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Search found 861 matches
- Tue Jan 02, 2024 8:33 am
- Forum: Investing - Theory, News & General
- Topic: 2024 BOGLEHEAD CONTEST REGISTRATION
- Replies: 579
- Views: 39919
- Mon Jun 19, 2023 3:30 pm
- Forum: Personal Consumer Issues
- Topic: What frugal thing did you do today?
- Replies: 4535
- Views: 625570
Re: What frugal thing did you do today?
Costco gas, drive 4 miles saves $14 from local station.
Sam
Sam
- Wed May 24, 2023 5:12 pm
- Forum: Personal Consumer Issues
- Topic: hotmail copy/paste
- Replies: 1
- Views: 261
hotmail copy/paste
Need help for copy/paste for hotmail for MacBook Pro
thanks
Sam
thanks
Sam
- Sun May 14, 2023 9:08 am
- Forum: Personal Investments
- Topic: Newly Widowed and $9,000,000 in assets
- Replies: 56
- Views: 11765
- Thu Apr 06, 2023 12:18 pm
- Forum: Personal Consumer Issues
- Topic: Ninja woodfire electric grill
- Replies: 0
- Views: 249
Ninja woodfire electric grill
Any BH's own and opinion?
Thanks
Sam
Thanks
Sam
- Mon Mar 27, 2023 2:14 pm
- Forum: Personal Finance (Not Investing)
- Topic: Donation for Rolling Fork Mississippi
- Replies: 2
- Views: 462
Donation for Rolling Fork Mississippi
Are there any sites that a DAF contribution can be made?
Thanks
Sam
Thanks
Sam
- Tue Mar 07, 2023 2:26 pm
- Forum: Personal Investments
- Topic: Treasuries in tax deferred acct.
- Replies: 2
- Views: 549
Treasuries in tax deferred acct.
I know the tax benefit for taxable acct's (35%fed and no 6.37% N.J.). But wondering if ok for deferred? Also CD's in both tax deferred and taxable. And any other ideas welcome.
At age 79 and DW 73 our timeline suggests fixed and our overall portfolio currently is 30/70.
Full disclosure we will not run out of money.
Thanks
Sam
At age 79 and DW 73 our timeline suggests fixed and our overall portfolio currently is 30/70.
Full disclosure we will not run out of money.
Thanks
Sam
- Tue Feb 07, 2023 9:43 am
- Forum: Personal Finance (Not Investing)
- Topic: Treasuries in tax deferred acct.
- Replies: 11
- Views: 990
Re: Treasuries in tax deferred acct.
- Tue Feb 07, 2023 8:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Treasuries in tax deferred acct.
- Replies: 11
- Views: 990
Re: Treasuries in tax deferred acct.
In taxable you get state and federal so thought was better served.
- Tue Feb 07, 2023 6:54 am
- Forum: Personal Finance (Not Investing)
- Topic: Treasuries in tax deferred acct.
- Replies: 11
- Views: 990
Treasuries in tax deferred acct.
I realize that no tax advantage but still a good place to invest?
Thanks
Sam
Thanks
Sam
- Fri Jan 27, 2023 7:00 am
- Forum: Personal Consumer Issues
- Topic: washing machine replacemnt
- Replies: 58
- Views: 6001
Re: washing machine replacemnt
top load or front?
thnx
Sam
thnx
Sam
- Sat Dec 31, 2022 5:20 pm
- Forum: Personal Consumer Issues
- Topic: Premium Italian Dried Pasta $$$
- Replies: 59
- Views: 9011
Re: Premium Italian Dried Pasta $$$
Recently discovered!jayjayc wrote: ↑Sun Jan 02, 2022 11:59 am Rustichella d'Abruzzo is my favorite. It's a rustic pasta brand, imported from Italy and uses bronze dies. I found out about it b/c an award winning Italian restaurant uses it for their famed plain spaghetti dish. It used to be difficult to find but now Whole Foods carry it. It's about $8/box.
- Thu Dec 22, 2022 8:01 am
- Forum: Personal Consumer Issues
- Topic: Ukraine donation dos and don’ts
- Replies: 26
- Views: 4227
Ukraine donation
[Thread merged into here --admin LadyGeek]
We want to donate from our DAF. There are so many listed. Any BH's recommendations?
Sam
We want to donate from our DAF. There are so many listed. Any BH's recommendations?
