Search found 635 matches

by black jack
Sun Sep 03, 2017 11:58 pm
Forum: Personal Consumer Issues
Topic: Podcast [Looking for suggestions]
Replies: 29
Views: 2226

Re: Podcast

Since you're interested in long-form podcasts, why not also audiobooks? Probably available for download from your public library.

Podcasts not already mentioned (I think):
Radiolab
On the Media
Backstory (US history)
by black jack
Sun Sep 03, 2017 11:51 pm
Forum: Personal Consumer Issues
Topic: Does anyone use Driving Shoes?
Replies: 40
Views: 3928

Re: Does anyone use Driving Shoes?

I don't always wear shoes, but when I do (outside the office), I wear Nike Free 3.0s. But thin and light as they are, like several other posters I slip them off and drive barefoot (well, usually in socks) if I'm going to be driving for more than about five minutes.
by black jack
Fri Jul 14, 2017 8:49 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

Though what I'm interested in knowing is how he remained injury-free to be able to run 6+ miles every day. I tried running 1-2 miles a day and ended up with tendinitis after a couple of months! There are a lot of variables between individuals. It's been a long time since I read the book, but Muraka...
by black jack
Wed May 24, 2017 10:44 pm
Forum: Personal Consumer Issues
Topic: Cheap gym shirts w/ certain materials
Replies: 23
Views: 2961

Re: Cheap gym shirts w/ certain materials

Champion C9 stuff at Target.

Similar synthetic stuff at Walmart.

I bike and run in the humid mid-Atlantic; this stuff has never felt clingy, except after I jumped in the pool wearing it.

I can't imagine extended exercise in the summer wearing cotton; talk about clingy.
by black jack
Fri Mar 10, 2017 8:53 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2939
Views: 864223

Re: What Movie Have You Recently Watched?

Here is one oldie but goodie by Sydney Pollack and Robert Mitchum from 1974 - The Yakuza. m Unlike Ridley Scott's Black Rain, Pollack did a lot of research and employed a Japanese team, so we do not get the usual American or Hollywood bias. The ending was a surprise to me, as well as the many twist...
by black jack
Fri Feb 17, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: How to recognize self-help, pop-statistics, “Big Idea” books?
Replies: 4
Views: 531

Re: How to recognize self-help, pop-statistics, “Big Idea” books?

I feel for you. Your question assumes that someone, somewhere, knows what is true, and you'd like to piggy-back off their knowledge. I've spent much of my life looking for those people, have gotten into a few jobs where I was around the kind of people who are supposed to "know," and have d...
by black jack
Tue Jan 03, 2017 6:42 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

For Michael Lewis fans, a nice brief profile by Walter Isaacson: https://www.washingtonpost.com/entertainment/books/becoming-michael-lewis/2016/12/29/5b412c54-c0a3-11e6-897f-918837dae0ae_story.html?utm_term=.70d6eb42d85f [in case of difficulty with link, search for "Becoming Michael Lewis"]
by black jack
Sat Dec 24, 2016 11:55 pm
Forum: Personal Consumer Issues
Topic: Can I get a little house or townhouse for under $400K in Maryland or Virginia?
Replies: 112
Views: 10951

Re: Can I get a little house or townhouse for under $400K in Maryland or Virginia?

:D Futuristic. I suppose it is possible. As usual in life there are trade-offs. The major cultural attractions of DC are downtown. If one wants a detached house with a little garden, one has to live far out unless you have a million to spend on a house. I'm discovering that living far out means tha...
by black jack
Fri Dec 23, 2016 4:57 pm
Forum: Personal Consumer Issues
Topic: Can I get a little house or townhouse for under $400K in Maryland or Virginia?
Replies: 112
Views: 10951

Re: Can I get a little house or townhouse for under $400K in Maryland or Virginia?

Lynette I think it's possible. I live in Montgomery County about a mile from a metro station on the redline. There are a variety of different housing types in my neighborhood- single family, townhomes and condos. You could probably find a single family for around $400,000 in our area-a townhome for...
by black jack
Fri Nov 04, 2016 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurance rates went up
Replies: 155
Views: 16130

Re: Health Insurance rates went up

In my opinion, the whole US healtcare cost "crisis" has many aspects, some of which are purely political. Three of these (in my opinion) are: 1. The serious decline in "lifestyle" choices that lead to huge healthcare costs. Bad diets, overweight/obesity, sedentary liefestyle, et...
by black jack
Mon Oct 31, 2016 10:04 pm
Forum: Personal Consumer Issues
Topic: Fish from Costco?
Replies: 59
Views: 29240

Re: Fish from Costco?

