Search found 1658 matches
- Tue Mar 05, 2024 3:54 pm
- Forum: Personal Consumer Issues
- Topic: Cloud based backup options for sensitive files
- Replies: 92
- Views: 7386
Re: Cloud based backup options for sensitive files
I've had a good experience with pcloud.
- Wed Feb 28, 2024 7:59 pm
- Forum: Personal Consumer Issues
- Topic: When do electric cars stop making sense?
- Replies: 210
- Views: 16093
Re: When do electric cars stop making sense?
We (ok, me) really wanted to buy an electric car. I've had two cars in the last 26 years - a 1997 Corolla and a 2009 Corolla. We looked at a lot of electric car models and didn't really get lit on fire by any of them to be honest. My biggest disappointment was the spartan and cheap feeling Tesla model 3 interior... sigh. In the end, I went with a 2024 Corolla XLE hybrid. 53 MPG around town and 50 MPG combined. I'm patiently waiting for the car to get through the allocation process to me, but I don't regret not getting the electric car. I thought I would as I really had my mind set on one for our next car.
- Sun Feb 25, 2024 12:56 pm
- Forum: Personal Finance (Not Investing)
- Topic: best method to pay taxes balance due
- Replies: 18
- Views: 1633
Re: best method to pay taxes balance due
We send in a check for tax due with our refund. For estimated tax payments throughout the year, we use IRS Direct Pay.
- Sun Feb 25, 2024 12:55 pm
- Forum: Personal Investments
- Topic: Thoughts on new TCAF ETF (Capital Appreciation Equity ETF) by same manager as PRWCX
- Replies: 7
- Views: 1598
Re: Thoughts on new TCAF ETF (Capital Appreciation Equity ETF) by same manager as PRWCX
Thanks for the heads up on the podcast. I just gave it a listen and it was very good.
- Sat Feb 24, 2024 9:42 am
- Forum: Investing - Theory, News & General
- Topic: LMP/TIPS Ladder Pros & Cons Master Thread
- Replies: 71
- Views: 5889
Re: LMP/TIPS Ladder Pros & Cons Master Thread
What's the advantage of ibonds for delivering periodically known amounts of CPI adjusted cash flow starting now, in other words compared to a TIP ladder? Yields are lower than TIPS. You either pay lots of taxes at maturity or you can elect currently. If you're creating a ladder, taxes and cash flow will be similar to TIPS, just lower (both before and after taxes). Is your use case delaying taxes until maturity when you expect to be in a lower tax bracket? It's not either or in our case. We're using both TIPS in tax deferred, TIPS in taxable and I Bonds (at the current rate in particular). TIPS rates move - last fall they were higher than now, in December / January lower than now. The bulk of our I Bonds purchases at 1.3% fixed were made at...
- Sat Feb 24, 2024 9:22 am
- Forum: Personal Finance (Not Investing)
- Topic: TreasuryDirect Down?
- Replies: 4
- Views: 595
Re: TreasuryDirect Down?
I had logged in on Thursday and saw the notice about tomorrow. I just tried to log in now and see the following:
TreasuryDirect is unavailable.
We apologize for the inconvenience and ask that you try again later.
TreasuryDirect is unavailable.
We apologize for the inconvenience and ask that you try again later.
- Fri Feb 23, 2024 5:32 pm
- Forum: Investing - Theory, News & General
- Topic: LMP/TIPS Ladder Pros & Cons Master Thread
- Replies: 71
- Views: 5889
Re: LMP/TIPS Ladder Pros & Cons Master Thread
A question is what to hold if you want the government guaranteed, CPI adjusted cash flow of a TIPS ladder and have already filled your TIRA with TIPS. The answer seems to be TIPS in taxable, realizing there's no tax bunny (so maintain a cushion) and that you may need a source to pay the tax on the inflation adjustment. I bonds come to mind. Issues include purchase limits and the much higher real yield on TIPS and there doesn't seem much of an advantage if you're looking for a known CPI adjusted annual cash flow starting now. Yes there are purchase limits, but they are easily overcome. We have purchased $145,000 of them in the last 4 months, for example. The question raised was about options for taxable and I bonds are an option. Perhaps th...