Sam
- Tue Dec 06, 2022 5:24 pm
- Forum: Personal Consumer Issues
- Topic: How does buying a car work these days?
- Replies: 72
- Views: 9821
Re: How does buying a car work these days?
Reference
We will be looking over next month. Various MFG's. and 2022 or 2023 depending availability/deal.
Sam
We will be looking over next month. Various MFG's. and 2022 or 2023 depending availability/deal.
Sam
- Mon Nov 14, 2022 3:53 pm
- Forum: Personal Finance (Not Investing)
- Topic: Trusts and Estate Planning
- Replies: 37
- Views: 6655
Re: Trusts and Estate Planning
REFERENCE
Thanks to all for this conversation.
Sam
Thanks to all for this conversation.
Sam
- Sun Nov 13, 2022 6:20 am
- Forum: Personal Finance (Not Investing)
- Topic: Travel Insurance (medical) for Seniors
- Replies: 21
- Views: 2660
Travel Insurance (medical) for Seniors
When traveling out of the U.S. and Medicare and AARP will not cover, some recommendations please. Recommended amount, and also if need to fly back to U.S. for necessary care.
Thanks,
Sam
Thanks,
Sam
- Tue Nov 08, 2022 10:03 am
- Forum: Personal Finance (Not Investing)
- Topic: Ally Savings to T-Bills / CDs at Fidelity?
- Replies: 27
- Views: 3465
- Mon Oct 31, 2022 10:23 am
- Forum: Investing - Theory, News & General
- Topic: Anyone uneasy in fixed income?
- Replies: 27
- Views: 3009
Re: Anyone uneasy in fixed income?
REFERENCE!
- Mon Oct 31, 2022 7:39 am
- Forum: Personal Finance (Not Investing)
- Topic: What's the favorite thing or most important thing you have learned here? [Personal finance]
- Replies: 191
- Views: 17261
- Fri Oct 07, 2022 2:41 pm
- Forum: Investing - Theory, News & General
- Topic: Is it the drop that scares you or the fear of further drops?
- Replies: 114
- Views: 9014
Re: Is it the drop that scares you or the fear of further drops?
35/65 age 78 will be able to handle down draft but non the less has its emotional effect.KlangFool wrote: ↑Fri Oct 07, 2022 11:29 am OP,
I am very pragmatic about this. My AA is 60/40. My portfolio is at 30X my current annual expense. If the market drops and stay down long enough to give me problem, it is no longer a money/financial problem. I kept some physical gold and silver for that kind of possibility.
At this moment, I am hoping that the market drop a lot more by the end of this month for my next round of tax loss harvest.
I am prepared.
KlangFool
- Thu Sep 29, 2022 1:25 pm
- Forum: Investing - Theory, News & General
- Topic: Is "Stay The Course" dead?
- Replies: 416
- Views: 48481
Re: Is "Stay The Course" dead?
Reference
- Mon Sep 26, 2022 8:27 am
- Forum: Personal Consumer Issues
- Topic: Costco Gutter Helmet
- Replies: 7
- Views: 1923
Costco Gutter Helmet
Experience and opinions if purchased.
Thanks,
Sam
Thanks,
Sam
- Sat Sep 24, 2022 11:58 am
- Forum: Personal Investments
- Topic: One Year Treasury Bill
- Replies: 22
- Views: 3866
Re: One Year Treasury Bill
Ultimately, scientists estimate that an asteroid would have to be about 96 km (60 miles) wide to completely and utterly wipe out life on our planet.
- Tue Sep 20, 2022 1:08 pm
- Forum: Personal Finance (Not Investing)
- Topic: Retired in a bear market
- Replies: 114
- Views: 14277
Re: Retired in a bear market
+1 like your comment on Bloomberg, also CNBCjebmke wrote: ↑Tue Sep 20, 2022 11:31 am I retired in December, 2007. I followed my plan to harvest losses and re-balance as needed. It seemed to work fine that time. I have no reason to think it won't work this time.
Economic news is notoriously short sighted and heavily influenced by current conditions. It is ignore-worthy except for entertainment value. Listen to Bloomberg radio for just an hour or so and you will get enough opposing views of the future that certainly one will fit your mood.
I retired Dec. 2002. We have enough till we meet our maker. Currently adding to treasuries. Approximately 35% equities all yielding
2-4%
Sam
- Mon Sep 19, 2022 6:06 am
- Forum: Personal Finance (Not Investing)
- Topic: Document listing out financial details in case I pass away
- Replies: 83
- Views: 8105
- Fri Sep 16, 2022 3:16 pm
- Forum: Personal Consumer Issues
- Topic: Favorite music from the 60s?