Are any of their fresh or frozen fish selections not from China? The Salmon is from Russia. I would not eat Talapia unless it is from the USA. I will not eat shrimp unless it is gulf shrimp. Be aware that most ocean fish can and do contain mercury. I will eat Alaskan salmon, Walleye from Canada, an...
by black jack
Mon Oct 24, 2016 5:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2939
Views: 864223

Re: What Movie Have You Recently Watched?

Deadpool. An R-rated dark comedy parody of the previous Marvel character movies. It has everything you'd expect from a Marvel movie, including a ton of action scenes. It kept me interested, but I wasn't impressed. Marvel is anxious to grab hold of an older demographic for its MCU films (Marvel Comi...
by black jack
Sun Oct 02, 2016 12:03 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

Elephants Can Remember , by Agatha Christie. Many years ago her parents died by gunshot in a what seemed to be a suicide pact, but without an apparent reason for suicide. Now that she plans to marry her potential mother in law wants to know who killed whom. This is of course not an easy question to...
by black jack
Wed Sep 28, 2016 6:38 pm
Forum: Personal Consumer Issues
Topic: Please recommend a new tablet
Replies: 26
Views: 2767

Re: Please recommend a new tablet

What is the warranty period on your Samsung tablet? How did you pay for it?

Often such products have a one-year warranty, and many credit cards include a benefit that doubles the warranty period.
by black jack
Sat Sep 17, 2016 4:17 pm
Forum: Personal Consumer Issues
Topic: Calling DC area Bogleheads for help with relocation
Replies: 34
Views: 2659

Re: Calling DC area Bogleheads for help with relocation

Your criteria - 3 bedrooms, w/d, within a couple of miles of a Metro station, for $2,700 a month - are certainly reasonable. I live in Silver Spring, MD, and rent our former home - a 3 brdm, 1.5 bath with w/d, one mile from a Metro station - for $2,050 (cited as example only, currently not available...
by black jack
Wed Sep 14, 2016 6:34 pm
Forum: Personal Consumer Issues
Topic: How to fix doors that don't close after new carpet installation
Replies: 36
Views: 3423

Re: How to fix doors that don't close after new carpet installation

You could also call the carpet company that installed the carpet and ask if they can recommend a handyman to do the doors.
by black jack
Mon Sep 12, 2016 6:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 2939
Views: 864223

Re: What Movie Have You Recently Watched?

Great: Another vote for Hell or High Water (is that 7 or 8 now?), best I've seen in a while. If you like the Coen brothers I think you will love it. Just saw Hell or High Water; agree it is good, and while overall it didn't make me think of the Coen brothers, it certainly did in a couple of places ...
by black jack
Sun Sep 04, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

Being Mortal by Atul Gawande. I held off reading this book for a time, as I expected it to be a detailed examination of how our bodily systems fail as we die. I was mistaken; it is a discussion of how our current approach to old age and debility fails us, and an examination of efforts to address th...
by black jack
Fri Sep 02, 2016 10:34 am
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9530

Re: Frustrated Losing Weight!

dm200 wrote:Six years ago, I was in the obese range (BMI just over 30) and on 2 BP meds (25 years) and on statins (10 years). Got healthy, BMI down to 22-23 range in 11 months and stayed there, off all BP and statins.

Way to go!
by black jack
Fri Sep 02, 2016 10:12 am
Forum: Personal Consumer Issues
Topic: Frustrated Losing Weight!
Replies: 131
Views: 9530

Re: Frustrated Losing Weight!

