Search found 554 matches

by Isabelle77
Wed May 13, 2020 5:45 am
Forum: Personal Finance (Not Investing)
Topic: Turning 30. Living 30s without regrets
Replies: 87
Views: 9410

Re: Turning 30. Living 30s without regrets

I would add a few items: Exercise regularly. Find a way to make exercise fun and preferably with a group of friends. Hike, run, weight lift, sports, etc. Get enough sleep. It’s critical to mental and physical health. Eat well. Your metabolism isn’t going to be operating like you remember it. Be min...
by Isabelle77
Thu May 07, 2020 7:29 pm
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

I think the scenery would be better on 90 but the hotel, food and fuel options would probably be better on 80. There's also a big difference in the amount of truck traffic with I90 being much less traveled and a more relaxing drive. I'd also consider whether there's pet sitting businesses (I think ...
by Isabelle77
Thu May 07, 2020 7:27 pm
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

If I were moving across the country today, I would fly and have my car shipped. Much less opportunity to get exposed in a five hour flight than on a weeklong drive. Not only that, but you eliminate the most likely source of risk - a car accident. Yes, but we can't abandon our pets. Pets can be flow...
by Isabelle77
Thu May 07, 2020 9:11 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

livesoft wrote:
Thu May 07, 2020 7:03 am
Check the air pressure in your spare tire. I'll assume that you have already checked the air pressure in your other tires.
Good idea. Yes, we actually replaced the tires on all of our cars last week, so they'll be new but not brand new when we drive.
by Isabelle77
Thu May 07, 2020 6:47 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

You guys have been great and very helpful. Thanks so much!
by Isabelle77
Wed May 06, 2020 12:15 pm
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

Wow, that sounds like a great drive. And it would have been a very cool vacation. Now it will be something of an adventure that your family will go through together, and I hope you still have some fun. Second all the suggestions for planning the trip around pet-friendly hotels and bringing plenty o...
by Isabelle77
Wed May 06, 2020 10:29 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

JoeRetire wrote:
Wed May 06, 2020 10:25 am
quantAndHold wrote:
Wed May 06, 2020 9:59 am
If I were moving across the country today, I would fly and have my car shipped. Much less opportunity to get exposed in a five hour flight than on a weeklong drive.
Not only that, but you eliminate the most likely source of risk - a car accident.
Yes, but we can't abandon our pets.
by Isabelle77
Wed May 06, 2020 10:18 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

In normal times I would tend to drive quickly until you got to western South Dakota on I90 then spend most of your vacation time in the Black hills, Badlands, Wyoming, and Yellowstone but with the pandemic most of that will be closed now. There are lots of old threads on that area that you can look...
by Isabelle77
Wed May 06, 2020 10:15 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Re: Cross Country Drive-Best route? Safest way to do it?

Most airlines have suspended their pet-flying services right now so we planned on driving. We're also doing this on the cheap because it looks like our relocation package will be minuscule, so shipping the cars is out. I can probably extend the trip to mid-July if necessary. Thanks to everyone, we'l...
by Isabelle77
Wed May 06, 2020 8:15 am
Forum: Personal Consumer Issues
Topic: Cross Country Drive-Best route? Safest way to do it?
Replies: 40
Views: 3779

Cross Country Drive-Best route? Safest way to do it?

Our family is moving from Massachusetts to Oregon this summer, probably late June or early July. We'll be driving two cars, with two teenagers, two dogs, and a bunch of stuff. I'm looking for advice on 1) how to drive, what national parks and points of interest should we hit? and 2) what are your th...
by Isabelle77
Mon May 04, 2020 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Buying Home - How Near Parents?
Replies: 30
Views: 2994

Re: Buying Home - How Near Parents?

We've never lived less than 1000 miles from our parents (yes, we were super-jealous of our friends with free sitters!) but I wanted to just comment on how much things may change with your parents over the coming years. When our kids were young, our parents were super healthy, traveling the world, an...
by Isabelle77
Thu Apr 30, 2020 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting a job after two weeks: relocation expenses
Replies: 196
Views: 17339

Re: Quitting a job after two weeks: relocation expenses

Was there anything on Google, Glassdoor, during the interview or something else that, in hindsight, your husband or you saw that was a red flag for this so the rest of us don't fall into this trap? In hindsight, the fact that they've been attempting to fill this position for a long time and had to ...
by Isabelle77
Thu Apr 30, 2020 12:00 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting a job after two weeks: relocation expenses
Replies: 196
Views: 17339

Re: Quitting a job after two weeks: relocation expenses

That's no way to live. Leave now. If you continue at this place, it will put you in the hospital. Once your free of it and some time had passed, it will be water under the bridge. Gosh, I don’t know. When I started working, 100 hour weeks were not that unusual for me, and I never did wind up in the...
by Isabelle77
Thu Apr 30, 2020 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Quitting a job after two weeks: relocation expenses
Replies: 196
Views: 17339

