Search found 4698 matches

by oldcomputerguy
Sun May 31, 2020 7:14 am
Forum: Investing - Theory, News & General
Topic: Will this decade play out like the 1960s?
Replies: 7
Views: 1198

Re: Will this decade play out like the 1960s?

This topic has been locked. General comment threads are off-topic unless they are about actionable investing theory. See Non-actionable (Trolling) Topics : If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: - US or world ec...
by oldcomputerguy
Sat May 30, 2020 3:46 pm
Forum: Personal Consumer Issues
Topic: Falcon 9 Launch to the International Space Station
Replies: 100
Views: 5620

Re: Falcon 9 Launch to the International Space Station

I saw that. I thought it was a brontosaurus. Don’t ask me why they might be carrying a brontosaurus on the flight, though. :confused
by oldcomputerguy
Thu May 28, 2020 1:16 pm
Forum: Personal Consumer Issues
Topic: If Jeep has such poor reliability, how come they are everywhere?
Replies: 155
Views: 11477

Re: If Jeep has such poor reliability, how come they are everywhere?

After moderator review, the thread has been re-opened to allow the discussion to continue. Please focus the discussion on the OP's question.
by oldcomputerguy
Mon May 25, 2020 2:59 pm
Forum: US Chapters
Topic: MEMORIAL DAY
Replies: 35
Views: 2774

Re: MEMORIAL DAY

Thank you, Mr. Larimore, for your service both to your country and to the Bogleheads universe.
by oldcomputerguy
Mon May 25, 2020 2:53 pm
Forum: Personal Consumer Issues
Topic: which iPhone?
Replies: 32
Views: 1952

Re: which iPhone?

peterwantstosave wrote:
Mon May 25, 2020 2:15 pm
And oldcomputerguy, I love the quote in your signature. Isaac Jaffee, right?
Nailed it! :beer
One of my favorite shows of all time.
Me too. A lot of it hits home with me, having spent 37 years in television.
by oldcomputerguy
Mon May 25, 2020 2:35 pm
Forum: Investing - Theory, News & General
Topic: At what moment does retirement begin?
Replies: 68
Views: 5548

Re: At what moment does retirement begin?

How did that feel to you, when you crossed the line from being part of the team for so long, then becoming a visitor? Well, it wasn't as abrupt as it could have been. I agreed to be available on a consulting basis after I left there to help my successor get settled in. So for about the first year, ...
by oldcomputerguy
Mon May 25, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: which iPhone?
Replies: 32
Views: 1952

Re: which iPhone?

I recently upgraded to an 11. I was using a 6s previously and was pretty happy with it, but finally decided to bite the bullet and upgrade for two reasons: (1) the tea leaves said that pretty soon my 6s would no longer be supported by OS upgrades, and (2) I planned some international travel into are...
by oldcomputerguy
Mon May 25, 2020 5:47 am
Forum: Personal Finance (Not Investing)
Topic: Investors: be aware of weakness in 2FA + strengthening
Replies: 153
Views: 8471

Re: Investors: be aware of weakness in 2FA + strengthening

I switched my 2fa to google voice secured by a google key. I feel this gives the best security aside from completely going to a key system. I have my Google account (including gmail) set up for two methods of 2FA: Google Authenticator is primary, Yubikey is secondary. I do not have an SMS method en...
by oldcomputerguy
Mon May 25, 2020 5:05 am
Forum: Non-US Investing
Topic: How to invest $1.2M for the next 10-15 years [Switzerland]
Replies: 26
Views: 2358

Re: How to invest $1.2M for the next 10-15 years

This topic is now in the Non-US Investing forum.
by oldcomputerguy
Sat May 23, 2020 2:38 pm
Forum: Personal Investments
Topic: investing individual stocks whole owning etfs?
Replies: 3
Views: 215

Re: investing individual stocks whole owning etfs?

This topic is now in the Personal Investments forum.
by oldcomputerguy
Sat May 23, 2020 8:16 am
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 262
Views: 19258

Re: What is your most luxury/expensive hobby.