Brian Wansink, a Cornell professor, has done numerous experiments that indicate that we eat too much because we rely on external cues (it's lunch time; is my plate clean?) rather than internal cues (am I hungry?). See his book "Mindless Eating: Why We Eat More Than We Think." The trick, th...
by black jack
Sun Aug 28, 2016 4:48 pm
Forum: Personal Consumer Issues
Topic: Eating Healthy/Meals for One
Replies: 65
Views: 5567

Re: Eating Healthy/Meals for One

Do you have a Costco or similar nearby? I love their frozen salmon fillets; those and other frozen foods are typically individually packaged, so easy to cook one at a time. Frozen vegetables are fresher than fresh and you don't have to worry about spoilage, just cook as much or little as you want ea...
by black jack
Sun Aug 28, 2016 2:19 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

Across the Nightingale Floor - Lian Hearn (pen name for Gillian Robertson). Historical fantasy set in feudal Japan. Well-written and engrossing; I started listening to the audiobook while walking, and ended up lying in bed next night listening to it to find it how it ended. Written in alternating c...
by black jack
Thu Aug 25, 2016 8:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 2587
Views: 819616

Re: What Book Are You Currently Reading? Part VI

I am Pilgrim - Terry Hayes. A thriller which did thrill, and left me thinking about the book after finishing it. A long book (the audio version is 22 hours 41 minutes). Coincidentally, after finishing the book, which involves smallpox, I looked up smallpox and found that Dr. D A Henderson, one of t...
by black jack
Fri Aug 05, 2016 8:36 am
Forum: Personal Consumer Issues
Topic: Where to find common items that last "forever"
Replies: 58
Views: 5503

Re: Where to find common items that last "forever"

I use the Vermont Country Store from time to time. Their stuff is somewhat overpriced.. The reason that it seems that a lot of things are no longer made as well as they used to be made is that, adjusted for inflation, we are paying a fraction of what we used to pay for them. If you are willing to p...
by black jack
Tue Aug 02, 2016 5:40 pm
Forum: Personal Consumer Issues
Topic: Subaru Legacy Question.
Replies: 20
Views: 1846

Re: Subaru Legacy Question.

harrychan wrote:If you go on freeways often, get the 6 cyl. We have the 2012 2.5i engine and it just lacks the power. I heard they changes the setup for 2014 and beyond so I recommend going for the 6.

We have a 2005 Legacy 2.5i wagon; I've never noticed a lack of power on freeways or elsewhere.
by black jack
Sun Jul 31, 2016 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: What is a modest retirement (definition)?
Replies: 66
Views: 7422

Re: What is a modest retirement (definition)?

MrNewEngland wrote:Only on Bogleheads would you see a $5M portfolio described as modest.

On the Internet no one can see someone else's tongue in their cheek.
by black jack
Mon Jul 11, 2016 8:52 am
Forum: Personal Consumer Issues
Topic: IRS refund statute of limitations expired - any options
Replies: 8
Views: 1115

Re: IRS refund statute of limitations expired - any options

Thanks to all for your ideas. Will definitely look into them.

A scam seems unlikely; the letter (I have a copy, though not in front of me at the moment) certainly looks like others I've received from the IRS, and there is no suggestion that she contact the IRS regarding the matter.
by black jack
Sun Jul 10, 2016 10:13 pm
Forum: Personal Consumer Issues
Topic: IRS refund statute of limitations expired - any options
Replies: 8
Views: 1115

IRS refund statute of limitations expired - any options

A family member just received a notice from the IRS saying it had changed her 2011 Form 1040 to reflect payments she'd made which apparently weren't reflected on her original form 1040. Bottom line: she's due a refund of $6,000, plus $615 in interest. Except - the statute of limitations for a refund...
by black jack
Sun Jul 10, 2016 9:57 pm
Forum: Personal Consumer Issues
Topic: Lawn Replacement- Irish moss or ???
Replies: 12
Views: 2956

Re: Lawn Replacement- Irish moss or ???

I used to run by a house whose unshaded front yard was covered in mint. Not sure how it held up under foot traffic, but it smelled great.

This was in Honolulu, so perhaps limited in its applicability to cooler climes.
by black jack
Sat Jul 09, 2016 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Fund Kid
Replies: 63
Views: 6821

Re: Trust Fund Kid

This board has many people angling to retire as soon as possible - and often throw their own education away in the process (physicians retiring at 50, really?) - in order to enjoy life, but this young fellow - who hasn't even retired, just taken a job whose pay is below his prospects - is getting a ...
by black jack
Mon May 30, 2016 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Private school? Any regrets?
Replies: 92
Views: 8125

Re: Private school? Any regrets?

