Search found 404 matches

by PhysicianOnFIRE
Tue Oct 30, 2018 11:48 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Bogleheads: The Physician on Fire website alerted me to this excellent step-by-step guide written by Vanguard about Tax-Loss Harvesting: Tax Loss Harvesting with Vanguard: A Step by Step Guide Best wishes. Taylor Very informative. It follows what I've tried to do. One question: is it truly possible...
by PhysicianOnFIRE
Sun Oct 28, 2018 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard thinks I have a wash sale. Do I?
Replies: 36
Views: 3313

Re: Vanguard thinks I have a wash sale. Do I?

I don't see any replacement shares purchased in any 61-day window. I'm guessing it's a computer algorithm that needs some fine-tuning. Your transactions look legit to me -- no wash sale.

:beer
-PoF
by PhysicianOnFIRE
Sun Oct 28, 2018 10:05 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Bogleheads: The Physician on Fire website alerted me to this excellent step-by-step guide written by Vanguard about Tax-Loss Harvesting: Tax Loss Harvesting with Vanguard: A Step by Step Guide Best wishes. Taylor Very informative. It follows what I've tried to do. One question: is it truly possible...
by PhysicianOnFIRE
Sun Oct 28, 2018 10:01 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Someone please help me with this. Are these exchanges allowable to trigger TLH (regardless AA): 1. Emerging Market Index -> FTSE All-World ex-US Index Admiral 2. Total International Index -> S&P 500 Index I wanted to exchange #2 to total US Index. But I plan to add more to that fund (Total US Index...
by PhysicianOnFIRE
Sat Oct 27, 2018 6:54 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Someone please help me with this. Are these exchanges allowable to trigger TLH (regardless AA): 1. Emerging Market Index -> FTSE All-World ex-US Index Admiral 2. Total International Index -> S&P 500 Index I wanted to exchange #2 to total US Index. But I plan to add more to that fund (Total US Index...
by PhysicianOnFIRE
Thu Oct 25, 2018 9:19 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

I'd like to sell VTIAX in my taxable account. I automatically reinvested dividends for VTIAX in my RothIRA on 9/25. 1) This means the earliest I can sell VTIAX in my taxable for TLH is 10/26, is that right? 2) Do you think VFWAX is "substantially unidentical" enough from VTIAX for TLH? 1) Not exact...
by PhysicianOnFIRE
Wed Oct 24, 2018 9:31 pm
Forum: Personal Consumer Issues
Topic: Playing with FIRE(Financial Independence) documentary trailer.
Replies: 35
Views: 5406

Re: Playing with FIRE(Financial Independence) documentary trailer.

For those of you who don't know me yet, I've been retired from the military for over 16 years and I donate all of my writing revenue to military-friendly charities. FYI - Nords has assisted with, and is listed in, this wiki article: Military finances (Further reading) I can vouch for Nords. A highl...
by PhysicianOnFIRE
Mon Oct 22, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Playing with FIRE(Financial Independence) documentary trailer.
Replies: 35
Views: 5406

Re: Playing with FIRE(Financial Independence) documentary trailer.

JoMoney wrote:
Mon Oct 22, 2018 2:01 pm
I would likely watch, if it was cheap/included on a service I already use. Is it available anywhere? Do we know when/where it will be available?
Probably February, 2019. I'm hoping it will be on Netflix. :beer
by PhysicianOnFIRE
Mon Oct 22, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: Playing with FIRE(Financial Independence) documentary trailer.
Replies: 35
Views: 5406

Re: Playing with FIRE(Financial Independence) documentary trailer.

I'm excited to see this film and I kicked in $100 to the Kickstarter. I just went to the kickstart page. According to the page they have a goal of $40,000 and have raised over $100,000 - so seems they have enough to do what they need to do. Yeah, I kicked in early on. FIRE gurus need a kickstarter ...
by PhysicianOnFIRE
Mon Oct 22, 2018 12:19 pm
Forum: Personal Consumer Issues
Topic: Playing with FIRE(Financial Independence) documentary trailer.
Replies: 35
Views: 5406

Re: Playing with FIRE(Financial Independence) documentary trailer.

