Search found 120 matches

by keaton
Tue Apr 09, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: Buying and Reselling Used Car Every Year as a Used Car Buying Strategy?
Replies: 21
Views: 1384

Re: Buying and Reselling Used Car Every Year as a Used Car Buying Strategy?

I used to do this all the time when I was younger. This was before Craislist was so crazy and competitive, now its really not worth it. I would find vehicles for around $500-$1000 that needed major repairs like transmission, engine or cylinder head. Repair items that would cost a fortune to have a s...
by keaton
Sun Apr 07, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Google problem on Imac
Replies: 45
Views: 1954

Re: Google problem on Imac

Why not see if you can register the yahoo email again? That way you have that email to use as a recovery. Once that is done, switch the recovery over to your email. As I tell my parents, keep a notebook of your passwords! And use safari or chrome features to save passwords EVERY time.
by keaton
Sun Mar 24, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: East coast road trip with young kids, any stops?
Replies: 27
Views: 1376

Re: East coast road trip with young kids, any stops?

My vote is to look into Newport, RI as there is a lot to do if its a nice day. Walk around town, go to the beaches, Cliff walk, take a drive along the water at Benton point. Just get Waze up and running before you head onto the island!
by keaton
Tue Mar 19, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Suggestions for Landline Alternatives (Ooma, Magic Jack, etc.)
Replies: 56
Views: 2125

Re: Suggestions for Landline Alternatives (Ooma, Magic Jack, etc.)

My vote is OBI with GV since it works extremely well and no you don't need to tweak it anymore! that was an issue a while ago, everything as been solid after the whole GV scare.

The other option is to get a cheap granny cell phone with unlimited calling, as that will work even if the power goes out.
by keaton
Mon Mar 11, 2019 8:29 am
Forum: Personal Finance (Not Investing)
Topic: $1800 preventive maintenance for car vs running it to the ground
Replies: 15
Views: 1753

Re: $1800 preventive maintenance for car vs running it to the ground

There is a third option, just have an independent mechanic replace the tensioner with the revised one, and while they are in there inspect the guides. It will take less time and parts. Here is how to check it: https://www.youtube.com/watch?v=G65J1aEszyc&feature=youtu.be TONS of topics on this in the...
by keaton
Thu Mar 07, 2019 12:08 pm
Forum: Personal Consumer Issues
Topic: Tech Support needed - moving Google Drive contents to New computer
Replies: 9
Views: 988

Re: Tech Support needed - moving Google Drive contents to New computer

I don't know if this is still true, but Google Drive files won't sync if you manually copy to a new computer. This is the reason I ditched Google drive since I switched computers and internet is not fast everywhere in the world! So, if Google still has this issue, you are stuck with leaving your com...
by keaton
Sun Mar 03, 2019 3:41 am
Forum: Personal Finance (Not Investing)
Topic: How much does owning vehicles (cost/month)
Replies: 53
Views: 3829

Re: How much does owning vehicles (cost/month)

sd323232 wrote:
Sat Mar 02, 2019 5:51 pm
Replace car battery every 2 years – $140/2 = $60 / year => $5/ month
How do you go through batteries every 2yrs!? I usually get 8 to 10yrs out of them with ease.
by keaton
Mon Feb 25, 2019 3:38 pm
Forum: Personal Consumer Issues
Topic: Our landline number was ported over to someone else!
Replies: 8
Views: 2081

Re: Our landline number was ported over to someone else!

Most of the time, the pin is the last four of your number.
by keaton
Mon Feb 25, 2019 3:11 am
Forum: Personal Consumer Issues
Topic: Our landline number was ported over to someone else!
Replies: 8
Views: 2081

Re: Our landline number was ported over to someone else!

