Search found 183 matches

by gmc4h232
Tue Dec 11, 2018 10:10 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 176
Views: 12995

Re: What Happened to you during the Financial crisis of 2007–2008

I graduated college (after 5 yrs) in 2008. I drug my feet on finding a full time engineering job and continued to work at my summer job. I made a point to open a taxable brokerage account and invest all I could in individual stocks. I didnt know about the bogleheads philosophy at the time and my par...
by gmc4h232
Sun Dec 09, 2018 1:45 pm
Forum: Investing - Help with Personal Investments
Topic: Considerations for rolling an IRA into employers 401K
Replies: 7
Views: 574

Re: Considerations for rolling an IRA into employers 401K

Can the backdoor roth contribution be completed before the tIRA gets rolled over to the employer plan as long as the tIRA balance is zero by 12/31 of the same year? can somebody layout the steps in order?
by gmc4h232
Sun Dec 09, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

OP, I have a few thoughts for you. One is that Accords were never quiet cars, though they do get quieter with each major redesign. I can tell you that 2014 is MUCH more quiet compared to my 2003, but it's louder than comparable Toyota or Nissan. If the noise really bothers you, you bought the wrong...
by gmc4h232
Sat Dec 08, 2018 10:43 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

OP, I have a few thoughts for you. One is that Accords were never quiet cars, though they do get quieter with each major redesign. I can tell you that 2014 is MUCH more quiet compared to my 2003, but it's louder than comparable Toyota or Nissan. If the noise really bothers you, you bought the wrong...
by gmc4h232
Sat Dec 08, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

OP, I have a few thoughts for you. One is that Accords were never quiet cars, though they do get quieter with each major redesign. I can tell you that 2014 is MUCH more quiet compared to my 2003, but it's louder than comparable Toyota or Nissan. If the noise really bothers you, you bought the wrong...
by gmc4h232
Sat Dec 08, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

Question for the op. Why did you buy the sport version of the Accord? Just asking, because if it was for performance, you are really going to give up some grip and feel with touring tires. I have a VW Golf R which has 4 wheel drive and a lot of horsepower. I have both summer tires (these would not ...
by gmc4h232
Wed Dec 05, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

For keeping tires quiet, maintain your tires well. This means rotating them every 10k miles or less (just do rotations with oil changes), maintaining tire pressure, maintaining alignment (poor wear due to alignment issues will cause noisy tires), and making sure your suspension is in good shape (ba...
by gmc4h232
Wed Dec 05, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

I am looking at getting some new tires for my 2014 Accord Sport. The past 2 sets (Goodyear Eagle OEM; Hankook Ventus S1 Noble 2) have been extremely noisy after approximately 15,000 miles. I am looking at CINTURATO P7 ALL SEASON PLUS tires by Pirelli. My question is, does anybody know if tirerack.c...
by gmc4h232
Wed Dec 05, 2018 1:19 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

Re: New QUIET Tires for Accord

For keeping tires quiet, maintain your tires well. This means rotating them every 10k miles or less (just do rotations with oil changes), maintaining tire pressure, maintaining alignment (poor wear due to alignment issues will cause noisy tires), and making sure your suspension is in good shape (ba...
by gmc4h232
Wed Dec 05, 2018 12:44 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2493

New QUIET Tires for Accord

I am looking at getting some new tires for my 2014 Accord Sport. The past 2 sets (Goodyear Eagle OEM; Hankook Ventus S1 Noble 2) have been extremely noisy after approximately 15,000 miles. I am looking at CINTURATO P7 ALL SEASON PLUS tires by Pirelli. My question is, does anybody know if tirerack.co...
by gmc4h232
Thu Nov 29, 2018 11:43 am
Forum: Personal Consumer Issues
Topic: Broken Sewer pipe - $10,000-$20,000 to fix
Replies: 58
Views: 6211

Re: Broken Sewer pipe - $10,000 to fix

Sounds like 2 4" Fernco's and section of 4" PVC. You can get all that plus a shovel at Lowes for about $30.

I'm happy to come out and do the fix for $9,500 if you like.
by gmc4h232
Sun Nov 18, 2018 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Amazon says TurboTax 2018 will be released November 12
Replies: 85
Views: 9879

Re: Amazon says TurboTax 2018 will be released November 12

Is the software functional yet or too buggy to provide any benefit at this point in time?
by gmc4h232
Sun Sep 16, 2018 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: 38% pay cut for dream job?
Replies: 61
Views: 5508

Re: 38% pay cut for dream job?

