Search found 1648 matches

by Shallowpockets
Thu Apr 16, 2020 4:00 pm
Forum: Personal Investments
Topic: North American Oil - Should I buy?
Replies: 31
Views: 1969

Re: North American Oil - Should I buy?

Oil is a loser. What is your rationale for even looking at the oil business and associated stocks? The world is and has been awash in oil for several years. Sure it is beaten down, but so are so many other stocks that will rebound faster than oil ever will. You say you are looking at a 10 year time ...
by Shallowpockets
Thu Apr 16, 2020 9:35 am
Forum: Investing - Theory, News & General
Topic: Thinly Traded ETFs
Replies: 31
Views: 1551

Re: Thinly Traded ETFs

Don't buy a thinly traded ETF. There is a reason they are thinly traded.
by Shallowpockets
Thu Apr 16, 2020 9:31 am
Forum: Personal Consumer Issues
Topic: How to get N95 masks? Seriously
Replies: 61
Views: 5221

Re: How to get N95 masks? Seriously

OP. The way to properly wear an N95 mask is not they way most will wear it. To qualify this I was in med field for 25 years. We had to be tested every year on wearing them. They are very tight. By design. You would not want to wear them any longer than you had to. The fit around the edges has to be ...
by Shallowpockets
Wed Apr 15, 2020 3:55 pm
Forum: Personal Consumer Issues
Topic: Garden edging- question
Replies: 24
Views: 2105

Re: Garden edging- question

Newspapers. That’s is what you use. 3-4 layers. Backfill your dig out and place your edging. Then put down newspaper and top that with mulch. About as good as you will get. That is all we have done on any garden bed. On anything needing to be converted from grass to a vegetable or flower bed, or si...
by Shallowpockets
Wed Apr 15, 2020 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Father's Lawsuit Settlement
Replies: 21
Views: 1912

Re: Father's Lawsuit Settlement

Which attorneys are getting old, the company ones or your father's? Has your father had the same attorney for the last 28 years? Why does he have an attorney? For 28 years. The $295 a week. Is that needed? You were all OK before this proposition. And now it has come out due to attorney. Maybe you sh...
by Shallowpockets
Wed Apr 15, 2020 2:13 pm
Forum: Investing - Theory, News & General
Topic: Retirees: what are you doing with all the home equity?
Replies: 117
Views: 7649

Re: Retirees: what are you doing with all the home equity?

If I were like many businesses I would tap that equity, then do stock buys, and then when things got tough, I would just get the bailout. But I am not essential and thus I will not.
by Shallowpockets
Wed Apr 15, 2020 7:59 am
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 133
Views: 10368

Re: What single individual stock would you buy?

The trouble with individual stocks in relation to Bogleheads is the mentality of buy and hold. People here state things like, "I bought it and will sell it when it doubles". "I bought TSLA at $380 and it quickly went to $960". They still hold it. Waiting on $2000. The buy and hold mentality is the p...
by Shallowpockets
Wed Apr 15, 2020 6:50 am
Forum: Personal Consumer Issues
Topic: DIY Car Maintenance - Anyone grease the chassis?
Replies: 25
Views: 1374

Re: DIY Car Maintenance - Anyone grease the chassis?

Aside from all the nostalgia here, the answer to the question is, NO.
by Shallowpockets
Tue Apr 14, 2020 11:25 am
Forum: Investing - Theory, News & General
Topic: Why shouldn´t I buy oil futures now?
Replies: 92
Views: 7306

Re: Why shouldn´t I buy oil futures now?

I admittedly don´t understand futures well. As I understand it, they track the oil price quite well but the market price of the futures can be distorted from the spot price of oil a little. It seems to somehow undulate around the spot price of oil (because the futures price is based on the expectat...
by Shallowpockets
Sun Apr 12, 2020 7:31 am
Forum: Personal Consumer Issues
Topic: Garden edging- question
Replies: 24
Views: 2105

Re: Garden edging- question

Newspapers. That’s is what you use. 3-4 layers. Backfill your dig out and place your edging. Then put down newspaper and top that with mulch. About as good as you will get. That is all we have done on any garden bed. On anything needing to be converted from grass to a vegetable or flower bed, or sim...
by Shallowpockets
Sun Apr 12, 2020 7:24 am
Forum: Personal Investments
Topic: Ponzi Scheme?
Replies: 215
Views: 17879

Re: Ponzi Scheme?