I'm excited to see this film and I kicked in $100 to the Kickstarter. I know a number of the people featured in the trailer, so my opinion is certainly biased. Do I personally expect to learn a lot? No. But I think the movie can reach a new audience that isn't reading blogs, participating in forums,...
by PhysicianOnFIRE
Mon Oct 22, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Sequoia or Land Cruiser
Replies: 25
Views: 1366

Re: Sequoia or Land Cruiser

We've been researching large SUVs, wanting something that can pull a travel trailer. We narrowed it down to the Ford Expedition and Nissan Armada. We test drove both the other day and preferred the ride and standard features of the Nissan Armada, which was revamped in 2017 and is now very similar to...
by PhysicianOnFIRE
Sun Oct 21, 2018 7:46 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Thank you for this excellent guide. Two questions: 1) Do online tax preparation sites like TurboTax and TaxAct make recording tax losses, and tax losses rolled over from previous years, easy? 2) You're lowering your cost basis, which means you'll pay more on taxes later on right? This is still a ne...
by PhysicianOnFIRE
Sun Oct 21, 2018 7:43 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

This thread is now in the wiki: Tax loss harvesting - Bogleheads (External links) PhysicianOnFIRE - Your blog posts only show publication dates on your home page. When I go to the actual blog link, the publication date is missing. Would it be possible to show the publication date (and author) under...
by PhysicianOnFIRE
Sat Oct 20, 2018 8:03 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Thank you for this excellent guide. Two questions: 1) Do online tax preparation sites like TurboTax and TaxAct make recording tax losses, and tax losses rolled over from previous years, easy? 2) You're lowering your cost basis, which means you'll pay more on taxes later on right? This is still a ne...
by PhysicianOnFIRE
Sat Oct 20, 2018 3:13 pm
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Thank you for the feedback, Iceport. I changed 60 days to 61 and added the following paragraph to clarify that the purchase of a similar fund is not required (even if it is recommended). "Note: it is not required that you purchase a similar fund. You can also choose to allow that money to sit out of...
by PhysicianOnFIRE
Sat Oct 20, 2018 11:56 am
Forum: Investing - Theory, News & General
Topic: PhysicianOnFire blog: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"
Replies: 82
Views: 9141

Re: "Tax Loss Harvesting with Vanguard: A Step by Step Guide"

Thank you for sharing, Taylor. I credit the Bogleheads, specifically @livesoft and @emergdoc aka White Coat Investor, for teaching me the power of tax loss harvesting. I didn't have a taxable account in 2008 when huge opportunities were there, but I've found numerous opportunities with the seemingly...
by PhysicianOnFIRE
Sun Oct 14, 2018 11:46 am
Forum: Investing - Theory, News & General
Topic: "Safe" Withdrawal Rate for Early Retirees (or any retiree)
Replies: 226
Views: 19466

Re: "Safe" Withdrawal Rate for Early Retirees (or any retiree)

These conversations revolve around risk and how willing you are to accept some risk. If you have a very low risk tolerance, shoot for a withdrawal rate of 3% or less and invest more heavily in bonds. If you feel your tolerance for risk is higher, start with a withdrawal rate of 4% or higher and a hi...
by PhysicianOnFIRE
Thu Aug 09, 2018 8:33 am
Forum: Personal Finance (Not Investing)
Topic: Regarding FIRE
Replies: 10
Views: 1037

Re: Regarding FIRE

25x spending is just a rough guideline based on the 4% rule. Everyone's situation will be different. You may plan to stay in your house, downsize to a smaller house or move to a lower cost of living area. You could have most of your money at the ready in a taxable account or all of it in a 401(k) wi...
by PhysicianOnFIRE
Wed Aug 08, 2018 8:55 pm
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth or Taxable Accounts
Replies: 24
Views: 1589

Re: Backdoor Roth or Taxable Accounts

Do both. $5,500 each in a backdoor Roth. Use Vanguard. Google " Vanguard backdoor Roth " for step-by-step instructions. Then, start filling a taxable account with any monies left over. No need to wait on the conversion. Congress has blessed the backdoor as legit. I've converted the day after contrib...
by PhysicianOnFIRE
Mon Jul 30, 2018 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Soc Sec benefit estimates: Anyone get a nasty surprise when filing?
Replies: 61
Views: 8085

Re: Soc Sec benefit estimates: Anyone get a nasty surprise when filing?

