Search found 32 matches

by indexingfun
Fri Oct 06, 2017 6:54 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 50
Views: 6291

Re: MoviePass-Too good to be true, but it's legit.

They will also make money by selling your personal information to other companies: https://www.moviepass.com/content/privacy From time to time, we may partner with companies whose products we believe will interest our Users. In conjunction with these partners, we may send promotional announcements a...
by indexingfun
Sun Oct 01, 2017 9:46 pm
Forum: Investing - Help with Personal Investments
Topic: Domestic SCV? [Small Cap Value]
Replies: 27
Views: 2623

Re: Domestic SCV? [Small Cap Value]

Recommendations for U.S. small value in Berkin & Swedroe’s Complete Guide to Factor Investing : Bridgeway Omni Small Cap Value (BOSVX) Bridgeway Omni Tax-Managed Small Cap Value (BOTSX) DFA US Small Cap Vlue (DFSVX) DFA Tax-Managed US Targeted Value (DTMVX) iShares S&P Small Cap Value (IJS) Vanguard...
by indexingfun
Fri Apr 21, 2017 6:34 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe says "Goodbye."
Replies: 336
Views: 42207

Re: Larry Swedroe says "Goodby."

Larry’s posts were the highlight of this forum for me. I was always amazed at his selflessness and generosity in contributing and conversing day after day. I particularly admired the fact that he exhibited the patience of a saint in his responses to obnoxious and ignorant comments. Attacks on his in...
by indexingfun
Fri Feb 03, 2017 7:39 am
Forum: Investing - Theory, News & General
Topic: Just watched Warren Buffett's new HBO Documentary
Replies: 50
Views: 7579

Re: Just watched Warren Buffett's new HBO Documentary

Larry’s summary of an analysis of Buffett’s success: They found that in addition to benefiting from the use of cheap leverage provided by Berkshire’s insurance operations, Buffett bought stocks that are “safe”(have low beta and low volatility), “cheap” (value stocks with low price-to-book ratios), ...
by indexingfun
Tue Dec 27, 2016 11:01 pm
Forum: Investing - Theory, News & General
Topic: Does Vanguard always have our best interests in mind?
Replies: 55
Views: 5329

Re: Does Vanguard always have our best interests in mind?

Has Vanguard changed their recommendations solely based on research and the best interests of individual investors? Or is there perhaps some motivation to capture slightly higher fees and promote newer international funds? They've been doing a very bad job of capturing slightly higher fees. https:/...
by indexingfun
Sat Nov 19, 2016 6:25 am
Forum: Investing - Theory, News & General
Topic: Jonathan Clements Words of Wisdom
Replies: 12
Views: 2758

Re: Jonathan Clements Words of Wisdon

He says: Second, we want to believe in magic. Reams of research show conclusively that most investors—professional and amateur—trail the market averages. Yet an article with “10 stocks to buy now” will garner far more eyeballs than a piece on building a globally diversified index-fund portfolio. Yet...
by indexingfun
Sat Nov 19, 2016 5:59 am
Forum: Personal Consumer Issues
Topic: Energy Efficient Window Fan?
Replies: 20
Views: 2375

Re: Energy Efficient Window Fan?

I don’t know much about energy efficiency in fans, but I would definitely look for ones with digital temperature controls that enable them to turn off when the temperature comes down to a selected point. Probably the biggest element of waste with fans is running them when they are no longer needed. ...
by indexingfun
Mon Nov 14, 2016 11:53 pm
Forum: Personal Consumer Issues
Topic: gardening, soil amendment, composting
Replies: 33
Views: 3294

Re: gardening, soil amendment, composting

Should I mix the grass clippings with the leaves? Yes, absolutely. As others suggest, mixing green with brown materials will accelerate decomposition. Use plain shredded leaves as a mulch? Perfectly good idea. Put the shavings and chicken manure directly into the beds now? As others indicate, the m...
by indexingfun
Sat Nov 05, 2016 3:26 pm
Forum: Personal Consumer Issues
Topic: MacBook Air/ Chromebook
Replies: 37
Views: 4240

Re: MacBook Air/ Chromebook

She could get a refurbished Macbook at a discount. You get the same warrantee. I buy all my Mac hardward refurbished.
by indexingfun
Sat Oct 29, 2016 7:03 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe's New Book is Available Now!
Replies: 164
Views: 21172

Re: Larry Swedroe's New Book is Available Now!

