Search found 237 matches

by jazman12
Wed Mar 27, 2019 11:59 am
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 9817

Re: Tattoos and Bogleheads

mlebuf wrote:
Tue Mar 26, 2019 7:19 pm
From "Saturday Night Live:" https://vimeo.com/69310297
+++
by jazman12
Wed Mar 27, 2019 11:39 am
Forum: Personal Consumer Issues
Topic: alaska cruise
Replies: 14
Views: 2157

alaska cruise

I will be taking my first cruise trip to Alaska and would like to know if anyone has taken the excursions offered at several different stops. I will be taking the Inside Passage which includes full day stops in Ketchikan, Icy Straits, Juneau, Skagway and Seward. My wife and I are looking for somethi...
by jazman12
Wed Mar 27, 2019 10:52 am
Forum: Investing - Theory, News & General
Topic: precious metals and the dollar
Replies: 6
Views: 442

precious metals and the dollar

Recently I have been learning that some of the largest banks have been substantially increasing their inventory of precious metals. Is this play to hedge against a falling dollar in the future and which could possibly be hinged on the largest and still growing national debt? Does it make sense to ge...
by jazman12
Mon Mar 18, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: Looking to buy snow bird house in Florida. How does it work with realtors?
Replies: 16
Views: 1824

Re: Looking to buy snow bird house in Florida. How does it work with realtors?

Rent for as long as possible to get a feel for the areas that you are interested in before you buy. If you can rent for several months at a time, that would be much better than a handful of short trips. +++ renting is more cost effective than owning in FLA thanks to insurance, Plus you can go to di...
by jazman12
Mon Mar 18, 2019 12:20 pm
Forum: Personal Consumer Issues
Topic: Visiting Tucson, AZ for 3 days - what to see?
Replies: 46
Views: 2022

Re: Visiting Tucson, AZ for 3 days - what to see?

Sedona is a 3 1/2 hour drive one way from Tucson. I wouldn’t spend 7 hours in the car to make a day trip to Sedona from Tucson. author didn't post what his/her interests were. the greater phoenix area has some native American reservations with great artifacts and other interesting highlights. Didn'...
by jazman12
Thu Feb 28, 2019 1:16 pm
Forum: Personal Consumer Issues
Topic: Interior Paint that is easy to clean
Replies: 15
Views: 983

Re: Interior Paint that is easy to clean

Any enamel based paint will hold up to scrubbing marks off the walls. You can also apply flat which hides blemishes better.
by jazman12
Fri Feb 08, 2019 12:02 pm
Forum: Personal Finance (Not Investing)
Topic: "Living comfortably in retirement"
Replies: 71
Views: 9483

Re: "Living comfortably in retirement"

comfortable to me means that I don't have to worry about finance, all that much, and can focus on ones health and well being mentally. One should not be afraid to step out of their own comfort zone that they have lived their entire lives. There is but one life to live "" :sharebeer so live it""
by jazman12
Thu Feb 07, 2019 11:07 am
Forum: Personal Investments
Topic: Is severance considered earned income for tax purposes
Replies: 2
Views: 384

Is severance considered earned income for tax purposes

I received six months severance beginning 1/1 this year. I do not plan to have any other earned income. I had to pay federal taxes inc SS & medicare. My question is can I contribute to an IRA for this tax year with no other planned earnings?
by jazman12
Wed Feb 06, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: What do you blame for unhappiness in retirement?
Replies: 53
Views: 4057

Re: What do you blame for unhappiness in retirement?

dbr wrote:
Wed Feb 06, 2019 9:39 am
Why do you have to blame someone/something? Maybe that need to blame is in fact what should be blamed for one's unhappiness. I find occasions to blame someone or something for something I don't like, but not liking something is a far cry from being unhappy.
++
by jazman12
Mon Dec 31, 2018 4:24 pm
Forum: Investing - Theory, News & General
Topic: "pjtallman" Wins The 2018 Boglehead Contest
Replies: 12
Views: 1888

Re: "Christine_NM" Wins The 2018 Boglehead Contest

let's hope next years winner has a number well north of 2500 :dollar :dollar
by jazman12
Fri Dec 14, 2018 2:15 pm
Forum: Investing - Theory, News & General
Topic: Good reminder JNJ [Johnson and Johnson]
Replies: 9
Views: 1362

