Search found 4897 matches

by oldcomputerguy
Fri Sep 18, 2020 12:32 pm
Forum: Personal Consumer Issues
Topic: Your "at peace" moments.
Replies: 144
Views: 19977

Re: Your "at peace" moments.

Sunrise at the local walking track, walking my daily 2 miles in the morning quiet.
by oldcomputerguy
Fri Sep 18, 2020 6:38 am
Forum: Personal Investments
Topic: What Blend of These 2 Fidelity Funds Approximates TSM
Replies: 12
Views: 924

Re: What Blend of These 2 Fidelity Funds Approximates TSM

I have the option for an S&P500 and a Mid-Cap in my 401k that I'll be starting first of the year. My 2 best options are: FXAIX - Fidelity® 500 Index Fund - .02%ER - https://fundresearch.fidelity.com/mutual-funds/summary/315911750 FSMAX - Fidelity® Extended Market Index Fund - .04%ER - https://fundr...
by oldcomputerguy
Fri Sep 18, 2020 6:23 am
Forum: Personal Consumer Issues
Topic: Is this guy trying to scam me on a car I'm selling?
Replies: 172
Views: 13319

Re: Is this guy trying to scam me on a car I'm selling?

A series of disrespectful posts were removed. As a reminder, see General Etiquette : At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable. If you feel t...
by oldcomputerguy
Fri Sep 18, 2020 6:00 am
Forum: Investing - Theory, News & General
Topic: Ray Dalio issues stark warning about US dollar’s future as global reserve currency
Replies: 42
Views: 3400

Re: Ray Dalio issues stark warning about US dollar’s future as global reserve currency

This topic is locked (not actionable). See Non-actionable (Trolling) Topics:
If readers can't do anything with the content of a topic other than argue about it, it does not belong here.
by oldcomputerguy
Fri Sep 18, 2020 5:25 am
Forum: Personal Consumer Issues
Topic: Kids back to On Campus School - Would you ?
Replies: 46
Views: 1926

Re: Kids back to On Campus School - Would you ?

This topic is locked. The discussion is centering on whether to send kids back to school in light of COVID-19. This is a medical decision rather than a consumer issue, and medical topics are outside the scope of the forum. See Medical Issues : Questions on medical issues are beyond the scope of the...
by oldcomputerguy
Thu Sep 17, 2020 3:55 am
Forum: Personal Finance (Not Investing)
Topic: Preparing for retirement in mid 30s
Replies: 311
Views: 19683

Re: Preparing for retirement in mid 30s

A post speculating on possible change in law was removed. As a reminder, see Politics and Religion : In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressions ...
by oldcomputerguy
Wed Sep 16, 2020 4:47 am
Forum: Personal Finance (Not Investing)
Topic: new car - 0% interest loan ?
Replies: 27
Views: 1673

Re: new car - 0% interest loan ?

This topic is now in the Personal Finance forum (loan issue). -- mod oldcomputerguy
by oldcomputerguy
Mon Sep 14, 2020 9:25 am
Forum: Personal Investments
Topic: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million
Replies: 76
Views: 7317

Re: I’ve got 50K to invest in an ultra aggressive portfolio—seeking growth to 1 Million

This topic has run its course and has been locked. While some posts have constructive advice, many are simply snarky and are disrespectful to the OP (who is a newcomer to the forum). See General Etiquette : We expect this forum to be a place where people can feel comfortable asking questions and wh...
by oldcomputerguy
Mon Sep 14, 2020 5:21 am
Forum: Personal Consumer Issues
Topic: [Question regarding password security]
Replies: 101
Views: 3199

Re: Security question on one's passwords

Do you think it's ok to use KeePass (besides using it on a PC) also on one's smartphone, as I found There are no official mobile apps for KeePass, but ...unofficial ports for Android and eventually on Chromebook? I myself couldn't say, I've never tried to use it on any device other than my home Lin...
by oldcomputerguy
Mon Sep 14, 2020 4:42 am
Forum: Personal Consumer Issues
Topic: [Question regarding password security]
Replies: 101
Views: 3199

Re: Security question on one's passwords

I'll echo the sentiment of those who use KeePass. I use it here at home, and chose that over options that store their databases in the cloud precisely because I saw storing my password database in the cloud as itself an unnecessary exposure to risk of cracking. My database is stored on an external d...
by oldcomputerguy
Sun Sep 13, 2020 6:56 am
Forum: Personal Consumer Issues
Topic: $3000 for COVID test!!!
Replies: 11
Views: 2168

Re: $3000 for COVID test!!!