Here is a nice excel spreadsheet created by Physician on Fire that will let you know where you stand today. https://www.physicianonfire.com/calculators/ssa/ Does anyone know a way to download SSA's earning history and plug it into this spreadsheet so that 35+ years of data don't need to be retyped?...
by PhysicianOnFIRE
Sun Jul 22, 2018 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Excel worksheet for calculating SS bend points
Replies: 42
Views: 4863

Re: Excel worksheet for calculating SS bend points

Alright, you motivated me to update the spreadsheet referenced above for 2018. And for my Boglehead friends, you can download directly without sharing your e-mail address. Click to download the spreadsheet . https://www.physicianonfire.com/wp-content/uploads/2018/07/PoF_SS_Calculator.png Feedback is...
by PhysicianOnFIRE
Sun Jul 22, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Excel worksheet for calculating SS bend points
Replies: 42
Views: 4863

Re: Excel worksheet for calculating SS bend points

I was Googling and found https://www.physicianonfire.com/ssa2017/ I am not keen on signing up, so can I create that worksheet on my own? You can download and immediately unsubscribe as soon as you have the sheet (easiest for me). Alternatively, PM me and I'll send it to you. I plan to update it for...
by PhysicianOnFIRE
Wed Jul 18, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17844

Re: Salary vs. Lifestyle

I've made the opposite choice, but only after reaching financial independence. I'm now working 40% less for 40% lower pay than I did as a full-timer. No regrets. :beer -PoF PoF (and anyone else with an opinion) - if you were starting over would you do it the same way with working hard until FI and ...
by PhysicianOnFIRE
Wed Jul 18, 2018 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Salary vs. Lifestyle
Replies: 142
Views: 17844

Re: Salary vs. Lifestyle

I've made the opposite choice, but only after reaching financial independence. I'm now working 40% less for 40% lower pay than I did as a full-timer. No regrets.

:beer
-PoF
by PhysicianOnFIRE
Wed Jun 27, 2018 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone have any experience doing medical/legal work?
Replies: 2
Views: 371

Re: Does anyone have any experience doing medical/legal work?

I don't have any personal experience in the medicolegal field, but I'm sure you'll find some people in the Physician Side Gigs FB group that do. This topic comes up often there.

:beer
-PoF
by PhysicianOnFIRE
Mon Jun 11, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Pre 65 Retirees - Healthcare
Replies: 21
Views: 2270

Re: Pre 65 Retirees - Healthcare

If you're reasonably healthy and willing to live with the required attestation of faith and limitations, health sharing ministries can save you a lot of money. A number of self-employed physicians are using these plans instead of traditional health insurance. Also, catastrophic plans are available w...
by PhysicianOnFIRE
Sat Jun 09, 2018 7:48 am
Forum: Investing - Theory, News & General
Topic: $1M Question
Replies: 38
Views: 5193

Re: $1M Question

Blackjack. Not investing, but it wouldn't take a year. Just a great five minutes (and a casino that would let you bet these amounts). $12k $24k $48k $96k $192k $384k $768k $1,536k If you win seven hands in a row, you're there. Roulette could give you the same outcome. Of course, the odds of winning ...
by PhysicianOnFIRE
Sat Jun 09, 2018 7:40 am
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 11191

Re: Why do we work?

The answer obviously depends on what stage you're at in your career in terms of both aspirations and retirement savings. Before financial independence, the answers are as obvious as those stated here in the thread: I'm hungry. I don't like sleeping on cardboard under an overpass, etc... The question...
by PhysicianOnFIRE
Tue May 29, 2018 9:44 pm
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 299
Views: 31971

Re: The Side Hustle

I prefer the term "side gig." Sounds a little less back-alley. I started a website -- got the idea from reading Mr. Money Mustache and The White Coat Investor. I liked what both were saying, but they were miles apart in message, and I thought I could bridge that gap. With my profits, half goes to ch...
by PhysicianOnFIRE
Sun May 20, 2018 7:27 pm
Forum: Investing - Help with Personal Investments
Topic: Young Doctor Couple - Starting Work, Starting to Invest
Replies: 31
Views: 3198

Re: Young Doctor Couple - Starting Work, Starting to Invest

Congratulations on graduating medical school! Bummer about the vesting schedule -- I'm guessing you're planning on extended fellowships if you don't expect to be around for four years, but won't be making attending money for 5-6 years. Or maybe I misread something. I'd still take advantage of as muc...
by PhysicianOnFIRE
Tue May 15, 2018 7:37 pm
Forum: Local Chapters and Bogleheads Community
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 11593

Re: Yes, I'm 89 all right! [Jack Bogle]

Great to hear from you, Jack, and here's to 89 more years! Or at least 8 or 9 good years.

