Search found 530 matches

by queso
Thu Jul 19, 2018 7:30 am
Forum: Investing - Help with Personal Investments
Topic: High Crypto Allocation
Replies: 37
Views: 2856

Re: High Crypto Allocation

By now, we and most of the general public all know that current crypto has failed as a store of value and as an actual usable currency due to transaction speed/scaling issues, extreme volatility in value, lack of acceptance at brick and mortar and e-commerce sites, etc., etc. I guess my question wou...
by queso
Tue Jul 17, 2018 10:33 am
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 303
Views: 30277

Re: Concierge medicine Worth It????

I'm not a doc, but my wife is a concierge patient so I thought I could help clear up how the financial side works. It's a fee. She pays $2100 per year out of pocket just to be a patient of the concierge practice. That does not include any medical services. She does get a fancy parking permit so she...
by queso
Tue Jul 17, 2018 8:35 am
Forum: Personal Consumer Issues
Topic: Concierge medicine Worth It????
Replies: 303
Views: 30277

Re: Concierge medicine Worth It????

I'm not a doc, but my wife is a concierge patient so I thought I could help clear up how the financial side works. It's a fee. She pays $2100 per year out of pocket just to be a patient of the concierge practice. That does not include any medical services. She does get a fancy parking permit so she ...
by queso
Mon Jul 16, 2018 1:43 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

Likelihood that someone finds practicing yoga in a third world setting attractive? Not very high. Likelihood that someone is drawn to practicing yoga with a glossy shoot done in a well-lit post industrial loft, in the company of the lithe and limber? Much higher. Same thing is going on here. YMCA h...
by queso
Mon Jul 16, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

I think you hit on the one big, key difference between the two and it likely is only relevant for those of us that are cyclists as well as spin bike users. Cycling and spinning are two completely different things. To get an indoor cycling workout that benefits your outdoor cycling I think something...
by queso
Mon Jul 16, 2018 9:48 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

I think you hit on the one big, key difference between the two and it likely is only relevant for those of us that are cyclists as well as spin bike users. Cycling and spinning are two completely different things. To get an indoor cycling workout that benefits your outdoor cycling I think something...
by queso
Mon Jul 16, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

I think you hit on the one big, key difference between the two and it likely is only relevant for those of us that are cyclists as well as spin bike users. Cycling and spinning are two completely different things. To get an indoor cycling workout that benefits your outdoor cycling I think something ...
by queso
Mon Jul 16, 2018 8:50 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

Look at a road bike + indoor trainer + Zwift as cheaper and IMO more interesting alternative. Or the Concept2 BikeErg + Zwift. In my opinion this (less zwift). You can buy a decent road bike for 1-2k. indoor trainer for ~300 and I youtube GCN spin workouts. I generally ride outside in the spring/su...
by queso
Mon Jul 16, 2018 7:03 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 50
Views: 5705

Re: Peloton spin bike worth the high cost?

Bought one in January and am pretty happy with it so far. I also ride road and mountain bikes so I already kind of knew that cycling was my go to cardio activity. I had a trainer setup, but I grew bored with it so I wasn't riding much in the winter. Riding indoors with headphones on gets pretty bori...
by queso
Thu Jul 12, 2018 7:14 am
Forum: Personal Consumer Issues
Topic: Thoroughly cleaning grimy tile
Replies: 19
Views: 2090

Re: Thoroughly cleaning grimy tile

I had pretty good luck recently with a Drill Brush (Amazon) and powdered Comet. It made a pretty decent mess though and my drill was all covered in Comet residue, but the tile looks pretty good. :happy
by queso
Thu Jul 12, 2018 7:10 am
Forum: Investing - Help with Personal Investments
Topic: Personal Capital accounts problems...just me? good alternatives?
Replies: 9
Views: 1154

Re: Personal Capital accounts problems...just me? good alternatives?