- Fri Feb 23, 2024 4:24 pm
- Forum: Investing - Theory, News & General
- Topic: LMP/TIPS Ladder Pros & Cons Master Thread
- Replies: 71
- Views: 5889
Re: LMP/TIPS Ladder Pros & Cons Master Thread
I bonds come to mind.exodusing wrote: ↑Fri Feb 23, 2024 12:38 pm A question is what to hold if you want the government guaranteed, CPI adjusted cash flow of a TIPS ladder and have already filled your TIRA with TIPS. The answer seems to be TIPS in taxable, realizing there's no tax bunny (so maintain a cushion) and that you may need a source to pay the tax on the inflation adjustment.
- Mon Feb 19, 2024 4:58 pm
- Forum: Personal Consumer Issues
- Topic: Snowblowers - Electric Start Option
- Replies: 16
- Views: 1207
Re: Snowblowers - Electric Start Option
Funny, your story started out the same as my usage - pulling the cord. I have electric start too. I think I've used it once.
- Sat Feb 17, 2024 9:14 pm
- Forum: Personal Consumer Issues
- Topic: How much do you spend on work/ dress shoes?
- Replies: 86
- Views: 9039
Re: How much do you spend on work/ dress shoes?
The last pair I purchased was a little over 12 years ago, for $250 on a black Friday sale - they were $400 regular price. Hand made in Pennsylvania by a union workforce at Vintage Shoe company. I wore them to work 4 days a week until COVID and sparingly since then, but the uppers look practically brand new (save for a new pair of shoelaces). Every component used to make the shoe was sourced in the USA.
Steve
Steve
- Sat Feb 17, 2024 7:36 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is anyone using cash for a discount on everyday items?
- Replies: 83
- Views: 6088
Re: Is anyone using cash for a discount on everyday items?
Yes, we often do this for gas purchases and typically save 10 to 14 cents a gallon in our area. A number of one-off restaurants charge 3% for credit cards (or have minimum purchases). My car dealership charges 3% for service paid with credit card.MtnTravel wrote: ↑Sat Feb 17, 2024 8:12 am There was a story on the national news about younger people increasingly using cash for day-to-day spending because they are getting discounts from the merchants.
I haven't noticed any stores that offered a discount for using cash. Are you using more cash for purchases? If so, where do you see places offering discounts?
- Sat Feb 10, 2024 5:56 pm
- Forum: Personal Investments
- Topic: What is the Most You Would Buy in the I Bond Gift Box in a Year?
- Replies: 14
- Views: 1368
Re: What is the Most You Would Buy in the I Bond Gift Box in a Year?
And if your IRA is already full of TIPS?aristotelian wrote: ↑Sat Feb 10, 2024 5:03 pm Really not necessary. You can get similar real rates for TIPS in an IRA with no limit.
- Sat Feb 10, 2024 2:15 pm
- Forum: Personal Investments
- Topic: What is the Most You Would Buy in the I Bond Gift Box in a Year?
- Replies: 14
- Views: 1368
Re: What is the Most You Would Buy in the I Bond Gift Box in a Year?
We are using I bonds as part of our liability matching portfolio between early retirement and Social Security. We opened revocable living trusts in December, 2023 (using Willmaker software + $5 notary fee each) to purchase $20,000 additional and $20,000 more this year. Regarding the gift box, we have purchased 4 additional years each in the gift box and are debating a 5th. Five years out is as far as we feel comfortable going to take advantage of the 1.3% rate. YMMV.
- Tue Feb 06, 2024 8:00 pm
- Forum: Personal Consumer Issues
- Topic: Paying for A Car Boglehead Style
- Replies: 64
- Views: 7105
Re: Paying for A Car Boglehead Style
You can find new 2024 Toyota Corolla hybrid LE models for $25-26k + tax and tags in the state where I live. You might compromise on color, but loaded with safety features, highly reliable and very efficient. I would definitely go this route vs buying used, despite the cloth seats.
- Sat Jan 27, 2024 9:16 pm
- Forum: Investing - Theory, News & General
- Topic: Is US economy toast? Prediction of a peculiar analyst.
- Replies: 11
- Views: 1679
Re: Is US economy toast? Prediction of a peculiar analyst.
If he knows the future, why is he still working for a livjng?
- Tue Jan 23, 2024 8:05 pm
- Forum: Personal Consumer Issues
- Topic: Aftermarket tow hitches?
- Replies: 21
- Views: 1529
Re: Aftermarket tow hitches?
I installed a Draw-tite hitch for a bike rack on my Corolla. Install was pretty straightforward and it works well.
- Mon Jan 15, 2024 10:59 am
- Forum: Personal Investments
- Topic: I-Bonds as Part of Bridge--Gift Box Now or Continue with Annual Purchases?
