Search found 232 matches

by MisterBill
Fri Jan 26, 2018 4:04 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 847
Views: 144581

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

When you transfer an account out, does the outgoing brokerage automatically close the account? If so, can you still get your tax statements the following year online or does the broker mail them to you? My experience with Morgan Stanley was that I was still able to login, but as someone else said, ...
by MisterBill
Wed Jan 24, 2018 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

And the questions - the endless pointless questions. No I am not a left-handed blind dentist born before 1973. No I did not suffer the loss of livestock to a grizzly bear and live within 50 miles of wilderness area. No I do not have gambling losses in excess of $20,000. No I did not invest in The B...
by MisterBill
Fri Jan 19, 2018 12:29 am
Forum: Personal Finance (Not Investing)
Topic: Bank of America/Merrill Edge - Preferred Rewards
Replies: 414
Views: 82326

Re: Bank of America/Merrill Edge - Preferred Rewards

Well recently I saw one for the tv streaming service directtvnow for 35$ credit. So I looked online their site and their one month package is 35$. So basically that gets credited plus my platinum honors will get 75% of that reward as well. Now, here is the kicker. For the one month they had a promo...
by MisterBill
Mon Jan 15, 2018 11:24 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

Fidelity's up tp $20 off Turbotax deal is just the same as the sale that Turbotax has on its website currently. It doesn't stack. In other words it is completely useless. I don't think that's true. Go to their website in private mode and you'll see that the prices are higher than if you enter from ...
by MisterBill
Sun Jan 14, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

I went to Staples to by the tax year 2017 Home Business version. The floor rack of emply TT home business indicated that I could buy the 2017 tax year version. For anyone else with this issue, you can upgrade to Home & Business from Premier for only $10 once you have the latter installed. It may en...
by MisterBill
Sun Jan 14, 2018 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

LonScott wrote:
Sun Jan 14, 2018 10:37 am
It seems there is a major difference between the Online/Download and CD/DVD/Desktop version of TT Deluxe

My brokerage, TD, only seems to offer discounts for Online/Download versions.
I think you are confused. The download is the same as the CD/DVD/Desktop version. The online version is different.
by MisterBill
Sun Jan 14, 2018 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

I agree it is very confusing. I am happy to type in a stock sale or two straight into the form if I'm allowed to. I know they are challenged to try to segment their offerings and uptier but when one version called Deluxe does one thing and another version of Deluxe doesn't then it makes it even mor...
by MisterBill
Thu Jan 04, 2018 12:59 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

MrJones wrote:
Thu Jan 04, 2018 12:56 am
libralibra wrote:
Thu Dec 21, 2017 3:22 am
SittingOnTheFence wrote:
Thu Dec 21, 2017 2:08 am
Same here, most of my assets are at Van but do have a rollover IRA, high 7 figures at Fidelity.
gee, having close to 10m in an IRA is rather unusual.
Isn't "high 7 figures" really 99 million dollars?
Not unless you drop (or add) a digit.
by MisterBill
Thu Jan 04, 2018 12:48 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

So I didn't realize it, but it appears that multiple states are free with this offer if you use the online version. I didn't think that was true last year since I was pretty sure that my daughter paid for her second state. But I just created a dummy two-state return on the online site and it does ap...
by MisterBill
Tue Jan 02, 2018 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Easy, and been discussed before. Private Client. (>1M in household assets, 401(k) may be excluded) Active trader. (not very bogleheadish) If you have to ask if you are either of the two, you aren't. Go buy a copy. Your 401(k) is not excluded from Private Client calculations, although ONLY having a ...
by MisterBill
Mon Jan 01, 2018 11:10 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

According to Intuit, you can "prepare" as many federal returns as you want, but you can only efile up to five federal returns. That's the licensing agreement you have with the Intuit and I am not going to violate the agreement I legally agreed to by clicking on the "I agree" button. https://ttlc.in...
by MisterBill
Sun Dec 31, 2017 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

For anyone who has Active Trader Services or Active Trader VIP and does not have the TT offer, here's a page I found mentioned on another site that actually shows TT Premier as a benefit for customers at those two levels.

https://www.fidelity.com/trading/active ... ice-levels
by MisterBill
Thu Dec 28, 2017 11:57 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

Costco has Deluxe for $10 off 12-27 to 1-2-18 and other versions for $15 off. I think these prices will then be in the new coupon book which begins 1-3. "While supplies last" Should be the same price at Amazon. I got email from Amazon today for their Gold Box Deal of the Day, TurboTax w/$10 Amazon ...
by MisterBill
Wed Dec 27, 2017 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

