Search found 37 matches

by Hoosier
Sat Feb 23, 2019 7:27 pm
Forum: Personal Consumer Issues
Topic: Things to do in Indiana
Replies: 64
Views: 4851

Re: Things to do in Indiana

James Dean museum (east central) Turkey Run state park (west central) Clifty Falls state park and the drive along the Ohio river (south east) French Lick and West Baden Springs resort (south west) 2nd some of the prior mentioned... Auburn Cord museum (world class car museum) Indianapolis motor speed...
by Hoosier
Wed Feb 06, 2019 10:47 am
Forum: US Chapters
Topic: NE Ohio (Cleveland Area) Master Thread
Replies: 191
Views: 58989

Re: NE Ohio (Cleveland Area) Master Thread

Is there a meeting scheduled this Saturday?
by Hoosier
Wed Jan 17, 2018 1:05 pm
Forum: Personal Investments
Topic: views on "Empower Retirement" as a 401k provider? fees? ease of use etc?
Replies: 44
Views: 20518

Re: views on "Empower Retirement" as a 401k provider? fees? ease of use etc?

One more data point...
My wife's employer is now with Empower... they have a flat fee of something like $7.50 per quarter. In our case... with 33 years of contributions, this fee is very reasonable.
by Hoosier
Thu Dec 28, 2017 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: ACA Cliff: Stupid questions on admin stuff for tIRA
Replies: 9
Views: 783

Re: ACA Cliff: Stupid questions on admin stuff for tIRA

Ref. 2. I have an existing tIRA with Vangaurd, so that's easy. When I looked at my spouse's account, there is an IRA labeled as a "Rollover IRA". Can I deposit funds into the "Rollover IRA" because it is the same exact thing, for the ACA cliff purposes, as a tIRA? Or do I need to make a new tIRA acc...
by Hoosier
Tue Nov 28, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: National Park trip w/1 year old infant
Replies: 35
Views: 2775

Re: National Park trip w/1 year old infant

A topic close to home... My wife and I decided that we would not let having kids stop us from going places we enjoyed. Quick summary of our trips... When my oldest was one year old our summer vacation consisted of taking the Amtrak Empire Builder overnight from Chicago to Glacier National park. Rent...
by Hoosier
Thu Oct 26, 2017 12:03 pm
Forum: Personal Finance (Not Investing)
Topic: 2018 ACA rates now live....
Replies: 228
Views: 20647

Re: 2018 ACA rates now live....

Wondering how many options most people have... my county show 80 options... mostly bronze and silver plans. Seems to still be significant competition here. Do most folks have anywhere near this many on the exchange?
by Hoosier
Fri Dec 30, 2016 7:21 pm
Forum: Personal Consumer Issues
Topic: Indy 500 Trip
Replies: 8
Views: 826

Re: Indy 500 Trip

Has your son and grandkids attended other races at large tracks? Have they watched the 500 on TV most years? The reason I ask is that seeing the race is very different than attending at most modern tracks. 90% of the seats have a limited view, at best 10% or 20% of the track is in your field of view...
by Hoosier
Wed Jun 29, 2016 11:57 am
Forum: Personal Consumer Issues
Topic: How best to take little kids sightseeing?
Replies: 37
Views: 3771

Re: How best to take little kids sightseeing?

If they have some favorite toys with them, have them bring their toys to some of your sightseeing locations and take pictures of them. Also, make sure to talk with them about why you want to show them this or that sight... they will usually take your cue as to why it was important for you to take th...
by Hoosier
Thu Oct 01, 2015 11:40 am
Forum: Personal Consumer Issues
Topic: Suggestions from Netlfix (or possibly Amazon) fans?
Replies: 62
Views: 7853

Re: Suggestions from Netlfix (or possibly Amazon) fans?

Lawrence of Arabia was jus added in September. If you've never seen it, its worth your time.
by Hoosier
Tue Jun 23, 2015 2:34 pm
Forum: Investing - Theory, News & General
Topic: What was the 2008 crash like in real time?
Replies: 221
Views: 49113

Re: What was the 2008 crash like in real time?

Sheepdog started an excellent discussion in October 2008 that is worth reviewing. Many experienced bogleheads considering what might be considered non-boglehead actions under normal circumstances. It is worth looking up if you want to read how different bogleheads experienced the events of the day. ...
by Hoosier
Fri Jun 12, 2015 5:52 pm
Forum: Personal Consumer Issues
Topic: Banff & Jasper with 1.5-yr old daughter.
Replies: 24
Views: 5085

Re: Banff & Jasper with 1.5-yr old daughter.

Took a 3 year old and 1 year old on this same trip several years ago. Only thing I would add to the above comments is that there are a couple of very nice hikes in the 2 parks on the British Columbia side of the Rockies. Can't remember their names. Also, there is a nice picnic spot right on the Cont...
by Hoosier
Thu May 28, 2015 1:04 pm
Forum: Personal Consumer Issues
Topic: Once in a life time trip.
Replies: 121
Views: 12308

Re: Once in a life time trip.