Re: Good reminder JNJ

asbestos smoking gun
by jazman12
Tue Dec 04, 2018 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: transfer 401k to IRA transaction delays
Replies: 11
Views: 450

Re: transfer 401k to IRA transaction delays

It is rare for this to be done electronically. They must be sure they are sending it to the person entitled to it (employee's last address). So this mail the check procedure is not unusual. I believe Fidelity will do an ACH from a Fidelity 401k to a Fidelity IRA though. For a sizable amount, you mi...
by jazman12
Tue Dec 04, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: transfer 401k to IRA transaction delays
Replies: 11
Views: 450

Re: transfer 401k to IRA transaction delays

BL wrote:
Tue Dec 04, 2018 10:45 am
If you have fixed income elsewhere, perhaps you could buy equities for that time period. (Have never bothered doing that.)
Good idea. I may have enough in other tax-advantaged accounts to cover about 1/4 to 1/3 of the rollover for ballast
by jazman12
Tue Dec 04, 2018 10:34 am
Forum: Personal Finance (Not Investing)
Topic: transfer 401k to IRA transaction delays
Replies: 11
Views: 450

transfer 401k to IRA transaction delays

I am transferring my 401k to a personal IRA and I was told the amount of time that it will take to process the transfer could take up to two weeks. It concerns me that my custodian will liquidate my investments then write a check and mail it to me and then I will have to deposit it with the new cust...
by jazman12
Fri Nov 23, 2018 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Claiming Suspended SS Benefit
Replies: 8
Views: 940

Re: Claiming Suspended SS Benefit

you can call to make an appointment. The wait time should be only a few minutes vs hours w/o an appointment.
by jazman12
Fri Nov 23, 2018 11:18 am
Forum: Personal Finance (Not Investing)
Topic: social security treatment with income
Replies: 4
Views: 889

Re: social security treatment with income

https://www.ssa.gov/pubs/EN-05-10069.pdf "You can get Social Security retirement or survivors benefits and work at the same time. But, if you’re younger than full retirement age, and earn more than certain amounts, your benefits will be reduced. The amount that your benefits are reduced, however, i...
by jazman12
Thu Nov 22, 2018 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: social security treatment with income
Replies: 4
Views: 889

social security treatment with income

I'm retiring in December of this year. I just began (November) collecting ss based on my DW earnings record. I will hold off collecting on my own record until 70. I will be receiving several months severance in a lump sum paid to me in 2019 and I will additionally begin receiving a modest sum annual...
by jazman12
Wed Nov 14, 2018 2:25 pm
Forum: Investing - Theory, News & General
Topic: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?
Replies: 75
Views: 5737

Re: Can someone explain specifically how the "bucket" approach to retirement withdrawals is supposed to work?

Oicuryy wrote:
Wed Nov 14, 2018 10:37 am
That is a trade secret. You have to pay an investment manager an AUM fee to use their proprietary system to move money from bucket to bucket for you. None of them will tell you the details.

Ron
its VOODOO dont you know that!
by jazman12
Mon Nov 05, 2018 3:31 pm
Forum: Personal Investments
Topic: Should I move from TRP to Vanguard?
Replies: 9
Views: 800

Re: Should I move from TRP to Vanguard?

I still have my old rollover 401k account with TRP, their no load active mutual funds are not crazy expensive. But for new money, I invest at Vanguard and Wellstrade for ETFs and index funds. When I retire, I will withdraw the money at TRP first and will hold on to low cost index funds. ++ i AGREE ...
by jazman12
Mon Nov 05, 2018 10:46 am
Forum: Personal Investments
Topic: RMDs and taxes
Replies: 28
Views: 2934

Re: RMDs and taxes

Look up Qualified Charitable Donations. Once you turn 70.5, you can donate your RMD to a qualified charity, as a QCD. The limit is $100,000 per person. Your taxable income is reduced by the amount of the donation. So someone should give there money away to a charity so they don't pay taxes. That do...
by jazman12
Wed Oct 24, 2018 12:34 pm
Forum: Personal Consumer Issues
Topic: any recommendations for vacation stay in Punta Cana
Replies: 15
Views: 1478