I haven't indulged in a couple of decades, but I'd have to say that the most expensive "hobby" (if you will) I've ever indulged in was flying. I spent several thousand dollars on flying lessons, then several more on instrument training. Then I bought a house, and all that came to an end. :( Nowadays...
by oldcomputerguy
Sat May 23, 2020 4:42 am
Forum: Personal Consumer Issues
Topic: 2018-19 SUVs
Replies: 9
Views: 793

Re: 2018-19 SUVs

This topic is now in the Personal Consumer Issues forum (vehicle purchases and maintenance).
by oldcomputerguy
Thu May 21, 2020 3:28 pm
Forum: Personal Consumer Issues
Topic: Blown Power Amplifier: Repair or Replace? [resolved]
Replies: 39
Views: 1789

Re: Blown Power Amplifier: Repair or Replace?

I'm gonna agree with Jack FFR1846 here, if something happened after all these years of normal use to blow all those fuses at once, that's pretty catastrophic. My guess is something is shorted, and if you replace the fuses, you'll just blow them again.
:(
by oldcomputerguy
Thu May 21, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 618
Views: 32615

Re: What are you listening to now

If you ever get a chance, and it's at a venue near you, I highly recomment The Forty Part Motet . It's an a capella choral performance of Thomas Tallis' Spem in Alium Nunquam habui recorded in 40 separate tracks (one for each choir member), then played back through 40 separate speakers on stands sur...
by oldcomputerguy
Thu May 21, 2020 5:40 am
Forum: Non-US Investing
Topic: Which Corp Bond Fund?
Replies: 4
Views: 584

Re: Which Corp Bond Fund?

For the record:
galeno wrote:
Wed May 20, 2020 1:44 pm
VDUC: YTM = 2.0%. Duration = 1.9 yr. -- Vanguard USD Corporate 1-3 Year Bond UCITS ETF (USD) Distributing

VDCP: YTM = 2.7%. Duration = 7.8 yr. -- Vanguard USD Corporate Bond UCITS ETF (USD) Distributing
by oldcomputerguy
Thu May 21, 2020 5:27 am
Forum: Personal Consumer Issues
Topic: VW and Audi 0% APR - to buy or not?
Replies: 43
Views: 2381

Re: VW and Audi 0% APR - to buy or not?

This topic is now in the Personal Consumer Issues forum (vehicle purchase).
by oldcomputerguy
Wed May 20, 2020 5:01 pm
Forum: Personal Investments
Topic: Social Security Questions
Replies: 7
Views: 943

Re: Social Security Questions

But now I'm reading a bunch of articles that are giving conflicting information. Specifically that, there was a law passed in 2015 that closed this loophole, and now if you try to do spousal benefits: 1) It WILL start the clock on your own social security, thus nullifying potential for 8% gain 2) A...
by oldcomputerguy
Wed May 20, 2020 3:44 pm
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3579

Re: Safely disinfecting frozen food packages from corona virus?

After further moderator review, the thread is unlocked to allow the discussion to continue. Please keep the discussion centered on the OP's question.
by oldcomputerguy
Wed May 20, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Safely disinfecting frozen food packages from corona virus?
Replies: 51
Views: 3579

Re: Safely disinfecting frozen food packages from corona virus?

This topic is locked. Please see the statement from the Advisory Board: Please read before posting on coronavirus/COVID-19 . We understand that many people want to discuss the coronavirus. However, as a primarily investment-related forum, this is not the place for medical / political / social postin...
by oldcomputerguy
Sun May 17, 2020 4:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Mutual Fund Platform EOL
Replies: 245
Views: 8626

Re: Vanguard Mutual Fund Platform EOL

This topic has run its course (exhausted, derailed, becoming contentious) and has been locked. See Locked Topics : Occasionally, even if there are no overt violations of posting policy, a topic (or thread) will reach a point where the information content of the discussion has been essentially exhau...
by oldcomputerguy
Sun May 17, 2020 1:03 pm
Forum: Personal Consumer Issues
Topic: Must carry more than one credit card
Replies: 53
Views: 3411