This topic has run its course (general complaint, derailing into discussion of the US healthcare system) and has been locked. See Personal Consumer Issues : This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics...
by oldcomputerguy
Sat Sep 12, 2020 4:54 am
Forum: Personal Investments
Topic: Fidelity Bitcoin Index Fund
Replies: 71
Views: 6091

Re: Fidelity Bitcoin Index Fund

The discussion has drifted from the original topic (discussion of the Fidelity fund) to a general argument over cryptocurrencies. Please bring the discussion back to the original topic. Thanks.
by oldcomputerguy
Sat Sep 12, 2020 4:46 am
Forum: Personal Finance (Not Investing)
Topic: Working from home: what's your experience? Plus a few other questions.
Replies: 5
Views: 793

Re: Working from home: what's your experience? Plus a few other questions.

This topic is now in the Personal Finance forum (employment issues).
by oldcomputerguy
Fri Sep 11, 2020 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Medical billing question
Replies: 8
Views: 660

Re: Medical billing question

This topic is now in the Personal Finance subforum (insurance).
by oldcomputerguy
Fri Sep 11, 2020 9:17 am
Forum: Investing - Theory, News & General
Topic: Index Funds - Dangerous?
Replies: 46
Views: 3606

Re: Index Funds - Dangerous?

The video is published by Navigation Trading, a company that makes money by giving courses on how to day trade and churn your portfolio. Index funds and those who hold them cut into their revenue stream. They have a serious built-in conflict of interest. Ignore the video.
by oldcomputerguy
Fri Sep 11, 2020 6:13 am
Forum: Personal Investments
Topic: My unBH way of investment
Replies: 6
Views: 967

Re: My unBH way of investment

This topic has run its course and has been locked. The OP states that he is not looking for input or asking a question, so this thread is not actionable. See Non-actionable (Trolling) Topics : If readers can't do anything with the content of a topic other than argue about it, it does not belong her...
by oldcomputerguy
Fri Sep 11, 2020 5:22 am
Forum: Non-US Investing
Topic: Degiro Negative Balance Advice
Replies: 7
Views: 682

Re: Degiro Negative Balance Advice

Daisy1700, welcome! I moved your post into our Non-US Investing forum, so that it would be more likely to be seen by other Degiro users.
by oldcomputerguy
Thu Sep 10, 2020 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Is your company participating in payroll tax deferral?
Replies: 14
Views: 881

Re: Is your company participating in payroll tax deferral?

This topic is locked. Posts in the Personal Finances subforum must be related to your personal finances or those of a family member or friend, and must be actionable (that is, the reader must be able to take the information and use it to help guide their financial decision-making). See Personal Fin...
by oldcomputerguy
Thu Sep 10, 2020 7:05 am
Forum: Personal Consumer Issues
Topic: Saving on flight schools!
Replies: 20
Views: 1925

Re: Saving on flight schools!

Other than the above good advice, I'd put forth a few points from my experience. The club route can be a good idea financially. But do your homework, check out the club, and make sure they are serious about maintaining a safe fleet. I checked out a local club here before settling on a local Part 141...
by oldcomputerguy
Thu Sep 10, 2020 5:07 am
Forum: Personal Consumer Issues
Topic: Online Ammo purchase recommendation
Replies: 53
Views: 5348

Re: Online Ammo purchase recommendation

The discussion is starting to drift off topic. Please try to stay focused on the OP's original question, where to buy ammo. Thanks.
by oldcomputerguy
Wed Sep 09, 2020 7:28 am
Forum: Personal Finance (Not Investing)
Topic: Dog Bite Case (for real - and I own the dog)
Replies: 56
Views: 7503

Re: Dog Bite Case (for real - and I own the dog)

This topic is drifting into OT territory. Please try to keep comments related to the OP's situation.
by oldcomputerguy
Wed Sep 09, 2020 5:34 am
Forum: Personal Consumer Issues
Topic: Repair plasma television or get new TV?
Replies: 71
Views: 4255

Re: Repair plasma television or get new TV?