Our family's relevant experience... Our first big trip out of the country with my kids was to Norway for 2 weeks when they were 8 and 10 years old. The trip was a dream trip for me, but the kids really enjoyed it as well... But now almost 10 years later, the 8 year old remembers very little. My opin...
by Hoosier
Mon May 04, 2015 12:37 pm
Forum: Personal Consumer Issues
Topic: Looking to Retire in Cleveland
Replies: 32
Views: 4482

Re: Looking to Retire in Cleveland

Though a lttle drive to the urban center, if you're interested in the outdoors look at Peninsula.
Live in the middle of a National Park, but just a short drive to all that Cleveland has to offer.
by Hoosier
Wed Dec 24, 2014 12:56 pm
Forum: Personal Finance (Not Investing)
Topic: How much notice to give prior to Retirement ?
Replies: 62
Views: 23614

Re: How much notice to give prior to Retirement ?

This thread reminds me of a funny story at my wife's employer... Recently, a long time employee didn't have much of a relationship with his new boss and decided to retire... Contacted HR and went through the process over a few weeks. Never mentioned it to his bosss and HR didn't contact the boss eit...
by Hoosier
Fri Feb 14, 2014 4:40 pm
Forum: Personal Consumer Issues
Topic: college related advice for 11th grader
Replies: 180
Views: 19930

Re: college related advice for 11th grader

-thanks so much for sharing the details of your experience, Hoosier. It is incredibly helpful. That is great about the merit money at NU and Case Western! I think if I had to choose between full pay at Georgetown and full ride at NU, I would choose NU. Good position to be in though! What did he thi...
by Hoosier
Thu Feb 13, 2014 5:42 pm
Forum: Personal Consumer Issues
Topic: college related advice for 11th grader
Replies: 180
Views: 19930

Re: college related advice for 11th grader

Posting my experience with a current senior in similar situation, although a little less STEM oriented. Knew he would be NMSF about this time last year, only found out this past fall where he fell in school rank (top 2% despite never getting straight A's for a semester). My son is interested in urba...
by Hoosier
Mon Aug 13, 2012 9:02 pm
Forum: US Chapters
Topic: NE Ohio 2nd meeting
Replies: 11
Views: 1610

Re: NE Ohio 2nd meeting

I will try to make it as well.
by Hoosier
Tue Jun 05, 2012 5:36 pm
Forum: US Chapters
Topic: NE OHIO CHAPTER: First meeting.
Replies: 27
Views: 3302

Re: NE OHIO CHAPTER: First meeting.

I will try to attend as well. Thanks for organizing!
by Hoosier
Wed Feb 01, 2012 11:24 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for kids finding a suitable match
Replies: 111
Views: 8720

Re: Advice for kids finding a suitable match

It seems to me the main issue is creating the opportunities for good social interaction... Whether work, hobbie, or volunteer related. This may be a problem when you live in a somewhat remote location and your work is best done there. Have you tried reaching out to the folks you work with in the ind...
by Hoosier
Tue May 24, 2011 11:16 am
Forum: Personal Consumer Issues
Topic: Fallingwater - Does anyone have tips for our trip?
Replies: 13
Views: 2813

Wright's other house in the area, Kentuck Knob, is in Ohipyle State park. Just got back from a rafting trip there this past weekend. Your family might enjoy a float trip on the Yough or you can rent bicycles in the town of Ohiopyle and ride the trail along the river gorge. The whole area is very sce...
by Hoosier
Sat Jan 08, 2011 4:22 pm
Forum: Personal Consumer Issues
Topic: Moab: rent an SUV or just a car?
Replies: 35
Views: 5814

Fiery Furnace and Mesa Arch

A couple of suggestions for your trip... Take one of the ranger-led Fiery Furnace tours. It is not too strenuous, and you really get a close up view of things. You have to sign-up ahead of time and there is extra cost, but it is worth it! In Canyonlands, be sure to go on the very short hike to Mesa ...
by Hoosier
Wed May 19, 2010 8:45 pm
Forum: Personal Consumer Issues
Topic: Most interesting thing to see in the world?
Replies: 113
Views: 15133

In no particular order, I would suggest: The Na Pali coast of Kauai, Hawaii (View from the cliffs, the ocean, or a Helicopter - all outstanding) Travel through the fjord region of Norway. Everyone is helpful and the views are stunning in every direction. Many Glacier area of Glacier National Park in...
by Hoosier
Fri Jan 08, 2010 9:49 pm
Forum: Personal Finance (Not Investing)
Topic: To homeowners who paid off their mortgages early
Replies: 33
Views: 6537

1. Did you have mortgage early in your life (your 20's)? Age 28. Paid off mortgage in 7 years. 2. What percentage of your monthly savings go towards mortgage? Mortgage was $600/month ($40000 down and $60000 mortgage in 1991) Household income was ~$5000/month at the time. 3. Were you able to save & ...
by Hoosier
Thu Oct 01, 2009 8:33 pm
Forum: Personal Consumer Issues
Topic: Engineering Degree - MIT vs UW Madison
Replies: 280
Views: 44055

