Search found 145 matches

by joeblow
Sun Feb 18, 2024 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 4288
Views: 1082013

Re: Share your net worth progression

These are just retirement accounts since we don't track everything in one place. Rough numbers... $50K 12/05 $80K 12/06 $107K 12/07 $104K 12/08 $162K 12/09 $219K 12/10 $250K 12/11 $320K 12/12 $435K 12/13 $520K 12/14 $595K 12/15 $750K 12/16 $980K 12/17 $1150K 12/18 $1400K 12/19 $1650K 12/20 $1456K 12/21 Still impressed with some of the numbers on here! Happy with 2020 progress, SO stopped working her part time job early in the year to be home with the kids full time. 2021 may be a challenge to save as much. Updated for 2021. I must have missed one of the accounts I normally grab for this exercise. I'm thinking $1.7 to $1.8 is more reflective. Maybe the market is down? Funny I used to look and think about this often, now it seems like it's o...
by joeblow
Sun Feb 18, 2024 1:15 am
Forum: Personal Finance (Not Investing)
Topic: Is anyone using cash for a discount on everyday items?
Replies: 83
Views: 6189

Re: Is anyone using cash for a discount on everyday items?

Not young and didn't read all the responses. We are replacing some appliances and the local store said if we pay with a check vs CC it saves us $. I assume this is the 3% charge, but I wasn't at the shop with my DW spoke with them.

Guess we'll miss out on some airline miles?


BTW--Winco is great. They haven't taken credit cards for at least 20 years.
by joeblow
Sun Feb 18, 2024 1:08 am
Forum: Personal Consumer Issues
Topic: Should I be happy paying msrp for a subaru 2024?
Replies: 33
Views: 3613

Re: Should I be happy paying msrp for a subaru 2024?

Nearby and am familiar with the NorCal market. I hate paying MSRP, but did so on the last new car purchase I made on a 2023 model. The car I want has a $20K premium on top of MSRP and needless to say I haven't paid it.

Not familiar with 2024 Subarus specifically, but MSRP seems to be the norm lately for car dealers around this area. I'm sure you could save some money by shopping around and playing dealers off each other. Not sure how much you would save.

TLDR: Happy? No. Might have to pay MSRP? Yes.
by joeblow
Sat Feb 17, 2024 11:55 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on work/ dress shoes?
Replies: 86
Views: 9177

Re: How much do you spend on work/ dress shoes?

Been a while since I've been on this site.

This thread reminded me I needed some new work/dress shoes being back in the office more.

Found a pair of my old favorites that I thought were discontinued...

$400. Never go cheap on work shoes...buy Italian...I spend too much time in them to be uncomfortable.
by joeblow
Mon Jun 06, 2022 1:29 am
Forum: Personal Finance (Not Investing)
Topic: What would you do? Recovering funds from a car dealership
Replies: 15
Views: 2289

Re: What would you do? Recovering funds from a car dealership

What would I do? Not go back to that place again, and expect decent service. Pretty sure they will remember you.

BTW...timing belt? How many miles? You shouldn't be going to the stealership for repair work anyway.
by joeblow
Sat Apr 23, 2022 10:52 pm
Forum: Personal Consumer Issues
Topic: One Way Car Rental Fees?
Replies: 24
Views: 2737

Re: One Way Car Rental Fees?

We do it a lot (at least 2-3 times a year for many years) and have never been surprised by an additional one-way fee. Book online...the rate quoted is the rate charged.
by joeblow
Mon Apr 18, 2022 11:36 am
Forum: Personal Consumer Issues
Topic: Maui, Hawaii Trip: Need Restaurants recommendations
Replies: 64
Views: 6683

Re: Maui, Hawaii Trip: Need Restaurants recommendations

Regular west maui visitors...