+1. I had a couple that would just never reliably sync so I converted them to manual holdings and just update them myself periodically. I haven't found anything else I like better so far so I'm sticking with PC for now.
by queso
Fri Jul 06, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Removing dead poison ivy
Replies: 24
Views: 1319

Re: Removing dead poison ivy

I had a tree covered with poison ivy fall into my yard in a storm a few years ago so I not only had poison ivy everywhere, but also had to remove very thick vines with a chainsaw, etc. I ended up getting one of those Tyvek paint suits from Home Depot (cheap - threw it away after) and coupled that wi...
by queso
Fri Jul 06, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Carpenter Bees- HELP!
Replies: 17
Views: 2046

Re: Carpenter Bees- HELP!

I had an exterminator come out twice, but I don't think he did a good job (they were high up under my eaves) so they came back both times. I gave up on him and bought some Delta Dust and a bulb duster and now treat any holes myself. They have not returned since I took over extermination duties.
by queso
Tue Jul 03, 2018 8:28 am
Forum: Personal Consumer Issues
Topic: Transporting bikes with an SUV?
Replies: 38
Views: 1734

Re: Transporting bikes with an SUV?

protagonist wrote:
Tue Jul 03, 2018 8:23 am
I never considered the insurance issue....then again I don't have $20K worth of bicycles.
I don't either, but we take turns driving and a couple of the guys I ride with (Ironman competitors) have much nicer bikes than I do. :happy
by queso
Tue Jul 03, 2018 8:13 am
Forum: Personal Consumer Issues
Topic: Transporting bikes with an SUV?
Replies: 38
Views: 1734

Re: Transporting bikes with an SUV?

Hitch type are much easier to use then roof racks, plus you don't have to worry about running into the drive through and tearing the bikes off the roof. Get the tray kind like the Yakima Holdup. You can get them on Craigslist if you are patient True, but I've never wanted to try to go through the o...
by queso
Wed Jun 27, 2018 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: FAFSA EFC number shock! [Expected Family Contribution]
Replies: 54
Views: 6704

Re: FAFSA EFC number shock! [Expected Family Contribution]

Many years ago in NY all my friends parents were filling out applications for TAP (Tuition Assistance Program). Don't know if it still exists. We weren't wealthy but comfortable. I told my dad that he needed to do it too. He just looked at me with a slight smile and shook his head. I thought he was...
by queso
Wed Jun 27, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: those with whole home generators: who installed it?
Replies: 28
Views: 1841

Re: those with whole home generators: who installed it?

We used a local HVAC company and went with a Kohler for reasons stated upthread. I maintain it myself with genset maintenance kits from Amazon. I agree with Boglegrappler on learning how the units works and working on it yourself if you are capable. That way you will have maintenance supplies on han...
by queso
Fri Jun 22, 2018 9:07 am
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 345
Views: 32408

Re: What is/ was your career and would you recommend it now?

CIO (professional services sector). I suppose I would recommend it depending on your likes/dislikes and strengths/weaknesses. It's a weird blend of IT and business that not everybody is cut out for...kind of like crossing Dilbert with his pointy haired boss. :happy I started out doing systems/networ...
by queso
Fri Jun 22, 2018 7:55 am
Forum: Personal Consumer Issues
Topic: New SUV, $50G, Pilot/Highlander/Other
Replies: 151
Views: 24052

Re: New SUV, $50G, Pilot/Highlander/Other

If you want to spend that much money, maybe you should try to get your hands on that new Subaru Ascent? I'm waiting to see it in person. I built one out the other day online and pretty well loaded it was only $45k. I did the same thing with a new Land Rover Discovery and it was over $70k. :shock:
by queso
Thu Jun 21, 2018 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Retire at 50: Should I?
Replies: 93
Views: 12195

Re: Retire at 50: Should I?

I don't want to derail the thread and I realize this isn't an option for everybody, but I plan to early retire and the way we are hedging against the health insurance issue is by using the FEHB. Granted, there is a big cost to it, namely in the form of my wife taking a 50-60% pay cut to enter federa...
by queso
Wed Jun 20, 2018 9:15 am
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 169
Views: 14754

Re: How much (green) cash at home for emergency ?

