Search found 12 matches

by Darion
Sat Dec 30, 2017 2:46 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle’s 5 bold investment predictions for 2018 and beyond.
Replies: 39
Views: 7546

Re: Jack Bogle’s 5 bold investment predictions for 2018 and beyond.

The returns seem to be the same that Jack Bogle presents in Chapter 9 of his 10th Anniversary Edition of The Little Book of Commons Sense Investing that was just published. Chapter 9 provides the details on how he arrived at his estimates. I also believe they are nominal returns.
by Darion
Tue Oct 25, 2016 5:46 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Witholding
Replies: 17
Views: 1816

Re: Federal Witholding

Here is my question. If you move from 5 exemptions to 4 exemptions, how much less (percentage-wise) is your check? Is there a table that tells you the percentages? Here is a website I have used for several years to estimate federal and state withholding from my pay checks. https://www.yourmoneypage...
by Darion
Fri Jul 22, 2016 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Question about FERS retirement
Replies: 24
Views: 3737

Re: Question about FERS retirement

Any docs on here work at the va? How have you liked it especially if you switched from the private sector? Is it worth taking the pay cut and less time off to have a more regular schedule, less liability, and less production pressure? You might consider making another thread focused on these "quali...
by Darion
Sun May 22, 2016 9:18 am
Forum: Investing - Help with Personal Investments
Topic: Fed rate hike's affect to CD
Replies: 14
Views: 1911

Re: Fed rate hike's affect to CD

Sum-day, As far as what I would do: At the time I had predetermined to buy the CD, I would get the CD at the best rate I could find. If I was really worried about a substantial increase in CD rates in the near term, I would also take into consideration the early withdrawal penalties on the CD. One a...
by Darion
Sat May 21, 2016 9:18 am
Forum: Investing - Help with Personal Investments
Topic: Fed rate hike's affect to CD
Replies: 14
Views: 1911

Re: Fed rate hike's affect to CD

It seems like I have a similar discussion with my parents every time one of their laddered CDs comes due (they have a 5-year ladder they started doing about 10 years ago). What I tell them is that nobody knows what is actually going to happen. I also tell them that, if it were me, I would simply get...
by Darion
Mon Jan 04, 2016 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: IRS IP PIN Received Today but for Tax Year 2014?
Replies: 36
Views: 5498

Re: IRS IP PIN Received Today but for Tax Year 2014?

student, thank you for the confirmation. I was also unable to get through today. I am glad someone made it through.
by Darion
Sun Jan 03, 2016 4:25 pm
Forum: Investing - Help with Personal Investments
Topic: How is the current value calculated for i-bond?
Replies: 9
Views: 690

Re: How is the current value calculated for i-bond?

The Treasury Direct chart at the following link helped me see the interest rates for various I-bonds:

https://www.treasurydirect.gov/indiv/re ... eChart.pdf

It also has contains links to how the rate is determined.
by Darion
Sun Jan 03, 2016 1:52 pm
Forum: Investing - Help with Personal Investments
Topic: Are Bogleheads Buying I-Bonds 2016?
Replies: 87
Views: 19358

Re: Are Bogleheads Buying I-Bonds 2016?

I will be to finish out moving my emergency funds to I-Bonds.
by Darion
Sun Jan 03, 2016 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Savings % Target 2016?
Replies: 168
Views: 13997

Re: Savings % Target 2016?

47% gross
by Darion
Sun Jan 03, 2016 9:49 am
Forum: Personal Finance (Not Investing)
Topic: IRS IP PIN Received Today but for Tax Year 2014?
Replies: 36
Views: 5498

Re: IRS IP PIN Received Today but for Tax Year 2014?

I thank everyone who replied. I appreciate the confirmation of receiving the same letter from student, arm, and wmvink as this points to the 2014 references being a typo (i.e., the dates should be 2015) and relieves some of my initial worry. To verify the typo assumption, I will try to contact the I...
by Darion
Sat Jan 02, 2016 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: IRS IP PIN Received Today but for Tax Year 2014?
Replies: 36
Views: 5498

IRS IP PIN Received Today but for Tax Year 2014?

My wife and I were subject to several data breaches this year; therefore, we both submitted IRS Form 14039 (Identity Theft Affidavit) in March 2015. The IRS Form 14039 submission occurred after we had filed our 2014 tax returns (late January 2015) and received our refund (early February 2015). There...