Search found 441 matches

by Misenplace
Sun Sep 08, 2019 10:43 am
Forum: Personal Consumer Issues
Topic: Costco washer/dryer delivery: tipping?
Replies: 54
Views: 3727

Re: Costco washer/dryer delivery: tipping?

Several off topic and political (wage laws) have been removed. Please keep the discussion focussed on the issue posed- whether, how, and how much to tip a Costco appliance delivery.

Moderator Misenplace
by Misenplace
Tue Sep 03, 2019 2:36 pm
Forum: Personal Consumer Issues
Topic: Not gaining weight on vacation?
Replies: 115
Views: 5318

Re: Not gaining weight on vacation?

This thread has run its course and is locked. In addition, many of the posts started veering towards diet and medical advice. Please note that this forum is not the place to obtain medical advice. Questions on medical issues are beyond the scope of the forum. If you are looking for medical informat...
by Misenplace
Tue Sep 03, 2019 10:59 am
Forum: Personal Consumer Issues
Topic: Subaru Outback issue
Replies: 38
Views: 3820

Re: Subaru Outback issue

Several off topic posts regarding Subaru owners were removed. Please keep the discussion focussed on the consumer issue posted by the original poster.

Moderator Misenplace
by Misenplace
Sat Aug 31, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Any Happy DVC owners here? [Disney Vacation Club]
Replies: 61
Views: 4970

Re: Any Happy DVC owners here?

This topic is now in the Personal Consumer Issues forum (how we spend our money).

Moderator Misenplace
by Misenplace
Wed Aug 28, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Paying for elderly parent's care
Replies: 29
Views: 1511

Re: Paying for elderly parent's care

Several posts which were political and/or off topic had to be removed. Please keep the discussion focussed on the options that OP may have or the thread will be locked. In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited....
by Misenplace
Wed Aug 28, 2019 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Marcus Bank 1% Bonus for New Funds up to $50k ($500 bonus)
Replies: 110
Views: 12654

Re: Marcus interest is now 2%

Marcus interest rate now is 2% instead of 2.15%, down 15 bps. Still higher than Ally. Not sure how it compares to Fidelity MM funds especially after state taxes (I am in 5.53% NJ state tax bracket). https://www.marcus.com/us/en/savings/high-yield-savings This topic has been merged into an existing ...
by Misenplace
Wed Aug 28, 2019 12:05 am
Forum: Personal Finance (Not Investing)
Topic: Pay off house before retirement or have available cash?
Replies: 84
Views: 6732

Re: Pay off house before retirement or have available cash?

This topic is now in the Personal Finance forum (whether to pay off mortgage or not).

Moderator Misenplace
by Misenplace
Tue Aug 27, 2019 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Advantages to Military Service and Beyond
Replies: 4
Views: 896

Re: Advantages to Military Service and Beyond

This topic is now in the Personal Finance forum "What type of job should I pursue after the military with a "Secret" level security clearance?"- Moderator Misenplace
by Misenplace
Mon Aug 26, 2019 10:42 pm
Forum: Personal Finance (Not Investing)
Topic: Tax Aid Volunteering for AARP or VITA
Replies: 42
Views: 1933

Re: Tax Aid Volunteering for AARP or VITA

Started doing AARP/VITA 3 years ago- it's one of the most rewarding and humbling volunteer experiences I do. It takes about 40-60 hours (spread over Dec and Jan) the first time you train (less in subsequent years). Then our site asks for at least 2 shifts (3-4 hours each) a week from Feb. 1 til Apri...
by Misenplace
Mon Aug 26, 2019 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: What do you think about this $4M house idea?
Replies: 103
Views: 7366

Re: What do you think about this $4M house idea?

This thread has run its course and is locked (topic exhausted). The OP has gotten the advice requested, and made a decision. See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if ...
by Misenplace
Tue Aug 20, 2019 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Are there advantages to being married to a teacher?
Replies: 111
Views: 6872

Re: Are there advantages to being married to a teacher?

Several off topic posts have been removed. Please keep the discussion focused on the financial advantages of a spouse teacher.
by Misenplace
Tue Aug 20, 2019 12:03 pm
Forum: Investing - Theory, News & General
Topic: Do you think we will ever see Jeffrey Epstein’s trust?
Replies: 1
Views: 535

Re: Do you think we will ever see Jeffrey Epstein’s trust?

This topic is locked because it is not in line with forum policy (posts must be personable and actionable ). Speculation about the actions and/or crimes of other people is also unacceptable. UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic...
by Misenplace
Tue Aug 13, 2019 2:37 pm
Forum: Personal Consumer Issues
Topic: Do burglars steal and use paperwork?
Replies: 39
Views: 4505

Re: Do burglars steal and use paperwork?