Everybody thinks they have insight into education because they went to school. To put that into a Boglehead context, that's like saying that everybody has insight into personal finance because they spend money. But people come to this site because they realize that there's a lot that can be learned ...
by black jack
Sun May 22, 2016 9:53 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans? (Update, Pg 3)
Replies: 123
Views: 14982

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

Reading the responses on this thread, I must say that the way many posters think is completely foreign to me. I come from an East Asian family. In my culture, it is completely normal for grandparents, adult children, and grandchildren to all live together. To ask the grandparents to pay rent would ...
by black jack
Fri May 20, 2016 8:36 pm
Forum: Personal Consumer Issues
Topic: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans? (Update, Pg 3)
Replies: 123
Views: 14982

Re: Advice w/ 62YO Mom Moving In - Rent? Resentment? Plans?

My in-laws just got their home under contract and are moving in with us in a few weeks... [snip] We wouldn't mind at all if they lived with us permanently. Resentment? Yes, it is absolutely getting there. After handing them money and watching them use it to go on vacations, buy new toys, etc. while...
by black jack
Thu May 19, 2016 11:04 pm
Forum: Personal Consumer Issues
Topic: Car insurance - increased liability 500k
Replies: 16
Views: 2060

Re: Car insurance - increased liability 500k

I had mine raised from 300 to 500 when we added umbrella (umbrella requires the underlying policy's maxed out first and 500 is the auto max). The increased limit added about $40 per car per year to the premium. I recently purchased an umbrella policy, which required that I increase my auto insuranc...
by black jack
Thu May 19, 2016 6:32 pm
Forum: Personal Consumer Issues
Topic: Listening to tunes while exercising
Replies: 29
Views: 2947

Re: Listening to tunes while exercising

https://www.bogleheads.org/forum/viewtopic.php?t=169547 I hate cords, but haven't found a reasonable solution yet. I use Philips Earhook Headphones http://www.amazon.com/Philips-SHS3200BK-37-Flexible-Headphones/dp/B003CJTR82/ref=sr_1_1?s=electronics&ie=UTF8&qid=1463700573&sr=1-1&key...
by black jack
Sun May 15, 2016 6:53 pm
Forum: Investing - Help with Personal Investments
Topic: Middle-aged government employees requesting portfolio review (pensions; debts; asset allocation)
Replies: 4
Views: 854

Re: Middle-aged government employees requesting portfolio review (pensions; debts; asset allocation)

You don't mention Social Security; will you get that? What about health care benefits between age 60 and 65 (when you become eligible for Medicare)? Congratulations on your recent raise(s). You're about 20 years away (as a couple) from retiring at age 60, when you will be eligible for pensions that ...
by black jack
Wed May 11, 2016 8:28 pm
Forum: Personal Consumer Issues
Topic: Costco Car Rental-Any Experience
Replies: 25
Views: 4917

Re: Costco Car Rental-Any Experience

Like "lovestoread" above, I rent from Costco (several times a year) and use the Amex car insurance rather than the rental agency's insurance or my own (fortunately, have never had occasion to test Amex's insurance). I've never had any additional charges imposed above what was quoted on the...
by black jack
Sun May 08, 2016 4:31 pm
Forum: Investing - Theory, News & General
Topic: The High Fees You Don't See Can Hurt You"
Replies: 4
Views: 1288

Re: The High Fees You Don't See Can Hurt You"

Many of these costs are lurking somewhere on a firm’s website or in a mutual fund prospectus or supplemental document, which few investors locate and read. An earlier version of the Labor Department’s new rules would have required routine publication of such expenses, and projected returns, in regu...
by black jack
Sun May 08, 2016 11:53 am
Forum: Investing - Theory, News & General
Topic: End of Golden Era for Investors...?
Replies: 58
Views: 10500

Re: End of Golden Era for Investors...?