Amazon just lowered the price on TurboTax Deluxe 2017 to $29.99. Good enough for me. https://www.amazon.com/TurboTax-Deluxe-Efile-Amazon-Exclusive/dp/B075BBSV5J?psc=1&SubscriptionId=AKIAJ7T5BOVUVRD2EFYQ&tag=camelanonalerts-20&linkCode=xm2&camp=2025&creative=165953&creativeASIN=B075BBSV5J No State i...
by MisterBill
Wed Dec 27, 2017 4:23 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

:D You were correct - total waste of time to go to the branch. Hot chocolate but no mug - they were left over from a special opening that the mayor did a few weeks ago - all gone. I spoke to a pleasant lady who deals with walk-ins but she has only been there for a year. In many ways I knew more tha...
by MisterBill
Tue Dec 26, 2017 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: Question re prepaying Property Taxes
Replies: 8
Views: 1215

Re: Question re prepaying Property Taxes

Note: If you were subject to AMT last year, then prepaying will probably be wasted. Ralph Last year or this year? I am getting hit with AMT this year and do not fully understand how it works except that I'm apparently screwed on my property tax deduction because I won't get credit for pre-paying th...
by MisterBill
Mon Dec 25, 2017 10:37 pm
Forum: Personal Finance (Not Investing)
Topic: Accountant fees reasonable?
Replies: 39
Views: 3305

Re: Accountant fees reasonable?

Actually that's more complex than it appears. If she lived in NY all year it would be straightforward Non-Resident CT return and NY would give her a credit for most if not all taxes paid to CT on her NY resident return. Now it appears she is a part-year resident of both NY and CT and will have to a...
by MisterBill
Mon Dec 25, 2017 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

At the moment it more of a game to get a free copy of Turbo Tax. If I get bored in the next few days, maybe I'll go wandering into the fancy new Fidelity Office and bug them to let me have a free copy of Turbo Tax. Even if they won't I can get a cup of free Keurig coffee, hot chocolate and a free F...
by MisterBill
Mon Dec 25, 2017 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

hmw wrote:
Mon Dec 25, 2017 2:41 pm
Unfortunately I already bought H&R Block premium for $30 earlier when it was on sale on Amazon. Doubt that Amazon will let me get a refund. :oops:
Amazon won't, but H&R Block will (down towards the bottom of the page).

https://www.hrblock.com/guarantees/
by MisterBill
Mon Dec 25, 2017 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

I wonder if some of those who state they they are not eligible for the free download despite large balances and premium status might simply be looking in the wrong place. Myself, I first went to what would seem to be the most logical place - the tax information page at https://dpcs.fidelity.com/prg...
by MisterBill
Mon Dec 25, 2017 12:15 am
Forum: Personal Finance (Not Investing)
Topic: Accountant fees reasonable?
Replies: 39
Views: 3305

Re: Accountant fees reasonable?

A lot of states allow on line efile through the State website. Some states are more complex but in CT its pretty simple. Copy FED AGI to start, add in out of state muni bond interest, subtract CT 529 Plan contributions, subtract any prior year State tax refunds, adjust for SS (CT taxes at most 25% ...
by MisterBill
Sat Dec 23, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Accountant fees reasonable?
Replies: 39
Views: 3305

Re: Accountant fees reasonable?

Many thanks for the responses. I get the sense my accountant fees are high but I've used him for many years and feel comfortable with him, which is worth enough to not switch for now. Again thanks for all the comments. Have you considered saying something like "I mentioned what I pay you to do my r...
by MisterBill
Thu Dec 21, 2017 11:32 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

We are premium, not active trader, and following the directions (screen shots) posted upthread -- I got it and downloaded it. However, if I went to the regular Fido page for taxes, all it offered was a $20 discount. Left hand, meet the right hand. Thank you! Yeah, it's never been on the taxes page....
by MisterBill
Thu Dec 21, 2017 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need to pay estimated taxes on a K-1 from an estate?
Replies: 4
Views: 755

Re: Do I need to pay estimated taxes on a K-1 from an estate?