Re: Quitting a job after two weeks: relocation expenses

The OP doesn’t say how old he is, it matters.There’s a big difference between 25yrs old and 44yrs old. We worked crazy hours in our 20s too. My husband is 44, he’s 5’11 and currently weighing in at 137lbs, he’s normally around 165lbs. He barely sleeps. He can’t “get a lot done in a 60 hour work wee...
by Isabelle77
Thu Apr 30, 2020 9:14 am
Forum: Personal Finance (Not Investing)
Topic: Quitting a job after two weeks: relocation expenses
Replies: 196
Views: 17339

Re: Quitting a job after two weeks: relocation expenses

That's no way to live. Leave now. If you continue at this place, it will put you in the hospital. Once your free of it and some time had passed, it will be water under the bridge. Gosh, I don’t know. When I started working, 100 hour weeks were not that unusual for me, and I never did wind up in the...
by Isabelle77
Thu Apr 30, 2020 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Quitting a job after two weeks: relocation expenses
Replies: 196
Views: 17339

Re: Quitting a job after two weeks: relocation expenses

OP, I've posted about this very issue before. My husband took a job across the country from where we lived and HATES it. Very similar to yours, a disaster from the first day, although sadly he was optimistic it would improve and we even bought a house which was enormously stupid. He also works prett...
by Isabelle77
Thu Apr 23, 2020 2:01 pm
Forum: Personal Consumer Issues
Topic: House Cleaning and Covid
Replies: 24
Views: 2319

Re: House Cleaning and Covid

So, we live in Georgia, and will definitely not be going bowling, getting tats, going to the theater, getting haircuts and/or massages and/or mani/pedis, or going to the gym this weekend. That said, I am wondering about starting with our house cleaners again. I was thinking that if they used masks,...
by Isabelle77
Thu Apr 23, 2020 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house now -- crazy decision?
Replies: 11
Views: 1327

Re: Buying a house now -- crazy decision?

Timing the housing market is never a great idea, we’re all cautious because of the last housing crash but housing prices don’t always go down in recessions. You can afford the house, you have plenty leftover for an emergency fund, if you’re planning on staying in the house, buy the house. We’re outs...
by Isabelle77
Wed Apr 22, 2020 3:15 pm
Forum: Personal Consumer Issues
Topic: How much to tip on DoorDash?
Replies: 60
Views: 4995

Re: How much to tip on DoorDash?

How much do you generally tip on DoorDash for food delivered? I tip Doordash (and all other food delivery services) $0.00. Their employer pays them. The delivery demand is far outpacing the supply nowadays, so the independent contractors doing the work can afford to be picky while your parsimonious...
by Isabelle77
Wed Apr 22, 2020 7:18 am
Forum: Personal Consumer Issues
Topic: Is walking enough cardio exercise if I also lift weights?
Replies: 65
Views: 4890

Re: Is walking enough cardio exercise if I also lift weights?

I've been walking 3-5 miles four or five days a week for nearly ten years. I occasionally add weights but not often enough. My BMI is great, my blood pressure and cholesterol are great, my pulse is good but not 40 (which is a marathon runner pulse rate). I started walking to lose a little weight but...
by Isabelle77
Sat Apr 18, 2020 11:54 am
Forum: Personal Finance (Not Investing)
Topic: $1M home purchase - can we afford it?
Replies: 74
Views: 6819

Re: $1M home purchase - can we afford it?

You can afford it. I would probably wait until after the first child, just because kids change a lot and there's a lot that can happen that maybe you wouldn't be prepared for. But, I guess you could always sell the house if you needed to.
by Isabelle77
Fri Apr 17, 2020 7:26 pm
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

Just hope that the camp is still there next year...I am very worried that college football as we now know it will be gone if we cancel this year ( which I am very much for if needed to keep folks safe...no fight there ) I am just worried about things like this camp and tons of others...come on scie...
by Isabelle77
Fri Apr 17, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

Update: the camp canceled their summer sessions and are refunding or applying $ to next year as desired. So the decision was made for us, but we were going to likely pull them anyway.
by Isabelle77
Fri Apr 17, 2020 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Approved for mortgage but spouse just got furloughed
Replies: 11
Views: 1748

Re: Approved for mortgage but spouse just got furloughed

We bought a house last summer with Chase and they verified employment the day before closing. It was actually a huge pain because my husband's HR department never called them back and we almost had to delay closing. :oops:
by Isabelle77
Fri Apr 17, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: Frugal quarantine habits to keep
Replies: 87
Views: 8230

Re: Frugal quarantine habits to keep

Cutting back on kids' sports. Our son was in an insane amount of sports that required loads of driving, money and time. I think we can go from 12 hours a week to 6 hours and be happier overall. We used to order a pizza for our kids on Friday nights and go out as a couple for dinner. I've found the k...
by Isabelle77
Fri Apr 17, 2020 9:11 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207269

Re: [What TV Show Have You Recently Watched?]