Re: any recommendations for vacation stay in Punta Cana

As you say there are many options but are you focused only on Punta Cana and not other locations in the DR? Not that there is anything wrong with Punta Cana just asking what if anything else you are looking for when you are there. If you are focused on the beaches and dining but not buffet type the...
by jazman12
Wed Oct 24, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: any recommendations for vacation stay in Punta Cana
Replies: 15
Views: 1478

any recommendations for vacation stay in Punta Cana

My DW and I have never vacationed in the Dominion Republic and are looking for a good All-Inclusive place to stay. There are so many choices and travel Review sites are no help as they are at best confusing and inconsistent. We are older and are looking for a good location on the beach with decent d...
by jazman12
Thu Oct 18, 2018 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Did you retire because you hit your number?
Replies: 71
Views: 6945

Re: Did you retire because you hit your number?

bondsr4me wrote:
Wed Oct 17, 2018 8:01 am
I retired last year.

I enjoyed what I did, but came to the realization that every day that goes by is one less day left.

I didn't want to be sorry for not living life.

Everyone has a different reason, but I just felt "it was time".

Don
Glad you realized that TIME is everything...
by jazman12
Fri Oct 05, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 13787

Re: What purchase saved you the most money?

I usually focus on not spending money to grow my net worth but there are some purchases that save you more than their cost. My friend and I purchased hair clippers at Costco for $40 2 years ago and have buzzed each other's hair since. My cost: $20. Has saved me $240 in haircuts so far. What purchas...
by jazman12
Fri Oct 05, 2018 8:33 am
Forum: Personal Consumer Issues
Topic: What purchase saved you the most money?
Replies: 136
Views: 13787

Re: What purchase saved you the most money?

First, of course, is being married to my only wife for 40 years. Not really a purchase, but far more impactful than any other decision. Second, my most significant savings moment occurred when I realized what annual fees actually were, both charged by my investment advisor and also the mutual funds...
by jazman12
Tue Sep 25, 2018 1:50 pm
Forum: Investing - Theory, News & General
Topic: DIYers Taking a Toll
Replies: 50
Views: 6766

Re: DIYers Taking a Toll

Thank you for your concerns about my son, he is 31-yo and will do fine in his next endeavor. I agree active managed funds will get hammered just as hard as index funds in a down market. I know my son likes options and/or inverse ETF's which are great when you know when the market is about to go Sou...
by jazman12
Fri Sep 21, 2018 1:09 pm
Forum: Personal Consumer Issues
Topic: Did you really have something to retire to?
Replies: 132
Views: 12434

Re: Did you really have something to retire to?

After reading the responses, I feel that, maybe, a concrete plan of retirement plan is more important for early retirees. For some people who have to retire because of ages, too much money, other obligations, not so much. Not really. I think it depends on each person's comfort level. Do you feel th...
by jazman12
Mon Sep 17, 2018 9:30 am
Forum: Personal Consumer Issues
Topic: First Week of January West Coast Travel Options
Replies: 8
Views: 672

Re: First Week of January West Coast Travel Options

Cabo San Lucas would be an excellent choice
by jazman12
Thu Sep 13, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Do you use social media to enhance your travel experience?
Replies: 66
Views: 3402

Re: Do you use social media to enhance your travel experience?

Granted I am not a very social person - for the most part keep to my self. But here is my view: I have no interest in reading other peoples travel log and assume nobody would have an interest in mine. I am interested (sort of) in hearing tricks of the trade so to speak (securing obscure reservation...
by jazman12
Thu Sep 13, 2018 9:33 am
Forum: Personal Investments
Topic: rolling over company stock in 401k
Replies: 0
Views: 212

rolling over company stock in 401k

I was considering rolling over my company stock in my 401k partially into a Roth and partially into a taxable brokerage account so I can capitalize on the net unrealized appreciation and pay taxes on the capital gains portion of the earnings. I am currently in the 28% tax bracket and realize that I ...
by jazman12
Wed Sep 12, 2018 9:22 am
Forum: Personal Consumer Issues
Topic: How often do you guys get alignment done on your cars?
Replies: 60
Views: 4415