Sorry to hear about your recent health issues; may you rise above them as you have before.

:beer
-Physician on FIRE
by PhysicianOnFIRE
Mon May 14, 2018 4:31 pm
Forum: Personal Finance (Not Investing)
Topic: FINCON...other Boglehead-Type Groups
Replies: 5
Views: 1043

Re: FINCON...other Boglehead-Type Groups

I attended the first FINCON conference in 2011. There were a couple of hundred of us. The second conference was three times as large. Now it's huge - a couple of thousand attendees I understand. I'll be going to FINCON 2018 this Sept 26-29 in Orlando. Rick Ferri Glad to hear you'll be there, Rick. ...
by PhysicianOnFIRE
Sat Apr 21, 2018 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: TLH, first steps using Wiki guidance, quick (hopefully) question
Replies: 12
Views: 955

Re: TLH, first steps using Wiki guidance, quick (hopefully) question

Thank you. I'd like to make note of this write-up: https://www.physicianonfire.com/tax-loss-harvesting-vanguard/ If I'd only found this as my first learning resource, I'd have saved myself quite a bit of confusion. HIGHLY recommended reading for beginners on the topic. Thanks for the write-up. I ad...
by PhysicianOnFIRE
Sun Apr 08, 2018 1:54 pm
Forum: Investing - Help with Personal Investments
Topic: Asset allocation for a resident physician
Replies: 13
Views: 1012

Re: Asset allocation for a resident physician

Taking that feedback into account, how would something like this look? 60% S&P 500 index 20% Vanguard all world index 20% total bond market index I like this better. If I could tweak it, I'd go 40% each S&P 500 and All World or even tilt more to All World. The All World Fund is 52% US stocks and 46...
by PhysicianOnFIRE
Sun Apr 08, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Physicians: pay off student loans or wait?
Replies: 10
Views: 1289

Re: Physicians: pay off student loans or wait?

Some key information is missing. What interest rate are you paying? Who currently services your loans? Are you on an income-based repayment plan? Have you refinanced? Most often, loan repayment is just extra income, often given in the form of a loan that is gradually forgiven over time until you owe...
by PhysicianOnFIRE
Fri Mar 16, 2018 9:51 am
Forum: Personal Finance (Not Investing)
Topic: How does everyone here earn so much?
Replies: 131
Views: 8580

Re: How does everyone here earn so much?

So, are those high salaries abnormal in reality but common here because this is a financial forum that happens to appeal to high earners? Pretty much -- no shortage of doctors, lawyers, and small business owners here. There are also many who haven't had those high salaries, but lived well below the...
by PhysicianOnFIRE
Wed Mar 14, 2018 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: Selling business (website) considerations
Replies: 27
Views: 2700

Re: Selling business (website) considerations

The White Coat Investor and I attended a lecture at FinCon last year by Dan Green, current CEO of Growella, who sold his blog for 7-figures. The talk was about how to go about it. One of the things we learned, as WCI points out above, is that you're going to have a hard time counting the proceeds as...
by PhysicianOnFIRE
Tue Mar 13, 2018 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Physician Retirement Savings
Replies: 312
Views: 68349

Re: Physician Retirement Savings

I stumbled upon this page after doing a search to look at how much I need to retire. Specifically, I seek knowledge from people who have actually retired. As a 44 year old Orthopedic Surgeon with a pretty general practice, I have some knowledge of human capabilities and physical possibilities durin...
by PhysicianOnFIRE
Mon Mar 12, 2018 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Interesting interactive guide to early retirement & FI
Replies: 29
Views: 4497

Re: Interesting interactive guide to early retirement & FI

Came accross this link at POF. I'm having trouble parsing this much. What's POF? I am assuming you don't mean the dating app. As a married man who met his wife before internet dating was popular, I was utterly clueless as to the existence of another POF (plenty of fish) when I started using the han...
by PhysicianOnFIRE
Sun Mar 11, 2018 11:02 pm
Forum: Investing - Help with Personal Investments
Topic: PedalPub investment
Replies: 22
Views: 2306