This topic is now in the Personal Consumer issues forum.

Moderator Misenplace
by Misenplace
Mon Aug 12, 2019 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Help with job decision
Replies: 26
Views: 1832

Re: Help with job decision

It sounds as if the pay would be the same once you factor in the self-employment tax savings and the retirement matching. Maybe the gov job is even better pay if you take into account the pension and guaranteed vacation days. Add in better job stability, no need to hustle for clients, and lower cost...
by Misenplace
Thu Aug 08, 2019 10:01 am
Forum: Investing - Theory, News & General
Topic: Bogleheads have higher IQs!
Replies: 21
Views: 1386

Re: Bogleheads have higher IQs!

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by Misenplace
Tue Aug 06, 2019 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Son got diagnosed with Dyslexia/Needs special Tutor. Can I use 529 funds?
Replies: 10
Views: 1172

Re: Son got diagnosed with Dyslexia/Needs special Tutor. Can I use 529 funds?

Please keep the replies focused on the financial aspect (can one use 529 funds) and refrain from veering into medical advice. The reasons medical advice is not permitted in this forum: 1. This is an anonymous internet forum. It is not possible to verify anyone's identity (nor do we want to). Creden...
by Misenplace
Tue Aug 06, 2019 10:24 am
Forum: Personal Finance (Not Investing)
Topic: long term care insurance
Replies: 124
Views: 7917

Re: long term care insurance

Please keep the discussion on topic and respectful. The debate became contentious and several posts had to be removed. From the forum policies, linked at the top of every page: Discussions should be conducted without fondness for dispute or desire for victory. - Benjamin Franklin This is a moderate...
by Misenplace
Mon Aug 05, 2019 9:59 am
Forum: Investing - Theory, News & General
Topic: The Super rich are selling stocks...
Replies: 13
Views: 3475

Re: The Super rich are selling stocks...

This thread has run its course and is locked (topic exhausted/not actionable/naked click bait link). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt viola...
by Misenplace
Sun Aug 04, 2019 4:32 pm
Forum: Personal Consumer Issues
Topic: Problems with Samsung Refrigerator - Boglehead fix?
Replies: 12
Views: 990

Re: Problems with Samsung Refrigerator - Boglehead fix?

This topic has been moved to the Personal Consumer Issues forum.

Moderator Misenplace
by Misenplace
Tue Jul 30, 2019 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Gifting Money TO Grandparents for Roth IRA
Replies: 26
Views: 1228

Re: Gifting Money TO Grandparents for Roth IRA

This thread has run its course and is locked (topic exhausted, illegal and/or unethical behavior). I have also deleted a few OT comments. See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasiona...
by Misenplace
Thu Jul 25, 2019 10:39 am
Forum: Personal Finance (Not Investing)
Topic: How do you deal with looking bad compared to others?
Replies: 77
Views: 5210

Re: How do you deal with looking bad compared to others?

This thread has run its course and is locked (topic exhausted/relationship issue). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting p...
by Misenplace
Thu Jul 25, 2019 10:25 am
Forum: Non-US Investing
Topic: In doubt what to do with 150K$ inheritance
Replies: 3
Views: 431

Re: In doubt what to do with 150K$ inheritance

This topic has been moved to the Non-US Investing forum.

Moderator Misenplace
by Misenplace
Sat Jul 20, 2019 11:48 pm
Forum: Personal Consumer Issues
Topic: Welp; More problems cutting the cord.
Replies: 8
Views: 1295

Re: Welp; More problems cutting the cord.

This thread is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own situation. You can also ...
by Misenplace
Thu Jul 18, 2019 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Why Personal Finance is not taught in Schools in the US
Replies: 59
Views: 2951

Re: Why Personal Finance is not taught in Schools in the US

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT

Moderator Misenplace
by Misenplace
Tue Jul 16, 2019 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: House not appraising for amount we were offered!
Replies: 137
Views: 13949

Re: House not appraising for amount we were offered!

Please keep the discourse civil. Several contentious posts were reported and have been deleted. Keep in mind the forum policies, particularly https://www.bogleheads.org/forum/rules#Moderation Discussions should be conducted without fondness for dispute or desire for victory. - Benjamin Franklin Thi...
by Misenplace
Mon Jul 15, 2019 10:04 am
Forum: Personal Investments
Topic: Phase out EF [Emergency Fund]?
Replies: 111
Views: 5339

Re: Phase out EF [Emergency Fund]?