You are crazy to take a 38% pay cut, more so with kids on the way. You might think you'll get sent to Paris or some cushy assignment. It's more likely you get sent to some **** country, with bad air quality, poor sanitation, unsafe water, and kidnapping and terrorism risks. If you get sent to a cou...
by gmc4h232
Thu Sep 13, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4478

Re: I need a chainsaw to trim branches and limbs!!

Would recommend Stihl MS 880
by gmc4h232
Sun Sep 02, 2018 10:51 pm
Forum: Personal Consumer Issues
Topic: bench vise recommendation
Replies: 20
Views: 1369

Re: bench vise recommendation

Not coming from the technical side of it: If #1 fills the need at the greatest value then why not choose that one? Are you sure your heirs will appreciate or cherish the tools you’ve used? I’ve seen that situation go both directions. By all means if you want something “nice” then go for it but I wo...
by gmc4h232
Sun Sep 02, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: bench vise recommendation
Replies: 20
Views: 1369

Re: bench vise recommendation

What jaw width and opening capacity are you looking for? 5” & 7” respectively hence the C2? And do you have to have the pipe clamp? C2’s are massive (100 lbs) and as you know big money. Probably why I haven’t seen any used ones in my travels. 800 is probably about right for used. PS. - your heirs wo...
by gmc4h232
Sun Sep 02, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: bench vise recommendation
Replies: 20
Views: 1369

Re: bench vise recommendation

Please don’t buy HF or other Chinese junk vise. Craftsman likely falls into this category these days.

Buy you a nice vintage piece of American iron.
Here is a short list of quality older American vises:
Wilton
Prentiss
Columbian
Yost
Reed
Parker
by gmc4h232
Sun Sep 02, 2018 6:10 pm
Forum: Personal Consumer Issues
Topic: bench vise recommendation
Replies: 20
Views: 1369

Re: bench vise recommendation

WILTON!

Keep an eye out on Craigslist. You should be able to find a nice older one for less than $400

Recently bought a nice 450sj at auction for 250. Sold for 800 on eBay. So it can be done
by gmc4h232
Sun Aug 26, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: bank safety deposit box alternative
Replies: 17
Views: 1779

Re: bank safety deposit box alternative

Bury in the back yard
by gmc4h232
Thu Aug 23, 2018 3:02 pm
Forum: Personal Consumer Issues
Topic: Circuit breaker stays tripped
Replies: 29
Views: 2775

Re: Circuit breaker stays tripped

I don't think there's a GFCI outlet to that area of the house and I'm guessing there's a short someplace. Should I try/test anything else before calling an electrician? I would look again. I had the same thing you had and there was an outlet hidden underneath a porch. I don’t understand how the pre...
by gmc4h232
Sun Aug 12, 2018 7:38 am
Forum: Personal Finance (Not Investing)
Topic: Mid 30s Crisis: Personal budget, savings and goals
Replies: 36
Views: 7418

Re: Mid 30s Crisis: Personal budget, savings and goals

jharkin wrote:
Sun Aug 12, 2018 7:03 am
It’s actually 98-99the percentile if you look it up.
Where do you look it up?
by gmc4h232
Sat Aug 11, 2018 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 8237

Re: Should I tell my family/friend that they are making a financial mistake?

How would you feel if I told you that jack bogle is wrong - about EVERYTHING? Take that feeling and assume that that is how folks feel when you give them unsolicited financial advice. Does that answer your question? If someone tells me I'm wrong about something, I always listen. A logical explanati...
by gmc4h232
Sat Aug 11, 2018 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Should I tell my family/friend that they are making a financial mistake?
Replies: 87
Views: 8237

Re: Should I tell my family/friend that they are making a financial mistake?

How would you feel if I told you that jack bogle is wrong - about EVERYTHING? Take that feeling and assume that that is how folks feel when you give them unsolicited financial advice. Does that answer your question?
by gmc4h232
Sat Aug 11, 2018 7:22 am
Forum: Personal Finance (Not Investing)
Topic: Response from boss re: market analysis
Replies: 71
Views: 7823

Re: Rude response from boss re: market adjustment

If you would’ve had this conversation face to face instead of via email, then i suspect the theme of this post would be much different.....
by gmc4h232
Thu Aug 09, 2018 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 505
Views: 114968

Re: Anyone regret paying off mortgage early?

I'm paying a 30 on a 15 year schedule, the rate is 3.875%. I'm 6 years into it, haven't regretted it yet, even through this crazy bull run. I haven't regretted it because I still max out my retirement space, and still do sizable taxable investing. I think this question doesn't make sense in a vacuu...
by gmc4h232
Wed Aug 08, 2018 9:46 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 111
Views: 7689

Re: Minivan Vs SUV Experience

I think you are delusional if you think anyone cars about what you are driving. Nobody cares:). And frankly most "suvs" aren't remotely cool. Nobody looks at someone in a pilot, RX350, highlander, and so on and goes cool car. Seriously go ask 100 people to tell you what a cool car is and you aren't...
by gmc4h232
Tue Aug 07, 2018 8:58 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 505
Views: 114968

Re: Anyone regret paying off mortgage early?