Re: PedalPub investment

From 5 years ago: According to the city of Minneapolis's Licenses and Consumer Services department, citizens lodged 38 complaints against pedal pubs in 2013, most of which had to do with "the driver's inability to maintain proper control of the passengers at all times while piloting the vehicle." T...
by PhysicianOnFIRE
Fri Mar 09, 2018 8:19 pm
Forum: Personal Finance (Not Investing)
Topic: LLC is now a partnership. Looking for help with SEP IRA
Replies: 1
Views: 261

LLC is now a partnership. Looking for help with SEP IRA

In 2016, I started an LLC as a sole proprietor in my "side gig." I opened and funded an individual 401(k), making an employeR contribution for 2016. I also max my employeR contributions to a 401(k) In 2017, I took on two investors and the LLC became a partnership on March 1st. I have made an employe...
by PhysicianOnFIRE
Wed Feb 28, 2018 12:07 am
Forum: Investing - Theory, News & General
Topic: Why have Emergency Funds?
Replies: 54
Views: 4558

Re: Why have Emergency Funds?

I keep one to two months of ready cash, basically enough to pay the credit card balance and have something left over. Cash emergencies can be covered with credit card float, HELOC, cashflow from paychecks, selling from taxable, etc... An emergency is a great first step to getting your finances in sh...
by PhysicianOnFIRE
Sat Feb 17, 2018 1:33 am
Forum: Personal Finance (Not Investing)
Topic: Share your favorite excel speadsheet
Replies: 7
Views: 1702

Re: Share your favorite excel speadsheet

The Doughroller Rob Berger has a nice investment tracking template. Very versatile.

:beer
-PoF
by PhysicianOnFIRE
Thu Feb 08, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 7341

Re: Laughter is the Best Medicine - What makes you Laugh?

The ridiculous texts created by autocorrect. DYAC

:beer
-PoF
by PhysicianOnFIRE
Thu Feb 01, 2018 4:32 pm
Forum: Personal Consumer Issues
Topic: "I Volunteered for the Hospital Board and was Sued for Millions."
Replies: 44
Views: 11338

Re: "I Volunteered for the Hospital Board and was Sued for Millions."

My insurance company refused to renew my umbrella coverage because I was serving on a City board a few years ago. That is telling. I'm amazed they simply refused to cover you. I can understand an increase in premium, but a denial of coverage? If I had to choose between serving on the Board and forg...
by PhysicianOnFIRE
Thu Feb 01, 2018 9:39 am
Forum: Investing - Help with Personal Investments
Topic: Backdoor Roth IRA - exact steps confusion... sorry!
Replies: 4
Views: 507

Re: Backdoor Roth IRA - exact steps confusion... sorry!

I have a step by step guide (with screenshots ) for the Vanguard backdoor Roth, which you may find helpful. To answer your questions, Yes to 1-3. I go with a money market account. I don't believe there's any need to worry about the step doctrine -- congress recently "blessed" the backdoor Roth as le...
by PhysicianOnFIRE
Wed Jan 31, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: "I Volunteered for the Hospital Board and was Sued for Millions."
Replies: 44
Views: 11338

Re: "I Volunteered for the Hospital Board and was Sued for Millions."

While I don't think the ordeal that I've been through (and a number of other docs are still going through as the lawsuit drags on) is a common one, we're certainly not alone. From the comments on the original post: "When I saw the title I was wondering if somehow POF was someone I knew… This story h...
by PhysicianOnFIRE
Tue Jan 30, 2018 11:37 pm
Forum: Personal Consumer Issues
Topic: "I Volunteered for the Hospital Board and was Sued for Millions."
Replies: 44
Views: 11338

Re: "I Volunteered for the Hospital Board and was Sued for Millions."

If the Board had a role in managing the hospital into a bankruptcy I can imagine they could be liable somehow if their insurance protection was not adequate. He puts a lot of emphasis on the fact that he didn’t vote but there is a lot more to participating on the board of an organization, particula...
by PhysicianOnFIRE
Tue Jan 23, 2018 8:50 am
Forum: Investing - Theory, News & General
Topic: Kitces article: A cash bucket in retirement? Nope
Replies: 150
Views: 13871

Re: Kitces article: A cash bucket in retirement? Nope

Kitces points to another article on the cash story. That article is similar to one at EarlyRetiremenNow: https://earlyretirementnow.com/2017/03/29/the-ultimate-guide-to-safe-withdrawal-rates-part-12-cash-cushion/ You beat me to it. Just yesterday, I was talking about how the opportunity cost of hol...