Re: Must carry more than one credit card

Watty wrote:
Sun May 17, 2020 1:01 pm
I don't think that is the case, the estate would need to pay off the debts.
I believe you're right.

https://www.nolo.com/legal-encyclopedia ... death.html
by oldcomputerguy
Sun May 17, 2020 12:47 pm
Forum: Personal Consumer Issues
Topic: Must carry more than one credit card
Replies: 53
Views: 3411

Re: Must carry more than one credit card

2) If you are married have your spouse carry a credit card that you do not have. That way if a wallet or purse is lost you will still have a credit card with you that works. And make sure that each of you has at least one card owned by you (as opposed to being an authorized user). I recently became...
by oldcomputerguy
Fri May 15, 2020 7:58 am
Forum: Investing - Theory, News & General
Topic: Possible Executive Order indicates stock rise/fall?
Replies: 4
Views: 770

Re: Possible Executive Order indicates stock rise/fall?

This thread has run its course and is locked. Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The onl...
by oldcomputerguy
Fri May 15, 2020 5:53 am
Forum: Personal Finance (Not Investing)
Topic: What are the most valuable things in life?
Replies: 7
Views: 841

Re: What are the most valuable things in life?

This topic is locked. This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything else is considered "Off Topic" and is not acceptable on this forum.
by oldcomputerguy
Fri May 15, 2020 4:50 am
Forum: Personal Investments
Topic: Help with 401k fund allocation
Replies: 3
Views: 245

Re: Help with 401k fund allocation

Welcome to the forum! There are a lot of folks here that will be happy to help you with your allocation. To give them a better chance to help you, you may wish to re-post using this format . Also, they would find it easier to help you if you could include expense ratios of your fund options in your ...
by oldcomputerguy
Thu May 14, 2020 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Companies that have a pension and 401k?
Replies: 63
Views: 3436

Re: Companies that have a pension and 401k?

Look at government entities or the few companies that are run like government entities that technically are not. +1. My wife just retired a few months ago from a government lab where they provided both a 401(k) plan and (yay!) a pension. Employers who provide pensions, though, are getting to be ver...
by oldcomputerguy
Thu May 14, 2020 11:54 am
Forum: Personal Consumer Issues
Topic: Strange Ethernet Issue
Replies: 29
Views: 1581

Re: Strange Ethernet Issue

This may help. https://acuitysupport.zendesk.com/hc/en-us/articles/210113548-What-is-the-difference-between-T568A-T568B- T568A and T568B are the two color codes used for wiring eight-position RJ45 modular plugs. Both are allowed under the ANSI/TIA/EIA wiring standards. The only difference between th...
by oldcomputerguy
Thu May 14, 2020 11:36 am
Forum: Forum Issues and Administration
Topic: New bogleheads induction [Request for new subforum]
Replies: 55
Views: 3118

Re: New bogleheads induction

This topic is now in the Forum Issues and Administration sub-forum.
by oldcomputerguy
Wed May 13, 2020 4:54 am
Forum: Personal Consumer Issues
Topic: Advice for upcoming foot surgery
Replies: 37
Views: 2084

Re: Advice for upcoming foot surgery

Keep a contact device with you as much as possible. Cell phone. Walkie talkie to an in-range relative/friend. Life alert. Falls happen to all people. In a cast you are at a higher risk. If you don't like keeping your phone with you, get over it. Safe > sorry. I would add to this: if you happen to h...
by oldcomputerguy
Tue May 12, 2020 7:34 pm
Forum: Personal Finance (Not Investing)
Topic: Bank of America unauthorized ATM withdrawal
Replies: 47
Views: 2270