- Replies: 9
- Views: 1243
Re: I-Bonds as Part of Bridge--Gift Box Now or Continue with Annual Purchases?
We are utilizing the gift box to take advantage of current rates, however, we have decided to limit future purchases to 5 years. We also opened revocable living trusts in December, 2023 to purchase an additional $20,000. We will purchase another $20,000 later this month in our trusts. In our case, now that TIPS rates have dropped a bit, this allows us to replace a few TIPS ladder rungs in taxable that required future reinvestment to cover gap years. This simplifies things for those rungs - no reinvestment required - with an added benefit that we can reduce our taxable TIPS holdings and shift a few of those rungs into tax deferred I bonds (not to try and convince you about a ladder). We decided a lot can happen in 8 years, for example, so 5 ...
- Fri Jan 12, 2024 7:59 am
- Forum: Personal Consumer Issues
- Topic: Oil change frequency on older Toyota (w/ 140k)
- Replies: 64
- Views: 7571
Re: Oil change frequency on older Toyota (w/ 140k)
I have a 2009 Corolla with 214k. I change the oil every 5,000 miles or 6 months, whichever comes first.
- Thu Jan 11, 2024 6:01 pm
- Forum: Personal Investments
- Topic: Anyone else investing in "Actively" Managed Funds i.e. Vanguard's Windsor 2, Strategic Equity Funds?
- Replies: 79
- Views: 10325
Re: Anyone else investing in "Actively" Managed Funds i.e. Vanguard's Windsor 2, Strategic Equity Funds?
T. Rowe Price Capital Appreciation (PRWCX).
- Tue Jan 09, 2024 4:46 pm
- Forum: Investing - Theory, News & General
- Topic: TIPS ladder- Two strategies for dealing with 2034-2039
- Replies: 72
- Views: 9643
Re: TIPS ladder- Two strategies for dealing with 2034-2039
A 10 year TIPS auction will be held next week. This bond will mature in 2034. The same will occur each year (along with other auctions) for 2025 through 2029, which will cover the gap years.
- Wed Jan 03, 2024 8:46 am
- Forum: Personal Consumer Issues
- Topic: Miele OR Bosch Dishwasher?
- Replies: 89
- Views: 10456
Re: Miele OR Bosch Dishwasher?
We used this video, as well as a series of others from the same publisher, to help decide. https://www.youtube.com/watch?v=gnPsU0y ... eAppliance
We found their videos to be comprehensive and excellent.
We found their videos to be comprehensive and excellent.
- Tue Jan 02, 2024 6:09 pm
- Forum: Personal Consumer Issues
- Topic: 2009 Corolla and its ABS light
- Replies: 17
- Views: 2027
Re: 2009 Corolla and its ABS light
I have a 2009 Corolla LE with electronic vehicle stability control option. I've experienced something similar, ABS light, VSC light and traction control light on upon startup every once in a blue moon. Replacing the gas cap resolved the issue for me. Mine has 215,000, I've owned it since new, original engine.
- Tue Jan 02, 2024 5:50 pm
- Forum: Personal Consumer Issues
- Topic: Miele OR Bosch Dishwasher?
- Replies: 89
- Views: 10456
Re: Miele OR Bosch Dishwasher?
We installed a KitchenAid when we remodeled our kitchen in 2002. We replaced it 20 years later with another KitchenAid.
- Fri Dec 29, 2023 2:30 pm
- Forum: Personal Consumer Issues
- Topic: 2023 Prius Prime - $4,500 Lease Cash Offer - how does this compare to paying cash?
- Replies: 10
- Views: 2126
Re: 2023 Prius Prime - $4,500 Lease Cash Offer - how does this compare to paying cash?
Well, the day before the car was supposed to arrive, someone bought the car, so I didn't get a chance to test drive it and acquire it. Sigh. On to the next one!
- Sat Dec 23, 2023 5:53 pm
- Forum: Personal Consumer Issues
- Topic: 2023 Prius Prime - $4,500 Lease Cash Offer - how does this compare to paying cash?
- Replies: 10
- Views: 2126
Re: 2023 Prius Prime - $4,500 Lease Cash Offer - how does this compare to paying cash?
I hope to add more to this thread on Tuesday evening. If the car arrives at the dealership on time, I'll be driving 2 hours to the next state (a zero emissions state - they seem to get more allotments from Toyota) to purchase a 2024 Prius Prime SE with no market price adjustment and $4,500 lease cash. I plan to buy out the lease, but even with the additional lease fees, I'll be ahead by doing the lease vs outright buy. It took a ton of searching, dealing with nonsense like "we have gotten one all year and we will only sell it to buyers within 20 miles of the dealership", $5k markups over Toyota suggested price and cars loaded with $3k of stuff worth $200 by the dealership, etc.