Do the same back, port it out of t-mobile to another account like google voice. Do the same that they did to you, as its pretty easy to port out. Also you could try using NumberBarn to port it out.
by keaton
Fri Feb 01, 2019 6:40 am
Forum: Personal Consumer Issues
Topic: Regular Gas in a car requiring Premium Gas (Lexus LS)
Replies: 23
Views: 1877

Re: Regular Gas in a car requiring Premium Gas (Lexus LS)

Remember, its probably pretty cold where you are so the effects of low octane fuel will be little to no concern. It's more of an issue when its hot out and your at low throttle going up a hill, once cruising at low load its not an issue.
by keaton
Wed Nov 21, 2018 3:59 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Card for International Travel
Replies: 67
Views: 6897

Re: Credit Card for International Travel

At the moment, for my wife and I, we currently spend 90% of our time out of the country. Our setup is below, although I would like to look into the above methods that look interesting. - Two Chase Sapphire accounts, so if one card is lost, the other can be used. - Google Fi on iPhones for data and t...
by keaton
Fri Oct 26, 2018 2:37 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 30032

Re: How many of you have cut the cord?

born in the mid-eighties and have never had cable or a landline. - My wife and I are building a new house and there will be no landline or cable run to the house, just a fiber connection and even that might be gone with 5G that MIGHT takeover fiber later on. - The inlaws town just had the old copper...
by keaton
Sat Jan 13, 2018 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: why do banks bother offering lousy CD rates?
Replies: 50
Views: 6416

Re: why do banks bother offering lousy CD rates?

it took me a long time to get my parents out of their .01% B&M account and into at least Ally. Very hard for them to understand the concept that the B&M bank was making a killing off of them. Their IRAs are still trapped in crappy CDs from the same bank. In my opinion these banks take advantage of t...
by keaton
Sun Jan 07, 2018 10:28 pm
Forum: Personal Consumer Issues
Topic: Best Phone Plan for 1 person
Replies: 86
Views: 4680

Re: Best Phone Plan for 1 person

so many great MNVOs out there! Personally, I go with Verizon MNVO due to coverage, but t-mobile MNVOs are very good. I can never get my head around google fi as they are so expensive in comparison, unless your. vERY light data user. My tops are (Verizon) Boom Totalwireless USmobile Pageplus Lots of ...
by keaton
Sat Dec 30, 2017 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Where I need to keep my Emergency cash
Replies: 24
Views: 2687

Re: Where I need to keep my Emergency cash

My vote is Ally, great bank! The 11m no penalty or the 12m at 2% with penalty.

There might be better offers that come and go, but having Ally as my primary bank has been excellent. Keep it simple is the key...

All autopay
Ally savings (1.25%)-->CC bill (2%)-->All POS and Bills

Easy!
by keaton
Thu Dec 28, 2017 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 122
Views: 10116

Re: Keeping a checkbook register

Is that where I let Chase come into my bank account and take the money? Because I won't do that. My sister had a vendor take more than they were supposed to once and then they told her it would take 6-8 weeks to put the money back. No thank you! Ok, a vender is a lot different then a CC company cha...
by keaton
Thu Dec 28, 2017 7:23 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 122
Views: 10116

Re: Keeping a checkbook register

How does chase take a week to process a payment? All mine go through very quickly when the process. I think they don't play well with my credit union's bill pay program. They are the only vendor in my bill pay list who receives a physical check, the rest are all electronic. It can actually take two...
by keaton
Thu Dec 28, 2017 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 122
Views: 10116

Re: Keeping a checkbook register

If your not interested in alternatives, then what’s the point of this topic. If I didn’t have mint, I still wouldn’t keep record as I would just see my balance on my phone via any of the apps for all accounts. Plus I don’t keep that close of a margin for any accounts. How does chase take a week to p...
by keaton
Thu Dec 28, 2017 6:44 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 122
Views: 10116

Re: Keeping a checkbook register

No checks used here.. All autopay, and everything gets funneled through credit cards for CB. All accounts linked to Mint so transactions are catagorized and I can inspect for anything out of place ASAP. All pretty much hands off, why write checks and pay for stamps when autopay exists. Keep it simple!
by keaton
Mon Dec 18, 2017 3:36 pm
Forum: Personal Finance (Not Investing)
Topic: Advice: Proper planning for state resident status with new home
Replies: 1
Views: 299

Advice: Proper planning for state resident status with new home

My wife and I recently bought a piece of property in Maine, yet we are based out of NH and travel a lot for work. We plan on building a house with a loan, yet the bank does not like loaning on "investment" property. This is our first property with a long term goal of living in it half of the year, t...
by keaton
Wed Nov 01, 2017 4:12 pm
Forum: Personal Consumer Issues
Topic: Cheap low speed unlimited data
Replies: 16
Views: 1998

Re: Cheap low speed unlimited data

Nettalkconnect is a t-mobile MNVO for $40 a month unlimited.
by keaton
Sat Oct 28, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1896

Re: Repair (new engine) 2005 Mazda 3?