Some of our favorites I didn't see mentioned:
Kimos--our favorite place in Lahaina.
Sansei--great sushi (though I agree with above getting poke at the store is much cheaper and what we do more of).
Gazebo--located at Napili shores. Long line for breakfast, but you can order take out after the first hour they are open. The fried rice is the best.
Mirriman's--great fancy dinner/location, if you can get a reservation.
Maui Tacos--multiple locations
Honolua store--walk up/take out. Great spot if you are up at Napili or Kapalua area.
by joeblow
Tue Mar 08, 2022 1:13 pm
Forum: Personal Consumer Issues
Topic: Skydiving, have you ever been?
Replies: 83
Views: 5453

Re: Skydiving, have you ever been?

Been there, done that.

No plans to do it again.

Everyone should do it at least once...that and bungee jumping. Which by the way is scarier for those afraid of heights. IMHO
by joeblow
Sun Dec 26, 2021 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Flying first/business
Replies: 79
Views: 8683

Re: Flying first/business

Having flown to Hawaii, Europe, Africa, and across the US multiple times in the last 5 years, I'm not flying anywhere over a 6 hour or so flight unless it is business class+ with lay flat seats. The lounges alone are almost worth the cost. If it is personal I would rather stay home than suffer in coach. If it is for business the client can pay for it.

Net worth is much lower than some of the other posters.
by joeblow
Fri Dec 24, 2021 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 4288
Views: 1082013

Re: Share your net worth progression

These are just retirement accounts since we don't track everything in one place. Rough numbers... $50K 12/05 $80K 12/06 $107K 12/07 $104K 12/08 $162K 12/09 $219K 12/10 $250K 12/11 $320K 12/12 $435K 12/13 $520K 12/14 $595K 12/15 $750K 12/16 $980K 12/17 $1150K 12/18 $1400K 12/19 $1650K 12/20 $1456K 12/21 Still impressed with some of the numbers on here! Happy with 2020 progress, SO stopped working her part time job early in the year to be home with the kids full time. 2021 may be a challenge to save as much. Updated for 2021. I must have missed one of the accounts I normally grab for this exercise. I'm thinking $1.7 to $1.8 is more reflective. Maybe the market is down? Funny I used to look and think about this often, now it seems like it's o...
by joeblow
Sun Dec 05, 2021 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: At what net worth would you to be comfortable purchasing $3MM house? (given certain assumptions)
Replies: 230
Views: 20826

Re: At what net worth would you to be comfortable purchasing $3MM house? (given certain assumptions)

KlangFool wrote: Thu Dec 02, 2021 6:18 pm
I could retire and buy many beach houses and invite the family to those beaches.

KlangFool
KlangFool wrote: Thu Dec 02, 2021 5:45 pm
You were asking for our opinion. I give you mine. 3 millions is enough to retire on a nice beach some where.

KlangFool
Which country and which beaches? Serious question.

And for OP, I would say $8-10 million.
by joeblow
Sun Dec 05, 2021 10:26 am
Forum: Personal Finance (Not Investing)
Topic: What % of your Net Worth is Home Equity? What % is total value of RE relative to net worth?
Replies: 152
Views: 12401

Re: What % of your Net Worth is Home Equity? What % is total value of RE relative to net worth?

~60%
~60%

I was curious given the high RE prices right now. House has tripled in value over the last 10 years.
by joeblow
Tue Oct 26, 2021 11:34 pm
Forum: Personal Consumer Issues
Topic: Vacation – Turn off water main?
Replies: 112
Views: 9707

Re: Vacation – Turn off water main?

Posting so I can find this thread again before my next vacation...and by "before" I mean right before so I can run around and stress about everything at the last minute. LOL!

Really good advice here. We already do a lot of it and felt pretty good when we leave town. But some of you, as always, are quite impressive with your attention to detail and level of commitment.
by joeblow
Sat May 22, 2021 9:24 am
Forum: Personal Consumer Issues
Topic: Outdoor pull up bar
Replies: 7
Views: 923

Re: Outdoor pull up bar

You can DYI with black pipe from Home Depot inexpensive. But as Nate stated for under $100 you really will not save much.