A ponzi scheme works until it doesn’t. If your parents can get some of their money now it may be at the point where the scheme has not become so unwieldy for the perpetrator. Maybe they can get some back, even with interest. To move early before the collapse is the way to look at it. How old are you...
by Shallowpockets
Sat Apr 11, 2020 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Helping in-law - hasn't filed taxes since 2010
Replies: 54
Views: 3943

Re: Helping in-law - hasn't filed taxes since 2010

Why now? Is it because of the $1200 being sent out from the government?
Why are BHs always called upon to help others when they did not want any help before?
by Shallowpockets
Sat Apr 11, 2020 10:02 am
Forum: Investing - Theory, News & General
Topic: Am I being dumb ["standing and doing nothing"]?
Replies: 43
Views: 4017

Re: Am I being dumb ["standing and doing nothing"]?

This is another post to bring out the BH platitudes. Which is fine, excepting that we pretty much see this over and over.
by Shallowpockets
Sat Apr 11, 2020 8:27 am
Forum: Investing - Theory, News & General
Topic: How long after starting investing, did you start to be happy about the power of compounding?
Replies: 92
Views: 6319

Re: How long after starting investing, did you start to be happy about the power of compounding?

If you were to look at your assets once a year December 31 and compared it to the last year, at some point you will feel a bit of a thrill. Depending on your income and expectations you may see that your assets have increased by an amount that is pertinent to you. Such as they increased by a months ...
by Shallowpockets
Fri Apr 10, 2020 8:00 am
Forum: Investing - Theory, News & General
Topic: "Nobody Knows Nothin'"
Replies: 35
Views: 2502

Re: "Nobody Knows Nothin'"

Nobody knows nothing is a platitude meant for other people. It is not necessarily true. Those who say it don’t include themselves in the mix. One side of the trade is about the BH who went to cash or did an AA change. The other side is someone DCA or deploying his cash to take advantage of the dip. ...
by Shallowpockets
Sun Apr 05, 2020 1:24 pm
Forum: Personal Finance (Not Investing)
Topic: Medicaid eligibility and unearned income?
Replies: 8
Views: 486

Re: Medicaid eligibility and unearned income?

Sounds like a top 1% percent problem looking for a bottom 20% percent solution.
by Shallowpockets
Sun Apr 05, 2020 9:18 am
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 103
Views: 7159

Re: Share what worked in your plan during the crisis

LBYM. All expenses over 10 years shows me that essential expenses are less than 50% of overall spending so have that as a buffer. And as a whole that annual expenses (all) still put me as LBYM.
by Shallowpockets
Sun Apr 05, 2020 9:11 am
Forum: Investing - Theory, News & General
Topic: Where Would We Be If [there were no stock buybacks?]
Replies: 23
Views: 1932

Re: Where Would We Be If [there were no stock buybacks?]

Perhaps the market would be lower, but maybe the return to normal or the ability of a company to survive would generate confidence based on their better balance sheet. Now, they are whining about needing money to get through this. They had a chance and did not take it. The prevailing notion is that ...
by Shallowpockets
Sat Apr 04, 2020 4:41 pm
Forum: Personal Consumer Issues
Topic: What Amazon Prime (free) movies y'd recommend ?
Replies: 78
Views: 6775

Re: What Amazon Prime (free) movies y'd recommend ?

Presently watching Ken Burns - The Dust Bowl. Seems relevant to today. Poor environmental practices, greed, speculation, poor people, collapse of economy, haves/have nots.
by Shallowpockets
Sat Apr 04, 2020 4:36 pm
Forum: Personal Consumer Issues
Topic: Anyone used ultrasound whistle to mitigate dog barking?
Replies: 34
Views: 2970

Re: Anyone used ultrasound whistle to mitigate dog barking?

