Search found 315 matches

by Isabelle77
Mon Dec 17, 2018 11:55 pm
Forum: Personal Consumer Issues
Topic: Kid schooling - not learning much academically. Looking for suggestions.
Replies: 105
Views: 4557

Re: Kid schooling - not learning much academically. Looking for suggestions.

I have a middle schooler and a freshman in high school. When our freshman was in kindergarten she was the smartest kid in her class. My husband and I were often told how gifted she was, how advanced. She read the Harry Potter series in first grade, had beautiful handwriting, never misspelled anythin...
by Isabelle77
Mon Dec 17, 2018 8:50 pm
Forum: Personal Consumer Issues
Topic: When has being frugal or cheaping out bit you in the rear?
Replies: 109
Views: 7627

Re: When has being frugal or cheating out bit you in the rear?

Cheap furniture. I've learned that an empty room is better than buying crap that falls apart :)
by Isabelle77
Mon Dec 17, 2018 8:46 pm
Forum: Personal Consumer Issues
Topic: Vancouver BC/Vancouver Island Trip Summer 2019
Replies: 13
Views: 819

Re: Vancouver BC/Vancouver Island Trip Summer 2019

Thanks so much! Is there a specific area in Vancouver that you would recommend staying in?
by Isabelle77
Mon Dec 17, 2018 6:01 pm
Forum: Personal Consumer Issues
Topic: Vancouver BC/Vancouver Island Trip Summer 2019
Replies: 13
Views: 819

Vancouver BC/Vancouver Island Trip Summer 2019

Hi all, Just starting to think about summer 2019. Every year while our kids are at summer camp, hubbie and I take a weeklong trip sans children. Last year we went to London, the year before New Mexico and Colorado, you get the idea. Anyway, we are looking at Vancouver/Victoria/Torfino for this summe...
by Isabelle77
Thu Nov 08, 2018 10:09 am
Forum: Personal Finance (Not Investing)
Topic: How to deposit cash in online account with no local branch
Replies: 45
Views: 4724

Re: How to deposit cash in online account with no local branch

RickBoglehead wrote:
Thu Nov 08, 2018 8:09 am
Isabelle77 wrote:
Wed Nov 07, 2018 9:57 pm
I just do mobile deposits with USAA banking. $100,000 daily limit.
How do you do a mobile deposit of cash, which is the OP's point?
Photo deposit on their app. All of the major banks and a lot of little banks have this now. USAA has had theirs for years.
by Isabelle77
Wed Nov 07, 2018 9:57 pm
Forum: Personal Finance (Not Investing)
Topic: How to deposit cash in online account with no local branch
Replies: 45
Views: 4724

Re: How to deposit cash in online account with no local branch

I just do mobile deposits with USAA banking. $100,000 daily limit.
by Isabelle77
Sun Nov 04, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Teaching kids there is an ample amount of money
Replies: 108
Views: 8074

Re: Teaching kids there is an ample amount of money

So I can offer a few thoughts on this just from personal experience. My parents were successful (first generation successful) and I went to expensive private schools and an expensive private college, we lived in a wealthy neighborhood. I've always been pretty responsible with money and so have my si...
by Isabelle77
Sat Oct 27, 2018 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Things to consider when relocating from Boston to Toronto
Replies: 28
Views: 2579

Re: Things to consider when relocating from Boston to Toronto

And from Canadians (NOT many American politicians) - Canadian healthcare is excellent. Not an American politician. I grew up in Toronto and now live in the US, I'm a dual citizen. To avoid turning this into a political post I will simply say that healthcare in Canada is wonderful for some things, n...
by Isabelle77
Tue Oct 16, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation to California
Replies: 49
Views: 4292

Re: Relocation to California

My wife recently met her biological family who lives in the San Fernando Valley. In order for her to be closer to them and get to know them, we are thinking of relocating from Dallas to that area of California in about a year. My wife works from home so she would easily be able to make such a move....
by Isabelle77
Sun Oct 14, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: Should we move to San Diego from east coast?
Replies: 138
Views: 10973

Re: Should we move to San Diego from east coast?

Well, looking at it from a financial perspective, I guess it would depend on what kind of jobs you are able to line up and how they compare vs. where you are now given the cost of living.

San Diego is lovely but if you're feeling broke you may not be able to enjoy it all that much.
by Isabelle77
Sat Oct 13, 2018 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: Weigh in on our Marital Argument =)-- HCOL edition
Replies: 102
Views: 10579

Re: Weigh in on our Marital Argument =)-- HCOL edition

My only concern would be schools for the kids. If you're happy with the schools then stay, life is too short to live on NJ Transit :)
by Isabelle77
Sat Oct 13, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Can a US citizen be a resident of NO state?
Replies: 61
Views: 18293

Re: Can a US citizen be a resident of NO state?