Titan fitness has a large selection of options too. A little cheaper than Rogue, but not made in the USA.

https://www.titan.fitness/search?q=pull%20up
by joeblow
Wed Mar 10, 2021 9:07 pm
Forum: Personal Consumer Issues
Topic: How much do you pay your tax professional?
Replies: 60
Views: 7884

Re: How much do you pay your tax professional?

$200-$300
I have no idea.
Best money I spend to not worry about it at all.
by joeblow
Wed Jan 06, 2021 3:27 pm
Forum: Personal Investments
Topic: Oops ! $12,000 funded to 2021 Roth, NOW WHAT ?
Replies: 23
Views: 3695

Re: Oops ! $12,000 funded to 2021 Roth, NOW WHAT ?

From her Iphone, she made one transfer(6K) from Vanguard brokerage to ROTH then another one from bank(6K) to Roth, now showing 12K in Roth money market account and both settled in on 1/4/2021. I see how this could happen on Vanguards website when we did our 2021 contributions. Moving $6K into an IRA from a brokerage account was completely different from making our 2021 IRA contribution...though the look very similar. The only difference was the source of funds step. I've been making this contributions for years, and this was the first time I've seen this "glitch" so I wouldn't be too hard on her. I assume like other posters have said, she'll just have to get Vangaurd to reverse the $6K from the brokerage account, but I would have...
by joeblow
Wed Dec 30, 2020 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: So what kind of raise did you guys get for 2021?
Replies: 251
Views: 27110

Re: So what kind of raise did you guys get for 2021?

Raise: ~2% on base salary.
Bonus: exceeded target # by an additional ~15%

I feel very fortunate, but I also worked very hard in 2020.
by joeblow
Sat Dec 26, 2020 11:08 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 47522

Re: What kind of car do Bogleheads like to drive?

I'd like to drive a Porsche 911 Carrera 4S, but currently drive an eight year old Subaru Outback with fairly low miles.
by joeblow
Fri Dec 25, 2020 4:51 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 4288
Views: 1082013

Re: Share your net worth progression

These are just retirement accounts since we don't track everything in one place. Rough numbers...

$50K 12/05
$80K 12/06
$107K 12/07
$104K 12/08
$162K 12/09
$219K 12/10
$250K 12/11
$320K 12/12
$435K 12/13
$520K 12/14
$595K 12/15
$750K 12/16
$980K 12/17
$1150K 12/18
$1400K 12/19
$1650K 12/20


Still impressed with some of the numbers on here! Happy with 2020 progress, SO stopped working her part time job early in the year to be home with the kids full time. 2021 may be a challenge to save as much.
by joeblow
Fri Dec 25, 2020 4:25 pm
Forum: Personal Consumer Issues
Topic: What is a price to pay for a good pair of sunglasses???
Replies: 31
Views: 2846

Re: What is a price to pay for a good pair of sunglasses???

livesoft wrote: Fri Dec 25, 2020 1:02 pm Over $600 for a good pair of Maui Jim's with prescription progressive lenses, anti-glare, scratch resistance, polarized, lightest weight lenses, and all that jazz. If an option is available, then get it. :)

The incentive to take care of them: They are so expensive and you cannot see without them,
This!

Prescription Maui Jim's, nothing else.

I'll add that their warranty/customer service is great both mail in and at the Lahaina location.
by joeblow
Sat Dec 19, 2020 6:49 pm
Forum: Personal Consumer Issues
Topic: Why Would All Four Tires Have Slow Air Leaks?
Replies: 104
Views: 17449

Re: Why Would All Four Tires Have Slow Air Leaks?