You have to learn that the news and the opinions of experts is overly pessimistic. Always has been and always will be. If I had paid attention to all of that I never would have invested in the first place. Millennials have reason to be pessimistic as the world seems to be going to hades in a hand b...
by black jack
Sun May 08, 2016 11:44 am
Forum: Investing - Theory, News & General
Topic: Impact of student debt on homeownership rates
Replies: 10
Views: 1393

Re: Impact of student debt on homeownership rates

But maybe the kids who got into Yale were simply more talented or hardworking than those who got into Tulane. To adjust for this, Krueger and Dale studied what happened to students who were accepted at an Ivy or a similar institution, but chose instead to attend a less sexy, "moderately select...
by black jack
Sat May 07, 2016 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Question about FERS retirement
Replies: 24
Views: 3330

Re: Question about FERS retirement

I would think the answer to whether giving up the extra money in the private sector is worth it depends in part on how much you already have saved and when you wish to retire. I'd guess that you would be able to save/invest over $50k a year on your salary as a fed (I'm a fed with a family living com...
by black jack
Sat May 07, 2016 3:23 pm
Forum: Investing - Theory, News & General
Topic: Impact of student debt on homeownership rates
Replies: 10
Views: 1393

Re: Impact of student debt on homeownership rates

Well, you're missing the opportunity college graduates have to invest a portion of their higher earnings over time and thus end up with more money than just their earnings. Those who do not attend college can also invest a portion of their earnings, but if they are earning $30k less ($35k less for m...
by black jack
Sat May 07, 2016 12:54 pm
Forum: Investing - Theory, News & General
Topic: Impact of student debt on homeownership rates
Replies: 10
Views: 1393

Impact of student debt on homeownership rates

Those who have expressed concern about the impact of college student debt on homebuying (and thus the future resale value of the homes of us Boomers) may be interested in this study: http://www.brookings.edu/research/reports/2016/05/03-dividing-line-between-haves-have-nots-home-ownership-education-n...
by black jack
Sat Apr 30, 2016 12:18 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Customer Service
Replies: 295
Views: 30768

Re: Is Vanguard phone support always this bad?

Well, anecdotes are not data, but since anecdotes are all we have in this thread: had occasion to call VG - the main line, because it was just after the concierge office hours ended and I didn't bother looking up the Voyager number (do any of these numbers matter, or do they just give the impression...
by black jack
Wed Apr 20, 2016 2:37 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security, Medicare, and mailing addresses
Replies: 1
Views: 327

Social Security, Medicare, and mailing addresses

Today I discovered something of a Catch-22, assume others have also encountered this, and wonder if anyone has found a good solution. I am the representative payee (RP) for my mom's Social Security (SS) account. She lives in a memory care facility in a distant state. Since I became the RP a few year...
by black jack
Sun Apr 17, 2016 2:15 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance
Replies: 13
Views: 2569

Re: Long Term Care Insurance

First piece of advice: there have been several threads in recent years about long term care insurance (LTCI), so I suggest you search the site to read those. Your LTCI policy, like other insurance, is a bet between you and Genworth: you bet that you will need the insurance, they bet you won't. What ...
by black jack
Tue Apr 12, 2016 9:34 pm
Forum: Personal Consumer Issues
Topic: e-Books/e-Magazines
Replies: 16
Views: 1333

Re: e-Books/e-Magazines

Many of the ebooks I read are "checked out" from my public library.
by black jack
Tue Apr 12, 2016 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: How do you find more satisfaction while living below your means?
Replies: 52
Views: 5575

Re: How do you find more satisfaction while living below your means?

You see what's going on: But I don't want to end up chasing material goods and I feel as though things like these get on the way of finding true happiness. You're right, true happiness comes from having a purpose, not from having stuff. Perhaps personal financial freedom is not a sufficiently engros...
by black jack
Sat Apr 09, 2016 9:24 pm
Forum: Personal Finance (Not Investing)
Topic: I read Boglehead posts on LTC ins. Has anyone made a claim yet? How'd it go? Claims paid?
Replies: 36
Views: 5133

Re: I read Boglehead posts on LTC ins. Has anyone made a claim yet? How'd it go? Claims paid?

Mom purchased a LTCI policy around age 70: $102,000 in coverage (no inflation adjustment), 100 day elimination period, coverage for in-home care too. Premiums were about $1,300/year for the first decade or so, then began rising; last year was about $2,100. She moved to an assisted living facility at...
by black jack
Sat Apr 09, 2016 7:09 pm
Forum: Investing - Theory, News & General
Topic: Methuselah fund: Vanguard?
Replies: 16
Views: 2719

Re: Methuselah fund: Vanguard?

finite_difference, I take every opportunity I have to share with the Bogleheads the excellent Lapham's article Trust Issues , dealing with Methusaleh trusts throughout American history. I too have wondered about your suggestions, as apparently did Ben Franklin as well; perhaps this article will con...