Very hard question to answer as I find the necessary preparations for emergencies/disasters vary widely depending on what you are planning for. I think the universal best emergency preparedness items are water, food, medical supplies, high quality functional outdoor clothing (quick drying hiking stu...
by queso
Mon Jun 18, 2018 3:10 pm
Forum: Personal Consumer Issues
Topic: Flight cancelled. Entitle to any compensation?
Replies: 32
Views: 4742

Re: Flight cancelled. Entitle to any compensation?

+1. Definitely file the claim. They sure aren't going to compensate you on their own so I'd at least go through the process of submitting for reimbursement and seeing what happens. I am going through this now with Aer Lingus, but it is a lot more straightforward on flights originating and terminati...
by queso
Thu Jun 14, 2018 9:20 am
Forum: Investing - Theory, News & General
Topic: Bitcoin Price Manipulation
Replies: 45
Views: 5284

Re: Bitcoin Price Manipulation

Wow, long time no crypto thread, eh? I was wondering what happened to all our raging crypto bulls. Oh yeah, it has been tanking for the last month or two. Now I remember. :happy
by queso
Thu Jun 14, 2018 9:04 am
Forum: Personal Consumer Issues
Topic: Car Repair and Warranty
Replies: 11
Views: 923

Re: Car Repair and Warranty

Converters have a heat shield. It's not really to protect the converter, it's to protect things that might come in contact with it, brush and whatnot. Sometimes it comes detached from a strike, or there is a stress fracture from hot/cold cycles and it will rattle. A strike will usually be obvious b...
by queso
Tue Jun 12, 2018 9:36 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 16817

Re: Top Shelf Liquor Overrated?

Picked up some Laphroaig based on this thread. Holy cow is that peaty. Felt like drinking a camp fire. :happy Hopefully I'll warm up to it, but right now I much prefer Oban 14, Macallan 10 and Talisker 10. Still have the Ardbeg on my list to try. I'm surprised you like the Talisker 10 but find the ...
by queso
Tue Jun 12, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 16817

Re: Top Shelf Liquor Overrated?

Picked up some Laphroaig based on this thread. Holy cow is that peaty. Felt like drinking a camp fire. :happy Hopefully I'll warm up to it, but right now I much prefer Oban 14, Macallan 10 and Talisker 10. Still have the Ardbeg on my list to try. I bet by the end of the bottle you'll be loving it. ...
by queso
Tue Jun 12, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Top Shelf Liquor Overrated?
Replies: 191
Views: 16817

Re: Top Shelf Liquor Overrated?

Picked up some Laphroaig based on this thread. Holy cow is that peaty. Felt like drinking a camp fire. :happy Hopefully I'll warm up to it, but right now I much prefer Oban 14, Macallan 10 and Talisker 10. Still have the Ardbeg on my list to try.
by queso
Thu Jun 07, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot, worth it?
Replies: 113
Views: 7369

Re: Tesla Autopilot, worth it?

As a motorcyclist, I am inherently opposed to anything that encourages drivers to disconnect from the driving experience. Given how poor systems like this are at identifying the presence of a motorcycle, I'm even more opposed. I think such systems should be banned... I had a discussion with another...
by queso
Thu Jun 07, 2018 8:39 am
Forum: Personal Consumer Issues
Topic: Flight cancelled. Entitle to any compensation?
Replies: 32
Views: 4742

Re: Flight cancelled. Entitle to any compensation?

