Search found 321 matches

by Geneyus
Sat Nov 07, 2020 1:06 pm
Forum: Personal Consumer Issues
Topic: Does anyone have a dishwasher they recommend?
Replies: 128
Views: 9228

Re: Does anyone have a dishwasher they recommend?

Miele is the only dishwasher I have owned that can take pans right from the stovetop and dishes right from the table and into the dishwasher and they come out spotless. No pre-wash necessary. I have put day old lasagna casserole deep dish in and it comes out spotless. I guess you get what you pay f...
by Geneyus
Sat Oct 24, 2020 11:50 am
Forum: Personal Consumer Issues
Topic: Protein consumption strength training
Replies: 80
Views: 4573

Re: Protein consumption strength training

I've tried to calculate and track protein intake before, and each bag has different scoop sizes and quantities of ingredients. I just have a protein shake with some fruit blended in it with breakfast each morning, and then I have a shake right after my workouts (about 3x per week). I've been able to...
by Geneyus
Sat Oct 24, 2020 11:48 am
Forum: Personal Consumer Issues
Topic: New smoker recommendation?
Replies: 103
Views: 6917

Re: New smoker recommendation?

If anyone is considering a cheap, electric Masterbuilt smoker to get into smoking, DON'T do it. Mine won't light the chips, so I have to manually light a few chips on fire in the tray before putting them in the smoker in order to get the other chips smoking. I've talked to Masterbuilt, and they aren...
by Geneyus
Sat Oct 24, 2020 11:45 am
Forum: Personal Consumer Issues
Topic: Squirrel proof bird feeder
Replies: 53
Views: 2698

Re: Squirrel proof bird feeder

I have problems with squirrels trying to take my bird seed, but rain is a bigger problem. I've had two different feeders that get gross after a few rains, and the seed starts growing sprouts or starts getting compacted. The birds won't touch it, so I have to rake the seed out of the tray with a stic...
by Geneyus
Sat Oct 24, 2020 11:14 am
Forum: Personal Finance (Not Investing)
Topic: Pension Lump Sum Advice
Replies: 22
Views: 1312

Re: Pension Lump Sum Advice

My former employer didn't offer me a lump sum, and my pension won't grow with inflation over the next 25+ years until I can collect. It will just sit there, frozen in 2019 valuation. Pretty frustrating. :? I don't understand the exact criteria, but I didn't get offered the buyout when I left that j...
by Geneyus
Sun Aug 30, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: Simplisafe in 2020
Replies: 25
Views: 2861

Re: Simplisafe in 2020

I encourage folks who install a system to obtain and post yard signs (and window stickers) from an entirely different security system. There is only downside to advertising your specific system with yard sign, letting potential buglers know exactly what system you have installed. Alternative compan...
by Geneyus
Sun Aug 30, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: Home office furniture?
Replies: 17
Views: 1309

Re: Home office furniture?

See if you can pick up a desk that moves up and down, and you'll want a chair with adjustable armrests, back tilt, and height adjustment at a minimum. Look up some information on "office ergonomics" so you know how to adjust the chair correctly, if you'll be spending a good amount of time ...
by Geneyus
Sun Aug 30, 2020 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Pension Lump Sum Advice
Replies: 22
Views: 1312

Re: Pension Lump Sum Advice

My former employer didn't offer me a lump sum, and my pension won't grow with inflation over the next 25+ years until I can collect. It will just sit there, frozen in 2019 valuation. Pretty frustrating. :?
by Geneyus
Sun Aug 30, 2020 11:00 am
Forum: Personal Consumer Issues
Topic: Thoughts on Tennessee
Replies: 116
Views: 13775

Re: Thoughts on Tennessee

I've lived in TN my entire life. It is a great state with no income tax. If you're Conservative, you'll think the politicians do a great job. They are pretty reliable in that regard. I would avoid Memphis and Nashville metro areas. Everyone and their mother are moving to Nashville, and it seems to b...
by Geneyus
Sun Jun 07, 2020 1:27 pm
Forum: Personal Consumer Issues
Topic: GE Profile Refrigerator/Freezer vs Regular GE
Replies: 45
Views: 2759