Samsung is well known for using cheap capacitors, and either a bulging capacitor or cold solder joint is the most likely culprit. Seems I recall a few years back that there was a rash of sub-par capacitors hitting the market that affected a lot of gear. In any case, yes, if your TV has a few years ...
by oldcomputerguy
Wed Sep 09, 2020 5:04 am
Forum: Investing - Theory, News & General
Topic: Winklevoss: The Case for $500,000 Bitcoin
Replies: 338
Views: 21661

Re: Winklevoss: The Case for $500,000 Bitcoin

A couple of snide comments were removed. As a reminder, see General Etiquette:
At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by oldcomputerguy
Mon Sep 07, 2020 11:36 am
Forum: Personal Consumer Issues
Topic: State camping reservation system forgets password
Replies: 2
Views: 317

Re: State camping reservation system forgets password

This topic is locked. General rants are off-topic for the forum. See Personal Consumer Issues : This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, ...
by oldcomputerguy
Mon Sep 07, 2020 9:12 am
Forum: Investing - Theory, News & General
Topic: Small Cap Value heads Rejoice !!!
Replies: 2789
Views: 204684

Re: Small Cap Value heads Rejoice !!!

Kind of lost on which SCV to pick. How do you guys decide? VIOV, VBR, IJS, SLYV, and RWJ (Invesco Small Cap Revenue ETF) I want to learn a lot more about RWJ or any ETF that has to do with SCV companies that are somewhat filtered. I believe that is what AVUV tries to do, but I am a bit lost Any mor...
by oldcomputerguy
Mon Sep 07, 2020 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Note from Chase on Credit Report -- but these are frozen?
Replies: 10
Views: 887

Re: Note from Chase on Credit Report -- but these are frozen?

I suppose it's possible that some other unrelated financial activity (such as paying down some other loan) affected your credit rating by a few points, and that Chase is simply reporting that change. I see those all the time from Experian ("recent change on your credit report") and when I check by l...
by oldcomputerguy
Mon Sep 07, 2020 7:51 am
Forum: Personal Consumer Issues
Topic: plug in streaming device
Replies: 38
Views: 2091

Re: plug in streaming device

The only time I stream anything to an HDMI on a TV is when I want to play something at a meeting from one of my Apple devices, so I can't be much help for PC's or other non-Apple devices. But for devices with Lightning connectors, there are cable assemblies that go straight from the Lightning conne...
by oldcomputerguy
Mon Sep 07, 2020 6:09 am
Forum: Personal Consumer Issues
Topic: plug in streaming device
Replies: 38
Views: 2091

Re: plug in streaming device

The only time I stream anything to an HDMI on a TV is when I want to play something at a meeting from one of my Apple devices, so I can't be much help for PC's or other non-Apple devices. But for devices with Lightning connectors, there are cable assemblies that go straight from the Lightning connec...
by oldcomputerguy
Mon Sep 07, 2020 4:19 am
Forum: Personal Finance (Not Investing)
Topic: What should be my strategy regarding Home ownership
Replies: 37
Views: 2908

Re: What should be my strategy regarding Home ownership

This topic is now in the Personal Finance subforum. -- mod oldcomputerguy
by oldcomputerguy
Sun Sep 06, 2020 9:02 pm
Forum: Personal Consumer Issues
Topic: Microsoft Flight Simulator 2020
Replies: 67
Views: 6573