Small Law Survivor wrote: Mon Nov 30, 2020 10:02 am Thank you all - this has been very educational! I've arranged to bring the car into a tire shop later this week.
Hey. Hopefully this has been resolved by now. I'm not sure about anyone else, but any chance you can let us know what the issue was? I feel like I need some closure. Maybe I missed it. :D
by joeblow
Sun Nov 29, 2020 4:09 pm
Forum: Personal Consumer Issues
Topic: Why Would All Four Tires Have Slow Air Leaks?
Replies: 104
Views: 17449

Re: Why Would All Four Tires Have Slow Air Leaks?

My first thought would be valve stems. I'd start there with a reputable tire shop. If you really want to "diagnose the problem" yourself you could get out the soapy water and look for the leaks.
by joeblow
Sun Nov 22, 2020 12:28 pm
Forum: Investing - Theory, News & General
Topic: How to teach your kids about money/wealth
Replies: 23
Views: 1879

Re: How to teach your kids about money/wealth

Start now...

3 piggy banks: "spending" "saving" and "giving"

Our kids learned very early on that a large portion if not most of the money they get (spare change, gifts in cards, etc.) should go into the savings bank.

Both our kids are great savers. We laugh that they both have more money than we did when we were first married.

Edit: we also, instead of buying them things (e.g. "can I have this?" at the store), we gave them an allowance and made them pay for those types of things themselves. They learned quickly when it is "their" money, they no longer wanted things as bad.
by joeblow
Sun Jan 05, 2020 10:32 pm
Forum: Personal Investments
Topic: Roth IRA - so who hit 'enter' at 12:01AM this morning?
Replies: 113
Views: 12570

Re: Roth IRA - so who hit 'enter' at 12:01AM this morning?

We were on vacation and lost track of what day it was. Remembered on the 2nd and dumped $12K into the IRA accounts in under 5 minutes via VG. Almost too easy. I'll move the money to our Roth accounts soon.
by joeblow
Sat Jan 04, 2020 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 4288
Views: 1082013

Re: Share your net worth progression

joeblow wrote: Fri Feb 24, 2017 12:22 am These are just retirement accounts since we don't track everything in one place. Rough numbers...

$50K 12/05
$80K 12/06
$107K 12/07
$104K 12/08
$162K 12/09
$219K 12/10
$250K 12/11
$320K 12/12
$435K 12/13
$520K 12/14
$595K 12/15
$750K 12/16
$980K 12/17
$1150K 12/18
$1400K 12/19

Been a couple of years since I've seen this thread. Some impressive numbers on here!

Updated ours for 2018 and 2019. Crossed over $2 million in net worth sometime in 2017 or 2018.
by joeblow
Tue May 07, 2019 12:11 am
Forum: Personal Consumer Issues
Topic: Aulani Disney resort
Replies: 15
Views: 2773

Re: Aulani Disney resort

Anyone have any experience with the Disney Aulani resort in Oahu? We have three kids (7, 5, and 0) and were thinking of trying to visit it in the next year or two? I see it books out way in advance so that's why I'm researching it now. We like the quality of the Disney resorts we have been to in the past and I would assume that that same high level of quality is present at the Aulani resort. I have an itch to take the family to Hawaii too so this seems like a great option? Thanks for any suggestions. :sharebeer Aulani is a great place to stay. We're stayed there 4 or 5 times and have loved every trip. It is on par, if not better, than any other Disney hotel we've stayed, definitely top notch as far as resorts go. To correct some of the abo...
by joeblow
Thu Mar 07, 2019 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Are my parents' finances a disaster waiting to happen? Seeking advice.
Replies: 105
Views: 13213

Re: Are my parents' finances a disaster waiting to happen? Seeking advice.

Let's see...

They make $100K+ annually.
You identified maybe $54K in annual expenses.
They have a son who is willing to help out with expenses.


Questions
1. Am I overreacting? How bad is the situation?
2. If you were in my situation, what would you do?