The argument can be made (and maybe it already has been) that paying off the mortgage early is a form of market timing.

Yes it looks like a poor decision now, but nobody would regret paying their mortgage off early if the market trends of the past 9 years had been reversed.
by gmc4h232
Tue Aug 07, 2018 6:29 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 505
Views: 114968

Re: Anyone regret paying off mortgage early?

I regret it from a mathematical standpoint. On track to payoff a 3.5% 15 yr mortgage next year, and will continue to make double monthly payments until then. Completely illogical. Oh well. Once it’s paid off I do plan to take that money and invest it FWIW. It would be cool to know how much it has co...
by gmc4h232
Sat Aug 04, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: Minivan Vs SUV Experience
Replies: 111
Views: 7689

Re: Minivan Vs SUV Experience

The term “sport utility vehicle” is used very loosely these days and applied to vehicles that provide neither sport nor utility. I think the marketing people just saw the light in the 90s that folks wanted a way to haul kids around without looking like a schmuck in a minivan. Most SUVs today are jus...
by gmc4h232
Thu Aug 02, 2018 5:01 pm
Forum: Personal Consumer Issues
Topic: What’s your Value Colombian coffee?
Replies: 53
Views: 3736

Re: What’s your Value Colombian coffee?

Folgers Colombian is my daily drinker. Hard to beat imho
by gmc4h232
Thu Aug 02, 2018 5:54 am
Forum: Investing - Help with Personal Investments
Topic: How do you convert an index mutual fund to ETF with Vanguard
Replies: 4
Views: 634

Re: How do you convert an index mutual fund to ETF with Vanguard

Ive converted VTSAX (Total Stock Admiral Class) to VTI (Total Stock ETF) for donation purposes by calling vanguard directly and asking them to convert a specific tax lot. This conversion is not a taxable event while selling one and buying another is a taxable event if held in a taxable account. You ...
by gmc4h232
Fri Jul 27, 2018 6:33 am
Forum: Personal Consumer Issues
Topic: Crabgrass weed killer
Replies: 16
Views: 1445

Re: Crabgrass weed killer

Since crabgrass is an annual, it is best controlled with a pre-emergent in the early spring before the seeds from the previous year sprout. This is usually a bagged product that contains prodiamine (barricade is a brand name). These products do not stay effective all year and require a reapplication...
by gmc4h232
Thu Jul 26, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Buying a Gold Coin online for future Jewelry
Replies: 25
Views: 1332

Re: Buying a Gold Coin online for future Jewelry

Are you sure you want to make this out of 24kt gold? Gold is typically alloyed with other metals to increase the strength. 24kt gold is pretty soft and prone to scratches, dents, bends, etc. Also, you might consider platinum over gold based on current scrap prices. Just a thought. Purity isn’t as mu...
by gmc4h232
Thu Jul 26, 2018 11:14 am
Forum: Personal Consumer Issues
Topic: Flooring: Hard wood vs Ceramic Tile that looks like wood
Replies: 26
Views: 2833

Re: Flooring: Hard wood vs Ceramic Tile that looks like wood

Tamarind wrote:
Wed Jul 25, 2018 9:23 pm
I love the wood-look tile, but I have no idea if it will be considered an awful fad in 20 years.
This
by gmc4h232
Mon Jul 23, 2018 7:32 pm
Forum: Personal Consumer Issues
Topic: Dealing with HOA Notice
Replies: 118
Views: 10151

Re: Dealing with HOA Notice

Sounds like you’re gonna have to move. I really don’t see any other solution. Good luck selling your house with such flagrant violations.
by gmc4h232
Mon Jul 23, 2018 5:27 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 57706

Re: Flaunt Your High-Mileage Car

Just bought 2008 Chevrolet Silverado w 211,000 miles on it. I contributed about 250 of these miles before purchasing.
by gmc4h232
Mon Jul 23, 2018 9:53 am
Forum: Personal Finance (Not Investing)
Topic: Guilt at buying nice things for myself
Replies: 28
Views: 3858

Re: Guilt at buying nice things for myself

If you can make a little money by selling these items if you find yourself in need, then I dont see an issue. To me, it is a lot easier to justify buying certain items if you do your homework and buy them right. This is hard to do on things like new cars and other retail items. These are the things ...
by gmc4h232
Thu Jul 19, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: Watch Collection Reasonable or Unreasonable or Irresponsible?
Replies: 107
Views: 5951

