyGeek's sticky note at the top of the forum, and please do not start new threads that can be put into the existing coronavirus...
by Misenplace
Thu Mar 19, 2020 12:22 am
Forum: Investing - Theory, News & General
Topic: Do buy and hold investors create a floor for the market?
Replies: 5
Views: 560

Re: Do buy and hold investors create a floor for the market?

This topic has been moved to the Investing- Theory, News & General forum.

Moderator Misenplace
by Misenplace
Thu Mar 19, 2020 12:06 am
Forum: Personal Investments
Topic: TLH Ping-Pong - Any problems?
Replies: 7
Views: 511

Re: TLH Ping-Pong - Any problems?

One issue to be aware of is the dividends. I believe that there might be a dividend date coming soon, and if you want them to be qualified dividends (better tax treatment), you need to have a certain holding period for those shares that gave you a dividend. If you don't meet that, the dividend is ta...
by Misenplace
Wed Mar 18, 2020 9:06 pm
Forum: Personal Investments
Topic: Tax lost havest TLH question
Replies: 7
Views: 472

Re: Tax lost havest TLH question

Yes, do an exchange of one International index fund for a different International index fund.

Don't execute just a sell, then you can't buy until it clears to your settlement fund the next day, and you would be out of the market for a day.
by Misenplace
Wed Mar 18, 2020 6:50 pm
Forum: Personal Investments
Topic: Tax lost havest TLH question
Replies: 7
Views: 472

Re: Tax lost havest TLH question

Yes, agree with ruud. Also, I usually wait until an hour before the close. Say you wanted to TLH your International mutual fund from VTIAX (VG Total International) to VFWAX (VG FTSE All World). So at 3 pm Eastern (noon Pacific), look at the parallel ETF to the VTIAX mutual fund, which is VXUS, to se...
by Misenplace
Wed Mar 18, 2020 3:04 pm
Forum: Investing - Theory, News & General
Topic: Market keeps going down - and I'm giddy as a school girl! Anyone else?
Replies: 25
Views: 1579

Re: Market keeps going down - and I'm giddy as a school girl! Anyone else?

This topic has run its course and has been locked. All general comment threads are off-topic unless they are about actionable investment theory. See Personal Investments : This subforum is for all questions about your (or your friend's or family's) actual investments or investment planning . This i...
by Misenplace
Wed Mar 18, 2020 11:49 am
Forum: Investing - Theory, News & General
Topic: Anybody else hoping for stocks to plummet?
Replies: 20
Views: 1121

Re: Anybody else hoping for stocks to plummet?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...