Fingers crossed for no last minute bait and switch!
Fingers crossed for no last minute bait and switch!
- Thu Dec 21, 2023 7:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: Help: Roth conversion and $300k income limit for $7500 EV credit
- Replies: 12
- Views: 1416
Re: Help: Roth conversion and $300k income limit for $7500 EV credit
You need to be under $300k for married filing jointly in the year you buy (take delivery of) the vehicle or the previous year. If you were under $300k last year, you already qualify.
- Wed Dec 20, 2023 7:33 pm
- Forum: Investing - Theory, News & General
- Topic: Exact value of Series I US Savings Bond special features?
- Replies: 19
- Views: 2655
Re: Exact value of Series I US Savings Bond special features?
Yes, we place a positive value on a number of the I Bond special features. For example, with the drop in TIPS rates, we made the decision to sell two rungs of our taxable TIPS LMP ladder, realize the capital gain (which we have carry forward loses to offset) and move that money into I Bonds. Between expanding tax advantaged space, deflation protection, ability to redeem the bond at current value regardless of what interest rates do and the reduction in tax drag now while in a high tax bracket, we place a value of a 0.25-0.50% on those features (an amount that we read here in a few threads like this one that feels about right to us). That means when rates are within 0.25-0.50% of say the 5 year TIPS vs. I Bond, we're OK with buying the I Bon...
- Tue Dec 19, 2023 11:20 am
- Forum: Personal Consumer Issues
- Topic: Is this a good deal on Tesla model Y Long range
- Replies: 114
- Views: 15181
Re: Is this a good deal on Tesla model Y Long range
Keep in mind the base price comparison doesn't take into account the $1,390 destination fee. OP said that was included in the quoted price above so add that to the difference vs. base price.
- Mon Dec 18, 2023 8:14 pm
- Forum: Personal Consumer Issues
- Topic: Is this a good deal on Tesla model Y Long range
- Replies: 114
- Views: 15181
Re: Is this a good deal on Tesla model Y Long range
Yes, I think that's about as low as I've seen in my area for the model Y LR (non-demo).
- Sun Dec 17, 2023 7:31 pm
- Forum: Investing - Theory, News & General
- Topic: I Bonds Mega Thread (I Bond Heads Rejoice!)
- Replies: 6651
- Views: 1202372
Re: I Bonds Mega Thread (I Bond Heads Rejoice!)
Potentially an obvious question, but why one would even care about I-bonds if one can buy TIPs instead that do not have a $10k limit? I feel that for some $10k is not money "to care for" ie the amount is too small (again, for some people). In part because you can easily make that $10k into $25k ($10k individual account, $10k trust, $5k tax return) for an individual or $45k per year for a couple ($20k individual accounts, $20k individual trusts, $5k tax return). You can go even higher than that leveraging the gift box., but the $25k individual / $45k couple per year is something that can be done year after year. Not unlimited, but a good bit more than $10k. Many people don't have a brokerage option to buy TIPS in a 401k, for examp...
- Sat Dec 16, 2023 7:59 am
- Forum: Personal Finance (Not Investing)
- Topic: IRS Form 709 and gifting house down payment
- Replies: 54
- Views: 5979
Re: IRS Form 709 and gifting house down payment
We gave a down payment gift for my niece when she bought her first home. We also worked around the gifting limits. Her real estate attorney had us sign a document indicating that the gift was just that - a gift and not a loan and that no repayment would be required now or in the future, etc. We gave the gift funds well in advance of closing so that they could be available at closing. It did require a few phone calls for her to coordinate with the attorney / lender, but for us, it was just writing a check, reviewing the one page legal document and signing it.
Steve
Steve
- Sun Dec 10, 2023 11:10 am
- Forum: Investing - Theory, News & General
- Topic: I Bonds Mega Thread (I Bond Heads Rejoice!)
- Replies: 6651
- Views: 1202372
Re: I Bonds Mega Thread (I Bond Heads Rejoice!)
I use that tool to track the value of my savings bonds, including current issue I Bonds that we purchase $10,000 at a time. When entering them into the tool, I just add them $5,000 at a time instead of $10,000 at a time.
- Sat Dec 09, 2023 6:20 pm
- Forum: Personal Consumer Issues
- Topic: Favorites at Aldi's?