Interesting thread. To add to the discussion, I was born in the US but lived my entire childhood in Canada. When I turned 18 I could vote by absentee ballot in the US but only for President and Vice President. Maybe the rules differ but that's how it worked in the 90s :) From my elections officer e...
by Isabelle77
Sat Oct 13, 2018 10:52 am
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

Have you considered the Accura MDX ? I agree this is a good choice in general (except for the fact that it only comes with the abysmal 9-speed automatic), but the OP just said they don't care about luxury cars. So in that light the MDX is essentially just a smaller, more expensive Pilot. Beautiful ...
by Isabelle77
Fri Oct 12, 2018 3:27 pm
Forum: Personal Finance (Not Investing)
Topic: Can a US citizen be a resident of NO state?
Replies: 61
Views: 18293

Re: Can a US citizen be a resident of NO state?

Interesting thread. To add to the discussion, I was born in the US but lived my entire childhood in Canada. When I turned 18 I could vote by absentee ballot in the US but only for President and Vice President. Maybe the rules differ but that's how it worked in the 90s :)
by Isabelle77
Fri Oct 12, 2018 11:27 am
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

Thanks Morgan Dollar, great info! We are a never again Hyundai family. Our 2007 Santa Fe needed a new alternator and transmission in the first 50,000 miles. We were under warranty but still. When we sold it in 2016 I was thrilled. Our local dealer is also terrible. I imagine we will wind up with a H...
by Isabelle77
Fri Oct 12, 2018 10:28 am
Forum: Personal Consumer Issues
Topic: your favorite ereader?
Replies: 28
Views: 1429

Re: your favorite ereader?

Kindle Paperwhite. I read a ridiculous amount and I adore my paperwhite. As an aside, my mom has very advanced macular degeneration and can still read her paperwhite on the highest font size, it is the only way she can read. The paperwhite has allowed her to continue to enjoy books, so I have a big ...
by Isabelle77
Fri Oct 12, 2018 10:25 am
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

Thank you, everyone! Lots to research. I'll let you know what we decide.
by Isabelle77
Fri Oct 12, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: Pacific Northwest trip
Replies: 39
Views: 3112

Re: Pacific Northwest trip

I live in the Portland area. I wouldn't spend 5 days in Portland :) There isn't that much to do in the city other than eat good food, and frankly summer is protest season. I know someone's going to jump on me about that but honestly I would spend 5 days exploring the Columbia Gorge, Hood River, up M...
by Isabelle77
Thu Oct 11, 2018 1:20 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

I might avoid the 9 speed transmission on Touring/Elite. The 6 Speed on the 2018 EX-L is good. "The transmission has been problematic, as customers of Jeep, Chrysler, and Acura models equipped with the transmission have experienced problems in their vehicles regarding slow shifting and noisy operat...
by Isabelle77
Thu Oct 11, 2018 1:10 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

Must haves: Seating for 7. That third row is a must for us, I only have 2 kids but I drive 5 kids to school every day. AWD. We live in the Portland area and we're up on Mt. Hood most weekends in the winter, otherwise I'd consider a minivan. Around 40K, give or take say 5K. My Toyota Sienna has all ...
by Isabelle77
Thu Oct 11, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

How many miles on the 2013 Pilot? That is a pretty new car still. If your Honda dealer is close, provides good service and you have a good existing relationship, it makes sense to stay the course. There are many good options in that 3rd row, not a minivan segment. But, staying with what you know is...
by Isabelle77
Thu Oct 11, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

Re: Considering new Honda Pilot, other suggestions?

Toyota Highlander and Subaru Ascent if looking at new which i assume you are. Hyundai is coming out with a full size soon but depends on when you want to buy. Thanks, I was wondering about Subaru and will add it to the list. We had a horrible experience with Hyundai so I think that one's out anyway.
by Isabelle77
Thu Oct 11, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: UPDATE Considering new Honda Pilot, other suggestions?
Replies: 35
Views: 2067

UPDATE Considering new Honda Pilot, other suggestions?

Hey all, We are looking at buying a new 2019 Honda Pilot, we've enjoyed our 2013 Pilot so it seemed like an obvious choice but I want to make sure I'm not missing anything. Also going to check out Toyota Highlanders but they seem more expensive for a similar car. Must haves: Seating for 7. That thir...
by Isabelle77
Tue Sep 18, 2018 11:47 am
Forum: Personal Consumer Issues
Topic: When did you decide to move from your home to senior living?
Replies: 15
Views: 3173

Re: When did you decide to move from your home to senior living?