Re: GE Profile Refrigerator/Freezer vs Regular GE

GE appliances was bought by Haier a China company 5 or 6 years ago. Quality has been going downhill since then. GE is basically just a licensed name now for home appliances, and it's a pretty cut rate offering now. FWIW, I have GE Monogram (which is supposed to be their high end line) and it's abso...
by Geneyus
Sat Jun 06, 2020 11:14 am
Forum: Personal Consumer Issues
Topic: GE Profile Refrigerator/Freezer vs Regular GE
Replies: 45
Views: 2759

Re: GE Profile Refrigerator/Freezer vs Regular GE

GE appliances was bought by Haier a China company 5 or 6 years ago. Quality has been going downhill since then. GE is basically just a licensed name now for home appliances, and it's a pretty cut rate offering now. FWIW, I have GE Monogram (which is supposed to be their high end line) and it's abso...
by Geneyus
Thu May 07, 2020 8:09 pm
Forum: Personal Consumer Issues
Topic: Ridiculous HVAC Duct cleaning quote
Replies: 51
Views: 4876

Re: Ridiculous HVAC Duct cleaning quote

I was quoted $70,000 to clean the ducts in a 50k sq ft warehouse if that makes you feel any better. It's a hard no from me.
by Geneyus
Thu May 07, 2020 7:56 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 846

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

I bought a knock-off battery for my Dyson cordless vacuum a few years ago, and it's doing great. I remember there being tiny differences in some of the batteries, like a tab in different locations. Just make sure you analyze the product pictures and your own vacuum well before you purchase to make s...
by Geneyus
Thu Mar 05, 2020 9:09 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1764
Views: 147927

Re: Coronavirus (Consumer Issues) How you are preparing?

I work with and regularly come into contact with hundreds of people. I'm preparing to catch the disease, if it spreads rapidly across the U.S.

I'm in my 30's and healthy, so I don't think I should be alarmed, but I've been batting 1.000 on catching stomach virus and the flu this past year.
by Geneyus
Thu Mar 05, 2020 9:01 pm
Forum: Personal Consumer Issues
Topic: Bradford White water heaters — good?
Replies: 22
Views: 1836

Re: Bradford White water heaters — good?

There's really only three water heater companies left, Rheem (part of a Japanese company), Bradford-White, and A. O. Smith (who makes State, Lochinvar, American Water and other brands). GE Appliances (2nd largest appliance maker in the U.S. and owned by Haier, largest appliance maker in the world) ...
by Geneyus
Sat Jan 11, 2020 2:52 pm
Forum: Personal Consumer Issues
Topic: Disney Plus - how many log-in's at a time?
Replies: 13
Views: 1059

Re: Disney Plus - how many log-in's at a time?

I've had it a month. I watched the Mandalorian and a few movies, and now I'm ready to cancel. Maybe Disney+ will be worth it if they add a bunch of original shows like Amazon did.
by Geneyus
Sun Jan 05, 2020 9:40 pm
Forum: Personal Finance (Not Investing)
Topic: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?
Replies: 45
Views: 3789

Re: Parental Leave - 4 weeks or 16 weeks - thoughts/perspective?

My wife and I took 8 weeks off after our child was born during the winter. Longest 8 weeks of my life. Couldn't do anything outdoors. Went to the store a lot just to get out of the house.

I still don't regret taking the time off to be with the baby.
by Geneyus
Sun Dec 29, 2019 5:54 pm
Forum: Personal Consumer Issues
Topic: Best holiday gift you gave this year
Replies: 40
Views: 3395

Re: Best holiday gift you gave this year

Newer cooking gear for the wife. I will reap the benefits later.
by Geneyus
Sun Dec 29, 2019 5:50 pm
Forum: Personal Consumer Issues
Topic: Kitchen faucet pull-down nozzle
Replies: 18
Views: 1839

Re: Kitchen faucet pull-down nozzle

The manufacturer name and model number are probably stamped somewhere under the faucet, where it connects to the sink. You could try holding your phone under there and taking a picture with the flash on to see if you see any labels or writing. I do that when I can't fit my head somewhere, and I usua...
by Geneyus
Sun Dec 29, 2019 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 371
Views: 57201

Re: Low-earners- What is your profession?