Does this book layout EXACTLY what funds to invest in when building a factor portfolio? Yes. Also, does one need DFA access or other such brokerage access to build such a portfolio? No. Of the 24 subcategories for which they recommend particular mutual funds or ETFs (e.g., domestic momentum, emergi...
by indexingfun
Sat Oct 29, 2016 7:27 am
Forum: Investing - Theory, News & General
Topic: Wait until after election to add to Roth IRA?
Replies: 16
Views: 2474

Re: Wait until after election to add to Roth IRA?

Larry Swedroe’s summary of research on how election outcomes affect investor behavior: Individuals become more optimistic and perceive the markets to be less risky and more undervalued when their own party is in power. This leads them to take on more risk. [...] When the opposite party is in power, ...
by indexingfun
Sat Oct 22, 2016 4:28 pm
Forum: Investing - Theory, News & General
Topic: Smart beta? GSLC
Replies: 8
Views: 1129

Re: Smart beta? GSLC

In his new book, Larry Swedroe (and Buckingham Asset Management) recommend GSLC as a means of gaining exposure to value, momentum, and quality factors. It is the only multi-style ETF or fund they recommend outside of DFA and AQR.
by indexingfun
Thu Oct 13, 2016 8:56 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe's New Book is Available Now!
Replies: 164
Views: 21172

Re: Larry Swedroe's New Book is Available Now!

Larry,
Thanks for writing it! I went looking for a book like this last year and was surprised and a little baffled that no one had written it.
by indexingfun
Sat Sep 24, 2016 9:02 am
Forum: Personal Consumer Issues
Topic: 100 Things Not Worth a Penny
Replies: 32
Views: 3248

Re: 100 Things Not Worth a Penny

Bloomberg TV
CNBC
by indexingfun
Sat Aug 27, 2016 6:33 am
Forum: Investing - Theory, News & General
Topic: "Are Index Funds Eating the World?"
Replies: 44
Views: 6508

Re: "Are Index Funds Eating the World?"

OK, someone needs to sacrifice their financial future for the greater good by moving their investments to actively managed funds. You first.
by indexingfun
Sat Aug 20, 2016 3:57 pm
Forum: Personal Consumer Issues
Topic: Home energy efficiency
Replies: 7
Views: 877

Re: Home energy efficiency

I think that home energy audits are well worth it. They can find all sorts of air gaps and leaks that you wouldn’t know about. I would do some research on the company doing the audit. If it is a company that installs insulation, for example, you will undoubtedly get a recommendation to install their...
by indexingfun
Sun May 22, 2016 11:16 am
Forum: Personal Consumer Issues
Topic: Amazon has no head to head competitors?
Replies: 71
Views: 5911

Re: Amazon has no head to head competitors?

You can get books and some music and movies inexpensively at Alibris.com . The items are from independent sellers. Indiebound supports local bookstores. You can buy hardware/home items from Ace and True Value and pick it up at your local, independent store. And then there’s ebay, which is often chea...
by indexingfun
Sat Feb 13, 2016 8:03 am
Forum: Investing - Theory, News & General
Topic: Leaving DFA advisor - should I keep DFA positions or simplify?
Replies: 21
Views: 3251

Re: Leaving DFA advisor - should I keep DFA positions or simplify?

Keeping at least some DFA value funds could be a benefit (and I’d always trust Larry’s advice). You could also invest in non-Vanguard ETFs that roughly “replicate” DFA styles, to varying degrees.

But I can't argue with a desire for simplicity and you’ll probably do fine either way.
by indexingfun
Sun Feb 07, 2016 8:36 am
Forum: Personal Finance (Not Investing)
Topic: What growth rate would you use?
Replies: 75
Views: 5586

Re: What growth rate would you use?

See the wiki for more estimates.
by indexingfun
Wed Feb 03, 2016 7:50 pm
Forum: Investing - Help with Personal Investments
Topic: First job with a 401k, and no clue what I’m doing...
Replies: 6
Views: 735

Re: First job with a 401k, and no clue what I’m doing...

This won’t provide you with your exact answers on your 401(k), but for a brief general background on investing for young people, you could check out WIlliam Bernstein’s If You Can: How Millennials Can Get Rich Slowly.
by indexingfun
Mon Jan 04, 2016 6:12 pm
Forum: Personal Consumer Issues
Topic: Waste of money? [High-end home theater]
Replies: 151
Views: 12631

Re: Waste of money?

