Search found 26 matches

by cast128
Thu Dec 08, 2016 4:43 pm
Forum: Investing - Help with Personal Investments
Topic: New Attending Physician Retirement Plan Help
Replies: 4
Views: 467

Re: New Attending Physician Retirement Plan Help

There were others but this bond fund had the lowest ER which is why I picked it. Not sure why I have little choice when it comes to bond funds.
by cast128
Thu Dec 08, 2016 4:04 pm
Forum: Investing - Help with Personal Investments
Topic: New Attending Physician Retirement Plan Help
Replies: 4
Views: 467

New Attending Physician Retirement Plan Help

Hi, I have some questions about my retirement plan as a new physician. I have asked to max out my retirement contributions since I started working with the group. I figure if I never see the larger checks and learn to live on less then it will be easier in the long run to not try to catch up later. ...
by cast128
Fri Aug 12, 2016 9:17 am
Forum: Personal Finance (Not Investing)
Topic: College major...medical
Replies: 26
Views: 2924

Re: College major...medical

Just looking to get some opinions. My son is going into his junior year of high school. Was thinking of going to be a physical therapist in college - while he has high grades in school - seems it's a hard spot to get accepted for in college. I think it would be best to get accepted going into colle...
by cast128
Fri Aug 12, 2016 9:13 am
Forum: Personal Consumer Issues
Topic: How do you wire money?
Replies: 31
Views: 2734

Re: How do you wire money?

I walked into Wells fargo and they wired the money for me within minutes. It was my first time doing so and I was nervous but it was easy and quick, only costing me $30 to wire the money which Wells Fargo credited back to me. For those who are wondering I wired money to www.jamesallen.com to buy an ...
by cast128
Mon Jul 18, 2016 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: Another Too-Much-House Thread....
Replies: 72
Views: 8200

Re: Another Too-Much-House Thread....

The house sure does sound large but then again thats all relative as there are very wealthy people with quite extravagant houses. Of course, that does not make owning one right for you. That is a lot of house for 2 people and I would be interested in hearing what members of this forum without childr...
by cast128
Fri Jul 15, 2016 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Where were you financially when you were at 30?
Replies: 226
Views: 30020

Re: Where were you financially when you were at 30?

I turn 30 this year and just graduated residency this year. I currently have a net worth of negative $58,000 with $83,000 in student loans (down from $110k at the start of residency). If all goes to plan, by December I should have a positive net worth for the first time since I started medical schoo...
by cast128
Thu Jul 14, 2016 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: 30, because of major depression no income or apartment with 200k in retirement
Replies: 14
Views: 1540

Re: 30, because of major depression no income or apartment with 200k in retirement

Sorry to hear that you have fallen on hard times. You have a lot of symptoms of someone who is currently depressed. While also trying to get your financial house in order, I think it would be wise to also make sure your mental health is okay as well. Best of luck bud.
by cast128
Thu Jul 14, 2016 12:13 pm
Forum: Investing - Help with Personal Investments
Topic: Pull out of market?
Replies: 56
Views: 6572

Re: Pull out of market?

Did I miss it? OP How close are you to retirement that you are worried about a market fluctuation? Like others have said, try to avoid trying to time the market but maybe your risk tolerance with your level of AA is the real problem?
by cast128
Tue Jul 12, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: How much cash to give when invited to a wedding?
Replies: 81
Views: 8664

Re: How much cash to give when invited to a wedding?

Thank you for all the replies. Yes I plan on attending all but one of these weddings and will giving that couple $50. For the rest, it looks like I will be sticking with my original plan. Some of you mentioned that you give $100 per head which seems like a lot to me (I'm not married yet) but maybe I...
by cast128
Tue Jul 12, 2016 5:37 pm
Forum: Personal Consumer Issues
Topic: How much cash to give when invited to a wedding?
Replies: 81
Views: 8664

How much cash to give when invited to a wedding?

If the bride and groom to be are requesting cash as their registry is quite small, then how much cash should I give? I am thinking $100 for family and best friends, $50 for everyone else. Is this too cheap or too much? I'm 30 and have something like 6 weddings I"m invited to this year and costs...
by cast128
Tue Jul 05, 2016 12:31 pm
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 17200

Re: What do you spend your money on???

Travel
Buying good food at the grocery store
Craft beer
by cast128
Mon Jul 04, 2016 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford a million dollar house?
Replies: 85
Views: 11070

Re: Can I afford a million dollar house?

I personally think its too early to buy the house . Here is my reasoning. Owning a business can be expensive and filled with one time expenses that can break a business. Does the business have cash reserves or is your 400k part of the cash reserves if you need a one time unexpected purchase? If that...
by cast128
Sun Jul 03, 2016 6:19 pm
Forum: Local Chapters and Bogleheads Community
Topic: The Declaration of Independence
Replies: 44
Views: 4458

Re: The Declaration of Independence

Thanks Taylor,

To all the veterans on the board I hope you get to spend some time with family and take some time for yourself.
by cast128
Sat Jul 02, 2016 6:34 pm
Forum: Personal Consumer Issues
Topic: What do you spend your money on???
Replies: 149
Views: 17200

Re: What do you spend your money on???