Jeez. I wish this thread had popped up sooner or I had posted here when I ran into the issue 2 weeks ago. I had Norwegian cancel my flight back from Rome and essentially move my return trip forward 2 days. I instead had them fly me back 3 days later on their next available flight.. (it cost an extr...
by queso
Fri May 18, 2018 6:59 am
Forum: Personal Consumer Issues
Topic: Hot food flavoring (sauces, spices and peppers)
Replies: 51
Views: 3235

Re: Hot food flavoring (sauces, spices and peppers)

+1 on all the El Yucateco recommendations. I love both the red and green. I also like Tabasco Habanero much better than the other Tabasco variants. It goes on sale at tabasco.com a couple times a year so you can pick up a gallon pretty cheap and then just refill the tiny bottle that you get at your ...
by queso
Fri May 18, 2018 6:56 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

https://s31.postimg.cc/rtu36jdgr/dangerdoom.jpg It's an interesting phenomenon that older people tend to perceive the world as much more dangerous than in the past. But in many cases, it's just not true. If you'd like to bowl for confirmation bias, here's the source I used. http://www.iihs.org/iihs...
by queso
Thu May 17, 2018 5:24 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

Bottom line, most things are dangerous. Power tools, guns, motorcycles, BigMacs, letter openers, etc. If you put any of these potentially dangerous objects in the wrong hands you are asking for trouble. However, when approached sensibly with a healthy respect for said object I think one can success...
by queso
Wed May 16, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

Saying motorcycles are dangerous is not being a nervous nelly, its a statement based on facts. Not worth it, not even close. Saying stocks are risky is not being a nervous nelly, its a statement based on facts... Saying automobiles are risky is not being a nervous nelly, its a statement based on fa...
by queso
Wed May 16, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

munemaker wrote:
Wed May 16, 2018 9:21 am
queso wrote:
Wed May 16, 2018 9:15 am
More often than not motorcycle fatalities are single vehicle accidents.
You can go through a lot of misery from a multiple-vehicle motorcycle accident when you are not killed.
Agreed. Nothing good comes of a motorcycle accident. Definitely not the safest means of transportation.
by queso
Wed May 16, 2018 9:15 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

I do live in fear of the teenager in the Escalade who is texting, drinking and suffering from Affluenza blasting me into the netherworld, but what's kind of interesting is the motorcycle accident statistics. More often than not motorcycle fatalities are single vehicle accidents. That means we more o...
by queso
Wed May 16, 2018 7:46 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 106
Views: 4994

Re: New motorcycle rider

I own several bikes and commute in a major metropolitan area on one year round, rain or shine. When not commuting I ride street bikes in the country, the occasional track day, adv bikes on mixed terrain and dual sport bikes on trails and mountains. There are a couple of good pieces of advice in this...
by queso
Tue May 15, 2018 5:45 pm
Forum: Personal Consumer Issues
Topic: How to think about schools/homes (Greatschools/Niche)
Replies: 70
Views: 4863

Re: How to think about schools/homes (Greatschools/Niche)

+1 to all the posters who questioned the GS rating system. We used to live in a school district that was 9's and 10's K-12. Now we're in a district that is 7, 8 and 6. Did we move? No. Same house. Did several years elapse and the schools went downhill? No. The interval is a few months. So what happ...
by queso
Tue May 15, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: How to think about schools/homes (Greatschools/Niche)
Replies: 70
Views: 4863

Re: How to think about schools/homes (Greatschools/Niche)

+1 to all the posters who questioned the GS rating system. We used to live in a school district that was 9's and 10's K-12. Now we're in a district that is 7, 8 and 6. Did we move? No. Same house. Did several years elapse and the schools went downhill? No. The interval is a few months. So what happe...
by queso
Fri Apr 27, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11557

Re: Amazon to raise Prime membership in US to $119 from $99

student wrote:
Fri Apr 27, 2018 8:24 am
md&pharmacist wrote:
Fri Apr 27, 2018 8:20 am
Doing this has allowed us to maintain a take home annual income well over $1,000,000 annually.
:shock: The fee is negligible with your income.
You'd probably come out ahead billing a couple more hours at your practice and using Prime rather than spending that time shopping around. :happy
by queso
Fri Apr 27, 2018 8:09 am
Forum: Personal Consumer Issues
Topic: Amazon to raise Prime membership in US to $119 from $99
Replies: 145
Views: 11557