Law enforcement. Salary capped at about $65,000. kjvm. LAPD PO 1 avg 76 PO 2 avg 92 PO 3 avg 96 Lt Avg 146 Source: Glassdoor These guys earn their money. But, I wanted to clear the air about any misconception of large metro area LEO's not making good numbers. Large police departments like to advert...
by Geneyus
Fri Dec 27, 2019 10:36 am
Forum: Personal Investments
Topic: Ally APY vs others
Replies: 23
Views: 2532

Re: Ally APY vs others

I wouldn't swap Savings accounts over .3%, but I'm not dealing with millions of dollars or anything. I like Ally's simple website layout, and I haven't had any issues. I will stick with them as long as they're towards the top APY averages.
by Geneyus
Fri Dec 27, 2019 10:08 am
Forum: Personal Consumer Issues
Topic: Citi double cash maximization
Replies: 24
Views: 2860

Re: Citi double cash credit card

The Citi double cash is not the best you can do cashback wise. But that's a whole other thread. It is the best single card I've found for earning cash back. The Chase card with rotating 5% cash back categories actually gives you less, based on overall spending. I added it up over several months. Mo...
by Geneyus
Fri Dec 27, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Your best deal from Craigslist
Replies: 46
Views: 4287

Re: Your best deal from Craigslist

I bought an old military trailer for a few hundred bucks on Craigslist. I re-listed it a few months later, and I traded it for a nice steel bed 5x10 trailer that cost about 3x what I paid for the military trailer. The guy had several military vehicles and really wanted the trailer. One of my favorit...
by Geneyus
Fri Dec 27, 2019 9:44 am
Forum: Personal Consumer Issues
Topic: In search of a dishwasher that dries plastics well...
Replies: 80
Views: 4878

Re: In search of a dishwasher that dries plastics well...

I remember hearing about "Dry Boost" dishwashers that GE Appliances makes. They supposedly dry plastics better. I haven't tried it, but I Googled it and found this link:

https://products.geappliances.com/appli ... ntId=37450
by Geneyus
Fri Dec 27, 2019 9:35 am
Forum: Personal Finance (Not Investing)
Topic: Low-earners- What is your profession?
Replies: 371
Views: 57201

Re: Low-earners- What is your profession?

I noticed there is a thread asking people making over $100k/yr what their profession is. I often read a lot of threads here where people talk about their portfolios worth over $500k at 26 yrs old, asking about buying houses worth $700k, etc. The last one I read was about a 26 yr old, living the col...
by Geneyus
Sun Dec 22, 2019 4:15 pm
Forum: Personal Finance (Not Investing)
Topic: Injured at work, should I bill my employer?
Replies: 57
Views: 4417

Re: Injured at work, should I bill my employer?

If it happened on the job, there must be some sort of reporting form. Am incident report. When you went to the ER you should have had info from your employer on how to report it to the ER and have it billed that way. I did fill out an incident report but they didn't give me any info regarding that....
by Geneyus
Thu Jul 18, 2019 3:22 pm
Forum: Personal Consumer Issues
Topic: Chromebook
Replies: 18
Views: 1585

Re: Chromebook

Does Microsoft Office work on Chromebook? I looked at them a while back, but I remember finding one compatibility reason not to buy one. I can't remember what it was at the moment. I have an HP laptop at work, and I've been really impressed with it. I have made a lot of PowerPoint presentations, wat...
by Geneyus
Thu Jul 18, 2019 2:26 pm
Forum: Personal Consumer Issues
Topic: Microwave Fire
Replies: 14
Views: 1150

Re: Microwave Fire

Last year, I had a water heater and a microwave go out in the same day, due to a power surge. The wires to the water heater literally caught fire inside the metal box where they connect to the appliance, and the microwave burned a hole in the side where the magnet is towards the cook area. Months af...
by Geneyus
Sun Mar 03, 2019 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: College Savings - Are we going about this the wrong way?
Replies: 88
Views: 6014

Re: College Savings - Are we going about this the wrong way?