Re: Bank of America unauthorized ATM withdrawal

bloom2708 wrote:
Tue May 12, 2020 1:38 pm
skepticalobserver wrote:
Tue May 12, 2020 1:37 pm
All the ATMs I've used spit out twenties--how do you get to $90?
Some do multiples of $10. I've used a few of those.
As a matter of fact, last time I went to my brick-and-mortar bank's ATM to pull cash, there were a couple of fifties in the mix.
by oldcomputerguy
Tue May 12, 2020 6:11 am
Forum: Personal Consumer Issues
Topic: Need to update my GMail PW
Replies: 12
Views: 918

Re: Need to update my GMail PW

Google also will accept a Yubikey as a form of 2FA. I have my own Gmail account set up to use Yubikey as primary 2FA with Google Authenticator as backup.
by oldcomputerguy
Tue May 12, 2020 6:08 am
Forum: Personal Consumer Issues
Topic: 90%+ chocolate bar
Replies: 67
Views: 4824

Re: 90%+ chocolate bar

Helo80 wrote:
Mon May 11, 2020 5:13 pm
Umm... serious question... have you ever had 100% cacao chocolate?
DW and I sampled some freshly-ground cacao beans on a plantation in St. Lucia a couple of years ago. Not what I would call one of my favorites, tasted more like bitter coffee than chocolate.
by oldcomputerguy
Mon May 11, 2020 7:42 am
Forum: Personal Investments
Topic: Vanguard 2-3 fund portfolio - Which versions of funds are the cheapest/best?
Replies: 30
Views: 2230

Re: Vanguard 2-3 fund portfolio - Which versions of funds are the cheapest/best?

In addition to the Wiki link provided by sycamore and snailderby, you might also read through this description of both ETFs and mutual funds.

https://www.bogleheads.org/wiki/Outline ... tual_funds
by oldcomputerguy
Mon May 11, 2020 5:54 am
Forum: Investing - Theory, News & General
Topic: At what moment does retirement begin?
Replies: 68
Views: 5548

Re: At what moment does retirement begin?

My retirement began on January 3, 2017, at precisely 12:00 noon Eastern Standard Time. That's the moment at which I sat in the Business Manager's office and signed the piece of paper making my separation official. I had already handed my workplace keys and cell phone over to my successor and turned ...
by oldcomputerguy
Sun May 10, 2020 5:47 am
Forum: Personal Finance (Not Investing)
Topic: Help please creating protective, spendthrift, and living trusts.
Replies: 8
Views: 820

Re: Help please creating protective, spendthrift, and living trusts.

This topic is now in the Personal Finance forum (legal issues with a financial component).
by oldcomputerguy
Sun May 10, 2020 5:34 am
Forum: Personal Consumer Issues
Topic: Advice on buying a house with leaky roof (fixed ~1 week ago)
Replies: 34
Views: 2364

Re: Advice on buying a house with leaky roof (fixed ~1 week ago)

This topic is now in the Personal Consumer Issues forum.
by oldcomputerguy
Sat May 09, 2020 6:35 pm
Forum: Personal Investments
Topic: Would you go with a bond index fund or a 3% Guaranteed fund?
Replies: 54
Views: 4563

Re: Would you go with a bond index fund or a 3% Guaranteed fund?

TheEleven wrote:
Sat May 09, 2020 5:58 pm
I'm not sure how the fees work.
This is enough of a reason to think twice (or three times) before putting any money into this.
by oldcomputerguy
Fri May 08, 2020 3:29 pm
Forum: Personal Investments
Topic: What Happens To Stock Price When Company Has Bankruptcy Filing?
Replies: 10
Views: 1362

Re: What Happens To Stock Price When Company Has Bankruptcy Filing?

I don't know if it always goes to zero, but I know from first-hand experience that it can. When my former employer filed for Chapter 11 back in 2009, they did a reorganization that basically invalidated all the existing company stock. I was left holding 2500 shares of company stock that went to $0.0...
by oldcomputerguy
Fri May 08, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: IE, Chrome or Firefox, that is the question.
Replies: 53
Views: 2966

Re: IE, Chrome or Firefox, that is the question.