Just a few words from an MIT grad and Interviewer for applicants ... I've never felt smarter than the period of time I attended MIT. Being around such a talented group of people is a wonderful experience. The people I know who struggled with grades were the ones who didn't attend class or didn't see...
by Hoosier
Wed Jun 03, 2009 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: Chase credit card 3% cashback no more
Replies: 280
Views: 305708

I have also not been notified... I happened to be checking my credit ratings a couple weeks ago and noticed that Chase had run a report on me back in March or April. The only things that would show up are some credit cards as I have no outstanding debt of any kind. Don't know if that makes a differe...
by Hoosier
Wed Feb 11, 2009 10:01 am
Forum: Personal Finance (Not Investing)
Topic: Plan B: Is there a new Bogleheads paradigm?
Replies: 148
Views: 21004

Haven't seen anyone mention it yet, but it seems to me that those trying to describe this Plan B are really just taking cues from Zvi Bodie.

Has anyone used the term Bodiehead yet?

As with everything, there is good in both ideas and I will act accordingly.

Hoosier
by Hoosier
Fri Feb 06, 2009 12:36 pm
Forum: Personal Consumer Issues
Topic: Funniest movies of all time? Name five of your favorites...
Replies: 220
Views: 32297

I'd include:

The Blues Brothers (Orange whip anybody?)
The Toy Store movies
Strictly Ballroom
by Hoosier
Thu Jan 15, 2009 11:41 pm
Forum: Personal Investments
Topic: is there a savings rule of thumb?
Replies: 10
Views: 2547

Hmm, yes I suppose it is a non-deductable ira. It is basically my401k from my old job that I rolled into an ira with vanguard. I am saving probably 35% of my income, I just think I want it to be more tax efficient. You might want to think about keeping any new IRA contributions seperate from your r...
by Hoosier
Wed Jan 14, 2009 9:44 pm
Forum: Personal Consumer Issues
Topic: Backpacking through Europe
Replies: 33
Views: 5226

Alps

I've got a family trip planned to the Alps this summer... Don't know how much it might apply, as I'm bringing my wife and two sons (11 and 13) along. We pretty much avoid big cities on our vacations and enjoy day-hiking and the great outdoors. Our basic itenerary is 3 days in the Garmisch (Germany) ...
by Hoosier
Wed Jan 14, 2009 8:26 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else take the survey?
Replies: 6
Views: 1523

Vanguard Survey

I got a similar email several days ago, but the survey was different.
It had to do with cash management, and almost leads me to believe that they are thinking of getting into the banking business. Questions asking my preference for various features, like FDIC insurance, check writing limits, etc.
by Hoosier
Wed Jan 07, 2009 1:23 pm
Forum: Personal Consumer Issues
Topic: What Are Your Favorite Songs About Money?
Replies: 55
Views: 8597

The Turn of a Friendly Card by the Alan Parsons Project

reminds me of MarketTimer
by Hoosier
Fri Dec 19, 2008 9:20 am
Forum: Personal Investments
Topic: Intereting thing I noticed - reported Yield on VG Tips Fund
Replies: 15
Views: 3419

While the fund is priced daily, the posted yield at Vanguard.com is only updated once per week (over the weekend). I do not know why.

Hoosier
by Hoosier
Thu Oct 30, 2008 6:55 pm
Forum: Personal Consumer Issues
Topic: Bethlehem, PA
Replies: 16
Views: 3406

I hear Valley Forge is nice... and you can keep an eye on things going on at our favorite fund company... :D
by Hoosier
Fri Oct 24, 2008 6:09 pm
Forum: Investing - Theory, News & General
Topic: A different approach to asset allocation
Replies: 1447
Views: 673433

why did you not at least invest in a low-volatility, aggressively hedged fund? Maybe an obvious question, but why does the strategy only consider smoothing of equity exposure over a lifetime... Shouldn't it also have included smoothing of bond exposure and other diversifiers as well? Maybe there is...
by Hoosier
Wed Oct 15, 2008 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: New MIT graduates choosing finance careers
Replies: 71
Views: 13012

Thanks to everyone for the excellent posts... As others have pointed out in different ways, the issue is not so much with the students choosing finance. I probably should have stated the facts in the reverse order. Morgan Stanley and Lehman were top employers, therefore 29% of undergrads chose finan...
by Hoosier
Tue Oct 14, 2008 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: New MIT graduates choosing finance careers
Replies: 71
Views: 13012

Ahhh, there are many great memories...
However, I could do without the hacking of the global financial system.
by Hoosier
Tue Oct 14, 2008 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: New MIT graduates choosing finance careers
Replies: 71
Views: 13012

New MIT graduates choosing finance careers

After lurking here (and at M*) for many years, I came across something worth sharing... As an MIT alum, I interview local students and get annual updates from the admissions department with facts and figures on the current student body. This year, I was very much surprised to see that for the 2006-0...