Re: Microsoft Flight Simulator 2020

I played around with Microsoft Flight Simulator some years back, before I began primary flight training. It was a fun toy, but I found it actually was counterproductive if one is contemplating getting actual flight training. The reason was that the sim concentrated my attention on the panel, which k...
by oldcomputerguy
Sat Sep 05, 2020 4:57 pm
Forum: Personal Investments
Topic: How do I protect my investments moving forward?
Replies: 17
Views: 2125

Re: How do I protect my investments moving forward?

thegeneral, welcome to Bogleheads! I merged your later thread into your previous one so that the members' responses would be collected in one place for a more productive and helpful discussion.
by oldcomputerguy
Sat Sep 05, 2020 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: A tip: Property tax payment by Credit Card
Replies: 10
Views: 2339

Re: A tip: Property tax payment by Credit Card

Blount County TN passes on the fees charged to them by credit card companies for credit card payments and by banks for processing "e-checks". The only way to avoid these fees is to pay via paper check. The difference between the fee charged to me by the County for my paying by Visa and the 2% cash b...
by oldcomputerguy
Sat Sep 05, 2020 9:09 am
Forum: Investing - Theory, News & General
Topic: Is it really passive index if S&P actively excludes Tesla?
Replies: 145
Views: 9996

Re: Is it really passive index if S&P actively excludes Tesla?

The S&P 500 is not a passive index, it's actively managed. https://www.spglobal.com/spdji/en/documents/methodologies/methodology-sp-us-indices.pdf Constituent Selection. Constituent selection is at the discretion of the Index Committee and is based on the eligibility criteria. The [S&P 500, 400, and...
by oldcomputerguy
Sat Sep 05, 2020 8:13 am
Forum: Personal Consumer Issues
Topic: Deck Staining preparation
Replies: 5
Views: 427

Re: Deck Staining preparation

This topic is now in the Personal Consumer Issues subforum. -- mod oldcomputerguy
by oldcomputerguy
Sat Sep 05, 2020 5:15 am
Forum: Personal Investments
Topic: Zero funds not available at Fidelity solo 401k
Replies: 8
Views: 781

Re: Zero funds not available at Fidelity solo 401k

BrokerageLink is a great option if it is available via your employer's plan with Fidelity. I've even been able to purchase ETFs in our BL acct. It is a great option, but before using it, make sure there are no extra fees for BrokerageLink in your plan. Those fees might offset the advantage of being...
by oldcomputerguy
Fri Sep 04, 2020 6:10 pm
Forum: Personal Consumer Issues
Topic: Durable Couch Recommendations
Replies: 13
Views: 1142

Re: Durable Couch Recommendations

This topic is now in the Personal Consumer Issues subforum. -- mod oldcomputerguy
by oldcomputerguy
Tue Sep 01, 2020 2:12 pm
Forum: Personal Consumer Issues
Topic: Spouse: How to get REAL ID driver's license without social security card and recent job?
Replies: 77
Views: 4753

Re: Spouse: How to get REAL ID driver's license without social security card and recent job?

Why does she need a REAL ID? A lot of people I know are not getting REAL IDs due to the paperwork/in-person/general annoyances that come from getting this form of ID. Beginning in October of next year*, a non-RealID-compliant driver's license will no longer be accepted as proof of identity by the a...
by oldcomputerguy
Tue Sep 01, 2020 2:04 pm
Forum: Personal Consumer Issues
Topic: Spouse: How to get REAL ID driver's license without social security card and recent job?
Replies: 77
Views: 4753

Re: Spouse: How to get REAL ID driver's license without social security card and recent job?

I ended up having to bite the bullet and submit an application for a replacement card. (Apparently you can't do it online, it has to be done through the mail.) That is incorrect. I remember being on ssa.gov and seeing that I was not able to apply for a replacement card online. I just checked again,...
by oldcomputerguy
Tue Sep 01, 2020 1:55 pm
Forum: Personal Consumer Issues
Topic: Thoughts on Tennessee
Replies: 116
Views: 13348

Re: Thoughts on Tennessee

Downtown Chattanooga is also enjoyable for all of the close tourist type attractions mentioned unthread. They have a world-class aquarium that is worth seeing if you're ever in town. Some very nice watering holes and restaurants with great atmosphere (not a foodie or more than an occasional beer dr...
by oldcomputerguy
Tue Sep 01, 2020 1:41 pm
Forum: Personal Consumer Issues
Topic: Spouse: How to get REAL ID driver's license without social security card and recent job?
Replies: 77
Views: 4753

Re: Spouse: How to get REAL ID driver's license without social security card and recent job?