College today in my state costs around $160,000 for a 4 year university education. It will probably cost about $250,000 to $300,000 by the time my oldest gets to college. In my state $25,000 will pay for a 4-year degree and her first car. So it seems these sort of statements aren’t helpful. OP, 529...
by Geneyus
Sun Mar 03, 2019 12:31 pm
Forum: Personal Consumer Issues
Topic: HOA wants to install speed bumps that my car won't clear
Replies: 50
Views: 6001

Re: HOA wants to install speed bumps that my car won't clear

HOA's are the worst. The HOA across from my child's school called to ask that the buses not drive through their neighborhood (on public roads) to other neighborhoods while dropping kids off. They wanted the buses to go about 2 extra miles around the neighborhood on major roads. That request was igno...
by Geneyus
Sun Mar 03, 2019 12:20 pm
Forum: Personal Consumer Issues
Topic: Sellers beware on eBay.
Replies: 92
Views: 9448

Re: Sellers beware on eBay.

Selling things in general is a hassle. I have sold items I made out of wood, and several people have shown up after we agreed on a price online, asking if I'd take less. I always tell them no, and they miraculously find the rest of the money in their vehicle. I'm looking into setting up an Etsy shop...
by Geneyus
Fri Feb 08, 2019 4:53 pm
Forum: Personal Consumer Issues
Topic: Using a resume template
Replies: 10
Views: 991

Re: Using a resume template

A lot of websites will charge you a monthly fee to create a resume on their website... I recently joined resume.com and it really is free. I am actively applying for jobs, and I login and change my resume a little bit to highlight and build on my experience that matches each job description. You can...
by Geneyus
Sun Jan 13, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: USPS price increase on 1/27/19
Replies: 74
Views: 7383

Re: USPS price increase on 1/27/19

In December, I accidentally bought 100 forever stamps with Santa on them at a self-service kiosk. I thought I was buying the flag stamps.

I will be sending Santa stamps out year-round.
by Geneyus
Tue Jan 01, 2019 10:28 am
Forum: Investing - Theory, News & General
Topic: Will you contribute the max to your IRA and then invest it all in equities for the first market day of the new year?
Replies: 160
Views: 10136

Re: Will you contribute the max to your IRA and then invest it all in equities for the first market day of the new year?

I'm 100% VTSAX (Vanguard Total Stock Market Index Fund Admiral Shares) due to having 30 years left to work and invest. I'm thinking about contributing my $6k in my Roth to VFIFX (Vanguard Target Retirement 2050 Fund Investor Shares) to scale the stocks back a tad bit until I know what 2019 will be l...
by Geneyus
Sat Dec 29, 2018 11:09 pm
Forum: Personal Consumer Issues
Topic: Shoes to wear with jeans to the office?
Replies: 87
Views: 6772

Re: Shoes to wear with jeans to the office?

Dress shoes with a tennis shoe bottom. I didn't even know these existed. Slap some gel inserts in 'em, and you're good to go. https://n.nordstrommedia.com/id/0b2490e1-4e81-476c-8d45-5669e157405e.jpeg?crop=pad&pad_color=FFF&format=jpeg&trim=color&trimcolor=FFF&w=780&h=838&...
by Geneyus
Thu Dec 27, 2018 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Working Holidays for extra money.
Replies: 64
Views: 5078

Re: Working Holidays for extra money.

I'm a police officer, and I think we only get double pay, not 2.5x. I don't work holidays anymore because I mostly work at a desk, but I loved working holidays in patrol for extra pay. My family often changed the time we would celebrate to later in the day or the next day, and they didn't gripe abou...
by Geneyus
Thu Dec 27, 2018 12:22 pm
Forum: Personal Consumer Issues
Topic: Ticket for speeding
Replies: 66
Views: 6215

Re: Ticket for speeding

The school zone thing is a tough rap. I wouldn't hire a lawyer, but my default is to always challenge the speeding ticket . If the cop doesn't show, or the judge has a good hair day, you win. The worst that can happen is you pay the fine . I would also definitely challenge if there are points invol...
by Geneyus
Thu Dec 27, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: Home security systems
Replies: 6
Views: 1183

Re: Home security systems

I've been a SimpliSafe customer for about 9 years. Their customer service is great when you have an issue. Get it and don't look back. Free tip: If you have large dogs, you can install motion sensors UPSIDE DOWN at waist or chest level (right above the dog's head), and the dog can walk around in tha...
by Geneyus
Sat Dec 15, 2018 6:36 pm
Forum: Personal Investments
Topic: Advice on Roth IRA
Replies: 6
Views: 769

Re: Advice on Roth IRA

Thanks! I will open a Vanguard account and go with index funds. I am thinking about increasing contributions to my 403b, just need some more time to think about a right balance. I have been (still am) actively saving for first home. I don't have a specific target price or timeline yet, but I know t...
by Geneyus
Sat Dec 15, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: NEW CAR anyone w/ experience buying police, SSV or taxi package?
Replies: 19
Views: 2291

Re: NEW CAR anyone w/ experience buying police, SSV or taxi package?