Did you get any info on what the actual issue is? Also, again how many miles per quart? As you can go many many miles for much cheaper by just adding oil. Say your oil change interval is 5k miles (which is short) at $25-$35 per oil change Vs adding a quart of oil every 1k miles at $3 dollars a quart...
by keaton
Sat Oct 28, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1896

Re: Repair (new engine) 2005 Mazda 3?

I would favor a re-manufactured engine over a rebuilt one depending upon the price difference and how long you want to keep the car. A rebuilt motor only replaces defective parts. http://reman-engine-dcvamd.com/remanufactured-vs-rebuilt-and-new.html That is complete BS, any rebuilt motor goes throu...
by keaton
Fri Oct 27, 2017 5:36 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1896

Re: Repair (new engine) 2005 Mazda 3?

How did they diagnose it? I would get a compression test and leak down test. That will give you some idea of what is really going on. Supper easy to do by any shop. How much does it burn? 1qt every 500, 1k or 3k miles? Since, you could go to a 40 or 50 weight oil and just keep adding. It would be ch...
by keaton
Wed Oct 25, 2017 4:06 pm
Forum: Personal Consumer Issues
Topic: metal roof: standing seam vs interlocking panels
Replies: 15
Views: 1988

Re: metal roof: standing seam vs interlocking panels

Keep this in mind since your in snow country. The standing seem metal roof makes an amazing snow slide! Depending on roof height and pitch, the snow comes off like a rocket. Make sure you talk to a good roofer about putting stop rails up. Either on the whole house or just over doorways so you don’t ...
by keaton
Thu Oct 19, 2017 8:11 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 5724

Re: idiot proof router?

When everyone are talking about getting a switch, these are extremely simple. There is NO setup, software or anything, just plug in and go. It’s called an unmanaged switch, that takes one Ethernet port and turns it into however mean you want. Any basic router these days is dead simple to setup! The ...
by keaton
Thu Sep 14, 2017 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Large portable generator vs. permanent natural gas generator for home
Replies: 67
Views: 6858

Re: Large portable generator vs. permanent natural gas generator for home

Most folks cannot do well with diesels but since you have the knack perhaps you can say why you produce your own power since its is cheaper to pull it off the grid? FWIW - spark plugs are quite easy - fresh gasoline is often plentiful for many of us and carbs never get dirty when they are run dry. ...
by keaton
Tue Sep 12, 2017 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Large portable generator vs. permanent natural gas generator for home
Replies: 67
Views: 6858

Re: Large portable generator vs. permanent natural gas generator for home

- Diesel is a lot safer to store then LPG and you wouldn't need as much due to efficiency - Diesel gens are less maintenance intensive, not more - Yes, buying new, diesel gens will cost more I'm pretty much off grid 90% of my life, so maintenance, load balancing and usability of systems is just part...
by keaton
Tue Sep 12, 2017 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: Large portable generator vs. permanent natural gas generator for home
Replies: 67
Views: 6858

Re: Large portable generator vs. permanent natural gas generator for home

Maintaining a diesel is a lot simpler then a petrol based gen. No spark plug to change Less frequent oil changes No carb to clean or have fuel go bad in the bowl Parts would all depend on the type of gen you had, one with a yanmar block would be very simple. Tons of tractors with the same motor! Yes...
by keaton
Tue Sep 12, 2017 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Large portable generator vs. permanent natural gas generator for home
Replies: 67
Views: 6858

Re: Large portable generator vs. permanent natural gas generator for home

smitcat wrote:
Tue Sep 12, 2017 8:13 pm
I have had a number of diesel gensets - be careful what you wish for.
As in??