The chance of listeners in a double-blind audio test distinguishing between the quality of expensive and ridiculously expensive speakers is probably even less than the chance of a portfolio of managed funds outperforming index funds over long periods of time. You get what you don’t pay for.
by indexingfun
Sat Jan 02, 2016 8:21 am
Forum: Investing - Theory, News & General
Topic: Why is a Vanguard Developed+Emerging combo so far off from International when it comes to small caps?
Replies: 5
Views: 715

Re: Why is a Vanguard Developed+Emerging combo so far off from International when it comes to small caps?

Hmm, I didn’t know about that. It will throw off my asset allocation for international small caps. This statement from Vanguard outlines the the timeline: The benchmark changes will take place over a period of several months starting in the third or fourth quarter of 2015. The Emerging Markets Stock...
by indexingfun
Fri Jan 01, 2016 9:56 pm
Forum: Investing - Theory, News & General
Topic: Selling all equities, discuss why I'm wrong. :)
Replies: 226
Views: 31445

Re: Selling all equities, discuss why I'm wrong. :)

Stock market gains tend to be concentrated in brief periods of time. Being out of the market for the best 40 days of the last 20 years or so (through 2013) would have resulted in a negative return for the S&P 500 for this period. If you know when those days will arrive next, you are the smartest...
by indexingfun
Thu Dec 17, 2015 4:48 pm
Forum: Personal Consumer Issues
Topic: Roku vs. Apple TV Considerations
Replies: 43
Views: 5515

Re: Roku vs. Apple TV Considerations

I am especially curious to know what free channels, networks, or services are available (and worthy) on Roku and Apple TV. Of course YouTube is there, as is PBS. Anything else that works consistently well and is easy to navigate? ... I have Roku and Apple TV devices, but I think that Roku would win...
by indexingfun
Fri Dec 04, 2015 10:29 pm
Forum: Investing - Theory, News & General
Topic: RZV negative momentum
Replies: 16
Views: 2884

Re: RZV negative momentum

Larry & Ever Ready,
Thanks for the info!

I’m reluctant to plunge into brand-new ETFs, but I’ll keep an eye on the FactorSelect funds in the future. Here’s a fact sheet on these funds and an overview of their “Smart Beta” ETFs.
by indexingfun
Thu Dec 03, 2015 8:11 pm
Forum: Investing - Theory, News & General
Topic: RZV negative momentum
Replies: 16
Views: 2884

Re: RZV negative momentum

A few thoughts First value and momentum work much better in combination as they are highly negatively correlated. So better to construct fund the way AQR does than to have a fund that targets value and another that targets momentum. That is one reason why we now use AQR LV fund for large value allo...
by indexingfun
Sat Nov 28, 2015 9:44 pm
Forum: Investing - Theory, News & General
Topic: Introductory book on factor investing research?
Replies: 4
Views: 816

Re: Introductory book on factor investing research?

Thanks for the tips! I’ll also have to check out The Physics of Wall Street . Oh, for others’ reference, I just realized I accidentally used the end of the title of Andrew Ang’s book. The full title is Asset Management: A Systematic Approach to Factor Investing . I’ve just ordered it. Here are revie...
by indexingfun
Sat Nov 28, 2015 12:57 pm
Forum: Personal Consumer Issues
Topic: Cutting the cord - Netflix or Hulu?
Replies: 50
Views: 4826

Re: Cutting the cord - Netflix or Hulu?

If you have a recent Mac, I’d suggest getting an Apple TV device ($60 refurbished), which will enable you to mirror your computer display on your TV wirelessly via AirPlay software. This allows me to watch many web videos for free on the TV. There is probably something parallel for PCs. Also, throug...
by indexingfun
Sat Nov 28, 2015 10:24 am
Forum: Personal Consumer Issues
Topic: Best Way to get rid of leaves
Replies: 50
Views: 5378

Re: Best Way to get rid of leaves

That's free mulch and compost you have there. Getting rid of leaves is like growing vegetables and then throwing them in the trash. Indeed! When I first moved to my house, I would leave up to 20 bags of leaves and pine needles by the curb for the town to pick up. Like others, I now use the Toro 516...
by indexingfun
Sat Nov 28, 2015 10:11 am
Forum: Investing - Theory, News & General
Topic: Introductory book on factor investing research?
Replies: 4
Views: 816

Introductory book on factor investing research?

Has anyone come across a good introductory book or other summary for non-academics that reviews the academic research on factor investing, e.g., research by Fama, French, Carhart, Hou, Xue, Zhang, etc.? I’ve read books by Larry Swedroe, Rick Ferri, and William Bernstein, which focus primarily on pra...