Bosch fans, the latest (and I believe, final) season is out today.
by Isabelle77
Wed Apr 15, 2020 1:19 pm
Forum: Personal Consumer Issues
Topic: Convince me - for or against bigger home
Replies: 92
Views: 5453

Re: Convince me - for or against bigger home

Until I had a houseful of teenagers doing online schooling and my husband also working from home, I would have told you that I hate my big house :) Right now it's pretty great though, we have a pool too and assuming school doesn't start back up, I'll also be grateful for that as well. Absent a pande...
by Isabelle77
Tue Apr 07, 2020 11:32 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1907
Views: 207269

Re: [What TV Show Have You Recently Watched?]

Been watching Nailed It! on Netflix with my teenagers. It's stupid and makes us laugh.
by Isabelle77
Fri Apr 03, 2020 3:07 pm
Forum: Personal Consumer Issues
Topic: Amazon delivery & payment issue
Replies: 20
Views: 1778

Re: Amazon delivery & payment issue

Toons wrote:
Fri Apr 03, 2020 2:50 pm
Chat Online
With Amazon
It Works
:happy
I tried this with my issue and received a notice that due to overwhelming traffic customer chat wasn't currently available.
by Isabelle77
Fri Apr 03, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: Isolating from Roommates
Replies: 4
Views: 618

Re: Isolating from Roommates

This post pertains to a decision about where to live in light of the virus situation. For my main residence, I rent a room from a couple in their seventies who are both my landlords and roommates. In mid-march, to my surprise and disappointment, in spite of the circumstances, my landlord-roommates ...
by Isabelle77
Fri Apr 03, 2020 12:43 pm
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

I would come up with an alternate set of plans for summer. The sooner, the better. One thing we used to do with our cousins each summer was to “swap” some kids. Two or 3 kids from each family would trade places with 2 or 3 from the other family. It was fun for everyone, even those who stayed home a...
by Isabelle77
Fri Apr 03, 2020 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Are your personal expenses down during stay home and shelter?
Replies: 167
Views: 9233

Re: Are your personal expenses down during stay home and shelter?

We're saving on gas and sports team fees. But I'm spending more on groceries, I used to shop once a week for the entire week and be nearly out of food by the end of the week, I don't feel like I can cut it that close right now so I've been ordering more. I've also been buying projects for my kids, l...
by Isabelle77
Fri Apr 03, 2020 9:58 am
Forum: Personal Consumer Issues
Topic: Amazon delivery & payment issue
Replies: 20
Views: 1778

Re: Amazon delivery & payment issue

It's a little bit of a mess right now. We ordered pancake mix last week and received 3 Nintendo Switch cases instead. I tried to contact Amazon but couldn't. I'll return eventually I guess. Wish we had the pancake mix :)
by Isabelle77
Fri Apr 03, 2020 9:55 am
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

Yes. Withdraw. get your refund. If others wait until April 30, there may be an influx of refund requests and who knows how they will handle that then. Plus, its your kids, virus all over, they don't need camp. really. It's a difficult decision. Our daughter is going on a bike trip with the camp tha...
by Isabelle77
Fri Apr 03, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

I'm not even sure we're going to put our kids back in summer school this year. We already paid for it, but if I feel it's not safe, they're not going period. If I don't get a refund, I won't care either. Money shouldn't be the issue. If you don't cancel and come June you don't feel it's safe for th...
by Isabelle77
Fri Apr 03, 2020 9:35 am
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Re: Should I withdraw my kids from summer camp?

That is an easy choice, go on and cancel and get your money back ASAP.. If you wait too long there is a good chance that they will stop giving cash refunds. In the extremely unlikely event that things dramatically improve it is very likely that there will be plenty of openings for last minute regis...
by Isabelle77
Fri Apr 03, 2020 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Help for the Kids
Replies: 9
Views: 858

Re: Help for the Kids

OP, Agreed, have insured there is a contingency fund in safe, liquid assets that I can tap if needed. Only change is that I don’t expect to be repaid. Comes from my parents, they never wanted family relationships to be endangered by money. WoodSpinner Yes, I agree with this as well. Don't make it a...
by Isabelle77
Fri Apr 03, 2020 9:18 am
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2795

Should I withdraw my kids from summer camp?