1. Probably. Not as bad as a lot of others.
2. Stop worrying so much. Decide if you really want to bail them out if something bad happens.
by joeblow
Sun Dec 02, 2018 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 145
Views: 18695

Re: Retirement itch- when did you get it?

Age 40. Made changes to speed the process along. Now it hits me every morning about 7:00 am. Plan to be out sometime between 50 and 55.
by joeblow
Sat Nov 17, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: When is Too Long to Return a Hair Dryer to Costco?
Replies: 73
Views: 10534

Re: When is Too Long to Return a Hair Dryer to Costco?

Took a 5 year old treadmill back to costco. Actually thought it had only been 2 years. Guy looked at my account...and presumably how much money we spend there and said absolutely no problem on the return. Same thing when I took a Vitamin back. That said, I doubt I would take back a $100 item like a blow dryer. I guess my expectations of "cheap" electronics like that are not the same.
by joeblow
Fri Nov 02, 2018 5:28 pm
Forum: Personal Investments
Topic: Backdoor Mega ROTH conversion
Replies: 19
Views: 1992

Re: Backdoor Mega ROTH conversion

My plan administrator also mentioned once I do an in-service withdrawal from after tax, i'll be ineligible to contribute to after tax for the next 6 months :( :( I recommend you get a copy of your companies plan and read it carefully. +1 Because sometimes the administrator doesn't know what is actually in the plan document. Ask for the "Summary Plan Description" - it's something they have to provide by law. I went through the summary plan and couldn't find any information regarding this catch. Strange. :? Call Vanguard, they should know what the plan allows. It might take talking to a couple different reps, based on my experience. If you have to wait 6 months to contribute, why couldn't you just save and load up on contributions ...
by joeblow
Thu Oct 11, 2018 1:16 am
Forum: Personal Consumer Issues
Topic: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire
Replies: 56
Views: 7333

Re: Mazda 3 w/ Snow tire or Subaru AWD with All Season Tire

Snow tires for the win...

...if you live where snow is an issue.

We have a Subi outback and the snow tires are awesome. We have dedicated wheels/tires for the winter. I was blown away how much of a difference it makes. We just bought another full size SUV and plan to buy new wheels and snow tires for it as well. Simply not worth not having when hauling the family around. We'll do the same when we buy vehicles for the kids.
by joeblow
Wed Oct 10, 2018 9:53 pm
Forum: Personal Investments
Topic: What did you buy today
Replies: 119
Views: 11879

Re: What did you buy today

$5K of VTSAX but I hadn't even seen the news about the stock market...just adding to the taxable account according to the plan.
by joeblow
Mon Oct 08, 2018 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a new car-anyone ever used a car buying service?
Replies: 7
Views: 2494

Re: Buying a new car-anyone ever used a car buying service?

I started to use one that was highly recommended by several colleagues. They ended up just sending me information on vehicles that I had already found online and tried selling them to me at their marked up prices. I'm sure for some it is worth it, but I enjoy researching and looking for vehicles on my own.
by joeblow
Wed Oct 03, 2018 1:24 pm
Forum: Personal Consumer Issues
Topic: Shows in Las Vegas for 6 and 8 year old
Replies: 23
Views: 2024

Re: Shows in Las Vegas for 6 and 8 year old

Agree with the Cirque shows mentioned above and depending on when you are going, the Lion King is playing at the Smith Center most of November.
by joeblow
Wed Sep 05, 2018 5:09 pm
Forum: Personal Consumer Issues
Topic: Selling a car to CarMax
Replies: 74
Views: 66220

Re: Selling a car to CarMax

Has anyone had any experience selling a car to CarMax? Can you negotiate the price they quote you? I thought there was a no haggle policy and I am trying to see if anyone has been able to improve the initial quote through negotiation. I have an extremely clean high mileage ten year old Lexus with a clean CarFax that would likely go to auction. I've only bought one car through CarMax and I was not able to negotiate a better price. I think generally their prices are a little higher (for buying) and lower (for selling) than one can do through private party. That said, it was a pretty painless process and for people who want to save time/effort it is a decent place to buy a vehicle. On a related topic, if you do decide to sell private, how do ...
by joeblow
Sat Sep 01, 2018 11:39 pm
Forum: Personal Investments
Topic: Fully maxed out
Replies: 70
Views: 9981