- Replies: 115
- Views: 8002
- Sun Aug 28, 2022 10:39 am
- Forum: Investing - Theory, News & General
- Topic: Reducing psychological pain
- Replies: 80
- Views: 8303
Re: Reducing psychological pain
REFERENCE!
- Sun Aug 28, 2022 10:38 am
- Forum: Investing - Theory, News & General
- Topic: Reducing psychological pain
- Replies: 80
- Views: 8303
Re: Reducing psychological pain
ThankYouJack wrote: ↑Sat Aug 27, 2022 6:23 am I find gratitude helps.
I focus on what I have, not what I've lost. Even if I lose x% of my portfolio, I still feel fortunate to be in this financial position.
And even if there's a black swan type event where stocks/bonds drop drastically, I'll be grateful on what I have beyond finances and the more important things in life.
- Fri Aug 19, 2022 7:59 pm
- Forum: Personal Consumer Issues
- Topic: Umbrella coverage - how to determine amount?
- Replies: 69
- Views: 10952
Re: Umbrella coverage - how to determine amount?
+1gips wrote: ↑Sat Aug 06, 2022 9:19 pm my rule of thumb is insurance amount = total assets or $5mm, whatever is less. it used to be total assets but I spoke to my friend who is a lawyer and he’s never heard of a personal liability case greater than $5mm. he said at the point the insurance company may have to pay $5mm, they are going to provide a rigorous defense.
- Sun Aug 14, 2022 7:30 pm
- Forum: Personal Investments
- Topic: Roth Inheritance
- Replies: 2
- Views: 532
Roth Inheritance
We currently have all our TOD's to each other. Our finances are such that we would never need our Roth acct's. Is there any benefits (tax wise) to leave to our children and grandchildren? We currently give them annual gift allowance.
Thanks,
Sam
Thanks,
Sam
- Mon Aug 01, 2022 9:38 am
- Forum: Personal Consumer Issues
- Topic: MacBook Pro help
- Replies: 2
- Views: 475
MacBook Pro help
How can I check to to find cooling fan on/off? The computer gets very hot when on trading screens.
Thanks
Sam
Thanks
Sam
- Mon Jul 18, 2022 4:52 pm
- Forum: Investing - Theory, News & General
- Topic: Winning the game and investing in Fixed Income
- Replies: 272
- Views: 37493
- Mon Jul 18, 2022 2:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: Lease vs. buy new car
- Replies: 44
- Views: 6001
Lease vs. buy new car
We never leased new car, only purchased no loans. At 78 and DW 72 looking for opinion(s). Why layout 75K for new car instead of lease? The car will not have mileage greater than ~ 8k/year. If leased and death of lessee occurs can car be returned to lessor? Are leases negotiable? Probably more to know hence my post.
Thanks,
Sam
Thanks,
Sam
- Tue Jul 12, 2022 3:55 pm
- Forum: Personal Investments
- Topic: Does anyone have a problem with Fidelity?
- Replies: 101
- Views: 10812
Re: Does anyone have a problem with Fidelity?
Artsdoctor wrote: ↑Tue Jul 12, 2022 3:18 pm We've been clients at Fidelity for over 20 years and have no regrets. Some of our needs have been relatively complex (account holders' deaths, inherited accounts, complex cost basis issues, trusts, etc.). The reps are knowledgeable and helpful; like anyplace, some will be more informed than others.
- Sun Jul 03, 2022 8:41 am
- Forum: Personal Investments
- Topic: Penfed 3.5% 5 year CD
- Replies: 24
- Views: 4947
Re: Penfed 3.5% 5 year CD
REFERENCE
- Thu Jun 23, 2022 2:25 pm
- Forum: Investing - Theory, News & General
- Topic: What's the deal with dividend funds?
- Replies: 439
- Views: 32171
Re: What's the deal with dividend funds?