We usually have cars running two shifts per day (engine on and off for 16 hrs per day) with the A/C blasting, until around 130k miles. Then we get rid of them. I've seen feces, vomit, and other bodily fluids in the back seat. I've transported people with Tuberculosis and HIV and had car partners tha...
by Geneyus
Sun Dec 09, 2018 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Home addition vs. Buying New
Replies: 43
Views: 3458

Re: Home addition vs. Buying New

My neighbor added a bunch of additions and made his house go from 2,500 sq ft to 5,000 sq ft. Years later, something came up and he had to move to another city. He lost a lot of money on the addition because his house was overly large for the neighborhood, and his buyer offers were all low-balls off...
by Geneyus
Sun Dec 09, 2018 10:18 am
Forum: Personal Consumer Issues
Topic: Gutters and gutter guards
Replies: 64
Views: 12592

Re: Gutters and gutter guards

That wasn’t me using PVC pipe, that was a different poster and he was using it for suction, not blowing. I use the Gutter Viper tool https://vipertoolcompany.com/ that I purchased. (I talked about it upthread). It’s a device to be used in conjunction with a leaf blower which I do, and yes it’s powe...
by Geneyus
Tue Nov 20, 2018 10:16 pm
Forum: Personal Consumer Issues
Topic: Home security system and outside cameras
Replies: 23
Views: 4374

Re: Home security system and outside cameras

Thank you folks, as mentioned in my OP, I would rather not do wired system, whether POE or anything else due to brick walls. Yes, I would much prefer wired system if already had it, but don't want to go through install... Hence my looking for testimonials from folks who tried wireless cameras with ...
by Geneyus
Sun Nov 18, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Home security system and outside cameras
Replies: 23
Views: 4374

Re: Home security system and outside cameras

I have SimpliSafe (love it) and hard-wired cameras outside. I think it's easy to over-think camera systems and have a hard time figuring out which system to buy. I bought a more expensive brand and picked the lenses, cables, and hard-drive myself, and my brother bought a Costco setup that was alread...
by Geneyus
Sun Nov 18, 2018 5:30 pm
Forum: Personal Investments
Topic: Roth vs. Traditional 401k
Replies: 132
Views: 8429

Re: Roth vs. Traditional 401k

There's a lot of confusing "ifs" in the Traditional vs. Roth discussions that I think are over most people's heads. I'm going to have a small pension from working 10 years at a job, and my effective tax rates have been 11.8% (2017) and 10% (2016-2014). I make under $100k and max a Roth IRA...
by Geneyus
Sun Nov 18, 2018 4:42 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 12145

Re: Favorite "free stuff"?

Are you sure that "free stuff in other peoples' yards on trash day" are for up for grab? I remember reading a newspaper article about a trash collection company complaining about people rummaging through trashes for redeemable cans and bottles. The company claimed that redemption of recyc...
by Geneyus
Sun Nov 11, 2018 2:09 pm
Forum: Investing - Theory, News & General
Topic: What's everyone currently in?
Replies: 93
Views: 9761

Re: What's everyone currently in?

Roth: VFIFX "Vanguard Target Retirement 2050 Fund" (90% stocks, 10% bonds) And I maintain a little bit of VTSMX "Vanguard Total Stock Market Index Fund Investor Shares" just to push my stock holding % up a little bit. I think I'm at about 92/8 right now with 30 years to go. I thi...
by Geneyus
Sun Nov 11, 2018 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance through Work
Replies: 4
Views: 508

Re: Term Life Insurance through Work

I work for a government that has excellent benefits, but I still found term4sale.com to be a little bit cheaper because I got into the "preferred plus" category that has the lowest rates.

If you do go with your work plan, see if it allows you to keep the policy after you leave. Some do.