Possibly because of lower wages this yr., you may not meet the safe harbor of 100%(110%) of last yrs taxes. Perhaps the other safe harbor of 90% of this yrs taxes may apply but you will have to do a simulated tax return to see. So I got 2017 Turbotax and plugged in my numbers. It came up with a num...
by MisterBill
Thu Dec 21, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

I pointed out that on this forum, plenty of customers have downloaded this for free without being Active Traders and I tried to push, but Fidelity is holding firm. It's bad form to point this out and risk killing it for others. I said "on a investment discussion forum" - didn't mention this board.....
by MisterBill
Wed Dec 20, 2017 4:56 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Pardon if I missed it, but when I click on the link it just took me to the website to log in. No download that I could see of? Yes, you have to log in to Intuit's site and then download. More correctly, you have to "purchase" it for $0 and then you can download it. You don't just download it withou...
by MisterBill
Wed Dec 20, 2017 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

LSLover wrote:
Wed Dec 20, 2017 12:18 pm
Does anyone know if the e-files are limited to five per each computer or per download/copy of the software?
It's per installation. There is no code involved and if you "buy" multiple copies (which are still free), there is only one version of the download.
by MisterBill
Wed Dec 20, 2017 11:43 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Thanks MisterBill and to others for info on Fido Free Turbotax and returning already purchased TTax2017. Download successful. Not only is it free, it's Premier vs Deluxe, and includes one State Tax. The value more than pays for the handful of commissions I paid this year. :beer You're welcome! I wa...
by MisterBill
Wed Dec 20, 2017 11:39 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

blastoff wrote:
Wed Dec 20, 2017 11:20 am
Is this offer transient or is it up for months?

Basically, if getting a new computer soon... can wait and download later?
Generally yes, but you can "buy" it now and then download it from the TT website later (up to 3 years, they claim), so that's what I would recommend doing. Why take a chance?
by MisterBill
Tue Dec 19, 2017 11:46 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Awesome. I bought Deluxe CD on sale at Amazon a few weeks ago. Didn't know about Fido-TT relationship, but I see Deluxe offered to me, so I'll upgrade to that. I guess I can write off the cost of the one I purchased as a 2017 Tax Prep expense. :wink: Intuit offers a full refund policy. I've spent 1...
by MisterBill
Tue Dec 19, 2017 11:38 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Getting different answers from Reps at Fidelity. I called Fidelity again. They now say that only Active Traders get the free download. And Active Trader status is purely based on trades - not on account balance. People were told that last year too, and many, many posters here have shown that it's w...
by MisterBill
Tue Dec 19, 2017 10:59 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

My login says Premium Services in the upper right. No rep name. My statements also say Premium Services on a heading on every page. It may have something to do with the age of my account. I started with Fidelity in 1978. Or just a matter of whether you're assigned to a PCG rep at your local branch....
by MisterBill
Tue Dec 19, 2017 10:47 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

TimeRunner wrote:
Tue Dec 19, 2017 10:25 pm
Awesome. I bought Deluxe CD on sale at Amazon a few weeks ago. Didn't know about Fido-TT relationship, but I see Deluxe offered to me, so I'll upgrade to that. I guess I can write off the cost of the one I purchased as a 2017 Tax Prep expense. :wink:
Intuit offers a full refund policy.
by MisterBill
Tue Dec 19, 2017 10:31 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

While I don't see 'Private Client' anywhere on my account I do have 7 figures in IRAs and brokerage accounts. I don't trade very often so I guess just the balance I have is enough. Did you look on your statement? It should show up there. I also see "Fidelity Private Client Group SM" in the top righ...
by MisterBill
Tue Dec 19, 2017 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Also worth mentioning that if you need Home & Business, you can upgrade once you have installed Premier for only $10.
by MisterBill
Tue Dec 19, 2017 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

“This may change mid-December?” But it is already mid-December! The Fidelity offer is available. Unfortunately, I got an error when I got to the TT page. Hopefully it will be fixed soon. I worked just fine for me. Remember, do not log into TT. Wait until after the purchase. It was broken last night...
by MisterBill
Tue Dec 19, 2017 5:44 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

The link that was broken this morning is fixed - I was able to get it just now. Confirmed. Successful download of Premier for $0. Yup, me too! For those who share with family, if you want to keep it legit, you can "buy" up to 5 copies per order, all free. It's all the same download anyway, no key i...
by MisterBill
Tue Dec 19, 2017 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

I received the free download each of the last 2 years. Might be noteworthy that we have 7 figures w/ Fido. Folks might be jumping the gun; I don't think it was available until mid January last year. It was definitely available at this time last year (in fact, a few days earlier) but some people who...
by MisterBill
Mon Dec 18, 2017 11:59 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Same here. And it is the online version only, not the download/Desktop version, right? Not necessarily: see https://www.bogleheads.org/forum/viewtopic.php?f=2&t=203884&start=50#p3158406. Awesome, thank you! Now if they would fix the URL ... ;) I was thinking it could be TT that didn't activate some...
by MisterBill
Mon Dec 18, 2017 10:13 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

HueyLD wrote:
Mon Dec 18, 2017 9:30 am
“This may change mid-December?”