Reference
- Thu Jun 16, 2022 10:17 am
- Forum: Personal Consumer Issues
- Topic: bogleheads on Reddit
- Replies: 69
- Views: 14624
- Mon Jun 13, 2022 7:57 am
- Forum: Personal Finance (Not Investing)
- Topic: Ally bank balance above FDIC limits
- Replies: 51
- Views: 5375
Re: Ally bank balance above FDIC limits
REFERENCE
- Wed Jun 01, 2022 8:24 am
- Forum: Personal Consumer Issues
- Topic: TENS unit
- Replies: 1
- Views: 461
TENS unit
For my sciatica, any BH's recommendation for use of TENS at home. I have been to PT and took away major pain but will go back. Any home exersizes that work and thinking about acupressure, chiropractic, acupuncture.
Thanks
Sam, age 78
Thanks
Sam, age 78
- Wed May 18, 2022 1:50 pm
- Forum: Personal Finance (Not Investing)
- Topic: Transfer on death question
- Replies: 1
- Views: 430
Transfer on death question
Friend who is married with children wants to leave his IRA/SEP to other children he had previously. Will TOD work for this situation? I suggested he see a lawyer.
Thanks in advance,
Sam
Thanks in advance,
Sam
- Sun May 15, 2022 3:10 pm
- Forum: Personal Investments
- Topic: Bonds/CDs/MYGAs: Best non-stock vehicle in today’s world?
- Replies: 33
- Views: 4245
- Mon Mar 28, 2022 3:20 pm
- Forum: Personal Consumer Issues
- Topic: Hotmail Down?
- Replies: 5
- Views: 684
Hotmail Down?
I cannot get Homail back on line. What to do to reconnect?
Thanks,
Sam
Thanks,
Sam
- Wed Mar 23, 2022 1:07 pm
- Forum: Personal Consumer Issues
- Topic: Amazon Return Policy
- Replies: 30
- Views: 2682
- Sat Mar 19, 2022 2:28 pm
- Forum: Investing - Theory, News & General
- Topic: Total Amount of Investments in 1 brokerage
- Replies: 25
- Views: 3549
Re: Total Amount of Investments in 1 brokerage
+1 Thank YouLadyGeek wrote: ↑Fri Mar 18, 2022 12:00 pm I removed an off-topic post and several replies. As a reminder, see: General Etiquette
This thread is now in the Investing - Theory, News & General forum (brokerage).At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
Sam
- Thu Mar 17, 2022 11:43 am
- Forum: Investing - Theory, News & General
- Topic: Total Amount of Investments in 1 brokerage
- Replies: 25
- Views: 3549
Total Amount of Investments in 1 brokerage
Is there a maximum amount one should keep with 1 brokerage? We have all with one.
Thanks
Sam
Thanks
Sam
- Mon Feb 21, 2022 8:57 am
- Forum: Personal Consumer Issues
- Topic: HVAC Filter [ratings, MERV-12 and higher]
- Replies: 101
- Views: 8604
Re: HVAC Filter
As an aside we have two coway air purifiers. The large one on the main floor and smaller one in our bedroom. They definitely capture a lot of dust so probably helps overall.
Sam
- Sun Feb 20, 2022 8:54 am
- Forum: Personal Consumer Issues
- Topic: TV Upgrade and 4k
- Replies: 69
- Views: 6572
Re: TV Upgrade and 4k
+1Cruise wrote: ↑Wed Jan 26, 2022 2:06 am Towards the beginning of the pandemic, we upgraded our lower-quality 55” Samsung to a 65” Samsung Q80 4K. Also upgraded our cable modem, added mesh wifi, and subscribed to faster cable internet. All choices really added to our quality of life.
We also started subscriptions to Netflix, HBO Max, Hulu, Kanopy, Peacock, and Paramount +. Spending too much on these services, but overall, spending way down in the pandemic world.
- Sat Feb 19, 2022 6:46 am
- Forum: Investing - Theory, News & General
- Topic: ARKK'S Cathie Wood says market massively misallocating capitl
- Replies: 78
- Views: 9244
- Wed Feb 16, 2022 3:26 pm
- Forum: Personal Consumer Issues
- Topic: HVAC Filter [ratings, MERV-12 and higher]
- Replies: 101
- Views: 8604
HVAC Filter [ratings, MERV-12 and higher]
We have a 2200 sq. foot townhome. I use MERV 13, any opinions from HVAC service folks? We change every 6 months.
Thanks
Sam
Thanks
Sam
- Sat Jan 29, 2022 6:30 am
- Forum: Investing - Theory, News & General
- Topic: Bogleheads on Investing, Episode 042: Robinhood, Reddit, and Meme Stocks with Spencer Jakab
- Replies: 23
- Views: 3603