Doom&Gloom wrote:
JonnyDVM wrote:Just paid $60 for a terrible round of golf this morning. I would think that qualifies as an expensive hobby.


More strokes/dollar. Solid Boglehead strategy!

:beer


:D This gave me a good laugh. I'll have to look at it this way the next time I have a terrible round.
by cast128
Fri Jul 01, 2016 4:02 pm
Forum: Personal Consumer Issues
Topic: Most frustrating company with worst customer service
Replies: 21
Views: 1811

Re: Most frustrating company with worst customer service

Just got off the phone and set up a cancellation for 1 week from now when I can get a different provider to come and hook up my internet. The guys name was Robert for the person who was interested. Total time on the phone including when I was on hold was one and a half hours. I feel emotionally exha...
by cast128
Fri Jul 01, 2016 3:36 pm
Forum: Personal Consumer Issues
Topic: Most frustrating company with worst customer service
Replies: 21
Views: 1811

Most frustrating company with worst customer service

Currently on hold for AT&T trying to cancel my internet plan. I have been transferred 3 times during this phone call and back on hold. Total length of time on this call is 1 hour and 7 minutes at the time of this posting. I think this has to be the worst customer service I have ever had and they...
by cast128
Fri Jul 01, 2016 10:22 am
Forum: Personal Consumer Issues
Topic: What kind of car are you driving?
Replies: 368
Views: 37067

Re: What kind of car are you driving?

In medical school I was determined to save as much money as possible and will admit that I went a little crazy. My car seat belt broke meaning that the seat belt was locked and would not withdrawal from the wall to be put on. Well I got a quote and the fix for my 2000 ford escape would be like 1000 ...
by cast128
Tue Jun 28, 2016 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a friend's student loans?
Replies: 21
Views: 2748

Re: Buying a friend's student loans?

Hello fellow BH's, In an attempt to diversify my investments, I was wondering if anybody here had any experience with buying out someone else's student loans and charging them ~1-2% points lower than their loan. I have a friend who has 50k in student loans @ 6%. I asked him if he'd be willing to le...
by cast128
Wed Jun 08, 2016 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Best state to get married in?
Replies: 11
Views: 1501

Re: Best state to get married in?

Thanks for the quick replies, I didn't realize that the state that we live in is much more important than the state that we simply get married in and file paperwork for the marriage certificate. In that case it most likely wont matter since we plan on staying in Texas for the foreseeable future. Jam...
by cast128
Wed Jun 08, 2016 11:08 am
Forum: Personal Finance (Not Investing)
Topic: Best state to get married in?
Replies: 11
Views: 1501

Best state to get married in?

Hi, I recently got engaged and of course we are both very excited. When discussing where we would like to get married we both looked at each other and came to the conclusion that we have no idea and or preferences at the moment. We currently live in Texas and I work in Austin (shes trying to find a ...
by cast128
Wed Jun 01, 2016 7:30 pm
Forum: Personal Consumer Issues
Topic: Electric Scooter?
Replies: 54
Views: 5494

Re: Electric Scooter?

+1 for "electric-assist" bike. I rode one owned by my friend this weekend for the first time ever. Took it all over Austin, got about 33 miles of use out of one charge with top speed of 20mph. I think the weight of the bike is somewhere like 45 pounds, so its heavy but not that bad. I'm no...
by cast128
Sat Feb 06, 2016 1:47 pm
Forum: Personal Finance (Not Investing)
Topic: Grandson working for me-Child labor law?
Replies: 35
Views: 2867

Re: Grandson working for me-Child labor law?

I'm in my hometown this weekend and asked my grandpa if he ever asked anyone about child labor laws when I worked for him when I was 13 and he just laughed. Shoot, I used to be on bucket trucks, under houses helping him lay pipe, and using heavy machinery such as bulldozers before I was 16. Looking ...
by cast128
Fri Feb 05, 2016 11:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: New Woodlands, Texas Local Chapter
Replies: 21
Views: 3538

Re: The Woodlands, Texas Chapter?

I'm in Houston currently for the next couple of months and would be willing to meet up and maybe have some brews
by cast128
Wed Dec 23, 2015 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on when and how much house I should buy as a new attending MD
Replies: 20
Views: 3042

Re: Advice on when and how much house I should buy as a new attending MD

The more I think about it the more it makes sense to start out by renting as there are too many unknowns and in the end the risk of buying far outweighs the risk of renting even if renting is only briefly. I have also been taking with my significant other and there are a lot of unknowns with her job...
by cast128
Wed Dec 23, 2015 3:00 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on when and how much house I should buy as a new attending MD
Replies: 20
Views: 3042

Re: Advice on when and how much house I should buy as a new attending MD

Thank you for all the thoughtful replies. For those asking my contract is 2 years long and self renews every year for one year until either me or my employer give at least 90 day notice prior to the next year contract auto renewing. I do understand that many new physicians change jobs which is addin...
by cast128
Tue Dec 22, 2015 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on when and how much house I should buy as a new attending MD
Replies: 20
Views: 3042

Advice on when and how much house I should buy as a new attending MD

Hi everyone, I've read this forum from time to time and have an idea of what a "boglehead" is in general terms. I am interested to see what you guys and gals would recommend for my situation. I have signed to be an attending physician at a hospital in Austin Texas. I have a lot of family i...