Re: How often do you guys get alignment done on your cars?

bubbadog wrote:
Tue Sep 11, 2018 3:45 pm
DaftInvestor wrote:
Tue Sep 11, 2018 3:44 pm
When I buy new tires.
+1
new tires or when tread shows uneven wear
by jazman12
Tue Sep 11, 2018 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Severance treatment in retirement
Replies: 1
Views: 393

Severance treatment in retirement

I am retiring at the end of 2018. I will receive a severance compensation bonus of several months pay that is payable in 2019 including tax withholdings. Additionally, I will be receiving my first payment of a SERP in January. My question is whether this income is considered earned income for 2019 a...
by jazman12
Tue Sep 11, 2018 9:34 am
Forum: Investing - Theory, News & General
Topic: A Boglehead explains the simplest way to manage your money
Replies: 18
Views: 5562

Re: Taylor at Marketwatch, with a nice picture

I wish I look that good at 75!
Sailing is truly a fountain of youth...
by jazman12
Wed Sep 05, 2018 1:52 pm
Forum: Personal Investments
Topic: Best Vanguard fund for stability
Replies: 13
Views: 1767

Re: Best Vanguard fund for stability

As they say in gambling houses...keep playing and just let it ride...
by jazman12
Wed Sep 05, 2018 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Spousal Benefits Only
Replies: 6
Views: 1041

Re: Social Security Spousal Benefits Only

Finally, the government gets something right...congratulations
I apply in 2 months for MDW benefits...saved me some anxiety :happy
by jazman12
Wed Sep 05, 2018 10:28 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2018!
Replies: 381
Views: 67411

Re: Roll Call for the Retirement Class of 2018!

Rolling out the Roll Call for this Retirement Class of 2018 :happy We have 33 happy graduates and many who are waiting for THE DAY. So far, our class retirees range from "in late 30's" to age 70 8-) :!: Already Graduated - CONGRATULATIONS!! 01 Jan - BigOldBear 02 Jan - Billionaire 12 Jan - RubyTues...
by jazman12
Wed Sep 05, 2018 10:25 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2019!
Replies: 384
Views: 54392

Re: Roll Call for the Retirement Class of 2019!

December 31st 2018... officially out of the game!
by jazman12
Tue Sep 04, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: Recommendations for traveler's Insurance for 65 years+
Replies: 13
Views: 1102

Re: Recommendations for traveler's Insurance for 65 years+

if you shop around there are reasonable coverages for your particular situation.I would get it for peace of mind!
by jazman12
Tue Sep 04, 2018 3:28 pm
Forum: Personal Consumer Issues
Topic: What will you do when you find you have more money than expected?
Replies: 91
Views: 10394

Re: What will you do when you find you have more money than expected?

forget you have it and go about your business until one day when you want something really bad and you start calculating cost benefit...simply get it!
by jazman12
Tue Sep 04, 2018 3:26 pm
Forum: Personal Consumer Issues
Topic: Daily Driver (Car) Over 100K Miles?
Replies: 96
Views: 7703

Re: Daily Driver (Car) Over 100K Miles?

the need for reliable transportation trumps everything
by jazman12
Tue Sep 04, 2018 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Chase savings question
Replies: 6
Views: 959

Re: Chase savings question

fidelity money mgt account :happy
by jazman12
Fri Aug 24, 2018 10:14 am
Forum: Personal Investments
Topic: Start With PAS and Graduate to DIY
Replies: 16
Views: 1175

Re: Start With PAS and Graduate to DIY

Sandtrap wrote:
Fri Aug 24, 2018 12:23 am
Very mature approach.
A progressive plan approached with maturity and self-knowledge.
Congratulations.
j :D
+1
by jazman12
Wed Aug 22, 2018 2:05 pm
Forum: Personal Consumer Issues
Topic: I own 1,387 items!
Replies: 128
Views: 11430

Re: I own 1,387 items!

mega317 wrote:
Wed Aug 22, 2018 5:52 am
Grt2bOutdoors wrote:
Wed Aug 22, 2018 5:48 am
A person has 14 rolls of pennies, each penny is an item, how many items do I have?
714.

Op did you count each coin in the house separately?
Enough to pay someone to count them for you :greedy