Most areas have ordinances about barking dogs so you should look into that. Animal control said the dogs are not barking continuously so they won't intervene. Talking to neighbor may help. May not. I would asses neighbor first. Is he the kind that owns a gun? Is he bigger than you? All factors beca...
by Shallowpockets
Sat Apr 04, 2020 10:03 am
Forum: Personal Investments
Topic: Looking for resources on options trading
Replies: 5
Views: 235

Re: Looking for resources on options trading

Get the free book. Follow the Smart Money. You don’t have to do anything, but it will tell you what you want to know. Please do some research and learn a lot. Don’t go posting on here with endless I don’t understand questions that you could learn on your own. For a review of that sort of stuff you c...
by Shallowpockets
Sat Apr 04, 2020 7:41 am
Forum: Personal Consumer Issues
Topic: Should I cancel my travel in France and Belgium in mid May?
Replies: 75
Views: 5742

Re: Should I cancel my travel in France and Belgium in mid May?

I cannot even believe this is a question at all.
My answer would be, yes.
by Shallowpockets
Fri Apr 03, 2020 2:46 pm
Forum: Personal Consumer Issues
Topic: Should I cancel my travel in France and Belgium in mid May?
Replies: 75
Views: 5742

Re: Should I cancel my travel in France and Belgium in mid May?

There is often a big disparity between what is being said and what actually happens. For various reasons. Therefore I would look at May as way too soon. 6 weeks. I’d back out. Others have stated what they believe to be obvious.
Proceed at your own risk.
by Shallowpockets
Fri Apr 03, 2020 10:07 am
Forum: Personal Consumer Issues
Topic: Amazon delivery & payment issue
Replies: 20
Views: 1805

Re: Amazon delivery & payment issue

Summary: Amazon delivered something yesterday, then told me it was refunding the order because I returned the items. What to do? I ordered some food for delivery from Whole Foods. Yesterday the driver delivered 2 of 6 bags and said the other bags were not on the loading area and he'd look for them....
by Shallowpockets
Fri Apr 03, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2926

Re: Should I withdraw my kids from summer camp?

Yes. Withdraw. get your refund. If others wait until April 30, there may be an influx of refund requests and who knows how they will handle that then.
Plus, its your kids, virus all over, they don't need camp. really.
by Shallowpockets
Thu Apr 02, 2020 3:45 pm
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9102

Re: Online / Gun Dealer Recommendations

https://www.youtube.com/watch?v=yKQQ__EbNVI


You wont even believe this fast draw and accuracy. Bob Mundan.
by Shallowpockets
Thu Apr 02, 2020 3:09 pm
Forum: Investing - Theory, News & General
Topic: Is the coming pain really "priced in"?
Replies: 201
Views: 19346

Re: Is the coming pain really "priced in"?

Have not read this entire thread. Everything you expected changes every day, maybe hour by hour now. So the "coming" pain is priced that way. Day by day, and hour by hour. Priced in now, today, but maybe not tomorrow. No one can see far enough ahead nowadays. Things change on a tweet, a news story. ...
by Shallowpockets
Thu Apr 02, 2020 2:55 pm
Forum: Personal Investments
Topic: Does anyone else just not care/worry?
Replies: 139
Views: 9907

Re: Does anyone else just not care/worry?

I've been reading about the Stoic philosophers lately. Seems to come in handy, given our current situation. One of the principles is to understand what you have control over and focus your attention there. Otherwise don't spend your energy thinking about things you have no control over. What do we ...
by Shallowpockets
Thu Apr 02, 2020 2:02 pm
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13759

Re: Best way to safely obtain essential groceries?

The delivery times availability is your chokepoint. I saw on Walmart they had offered you to look at the dates/times before placing items in your cart. At another store you could not see it until you did fill the cart. I would check on a regular basis. If you can, fill your cart and hold it until yo...
by Shallowpockets
Thu Apr 02, 2020 1:51 pm
Forum: Personal Investments
Topic: I bought a Put option - now what?
Replies: 77
Views: 4520

Re: I bought a Put option - now what?