Re: Amazon to raise Prime membership in US to $119 from $99

Your post prompted me to explore Amazon order history reports to determine whether or not the price hike is worth it to me. The good news is that it is definitely worth it for me. The bad news is that additional 2% back is earning me a few hundred dollars beyond the Prime fee so now I have to figure...
by queso
Thu Apr 19, 2018 7:02 am
Forum: Personal Finance (Not Investing)
Topic: Corporate Leveling
Replies: 22
Views: 2703

Re: Corporate Leveling

Sorry, I'll have to come back and read this thread later. I've got a meeting with the Bobs this morning.
by queso
Wed Apr 18, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Recommendation of Security Cameras for Exterior of House
Replies: 47
Views: 9028

Re: Recommendation of Security Cameras for Exterior of House

I used to have the original Arlo system...but upgraded to the Arlo Pro 2 system with 5 cameras about 6 months ago. I've been happy with them. I can't recommend the original Arlo system. The cameras were simply too slow to react to motion. The Arlo Pro 2 is much quicker, has better resolution, and a...
by queso
Wed Apr 18, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Recommendation of Security Cameras for Exterior of House
Replies: 47
Views: 9028

Re: Recommendation of Security Cameras for Exterior of House

I just joined BH a few days ago and I am learning lots of good stuff! I see many pros and cons of each outdoor camera system. The important concerns for me are: Decent resolution, Night vision capability, No electric cable, and No monthly payments for cloud storage. Does anyone think that I can get...
by queso
Wed Apr 18, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: underwater camera advice
Replies: 18
Views: 807

Re: underwater camera advice

I wouldn't go down the rabbit hole unless you are serious about underwater video/photography. Been there done that with Ikelite, Gates, Light & Motion, etc. Then there is the lighting issue, external strobes, arms, external monitors, etc., etc. and then you get into mounting if you have so much crap...
by queso
Mon Apr 16, 2018 7:12 am
Forum: Personal Consumer Issues
Topic: Costco gas
Replies: 67
Views: 6241

Re: Costco gas

No, been members for years, but almost never get gas there. Lines are too long and it isn't on the way home for either of us from our offices.
by queso
Thu Apr 12, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: Mid-40s in tech - how to pass off as acceptably young
Replies: 111
Views: 10938

Re: Mid-40s in tech - how to pass off as acceptably young

Question: What can I do to come off as more "with it" and "not obviously old" - both on the phone and in-person. What have you done in the past that seems to have helped? Show up 5 mins late to the interview Complain about your parents Immediately ask about work/life balance and if the company sche...
by queso
Wed Apr 11, 2018 1:58 pm
Forum: Personal Consumer Issues
Topic: Need vacuum recomendations
Replies: 21
Views: 1618

Re: Need vacuum recomendations

+1. Miele C3. One of those things that should go in that thread "name something you bought that wasn't cheap but you are glad you did". :happy
by queso
Wed Apr 11, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: Mini Air Compressor
Replies: 22
Views: 1715

Re: Mini Air Compressor

Would like to get a mini air compressor to use in my garage, mostly to blow out parts, filters, etc. Something powerful enough to blow out all the leaves/grass on my riding mower deck would be helpful so I don't have to crank up the leaf blower each time. Any recommendations appreciated! my favorit...
by queso
Mon Apr 09, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: New Lexus LS or Tesla Model S
Replies: 63
Views: 4773

Re: New Lexus LS or Tesla Model S

And what if we looked strictly economically, purchasing either of these two 2018’s, but in 2020/2021 when used. Can we assume they’ll be close in costs? What about maintenance and upkeep in years 3-10? To answer other commenters, it’ll be a vehicle that will be kept for easily a decade+ IMHO, I don...
by queso
Mon Apr 09, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Dual smoke detectors with voice location
Replies: 5
Views: 434

Re: Dual smoke detectors with voice location

I bought the FirstAlert system (smoke and CO). I think I have 6 or 7 of them in addition to a couple ADT monitored units. The system works pretty well. Costco has it currently as well - https://www.costco.com/First-Alert-Smoke-and-Carbon-Monoxide-Alarm-3-pack.product.100347069.html. When it goes off...