I'm actually running a 20KW as we speak, easy peasy!
by keaton
Tue Sep 12, 2017 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Large portable generator vs. permanent natural gas generator for home
Replies: 67
Views: 6858

Re: Large portable generator vs. permanent natural gas generator for home

Personally, I am on the cheaper side and would only buy and run a diesel generator. Higher output, much longer lasting, fuel stores easily, and a lot more efficient then any other fuel source.
by keaton
Fri Sep 08, 2017 7:09 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 433
Views: 59660

Re: Flaunt Your High-Mileage Car

I have had a few..

98 Volvo S70 turbo 300K
98 Volvo V70 T5M 250K
01 Golf TDI 5spd 285K
83 Mercedes 300CDT 230K+ and the odometer stoped working!

I have never owned a car with under 100K miles, and most of my cars in my younger years were 200K+
by keaton
Thu Sep 07, 2017 6:56 pm
Forum: Personal Consumer Issues
Topic: Waterproof container for documents-pending Florida hurricane
Replies: 29
Views: 3366

Re: Waterproof container for documents-pending Florida hurricane

You could scan most documents and never have to worry about loosing them, and then send the rest to someone to get back later. I have everything digital and all the passports and so forth off site. My living space is in constant risk of sinking, if you know what I mean! Hopefully the offsite part i...
by keaton
Thu Sep 07, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: Waterproof container for documents-pending Florida hurricane
Replies: 29
Views: 3366

Re: Waterproof container for documents-pending Florida hurricane

You could scan most documents and never have to worry about loosing them, and then send the rest to someone to get back later. I have everything digital and all the passports and so forth off site. My living space is in constant risk of sinking, if you know what I mean! Hopefully the offsite part i...
by keaton
Wed Sep 06, 2017 9:47 am
Forum: Personal Consumer Issues
Topic: Wanting a Portable Auto GPS
Replies: 65
Views: 5555

Re: Wanting a Portable Auto GPS

No way would I stick a old school GPS in any of my cars.... iPhone with Waze, done!
by keaton
Tue Sep 05, 2017 11:23 pm
Forum: Personal Finance (Not Investing)
Topic: How do you track expenses ?
Replies: 58
Views: 5333

Re: How do you track expenses ?

Like several others, I created a custom Excel Table, and then created pivot tables from that. How do you import transactions from accounts into the table with ease? I haven't bothered to try and see if there's a way to do that because there is zero chance the data I'd be importing from various acco...
by keaton
Tue Sep 05, 2017 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: How do you track expenses ?
Replies: 58
Views: 5333

Re: How do you track expenses ?

Tamales wrote:
Tue Sep 05, 2017 10:00 pm
Like several others, I created a custom Excel Table, and then created pivot tables from that.
How do you import transactions from accounts into the table with ease?
by keaton
Tue Sep 05, 2017 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: How do you track expenses ?
Replies: 58
Views: 5333

Re: How do you track expenses ?

Mint! Easy, and works on every platform in any part of the world I might be in. No need to shell out for any other features unless I had my own business. Great for planning and getting a more complete net worth, along with checking credit card transaction in one easy login.
by keaton
Tue Sep 05, 2017 5:46 pm
Forum: Personal Consumer Issues
Topic: Waterproof container for documents-pending Florida hurricane
Replies: 29
Views: 3366

Re: Waterproof container for documents-pending Florida hurricane

You could scan most documents and never have to worry about loosing them, and then send the rest to someone to get back later. I have everything digital and all the passports and so forth off site. My living space is in constant risk of sinking, if you know what I mean!
by keaton
Mon Sep 04, 2017 8:44 pm
Forum: Personal Consumer Issues
Topic: How long do cars last these days (electronics)
Replies: 32
Views: 3009

Re: How long do cars last these days (electronics)

I’ve got 10yrs on my vehicle and all the “fancy” features work. I Love having auto tinting rear view and side mirrors, auto headlights, auto tracking headlights and auto windshield wipers! My favorite features ever! And all this is done by very simple sensors that are not expensive to replace if nee...
by keaton
Thu Aug 17, 2017 7:21 am
Forum: Personal Consumer Issues
Topic: ABS light, and OBD II scanners.....UPDATE
Replies: 34
Views: 9809

Re: ABS light, and OBD II scanners.....