But it is already mid-December!
The Fidelity offer is available. Unfortunately, I got an error when I got to the TT page. Hopefully it will be fixed soon.
by MisterBill
Mon Dec 18, 2017 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

Great news -- the offer is up! Not so great news, when I got to Turbotax's website, I got an error: Our Apologies We cannot find the page you requested. You may have incorrectly typed the address (URL) or clicked an outdated link. Not sure who I'd report this to at Fidelity so I'll just try again to...
by MisterBill
Mon Dec 18, 2017 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Spousal SS benefits
Replies: 32
Views: 2266

Re: Spousal SS benefits

Okay... No, the Spouse (unlike the survivor) does not benefit from those "extra percentages" from FRA to age 70. Only the primary earner, collecting on "own" SS benefits gets that, --> as does the survivor, who would get the full amount, assuming that the higher earner did wait until age 70 to coll...
by MisterBill
Mon Dec 18, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

HueyLD wrote:
Mon Dec 18, 2017 9:30 am
“This may change mid-December?”

But it is already mid-December!
Well, it was last Monday when she responded, so not quite mid-December at that point.
by MisterBill
Mon Dec 18, 2017 11:31 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

The real concern I have is what ELSE might you be installing at a the same time? A botnet-agent, key-logger, or worse? When it comes to downloading something to my PC - I'm sticking to well-known sites. Perhaps the "download" code of the non-authorized resellers are somehow legitimate purchases fro...
by MisterBill
Mon Dec 18, 2017 11:25 am
Forum: Personal Finance (Not Investing)
Topic: Spousal SS benefits
Replies: 32
Views: 2266

Re: Spousal SS benefits

I think you might be confusing survivor benefits with spousal benefits. RM No, I was responding to the "A key additional benefit is that, if either partner dies, the survivor 's benefit is set at the higher individual payout." comment by neilpilot when I added the extra line about the survivor's be...
by MisterBill
Mon Dec 18, 2017 11:10 am
Forum: Personal Finance (Not Investing)
Topic: Spousal SS benefits
Replies: 32
Views: 2266

Re: Spousal SS benefits

What is the benefit of filing to get half your spouses benefit? Are you filing taxes separately? The benefit is that when you file a restricted application for spousal benefits you can delay your own benefits. The benefit grows at approximately 8% a year until age 70. A key additional benefit is th...
by MisterBill
Mon Dec 18, 2017 12:46 am
Forum: Personal Finance (Not Investing)
Topic: Spousal SS benefits
Replies: 32
Views: 2266

Re: Spousal SS benefits

You can input variables here and get a recommendation. http://www.bedrockcapital.com/ssanalyze/ (Play around with the "expected age of death". For my situation, an increase of one year greater than the default life expectancy made a significant change in strategy). Interesting site. I tried it for ...
by MisterBill
Mon Dec 18, 2017 12:27 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

I’m a Fidelity customer, and as part of their Private Client group due to my assets, I’m assuming I’ll get free TT Premier this year. Last year I had my TT purchase refunded by Fidelity, as I was in the process of a rollover and didn’t have the free offer on the website. Any Fidelity clients out th...
by MisterBill
Mon Dec 18, 2017 12:16 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax Prices
Replies: 171
Views: 21212

Re: TurboTax Prices

TT Premier download with 1 state $41.75 Tax Pros https://store.taxprosdeal.com/index.php/tax/for-pc/turbotax-premier-2017-fed-efile-state-pc-dl Anyone have experience with this seller? Google search reveals some posts on Intuit's site that indicate that it may not be an authorized reseller, but not...
by MisterBill
Wed Dec 13, 2017 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 249
Views: 35773

Re: Fidelity free Turbotax

In the past the offer did not come up on our login. I emailed our representative, who seems nice enough but I’ve never met or done any business with, and he said just to send him the receipt electronically and they would reimburse our account. I did and they did. Worked out fine. I was hoping that ...