Running Linux here, so IE is not an option. That being said, my "go-to" browser is Chrome. I keep Firefox around because there are some occasions when it works where Chrome won't, but those are few and far between. Firefox is not my primary browser because it's been my experience that many sites whi...
by oldcomputerguy
Tue May 05, 2020 5:48 am
Forum: Non-US Investing
Topic: Cash or bonds? ...until the stock market settles down
Replies: 23
Views: 2101

Re: Cash or bonds? ...until the stock market settles down

I am in my early 30s and considering all-world stock etfs (for the long term) for a high percentage of my portfolio but I am reluctant to put all this money in the stocks today. (considering the recent swings in the market and other market data: high unemployment, GDPs going down, etc...). Hi, and ...
by oldcomputerguy
Tue May 05, 2020 4:53 am
Forum: Personal Finance (Not Investing)
Topic: Moving from High taxed state to no income tax state
Replies: 44
Views: 3108

Re: Moving from High taxed state to no income tax state

This topic is now in the Personal Finance forum.
by oldcomputerguy
Mon May 04, 2020 7:15 am
Forum: Investing - Theory, News & General
Topic: Who is your all time favorite investor and why?
Replies: 52
Views: 2740

Re: Who is your all time favorite investor and why?

This topic is locked. All general comment threads in forums with "Personal" in the title are off-topic. See Personal Finance : This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit r...
by oldcomputerguy
Mon May 04, 2020 6:10 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity as a one stop shop
Replies: 1585
Views: 218092

Re: Fidelity as a one stop shop

Right. SPAXX = 0.01% and SPRXX = 0.31%. Where the heck did you get the idea SPAXX is 1.59%? SPAXX recently paid better than 0.01%. I have a bit of cash in SPAXX in my CMA, and in February the dividend was around 1.0% annualized, last month it was around 0.8%. This month, it was closer to 0.02% annu...
by oldcomputerguy
Sun May 03, 2020 12:43 pm
Forum: Personal Consumer Issues
Topic: Can you transfer files without Wifi, bluetooth, cable?
Replies: 37
Views: 2049

Re: Can you transfer files without Wifi, bluetooth, cable?

How about something like this? https://www.bestbuy.com/site/pny-duo-link-on-the-go-64gb-usb-3-1-usb-c-flash-drive/6335301.p?skuId=6335301 Plug the stick into your PC, copy the files, plug it into the phone. I don't have an Android phone so I can't say for certain that it will work (and, frankly, the...
by oldcomputerguy
Sat May 02, 2020 8:12 am
Forum: Personal Finance (Not Investing)
Topic: Is it safe to store financial statements in the cloud?
Replies: 48
Views: 3390

Re: Is it safe to store financial statements in the cloud?

My critical information is backed up monthly onto a USB stick that I keep in the home safe, so cloud storage for disaster prevention is not a factor. Keep in mind that these safes are not fireproof. That may not be a big risk but the contents are not safe from fire. You are correct, which is why oc...
by oldcomputerguy
Sat May 02, 2020 5:53 am
Forum: Personal Finance (Not Investing)
Topic: Who owns the IP - School or Me?
Replies: 23
Views: 2541

Re: Who owns the IP - School or Me?

This topic has run its course and has been locked. Legal advice is off-topic for the forum unless it has a financial component. See Subforum Guidelines : This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: ... legal issues that have a fi...
by oldcomputerguy
Sat May 02, 2020 5:41 am
Forum: Personal Finance (Not Investing)
Topic: Is it safe to store financial statements in the cloud?
Replies: 48
Views: 3390

Re: Is it safe to store financial statements in the cloud?

I don't store any financial information in the cloud. I just don't see the need. I do all my financial operations from my home Linux machine. I never use mobile apps to access my investments or bank accounts except for the rare occasion when I wish to deposit a paper check, and the only time I use c...