If you go to AutoZone or similar places they often have OBD-II scanners that you can borrow and use right there in the parking lot. Sometimes the parts counter person will even help you do the scan. You'll get a code or several codes and then have to look those up in a book to see what the specific...
by keaton
Wed Aug 16, 2017 3:48 pm
Forum: Personal Consumer Issues
Topic: ABS light, and OBD II scanners.....UPDATE
Replies: 34
Views: 9809

Re: ABS light, and OBD II scanners.....

Most generic code readers will not pull ABS fault codes. I would get onto a Ford forum and see what most of the guys use on there or check YouTube. A couple extra bucks can get you a scanner that will pull ABS and SRS codes.
by keaton
Sun Aug 13, 2017 5:27 pm
Forum: Personal Consumer Issues
Topic: T-Mobile promotion for 55+
Replies: 92
Views: 12762

Re: Just saved $1000 / year on mobile plan

We pay about $13/month for two lines on Tracfone. I need unlimited data for business reasons. Other than "business reasons," I am curious how people use so much data. I am like Nicolas. We have 2 cellphones-one uses the H2owireless $10 for 3 months plan and the other the "RealMobile $10 for 4 month...
by keaton
Sun Aug 13, 2017 4:29 pm
Forum: Personal Consumer Issues
Topic: T-Mobile promotion for 55+
Replies: 92
Views: 12762

Re: T-Mobile promotion for 55+

Did it Saturday, 2 limes for me and my wife $70 and they ported my old phone numbers. When I called Verizon for my account number, they wanted to try and match this offer instead of canceling our account. They had no answer when I asked them why, as we were good long-time customers, didn't they rea...
by keaton
Sun Aug 13, 2017 4:18 pm
Forum: Personal Consumer Issues
Topic: T-Mobile promotion for 55+
Replies: 92
Views: 12762

Re: Just saved $1000 / year on mobile plan

Used our existing paid off phones. They offer new phones as well as upgrades to our existing. About 3 months ago, I gave up my Windows Phone that I paid $35 for and got about 4 years out of and went up to a Google Pixel - so I should be good for 5 more years on my Pixel- wife has Iphone 6 so no nee...
by keaton
Sat Aug 12, 2017 10:16 pm
Forum: Personal Consumer Issues
Topic: MiFi for International Travel
Replies: 13
Views: 1931

Re: MiFi for International Travel

I personally just have an old iPhone and toss any sim into that, start up hotspot and bam, done. It has to be an iPhone 5 or newer Verizon model.
by keaton
Sat Aug 12, 2017 12:46 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to upgrade iPhones ?
Replies: 37
Views: 5330

Re: Cheapest way to upgrade iPhones ?

ddurrett896 wrote:
Sat Aug 12, 2017 7:16 am
Following!

I miss the $199 iPhone upgrade every 2 years and re-selling my old phone for $150 on Craigslist.
Not me!! That was the most expensive option, thus why it has gone away, people got smart..
by keaton
Sat Aug 12, 2017 10:49 am
Forum: Personal Investments
Topic: Advice: W2 or 1099 for IRA & 401K reasons, need math help
Replies: 6
Views: 669

Re: Advice: W2 or 1099 for IRA & 401K reasons, need math help

I overlooked the full SS payment with self employed, that does take a hit to the total net income, with a 1099.

SO, the question is, at 148K filing jointly with very minimal deductions, be worth it over a W2? Having to pay the other half of SS in order to contribute more via a SEP-IRA, thoughts?
by keaton
Fri Aug 11, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: Project Fi phone
Replies: 26
Views: 3008

Re: Be aware of Project Fi phone buy service

What does everyone with Google FI end up paying at the end of the month? I can’t bring myself to change since I’m at $40 for unlimited, I would have to really cut back to ever come close to that with google fi
by keaton
Fri Aug 11, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Project Fi phone
Replies: 26
Views: 3008

Re: Be aware of Project Fi, Google sometimes is evil

Pop the sim into your iPhone and get rid of the android. Easy peasy!