If you can find a buyer. Look at the spread. Is your .20 figured on the ask or the bid?
Yesterday the spread was .40. Volume was 2. Let me repeat that.
Volume was 2.
by Shallowpockets
Thu Apr 02, 2020 1:43 pm
Forum: Investing - Theory, News & General
Topic: The end of cruise ships [cruise line stock prices]
Replies: 246
Views: 26330

Re: The end of cruise ships

The cruise ships that just received permission to dock at Port Everglades with the virus started their cruise on MARCH 7!!!!! In Argentina.

Duh.
by Shallowpockets
Thu Apr 02, 2020 10:58 am
Forum: Personal Finance (Not Investing)
Topic: College choice dilemma
Replies: 167
Views: 8028

Re: College choice dilemma

If your son cannot make the wise decision based on free verses $76k of your money then he has a problem. That basic problem will be carried forward in his philosophy of life going forward. At your expense now and his expense later. Oh, at your expense later too, when you have less money to retire on...
by Shallowpockets
Thu Apr 02, 2020 10:45 am
Forum: Non-US Investing
Topic: How (not) to take future foreign exchange rate into account?
Replies: 6
Views: 279

Re: How (not) to take future foreign exchange rate into account?

How could you ever know that the forecast was reliable? Now? I think that you have to save and invest what you feel is your maximum and go with it. After all , you cannot save more than your maximum. That's it. Are you planning on saving only enough to get you 60,000 euros year? Maybe you will do pr...
by Shallowpockets
Thu Apr 02, 2020 9:54 am
Forum: Investing - Theory, News & General
Topic: Is Bogleheads suffering a derivatives epidemic?
Replies: 40
Views: 3301

Re: Is Bogleheads suffering a derivatives epidemic?

Almost all the thread concerning options are from people who know nothing about options. They do not even seem to look them up on the net and find out the basics. So the thread is a litany of the same things they could find if they had the wherewithal to look things up themselves.
by Shallowpockets
Wed Apr 01, 2020 11:17 am
Forum: Investing - Theory, News & General
Topic: Post Coronavirus economy and investing philosophy
Replies: 11
Views: 1341

Re: Post Coronavirus economy and investing philosophy

The economy will come back, but there may be a behavioral change in investments. People may be leery of the stock market. They may hold on to their money. Risk aversion. It happened after 2008. Took a long time before people came back into the markets. I believe there have been posts on here about p...
by Shallowpockets
Wed Apr 01, 2020 7:21 am
Forum: Personal Consumer Issues
Topic: Online / Gun Dealer Recommendations
Replies: 101
Views: 9102

Re: Online / Gun Dealer Recommendations

If you don’t have a gun, are unfamiliar with guns, you should go to a store. Las Vegas is a hot spot for guns. You can go shoot a machine gun. Go to a store and handle the guns. No one buys a gun online never having owned a gun. Well, I am sure some do, but that is not a good idea. As someone has me...
by Shallowpockets
Wed Apr 01, 2020 7:12 am
Forum: Personal Investments
Topic: I bought a Put option - now what?
Replies: 77
Views: 4520

Re: I bought a Put option - now what?

OP has no idea what he is doing? Or how this entire process works. He should be reading up on this extensively and not relying solely on this forum. He bought a put. He does not have to do anything. God forbid he ever sells a put. He has gotten plenty of explanation here. Now, I think, the onus is o...
by Shallowpockets
Tue Mar 31, 2020 4:55 pm
Forum: Personal Consumer Issues
Topic: Small drip from copper pipe
Replies: 46
Views: 2132

Re: Small drip from copper pipe

Do as you said with your pictures. Snakebite and Pex. It will take you longer to go to Home Depot and buy that stuff then it will take to fix. Even ordering on line will take longer. Solder, flux, a torch. Longer to do. Chance of fire or at least all that shielding. I could fix it and be having a be...
by Shallowpockets
Tue Mar 31, 2020 3:05 pm
Forum: Personal Consumer Issues
Topic: Garden fencing ideas needed
Replies: 12
Views: 774

Re: Garden fencing ideas needed

We have had a backyard garden for years. We have lots of rabbit around and lots of squirrels. I have never seen either of those eating any of our garden. Lettuce type greens, peppers, tomatoes.
Worry about the deer.
by Shallowpockets
Tue Mar 31, 2020 2:58 pm
Forum: Personal Investments
Topic: I bought a Put option - now what?
Replies: 77
Views: 4520

Re: I bought a Put option - now what?