Re: Fully maxed out

We fully max out all available tax advantaged accounts yearly, the rest goes into taxable. Feels good. Wish there was more we could do.
by joeblow
Mon Aug 27, 2018 11:46 pm
Forum: Personal Consumer Issues
Topic: Cars... just another tool unless your a tool.
Replies: 28
Views: 3137

Re: Cars... just another tool unless your a tool.

*you're

I tried the inexpensive/practical/economy car thing for a while. Meh, I'll drive what I want and work a few extra months at the end if I have to. Just got back into a full size luxury SUV and love it.
by joeblow
Tue Aug 07, 2018 12:27 am
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 23126

Re: Will you pay for your kids' college/graduate education?

Wow! So many diverse viewpoints. Need to find time to go back and review them all. But to answer the question... Put us in the "most likely" category: I always assumed no. I received an athletic scholarship for undergrad and paid my way through graduate school and law school. Wife always assumed yes. Her parents paid for her schooling for both undergrad and graduate school. At some point in the last few years we just decided to pre-pay tuition for instate school expenses. So the basics are already covered. We sort of view that as a supplemental insurance plan if something should happen to us. We plan to reach the FI state of FIRE by the time the first kid goes to college, so presumably we will pay for any shortcomings with cashflo...
by joeblow
Tue Jul 24, 2018 12:00 am
Forum: Personal Consumer Issues
Topic: I dont know how to spend money
Replies: 39
Views: 6326

Re: I dont know how to spend money

jb1 wrote: Mon Jul 23, 2018 7:45 pm
Luke Duke wrote: Mon Jul 23, 2018 8:59 am

A girlfriend will solve your spending problems.
haha havent had one of them in years. :(
Maybe start with not washing your clothes in a sink in order to save $5-$10?

Is that per load or per month?

There is a difference between being frugal and being cheap.
by joeblow
Wed Jun 27, 2018 12:17 am
Forum: Personal Investments
Topic: Frequency of Mega Backdoor IRA Transfers
Replies: 15
Views: 1671

Re: Frequency of Mega Backdoor IRA Transfers

Once a year. Vanguard requires it to be done manually via snail mail (or at least they do with my plan). I'm too lazy to do it any more than that.
by joeblow
Fri Jun 22, 2018 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: What is/ was your career and would you recommend it now?
Replies: 517
Views: 76787

Re: What is/ was your career and would you recommend it now?

Attorney here, I cannot recommend it to anyone unless they can graduate with less than, say, $50k in debt. I was a "winner" - top 3 law school, biglaw job, and paid off my 200k in student loans in 3.5 years. Now I have a job that I really love working in the public sector for a solid middle class income. You do not know pressure until you have to come up with that NONDISCHARGEABLE student debt nut every month during the great recession. Law is not for everyone - even most - in that it adversarial, high pressure, and mostly terrible hours. Look at the rates of alcoholism and divorce among most attorneys. It does allow poly sci idiots (like myself) a chance to hit it big in plaintiffs work - but that's a lot of hustle. If you have ...
by joeblow
Tue May 15, 2018 11:35 pm
Forum: US Chapters
Topic: Yes, I'm 89 all right! [Jack Bogle]
Replies: 126
Views: 20910

Re: Yes, I'm 89 all right! [Jack Bogle]

Wow! Happy Birthday. Very cool that you are posting.