I just went through that recently. As a retiree that is not yet drawing Social Security, I do not have a W2. The statements from my investment houses all have the Social Security number obfuscated (only showing the last four digits) for security as do the statements from Ally and my brick-and-mortar...
by oldcomputerguy
Tue Sep 01, 2020 8:00 am
Forum: Personal Investments
Topic: Alternative Investments [US ex-pat in Israel]
Replies: 4
Views: 467

Re: Alternative Investments

This topic is now in the Non-US Investing forum.
by oldcomputerguy
Mon Aug 31, 2020 10:05 am
Forum: Personal Investments
Topic: FSKAX vs VTI
Replies: 15
Views: 1225

Re: FSKAX vs VTI

another thing puzzled me, people always talk about ER and prefer lower ER, here VTI has er = 0.03%, FSKAX = 0.015%, but the outcome performance seems identical, so even if VTI charges er = 30%, as long as it delivers same performance why ER matters? if the performance results exactly same, why woul...
by oldcomputerguy
Mon Aug 31, 2020 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Stage 4 Cancer and Young Family
Replies: 105
Views: 14676

Re: Stage 4 Cancer and Young Family

Ah... does your wife have a few charge cards in her *own* name, not affiliated with your name? If not, have her get at least two different ones (e.g., VISA and MasterCard, or MasterCard and Amex), so she is not suddenly left with no easy way to process payments, etc. And have her start using them f...
by oldcomputerguy
Mon Aug 31, 2020 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Employers - Will you comply with EO request to defer payroll tax?
Replies: 54
Views: 6653

Re: Employers - Will you comply with EE request to defer payroll tax?

This topic is locked. Posts in the Personal Finance forum must be personal (about your own or a family member's or friend's finances) and must be actionable (the reader can take the information presented and use it to guide their decision making). See Personal Finance : This subforum is for persona...
by oldcomputerguy
Mon Aug 31, 2020 6:01 am
Forum: Personal Consumer Issues
Topic: new car purchase: any reason NOT to do 0% financing
Replies: 90
Views: 7139

Re: new car purchase: any reason NOT to do 0% financing

A contentious exchange was removed. As a reminder, see General Etiquette : We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. Discussions are about issues, not people. If you disagree with an idea, go...
by oldcomputerguy
Sun Aug 30, 2020 2:05 pm
Forum: Personal Investments
Topic: Change in strategy?
Replies: 6
Views: 472

Re: Change in strategy?

This topic is locked. Discussion of the outcome of the election is prohibited by forum policy. See Politics and Religion:
In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited.
by oldcomputerguy
Sun Aug 30, 2020 12:35 pm
Forum: Investing - Theory, News & General
Topic: Impact of New Fed Policy announced Today (Aug 28,2020)
Replies: 14
Views: 2326

Re: Impact of New Fed Policy announced Today (Aug 28,2020)

Thread locked for moderator review

Update: See below --admin LadyGeek
by oldcomputerguy
Sat Aug 29, 2020 4:55 pm
Forum: Personal Consumer Issues
Topic: Brother printer 'trips' my battery backups
Replies: 47
Views: 2514

Re: Brother printer 'trips' my battery backups

I believe what you're seeing is normal. I have a Brother B&W laser printer plugged into one of the "surge supressor" outlets on my APC XS1500 UPS. Whenever the printer wakes up from sleep and loads up to print, the UPS "blips" momentarily as though there was a surge or drop on the incoming AC. I do ...
by oldcomputerguy
Sat Aug 29, 2020 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Should I quit high paying job?
Replies: 76
Views: 8519

Re: Should I quit high paying job?

This topic is now in the Personal Finance forum (employment issue). -- mod oldcomputerguy