The title has been edited to add the bracketed material for clarification.

Moderator Misenplace
by Misenplace
Mon Jul 15, 2019 9:52 am
Forum: Personal Finance (Not Investing)
Topic: [Proposed changes to 401(k) and IRAs]
Replies: 85
Views: 4229

Re: [Proposed changes to 401(k) and IRAs]

I merged statman's thread into the on-going discussion.

See LadyGeeks posts above in this thread. The bill is still pending legislation- therefore discussion is off topic according to forum policy.
rules#rule-4a

(Thread remains locked.)
by Misenplace
Mon Jul 08, 2019 9:37 am
Forum: Personal Investments
Topic: Asset allocation for a 68 year old Retiree
Replies: 16
Views: 2476

Re: Asset allocation for a 68 year old Retiree

This topic has been moved to the Personal Investments forum.

Moderator Misenplace
by Misenplace
Sun Jul 07, 2019 2:40 pm
Forum: Personal Consumer Issues
Topic: Job Promotion - How to Show on Resume
Replies: 40
Views: 3401

Re: Job Promotion - How to Show on Resume

Several off topic posts and contentious posts have been removed. Please keep the replies focused on the question posed by the OP.

Moderator Misenplace
by Misenplace
Wed Jul 03, 2019 11:30 am
Forum: Personal Finance (Not Investing)
Topic: Healthcare Nightmare after wife's surgery
Replies: 84
Views: 7546

Re: Healthcare Nightmare after wife's surgery

This topic has run its course and is locked. OP has resolved his issue and posted his lessons learned. In addition, the discussion became contentious requiring moderator actions. Please keep in mind the forum policies, particularly https://www.bogleheads.org/forum/rules#Moderation Discussions shoul...
by Misenplace
Sat Jun 29, 2019 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: New Landlord Here! Your Top Tips to include in a Lease?
Replies: 52
Views: 4230

Re: New Landlord Here! Your Top Tips to include in a Lease?

This topic has been moved to the Personal Finance forum.

Moderator Misenplace
by Misenplace
Fri Jun 28, 2019 5:47 pm
Forum: Personal Consumer Issues
Topic: Package delivery man damaged door
Replies: 55
Views: 3839

Re: Package delivery man damaged door

This thread has run its course and is locked (topic exhausted). See: Locked Topics In addition, several posts in violation of forum policy had to be removed. If you perceive a post has violated policy, the quickest way to get a moderator's attention is to report the post. Do not respond in kind. Se...
by Misenplace
Wed Jun 26, 2019 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: Buying Parent's Home Below Market
Replies: 47
Views: 4685

Re: Buying Parent's Home Below Market

This topic has run its course and is locked. In addition, several inappropriate comments had to be deleted. Please keep in mind the forum policies https://www.bogleheads.org/forum/rules , in particular: Discussions should be conducted without fondness for dispute or desire for victory. - Benjamin F...
by Misenplace
Tue Jun 25, 2019 10:14 pm
Forum: Personal Consumer Issues
Topic: Favorite mountain lodge destinations in the west?
Replies: 49
Views: 4347

Re: Favorite mountain lodge destinations in the west?

The boat ride to Stehekin on Lake Chelan is spectacular but lodging there is pretty much backpacker stuff. Great if that's what you're looking for. Check the boat schedule times if you're driving up from Portland. Sun mountain lodge in the Methow valley outside of Winthrop is very nice. MIL could e...
by Misenplace
Sun Jun 23, 2019 2:34 pm
Forum: Personal Consumer Issues
Topic: Premium vs Big Box outdoor furniture
Replies: 8
Views: 895

Re: Premium vs Big Box outdoor furniture

This post is now in the Personal Consumer Issues forum (questions about how we spend our money on consumer goods).

Moderator Misenplace
by Misenplace
Sun Jun 23, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: roofer randomly showing up to home
Replies: 28
Views: 953

Re: roofer randomly showing up to home

This topic has run its course and is locked. The OP has gotten the answers he requested. In addition, several inappropriate posts were removed.

Note that the Personal Consumer Issues forum has a lower threshold for locking topics.
by Misenplace
Sat Jun 15, 2019 6:30 pm
Forum: Personal Consumer Issues
Topic: USPS Routing: Could This Make Any Sense at All?
Replies: 3
Views: 616

Re: USPS Routing: Could This Make Any Sense at All?