Thanks for all you have done.
by joeblow
Tue May 15, 2018 11:33 pm
Forum: Personal Investments
Topic: Large Personal Injury Settlement
Replies: 58
Views: 7967

Re: Large Personal Injury Settlement

You joined yesterday and posted today. That $3M, that sounds like you haven't even received, is not going anywhere fast. Unless of course you connect with an unscrupulous advisor or blow it on unscrupulous behavior. ;) I suggest you take a deep breath and spend some time reviewing some of the links posted above and take the next 6 months to a year to figure out if/how you want to spend/invest it. You have a long runway, don't rush the takeoff.
by joeblow
Tue May 15, 2018 11:20 pm
Forum: Investing - Theory, News & General
Topic: 2018 401k limit is $55K - do you max it out? Why/why not?
Replies: 125
Views: 22116

Re: 2018 401k limit is $55K - do you max it out? Why/why not?

Do you? Yes. $18.5K pre tax + company match + whatever is left over to the cap into post tax...post tax portion, and any gain, is rolled over into a roth IRA once a year.

Why? All tax advantaged accounts are maxed. This allows us to maximize the annual contributions to a roth IRA beyond the $11K. If we need money for kids' college expenses we can use the money, if not we'll enjoy it in retirement.
by joeblow
Tue May 15, 2018 11:12 pm
Forum: Personal Consumer Issues
Topic: Neighbor wants to use our land temporarily - let them or not?
Replies: 51
Views: 9688

Re: Neighbor wants to use our land temporarily - let them or not?

Sounds like a good excuse to head to Florida and take your neighbors a bottle of wine to share at their BBQ celebrating their rebuilt home?
by joeblow
Fri May 11, 2018 1:31 am
Forum: Personal Consumer Issues
Topic: How to remove garden hose nozzle that is stuck on a hose
Replies: 47
Views: 125663

Re: How to remove garden hose nozzle that is stuck on a hose

Hmmmm? This seems odd.

Surprise it wasn't mentioned yet...make sure you're turning it the right way.

Righty tighty, lefty loosey.
by joeblow
Fri May 11, 2018 12:48 am
Forum: Personal Consumer Issues
Topic: Amazon package that can't be traced
Replies: 72
Views: 7478

Re: Amazon package that can't be traced

I have a list of items I'd like brushed my way.
by joeblow
Thu May 10, 2018 11:46 pm
Forum: Personal Consumer Issues
Topic: Picking up New Subaru-Worth buying extended warranty?
Replies: 66
Views: 35522

Re: Picking up New Subaru-Worth buying extended warranty?

If you do, do not buy through your dealer. There is a dealer in the midwest that sells extended warranties for subaru at a steep discount. If you intend to buy one, send me a PM and I'll go dig out the name for you. Plus you do not have to buy it right now, you can always add it later.

I generally do not buy extended warranties, but we bought it for our subaru, that we bought used. It was relatively inexpensive through this dealer and provides plenty of piece of mind through ~100K miles.
by joeblow
Mon Apr 30, 2018 11:14 pm
Forum: Personal Consumer Issues
Topic: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?
Replies: 187
Views: 15366

Re: Daughter and Girlfriend, age 19, taking cross country road trip. Advice?

Lots of advice above. One thing I did not see mentioned is a device like SPOT.

I come across a lot of people (at the risk of offending some...particularly those from the east coast) who do not realize how remote the west can be. I've gone days without cell coverage...then again, when we go out we try to get away from people. Maybe, they'll stick to the more populated areas, maybe not?
by joeblow
Sat Apr 21, 2018 1:59 am
Forum: Personal Finance (Not Investing)
Topic: Renting out home with Swimming pool
Replies: 10
Views: 3212

Re: Renting out home with Swimming pool

Unless you do not want the pool when you return, I'm not sure I would go through the trouble of filling it in. Don't rely on google for a legal analysis. Lawyer up on the rental agreement, waiver, etc. Additional insurance is probably a good idea. I might be more concerned about leaving the house sitting empty with a pool that is not empty, then I would be renting it.