Re: Watch Collection Reasonable or Unreasonable or Irresponsible?

mak1277 wrote:
Thu Jul 19, 2018 1:03 pm
Am I the only one interested in what watches are in the collection? :)
+1 lets have the list! I’ll break the ice with my “collection”:

Oris 7720
Seiko 7N43-0AZ0
by gmc4h232
Sun Jul 15, 2018 10:03 am
Forum: Investing - Help with Personal Investments
Topic: Need to generate income
Replies: 27
Views: 2789

Re: Need to generate income

Any opportunity to sell small stuff on eBay? Minimal physical effort required.
by gmc4h232
Sun Jul 15, 2018 9:09 am
Forum: Investing - Help with Personal Investments
Topic: Inlaws need $50k loan for new home, hard time finding lenders
Replies: 17
Views: 2520

Re: Inlaws need $50k loan for new home, hard time finding lenders

Are they subtly implying that they want you to loan them the money?

My inlaws are one payment away from repaying the loan we gave them to buy their house 5 yrs ago near us...
by gmc4h232
Sat Jul 14, 2018 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14971

Re: Early retirement

Spouse is trying to spend more so I may work more and compete with others and own more than others in her circle(and she can post more pictures on social media) - apparently that is success to her. I feel for you. This is a systemic problem that grew with social media. Good luck overcoming that one...
by gmc4h232
Sat Jul 14, 2018 11:52 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14971

Re: Early retirement

Spouse is trying to spend more so I may work more and compete with others and own more than others in her circle(and she can post more pictures on social media) - apparently that is success to her. I feel for you. This is a systemic problem that grew with social media. Good luck overcoming that one...
by gmc4h232
Sat Jul 14, 2018 9:31 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14971

Re: Early retirement

I retired early. I've had some very interesting interactions with people when they find out I've done so. Some are socially awkward, some rude, some confused and other bizarre reactions. Has anyone else experienced what I have? Yes, I have experienced all of the above. I retired at 55. The first re...
by gmc4h232
Sat Jul 14, 2018 9:24 am
Forum: Personal Finance (Not Investing)
Topic: Early retirement
Replies: 145
Views: 14971

Re: Early retirement

Spouse is trying to spend more so I may work more and compete with others and own more than others in her circle(and she can post more pictures on social media) - apparently that is success to her. I feel for you. This is a systemic problem that grew with social media. Good luck overcoming that one...
by gmc4h232
Thu Jul 12, 2018 6:19 pm
Forum: Personal Consumer Issues
Topic: Costco Membership
Replies: 54
Views: 7242

Re: Costco Membership

Nowizard wrote:
Thu Jul 12, 2018 4:23 pm
Have a Costco member give you a gift card for a purchase, reimburse them and go without a membership. I believe this is allowed based on just making a Google search.

Tim
Shhhhhh! Greatest life hack I know of. Not supposed to talk about this in a public forum!
by gmc4h232
Mon Jul 09, 2018 9:34 pm
Forum: Personal Consumer Issues
Topic: Any kayakers here?
Replies: 60
Views: 3758

Re: Any kayakers here?

I aspire to be a kayak fisherman but havent taken the plunge...
by gmc4h232
Mon Jul 09, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4331

Re: Flooring for New House

The product you linked to is just laminate flooring. Laminate shows scratches really bad.This cant be fixed without replacing the section. Agree that it looks tacky in a higher end residential setting. It also has a distinct sound when you walk on it. In my head I just hear "cheap cheap cheap" with...
by gmc4h232
Mon Jul 09, 2018 2:33 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4331

Re: Flooring for New House

The product you linked to is just laminate flooring. Laminate shows scratches really bad.This cant be fixed without replacing the section. Agree that it looks tacky in a higher end residential setting. It also has a distinct sound when you walk on it. In my head I just hear "cheap cheap cheap" with ...
by gmc4h232
Sat Jul 07, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?
Replies: 95
Views: 6052

Re: Honda Accord Maintenance at 3 Years - Am I Getting Hosed?

Cabin air filter costs $15ish. Located behind glovebox. Squeeze in sides of glove box and it will swing down out of the way exposing the filter. Easy as pie. Takes 5 mins
by gmc4h232
Thu Jul 05, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: What time do you get up in the morning?
Replies: 160
Views: 13011

Re: What time do you get up in the morning?

I often get up at 5 am whenever possible. I find I get a lot more done when I start early before other household members (I especially like to get up early on weekends since everyone else sleeps later then). Early exercise and reading are favorite activities, also quiet housekeeping (a vacuum would...