You BOUGHT, so you have no obligation. You could let it expire. Then you are out the money. You could watch it and buy it back for more or less than you paid. That is closing the position. You bought to open and you would need to sell to close. I see SPTM is a very thinly traded option stock. May be...
by Shallowpockets
Tue Mar 31, 2020 2:46 pm
Forum: Personal Investments
Topic: Another way Edward Jones gets you
Replies: 43
Views: 4687

Re: Another way Edward Jones gets you

OP - I don't see a question in your post. Not for us. But I see a whole lot for EJ that you pose. Everything seems to be up to you to find it out from them.
Most of us know how EJ gets you. Now you know. yet you are still in.
by Shallowpockets
Tue Mar 31, 2020 8:56 am
Forum: Personal Consumer Issues
Topic: Did you move for better weather? Did you regret it?
Replies: 108
Views: 8906

Re: Did you move for better weather? Did you regret it?

Best to consider climate change also and its effects on weather where you live now and where you might want to live. Political climate also.
by Shallowpockets
Tue Mar 31, 2020 7:23 am
Forum: Personal Consumer Issues
Topic: Best Items to Buy at Macys
Replies: 16
Views: 2177

Re: Best Items to Buy at Macys

Why would you even bother to consider Macy’s? From your original post it doesn’t seem like you are familiar at all with Macy’s. How did it pop up on your radar?
I guess it is about manufactured spending.now because you are caught in this gift card thing.
by Shallowpockets
Mon Mar 30, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: What is best option for freeing up a lot of cash?
Replies: 30
Views: 1929

Re: What is best option for freeing up a lot of cash?

Don’t squander your own retirement for the sake of this. Because if you do, later on you will need them to bail you out.
If you had money, OK, but not when you have to devise schemes to do so.
by Shallowpockets
Mon Mar 30, 2020 8:05 am
Forum: Personal Consumer Issues
Topic: garage projects
Replies: 21
Views: 1638

Re: garage projects

Lots of suggestions here for you.
You could just google or YouTube, “garage projects”. I bet you would see a host of things that you could do.
by Shallowpockets
Sun Mar 29, 2020 3:39 pm
Forum: Personal Consumer Issues
Topic: Trip Cancelled-No Trip Insurance
Replies: 27
Views: 3037

Re: Trip Cancelled-No Trip Insurance

[quote="Silk McCue" post_id=5141409 time=<a href="tel:1585422561">1585422561</a> user_id=107288] If the provider cancelled the trip they have no right to your money and owe you a refund as they did not deliver what was promised. Cheers Not if they're bankrupt and don't have the money. At that point...
by Shallowpockets
Sun Mar 29, 2020 3:35 pm
Forum: Investing - Theory, News & General
Topic: So yesterday I leveraged up
Replies: 75
Views: 8110

Re: So yesterday I leveraged up

Greed. Is that the premise for your leverage?
Why not provide us with particular examples of your leverage. Then we can provide an analysis. I'd be interested. (Gordon Gecko)
by Shallowpockets
Sun Mar 29, 2020 3:29 pm
Forum: Personal Finance (Not Investing)
Topic: Why shouldn’t I buy a cheap flight in October?
Replies: 26
Views: 3123

Re: Why shouldn’t I buy a cheap flight in October?

I say go for it. But, don’t come back at that time (after cancellation) lamenting your lost points and grousing at the airlines that you aren’t being compensated properly. You know the risks. Go into with your eyes open. Consider not only the flight, but the conditions at your destination. It’s a s...
by Shallowpockets
Sun Mar 29, 2020 2:32 pm
Forum: Investing - Theory, News & General
Topic: The end of cruise ships [cruise line stock prices]
Replies: 246
Views: 26330

Re: The end of cruise ships

Will do good wrote:
Sun Mar 29, 2020 2:12 pm
FIREchief wrote:
Sun Mar 29, 2020 12:46 pm
I find it amusing how many folks who have never been on a cruise are telling the rest of us how awful they are.
+1, haters gonna hate :sharebeer

I’ve never been in prison either and I can say that for most people it would be awful.