My parents are starting to think about it. Their children think it's time but they want to be in a specific place that has an extensive waiting list. Their reasons are primarily my mom's loss of sight. She has advanced macular degeneration and a 6000sqft house is becoming difficult to manage, even w...
by Isabelle77
Sun Sep 16, 2018 11:31 am
Forum: Personal Consumer Issues
Topic: UK boarding school (Intl student)
Replies: 28
Views: 2091

Re: UK boarding school (Intl student)

ETA: my experience in boarding school was not the drug-fueled orgy that seems to be the prevailing stereotype. Not at all. It was a lot closer to Harry Potter than Animal House. I would think a school would be so worried about getting sued that it wouldn't allow it to happen. The cost to UCC and ot...
by Isabelle77
Sun Sep 16, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: UK boarding school (Intl student)
Replies: 28
Views: 2091

Re: UK boarding school (Intl student)

I went to boarding school in Canada, not UCC as mentioned above, cause I'm a girl :) But I went to what is now probably considered the "most elite" boarding school in Canada. It is largely wealthy international students now and starts at around 70K Can. these days. :shock: I'm happy to PM you the na...
by Isabelle77
Sat Sep 15, 2018 11:45 am
Forum: Personal Consumer Issues
Topic: Upcoming visit to Charleston, Flood issues of overhyped media?
Replies: 10
Views: 929

Re: Upcoming visit to Charleston, Flood issues of overhyped media?

My parents live in the area and their evacuation order was lifted this morning. Seems Charleston is going to luck out on this one. Definitely by the end of next week everything should be mostly back to normal.
by Isabelle77
Wed Sep 12, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: 1 year old birthday
Replies: 42
Views: 1993

Re: 1 year old birthday

Have a beer with your friends :sharebeer We do that just because we survived a week. :) We do that just because we survived the day! :sharebeer Agree! I'm a big believer in giving your new 1yr old a cupcake, taking some pictures, hiring a babysitter and going out to dinner with your spouse. You mad...
by Isabelle77
Wed Sep 12, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6729

Re: Hurricane Florence - survival guide

This thread is helpful and interesting but I would also encourage anyone in an evacuation zone to get out of Dodge. My parents are enjoying a nice little vacation at their friends' home in the NC mountains while the outer rings of Florence barrel towards their home. The island they live on is closin...
by Isabelle77
Mon Sep 10, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6729

Re: Hurricane Florence - survival guide

My parents live on an island off Charleston. They're in their 70s and leaving town tomorrow morning, got gas and water for the drive yesterday. I'll add a few things I wouldn't have thought of to your list for people who choose to evacuate since this is the third time in three years they've done thi...
by Isabelle77
Fri Aug 31, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: Buying car online?
Replies: 65
Views: 3939

Re: Buying car online?

We bought our first car in 2003 via email because we were moving from NYC where we hadn't had one. It was also a Corolla! Best car we ever had, we only recently sold it.
by Isabelle77
Tue Aug 28, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8847

Re: Ladies: bra shopping question

Caduceus wrote:
Tue Aug 28, 2018 5:54 pm
I had no idea bras came in so many size permutations. It's interesting they don't do that for men's briefs and boxerbriefs too to account for differences.
:mrgreen:

Thanks for that!
by Isabelle77
Sun Aug 26, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8847

Re: Ladies: bra shopping question

As for thirdlove dot com - I absolutely will not, never, pay $75 for one ordinary bra. (Unless I had some medical reason that required) The reason they are $75 and $79 is those WSJ big ads are expensive, somebody's got to pay for them. I've tried the above company and they're fine but I prefer HerR...
by Isabelle77
Sun Aug 26, 2018 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Decent compensation to move to Bay Area CA?
Replies: 290
Views: 22158

Re: Decent compensation to move to Bay Area CA?

Just want to add $0.02 about Charlotte. [...] If I need to come to the office (uptown) by 9, it takes 1.30-1.40 one way nowadays! Just out of curiosity, what part of the area do you live in? I live in a small town about 90 miles away and visit a few times a year. I take about 1:45 to 2:00 (includin...
by Isabelle77
Sat Aug 25, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8847

Re: Ladies: bra shopping question

the company thirdlove.com is disrupting the space...using big data and introducing half cup sizes. They claim best fitting bras...ladies can run through a quick initial Q&A and you get options right to your home. Yes, and I love them. But, they (at least the styles I've tried) are the kind of bra t...
by Isabelle77
Sat Aug 25, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Ladies: bra shopping question
Replies: 63
Views: 8847

Re: Ladies: bra shopping question

There is a website, herroom.com that has an excellent questionnaire that helps find the right bra for you. I have found it to be very helpful and accurate.
by Isabelle77
Sat Aug 25, 2018 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: MBA + Project Management Salary?
Replies: 17
Views: 1604

Re: MBA + Project Management Salary?