- Replies: 36
- Views: 6236
Re: Favorites at Aldi's?
We like the Burman's Tikka Masala, Senor Rico rice pudding, organic 85/15 ground meat, yogurt, various cheeses. The Deutsche Kuche Sauerkraut and brats are another favorite.
- Fri Dec 08, 2023 6:26 pm
- Forum: Personal Investments
- Topic: Original Issue Discount on TIPS for ROTH & IRMAA Planning
- Replies: 2
- Views: 297
Re: Original Issue Discount on TIPS for ROTH & IRMAA Planning
This page should help: https://eyebonds.info/tips/int/tipsint_2023.html
Look up your maturity date, scroll all the way to the right for the OID of a single bond (e.g. $1,000 face value). You'll just have to multiply that value by the number of bonds you own for each TIPS. Since you owned the bonds for the entire year, it should be all you need.
Steve
Look up your maturity date, scroll all the way to the right for the OID of a single bond (e.g. $1,000 face value). You'll just have to multiply that value by the number of bonds you own for each TIPS. Since you owned the bonds for the entire year, it should be all you need.
Steve
- Tue Dec 05, 2023 3:32 pm
- Forum: Personal Consumer Issues
- Topic: Tesla savings vs used ICE cars
- Replies: 360
- Views: 84024
Re: Tesla savings vs used ICE cars
This is model specific. For example, the Tesla model 3 RWD is set to have the $7,500 federal tax credit cut in half due to the LFP battery being made in China, but other model 3 and model Y variants may continue with the full $7,500 credit. As the criteria changes annually under the inflation reduction act, each manufacturer and model combination is reevaluated for what they qualify for.
- Sun Dec 03, 2023 8:13 pm
- Forum: Personal Investments
- Topic: Paper I bonds from the IRS
- Replies: 28
- Views: 2984
- Sat Dec 02, 2023 9:21 pm
- Forum: Personal Investments
- Topic: There is No Good Account to Hold TIPS
- Replies: 62
- Views: 7183
Re: There is No Good Account to Hold TIPS
According to our state exchange estimator (Pennie), an enrollment group of two people with income of $70,000 qualifies for $1,027 / month in premium tax credits.
- Sat Dec 02, 2023 9:16 pm
- Forum: Personal Investments
- Topic: There is No Good Account to Hold TIPS
- Replies: 62
- Views: 7183
Re: There is No Good Account to Hold TIPS
How much of a subsidy are you expecting in $ / year? Also, if you have enough IRA space, couldn't you keep the TIPS in IRA, let them mature, sell stocks in taxable, and re-buy stocks in IRA? That way you don't have to withdraw anything and you're not paying a yearly tax drag on the TIPS You'll still have income, but at least the taxes would be LTCG, the savings of which might compare more favorably to the ACA subsidy We are expecting a subsidy of approximately $12,000 per year. We don't have enough room for the TIPS in traditional IRAs. Our traditional IRAs are already 100% individual TIPS. Neither of our 401k's offers a brokerage option and one of the 401k's doesn't even offer a TIPS fund. We've reduced the tax drag on the taxable TIPS by...
- Sat Dec 02, 2023 2:18 pm
- Forum: Personal Investments
- Topic: There is No Good Account to Hold TIPS
- Replies: 62
- Views: 7183
Re: There is No Good Account to Hold TIPS
Yes. Inflation would need to be 9% or above annually before the taxes due would consume the planned subsidy value. While that may happen for a year, happening for the full 11 year period is unlikely (at least that's what we have bet on). We will know for sure at the end of the period...
- Sat Dec 02, 2023 12:29 pm
- Forum: Personal Investments
- Topic: There is No Good Account to Hold TIPS
- Replies: 62
- Views: 7183
Re: There is No Good Account to Hold TIPS
All of our stocks are in Roth and taxable. As we approach retirement, we have TIPS in tax deferred (2/7th) and taxable (5/7th). The taxable TIPS are part of a ladder to Social Security at 70 that will help us manage our income for ACA purposes prior to Medicare.
- Thu Nov 30, 2023 7:35 pm
- Forum: Personal Finance (Not Investing)
- Topic: 100k in CDs maturing in a few days - roll over at 5.5 percent or how would one decide this?
- Replies: 61
- Views: 12006
Re: 100k in CDs maturing in a few days - roll over at 5.5 percent or how would one decide this?
7) Vanguard Treasury money market fund (VUSXX) which also spares you the state and municipal tax and yields 5.34%. Liquidity and a competitive rate.