My 2 teenagers go to overnight summer camp for a month every July. They love it and it is an expense that we are happy to pay. The camp is offering a full refund (about 3K per kid) if we cancel by April 30. They have not made a final decision about summer programs as of yet. I imagine they will have...
by Isabelle77
Fri Apr 03, 2020 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Help for the Kids
Replies: 9
Views: 858

Re: Help for the Kids

Absolutely. As long as you can still pay your bills, I would definitely help my children in these circumstances if necessary. This isn't a case of making awful decisions, it's a national emergency. Totally different scenario. I would advise them as well to apply for unemployment if it comes to that.
by Isabelle77
Fri Apr 03, 2020 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Home office deductions for mandatory work at home?
Replies: 18
Views: 1168

Re: Home office deductions for mandatory work at home?

There's a good article in the WSJ covering this today, not sure if it's behind the paywall. Sadly, the answer is no.

https://www.wsj.com/articles/millions-a ... eatst_pos2
by Isabelle77
Tue Mar 31, 2020 4:30 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to Canada as a US Citizen with income from both countries
Replies: 21
Views: 1120

Re: Moving to Canada as a US Citizen with income from both countries

Do you even understand how amazing it must be to not have to worry about healthcare premiums every paycheck? 13% sales tax is literally nothing compared to healthcare costs and NJ property taxes. Payroll taxes are minimal in Canada also, so yes, take a look at what you are PAYING to live in the USA...
by Isabelle77
Tue Mar 31, 2020 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to Canada as a US Citizen with income from both countries
Replies: 21
Views: 1120

Re: Moving to Canada as a US Citizen with income from both countries

I'm a dual citizen, grew up in Toronto. I assume you have another reason to do this other than wanting to work in medicine in Canada? Just looking at the income alone, have you done the math on the exchange rate for your income? 225K in C$ is 158K in US$ today, Ontario has a 13% total sales tax on ...
by Isabelle77
Tue Mar 31, 2020 8:50 am
Forum: Personal Finance (Not Investing)
Topic: Those with USAA [who moved to Vanguard]
Replies: 29
Views: 2874

Re: Those with USAA [who moved to Vanguard]

I have had an excellent experience with USAA insurance. When our laundry room flooded I uploaded some pictures and they transferred money to us within a day. In total it was around 15K and we had zero issues and never even actually spoke to an adjuster, just chatted online. We also use them for basi...
by Isabelle77
Tue Mar 31, 2020 6:58 am
Forum: Personal Finance (Not Investing)
Topic: Moving to Canada as a US Citizen with income from both countries
Replies: 21
Views: 1120

Re: Moving to Canada as a US Citizen with income from both countries

I'm a dual citizen, grew up in Toronto. I assume you have another reason to do this other than wanting to work in medicine in Canada? Just looking at the income alone, have you done the math on the exchange rate for your income? 225K in C$ is 158K in US$ today, Ontario has a 13% total sales tax on a...
by Isabelle77
Sat Mar 28, 2020 9:19 am
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190742

Re: Bogleheads community discussion - Coronavirus

The BCG vaccine trials are interesting. My children were born overseas and have both had this vaccine.
by Isabelle77
Fri Mar 27, 2020 8:43 am
Forum: Personal Consumer Issues
Topic: Chewy pet food delivery
Replies: 26
Views: 1958

Re: Chewy pet food delivery

I wanted to update that I ordered meds and food yesterday and received the 7-10 day email but then got a shipped email this morning with arrival Monday. So maybe they're catching up at least in the Boston area?
by Isabelle77
Fri Mar 27, 2020 8:35 am
Forum: Personal Finance (Not Investing)
Topic: MBA Worth It?
Replies: 88
Views: 5840

Re: MBA Worth It?

My husband is a VP of marketing for a large company and does not have an MBA. He's worked his way up and has had a lot of MBAs work for him. We married and had our kids in our late 20s and were just never in a financial position to pay for an MBA when it would have made sense. Now in his forties, it...
by Isabelle77
Tue Mar 24, 2020 1:16 pm
Forum: Personal Consumer Issues
Topic: Chewy pet food delivery
Replies: 26
Views: 1958

Re: Chewy pet food delivery

Ours was delayed about 3 days.
by Isabelle77
Tue Mar 24, 2020 7:52 am
Forum: Personal Consumer Issues
Topic: Costco Senior hour Tue and Thur
Replies: 70
Views: 5734

Re: Costco Senior hour Tue and Thur

What I cannot understand is why any store or business wants to bring the whole population of vulnerables together in one place at one time. We generally go out to shop in the early evening....almost no one is in the store! I believe the idea is that the store is cleanest first thing in the morning.
by Isabelle77
Wed Mar 18, 2020 1:16 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190742

Re: Optimism amongst the panic and worry

The wife and I went to the local park for a run. There were a bunch of people out riding bikes, jogging, walking, etc... All seemed to be in a good mood. It was a really nice night. Yes, here too. Time with my teenagers. Walks with my husband who is working from home. Plans for when this is over. M...