This thread is locked (general rant, not actionable). As a reminder, see: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate pol...
by Misenplace
Sat Jun 15, 2019 10:32 am
Forum: Personal Finance (Not Investing)
Topic: At what net worth/ income level would you put your kids in private school?
Replies: 23
Views: 1653

Re: At what net worth/ income level would you put your kids in private school?

This thread has run its course and is locked (not personal nor actionable). In addition, several off topic posts appeared that required moderation. General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - I...
by Misenplace
Fri Jun 14, 2019 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Professional work titles
Replies: 30
Views: 2778

Re: Professional work titles

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by Misenplace
Fri Jun 14, 2019 9:27 am
Forum: Personal Investments
Topic: Roth IRA or no?
Replies: 18
Views: 1597

Re: Roth IRA or no?

OP, your new topic has been merged into the previous topic you posted on the same subject. For consistency and housekeeping reasons, it is better to keep your posts on the same issue together.

Moderator Misenplace
by Misenplace
Wed Jun 12, 2019 9:56 am
Forum: Personal Consumer Issues
Topic: (Water Filtration System) Miracle we are all not dead
Replies: 61
Views: 5748

Re: (Water Filtration System) Miracle we are all not dead

This topic is now in the Personal Consumer Issues forum.

Moderator Misenplace
by Misenplace
Tue Jun 11, 2019 10:04 pm
Forum: Personal Investments
Topic: Triple Levered Retirement Accounts?
Replies: 9
Views: 1270

Re: Triple Levered Retirement Accounts?

This post has been moved to the Personal Investments forum.

OP, you will get better help if you post using the Asking Portfolio Questions format.
by Misenplace
Tue Jun 11, 2019 9:57 pm
Forum: Personal Consumer Issues
Topic: Tips for new pet owner [puppy]
Replies: 71
Views: 4265

Re: Tips for new pet owner

Invest in good clippers + high quality grooming scissors and learn to groom your dog yourself. These two tools cost just a little more than a single groom session by a professional groomer. It doesn't matter if you make mistakes as you learn, since their fur will grow again and erase any mistakes. O...
by Misenplace
Fri Jun 07, 2019 10:02 am
Forum: Personal Finance (Not Investing)
Topic: how to deal with people who are not living boglehead way of life
Replies: 45
Views: 2951

Re: how to deal with people who are not living boglehead way of life

Topic is locked (off-topic, stupidity of other people). Forum policy states: If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies conspiracy theories of a...
by Misenplace
Thu Jun 06, 2019 5:29 pm
Forum: Personal Investments
Topic: Tax Managed Balanced Fund -- PLEASE HELP
Replies: 22
Views: 2350

Re: Tax Managed Balanced Fund -- PLEASE HELP

I also own quite a bit of this fund. Like you, when I discovered the teachings here, I regretted not splitting out the stock/bond portion and considered selling it. However, it has been very tax efficient at a time when I needed that, plus pays out a lot of tax advantaged and no Fed tax dividends. N...
by Misenplace
Tue Jun 04, 2019 10:23 am
Forum: Investing - Theory, News & General
Topic: Downsides of VPW?
Replies: 101
Views: 7478

Re: Downsides of VPW?

This topic is now in the Investing Theory forum.

Moderator Misenplace
by Misenplace
Sat Jun 01, 2019 10:20 am
Forum: Investing - Theory, News & General
Topic: Loss of stretch inherited IRA -effect on legacy planning?
Replies: 4
Views: 526

Re: Loss of stretch inherited IRA -effect on legacy planning?

This thread is locked (proposed legislation) Speculation about future legislation is prohibited by forum policy, see Unacceptable Topics : Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The onl...
by Misenplace
Fri May 31, 2019 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford this 2.3 million dollar home?
Replies: 273
Views: 27204

Re: Can I afford this 2.3 million dollar home?

New wrinkle. Let's say we can buy the land and delay construction for 2.5 years. Let's say the interest rate on the land loan is 5.5% and we pay off the entire balance in 24 months. Let's say at the end of 2.5 years we have 1 mil saved to put down (including value of land, current home equity and c...
by Misenplace
Mon May 27, 2019 3:51 pm
Forum: Non-US Investing
Topic: Annuities [SPIA] for Americans abroad [UK]
Replies: 3
Views: 431

Re: Annuities [SPIA] for Americans abroad [UK]

This post has been moved to the Non-US Investing forum, and the title edited for clarity (in brackets).

Moderator Misenplace
by Misenplace
Sat May 25, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: Am I a sucker to pay for a new roof?
Replies: 24
Views: 2426

Re: Am I a sucker to pay for a new roof?

This topic has run its course and is locked. I also removed several posts and replies related to insurance fraud that became contentious. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are...