Edit: added above before option 7 was added to the original post.
Edit: added above before option 7 was added to the original post.
- Sun Nov 26, 2023 3:57 pm
- Forum: Personal Investments
- Topic: 50/50 allocation
- Replies: 33
- Views: 5557
Re: 50/50 allocation
Often things are easier to see or question when looking backwards. Rates were low for more than a decade - it wasn't obvious how high they would rise. Presently, it's not obvious how long they'll stay at these levels nor is it obvious how low they'll go in the next rate cutting cycle.
- Tue Nov 21, 2023 6:20 pm
- Forum: Investing - Theory, News & General
- Topic: Foreign Investments in Treasury Bonds Drop
- Replies: 6
- Views: 701
Re: Foreign Investments in Treasury Bonds Drop
According to the Peter G. Peterson foundation, US debt held by foreign governments and individuals was 5% in 1970. 30% today is a significant expansion. The starting and ending points measured matter and can support an argument either way, IMHO.
https://www.pgpf.org/blog/2023/05/the-f ... of%20DHBP.
https://www.pgpf.org/blog/2023/05/the-f ... of%20DHBP.
- Sat Nov 18, 2023 5:49 pm
- Forum: Personal Consumer Issues
- Topic: Looking for GreenGuard Gold Bed - Experiences with Thuma?
- Replies: 17
- Views: 1522
Re: Looking for GreenGuard Gold Bed - Experiences with Thuma?
We have a Thuma bedframe for just about two years. I'd highly recommend it. Assembly was quick and easy and it's rock-solid stable. Very pleased with the purchase.
- Wed Nov 08, 2023 9:11 pm
- Forum: Personal Investments
- Topic: Bought TIPS in taxable to join the cool kids. Mistake?
- Replies: 19
- Views: 2435
Re: Bought TIPS in taxable to join the cool kids. Mistake?
Never say never, each situation is different. We own TIPS in taxable and sleep well at night.
- Tue Oct 24, 2023 7:23 pm
- Forum: Investing - Theory, News & General
- Topic: Treasury Infaltion Securities (TIPS)
- Replies: 8
- Views: 1121
Re: Treasury Infaltion Securities (TIPS)
Bogleheads! There are 9 threads (counting this one) with a commuative number of posts that exceed 4,000 on the subject of TIPS on the forum front page of most recently commented on threads (visible here : https://www.bogleheads.org/index.php). Searching this site is a great resource (along with the wiki mentioned above)
- Wed Oct 18, 2023 7:29 pm
- Forum: Investing - Theory, News & General
- Topic: Treasuries Today - What duration are you buying?
- Replies: 128
- Views: 22935
Re: Treasuries Today - What duration are you buying?
So far this week we've purchased 2040 and 2041 TIPS for our non-rolling LMP ladder.
- Fri Oct 13, 2023 8:06 pm
- Forum: Investing - Theory, News & General
- Topic: I Bonds Mega Thread (I Bond Heads Rejoice!)
- Replies: 6651
- Views: 1202372
Re: I Bonds Mega Thread (I Bond Heads Rejoice!)
Yes we have. No pitfalls to be aware of. It works just as described.Johnny Thinwallet wrote: ↑Thu Oct 12, 2023 10:05 pm When redeeming I Bonds, has anybody opted to have Treasury Direct withhold federal income taxes per the guidelines illustrated in Harry Sit's recent article?
https://thefinancebuff.com/tax-withhold ... bonds.html
I had no idea this option existed until reading that article just now. Any pitfalls to be aware of? If it's clearcut and straightforward, I might opt to have TD withhold taxes on my next I Bond redemption.
- Sun Oct 08, 2023 8:30 pm
- Forum: Personal Investments
- Topic: Why hold TIPS
- Replies: 101
- Views: 7123
Re: Why hold TIPS
All of this has happened before....rbd789 wrote: ↑Sun Oct 08, 2023 7:39 pmYes indeed. Resulting in the same endless debate.stevewolfe wrote: ↑Sun Oct 08, 2023 7:22 pm I think this conversation has already run through a number of these TIPS threads and is repeating here.
viewtopic.php?p=6986914#p6986914
viewtopic.php?p=7036620#p7036620
- Sun Oct 08, 2023 7:22 pm
- Forum: Personal Investments
- Topic: Why hold TIPS
- Replies: 101
- Views: 7123
Re: Why hold TIPS
I think this conversation has already run through a number of these TIPS threads and is repeating here.