Search found 20 matches

by 38,000 ft
Fri Oct 18, 2019 5:11 pm
Forum: Personal Consumer Issues
Topic: Purchasing a Pre-Owned iPhone
Replies: 23
Views: 1648

Re: Purchasing a Pre-Owned iPhone

Interesting, thanks for sharing. As I am not familiar with the payment plans now being offered I was not aware of this issue. One thing to note, your phone is far from bricked. Verizon iPhone models are carrier unlocked so it can be used on other carriers like AT&T and T-Mobile in the US and most ca...
by 38,000 ft
Fri Oct 18, 2019 5:04 pm
Forum: Personal Consumer Issues
Topic: Purchasing a Pre-Owned iPhone
Replies: 23
Views: 1648

Re: Purchasing a Pre-Owned iPhone

Another vote for swappa, have had good experiences on there for years. I have had one occasion with a MacBook Air I purchased where I felt the device wasn’t exactly as expected and the seller accepted the return with no issue, I just paid for return shipping. For iPhones the sweet spot for me has be...
by 38,000 ft
Fri May 31, 2019 5:26 pm
Forum: Personal Finance (Not Investing)
Topic: FIRE in 6-7 years vs 20+ years
Replies: 44
Views: 5244

Re: FIRE in 6-7 years vs 20+ years

Did anyone mention why bother paying back your student loans if you might move back to Pakistan? 😎
by 38,000 ft
Thu Apr 18, 2019 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: Job Offer Evaluation - FANG
Replies: 114
Views: 14432

Re: Job Offer Evaluation - FANG

I don't get this. Your time is worthless? It doesn't matter if you can make $XXX per hour elsewhere. Time is a finite resource. They are comparing two jobs...so hours worked is completely relevant. Actually, yes! They don’t have kids. Most of the free time will be more or less wasted. Why not earn ...
by 38,000 ft
Thu Apr 18, 2019 10:14 pm
Forum: Personal Finance (Not Investing)
Topic: Job Offer Evaluation - FANG
Replies: 114
Views: 14432

Re: Job Offer Evaluation - FANG

Do the people who say FANG works you harder actually work at them? That's not a correct generalization to make across all companies much less across each individual company. No, of course they don’t. Part of the challenge among other things is that there are a wide variety of job types, and often i...
by 38,000 ft
Thu Apr 18, 2019 10:04 pm
Forum: Personal Finance (Not Investing)
Topic: Job Offer Evaluation - FANG
Replies: 114
Views: 14432

Re: Job Offer Evaluation - FANG

The FANG company will probably work you harder so I'd consider how much you think you will be making per hour. I like working from home, so that is very valuable to me. It saves me 1-2 hours commuting a day along with a lot of other conveniences. On the pro side, having a FANG on your resume is ver...
by 38,000 ft
Thu Apr 18, 2019 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Job Offer Evaluation - FANG
Replies: 114
Views: 14432

Re: Job Offer Evaluation - FANG

I’ve always wondered why AMZN folks don’t strike a deal with their managers - “if you can make my job tolerable for the next four years, I’d be willing to share X% of my RSUs as they vest” Great idea! 🍻 It is an interesting solution but the managers also know they likely won’t be around that long e...
by 38,000 ft
Fri Jan 25, 2019 3:34 am
Forum: Personal Consumer Issues
Topic: Where to stay in Naples, Italy and along Amalfi coast
Replies: 36
Views: 2256

Re: Where to stay in Naples, Italy and along Amalfi coast

Yeah do not stay in Naples. Not worth it. Super sketchy. Unless you really have a need to be there I wouldn’t even spend any time there. Get a Rick Steves guidebook and read it closely. If you ride trains be sure to validate your ticket before boarding by having it punched with a timestamp by the li...
by 38,000 ft
Sun Nov 11, 2018 6:52 pm
Forum: Personal Consumer Issues
Topic: International Travel during Maternity/Paternity
Replies: 86
Views: 4377

Re: International Travel during Maternity/Paternity

We took our first baby to Maui when he was about three months old. It was a really great time to travel because he slept most of the flights. We stayed at a nice resort and they provided a crib. You’ll want a suite to have plenty of space. I felt a little self conscious about baby noise. We enjoyed ...
by 38,000 ft
Mon Oct 22, 2018 5:10 pm
Forum: Personal Consumer Issues
Topic: How often does Costco have the deals on 4 Michelin tires?
Replies: 36
Views: 15300

Re: How often does Costco have the deals on 4 Michelin tires?