OP, my husband is a VP of Marketing at a mid-sized company, he has a fine arts undergrad degree. He has taken several executive education type courses from decent business schools, most recently the Foster School at U of Washington, but also at U of Chicago and one with Cornell I believe. He prefers...
by Isabelle77
Fri Aug 24, 2018 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Decent compensation to move to Bay Area CA?
Replies: 290
Views: 22158

Re: Decent compensation to move to Bay Area CA?

OP, we had a somewhat similar situation between Portland and Seattle a few years ago. I posted about it here if you would like to review the offer and our reasons for staying. https://www.bogleheads.org/forum/viewtopic.php?f=2&t=179805&p=2722846#p2722846 We decided to stay in the Portland area and i...
by Isabelle77
Sat Aug 18, 2018 8:18 pm
Forum: Personal Consumer Issues
Topic: Reckless driving ticket in VA-Help!
Replies: 124
Views: 7803

Re: Reckless driving ticket in VA-Help!

I got a reckless driving ticket in Front Royal Va in 1997. I was a college student and going 82 in a 65, I was the only car on the highway. Back then only 15mph over was reckless driving. I went to court, the cop showed up and I was fined $90. I remember because it was a lot of money for a broke col...
by Isabelle77
Fri Aug 17, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 24
Views: 2212

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

We want to go to Kazakhstan and Uzbekistan next summer from the US. Is this a difficult enough trip that a travel agent might be the best way to get this organized with flights, hotels, guides, etc? Trying to this on the cheap with family of 4. We have someone in our family that speaks and reads Ru...
by Isabelle77
Wed Aug 15, 2018 4:17 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 24
Views: 2212

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

We want to go to Kazakhstan and Uzbekistan next summer from the US. Is this a difficult enough trip that a travel agent might be the best way to get this organized with flights, hotels, guides, etc? Trying to this on the cheap with family of 4. We have someone in our family that speaks and reads Ru...
by Isabelle77
Wed Aug 15, 2018 4:15 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 24
Views: 2212

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

Definitly Almaty and Astana. They both look like beautiful cities. Son want to study astrophysics. He is learning Kazak too. We are in the US in SW CO mountains. Another reason he is interested is mountain biking and skiing. Will probably fly between Almaty and Astana. Will need to get visa to go t...
by Isabelle77
Wed Aug 15, 2018 3:07 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 24
Views: 2212

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

We want to go to Kazakhstan and Uzbekistan next summer from the US. Is this a difficult enough trip that a travel agent might be the best way to get this organized with flights, hotels, guides, etc? Trying to this on the cheap with family of 4. We have someone in our family that speaks and reads Ru...
by Isabelle77
Tue Aug 07, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 984
Views: 105920

Re: [What TV Show Have You Recently Watched?]

The Sinner, had me from episode 1 to the season finale, kinda had a true detective esque feel to it, excited for season 2 This is the latest we just finished. I was very surprised how well it was done. I am assuming season 2 will be about the detective's backstory. Season 2 has just started, I'm ac...
by Isabelle77
Sun Aug 05, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: "Skin in the game"
Replies: 105
Views: 7558

Re: "Skin in the game"

My parents paid for my private undergrad as did my husband’s parents. It was truly the greatest gift to start out life debt free. But that’s where it ended. I had dinner with my parents the night of graduation and they gave me $1000 for my security deposit for my apartment in nyc where I had a job. ...
by Isabelle77
Sat Aug 04, 2018 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16261

Re: Will you pay for your kids' college/graduate education?

It depends on where our kids wind up going to school, but we hope to fund undergraduate completely. Probably not graduate.
by Isabelle77
Sat Aug 04, 2018 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: retiring from military to federal job
Replies: 15
Views: 1719

Re: retiring from military to federal job

My brother did this. He retired from the Air Force about 4yrs ago after 20yrs, now he works at a different base doing the exact same job but now as a federal employee. I think he took 2 weeks off between positions, so no wait time. There were a few things he had to decide if I remember correctly, wh...
by Isabelle77
Sat Aug 04, 2018 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Do you think I am being too conservative on buying a house?
Replies: 46
Views: 3933

Re: Do you think I am being too conservative on buying a house?

Well, it's 2018 and I'm somehow a stay at home mom :) and my kids are in middle school! I just want to echo else's posts about perfectly planning children. It doesn't always (usually?) work the way you want it to. There seem to be a lot of young people who come to the board and talk about "Well in 2...
by Isabelle77
Fri Aug 03, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: Should I roast my own coffee?
Replies: 43
Views: 2942

Re: Should I roast my own coffee?

OK I am interested. Can someone recommend a "roaster" if I would like to roast say about 1/2 lb each time? Is there a website to read further? TIA. Also worth noting, coffee should rest for 6 hours and hits peak flavor 4 days after roasting, so it may be actually inferior to good commercial roasts ...