I’d recommend Discount Tire over Costco any day of the week. I have had consistently poor experiences with Costco Tire centers and consistently good experiences with Discount Tire. I chalk it up to the fact that the tire center is kind of a minuscule side gig for Costco but it’s Discount Tire’s prim...
by 38,000 ft
Thu Apr 12, 2018 11:12 pm
Forum: Personal Consumer Issues
Topic: Men's Boxer briefs without brand/embossing
Replies: 10
Views: 1461

Re: Men's Boxer briefs without brand/embossing

Haven’t tried them yet myself but meaning to, check out Everlane.
by 38,000 ft
Sun Nov 26, 2017 1:26 am
Forum: Personal Finance (Not Investing)
Topic: the psychology of a taxable account
Replies: 29
Views: 4978

Re: the psychology of a taxable account

livesoft wrote:
Sat Nov 25, 2017 11:12 am
If you buy 1000 shares of an ETF, then you won't want to sell it and break the round '1000'.
Nice, unless it pays a dividend and you have reinvestment on! :P
by 38,000 ft
Sun Nov 26, 2017 1:16 am
Forum: Personal Investments
Topic: Best way to liquidate Wealthfront
Replies: 36
Views: 7913

Re: Best way to liquidate Wealthfront

jamapa wrote:
Sat Nov 25, 2017 1:36 am

If it helps understand their methods - our 1.2M is split like this:
Image
Is it just me or does that emerging markets allocation seem pretty aggressive? I'm not familiar with Wealthfront, is this typical?
by 38,000 ft
Sun Jun 11, 2017 12:16 am
Forum: Investing - Theory, News & General
Topic: Tell me a stock you like better than Google/Alphabet Right Now and Why
Replies: 101
Views: 13387

Re: Tell me a stock you like better than Google/Alphabet Right Now and Why

So why does a company with a dominant market position in a huge and growing search market with sustained 20% revenue growth and 40% EBITDA margins and massive growth opportunities in future technologies trade at or around the market multiple? It still seems very reasonably priced even at these leve...
by 38,000 ft
Mon Mar 14, 2016 12:01 pm
Forum: Investing - Theory, News & General
Topic: Bogle - "Since 1990, US stocks grew 10%, Intl grew 6%"
Replies: 56
Views: 8373

Re: Bogle - "Since 1990, US stocks grew 10%, Intl grew 6%"

You are correct, but by adding international so I can hold Toyotya, Nestle, etc. I add sovereign risk, currency risk and higher risk in general. Vanguard puts the S&P Index fund at 4 and the the international index fund at 5. You mention that by adding an international allocation, you are adding so...
by 38,000 ft
Mon Mar 07, 2016 4:14 pm
Forum: Personal Consumer Issues
Topic: Upping my mileage/points game
Replies: 72
Views: 8299

Re: Upping my mileage/points game

There are some services that let you pay the IRS using a credit card, with a fee of last I checked around 1.8%. That can be useful to achieve credit card spend bonuses.
by 38,000 ft
Sat Jan 23, 2016 7:37 pm
Forum: Personal Consumer Issues
Topic: New Amazon Prime Member w/streaming - need recs
Replies: 26
Views: 3015

Re: New Amazon Prime Member w/streaming - need recs

Recently discovered that Amazon prime streaming has many more episodes of Forensic Files than Netflix does.
by 38,000 ft
Mon Jan 18, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Wifi Thermostat??
Replies: 39
Views: 7364

Re: Wifi Thermostat??

I have the Ecobee3 and like it. HomeKit (Siri) compatibility is nice to have when it works, which is most of the time. That is probably more Apple's fault than Ecobee's per my research. But overall we like it. Web console and apps are pretty full featured and have great data tracking and history, an...
by 38,000 ft
Tue Jan 12, 2016 5:25 pm
Forum: Investing - Theory, News & General
Topic: What would you tell your 25 yr old self?
Replies: 99
Views: 9724

Re: What would you tell your 25 yr old self?

Overall, my biggest challenge, and biggest complaint as a 25-year old is the pressure to conform to buying fancy, expensive material goods and travel. I see so many people my age, through social media, buying their first new sports car, going on weeks-long exotic vacations, and renting in hip urban...
by 38,000 ft
Tue Jan 12, 2016 5:19 pm
Forum: Investing - Theory, News & General
Topic: What would you tell your 25 yr old self?
Replies: 99
Views: 9724

Re: What would you tell your 25 yr old self?

I would tell my 25 year old self to avoid taxable investing entirely until you're maxing your 401k, HSA, and IRA. Culture and media portray the stock market as a way to make quick money and encourage trading and as a young person it can be hard to avoid. One way to help my 25 year old self along the...